DEPENDANTS: APPOINTED POWERS OF ATTORNEY … · KENYA USA DIASPORA SACCO / KCB LOAN APPLICATION...

KENYA USA DIASPORA SACCO / KCB LOAN APPLICATION FORM

Interactive 24h chat on www.kcbbankgroup.com SMS: 22522 +254 711087000 / 0732 0187000 [email protected]

Regulated by the Central Bank of Kenya

Please complete in full, attach all supporting documents and mail to the Sacco of�ce in the USA

PARTICULARS OF APPLICANT

KENYA ADDRESS or Other (Optional):

LOAN TYPE & PURPOSE - Tick appropriately

EMPLOYMENT DETAILS (complete this section if salaried or in gainful employment):

SELF-EMPLOYMENT DETAILS (complete this section if you are a contractor, self-employed or in business):

First Name: Last Name: Middle Name:

Membership No: Main Savings Account No.

Street Address: Apartment Number : City/Town:

State: ZIP Code:

Cellphone No.: Alternative Cellphone No: E - mail:

Kenya ID No.: Kenya Passport No.: Expiry Date:

KRA PIN No.: Marital Status: Married Single

KCB Branch (optional):: Customer Deposit Account Title (optional):

Address: Postal Code: City/Town:

County: Mobile Phone No.:

Plot Purchase Residential House Purchase Residential House Construction

Emergency School Fees/Holiday NSE Share/Investment) Other(Specify): Currency of Loan US$ KES

Loan Amount in �gures: Loan Amount in words :

Repayment Period (Months): Monthly Payments KES per month: US$/per month

Name of Employer: Date Employed: Profession:

Employer’s Address:

Of�ce Tel. No: Cell No: Work Email: Website:

Terms of Employment: Permanent Contract: If on contract, specify duration to expiry of contract:

US Residence Status: Owned Rented Other, Specify

Gross Salary - Annual (US$ or KES): Net Salary – Annual (US$ or KES):

Company Name: Date Registered: Type:

Physical Address: Designation/Title: Business E- mail:

Business Tel. No:

Website:

Annual Income (US$ or KES): Annual Net Income (US$ or KES):

DEPENDANTS:

PARTICULARS OF PROPERTY:

VALUATION AND VIEWING REQUIREMENTS

Name of your lawyers _____________________________________________________________________________________________

BORROWING FROM KCB & OTHER INSTITUTIONS:

(Please attach documentary evidence)

REFEREE DETAILS:

APPOINTED POWERS OF ATTORNEY (Optional)

Name :_____________________________________________________________________________________________

REQUIRED DOCUMENTATIONS FOR LOAN PROCESSING:

CONSENTS AND DECLARATIONSI/We hereby authorize the Bank to disclose and or obtain any information relating to my/our account(s) to and or from any Credit Reference Bureau, Regulator or any other institution or third party as may be required by the laws of Kenya and or the United States of America.

I/we declare we have not been adjudged bankrupt

I/we understand that you may in your sole discretion reject this application without having to provide any reasons.

Customer declaration and signatures1. I/We authorize you to obtain any information you may require relating to this application from my/our employer(s), if any and from any other source to which you may apply, each source being hereby authorized by me/us to provide you with such information.2. I/We undertake to notify the company immediately of any situation, which materially changes the representation of this application.3. I/We con�rm that KCB has not offered any other advice regarding suitability of the property or mortgage and that I/We shall obtain independent legal advice with regard thereto.

1. Signed……………………………………………………………………………………………………… Date……………………………………………

2. Signed……………………………………………………………………………………………………… Date……………………………………………

You may reach our customer service desk at diaspora Unit on Tel: 0711 012240 or Email: [email protected] *Usual tariffs will be charged by your telephone and internet service provider(s) when communicating with our contact centre

KENYA USA DIASPORA SACCO

Official Full Names:…………………………………………………………………………………. Date & Stamp:…………………………………

Authorizing Signature:……………………………………………………………………….......................................…….............…………………..





KCB BANKGROUP LIMITED

Signature of Bank Official:………………………………………………………………… Date & Branch Stamp:………….....................………

Branch Managers/Authorizing Signature:…………...................………………………………………………………………………………………..









DEPENDANTS:






REFEREE DETAILS:

Education

Name Relationship Age (Primary, Secondary, University)

1

2

3

4

Location: Land Reference No.:

Type of Ownership: Freehold Leasehold If leasehold, date of issue of the lease: Purchase Price (KES) Where Title documents are: Rental Income(if any):

Is Application in respect of building under construction? Yes No If Yes; Purchase Price of plot/land (KES ): Estimated cost of construction (KES ):

Estimated cost of work done (KES):

Your Contact for property Valuation: Name Mobile No.

