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DB - ATMTRUCKING PROGRAM

Services Offered:u Risk Control Servicesu Downloadable / Fillable Formu Claim handled by

TX-ESIS

CA- Sedgwick

DB Insurance Company and ATM

Trucking Program

A.M. Best Rating: A Excellentu Financial Size Category: XV ($2 Billion or greater)u Outlook: Stable As of July 11, 2019

S&P Rating: Au Outlook: Stable As of August 26, 2019

Currently Available States:u Texasu California(exclusive)

Coverages Available: Contact Us:u Auto Liability u Physical Damageu Non-Owned Trailer Physical Damage /

Trailer Interchangeu General Liability

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DB - ATM Trucking Program Success

u American Team Managers

Commercial transportation insurance experts

CA Lic# 0C40008

1030 N. Armando St, Anaheim CA 92806

Tel: 714.414.1200 Fax: 714.414.1255800.888.9891www.atminsurance.com

u Commercial Auto

u General Liability

u Intermodal Containerized Freight Haulers

u General Trucking For-Hire Risks Hauling

Eligible Commodities

Eligible Operations

Eligible Lines of Businessu CA Local Intermediate 11 Western plus TX

u TX Local Intermediate Long

Radius Allowance

u Minimum deductibles for the program are $1K

u $2K / $3K / $5K are also available

u Limit is up to $1M written on a Combined

Single Limit (CSL) basis

u Medical Payments limit is up to $5K

u Physical Damage can be written on a Stated

Amount Basis

u Hired Auto Liability is up to the CSL*

u Non-Owned Auto Liability is up to the CSL*

u Trailer Interchange with a max limit for any one trailer of $100K

u Physical Damage max value of $175,000 per unit

Commercial Auto Limits

Physical Damage Coverage Deductibles

General Liability may be written if supported by Commercial Auto account

DB-ATM Trucking Program Overview

u $2M General Aggregate Limit

u $2M Products/Completed Operations Aggregate Limit

u $1M per Occurrence

u $1M Personal & Advertising Injury Limit

u $100K Fire Damage Liability Limit

u $5K Medical Payment Limit

General Liability Limits

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*Available on an “if any” basis only

u Physical damage can be written on a

standalone basis (CA only)

u Authorized for hire, common or contract authority motor carriers whose customary practice is to deliver an entire load (versus less than full truck load to one destination per trip)

u Transportation of general dry freight, in accordance with eligibility guidelines

u Transportation of intermodal containers arriving at ports (including sea, rail and air), placed on tractor trailer units and moved to a warehouse, distribution center or other port

u Types of commodities hauled include but are not limited to general dry freight, agricultural products, building materials, bulk commodities, lumber, and refrigerated freight

u Appliances

u Consumer goods

u Electronic goods, including computers

u Equipment or machinery – smaller or mid-size – in van type trailer, not on �atbed trailer

u Grocery items/Food products, including produce; non-perishable or perishable; refrigerated, frozen

u Paper, paper products

u Plastics

Program is designed to cover professional truckers who have demonstrated the ability to operate their autos in a safe manner.

Trucking Program Eligible Risks / Commodities

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www.DBinsUS.com

World-class Insurance Company with Global Competitiveness to Create Superior Value and Protection to our Clients

Established in 1962, DB Insurance has been committed to delivering value to our clients thanks to our prudent underwriting practices and sound asset management.

We are putting our utmost efforts into enhancing our corporate value and achieving sustainable development.At the same time, we will continue to make changes and seek a new challenge to create a better future for our clients.

Company name DB Insurance Co., Ltd.

CEO Jeongnam Kim

Date of incorporation March 1962

Field of business General insurance

Headquarters DB Financial Center, 432 Teheran-ro, Gangnam-gu, Seoul, South Korea

Total Assets 35,778 (In Millions USD)

Company Information

DB Financial CenterSeoul, Korea

About DB Insurance

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www.DBinsUS.com

Financial Strength History

2011Opened

New York office 2009Opened

Californiaoffice

2008

1983Management rights acquired by Dongbu Group

1995Corporate name changed to Dongbu Insurance Co., Ltd.

19621968Korea Automobile

Insurance Corp.established

1976Became first Korean insurer to offer auto liability

2006Opened first U.S.branch office in Hawaii

State-run Korea Automobile Insurance Corp. begins

Creditrating S&P A (Stable)

As of August 26, 2019

Financial Size Category: XV, As of July 11, 2019A.M.Best A (Excellent)

26,377(Including 21,844 sales partners)

No. of employees and sales partners

DJSI WorldSustainability assessment

Listed for six consecutive years

9 millionAs of the end of 2018

No. of retained customers

2018Corporate name changed to DB Insurance Co., Ltd.

Enlisted in DJSI World for 6 consecutive years

Received “A(Excellent)” rating from A.M. Best

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www.DBinsUS.com

Financial Highlights

Global Network

CY 2018

Total Direct Premium 11,198

Total Assets 35,778

463

303

157

Total Net Income

Assets in U.S. Operations

DPW in U.S. Operations

(In Millions USD)

We put customer value

and protection first,

at all times.

Category

Seoul, HQCalifornia (2009~)

New York (2011~)

Hawaii (2006~)

Beijing (2006~)

Yangdon (2014~)

Chongquing (2013~)

Hanoi (2015~)

London (1981~)

Jakarta (2011~)

Hochimin (2011~)

Quingdao (2011~)

Branch

Representative officeJoint venture

Guam (1984~)

© 2020 DB Insurance Co., Ltd (US Branch) All rights reserved.

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CA Lic# 0C40008

1030 N. Armando St, Anaheim CA 92806

Tel: 714.414.1200 Fax: 714.414.1255

Toll Free: 800.888.9891 www.atminsurance.com