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December 2012
2012 Annual Sponsors
RASL is 1442 Members Strong!
Jazz
RASL’s 2013 Installation of officers and directors
Saturday, January 19, 2013
Pelican yacht club
Fort pierce, Florida
Attire: Denim & Diamonds Country & Formal Wear/Jeans & Jewels
Cost: $65.00 per person
Music: DJ Brian
Menu: Salad; Roasted Turkey; Roasted Suckling Pig; Blacken Fish;
Pasta Primavera; Rice and Black Bean; Fried Plantains; Garden Vegetables; Dessert
RSVP: Lynne at [email protected] by January 14, 2013
Theme: REALTORS® MATTER
Celebrating how REALTORS® do matter in their Communities and across the country by delivering the American Dream.
2013 RASL Installation - Invitation: ********************************************************************************************
2012 RASL Annual Sponsor
Jaguar Insurance
Left to Right: Sam Rogers,
President Patty Renna
2012 RASL Annual Sponsor
PNC Left to Right: President Patty Renna, Shannon Pohl, Dana Schuett, Anthony Virgilio, Michael Bartolotta
2012 RASL Annual Sponsor
Gulfstream Business Bank
Left to Right: Helen Dempsey,
President Patty Renna
2012 RASL Annual Sponsor
Seacoast National Bank
Left to Right: Terri Sloan—Bartz;
Grace Monforte, President Patty Renna,
Ellen Falk
2012 RASL Annual Sponsor
SCRIPPS
Left to Right: Neil Archer,
President Patty Renna, Patricia Kunde
2012 RASL Annual Sponsor
Wells Fargo Home Mortgage Left to Right: Wendy Ciacci,
President Patty Renna, Tammy Ross
2012 RASL Annual Sponsor
Harbor Community Bank Left to Right: Dawn Lawson,
Maria Reyes, President Patty Renna, Arlene Newson
RASL’s 2012 Awards for REALTORS® & Affiliates: ********************************************************************************************
Seacoast National Bank 2012 RASL’s Awards
Breakfast Sponsor
2012 REALTOR® of the Year President Patty Renna, Sarah Taylor, recipient
2012 Distinguished Service Award Curtis Lowe, recipient President Patty Renna
2012 REALTOR® Humanitarian of the Year
President Patty Renna, Kathy Slusser, recipient 2012 Affiliate Humanitarian Award
President Patty Renna, Arlene Brown, recipient
RASL’s 2012 Awards for REALTORS® & Affiliates: ********************************************************************************************
Best REALTORS® Association and Staff
Left to Right: Karen Galarza, Mary Gibbins, Lynne Norvell,
President Patty Renna, Staci Storms. Not Pictured: Barbara Kingry, Jessica Young
2012 Affiliate of the Year Large Company
Seacoast National Bank Grace Monforte, President Patty Renna,
Ellen Falk
Affiliate of the Year Small Company
President Patty Renna Stanley Steemer/Mike Fazzari
2012 Affiliate of the Year Individual
President Patty Renna Wally Swords, recipient First International Title
2012 Special President’s Award “Welcome Back “ - Affiliate
Harbor Community Bank Left to Right: Dawn Lawson, Maria Reyes,
President Patty Renna, Arlene Newson
2012 Rookie of the Year REALTOR®
Jarrod Lowe, recipient President Patty Renna
2012 Rookie of the Year Affiliate
Reed Hartman, recipient Hartman Auction Group
President Patty Renna
2012 Hat’s Off People’s Choice Award REALTOR®
President Patty Renna Debi Jensen, recipient
2012 Hat’s Off People’s Choice Affiliate
All City Plumbing Two Holly Parish, President Patty Renna,
Jason Parish
RASL’s 2012 Awards for REALTORS® & Affiliates: ********************************************************************************************
CASH OR CHECK ONLY
The Third Payment for 2013 Dues
deadline is December 31st!
***********************************************************
2013 RASL, FR & NAR Dues:
2013 RASL, FR & NAR Dues Billing
Dear RASL Member, Dues Billing went out the middle of September. Attention RASL REALTOR® , your 2013 dues invoice will not be mailed out this year. However you will be able to view and print it from RASL’s website (www.rasl.com).
