CSB IAS ACADEMY

23

CURRENT BULLETIN-2019

www.csbias.com

Government SchemesMeghalaya to bring entry law for visitors

Context :

The Meghalaya Cabinet approved amendments to the Meghalaya Residents Safety and Security Act (MRSSA) 2016, which will lead to laws that re-quire non-resident visitors to register themselves on the lines of the Inner Line Permit (ILP) system of Arunachal Pradesh, Nagaland and Mizoram.

Explanation :

Reason behind such move

Continuous demands for a system similar to Inner Line Permit (ILP) in Meghalaya.

Concerns by civil societies that people excluded from the National Register of Citizens (NRC) in Assam might try to enter Meghalaya.

What is the Inner Line Permit (ILP)? The Inner Line Permit (ILP) is an official travel doc-umentissued by the Government of India to grant inward travel of an Indian citizen into a protected area for a limited period.

It is obligatory for Indians residing outside those states to obtain permission prior to entering the protected areas.

ILP is based on the Bengal Eastern Frontier Regu-lations, 1873, which protected the British Crown’s interest in tea, oil and elephant trade. It prohibit-ed “British subjects”or Indians from entering into these protected areas.

It can be issued for travel purposes solely. Visitors are not allowed to purchase property in these re-gions. However, there might be a different set of rules for long term visitors, though they are not valid for central government employees and secu-rity forces.

Currently, the Inner Line Permit is operational in Arunachal Pradesh, Mizoram and Nagaland.

The document has been issued under the Bengal Eastern Frontier Regulation, 1873and the condi-tions and restrictions vary from state to state.

Meghalaya Residents Safety and Security Act

(MRSSA) 2016

The Meghalaya Residents, Safety and Security Act, 2016 (MRSSA) was passed to check illegal immigra-tion in Meghalaya.

It provides for verification and regulation the ten-ants residing in rented houses in the state.

It also establishes District Task Force and Facilita-tion Centres for effective enforcement of various laws for the safety and security of the citizens.

Key Fact

Nagaland was inaugurated as India’s 16th State on this date following the ‘16-point agreement’ between the government of India and the Naga People’s Con-vention in 1960.

Rules notified to bring financial firms under IBC

Context :

The Ministry of Corporate Affairs has notified the Insolvency and Bankruptcy (Insolvency and Liquida-tion Proceedings of Financial Service Providers and Application to Adjudicating Authority) Rules, 2019 to provide a generic framework for insolvency and liq-uidation proceedings of systemically important FSPs other than banks.

CSB IAS ACADEMY

24

CURRENT BULLETIN-2019

www.csbias.com

Explanation :

About the Insolvency and Bankruptcy Rules,

2019

It provides detailed rules for the resolution of sys-temically important financial service providers (FSPs) under the bankruptcy law.

Through this, resolution of stressed Non-banking finance companies (NBFCs) can be done.

These rules will not apply to banks.

Highlights of the new framework

Only a regulator will be allowed to refer a non-bank lender or housing financier to a bankruptcy tribunal.

The bankruptcy tribunal will appoint an administra-tor who will try to stitch together a turnaround plan.

The regulator shall issue ‘no objection’ on the basis of the fit and proper criteria applicable to the finan-cial service provider.

The administrator will be nominated by the regulator, such as the Reserve Bank of India (RBI) in the case of non-bank lenders and housing financiers.

The registration or the licence of the financial ser-vices provider will not be suspended or cancelled during the bankruptcy resolution process.

In case a turnaround of the financial institution is not possible, before deciding to liquidate it, the tribunal will listen to the views of the regulator.

Need

Till now, there was no system similar to the IBC (In-solvency and Bankruptcy Code) that was designed exclusively for financial institutions.

Significance

Likely to help out distressed shadow banks and hous-ing financiers, which have been battling a liquidity crisis for a year.

The new rules address an important regulatory gap by bringing in certain classes of financial institutions under the scope of IBC.

New rules under IBC was a timely step for resolution of financial services providers, permitting an inter-play between regulators, creditors and the National Company Law Tribunal (NCLT) for appropriate ac-

tions.

Background

The rules were issued under Section 227 of the IBC, which allows the Central government to notify FSPs or categories of FSPs for the purpose of insolvency and liquidation proceedings.

