7/27/2019 e Payment Dept of Food

1/15

Electronic Payment Systems

COMPACT and GePG

Department Of Food and Public Distribution

7/27/2019 e Payment Dept of Food

2/15

COMPACTGPF

PensionPrecheck and MastersE-payment module in COMPACT

GePGGovernment e-Payment Gateway

7/27/2019 e Payment Dept of Food

3/15

Not completely integrated processes payment andreporting systems separate, validations requirements, multiplecontrol points

Multiplicity of data entry eg. Scrolls, put through etc

Limited Data availability

Rigid reporting systems

Decentralized information / database required information

has to be called for from field databases Completeness and Transparency of accounting process

Standalone applications maintenance issues

Technology permits faster data transfer and processing

7/27/2019 e Payment Dept of Food

4/15

Summary

Review of payment made by the M/o Food and Public Distribution during 2012-13

Total bills received during the financial

year 2012-13 are 20681Amount (in crore) Percentage

Budget Estimate 2012-13 86961.66

Revised Estimate 2012-13 96875.72

Total Payment Made 96856.52 99.98%

Breakup Total Payment

Total Subsidy 85459.98 88.23%

Other Payment such as salries personal claims

private parties sugar factories wage and means

advances etc. 11396.54 11.77%

Payment made through NEFT/ECS 92868.43 95.89%

Payment made through Advices 2150.51 2.22%

Payment made throughDD/Cheques/Authorisation 1837.58 1.89%

7/27/2019 e Payment Dept of Food

5/15

Reduces the beneficiarys dependency on Govt and Govt employees to receive

their dues / payments

Digital signature based payment system is security compliant

A tool for good governance and reduction of corruption

. Helps environmental protection by eliminating paper based physical payment

instruments and scrolls

Improves efficiency of payment system by facilitating faster payments, quicker

receipt of scrolls and hassle free reconciliation

Convenience and privacy

Automated Banking Systems Reduced requirements of branch offices to

transact Govt. business saving on manpower and resources

.

7/27/2019 e Payment Dept of Food

6/15

Digitallysigned

e-scrolls

Statement giving details ofpayments and Debit Scroll in

electronic format

Private Key

Digital SignatureAlgorithm (RSA)

Hashing Algorithm (SHA1)

Yes

No

Token GenerationBill with request

for e-payment

Bill Entry

Bill Accounting Classification details Subscribers account details for e-

payment

Pre-check of Bills for budget availability and

other statutory requirements at the Dealing

Hand level and Assistant Accounts Officers

level and forward to PAO

PAO does the final pre-checking ofthe bill at his level

Decision

Return Bill to DDO

Pay Authorisation electronic filewith Unique e-pay Auth. ID

Generate Electronic

Payment

Authorisation

Hash Value

Digital Signature

of PAO

https://GePG.nic.inGovernment of India e-

Payment GatewayBatchUpload

COMPILATION Moduleof COMPACT

PAOs Accredited

Bank

e-payAuth.

7/27/2019 e Payment Dept of Food

7/15

COMPACT

BILLENTRY

TOKENGENERATION

3 STAGEAUDIT

DIGITALLYSIGNED

e-PAYMENTADVICE

PAYMENTGATEWAY

(GePG)

BANK

e-SCROLL

COMPILATION(COMPACT)

e-SCROLL

e-PAY ADVICE

7/27/2019 e Payment Dept of Food

8/15

1. Download e-payment authorisation files from GePG.

2. Verify e-payment files for authenticity.

3. Uploading authenticated files to Bank GOI Application.

4. Generation of payment transaction files.

5. Payment Initiation in CBS for RTGS, NEFT, Direct Credit.

6. Upload reports back to Bank GOI Application.

7. Generate e-payment Scroll for transacted records.

8. Digitally sign the e-payment scroll (Detached mode).

9. Upload e-scroll files to GePG website.

7/27/2019 e Payment Dept of Food

9/15

7/27/2019 e Payment Dept of Food

10/15

e-Payments through GePG touched INR 3,39,386.91 Crores as on18-Apr-2013 with over 15,95,215 successful e-payment Advices from328 Pay and Accounts Offices of50 Ministries and Departmentsmade through 20 Public Sector and Private Sector Banks.

