Early and Optional Retirement Factor Tables...Early and Optional Retirement Factor Tables For...

Early and Optional Retirement Factor Tables

For Retirements Effective on or after January 1, 2019

Prepared by Cavanaugh Macdonald Consulting, LLC

for the

Teachers’ and State Employees’ Retirement System

and the

Local Governmental Employees’ Retirement System

For questions or instructions on how to use these tables, contact: Department of State Treasurer Retirement Systems Division

3200 Atlantic Avenue Raleigh, NC 27604

Phone: 1-877-627-3287 (toll free) E-mail: [email protected]

DISCLAIMER: The availability and amount of all benefits you might be eligible to receive is governed by Retirement Systems law. The information provided in these tables cannot alter, modify or otherwise change the controlling Retirement System law or other governing legal documents in any way, nor can any right accrue to you by reason of any information provided herein. In the event of a conflict between this information and Retirement Systems law, Retirement Systems law governs.

Member's Age: 46

Benef. Age Opt. 2 Opt. 3 Opt. 6-2 Opt. 6-3

36 0.9446 0.9715 0.9432 0.9708

37 0.9462 0.9723 0.9447 0.9716

Year Month Early Opt. 4 38 0.9478 0.9732 0.9461 0.9723

39 0.9494 0.9740 0.9476 0.9731

45 6 0.2696 40 0.9510 0.9749 0.9491 0.9739

45 7 0.2712 41 0.9526 0.9757 0.9506 0.9747

45 8 0.2729 42 0.9542 0.9766 0.9521 0.9755

45 9 0.2746 43 0.9559 0.9774 0.9536 0.9763

45 10 0.2762 44 0.9575 0.9783 0.9551 0.9771

45 11 0.2779 45 0.9592 0.9792 0.9566 0.9778

46 0 0.2796 46 0.9608 0.9800 0.9581 0.9786

46 1 0.2814 47 0.9624 0.9809 0.9596 0.9794

46 2 0.2832 48 0.9640 0.9817 0.9610 0.9801

46 3 0.2850 49 0.9656 0.9825 0.9624 0.9809

46 4 0.2868 50 0.9671 0.9833 0.9638 0.9816

46 5 0.2886 51 0.9686 0.9841 0.9652 0.9823

52 0.9700 0.9848 0.9665 0.9830

53 0.9714 0.9855 0.9678 0.9836

54 0.9728 0.9862 0.9691 0.9843

Benef. Age Opt. 2 Opt. 3 Opt. 6-2 Opt. 6-3 55 0.9741 0.9869 0.9703 0.9849

1 0.9136 0.9549 0.9136 0.9548 56 0.9754 0.9876 0.9715 0.9856

2 0.9140 0.9551 0.9139 0.9550 57 0.9767 0.9882 0.9727 0.9862

3 0.9144 0.9553 0.9143 0.9552 58 0.9779 0.9888 0.9739 0.9868

4 0.9148 0.9555 0.9147 0.9554 59 0.9791 0.9894 0.9750 0.9873

5 0.9152 0.9557 0.9151 0.9557 60 0.9803 0.9900 0.9760 0.9879

6 0.9156 0.9560 0.9155 0.9559 61 0.9814 0.9906 0.9771 0.9884

7 0.9161 0.9562 0.9160 0.9561 62 0.9825 0.9912 0.9781 0.9889

8 0.9166 0.9565 0.9165 0.9564 63 0.9835 0.9917 0.9791 0.9894

9 0.9171 0.9568 0.9170 0.9567 64 0.9845 0.9922 0.9801 0.9899

10 0.9177 0.9571 0.9175 0.9570 65 0.9855 0.9927 0.9810 0.9904

11 0.9183 0.9574 0.9181 0.9573 66 0.9865 0.9932 0.9819 0.9909

12 0.9189 0.9577 0.9187 0.9576 67 0.9874 0.9936 0.9828 0.9913

13 0.9195 0.9581 0.9193 0.9579 68 0.9882 0.9941 0.9837 0.9918

14 0.9202 0.9585 0.9199 0.9583 69 0.9891 0.9945 0.9845 0.9922

15 0.9209 0.9588 0.9206 0.9587 70 0.9899 0.9949 0.9853 0.9926

16 0.9217 0.9592 0.9213 0.9591 71 0.9907 0.9953 0.9861 0.9930

17 0.9224 0.9597 0.9221 0.9595 72 0.9914 0.9957 0.9869 0.9934

18 0.9233 0.9601 0.9229 0.9599 73 0.9921 0.9961 0.9876 0.9938

19 0.9241 0.9606 0.9237 0.9603 74 0.9928 0.9964 0.9883 0.9941

20 0.9250 0.9610 0.9245 0.9608 75 0.9935 0.9967 0.9890 0.9945

21 0.9259 0.9615 0.9254 0.9613 76 0.9941 0.9970 0.9897 0.9948

22 0.9269 0.9620 0.9263 0.9618 77 0.9946 0.9973 0.9904 0.9952

23 0.9279 0.9626 0.9273 0.9623 78 0.9952 0.9976 0.9910 0.9955

24 0.9289 0.9631 0.9283 0.9628 79 0.9957 0.9978 0.9916 0.9958

25 0.9300 0.9637 0.9294 0.9634 80 0.9961 0.9981 0.9922 0.9961

26 0.9311 0.9643 0.9304 0.9640 81 0.9966 0.9983 0.9928 0.9964

27 0.9323 0.9649 0.9316 0.9646 82 0.9970 0.9985 0.9933 0.9966

28 0.9335 0.9656 0.9327 0.9652 83 0.9973 0.9987 0.9938 0.9969

29 0.9347 0.9663 0.9339 0.9658 84 0.9976 0.9988 0.9943 0.9971

30 0.9360 0.9670 0.9351 0.9665 85 0.9979 0.9990 0.9947 0.9974

31 0.9374 0.9677 0.9364 0.9672 86 0.9982 0.9991 0.9952 0.9976

32 0.9387 0.9684 0.9377 0.9679 87 0.9985 0.9992 0.9956 0.9978

33 0.9402 0.9692 0.9390 0.9686 88 0.9987 0.9993 0.9959 0.9980

34 0.9416 0.9699 0.9404 0.9693 89 0.9989 0.9994 0.9963 0.9981

35 0.9431 0.9707 0.9418 0.9700 90 0.9990 0.9995 0.9966 0.9983

Columns Below Not To Be Used for Disability Retirement

Service Retirement Factor Tables

Effective January 1, 2019Page 2

Member's Age

Member's Age: 47


36 0.9395 0.9688 0.9380 0.9680

37 0.9411 0.9697 0.9396 0.9688


39 0.9445 0.9714 0.9427 0.9705

46 6 0.2904 40 0.9462 0.9723 0.9442 0.9713

46 7 0.2922 41 0.9479 0.9733 0.9458 0.9722

46 8 0.2940 42 0.9496 0.9742 0.9474 0.9730

46 9 0.2958 43 0.9514 0.9751 0.9490 0.9738

46 10 0.2977 44 0.9532 0.9760 0.9506 0.9747

46 11 0.2995 45 0.9549 0.9769 0.9522 0.9755

47 0 0.3013 46 0.9567 0.9779 0.9538 0.9764

47 1 0.3032 47 0.9584 0.9788 0.9554 0.9772

47 2 0.3052 48 0.9601 0.9797 0.9569 0.9780

47 3 0.3071 49 0.9618 0.9805 0.9584 0.9788

47 4 0.3091 50 0.9635 0.9814 0.9599 0.9796

47 5 0.3111 51 0.9651 0.9822 0.9614 0.9803

52 0.9667 0.9831 0.9629 0.9811

53 0.9682 0.9838 0.9643 0.9818

54 0.9697 0.9846 0.9657 0.9825


1 0.9078 0.9516 0.9077 0.9516 56 0.9726 0.9861 0.9683 0.9839

2 0.9081 0.9518 0.9080 0.9518 57 0.9740 0.9868 0.9696 0.9846

3 0.9085 0.9521 0.9084 0.9520 58 0.9753 0.9875 0.9709 0.9852