National Mission ‘NISHTHA’ launched in J&K

Context :

National Initiative for School Heads’ and Teachers’ Holistic Advancement (NISHTHA) was launched in Jammu and Kashmir.

About the NISHTHA :

It is an initiative of Ministry of Human Resource Development.

It is the largest teachers’ training programme of its kind in the world.

The features of this programme are activity based modules including educational games, Social-emo-tional learning, motivational interactions, team building, preparation for school based assessment, in-built continuous feedback mechanism etc.

Under this programme, standardized training modules will be developed at national level for all States and UTs.

The training will be conducted directly by key re-source persons (KRPs) and state resource persons (SRPs) , who will in turn be trained by persons from the National Council of Educational Research and Training (NCERT), National Institute of Education-al Planning and Administration (NIEPA), Kendriya Vidyalaya Sangathan (KVS), Navodaya Vidyalaya Samiti (NVS), Central Board of Secondary Educa-tion (CBSE) and NGOs.

A Mobile App and Learning Management System (LMS) based on MOODLE (Modular Object-Orient-ed Dynamic Learning Environment) have been de-veloped by NCERT for registration of Teachers, dis-semination of resources, training gap and impact analysis etc.

CSB IAS ACADEMY

25

CURRENT BULLETIN-2019

www.csbias.com

Objective

To build the capacities of around 42 lakh participants-covering all teachers and Heads of Schools at the elementary level in all Government schools, faculty members of State Councils of Educational Research and Training (SCERTs), District Institutes of Education and Training (DIETs) as well as Block Resource Coordi-nators and Cluster Resource Coordinators.

To develop teacher’s skillson various aspects related to Learning Outcomes, Competency Based Learning, School Leadership qualities Pre-vocational Educa-tion, eco club, youth club, kitchen garden etc.

Need

It was observed that the expectation from teachers in the present day is different and includes many new attributes.

Teachers today are also expected to be aware of the provisions regarding gender, the Rights of Persons with Disabilities Act and the Protection of Children from Sexual Offences (POCSO) Act.

Maternity scheme reaches only one-third of beneficiaries

Context :

Pradhan Mantri Matru Vandana Yojana(PMMVY) has been able to reach less than a third of the eligible beneficiaries, researchers who extrapolated from data obtained under the Right to Information (RTI) Act said.

Explanation :

Implementation status of PMMVY

PMMVY Scheme reached to only 49 % of mothers who had their first child.

Only 31% of all eligible mothers received their total entitlement of Rs 6,000.

Almost 61% of beneficiaries (mothers out of the total enrolled) received the full amount of 6,000 INR.

PMMVY covers 23% of all births and pays full benefits to a mere 14% of all births.

Only 66% of pregnant women and 69% of nursing women knew about the scheme. Only 8% of preg-nant women and 23% of nursing mothers received some benefits.

Reason :

To get PMMVY benefits, mother have to show the Aadhaar card of her husband. Women who are liv-ing with men they are not married to, single mothers and those who may be staying at their natal home were not able to shown her husband’s Aadhaar card and were excluded from the scheme.

Women must also have the address of their marital home on their Aadhaar card, which often results in newly married couples being either left out or forced to travel.

Low awareness on PMMVY scheme

Long delays in transferring the cash amount to the beneficiaries

About Pradhan Mantri Matru Vandana Yojana

(PMMVY)

It is a Maternity Benefit Programme that is imple-mented in accordance with the provision of the Na-tional Food Security Act, 2013.

CSB IAS ACADEMY

26

CURRENT BULLETIN-2019

www.csbias.com

It was previously known as Indira Gandhi Matritva Sahyog Yojana (IGMSY).

This programme has been in force from 1st January 2017.

Objectives

Providing partial compensation for the wage loss in terms of cash incentive so that the woman can take adequate rest before and after delivery of the first living child.

Eligibility

Lactating mothers and pregnant women in case of the birth of the first child in the family.

Exceptions

The maternity benefits are available to all Pregnant Women & Lactating Mothers (PW&LM) except those in regular employment with the Central Government or State Government or Public Sector Undertaking or those who are in receipt of similar benefits under any law for the time being in force.

Benefits :

It is a direct benefit transfer (DBT) scheme under which cash benefits are provided to pregnant wom-en in their bank account directly to meet enhanced nutritional needs and partially compensate for wage loss.