The Payment Life Cycle has shrunk to 5.21 days during March, 2013from the Bill preparation Date to Beneficiary Account Credit date asagainst the average of20.07 days in the Cheque based mode ofpayments before the introduction of e-payments.

SMS Alerts are generated for Banks when PAOssubmits e-payment advices on GePG and SMSalerts to beneficiaries when successful creditinformation in uploaded by accredited banks.

7/27/2019 e Payment Dept of Food

11/15

E-PAYMENT VS. PHYSICAL PAYMENT (Amount in Crores)

From 01/04/2012 To 31/03/2013

E-Payment Percentage (E-Pay)Cheque Payment

(A & B Category Cheques)

Percentage (Cheque)

(A & B Category

Cheques)

No. of BillsAmount

(Rs.)

E-pay

Bills Vs.

Total Bills

E-pay

Amount

Vs. Total

Amount

No. of Bills Amount (Rs.)

Cheque

Bills Vs.

Total Bills

Cheque

Amount

Vs. Total

Amount

5,88,439 3,22,906 32.57 62.05 12,18,096 1,97,521 67.43 37.95

7/27/2019 e Payment Dept of Food

12/15

BANK PERFORMANCE REPORT (MEAN TIME IN BANK EFFECTING E-PAYMENTS)

FROM DATE - 01/03/2013 TO DATE - 31/03/2013

Mean Time (in Hours) for Bank Processes in

e-PayAuthorisation

Mean Time for SuccessfulPayments Reported

(in Hours)

Mean Time for Failed PaymentsReported(in Hours)

Mean

Download Time(in Hours)

CBS RTGS NEFT All CBS RTGS NEFT All

0.63 30.46 36.39 34.17 32.01 54.5 77.2 82.88 72.22

7/27/2019 e Payment Dept of Food

13/15

E-PAYMENT VS. PHYSICAL PAYMENT BILL LIFE CYCLE REPORT (Amount in Crores)

E-Payment (01st Mar, 2013 31st Mar, 2013) Cheque Payment (Prior to e-paymentApril, 2012)

Bills Timeline Analysis (Days) Bills Timeline Analysis (Days)

No. of BillsAmount

(Rs.)In Crores

Avg. BillDate -TokenDate

Avg.TokenDate -E-PayDate

Avg. E-Pay

Date -E-Scroll

Date

TotalNo. ofDays

No. of BillsAmount

(Rs.)In Crores

Avg.Bill

Date -TokenDate

Avg.TokenDate -

ChequeDate

Avg.ChequeDate-ScrollDate

TotalNo. ofDays

65,742 18,782 2.00 2.37 0.84 5.21 1,73,257 24,252 6.87 5.18 8.02 20.07

7/27/2019 e Payment Dept of Food

14/15

.

2013-14

BE RE BE RE BE

Non-Plan 72211.32 84393.93 86835.66 96790.71 101469.64

Plan 120.00 93.48 126.00 85.00 259.00

Total 72331.32 84487.41 86961.66 96875.71 101728.64

Food Subsidy to FCI 47239.80 59525.90 61977.99 71980.00 73500.00 *

Food Subsidy to State Government (DCP) 12845.00 12845.00 12574.00 12574.00 14240.00 *

Sugar Subsidy to FCI (Levy Sugar) 446.00 446.00 446.00 446.00 2259.98

Subsidy for settlement of claims of price levy

sugar for 1974-75

1.00 0.83 1.00 0.00 0.01

Subsidy for implementation of pilot scheme of

smart card

36.18 0.10 1.00 0.00 0.00

Subsidy for denotified under SU(TOM) at

1978

5.00 5.17 0.01 0.00 0.01

Total 60572.98 72823.00 75000.00 85000.00 90000.00

* This includes Rs. 10000 crore on account of implementation of NFSA

Details of Food Subsidy

2012-13

Department of Food & Public Distriubution

2011-12

(figures in crores)

7/27/2019 e Payment Dept of Food

15/15

THANK YOU