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SpencerSpencerSpencerSpencer Townhouses Townhouses Townhouses Townhouses ---- Canadian Canadian Canadian Canadian is a boutique complex of only is a boutique complex of only is a boutique complex of only is a boutique complex of only 5 new 5 new 5 new 5 new homes. The townhouses have been homes. The townhouses have been homes. The townhouses have been homes. The townhouses have been

designed with a classic style blended with contemporary colours and materials. A desirable lifestyle awaits.designed with a classic style blended with contemporary colours and materials. A desirable lifestyle awaits.designed with a classic style blended with contemporary colours and materials. A desirable lifestyle awaits.designed with a classic style blended with contemporary colours and materials. A desirable lifestyle awaits.

Illustrative purposes

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T h e h o m e s h a v e b e e n d e s i g n e d T h e h o m e s h a v e b e e n d e s i g n e d T h e h o m e s h a v e b e e n d e s i g n e d T h e h o m e s h a v e b e e n d e s i g n e d f o r c o n t e m p o r a r y l i v i n g a n d f o r c o n t e m p o r a r y l i v i n g a n d f o r c o n t e m p o r a r y l i v i n g a n d f o r c o n t e m p o r a r y l i v i n g a n d f u n c t i o n a l f o r e v e r y d a y e a s e . f u n c t i o n a l f o r e v e r y d a y e a s e . f u n c t i o n a l f o r e v e r y d a y e a s e . f u n c t i o n a l f o r e v e r y d a y e a s e . E n t e r t a i n o r r e l a x i n t h e l i g h t E n t e r t a i n o r r e l a x i n t h e l i g h t E n t e r t a i n o r r e l a x i n t h e l i g h t E n t e r t a i n o r r e l a x i n t h e l i g h t f i l l e d o p e n p l a n l i v i n g a r e a s .f i l l e d o p e n p l a n l i v i n g a r e a s .f i l l e d o p e n p l a n l i v i n g a r e a s .f i l l e d o p e n p l a n l i v i n g a r e a s .

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Illustrative purposes

Illustrative purposes

I n t e r i o r s h a v e b e e n I n t e r i o r s h a v e b e e n I n t e r i o r s h a v e b e e n I n t e r i o r s h a v e b e e n p r o f e s s i o n a l l y c r e a t e d w i t h a p r o f e s s i o n a l l y c r e a t e d w i t h a p r o f e s s i o n a l l y c r e a t e d w i t h a p r o f e s s i o n a l l y c r e a t e d w i t h a s e l e c t i o n o f s e l e c t i o n o f s e l e c t i o n o f s e l e c t i o n o f c o n t e m p o r a r y c o n t e m p o r a r y c o n t e m p o r a r y c o n t e m p o r a r y c o l o u r c o l o u r c o l o u r c o l o u r s c h e m e s a v a i l a b l e .s c h e m e s a v a i l a b l e .s c h e m e s a v a i l a b l e .s c h e m e s a v a i l a b l e .

Illustrative purposes

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Illustrative purposes

R e t r e a t t o r eR e t r e a t t o r eR e t r e a t t o r eR e t r e a t t o r e ---- c h a r g e i n t h e c h a r g e i n t h e c h a r g e i n t h e c h a r g e i n t h e

s a n c t u a r y o f t h e s p a c i o u s s a n c t u a r y o f t h e s p a c i o u s s a n c t u a r y o f t h e s p a c i o u s s a n c t u a r y o f t h e s p a c i o u s

b e d r o o m s .b e d r o o m s .b e d r o o m s .b e d r o o m s .

A l l m a s t e r b e d r o o m s f e a t u r e A l l m a s t e r b e d r o o m s f e a t u r e A l l m a s t e r b e d r o o m s f e a t u r e A l l m a s t e r b e d r o o m s f e a t u r e a n a n a n a n e n s u i t ee n s u i t ee n s u i t ee n s u i t e a n d a n d a n d a n d l a r g e B I R o r l a r g e B I R o r l a r g e B I R o r l a r g e B I R o r W I R W I R W I R W I R w i t h h a n g i n g a n d s h e l f w i t h h a n g i n g a n d s h e l f w i t h h a n g i n g a n d s h e l f w i t h h a n g i n g a n d s h e l f s p a c e . s p a c e . s p a c e . s p a c e .