Under the Scheme, Pregnant Women and Lactating Mothers (PW&LM) receive a cash benefit of Rs. 5,000 on fulfilling the respective conditionality.

The eligible beneficiaries also receive cash incentive under Janani Suraksha Yojana (JSY). Thus, on an av-erage, a woman gets Rs. 6,000 in three instalments.

Implementation

It is implemented by the Ministry of Women & Child Development in collaboration with State Govern-ments.

Implementation of the scheme is closely monitored by the government through PMMVY-CAS (Common Application Software), a web based software appli-cation.

The application is interoperable with UIDAI and Pub-lic Financial Management System (PFMS) for authen-tication of unique beneficiaries.

CSB IAS ACADEMY

27

CURRENT BULLETIN-2019

www.csbias.com

Madhya Pradesh, Andhra Pradesh, Himachal Pradesh, Dadra & Nagar Haveli and Rajasthan are the top five States/UT in the country in implementation of PM-MVY.

Odisha decided to not implement PMMVY because it has its own State-sponsored scheme called ‘Mama-ta’.

Funding

Under the scheme, the cost sharing ratio between the Centre and the States & UTs with Legislature is 60:40, for North-Eastern States & three Himalayan States, it is 90:10 and 100% Central assistance for Union Territories without Legislature.

Over 18 lakh farmers registered under PM Kisan Maan Dhan Yoja-naContext :

The Union Minister of Agriculture and Farmers Wel-fare said that 18,29,469 farmers have been regis-tered under the PM Kisan Maan Dhan Yojana, includ-ing 61,496 farmers of Gujarat.

Explanation :

Pradhan Mantri Kisan Maan-Dhan Yojana (PM-KMY)

It is a is a Central Sector Scheme, administered by the Department of Agriculture, Cooperation & Farmers Welfare, Ministry of Agriculture & Farm-ers’ Welfare in partnership with the Life Insurance Corporation of India (LIC).

It is an old age pension scheme for all land hold-ing Small and Marginal Farmers (SMFs)in the coun-try.

It is a voluntary and contributory pension scheme.

Salient features of Scheme :

Under the scheme, a minimum fixed pension of Rs 3000 is provided to the eligible small and marginal farmers on attaining the age of 60 years.

The farmers will have to make a monthly contribu-tion of Rs. 55 to Rs.200, depending on their age of entry, in the Pension Fund till they reach 60 years.

The Central Government will also make an equal con-tributionof the same amount in the pension fund.

The Life Insurance Corporation of India (LIC) will be the Pension Fund Managerand responsible for Pen-sion pay out.

After the subscriber’s death, the spouse or heir is en-titled to receive 50% of the pension.

The beneficiaries may opt voluntarily to exit the Scheme after a minimum period of 5 yearsof regular contributions.

The farmers, who are also beneficiaries of PM-Kisan Scheme, will have the option to allow their contribu-tion debited from the benefit of that Scheme directly.

Eligibility

All Small and Marginal Farmers (SMFs) in all States and Union Territories.

Age of 18 years and above and upto the age of 40 years

CSB IAS ACADEMY

28

CURRENT BULLETIN-2019

www.csbias.com

Cabinet approves code to allow fixed-term employment

Context :

The Union cabinet approved the Labour Code on In-dustrial Relations 2019, allowing companies to hire workers on fixed-term contract of any duration.

Explanation :

About the Labour Code on Industrial

Relations 2019

Labour Code on Industrial Relations is one of the four labour codes.

The code on Industrial Relations will combine In-dustrial Disputes Act, 1947, the Trade Unions Act, 1926, and the Industrial Employment (Standing Orders) Act, 1946.

Highlights of the Labour Code on Industrial

Relations 2019

Allows companies to hire workers on fixed-term con-tract of any duration. Fixed-term employment means a worker can be hired for any duration, three months or six months or a year depending on season and or-ders.

Retained the threshold on the worker count at 100 for prior government approval before retrenchment. It also means that all workers will be treated at par with regular workers for benefits. However, it has provision for changing such number of employees through notification.

Provide for setting up of a two-member tribunal (in place of one member) wherein important cases will be adjudicated jointly and the rest by a single mem-ber, resulting speedier disposal of cases.

Vested powers with the government officers for adju-dication of disputes involving penalty as fines, there-by lessening the burden on tribunal.

