Date post: | 13-Dec-2014 |
Category: |
Real Estate |
Upload: | immaculate-enterprisesllc |
View: | 871 times |
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CAUTION:Reading this may lead to
Home Ownership
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Immaculate Enterprises, LLC
Presents
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A Creative Way toHome Ownership
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Not Qualifying for a Home Loan?
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Consider a Lease Option
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Immaculate Enterprises
• We are a real estate investment company.
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Immaculate Enterprises
• We evaluate and purchase properties.
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Immaculate Enterprises
• We work with buyers to purchase a home.
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Immaculate Enterprises
• We believe this current economy will improve.
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Immaculate Enterprises
• We believe lenders tightening the rules does not have to end the American Dream of home ownership.
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What is a Lease Option ?
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A Lease Option by
• Simple definition, a lease-purchase is a lease agreement, combined with a purchase contract.
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Lease Terms
• Buyer leases a property usually for 1-3 years.
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From Lease to Purchase Occurs
• On or before the end of the agreement, Buyer has the right (option) to purchase the property.
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How Timely Payments Help
• During the lease period, the seller applies a percentage of the buyers on time monthly payments towards the purchase price.
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Credit and Down Payment Issues
• Lease option gives the buyer enough time to save enough cash, or clean up their credit.
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What are the Benefits?
• Very low down payment(1%-5% vs.10%+).
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Benefit #2
• No loan qualification to start.
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Benefit #3
• Rent money is working for you (in the form of a rent credit).
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Benefit #4
• Down payment is credited.
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Benefit #5
• Price protection.
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Last but not Least #6
• Profits from any appreciation
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With Lease Option You Get
• Time to check out the home and neighborhood.
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Lease Option Gives You
• Time to obtain the best financing.
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When You Lease Option
• NO PROPERTY TAXES TO PAY.
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Money Issues
• Lease option buys time to repair credit or develop needed down payment.
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Best of All
• Quick move in.
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Another Benefit
• If you already own a home and want to move…
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– You can do a lease option while you sell the other house.
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– No waiting for the house to sell.
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– Once the house sells you can exercise the option to purchase the new home
you are leasing.
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HOW DOES LEASE-PURCHASE STACK UP AGAINST RENTING OR
BUYING A HOME
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Rent vs.Buy vs.Lease Option
RENT BUY LEASE OPTION
MONTHLY $1,000 $1,000 $1,000
Cash paid year’s end
$12,000 $12,000 $12,000
Equity at Year’s End
$ 0 $250 $3,000
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LEASE OPTION YOUR DREAM
HOME TODAY
• Go to our website and sign up for the buyers list.
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Try a different path
• If the bank is telling you they cannot lend to you, then try a different approach.
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• We will not spam your email address, we dislike spam.
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On the Web
http://www.IEAffordableHousing.Wordpress.com
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Telephone
• 323 988 7205
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Thank You
We hope to have given you a new purchasing perspective