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N Hostess Hostess Hostess Hostess kitchen with large pantrykitchen with large pantrykitchen with large pantrykitchen with large pantry

Light filled open plan living roomLight filled open plan living roomLight filled open plan living roomLight filled open plan living room

Master Bedroom Master Bedroom Master Bedroom Master Bedroom with with with with ensuiteensuiteensuiteensuite & & & & huge WIRhuge WIRhuge WIRhuge WIR

SeconSeconSeconSecondddd bathroom with shower & bathroom with shower & bathroom with shower & bathroom with shower & bathbathbathbath

Separate WCSeparate WCSeparate WCSeparate WC

Full laundry with linen & broom Full laundry with linen & broom Full laundry with linen & broom Full laundry with linen & broom storagestoragestoragestorage

2550H 2550H 2550H 2550H ceilingsceilingsceilingsceilings

LED LED LED LED downlightsdownlightsdownlightsdownlights

Gas ducted Gas ducted Gas ducted Gas ducted heatingheatingheatingheating

EasyEasyEasyEasy carecarecarecare landscapedlandscapedlandscapedlandscaped gardengardengardengarden

Townhouse 2 & 4

2 Bed 2 Bath 2 Car

FL

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3 Bed 2 Bath 2 Car

Hostess Hostess Hostess Hostess kitchen with large pantrykitchen with large pantrykitchen with large pantrykitchen with large pantry

Light filled open plan living roomLight filled open plan living roomLight filled open plan living roomLight filled open plan living room

Master Bedroom Master Bedroom Master Bedroom Master Bedroom with with with with ensuiteensuiteensuiteensuite & & & & huge BIRhuge BIRhuge BIRhuge BIR

SeconSeconSeconSecondddd bathroom with shower & bathroom with shower & bathroom with shower & bathroom with shower & bathbathbathbath

Separate WCSeparate WCSeparate WCSeparate WC

Full laundry with linen & broom Full laundry with linen & broom Full laundry with linen & broom Full laundry with linen & broom storagestoragestoragestorage

2550H 2550H 2550H 2550H ceilingsceilingsceilingsceilings

LED LED LED LED downlightsdownlightsdownlightsdownlights

Gas ducted Gas ducted Gas ducted Gas ducted heatingheatingheatingheating

EasycareEasycareEasycareEasycare landscaped landscaped landscaped landscaped gardengardengardengarden

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Location: 5 Minutes to Everything

01. Ballarat Clarendon College01. Ballarat Clarendon College01. Ballarat Clarendon College01. Ballarat Clarendon College

02. Woolworths02. Woolworths02. Woolworths02. Woolworths

03. 03. 03. 03. ColesColesColesColes

04. 04. 04. 04. St St St St AlipiusAlipiusAlipiusAlipius Parish SchoolParish SchoolParish SchoolParish School

05. 05. 05. 05. Mt. Xavier Golf & Bowls ClubMt. Xavier Golf & Bowls ClubMt. Xavier Golf & Bowls ClubMt. Xavier Golf & Bowls Club

06. Australia Post06. Australia Post06. Australia Post06. Australia Post

07. 07. 07. 07. Pizza HutPizza HutPizza HutPizza Hut

08. 08. 08. 08. Billy’s Bistro & BarBilly’s Bistro & BarBilly’s Bistro & BarBilly’s Bistro & Bar

09090909. . . . Zagame’sZagame’sZagame’sZagame’s Hotel & BistroHotel & BistroHotel & BistroHotel & Bistro

10. 10. 10. 10. KFCKFCKFCKFC

11. 11. 11. 11. McDonaldsMcDonaldsMcDonaldsMcDonalds

12. 12. 12. 12. Tennis BallaratTennis BallaratTennis BallaratTennis Ballarat

13. 13. 13. 13. Sovereign Hill Historical ParkSovereign Hill Historical ParkSovereign Hill Historical ParkSovereign Hill Historical Park

14. 14. 14. 14. Good Start Early Learning CentreGood Start Early Learning CentreGood Start Early Learning CentreGood Start Early Learning Centre

15. 15. 15. 15. Mount Clear CollegeMount Clear CollegeMount Clear CollegeMount Clear College