Background

The industrial relations code is the third out of four labour codes that have got approval from the cab-inet. The Labour Code on Wages has already been approved by Parliament in August while the Labour Code on Occupational Safety, Health and Working Conditions has been referred to the standing commit-

tee of labour.

In June 2019, the central government has decid-ed to merge 44 labour laws under four catego-ries:

Labour Codes on Wages

Labour Codes on Industrial Relations

Labour Codes on Social Security

Labour Codes on Occupational Safety, Health and Working Conditions

The Labour Code on Wages has already been ap-proved by Parliament while the Labour Code on Oc-cupational Safety and Code on Social security are not been approved yet.

CSB IAS ACADEMY

29

CURRENT BULLETIN-2019

www.csbias.com

Parliament passes Jallianwala Bagh National Memorial (Amend-ment) Bill 2019Context :

Jallianwala Bagh National Memorial (Amendment) Bill, 2019 which seeks the removal of the Congress president as a trustee of the memorial was passed by the Parliament.

Explanation :

About the Jallianwala Bagh Nation-al Memorial (Amendment) Bill, 2019

The Bill amends the Jallianwala Bagh National Me-morial Act, 1951.

The Act provides for the erection of a National Me-morial in memory of those killed on April 13, 1919, in Jallianwala Bagh, Amritsar. In addition, the act cre-ates a Trust to manage the National Memorial.

Features of the Bill

Composition of Trustees :

Under the 1951 Act, the Trustees of the Memorial in-clude: (i) the Prime Minister as Chairperson, (ii) Pres-ident of the Indian National Congress, (iii) Minister in-charge of Culture, (iv) Leader of Opposition in the Lok Sabha, (v) Governor of Punjab, (vi) Chief Minister of Punjab, and (vii) three eminent persons nominat-ed by the central government.

The Bill amends this provision to remove the Presi-dent of the Indian National Congress as a Trustee. Further, it clarifies that when there is no Leader of Opposition in Lok Sabha, then the leader of the sin-gle largest opposition party will be the Trustee.

Trustees nominated by the central government

The Act provides that the three trustees nominated by the central government will be trustees for a pe-riod of five years and will be eligible for renomina-tion. The Bill allows the central government to ter-minate the term of a nominated trustee before the expiry of his term without assigning any reason.

Changes made in the bill :

The 2019 amendment bill removes the President of the Indian National Congress as a Trustee.

It clarifies that when there is no Leader of Opposition in Lok Sabha, the leader of the single largest opposi-tion party in the Lok Sabha will be the Trustee.

The 1951 act provided that the three eminent per-sons nominated by the central government will have a term of five years and will be eligible for re-nomina-tion. The 2019 bill added a clause to allow the central government to terminate the term of a nominated trustee before the expiry of his term without assign-ing any reason.

Cabinet approves proposal for Re-cycling of Ships Bill, 2019

Context :

The Union Cabinet has approved the proposal for en-actment of Recycling of Ships Bill, 2019 and acces-sion to the Hong Kong International Convention for Safe and Environmentally Sound Recycling of Ships, 2009.

Explanation :

About Recycling of Ships Bill, 2019

The bill aims to provide for the regulation of recy-cling of ships by setting certain international stan-dards and laying down the statutory mechanism for enforcement of such standards.

When the Hong Kong International Convention for Safe and Environmentally Sound Recycling of Ships, 2009 comes into force, its provisions will be imple-mented under the provisions of the Recycling of Ships Bill, 2019.

Features

Prohibits hazardous material

The proposed bill restricts and prohibits the use or

CSB IAS ACADEMY

30

CURRENT BULLETIN-2019

www.csbias.com

installation of hazardous material, which applies ir-respective of whether a ship is meant for recycling or not.

For new ships, such restriction or prohibition on use of hazardous material will be immediate, while exist-ing ships shall have a period of five years for com-pliance. Restriction or prohibition on use of hazard-ous material would not be applied to warships and non-commercial ships operated by Government. Ships shall be surveyed and certified on the inventory of hazardous material used in ships.

Authorization

Ship recycling facilities are required to be authorized and ships shall be recycled only in such authorized ship recycling facilities.