2013 RASL REALTOR® Dues Break Down
RASL DUES $295.00 FR DUES $126.00 NAR DUES $155.00 RPAC $ 99.00
TOTAL DUES FOR 2013…...$675.00 TOTAL Without RPAC……...$576.00
YOU have OPTIONS on how to pay your 2013 Dues:
Simply go to RASL’s website, www.rasl.com, click on “$Pay Dues & Invoices” icon. You will need your license number and the last four digits of your social security number to sign in.
1. Credit card payments must be for the full amount of your dues and can be made online anytime.
2. If you have taken advantage of the payment plan, your third and final payment is due by December 15, 2012 by “cash or checks ONLY”. Mail or drop off your payment (check made pay-able to RASL).
Without RPAC *With RPAC December 15th $192.00 $225.00 One Time Payment $576.00 $675.00
Payment Deadline: December 31, 2012
A $100 late fee will be assessed on dues paid or postmarked after January 15, 2013.
Membership will be suspended if dues are not received by January 31, 2013.
ATTENTION: RASL Affiliates! You should have received your invoice in the mail for your 2013 RASL Dues. If not, please contact the Association.
One FREE Ticket Entry For
2014 RASL Dues
Attention Members! SPECIAL RAFFLE FOR RASL MEMBERS ONLY!
Pay Dues by CASH or CHECK and your name will be written on ONE RAFFLE TICKET to be placed in the drawing
for a chance to win your 2014 RASL Dues FOR FREE! NOTE: This raffle is only available to RASL Members who pay their
2013 Dues in FULL by December 31, 2012 with CASH or CHECK (payable to RASL).
SPECIAL OFFER FOR CASH or CHECK PAYMENTS ONLY!
See Below!
Sponsored By:
Up-Coming Education for 2013: Register at www.rasl.com ********************************************************************************************
FHA 203k Renovation Program:
How to Attract More Buyers and Create More Sales:
Affiliate Winner from the May 4, 2012 RASL Membership Breakfast Free Banner Ad
DATE: Friday, January 11, 2013 TIME: 9:00AM to Noon INSTRUCTOR: Andy Wood COST: FREE! + 3 CE’s! (NO SHOW FEE—$10) LOCATION: Ken & Aileen Pruitt Education Center at RASL SPONSORED BY: Fidelity Funding Mortgage Corp, PLS
See flyer in RASL Jazz.
DATE: Tuesday, March 5, 2013 TIME: 1:00PM to 5:00PM INSTRUCTOR: Jeff Alias COST: FREE! + 4 CE’s! (NO SHOW FEE—$10) LOCATION: Ken & Aileen Pruitt Education Center at RASL SPONSORED BY: Harbor Community Bank
See flyer in RASL Jazz.
Sponsored By:
Graduate REALTOR® Institute 1 (GRI-1) Designation: DATE: Tuesday & Wednesday—February 12 & 13 (GRI 101) Tuesday & Wednesday— February 19 & 20 (GRI 102) Monday & Tuesday— February 25 & 26 (GRI 103) COST: $99 per module OR $250 for all three LOCATION: Ken & Aileen Pruitt Education Center at RASL
Register online at www.rasl.com/education under GRI 1 See flyer in RASL Jazz.
Marketing Madness:
December Dates & Tour Areas
Marketing Madness is a FREE Program brought to you by RASL to aid and benefit in your real estate career.
Breakfast is provided by our awesome affiliates sponsors. Come join us every Thursday from 8:30am-10am to network with the
Affiliates as well as other Realtor® members. If you use this program as a means to grow your business, you will be amazed by your success!
December 6 7130, 7140, 7370 Sponsors: KOLTER HOMES COASTAL PEST CONTROL St. Lucie Co. Chapter of WCR
NOTE: This Marketing Madness session is being held at Pineapple Playhouse
700 West Weatherbee Road Fort Pierce
December 13 7720, 7730, 7740, 7750 Sponsor: Harbor Community Bank
December 20 & 27 NO MARKETING MADNESS
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Available at Your RASL Store: **********************************************************************************************
2013 THE BOSS Real Estate Professional Organizer
ONLY $27.95
Colors Available: Black - Green
Burgundy - Blue
Large 8.5 x 11 Week at a Peek Seller Prospects Active Listings Sale Progress Closed Sales Phone #s Address/
2013 Real Estate Professional Organizer:
Affiliate Winner from the September 21, 2012 RASL Annual Membership Breakfast Free Banner Ad
Looking for a special holiday basket to give someone?
Contact Lynne at RASL!
