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Discussion Items

Date post: 23-Feb-2016
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Discussion Items. Packing Options -Use the right packing paper for the job. International Claims Trends -What are we seeing, and how to prevent it. Inventory Photos Phone App. -How this convenient smart phone app. can protect against claims and help lower your loss ratio. . - PowerPoint PPT Presentation
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Discussion Items Packing Options-Use the right packing paper for the job. International Claims Trends-What are we seeing, and how to prevent it. Inventory Photos Phone App.-How this convenient smart phone app. can protect against claims and help lower your loss ratio.
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Page 1: Discussion Items

Discussion Items

Packing Options-Use the right packing paper for the job.

International Claims Trends-What are we seeing, and how to prevent it.

Inventory Photos Phone App.-How this convenient smart phone app. can protect against claims and help lower your loss ratio.

Page 2: Discussion Items

Packing Materials

Present your customers with the options available for protecting their goods.

Know which packing options are available and when they should be used.

Use the right paper for the job.

Page 3: Discussion Items

Material Options

Kraft Paper-Durable paper used for protecting furniture

Corrugated Paper-Protect furniture, and use on walls, floors and doorways to protect against residence damage (use Kraft paper under corrugated paper, when using on furniture)

Bubble Wrap-Protect electronics against impact damage.

Non-Acidic Glassine-Use for paintings and fine art objects

Tissue Paper-Use for crystal and delicate items

Dolphin Foam-Extra protection for furniture

Page 4: Discussion Items

Regular paper should never be used on leather furniture. Always use dolphin foam which will not stick to the leather.

Packing Failures

Page 5: Discussion Items

Always use non-acidic glassine with oil paintings and art objects, to prevent a reaction to paint and/or gold leafing. Another solution for paintings…..

Packing Failures

Page 6: Discussion Items

Protecting Paintings

Use kiln dried lumber because it prevents mold and mildew.

Build a floating crate

Page 7: Discussion Items

Packing Failures

.

Bubble Wrap impressions in the finish

Bubble Wrap Impressions

Page 8: Discussion Items

Packing Failures

No protection used, other than cardboard wrapped around the

guitar

Bubble Wrap Impressions

Page 9: Discussion Items

Properly document the tendering of empty cases on the descriptive inventory, and take photos. Be sure that the customer acknowledges that the cases are empty.

Be aware of customers tendering empty watch cases, sunglass cases, Mont Blanc pen cases, etc.

Empty Cases and Boxes

Our policy has a $1000.00 per shipment cap on jewelry

Page 10: Discussion Items

Inventory Stickers

Use inventory tags, instead of writing the inventory number on the items.

Do not apply tape directly to the surface of furniture

Do not put inventory stickers on a visible surface, as removing them may also remove

the finish.

Page 11: Discussion Items

Furniture Corners

Properly wrap furniture corners with corrugated paper (with Kraft paper underneath) or purchase corner protectors from your material supplier.

Page 12: Discussion Items

Crated Items

When customers request crating for high dollar items, we have the responsibility to be sure the proper materials are used and that the items are properly secured in the crate.

Page 13: Discussion Items

Crated Items

Properly Secured

Adequate Padding Used

Adequate Materials

Used

Page 14: Discussion Items

Vehicle Claims

The frequency of claims filed on vehicles is higher than that of household goods.

Always take detailed photos of any pre-existing scratches, dents, mars or rust on a vehicle to protect against claims.

Make a detailed descriptive inventory. Do not “over-inventory” the vehicle.

Page 15: Discussion Items

Memory Foam Mattresses

Always pack in a carton, and lay the mattress flat

Never stand the mattress on end, as it will cause the layers to separate. (the layers are glued together, and the gravity will cause the glue to give way.)

The firmness of the mattress will be affected by the temperature.

Photograph the mattress loaded into the truck to protect against claims.

Page 16: Discussion Items

Pianos

Given the high value of baby grand and grand pianos, condition reports should be undertaken at origin to highlight any pre-existing damage.

Page 17: Discussion Items

Prevent Costly Piano Damage

Pianos should always be properly crated to prevent damage. The cost of refinishing a piano can be very expensive and, in some cases, not cost effective.

Page 18: Discussion Items

Clothing and Shoe Collections

Claims arising from crushing to multiple items of clothing, footwear and handbags can form the bulk of a claim.

This could be mitigated at the estimation stage.

Suggest additional packing materials.

Inquire as to whether the customer has the original boxes for the shoes and handbags.

Page 19: Discussion Items

Clothing and Shoe Collections

If your customer’s closet looks like this….

Take, at least, the same care to protect their shoes.

Fail

Page 20: Discussion Items

Delivery Issues-Knife Cuts

Use care when removing packing materials, to not cut through to the furniture.

Page 21: Discussion Items

Delivery Issues

Unwrapping Furniture on the street and carrying the furniture into the home unprotected:

Gives customers the impression that their furniture was transported unprotected.

Causes more risk of damage to the furniture moving it in through doorways and hallways with no protection.

Page 22: Discussion Items

Inventory Photos Phone App.

www.inventoryphotos.com

Page 23: Discussion Items

Questions and Concluding Remarks


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