4 0.9089 0.9523 0.9088 0.9522 59 0.9766 0.9882 0.9721 0.9858

5 0.9093 0.9525 0.9092 0.9524 60 0.9779 0.9888 0.9733 0.9865

6 0.9098 0.9528 0.9096 0.9527 61 0.9791 0.9894 0.9744 0.9870

7 0.9102 0.9530 0.9101 0.9529 62 0.9803 0.9901 0.9755 0.9876

8 0.9108 0.9533 0.9106 0.9532 63 0.9815 0.9906 0.9766 0.9882

9 0.9113 0.9536 0.9111 0.9535 64 0.9826 0.9912 0.9777 0.9887

10 0.9118 0.9539 0.9117 0.9538 65 0.9837 0.9918 0.9787 0.9892

11 0.9124 0.9542 0.9122 0.9541 66 0.9847 0.9923 0.9797 0.9897

12 0.9131 0.9546 0.9128 0.9544 67 0.9857 0.9928 0.9806 0.9902

13 0.9137 0.9549 0.9134 0.9548 68 0.9867 0.9933 0.9816 0.9907

14 0.9144 0.9553 0.9141 0.9551 69 0.9876 0.9938 0.9825 0.9912

15 0.9151 0.9557 0.9148 0.9555 70 0.9885 0.9942 0.9834 0.9916

16 0.9159 0.9561 0.9155 0.9559 71 0.9894 0.9947 0.9842 0.9921

17 0.9167 0.9565 0.9163 0.9563 72 0.9902 0.9951 0.9851 0.9925

18 0.9175 0.9570 0.9171 0.9567 73 0.9910 0.9955 0.9859 0.9929

19 0.9183 0.9574 0.9179 0.9572 74 0.9917 0.9959 0.9867 0.9933

20 0.9192 0.9579 0.9188 0.9577 75 0.9925 0.9962 0.9874 0.9937

21 0.9202 0.9584 0.9197 0.9582 76 0.9931 0.9966 0.9882 0.9941

22 0.9211 0.9590 0.9206 0.9587 77 0.9938 0.9969 0.9889 0.9944

23 0.9222 0.9595 0.9216 0.9592 78 0.9944 0.9972 0.9896 0.9948

24 0.9232 0.9601 0.9226 0.9598 79 0.9949 0.9975 0.9903 0.9951

25 0.9243 0.9607 0.9237 0.9603 80 0.9955 0.9977 0.9909 0.9954

26 0.9255 0.9613 0.9248 0.9609 81 0.9960 0.9980 0.9915 0.9958

27 0.9267 0.9619 0.9260 0.9616 82 0.9964 0.9982 0.9921 0.9960

28 0.9279 0.9626 0.9271 0.9622 83 0.9968 0.9984 0.9927 0.9963

29 0.9292 0.9633 0.9284 0.9629 84 0.9972 0.9986 0.9932 0.9966

30 0.9306 0.9640 0.9296 0.9635 85 0.9975 0.9988 0.9938 0.9969

31 0.9319 0.9648 0.9310 0.9642 86 0.9979 0.9989 0.9942 0.9971

32 0.9334 0.9655 0.9323 0.9650 87 0.9981 0.9991 0.9947 0.9973

33 0.9348 0.9663 0.9337 0.9657 88 0.9984 0.9992 0.9951 0.9976

34 0.9364 0.9671 0.9351 0.9665 89 0.9986 0.9993 0.9955 0.9978

35 0.9379 0.9680 0.9366 0.9672 90 0.9988 0.9994 0.9959 0.9980




Member's Age

Member's Age: 48


36 0.9340 0.9659 0.9325 0.9651

37 0.9357 0.9668 0.9340 0.9659


39 0.9392 0.9686 0.9373 0.9676

47 6 0.3130 40 0.9410 0.9696 0.9389 0.9685

47 7 0.3150 41 0.9428 0.9706 0.9406 0.9694

47 8 0.3170 42 0.9446 0.9715 0.9423 0.9703

47 9 0.3189 43 0.9465 0.9725 0.9440 0.9712

47 10 0.3209 44 0.9484 0.9735 0.9457 0.9721

47 11 0.3229 45 0.9503 0.9745 0.9474 0.9730

48 0 0.3248 46 0.9521 0.9755 0.9491 0.9739

48 1 0.3270 47 0.9540 0.9765 0.9508 0.9748

48 2 0.3291 48 0.9559 0.9774 0.9524 0.9756

48 3 0.3312 49 0.9577 0.9784 0.9541 0.9765

48 4 0.3333 50 0.9595 0.9793 0.9557 0.9773

48 5 0.3355 51 0.9613 0.9802 0.9573 0.9782

52 0.9630 0.9811 0.9588 0.9790

53 0.9646 0.9820 0.9604 0.9798

54 0.9663 0.9828 0.9619 0.9806


1 0.9015 0.9482 0.9014 0.9482 56 0.9694 0.9845 0.9648 0.9821

2 0.9019 0.9484 0.9018 0.9484 57 0.9709 0.9852 0.9662 0.9828

3 0.9023 0.9486 0.9022 0.9486 58 0.9724 0.9860 0.9676 0.9835

4 0.9027 0.9488 0.9026 0.9488 59 0.9738 0.9867 0.9689 0.9842

5 0.9031 0.9491 0.9030 0.9490 60 0.9752 0.9875 0.9702 0.9849

6 0.9035 0.9493 0.9034 0.9493 61 0.9766 0.9882 0.9714 0.9855

7 0.9040 0.9496 0.9039 0.9495 62 0.9779 0.9888 0.9727 0.9861

8 0.9045 0.9499 0.9044 0.9498 63 0.9792 0.9895 0.9738 0.9867

9 0.9051 0.9502 0.9049 0.9501 64 0.9804 0.9901 0.9750 0.9873

10 0.9056 0.9505 0.9054 0.9504 65 0.9816 0.9907 0.9761 0.9879

11 0.9062 0.9508 0.9060 0.9507 66 0.9827 0.9913 0.9772 0.9885

12 0.9069 0.9512 0.9066 0.9510 67 0.9839 0.9919 0.9782 0.9890

13 0.9075 0.9515 0.9072 0.9514 68 0.9849 0.9924 0.9793 0.9895

14 0.9082 0.9519 0.9079 0.9517 69 0.9860 0.9929 0.9803 0.9900

15 0.9089 0.9523 0.9086 0.9521 70 0.9870 0.9934 0.9812 0.9905

16 0.9097 0.9527 0.9093 0.9525 71 0.9879 0.9939 0.9822 0.9910

17 0.9105 0.9532 0.9101 0.9529 72 0.9888 0.9944 0.9831 0.9915

18 0.9113 0.9536 0.9109 0.9534 73 0.9897 0.9948 0.9839 0.9919

19 0.9122 0.9541 0.9118 0.9538 74 0.9905 0.9952 0.9848 0.9923

20 0.9131 0.9546 0.9126 0.9543 75 0.9913 0.9956 0.9856 0.9928

21 0.9141 0.9551 0.9136 0.9548 76 0.9921 0.9960 0.9865 0.9932

22 0.9151 0.9556 0.9145 0.9554 77 0.9928 0.9964 0.9872 0.9936

23 0.9161 0.9562 0.9155 0.9559 78 0.9935 0.9967 0.9880 0.9940

24 0.9172 0.9568 0.9166 0.9565 79 0.9941 0.9970 0.9887 0.9943

25 0.9183 0.9574 0.9177 0.9571 80 0.9947 0.9973 0.9894 0.9947

26 0.9195 0.9581 0.9188 0.9577 81 0.9952 0.9976 0.9901 0.9950

27 0.9207 0.9587 0.9200 0.9583 82 0.9958 0.9979 0.9908 0.9954

28 0.9220 0.9594 0.9212 0.9590 83 0.9962 0.9981 0.9914 0.9957

29 0.9233 0.9601 0.9225 0.9597 84 0.9967 0.9983 0.9920 0.9960

30 0.9247 0.9609 0.9238 0.9604 85 0.9971 0.9985 0.9926 0.9963

31 0.9261 0.9617 0.9251 0.9611 86 0.9974 0.9987 0.9931 0.9965

32 0.9276 0.9625 0.9265 0.9619 87 0.9977 0.9989 0.9936 0.9968

33 0.9291 0.9633 0.9279 0.9626 88 0.9980 0.9990 0.9941 0.9971

34 0.9307 0.9641 0.9294 0.9634 89 0.9983 0.9991 0.9946 0.9973

35 0.9323 0.9650 0.9309 0.9642 90 0.9985 0.9993 0.9950 0.9975




Member's Age

Member's Age: 49


36 0.9280 0.9627 0.9265 0.9618

37 0.9298 0.9636 0.9281 0.9627


39 0.9335 0.9656 0.9315 0.9645

48 6 0.3376 40 0.9354 0.9666 0.9332 0.9655

48 7 0.3397 41 0.9373 0.9676 0.9350 0.9664

48 8 0.3419 42 0.9392 0.9687 0.9368 0.9673

48 9 0.3440 43 0.9412 0.9697 0.9385 0.9683

48 10 0.3461 44 0.9432 0.9708 0.9403 0.9693