Holiday Gift Ideas from your
RASL Store! REALTOR®
VISOR
REALTOR® CAP
HOMEOWNERS BOOK OF RECORDS
HOUSE KEY RING
Regional MLS: ********************************************************************************************
Important Announcement: Coming Soon. New MLS system FlexMLS! How will the flexmls system benefit you? The flexmls Web system provides you with an easy to use, feature-rich interface to get the info you need, faster. With one click from tab to tab, you are able to view maps, details, multi-media, comparison charts and discussion messages. Some of the many features include: • Browser Choice - flexmls Web works equally well on a Mac or PC with most browsers includ-ing IE, Firefox, and Safari. • Full Featured Mobile - flexmls Mobile is designed specially for touch-screen devices like the iPhone, iPad and Android phones. It provides on-the-go access to all MLS data, photos, documents, and open house information. • Unlimited Hi-Resolution Photos - flexmls Web allows you to drag and drop an unlimited num-ber of photos to your listing and provides extended captions for extra details. • Market & Inventory Statistics - Track market and Agent/Office productivity with tailored reports. • Improved Client Interaction - The customer portal and email prospecting functions in flexmls Web allow for interactive dialogue with your clients, providing you with insight as to what they’re searching and viewing. You can include virtual tours, interactive maps, and statistics in emails to them. You’re also able to monitor how many times your listing has been viewed and whether the views occurred within MLS or on a public search site. • Mobile IDX and Portals - flexmls Mobile IDX puts the MLS in the hand of your client. • Powerful CMA Tools - Create a quick CMA or a detailed analysis using automatic or custom adjustments, MLS or non-MLS properties. • MLS Staff Control - Extensive back-end controls will give RMLS staff the power to make many changes to the system without having to wait for the vendor.
Karen Galarza
Realtors® Association of St. Lucie, Inc. Member Services Coordinator/RMLS Specialist
6666 South US Hwy 1 Suite 1 Port St Lucie, FL 34952
Direct Phone# 772-294-7082 Fax# 772-464-5774
Email: [email protected] Visit our Website: www.rasl.com and www.rmlsfl.com
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New Realtors®: Linda Bourgea Real Estate of Florida Duane C Bowman Keller Williams Realty Shelley Gillman Water Pointe Realty Group Gerald D Miller Real Living All Florida Realty Christopher Revels Boca Executive Realty, LLC Richard Lee Swint The Keyes Company Jeffrey Wildermuth The Keyes Company
Transfers: Gina Brancaleone from Sharkey Real Estate to Keller Williams Realty PSL Antoinette Feldman from Star Realty to Keller Williams Realty PSL Deloris Ferro from Century 21 Silva & Associates to Top Notch Realty Melissa Grose from Realty Associates FL Prop to Keller Williams Realty Charles Hayek from Boca Executive Realty to Coastal Living Realty of FL Dora Hernandez from Atlantic Winds Realty to RE/MAX Masterpiece Realty Nicholas Lipari from Moyna Properties to EKP Realty Vincent Monforte from Daniel J Taddeo Pa to Alexus Realty Claudio Moreira from Preferred Realty Executives to Keller Williams Realty Violeta Perdomo-Marte from Keller Williams Realty of PSL to Real Estate Solutions Today Massimo Scarogni from RE/MAX Realty Services to Keller Williams Realty
New Affiliate/Affiliate Company: Carol Dols BB & T
Welcome New Members:
23rd Annual RASL Affiliate Trade Show Best Theme Table Winner
Voted by RASL REALTORS®
FHA 203k Renovation Program: **********************************************************************************************
To Register For Class, Go To www.rasl.com Click on “Education”, Go Down To Bottom of Screen and
Click on “Register For Classes”
SPONSORED BY:
How to Attract More Buyers and Create More Sales: ********************************************************************************************
To Register For Class, Go To www.rasl.com Click on “Education”, Go Down To Bottom of Screen and
Click on “Register For Classes”
******************************************************************************************** Florida REALTORS®:
FHA revises its home retention program WASHINGTON – Nov. 26, 2012 – The Federal Housing Administration (FHA) announced changes to its loss mitigation program, which helps homeowners avoid foreclosure. FHA revised some of the qualifications and rules in its Loss Mitigation Home Retention Options, which allows some owners to qualify even if they didn’t a week ago. FHA says it’s also boosting its level of assistance for at-risk owners. FHA says the change will also help the administration. By avoiding full-blown foreclosures, FHA’s Mutual Mortgage Insurance Fund won’t have to make up a complete loss. That would keep FHA more solvent and avoid, possibly, a federal bailout for the first time in FHA’s history. “Not only are we taking steps to make sure more borrowers can benefit from FHA loss mitigation assistance, but we’re also targeting our assistance to provide more sustainable payments for borrowers … over the long term,” says Acting FHA Commissioner Carol Galante. “At the same time, these efforts will reduce losses to FHA from foreclosures, bene-fiting our insurance fund.” The entire list of changes can be found in FHA’s Mortgagee Letter 2012 – 22. FHA lender/servicers have no longer than 90 days after issuance of this Mortgagee Letter to begin assessing delinquent borrowers under these new guidelines. © 2012 Florida Realtors®
Graduate REALTOR® Institute—1 (GRI-1): ********************************************************************************************
FRPAC Raffle: ********************************************************************************************
IS YOUR CODE OF ETHICS DUE? REALTORS® are required to complete ethics training of
not less than 2 hours, 30 minutes of instructional time within four-year cycle. The training must meet specific learning objectives and criteria established by the
NATIONAL ASSOCIATION of REALTORS®.