Name of Seller: Address:

Street/Location: Mobile No.:

Lending institution Outstanding Loan Balance Repayment Amount Comments

Totals

1. Relative’s Surname: Other Names: ID/Passport Number:

Relation to applicant: Postal Address: Of�ce Tel:

Mobile No.: Email: Occupation:

2. Non-Relative’s Surname: Other Names: ID/Passport Number:

Relation to applicant: Postal Address: Of�ce Tel:

Mobile No.: Email: Occupation:


Name :_____________________________________________________________________________________________






1. Signed……………………………………………………………………………………………………… Date……………………………………………

2. Signed……………………………………………………………………………………………………… Date……………………………………………


















DEPENDANTS:






REFEREE DETAILS:


Name :_____________________________________________________________________________________________



1. PERSONAL DOCUMENTS REQUIRED

1.1. Two recent passport size photographs

1.2. Copy of the Kenya National Identity Card or a valid Kenya Passport

1.3. Kenya Revenue Authority PIN certi�cate

1.4. Af�davit of marital status witnessed by a notary public

1.5. If married - spousal consent form signed by the Spouse(s) and witnessed by a notary public

1.6. Vendor’s spousal consent for property being purchased

2. PROOF OF ABILITY TO REPAY THE LOAN

2.1. If salaried or in gainful employment:

2.1.1. Letter from employer con�rming employment status

(i.e. retirement date, whether permanent or in contract)

2.1.2. Paystubs for the last 3 months

2.1.3. Copy of the latest W2 Form issued by the employer

2.1.4. Bank statements for the last 6 months

2.1.5. Other sources of income (where applicable)

2.2. If Self-employed:

2.2.1. 1099 Forms, IRS Tax Returns and /or any other documents.

2.2.2. Bank statements for the last 12 months evidencing your income

2.2.3. Estimated Rental Income (if any) or other sources of income

3. GENERAL REQUIREMENTS

3.1. Details of KCB Bank Account (Optional but mandatory for short -term loans)

3.2. Duly completed loan application form

3.3. Sale agree ment witnessed by the SACCO Lawyer in Kenya and witnessed by a Notary public if signed outside Kenya

3.4. Copy of the title document for the plot being purchased

3.5. Copy of the title document for alternative property offered as security

3.6. Approved Building Plans - by an Architect

3.7. Approved Structural Drawings – by Structured Engineer

3.8. Priced Bills of Quantities – by a Quantity Surveyor

3.9. NEMA approval (for multiple units)

3.10. Copy of the title document for the property being developed

3.11. Duly completed Mortgage insurance form (to be provided by KCB)

3.12. CVs/pro�les and registration and practicing certi�cates of the project team comprised of: Architects, Quantity Surveyor, Contractor, Engineers, Project manager

4. GENERAL INFORMATION

4.1. Properties in rural areas shall be secured by a lternative developed properties

4.2. The property being developed must be located in a major Town or City in Kenya and must have a minimum lease period of 35 years.

4.3. The SACCO shall vet and evaluate the loan applicants, ensure the application forms have been �lled out correctly and submit the forms to KCB’s of�ce.

4.4. All documents with an asterix must be certi�ed by a Notary Public

4.5. KCB Account holders will pay a Ledger Fees of: Kshs.250.00 or USD 3.00 per month.






1. Signed……………………………………………………………………………………………………… Date……………………………………………

2. Signed……………………………………………………………………………………………………… Date……………………………………………












**********************************************************************************************OFFICIAL USE ONLY







DEPENDANTS:






REFEREE DETAILS:


Name :_____________________________________________________________________________________________






1. Signed……………………………………………………………………………………………………… Date……………………………………………

2. Signed……………………………………………………………………………………………………… Date……………………………………………













Name of Sales Staff/Agent: Sales Code(12X):

Staff Number: Branch Name: Branch DAO Code:

Immediate Sales Supervisor: Staff Number:

Name of staff making the Sale referral: Sales Code(12X):

Sector: Target: Customer Type: Risk Class:


Date post:	27-Jul-2018
Category:	Documents
Upload:	hoangngoc
View:	216 times
Download:	0 times

DEPENDANTS: APPOINTED POWERS OF ATTORNEY … · KENYA USA DIASPORA SACCO / KCB LOAN APPLICATION...

Documents