48 11 0.3483 45 0.9452 0.9718 0.9421 0.9702

49 0 0.3504 46 0.9472 0.9729 0.9439 0.9712

49 1 0.3527 47 0.9492 0.9739 0.9457 0.9721

49 2 0.3550 48 0.9512 0.9750 0.9475 0.9731

49 3 0.3573 49 0.9532 0.9760 0.9493 0.9740

49 4 0.3596 50 0.9551 0.9771 0.9510 0.9749

49 5 0.3620 51 0.9570 0.9780 0.9527 0.9758

52 0.9589 0.9790 0.9544 0.9767

53 0.9607 0.9799 0.9561 0.9776

54 0.9624 0.9809 0.9577 0.9784


1 0.8949 0.9445 0.8948 0.9445 56 0.9659 0.9826 0.9609 0.9801

2 0.8953 0.9447 0.8952 0.9447 57 0.9675 0.9835 0.9624 0.9809

3 0.8956 0.9449 0.8955 0.9449 58 0.9692 0.9843 0.9639 0.9816

4 0.8960 0.9452 0.8959 0.9451 59 0.9707 0.9852 0.9654 0.9824

5 0.8965 0.9454 0.8964 0.9453 60 0.9723 0.9859 0.9668 0.9831

6 0.8969 0.9457 0.8968 0.9456 61 0.9738 0.9867 0.9681 0.9838

7 0.8974 0.9459 0.8973 0.9458 62 0.9752 0.9874 0.9695 0.9845

8 0.8979 0.9462 0.8978 0.9461 63 0.9766 0.9882 0.9708 0.9852

9 0.8985 0.9465 0.8983 0.9464 64 0.9780 0.9889 0.9720 0.9858

10 0.8990 0.9468 0.8988 0.9467 65 0.9793 0.9895 0.9732 0.9864

11 0.8996 0.9472 0.8994 0.9470 66 0.9805 0.9902 0.9744 0.9870

12 0.9003 0.9475 0.9000 0.9474 67 0.9818 0.9908 0.9756 0.9876

13 0.9009 0.9479 0.9007 0.9477 68 0.9830 0.9914 0.9767 0.9882

14 0.9016 0.9483 0.9013 0.9481 69 0.9841 0.9920 0.9778 0.9888

15 0.9024 0.9487 0.9020 0.9485 70 0.9852 0.9925 0.9788 0.9893

16 0.9031 0.9491 0.9028 0.9489 71 0.9862 0.9931 0.9798 0.9898

17 0.9039 0.9496 0.9036 0.9493 72 0.9873 0.9936 0.9808 0.9903

18 0.9048 0.9500 0.9044 0.9498 73 0.9882 0.9941 0.9818 0.9908

19 0.9057 0.9505 0.9052 0.9503 74 0.9892 0.9945 0.9827 0.9913

20 0.9066 0.9510 0.9061 0.9507 75 0.9900 0.9950 0.9836 0.9917

21 0.9076 0.9515 0.9071 0.9513 76 0.9909 0.9954 0.9845 0.9922

22 0.9086 0.9521 0.9080 0.9518 77 0.9917 0.9958 0.9853 0.9926

23 0.9096 0.9527 0.9091 0.9524 78 0.9924 0.9962 0.9862 0.9930

24 0.9107 0.9533 0.9101 0.9529 79 0.9931 0.9966 0.9870 0.9934

25 0.9119 0.9539 0.9112 0.9536 80 0.9938 0.9969 0.9877 0.9938

26 0.9131 0.9546 0.9124 0.9542 81 0.9944 0.9972 0.9885 0.9942

27 0.9144 0.9553 0.9136 0.9548 82 0.9950 0.9975 0.9892 0.9946

28 0.9157 0.9560 0.9148 0.9555 83 0.9955 0.9978 0.9899 0.9949

29 0.9170 0.9567 0.9161 0.9562 84 0.9960 0.9980 0.9905 0.9952

30 0.9185 0.9575 0.9175 0.9570 85 0.9965 0.9982 0.9912 0.9956

31 0.9199 0.9583 0.9189 0.9577 86 0.9969 0.9984 0.9918 0.9959

32 0.9215 0.9591 0.9203 0.9585 87 0.9973 0.9986 0.9923 0.9962

33 0.9230 0.9600 0.9218 0.9593 88 0.9976 0.9988 0.9929 0.9964

34 0.9247 0.9609 0.9233 0.9601 89 0.9979 0.9990 0.9934 0.9967

35 0.9263 0.9618 0.9249 0.9610 90 0.9982 0.9991 0.9939 0.9969




Member's Age

Member's Age: 50


36 0.9217 0.9592 0.9200 0.9584

37 0.9235 0.9602 0.9217 0.9593


39 0.9273 0.9623 0.9253 0.9612

49 6 0.3643 40 0.9293 0.9634 0.9271 0.9622

49 7 0.3666 41 0.9313 0.9644 0.9289 0.9631

49 8 0.3689 42 0.9334 0.9655 0.9308 0.9641

49 9 0.3712 43 0.9354 0.9666 0.9326 0.9652

49 10 0.3736 44 0.9376 0.9678 0.9345 0.9662

49 11 0.3759 45 0.9397 0.9689 0.9365 0.9672

50 0 0.3782 46 0.9418 0.9700 0.9384 0.9682

50 1 0.3807 47 0.9439 0.9712 0.9403 0.9692

50 2 0.3833 48 0.9461 0.9723 0.9422 0.9702

50 3 0.3858 49 0.9482 0.9734 0.9441 0.9712

50 4 0.3883 50 0.9503 0.9745 0.9459 0.9722

50 5 0.3908 51 0.9523 0.9756 0.9478 0.9732

52 0.9543 0.9766 0.9496 0.9741

53 0.9563 0.9777 0.9514 0.9751

54 0.9582 0.9787 0.9532 0.9760


1 0.8879 0.9406 0.8878 0.9406 56 0.9620 0.9806 0.9566 0.9778

2 0.8882 0.9408 0.8882 0.9408 57 0.9638 0.9816 0.9583 0.9787

3 0.8886 0.9410 0.8885 0.9410 58 0.9656 0.9825 0.9599 0.9795

4 0.8890 0.9413 0.8889 0.9412 59 0.9673 0.9834 0.9615 0.9804

5 0.8895 0.9415 0.8893 0.9414 60 0.9690 0.9842 0.9630 0.9812

6 0.8899 0.9418 0.8898 0.9417 61 0.9706 0.9851 0.9645 0.9819

7 0.8904 0.9420 0.8903 0.9419 62 0.9722 0.9859 0.9660 0.9827

8 0.8909 0.9423 0.8907 0.9422 63 0.9738 0.9867 0.9674 0.9834

9 0.8915 0.9426 0.8913 0.9425 64 0.9752 0.9875 0.9687 0.9841

10 0.8920 0.9429 0.8918 0.9428 65 0.9767 0.9882 0.9701 0.9848

11 0.8926 0.9433 0.8924 0.9431 66 0.9781 0.9889 0.9713 0.9855

12 0.8933 0.9436 0.8930 0.9435 67 0.9794 0.9896 0.9726 0.9861

13 0.8940 0.9440 0.8937 0.9438 68 0.9807 0.9903 0.9738 0.9867

14 0.8947 0.9444 0.8943 0.9442 69 0.9820 0.9909 0.9750 0.9873

15 0.8954 0.9448 0.8951 0.9446 70 0.9832 0.9915 0.9761 0.9879

16 0.8962 0.9453 0.8958 0.9450 71 0.9844 0.9921 0.9772 0.9885

17 0.8970 0.9457 0.8966 0.9455 72 0.9855 0.9927 0.9783 0.9890

18 0.8979 0.9462 0.8974 0.9459 73 0.9866 0.9932 0.9793 0.9896

19 0.8987 0.9467 0.8983 0.9464 74 0.9876 0.9938 0.9803 0.9901

20 0.8997 0.9472 0.8992 0.9469 75 0.9886 0.9942 0.9813 0.9906

21 0.9007 0.9477 0.9001 0.9474 76 0.9895 0.9947 0.9823 0.9911

22 0.9017 0.9483 0.9011 0.9480 77 0.9904 0.9952 0.9832 0.9915

23 0.9028 0.9489 0.9022 0.9486 78 0.9912 0.9956 0.9841 0.9920

24 0.9039 0.9495 0.9033 0.9492 79 0.9920 0.9960 0.9849 0.9924

25 0.9051 0.9502 0.9044 0.9498 80 0.9928 0.9964 0.9858 0.9928

26 0.9063 0.9509 0.9056 0.9504 81 0.9935 0.9967 0.9866 0.9932

27 0.9076 0.9516 0.9068 0.9511 82 0.9941 0.9970 0.9873 0.9936

28 0.9089 0.9523 0.9081 0.9518 83 0.9947 0.9973 0.9881 0.9940

29 0.9103 0.9531 0.9094 0.9526 84 0.9953 0.9976 0.9888 0.9944

30 0.9118 0.9539 0.9108 0.9533 85 0.9958 0.9979 0.9895 0.9947

31 0.9133 0.9547 0.9122 0.9541 86 0.9963 0.9981 0.9901 0.9950