Ship-specific recycling plan

Ships shall be recycled in accordance with a ship-spe-cific recycling plan. Ships to be recycled in India shall be required to obtain a Ready for Recycling Certifi-cate in accordance with the Hong Kong International Convention (HKC).

Condition for the enforcement of the conven-

tion 15 ratifications by countries that represents 40% of the world merchant shipping by gross tonnage (Cur-rently, out of 15, 14 countries are member of this convention including India).

During the preceding 10 years, the combined max-imum annual ship recycling volume of those States must constitute minimum 3 % of their combined merchant shipping tonnage.

What is Hong Kong International Conven-

tion?

The Hong Kong International Convention for the safe and environmentally sound recycling of ships is a multilateral convention adopted in 2009.

It has not entered into force yet.

It is aimed at ensuring that ships, when being re-cycled after reaching the end of their operational lives, do not pose any unnecessary risk to human health and safety or to the environment.

The Convention was developed with input from International Maritime Organization, Internation-al Labour Organization and the Parties to the Ba-sel Convention on the Control of Transboundary Movements of Hazardous Wastes and their Dis-posal.

Regulations in the Convention cover the design, construction, operation and preparation of ships.

Upon entry into force of the Hong Kong Conven-tion, ships to be sent for recycling will be required to carry an inventory of hazardous materials, which will be specific to each ship.

Why ship recycling is hazardous to environment and workers?

Ships sold for scrapping may contain environmentally hazardous substances such as asbestos, heavy met-als, hydrocarbons, ozone depleting substances and others.

Shipbreaking is carried out mainly in the informal sector and is rarely subject to safety controls or in-spection.

Large amounts of carcinogens and toxic substances

CSB IAS ACADEMY

31

CURRENT BULLETIN-2019

www.csbias.com

not only intoxicate workers but are also dumped into the soil and coastal waters.

An average size ship contains up to 7 tonnes of as-bestos which is often sold in the local communities after scrapping. Asbestos, particularly used in en-gine rooms because of its thermal insulation, when breaks into fine fibres, suspends in the air for long periods of time and can lead to fatal diseases such as lung cancer if inhaled.

Majority of shipyards have no waste management systems to prevent pollution.

Background

India is the leader in the global ship recycling indus-try, with a share of over 30% of the market.

The ship-recycling industry is a labour-intensive sec-tor, but it is susceptible to concerns on environmen-tal safety.

Key Fact

90 % of ship-breaking in the world is carried out in Bangladesh, China, India, Pakistan and Turkey.

India handles around 5 million ship gross tonnage (MnGT) annually, which is around 25% share of the world’s ship recycling industry. The Indian govern-ment plans to nearly double this by 2024, at around 9 MnGT.

Swachh Survekshan Grameen Awards 2019Context :Minister Ministry of Jal Shakti conferred the Swa-chh Survekshan Grameen (SSG) 2019 awards to top ranked states, union territories, and districts in the various categories on the occasion of World Toilet Day.

Explanation :

What is Swachh Survekshan Grameen (SSG) award?Swachh Survekshan Grameen (SSG) is a rural clean-liness survey to rank all states and districts on basis of qualitative and quantitative sanitation parame-ters.

It is undertaken by the Drinking Water and Sanita-tion, Ministry of Jal Shakti (DDWS).

It is based on a comprehensive set of parameters including self-reporting by Districts, data from the SBM-G IMIS, district-level surveys of public places like schools, Haat bazaars etc. and citizen’s percep-tion of Swachhata and their recommendations for improvement of the program.

The weights to different elements of the SSG are :

Direct Observation of sanitation in public places (30%)

Citizen’s Feedback including feedback from common citizens, key influencers at the village level and from citizens online using the App (35%)

Service Level Progress on sanitation related parame-ters (35%)

Significance

SSG has played a crucial role in assessing the Swach-hata status on ground, particularly at public places in rural areas through group discussions and feedback collection.

As part of SSG 2019, more than 17,000 villages across India were covered.

Overall Ranking of SSG 2019 :

Top 3 States – 1) Tamil Nadu, 2) Haryana, 3) Gujarat

Top 3 Districts – 1) Peddapalli, Telangana, 2) Farid-

CSB IAS ACADEMY

32

CURRENT BULLETIN-2019

www.csbias.com

abad, Haryana, 3) Rewari, Haryana

State with maximum citizen participation – Uttar Pradesh

Intensified Mission Indradhanush (IMI) 2.0 to be rolled out in 27 statesContext :The Intensified Mission Indradhanush (IMI) 2.0 that is to be rolled out from 2 December 2020 will focus on 272 districts of 27 states and 652 blocks of Uttar Pradesh and Bihar among hard-to-reach and tribal populations.