16. 16. 16. 16. Mount Clear Primary SchoolMount Clear Primary SchoolMount Clear Primary SchoolMount Clear Primary School

17171717. Federation University. Federation University. Federation University. Federation University

18. 18. 18. 18. Phoenix PPhoenix PPhoenix PPhoenix P----12 College12 College12 College12 College

19. 19. 19. 19. AldiAldiAldiAldi

20. 20. 20. 20. RyansRyansRyansRyans SupaSupaSupaSupa IGAIGAIGAIGA

21. Ballarat East Bowling 21. Ballarat East Bowling 21. Ballarat East Bowling 21. Ballarat East Bowling ClubClubClubClub

22.22.22.22. LakeLakeLakeLake EsmondEsmondEsmondEsmond BotanicalBotanicalBotanicalBotanical ParParParParkkkk

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2.8 km 2.8 km 2.8 km 2.8 km to Sturt Street to Sturt Street to Sturt Street to Sturt Street

((((Ballarat CBD)Ballarat CBD)Ballarat CBD)Ballarat CBD)

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Rental Appraisal

2 Bedroom:

$260-$270 per week

3 Bedroom:

$280-$290 per

week

Depreciation – 2 Bedroom TownhouseIN

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Cash position

Tax savings(Property tax loss x Tax rate)

$1,865

Rental income $14,040

less

Total cash expenses $12,941

Net positive cashflow

Per year $2,964

Per month $247

Cash Flow – Typical 2 Bedroom Townhouse

* This is based on the individual’s income range.

Disclaimer: Although care has been taken to ensure the

accuracy of the information provided, the vendor or the

agency assumes no responsibility. The user of this information

agrees to perform their own due diligence and seek

professional advice prior to making any investment decisions.

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Tax position

Rental income ($270 pw) $14,040

less expenses

Cash expense

Interest expense (4% pa) $9,278

Property management (7% of rent) $983

Council & water rates (estimate) $1,200

Owners corporation fees (include Building Insurance)

$1,180

Landlord Insurance $300

Total cash expenses $12,941

Non-cash expense

Depreciation $7,317

Total non-cash expenses $7,317

Property tax loss ($6,218)

Purchase price Loan amount (@80% LVR) Marginal tax rate

$289,950 $231,960 30% *

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Our Building Partner

L o c a l r e s pec ted b u i l der

Q u a l i ty c o n s tr uct ion

E x c e l lent a f ter s a l e s s e r v ic e

http://www.classichomesco.com.au/

Another Quality Project by

www.mjproperty.com.au

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Completed Ballarat Projects

8 Gale St, Canadian 8 Gale St, Canadian 8 Gale St, Canadian 8 Gale St, Canadian –––– 5 homes5 homes5 homes5 homes

117 Adair St, Redan 117 Adair St, Redan 117 Adair St, Redan 117 Adair St, Redan –––– 7 homes7 homes7 homes7 homes

261 Albert St, Sebastopol 261 Albert St, Sebastopol 261 Albert St, Sebastopol 261 Albert St, Sebastopol –––– 10 homes10 homes10 homes10 homes

133 133 133 133 YarroweeYarroweeYarroweeYarrowee St, Sebastopol St, Sebastopol St, Sebastopol St, Sebastopol –––– 15 homes15 homes15 homes15 homes

4444----6 Howard St, Sebastopol 6 Howard St, Sebastopol 6 Howard St, Sebastopol 6 Howard St, Sebastopol –––– 2 homes 2 homes 2 homes 2 homes

223 Grant St, Sebastopol 223 Grant St, Sebastopol 223 Grant St, Sebastopol 223 Grant St, Sebastopol –––– 5 homes5 homes5 homes5 homes

46 Bridge St, Sebastopol 46 Bridge St, Sebastopol 46 Bridge St, Sebastopol 46 Bridge St, Sebastopol –––– 3 homes 3 homes 3 homes 3 homes

395 Forest St, Wendouree 395 Forest St, Wendouree 395 Forest St, Wendouree 395 Forest St, Wendouree –––– 6 6 6 6 homes homes homes homes

35 35 35 35 DairymansDairymansDairymansDairymans Way, Bonshaw Way, Bonshaw Way, Bonshaw Way, Bonshaw –––– 22 homes22 homes22 homes22 homes