32 0.9149 0.9555 0.9137 0.9549 87 0.9967 0.9983 0.9908 0.9954

33 0.9165 0.9564 0.9152 0.9557 88 0.9971 0.9985 0.9913 0.9957

34 0.9182 0.9573 0.9168 0.9566 89 0.9974 0.9987 0.9919 0.9959

35 0.9199 0.9583 0.9184 0.9575 90 0.9977 0.9989 0.9924 0.9962




Member's Age

Member's Age: 51


36 0.9159 0.9561 0.9142 0.9552

37 0.9178 0.9571 0.9160 0.9561


39 0.9217 0.9593 0.9196 0.9581

50 6 0.3933 40 0.9238 0.9604 0.9215 0.9591

50 7 0.3958 41 0.9259 0.9615 0.9234 0.9602

50 8 0.3984 42 0.9281 0.9627 0.9254 0.9612

50 9 0.4009 43 0.9302 0.9639 0.9273 0.9623

50 10 0.4034 44 0.9325 0.9650 0.9293 0.9634

50 11 0.4060 45 0.9347 0.9662 0.9313 0.9645

51 0 0.4085 46 0.9370 0.9675 0.9334 0.9655

51 1 0.4112 47 0.9392 0.9687 0.9354 0.9666

51 2 0.4140 48 0.9415 0.9699 0.9374 0.9677

51 3 0.4167 49 0.9438 0.9711 0.9394 0.9688

51 4 0.4194 50 0.9461 0.9723 0.9414 0.9698

51 5 0.4222 51 0.9482 0.9734 0.9434 0.9709

52 0.9504 0.9745 0.9454 0.9719

53 0.9525 0.9757 0.9473 0.9729

54 0.9546 0.9768 0.9492 0.9740


1 0.8815 0.9370 0.8814 0.9370 56 0.9586 0.9789 0.9530 0.9759

2 0.8818 0.9372 0.8817 0.9372 57 0.9606 0.9799 0.9548 0.9769

3 0.8822 0.9374 0.8821 0.9374 58 0.9625 0.9809 0.9565 0.9778

4 0.8826 0.9376 0.8825 0.9376 59 0.9644 0.9819 0.9583 0.9787

5 0.8830 0.9379 0.8829 0.9378 60 0.9663 0.9828 0.9599 0.9796

6 0.8835 0.9381 0.8834 0.9381 61 0.9680 0.9838 0.9616 0.9804

7 0.8840 0.9384 0.8838 0.9383 62 0.9698 0.9847 0.9632 0.9812

8 0.8845 0.9387 0.8843 0.9386 63 0.9715 0.9855 0.9647 0.9820

9 0.8850 0.9390 0.8849 0.9389 64 0.9731 0.9864 0.9662 0.9828

10 0.8856 0.9393 0.8854 0.9392 65 0.9747 0.9872 0.9676 0.9836

11 0.8862 0.9397 0.8860 0.9395 66 0.9762 0.9880 0.9690 0.9843

12 0.8869 0.9400 0.8866 0.9399 67 0.9777 0.9887 0.9704 0.9850

13 0.8876 0.9404 0.8873 0.9403 68 0.9791 0.9894 0.9717 0.9857

14 0.8883 0.9408 0.8879 0.9406 69 0.9805 0.9901 0.9730 0.9863

15 0.8890 0.9413 0.8887 0.9410 70 0.9818 0.9908 0.9742 0.9869

16 0.8898 0.9417 0.8894 0.9415 71 0.9830 0.9915 0.9754 0.9876

17 0.8906 0.9422 0.8902 0.9419 72 0.9843 0.9921 0.9766 0.9882

18 0.8915 0.9426 0.8911 0.9424 73 0.9854 0.9927 0.9777 0.9887

19 0.8924 0.9431 0.8919 0.9429 74 0.9865 0.9932 0.9788 0.9893

20 0.8933 0.9437 0.8928 0.9434 75 0.9876 0.9938 0.9799 0.9898

21 0.8943 0.9442 0.8938 0.9439 76 0.9886 0.9943 0.9809 0.9904

22 0.8954 0.9448 0.8948 0.9445 77 0.9896 0.9948 0.9819 0.9909

23 0.8965 0.9454 0.8959 0.9451 78 0.9905 0.9952 0.9828 0.9913

24 0.8976 0.9461 0.8970 0.9457 79 0.9913 0.9957 0.9838 0.9918

25 0.8988 0.9467 0.8981 0.9463 80 0.9921 0.9961 0.9847 0.9923

26 0.9001 0.9474 0.8993 0.9470 81 0.9929 0.9964 0.9855 0.9927

27 0.9014 0.9481 0.9006 0.9477 82 0.9936 0.9968 0.9864 0.9931

28 0.9028 0.9489 0.9019 0.9484 83 0.9943 0.9971 0.9872 0.9935

29 0.9042 0.9497 0.9033 0.9492 84 0.9949 0.9974 0.9879 0.9939

30 0.9057 0.9505 0.9047 0.9499 85 0.9954 0.9977 0.9887 0.9943

31 0.9072 0.9514 0.9061 0.9507 86 0.9959 0.9980 0.9894 0.9947

32 0.9088 0.9522 0.9076 0.9516 87 0.9964 0.9982 0.9900 0.9950

33 0.9105 0.9532 0.9092 0.9524 88 0.9968 0.9984 0.9907 0.9953

34 0.9122 0.9541 0.9108 0.9533 89 0.9972 0.9986 0.9913 0.9956

35 0.9140 0.9551 0.9125 0.9542 90 0.9975 0.9988 0.9918 0.9959




Member's Age

Member's Age: 52


36 0.9097 0.9527 0.9080 0.9518

37 0.9117 0.9538 0.9098 0.9528


39 0.9158 0.9560 0.9136 0.9548

51 6 0.4249 40 0.9179 0.9572 0.9156 0.9559

51 7 0.4277 41 0.9201 0.9584 0.9176 0.9570

51 8 0.4304 42 0.9224 0.9596 0.9196 0.9581

51 9 0.4332 43 0.9247 0.9609 0.9217 0.9592

51 10 0.4359 44 0.9270 0.9621 0.9238 0.9604

51 11 0.4387 45 0.9293 0.9634 0.9259 0.9615

52 0 0.4414 46 0.9317 0.9647 0.9280 0.9627

52 1 0.4444 47 0.9341 0.9660 0.9301 0.9638

52 2 0.4474 48 0.9366 0.9672 0.9323 0.9650

52 3 0.4504 49 0.9390 0.9685 0.9344 0.9661

52 4 0.4533 50 0.9414 0.9698 0.9366 0.9672

52 5 0.4563 51 0.9437 0.9710 0.9387 0.9684

52 0.9460 0.9723 0.9408 0.9695

53 0.9483 0.9735 0.9429 0.9706

54 0.9506 0.9747 0.9449 0.9717


1 0.8747 0.9332 0.8746 0.9331 56 0.9550 0.9770 0.9490 0.9738

2 0.8751 0.9334 0.8750 0.9333 57 0.9571 0.9781 0.9509 0.9749

3 0.8755 0.9336 0.8754 0.9335 58 0.9592 0.9792 0.9529 0.9759

4 0.8759 0.9338 0.8758 0.9338 59 0.9613 0.9802 0.9547 0.9768

5 0.8763 0.9341 0.8762 0.9340 60 0.9633 0.9813 0.9566 0.9778

6 0.8768 0.9343 0.8766 0.9343 61 0.9652 0.9823 0.9584 0.9787

7 0.8772 0.9346 0.8771 0.9345 62 0.9671 0.9833 0.9601 0.9796

8 0.8778 0.9349 0.8776 0.9348 63 0.9690 0.9842 0.9618 0.9805

9 0.8783 0.9352 0.8781 0.9351 64 0.9707 0.9851 0.9634 0.9814

10 0.8789 0.9355 0.8787 0.9354 65 0.9725 0.9860 0.9650 0.9822

11 0.8795 0.9359 0.8792 0.9357 66 0.9741 0.9869 0.9665 0.9830

12 0.8801 0.9362 0.8799 0.9361 67 0.9757 0.9877 0.9680 0.9837

13 0.8808 0.9366 0.8805 0.9365 68 0.9773 0.9885 0.9695 0.9845

14 0.8815 0.9370 0.8812 0.9369 69 0.9788 0.9893 0.9708 0.9852

15 0.8823 0.9375 0.8819 0.9373 70 0.9802 0.9900 0.9722 0.9859

16 0.8831 0.9379 0.8827 0.9377 71 0.9816 0.9907 0.9735 0.9866

17 0.8839 0.9384 0.8835 0.9381 72 0.9829 0.9914 0.9748 0.9872

18 0.8848 0.9389 0.8843 0.9386 73 0.9842 0.9920 0.9760 0.9878

19 0.8857 0.9394 0.8852 0.9391 74 0.9854 0.9926 0.9772 0.9884

20 0.8867 0.9399 0.8862 0.9396 75 0.9866 0.9932 0.9783 0.9890

21 0.8877 0.9405 0.8871 0.9402 76 0.9876 0.9938 0.9794 0.9896