Explanation :

Mission IndradhanushMission Indradhanush was launched by the Minis-try of Health and Family Welfare, Government of India in 2014.

It aims to achieve more than 90 % full immuni-sation coverageamong children by 2020 who are either unvaccinated, or are partially vaccinated against vaccine preventable diseases.

IMI is supported by 12 other ministries and de-partments.

It is monitored at the highest level under a special initiative called ‘Proactive Governance and Timely Implementation (PRAGATI)’.

Diseases treated under Mission IndradhanushDiphtheria, whooping cough, tetanus, poliomyelitis, tuberculosis, measles and Hepatitis B, Japanese En-cephalitis and Haemophilus influenzae type B, Rubel-la, Injectable Polio Vaccine Bivalent and Rotavirus.

Areas Under Focus

High risk areas identified by the polio eradication programme

Areas with missed/low routine immunization (RI) coverage

Areas with vacant sub-centers

Small villages, hamlets, dhanis or purbas clubbed with another village for RI sessions and not having independent RI sessions.

Intensified Mission Indradhanush :To further intensify the immunization programme, government launched the Intensified Mission In-dradhanush (IMI) in October 2017.

It aims to reach each and every child under 2 years of age and all those pregnant women who have been left uncovered under the routine immunisa-tion programme.

It focused on improving immunization coverage to ensure full immunization to more than 90% by De-cember 2018.

It covered low performing areas in the selected dis-tricts and urban areas. Special attention was given to unserved/low coverage pockets in sub-centre and urban slums with migratory population.

Intensified Mission Indradhanush 2.0IMI 2.0 will be launched as part of the silver jubilee celebrations of the Pulse Polio Programme.

It aims to reach each and every child below the age of 2 years and all pregnant women still uncovered/partially covered in 271 districts of India and 652 blocks of Uttar Pradesh and Bihar.

It will include four rounds of vaccination, with each round involving a seven-day immunisation drive to be conducted each month.

The IMI programme is supported by 12 ministries and departments and is being monitored by the cabinet secretary at the national level.

CSB IAS ACADEMY

33

CURRENT BULLETIN-2019

www.csbias.com

Govt Launched Portal for Subsidy Scheme Under PMAY-HFA (U)Context :

Union Govt launched the Credit-linked Subsidy Ser-vices Awas Portal (CLAP) under Pradhan Mantri Awas Yojana-Housing for All (Urban).

The portal was launched along with the signing of agreements between the Union Housing Affairs Ministry and state govt for the construction of Light-House projects under GHTC-India.

Explanation :

About CLPA Portal

It aims to provide real-time web-based monitoring system for the beneficiaries of the Credit-Linked Sub-sidy services (CLSS).

Significance

help the beneficiaries to track their application status online in real-time.

benefit the other stakeholders to work in unity to re-lease subsidy to the beneficiaries on time.

About Global Housing Technology Challenge (GHTC) :

GHTC aims to fast-track the construction of afford-able housing and meet the target of constructing 1.2 crore houses by 2022.

GHTC focuses on identifying and mainstreaming proven demonstrable technologies for lighthouse projects and spotting potential future technologies for incubation and acceleration support through ASHA (Affordable Sustainable Housing Accelerators) — India.

Objectives :

To enable adoption of construction techniques for housing that are affordable and takes minimum time as less as three months instead of the conventional three years for construction.

Bring a paradigm shift in technology transition using large-scale construction under the PMAY-U as an op-portunity to get the best available construction tech-nologies across the globe.

Pradhan Mantri Awas Yojana (Urban)

Pradhan Mantri Awas Yojana is an initiative by Government of India under the Ministry of Hous-ing and Urban Affairsin which affordable housing will be provided to the urban poor.

The PMAY (U) mission was launched in June 2015 with the aim to provide houses to every eligible urban household in India by the year 2022.

It will be implemented as Centrally Sponsored Scheme(CSS) except for the component of cred-it linked subsidy which will be implemented as a Central Sector Scheme.