The current four-year cycle will end Dec. 31, 2012.
Training may be completed through an online course.
Go to: http://www.realtor.org/code-of-ethics/training to take your training today!
Mortgage rates continue to fall, with fixed-rate mortgage rates reaching new record lows last week for the second consecutive week, Freddie Mac reports in its weekly mortgage market
survey.
"Fixed mortgage rates continued to ease somewhat this week to record lows and should help the ongoing housing recovery,” said Frank Nothaft, Freddie Mac’s chief economist.
Here’s a closer look at mortgage averages for the week ending early due to the holiday on Nov. 21:
30-year fixed-rate mortgages averaged a new low of 3.31 percent, with an average 0.7 point, dropping from last week’s 3.34 percent average. A year ago, 30-year rates averaged 3.98 percent.
15-year fixed-rate mortgages averaged a new record low of 2.63 percent, with an aver-age 0.7 point, dropping from last week’s 2.65 percent average. Last year at this time, 15-year rates averaged 3.30 percent.
5-year adjustable-rate mortgages averaged 2.74 percent, with an average 0.6 point, holding the same as last week’s average. Last year at this time, 5-year ARMs averaged 2.91 percent.
1-year ARMs averaged 2.56 percent, with an average 0.5 point, rising slightly from last week’s 2.55 percent average. A year ago, 1-year ARMs averaged 2.79 percent.
Source: Freddie Mac
Mortgage Rates Reached New Lows Again Last Week Daily Real Estate News | Monday, November 26, 2012
2012 RASL Hours Monday to Friday 8:30am to 5:00pm
Important Contact Information: ********************************************************************************************
RASL Hours: ********************************************************************************************
RASL CONTACT INFORMATION FR Tech Hot line: 407-587-1450 6666 South US Highway 1, Suite 1 Port Saint Lucie, Florida 34952 FR Legal Hot line: 407- 438-1409 Phone: 772-465-6080 Fax: 772-464-5774 RMLS Tech Support: 888-363-4696 www.rasl.com DBPR Support: 850.487.1395
RASL Holiday Closures: ********************************************************************************************
Monday, December 24 beginning at 12:30PM
AND Tuesday, December 25
All Day
Monday, December 31 beginning at 12:30PM
AND Tuesday, January 1
All Day
All of us wish you Happiness this
Holiday Season and
throughout the coming year!
RASL’s Board of Directors
and Staff
2012 Board of Directors
Sheri Wetzel Director
Midway Real Estate Inc.
Julio Sanchez Director
Keller Williams Realty
Douglas Rooks Director
Century 21 All Professional
Joyce Bello Director
Prudential Florida Realty
Geof Hoge Director
St. Lucie River Realty
Brian Lemen Director
Hoyt C. Murphy
Harry Jim Mitchem Director
Keller Williams Realty
Sarah Taylor Secretary
RE/MAX Masterpiece
Anthony Gambardella Immediate Past-President
Thomas J. White Commercial
Staci Storms CEO
Realtors® Assoc. of St. Lucie
John Sherrard Association Attorney
John E. Sherrard
Patricia Renna President
Prudential Florida Realty
Donn Wonderling President-Elect
Boca Executive Realty
John Slivon Vice-President
R.E. Co. of the Treasure Coast
William LoBrutto Treasurer
RE/MAX Realty Services
Pricing on Advertising—Affiliate Members Only ********************************************************************************************