22 0.8887 0.9411 0.8882 0.9408 77 0.9887 0.9943 0.9805 0.9901

23 0.8899 0.9417 0.8892 0.9414 78 0.9897 0.9948 0.9815 0.9907

24 0.8910 0.9424 0.8904 0.9420 79 0.9906 0.9953 0.9825 0.9912

25 0.8922 0.9430 0.8915 0.9427 80 0.9915 0.9957 0.9835 0.9917

26 0.8935 0.9438 0.8928 0.9433 81 0.9923 0.9961 0.9844 0.9922

27 0.8948 0.9445 0.8940 0.9441 82 0.9931 0.9965 0.9853 0.9926

28 0.8962 0.9453 0.8954 0.9448 83 0.9938 0.9969 0.9862 0.9930

29 0.8977 0.9461 0.8968 0.9456 84 0.9944 0.9972 0.9870 0.9935

30 0.8992 0.9469 0.8982 0.9464 85 0.9950 0.9975 0.9878 0.9939

31 0.9008 0.9478 0.8997 0.9472 86 0.9956 0.9978 0.9886 0.9942

32 0.9025 0.9487 0.9012 0.9481 87 0.9961 0.9980 0.9893 0.9946

33 0.9042 0.9497 0.9028 0.9489 88 0.9966 0.9983 0.9900 0.9950

34 0.9060 0.9507 0.9045 0.9499 89 0.9970 0.9985 0.9906 0.9953

35 0.9078 0.9517 0.9062 0.9508 90 0.9973 0.9987 0.9912 0.9956




Member's Age

Member's Age: 53


36 0.9031 0.9491 0.9014 0.9481

37 0.9052 0.9502 0.9033 0.9492


39 0.9094 0.9526 0.9072 0.9513

52 6 0.4593 40 0.9117 0.9538 0.9092 0.9525

52 7 0.4623 41 0.9139 0.9550 0.9113 0.9536

52 8 0.4653 42 0.9163 0.9563 0.9134 0.9548

52 9 0.4683 43 0.9187 0.9576 0.9156 0.9559

52 10 0.4713 44 0.9211 0.9589 0.9178 0.9571

52 11 0.4743 45 0.9236 0.9603 0.9200 0.9583

53 0 0.4773 46 0.9261 0.9616 0.9222 0.9595

53 1 0.4806 47 0.9287 0.9630 0.9245 0.9608

53 2 0.4838 48 0.9312 0.9644 0.9268 0.9620

53 3 0.4871 49 0.9338 0.9658 0.9290 0.9632

53 4 0.4903 50 0.9364 0.9671 0.9313 0.9644

53 5 0.4936 51 0.9389 0.9685 0.9336 0.9656

52 0.9413 0.9698 0.9358 0.9668

53 0.9438 0.9711 0.9381 0.9680

54 0.9462 0.9723 0.9403 0.9692


1 0.8676 0.9291 0.8676 0.9291 56 0.9509 0.9749 0.9446 0.9715

2 0.8680 0.9293 0.8679 0.9293 57 0.9533 0.9761 0.9468 0.9727

3 0.8684 0.9295 0.8683 0.9295 58 0.9556 0.9773 0.9489 0.9738

4 0.8688 0.9298 0.8687 0.9297 59 0.9578 0.9784 0.9509 0.9748

5 0.8692 0.9300 0.8691 0.9300 60 0.9600 0.9796 0.9529 0.9759

6 0.8697 0.9303 0.8695 0.9302 61 0.9621 0.9807 0.9548 0.9769

7 0.8701 0.9306 0.8700 0.9305 62 0.9642 0.9818 0.9567 0.9779

8 0.8707 0.9309 0.8705 0.9308 63 0.9662 0.9828 0.9586 0.9789

9 0.8712 0.9312 0.8710 0.9311 64 0.9681 0.9838 0.9604 0.9798

10 0.8718 0.9315 0.8716 0.9314 65 0.9700 0.9848 0.9621 0.9807

11 0.8724 0.9319 0.8722 0.9317 66 0.9718 0.9857 0.9638 0.9816

12 0.8731 0.9322 0.8728 0.9321 67 0.9736 0.9866 0.9654 0.9824

13 0.8737 0.9326 0.8734 0.9324 68 0.9753 0.9875 0.9670 0.9832

14 0.8745 0.9330 0.8741 0.9328 69 0.9769 0.9883 0.9685 0.9840

15 0.8752 0.9335 0.8749 0.9333 70 0.9785 0.9891 0.9700 0.9848

16 0.8760 0.9339 0.8756 0.9337 71 0.9800 0.9899 0.9714 0.9855

17 0.8769 0.9344 0.8764 0.9342 72 0.9814 0.9906 0.9728 0.9862

18 0.8777 0.9349 0.8773 0.9346 73 0.9828 0.9913 0.9741 0.9869

19 0.8787 0.9354 0.8782 0.9351 74 0.9841 0.9920 0.9754 0.9875

20 0.8796 0.9360 0.8791 0.9357 75 0.9854 0.9926 0.9766 0.9882

21 0.8807 0.9365 0.8801 0.9362 76 0.9866 0.9933 0.9778 0.9888

22 0.8817 0.9372 0.8812 0.9368 77 0.9877 0.9938 0.9790 0.9894

23 0.8829 0.9378 0.8822 0.9374 78 0.9888 0.9944 0.9801 0.9899

24 0.8840 0.9385 0.8834 0.9381 79 0.9898 0.9949 0.9812 0.9905

25 0.8853 0.9391 0.8846 0.9388 80 0.9908 0.9954 0.9822 0.9910

26 0.8866 0.9399 0.8858 0.9395 81 0.9916 0.9958 0.9832 0.9915

27 0.8879 0.9406 0.8871 0.9402 82 0.9925 0.9962 0.9842 0.9920

28 0.8894 0.9414 0.8885 0.9409 83 0.9932 0.9966 0.9851 0.9925

29 0.8908 0.9423 0.8899 0.9417 84 0.9940 0.9970 0.9860 0.9930

30 0.8924 0.9431 0.8914 0.9426 85 0.9946 0.9973 0.9869 0.9934

31 0.8940 0.9440 0.8929 0.9434 86 0.9952 0.9976 0.9877 0.9938

32 0.8957 0.9450 0.8945 0.9443 87 0.9958 0.9979 0.9885 0.9942

33 0.8975 0.9460 0.8961 0.9452 88 0.9963 0.9981 0.9892 0.9946

34 0.8993 0.9470 0.8978 0.9462 89 0.9967 0.9983 0.9899 0.9949

35 0.9012 0.9480 0.8996 0.9471 90 0.9971 0.9985 0.9905 0.9952




Member's Age

Member's Age: 54


36 0.8962 0.9453 0.8944 0.9443

37 0.8983 0.9464 0.8964 0.9453


39 0.9027 0.9488 0.9004 0.9476

53 6 0.4968 40 0.9050 0.9501 0.9025 0.9487

53 7 0.5001 41 0.9074 0.9514 0.9046 0.9499

53 8 0.5034 42 0.9098 0.9528 0.9068 0.9511

53 9 0.5066 43 0.9123 0.9541 0.9091 0.9524

53 10 0.5099 44 0.9148 0.9555 0.9114 0.9536

53 11 0.5132 45 0.9174 0.9569 0.9137 0.9549

54 0 0.5165 46 0.9201 0.9584 0.9161 0.9562

54 1 0.5200 47 0.9228 0.9598 0.9184 0.9575

54 2 0.5236 48 0.9255 0.9613 0.9208 0.9588

54 3 0.5271 49 0.9282 0.9628 0.9232 0.9601

54 4 0.5307 50 0.9309 0.9642 0.9256 0.9614

54 5 0.5342 51 0.9336 0.9656 0.9280 0.9627

52 0.9362 0.9670 0.9304 0.9640

53 0.9388 0.9684 0.9328 0.9653

54 0.9414 0.9698 0.9352 0.9665


1 0.8602 0.9248 0.8601 0.9248 56 0.9465 0.9725 0.9399 0.9690

2 0.8605 0.9250 0.8605 0.9250 57 0.9491 0.9739 0.9422 0.9703

3 0.8609 0.9253 0.8608 0.9252 58 0.9515 0.9752 0.9445 0.9715

4 0.8613 0.9255 0.8612 0.9254 59 0.9540 0.9764 0.9467 0.9726

5 0.8618 0.9257 0.8616 0.9257 60 0.9563 0.9777 0.9489 0.9738

6 0.8622 0.9260 0.8621 0.9259 61 0.9587 0.9789 0.9510 0.9749

7 0.8627 0.9263 0.8625 0.9262 62 0.9609 0.9801 0.9531 0.9760

8 0.8632 0.9266 0.8630 0.9265 63 0.9631 0.9812 0.9551 0.9770

9 0.8638 0.9269 0.8636 0.9268 64 0.9653 0.9823 0.9570 0.9780

10 0.8644 0.9272 0.8641 0.9271 65 0.9673 0.9834 0.9589 0.9790

11 0.8650 0.9276 0.8647 0.9275 66 0.9693 0.9844 0.9608 0.9800