CSB IAS ACADEMY

34

CURRENT BULLETIN-2019

www.csbias.com

Components of the PMAY (U)

1. Beneficiary led Construction (BLC)

2. Credit Linked Subsidy Scheme (CLSS)

3. Affordable Housing in Partnership (AHP)

4. In-Situ Slum Redevelopment (ISSR)

Features of PMAY(U)

Subsidy of 6.5% on home loan interest rate for a term of 20 years.

The credit linked subsidy up to Rs 6 lakhs. Housing and Urban Development Corporation (HUDCO) and National Housing Bank (NHB) are the Central Nodal Agencies (CNAs) to channelize this subsidy.

Compulsory ground floor housing accommodation for senior citizens and the differently-abled.

Mandatory use of eco-friendly materials for building construction.

Extending scheme coverage to include all urban ar-eas in India.

Encouraging women to become home owners by making it mandatory to register a property with both the male and female heads of family unless there is no female family member.

Beneficiaries

Economically Weaker Section (EWS): Annual house-hold income less than Rs.3 lakhs.

Light Income Group (LIG): Annual household income ranging between Rs.3 lakhs to 6 lakhs.

Medium Income Group (MIG1): Annual household income below Rs.12 lakh fall

Medium Income Group (MIG2): Annual household income between Rs.12 to Rs.18.

Minorities: People hailing from minority groups like SC/ST/OBC will fall under minorities.

Women: Women belonging to EWS/LIG categories will be considered under PMAY scheme.

EWS category of beneficiaries is eligible for assis-tance in all four components of the Missions whereas LIG and MIG categories are eligible under only Credit linked subsidy scheme (CLSS) component of the Mis-sion.

Coverage :

The scheme focuses to cover the entire urban area consisting of all statutory towns and areas includ-ing Notified Planning/ Development Area/ Indus-trial Development Authority/Special Area Develop-ment Authority/ Urban Development Authority or any such Authority under the State legislation which is entrusted with the functions of urban planning and regulations.

Implementation :

Phase I (April 2015 – March 2017) to cover 100 Cities selected from States/UTs as per their willingness.

Phase II (April 2017 – March 2019) to cover addition-al 200 Cities

Phase III (April 2019 – March 2022) to cover all other remaining Cities

Ownership of houses :

House is to be allotted in the name of adult female member or in joint name and all houses to have toilet facility, drinking water and power supply. Preference is given to persons with disabilities, ST/ SC/ OBCs, mi-norities and transgender.

CSB IAS ACADEMY

35

CURRENT BULLETIN-2019

www.csbias.com

What is Light House Projects?

The Light House projects are model housing projects that are made using alternative technology along with physical and social infrastructure facilities fit to the geo-climate and risk provisions of the region.

The Light House projects can display and deliver ready to move-in houses rapidly than the normal construction, which are cost-effective, sustainable and excellent with a better quality of construction.

GHTC-India :

The Global Housing Technology Challenge-India (GHTC-India) was launched in 2019 as a part of Con-struction Technology Year. It aims for faster and cost-effective development of affordable housing projects.

YuWaah InitiativeContext :

NITI Aayog in partnership with UNICEF has launched ‘YuWaah’ initiative.

It is part of the ‘Generation Unlimited’ a global part-nership to provide quality education, training or em-ployment for young people by 2030.

Explanation :

About Yuwaah :

1. It aims to expand socio-economic opportunities for India’s young people, especially those from mar-ginalized groups.

2. Enable sustained and coordinated investments to create solutions for

a. learning (including alternative and flexible learning programmes),

b. life and employability skills,

c. career guidance and employment opportunities (including entrepreneurship).

3. The target group are the adolescents and young people (10 to 24 years of age) in school (25 million), out of school (20 million) and in institutions (4 mil-lion)

CSB IAS ACADEMY

36

CURRENT BULLETIN-2019

www.csbias.com

UNICEF

1. United Nations Children’s Fund (UNICEF) is a United Nations agency responsible for providing humanitarian and developmental aid to children.

2. It relies entirely on contributions from govern-ments and private donors.

3. It is governed by a 36-member executive board that establishes policies, approves programs, and oversees administrative and financial plans.

4. The board is made up of government represen-tatives elected by the United Nations Economic and Social Council, usually for three-year terms.