12 0.8656 0.9280 0.8653 0.9278 67 0.9712 0.9854 0.9626 0.9809

13 0.8663 0.9284 0.8660 0.9282 68 0.9731 0.9864 0.9643 0.9818

14 0.8670 0.9288 0.8667 0.9286 69 0.9749 0.9873 0.9659 0.9827

15 0.8678 0.9292 0.8674 0.9290 70 0.9766 0.9882 0.9675 0.9835

16 0.8686 0.9297 0.8682 0.9295 71 0.9782 0.9890 0.9691 0.9843

17 0.8695 0.9302 0.8690 0.9299 72 0.9798 0.9898 0.9706 0.9851

18 0.8703 0.9307 0.8699 0.9304 73 0.9813 0.9906 0.9720 0.9858

19 0.8713 0.9312 0.8708 0.9309 74 0.9828 0.9913 0.9734 0.9865

20 0.8722 0.9318 0.8717 0.9315 75 0.9841 0.9920 0.9748 0.9872

21 0.8733 0.9324 0.8727 0.9320 76 0.9854 0.9927 0.9761 0.9879

22 0.8744 0.9330 0.8738 0.9326 77 0.9867 0.9933 0.9773 0.9885

23 0.8755 0.9336 0.8749 0.9333 78 0.9878 0.9939 0.9785 0.9892

24 0.8767 0.9343 0.8760 0.9339 79 0.9889 0.9944 0.9797 0.9898

25 0.8779 0.9350 0.8772 0.9346 80 0.9900 0.9950 0.9808 0.9903

26 0.8793 0.9358 0.8785 0.9353 81 0.9909 0.9954 0.9819 0.9909

27 0.8806 0.9365 0.8798 0.9361 82 0.9918 0.9959 0.9830 0.9914

28 0.8821 0.9374 0.8812 0.9369 83 0.9927 0.9963 0.9840 0.9919

29 0.8836 0.9382 0.8826 0.9377 84 0.9934 0.9967 0.9849 0.9924

30 0.8852 0.9391 0.8841 0.9385 85 0.9942 0.9971 0.9859 0.9929

31 0.8868 0.9400 0.8857 0.9394 86 0.9948 0.9974 0.9867 0.9933

32 0.8886 0.9410 0.8873 0.9403 87 0.9954 0.9977 0.9876 0.9937

33 0.8904 0.9420 0.8890 0.9412 88 0.9959 0.9980 0.9884 0.9941

34 0.8922 0.9430 0.8907 0.9422 89 0.9964 0.9982 0.9891 0.9945

35 0.8942 0.9441 0.8926 0.9432 90 0.9968 0.9984 0.9898 0.9949




Member's Age

Member's Age: 55


36 0.8888 0.9411 0.8870 0.9401

37 0.8910 0.9423 0.8890 0.9412


39 0.8955 0.9449 0.8932 0.9436

54 6 0.5378 40 0.8979 0.9462 0.8953 0.9448

54 7 0.5413 41 0.9003 0.9476 0.8976 0.9460

54 8 0.5449 42 0.9029 0.9490 0.8998 0.9473

54 9 0.5485 43 0.9055 0.9504 0.9022 0.9486

54 10 0.5521 44 0.9081 0.9518 0.9046 0.9499

54 11 0.5557 45 0.9108 0.9533 0.9070 0.9512

55 0 0.600000 0.5592 46 0.9136 0.9548 0.9094 0.9526

55 1 0.604167 0.5631 47 0.9164 0.9564 0.9119 0.9539

55 2 0.608333 0.5670 48 0.9193 0.9579 0.9145 0.9553

55 3 0.612500 0.5708 49 0.9221 0.9595 0.9170 0.9567

55 4 0.616667 0.5747 50 0.9251 0.9611 0.9195 0.9581

55 5 0.620833 0.5786 51 0.9278 0.9626 0.9221 0.9595

52 0.9306 0.9641 0.9246 0.9608

53 0.9334 0.9656 0.9272 0.9622

54 0.9362 0.9671 0.9297 0.9636


1 0.8524 0.9203 0.8523 0.9203 56 0.9417 0.9700 0.9348 0.9663

2 0.8527 0.9205 0.8527 0.9205 57 0.9445 0.9714 0.9373 0.9676

3 0.8531 0.9207 0.8530 0.9207 58 0.9471 0.9729 0.9397 0.9689

4 0.8535 0.9210 0.8534 0.9209 59 0.9498 0.9742 0.9421 0.9702

5 0.8540 0.9212 0.8538 0.9212 60 0.9523 0.9756 0.9445 0.9715

6 0.8544 0.9215 0.8543 0.9214 61 0.9549 0.9769 0.9468 0.9727

7 0.8549 0.9218 0.8547 0.9217 62 0.9573 0.9782 0.9491 0.9739

8 0.8554 0.9221 0.8552 0.9220 63 0.9597 0.9795 0.9513 0.9750

9 0.8560 0.9224 0.8558 0.9223 64 0.9621 0.9807 0.9534 0.9761

10 0.8565 0.9227 0.8563 0.9226 65 0.9643 0.9818 0.9555 0.9772

11 0.8572 0.9231 0.8569 0.9229 66 0.9665 0.9830 0.9575 0.9783

12 0.8578 0.9235 0.8575 0.9233 67 0.9686 0.9841 0.9594 0.9793

13 0.8585 0.9239 0.8582 0.9237 68 0.9707 0.9851 0.9613 0.9803

14 0.8592 0.9243 0.8589 0.9241 69 0.9726 0.9861 0.9631 0.9812

15 0.8600 0.9247 0.8596 0.9245 70 0.9745 0.9871 0.9649 0.9821

16 0.8608 0.9252 0.8604 0.9250 71 0.9763 0.9880 0.9666 0.9830

17 0.8617 0.9257 0.8612 0.9254 72 0.9780 0.9889 0.9682 0.9838

18 0.8625 0.9262 0.8621 0.9259 73 0.9797 0.9897 0.9698 0.9847

19 0.8635 0.9267 0.8630 0.9265 74 0.9813 0.9905 0.9713 0.9854

20 0.8645 0.9273 0.8639 0.9270 75 0.9827 0.9913 0.9728 0.9862

21 0.8655 0.9279 0.8650 0.9276 76 0.9842 0.9920 0.9742 0.9869

22 0.8666 0.9285 0.8660 0.9282 77 0.9855 0.9927 0.9756 0.9876

23 0.8678 0.9292 0.8671 0.9288 78 0.9868 0.9933 0.9769 0.9883

24 0.8690 0.9299 0.8683 0.9295 79 0.9880 0.9940 0.9781 0.9890

25 0.8702 0.9306 0.8695 0.9302 80 0.9891 0.9945 0.9794 0.9896

26 0.8716 0.9314 0.8708 0.9309 81 0.9902 0.9951 0.9805 0.9902

27 0.8730 0.9322 0.8721 0.9317 82 0.9911 0.9955 0.9817 0.9907

28 0.8744 0.9330 0.8735 0.9325 83 0.9920 0.9960 0.9827 0.9913

29 0.8760 0.9339 0.8750 0.9333 84 0.9929 0.9964 0.9838 0.9918

30 0.8776 0.9348 0.8765 0.9342 85 0.9937 0.9968 0.9848 0.9923

31 0.8793 0.9358 0.8781 0.9351 86 0.9944 0.9972 0.9857 0.9928

32 0.8810 0.9368 0.8798 0.9360 87 0.9950 0.9975 0.9866 0.9933

33 0.8829 0.9378 0.8815 0.9370 88 0.9956 0.9978 0.9875 0.9937

34 0.8848 0.9389 0.8833 0.9380 89 0.9961 0.9981 0.9883 0.9941

35 0.8868 0.9400 0.8851 0.9391 90 0.9966 0.9983 0.9890 0.9945




Member's Age

Member's Age: 56


36 0.8810 0.9368 0.8792 0.9357

37 0.8832 0.9380 0.8813 0.9369


39 0.8879 0.9406 0.8855 0.9393

55 6 0.625000 0.5825 40 0.8903 0.9420 0.8877 0.9405

55 7 0.629167 0.5864 41 0.8929 0.9434 0.8900 0.9418

55 8 0.633333 0.5903 42 0.8955 0.9449 0.8924 0.9431

55 9 0.637500 0.5942 43 0.8982 0.9464 0.8948 0.9445

55 10 0.641667 0.5981 44 0.9009 0.9479 0.8973 0.9459

55 11 0.645833 0.6021 45 0.9038 0.9495 0.8998 0.9473

56 0 0.650000 0.6060 46 0.9067 0.9510 0.9024 0.9487

56 1 0.654167 0.6102 47 0.9096 0.9527 0.9050 0.9501

56 2 0.658333 0.6145 48 0.9126 0.9543 0.9076 0.9516

56 3 0.662500 0.6187 49 0.9156 0.9560 0.9103 0.9530

56 4 0.666667 0.6229 50 0.9187 0.9576 0.9130 0.9545

56 5 0.670833 0.6272 51 0.9217 0.9592 0.9157 0.9560

52 0.9246 0.9608 0.9184 0.9574

53 0.9276 0.9624 0.9211 0.9589

54 0.9306 0.9640 0.9238 0.9604


1 0.8442 0.9155 0.8441 0.9155 56 0.9365 0.9672 0.9292 0.9633

2 0.8445 0.9157 0.8445 0.9157 57 0.9394 0.9688 0.9319 0.9647

3 0.8449 0.9159 0.8448 0.9159 58 0.9423 0.9703 0.9345 0.9661

4 0.8453 0.9162 0.8452 0.9161 59 0.9452 0.9718 0.9371 0.9675

5 0.8458 0.9164 0.8456 0.9164 60 0.9480 0.9733 0.9397 0.9689

6 0.8462 0.9167 0.8461 0.9166 61 0.9507 0.9747 0.9422 0.9702

7 0.8467 0.9170 0.8465 0.9169 62 0.9534 0.9761 0.9446 0.9715

8 0.8472 0.9173 0.8470 0.9172 63 0.9560 0.9775 0.9470 0.9728

9 0.8478 0.9176 0.8476 0.9175 64 0.9586 0.9788 0.9494 0.9740

10 0.8483 0.9179 0.8481 0.9178 65 0.9610 0.9801 0.9516 0.9752

11 0.8490 0.9183 0.8487 0.9182 66 0.9634 0.9814 0.9539 0.9764

12 0.8496 0.9187 0.8493 0.9185 67 0.9658 0.9826 0.9560 0.9775

13 0.8503 0.9191 0.8500 0.9189 68 0.9680 0.9837 0.9580 0.9786

14 0.8510 0.9195 0.8507 0.9193 69 0.9701 0.9848 0.9600 0.9796

15 0.8518 0.9200 0.8514 0.9197 70 0.9722 0.9859 0.9620 0.9806

16 0.8526 0.9204 0.8522 0.9202 71 0.9742 0.9869 0.9638 0.9816

17 0.8535 0.9209 0.8530 0.9207 72 0.9761 0.9879 0.9656 0.9825

18 0.8544 0.9215 0.8539 0.9212 73 0.9779 0.9888 0.9673 0.9834

19 0.8553 0.9220 0.8548 0.9217 74 0.9796 0.9897 0.9690 0.9843

20 0.8563 0.9226 0.8558 0.9223 75 0.9812 0.9905 0.9706 0.9851

21 0.8573 0.9232 0.8568 0.9229 76 0.9828 0.9913 0.9721 0.9859

22 0.8584 0.9238 0.8579 0.9235 77 0.9842 0.9921 0.9736 0.9866

23 0.8596 0.9245 0.8590 0.9241 78 0.9856 0.9928 0.9751 0.9874

24 0.8608 0.9252 0.8602 0.9248 79 0.9869 0.9934 0.9764 0.9881

25 0.8621 0.9259 0.8614 0.9255 80 0.9882 0.9940 0.9778 0.9888

26 0.8635 0.9267 0.8627 0.9263 81 0.9893 0.9946 0.9790 0.9894

27 0.8649 0.9275 0.8640 0.9271 82 0.9904 0.9952 0.9803 0.9900

28 0.8664 0.9284 0.8655 0.9279 83 0.9914 0.9957 0.9814 0.9906

29 0.8679 0.9293 0.8670 0.9287 84 0.9923 0.9961 0.9825 0.9912

30 0.8696 0.9302 0.8685 0.9296 85 0.9931 0.9965 0.9836 0.9917

31 0.8713 0.9312 0.8701 0.9306 86 0.9939 0.9969 0.9846 0.9923

32 0.8731 0.9322 0.8718 0.9315 87 0.9946 0.9973 0.9856 0.9928

33 0.8749 0.9333 0.8736 0.9325 88 0.9952 0.9976 0.9865 0.9932

34 0.8769 0.9344 0.8754 0.9335 89 0.9958 0.9979 0.9874 0.9937

35 0.8789 0.9356 0.8773 0.9346 90 0.9963 0.9981 0.9882 0.9941




Member's Age

Member's Age: 57


36 0.8728 0.9321 0.8710 0.9310

37 0.8750 0.9334 0.8730 0.9322


39 0.8798 0.9361 0.8774 0.9347

56 6 0.675000 0.6315 40 0.8823 0.9375 0.8797 0.9360

56 7 0.679167 0.6357 41 0.8849 0.9390 0.8821 0.9373

56 8 0.683333 0.6400 42 0.8876 0.9405 0.8845 0.9387

56 9 0.687500 0.6443 43 0.8904 0.9420 0.8870 0.9401

56 10 0.691667 0.6486 44 0.8933 0.9436 0.8895 0.9415

56 11 0.695833 0.6529 45 0.8962 0.9453 0.8922 0.9430

57 0 0.700000 0.6572 46 0.8992 0.9469 0.8948 0.9445

57 1 0.704167 0.6618 47 0.9023 0.9486 0.8975 0.9460

57 2 0.708333 0.6665 48 0.9054 0.9504 0.9003 0.9475

57 3 0.712500 0.6711 49 0.9086 0.9521 0.9031 0.9491

57 4 0.716667 0.6758 50 0.9119 0.9539 0.9059 0.9506

57 5 0.720833 0.6804 51 0.9150 0.9556 0.9087 0.9522

52 0.9181 0.9573 0.9116 0.9537

53 0.9213 0.9590 0.9145 0.9553

54 0.9244 0.9607 0.9174 0.9569


1 0.8356 0.9104 0.8355 0.9104 56 0.9308 0.9641 0.9231 0.9600

2 0.8359 0.9106 0.8359 0.9106 57 0.9339 0.9658 0.9260 0.9616

3 0.8363 0.9109 0.8362 0.9108 58 0.9370 0.9675 0.9288 0.9631

4 0.8367 0.9111 0.8366 0.9110 59 0.9401 0.9691 0.9316 0.9646

5 0.8372 0.9114 0.8370 0.9113 60 0.9431 0.9707 0.9344 0.9661

6 0.8376 0.9116 0.8375 0.9115 61 0.9461 0.9723 0.9371 0.9675

7 0.8381 0.9119 0.8379 0.9118 62 0.9490 0.9738 0.9398 0.9690

8 0.8386 0.9122 0.8384 0.9121 63 0.9519 0.9754 0.9424 0.9704

9 0.8392 0.9125 0.8389 0.9124 64 0.9547 0.9768 0.9450 0.9717

10 0.8397 0.9129 0.8395 0.9127 65 0.9574 0.9782 0.9474 0.9730

11 0.8403 0.9132 0.8401 0.9131 66 0.9600 0.9796 0.9499 0.9743

12 0.8410 0.9136 0.8407 0.9135 67 0.9625 0.9809 0.9522 0.9755

13 0.8417 0.9140 0.8414 0.9139 68 0.9650 0.9822 0.9545 0.9767

14 0.8424 0.9145 0.8421 0.9143 69 0.9674 0.9834 0.9566 0.9778

15 0.8432 0.9149 0.8428 0.9147 70 0.9696 0.9846 0.9588 0.9789

16 0.8440 0.9154 0.8436 0.9152 71 0.9718 0.9857 0.9608 0.9800

17 0.8449 0.9159 0.8444 0.9156 72 0.9739 0.9868 0.9628 0.9810

18 0.8458 0.9164 0.8453 0.9162 73 0.9758 0.9878 0.9646 0.9820

19 0.8467 0.9170 0.8462 0.9167 74 0.9777 0.9887 0.9665 0.9829

20 0.8477 0.9176 0.8472 0.9173 75 0.9795 0.9897 0.9682 0.9839

21 0.8488 0.9182 0.8482 0.9179 76 0.9812 0.9905 0.9699 0.9847

22 0.8499 0.9188 0.8493 0.9185 77 0.9828 0.9913 0.9715 0.9856

23 0.8510 0.9195 0.8504 0.9192 78 0.9843 0.9921 0.9731 0.9864

24 0.8523 0.9202 0.8516 0.9198 79 0.9858 0.9928 0.9746 0.9871

25 0.8535 0.9210 0.8528 0.9206 80 0.9871 0.9935 0.9760 0.9879

26 0.8549 0.9218 0.8541 0.9213 81 0.9884 0.9941 0.9774 0.9886

27 0.8563 0.9226 0.8555 0.9221 82 0.9895 0.9947 0.9787 0.9892

28 0.8579 0.9235 0.8570 0.9230 83 0.9906 0.9953 0.9800 0.9899

29 0.8594 0.9244 0.8585 0.9238 84 0.9916 0.9958 0.9812 0.9905

30 0.8611 0.9254 0.8600 0.9248 85 0.9925 0.9962 0.9824 0.9911

31 0.8628 0.9264 0.8617 0.9257 86 0.9933 0.9967 0.9835 0.9917

32 0.8647 0.9274 0.8634 0.9267 87 0.9941 0.9970 0.9845 0.9922

33 0.8666 0.9285 0.8652 0.9277 88 0.9948 0.9974 0.9855 0.9927

34 0.8686 0.9297 0.8670 0.9288 89 0.9954 0.9977 0.9864 0.9932

35 0.8706 0.9308 0.8690 0.9299 90 0.9960 0.9980 0.9873 0.9936




Member's Age

Member's Age: 58


36 0.8641 0.9271 0.8622 0.9260

37 0.8663 0.9284 0.8643 0.9272


39 0.8712 0.9312 0.8688 0.9298

57 6 0.725000 0.6851 40 0.8738 0.9327 0.8711 0.9311

57 7 0.729167 0.6898 41 0.8765 0.9342 0.8736 0.9325

57 8 0.733333 0.6945 42 0.8793 0.9358 0.8761 0.9339

57 9 0.737500 0.6992 43 0.8821 0.9374 0.8786 0.9354

57 10 0.741667 0.7039 44 0.8851 0.9391 0.8813 0.9369

57 11 0.745833 0.7086 45 0.8881 0.9408 0.8840 0.9384

58 0 0.750000 0.7133 46 0.8913 0.9425 0.8867 0.9400

58 1 0.754167 0.7184 47 0.8945 0.9443 0.8896 0.9416

58 2 0.758333 0.7235 48 0.8977 0.9461 0.8924 0.9432

58 3 0.762500 0.7286 49 0.9011 0.9480 0.8953 0.9448

58 4 0.766667 0.7337 50 0.9045 0.9498 0.8983 0.9464

58 5 0.770833 0.7388 51 0.9077 0.9516 0.9013 0.9481

52 0.9111 0.9535 0.9043 0.9497

53 0.9144 0.9553 0.9073 0.9514

54 0.9178 0.9571 0.9104 0.9531


1 0.8266 0.9050 0.8265 0.9050 56 0.9245 0.9608 0.9165 0.9564

2 0.8269 0.9053 0.8268 0.9052 57 0.9279 0.9626 0.9196 0.9581

3 0.8273 0.9055 0.8272 0.9054 58 0.9312 0.9644 0.9226 0.9598

4 0.8277 0.9057 0.8276 0.9057 59 0.9345 0.9662 0.9257 0.9614

5 0.8281 0.9060 0.8280 0.9059 60 0.9378 0.9679 0.9286 0.9630

6 0.8286 0.9062 0.8284 0.9062 61 0.9410 0.9696 0.9316 0.9646

7 0.8291 0.9065 0.8289 0.9064 62 0.9442 0.9713 0.9345 0.9661

8 0.8296 0.9068 0.8294 0.9067 63 0.9473 0.9729 0.9373 0.9677

9 0.8301 0.9072 0.8299 0.9070 64 0.9504 0.9745 0.9401 0.9691

10 0.8307 0.9075 0.8305 0.9074 65 0.9533 0.9761 0.9428 0.9706

11 0.8313 0.9079 0.8310 0.9077 66 0.9562 0.9776 0.9455 0.9720

12 0.8320 0.9083 0.8317 0.9081 67 0.9590 0.9791 0.9480 0.9733

13 0.8326 0.9087 0.8323 0.9085 68 0.9617 0.9805 0.9505 0.9746

14 0.8334 0.9091 0.8330 0.9089 69 0.9643 0.9818 0.9529 0.9759

15 0.8342 0.9096 0.8338 0.9093 70 0.9667 0.9831 0.9552 0.9771

16 0.8350 0.9101 0.8345 0.9098 71 0.9691 0.9843 0.9574 0.9783

17 0.8358 0.9106 0.8354 0.9103 72 0.9714 0.9855 0.9596 0.9794

18 0.8367 0.9111 0.8362 0.9108 73 0.9736 0.9866 0.9617 0.9805

19 0.8377 0.9117 0.8371 0.9114 74 0.9757 0.9877 0.9637 0.9815

20 0.8387 0.9122 0.8381 0.9119 75 0.9776 0.9887 0.9656 0.9825

21 0.8397 0.9129 0.8391 0.9125 76 0.9795 0.9896 0.9674 0.9834

22 0.8408 0.9135 0.8402 0.9132 77 0.9813 0.9905 0.9692 0.9844

23 0.8420 0.9142 0.8414 0.9139 78 0.9829 0.9914 0.9709 0.9852

24 0.8432 0.9150 0.8426 0.9146 79 0.9845 0.9922 0.9725 0.9861

25 0.8445 0.9157 0.8438 0.9153 80 0.9859 0.9929 0.9741 0.9869

26 0.8459 0.9165 0.8452 0.9161 81 0.9873 0.9936 0.9756 0.9877

27 0.8474 0.9174 0.8465 0.9169 82 0.9886 0.9943 0.9770 0.9884

28 0.8489 0.9183 0.8480 0.9177 83 0.9898 0.9949 0.9784 0.9891

29 0.8505 0.9192 0.8495 0.9186 84 0.9908 0.9954 0.9797 0.9898

30 0.8522 0.9202 0.8511 0.9196 85 0.9918 0.9959 0.9810 0.9904

31 0.8539 0.9212 0.8528 0.9205 86 0.9928 0.9964 0.9822 0.9910

32 0.8558 0.9223 0.8545 0.9216 87 0.9936 0.9968 0.9833 0.9916

33 0.8577 0.9234 0.8563 0.9226 88 0.9943 0.9972 0.9844 0.9921

34 0.8597 0.9246 0.8582 0.9237 89 0.9950 0.9975 0.9854 0.9926

35 0.8618 0.9258 0.8602 0.9248 90 0.9956 0.9978 0.9864 0.9931




Member's Age

Member's Age: 59


36 0.8548 0.9217 0.8530 0.9207

37 0.8572 0.9231 0.8551 0.9219


39 0.8621 0.9260 0.8597 0.9245

58 6 0.775000 0.7440 40 0.8648 0.9275 0.8621 0.9259

58 7 0.779167 0.7491 41 0.8675 0.9291 0.8646 0.9274

58 8 0.783333 0.7543 42 0.8704 0.9307 0.8671 0.9288

58 9 0.787500 0.7594 43 0.8733 0.9324 0.8698 0.9304

58 10 0.791667 0.7646 44 0.8764 0.9341 0.8725 0.9319

58 11 0.795833 0.7698 45 0.8795 0.9359 0.8753 0.9335

59 0 0.800000 0.7750 46 0.8828 0.9377 0.8781 0.9351

59 1 0.804167 0.7805 47 0.8861 0.9396 0.8810 0.9368

59 2 0.808333 0.7861 48 0.8895 0.9415 0.8840 0.9384

59 3 0.812500 0.7918 49 0.8930 0.9435 0.8870 0.9401

59 4 0.816667 0.7974 50 0.8965 0.9454 0.8901 0.9419

59 5 0.820833 0.8030 51 0.8999 0.9473 0.8932 0.9436

52 0.9034 0.9493 0.8964 0.9454

53 0.9069 0.9512 0.8996 0.9471

54 0.9105 0.9532 0.9028 0.9489


1 0.8171 0.8993 0.8170 0.8993 56 0.9177 0.9571 0.9093 0.9525

2 0.8174 0.8995 0.8173 0.8995 57 0.9213 0.9590 0.9126 0.9543

3 0.8178 0.8998 0.8177 0.8997 58 0.9248 0.9610 0.9159 0.9561

4 0.8182 0.9000 0.8181 0.8999 59 0.9284 0.9629 0.9191 0.9579

5 0.8186 0.9003 0.8185 0.9002 60 0.9319 0.9648 0.9223 0.9596

6 0.8191 0.9005 0.8189 0.9005 61 0.9354 0.9666 0.9255 0.9613

7 0.8196 0.9008 0.8194 0.9007 62 0.9389 0.9685 0.9286 0.9630

8 0.8201 0.9011 0.8199 0.9010 63 0.9422 0.9703 0.9317 0.9647

9 0.8206 0.9015 0.8204 0.9013 64 0.9456 0.9720 0.9347 0.9663

10 0.8212 0.9018 0.8210 0.9017 65 0.9488 0.9737 0.9377 0.9678

11 0.8218 0.9022 0.8215 0.9020 66 0.9519 0.9754 0.9406 0.9694

12 0.8224 0.9026 0.8222 0.9024 67 0.9550 0.9770 0.9434 0.9709

13 0.8231 0.9030 0.8228 0.9028 68 0.9579 0.9785 0.9461 0.9723

14 0.8239 0.9034 0.8235 0.9032 69 0.9608 0.9800 0.9487 0.9737

15 0.8246 0.9039 0.8242 0.9037 70 0.9635 0.9814 0.9513 0.9750

16 0.8254 0.9044 0.8250 0.9041 71 0.9661 0.9828 0.9537 0.9763

17 0.8263 0.9049 0.8258 0.9046 72 0.9687 0.9841 0.9561 0.9776

18 0.8272 0.9054 0.8267 0.9051 73 0.9711 0.9853 0.9584 0.9787

19 0.8281 0.9060 0.8276 0.9057 74 0.9733 0.9865 0.9606 0.9799

20 0.8291 0.9066 0.8286 0.9063 75 0.9755 0.9876 0.9627 0.9810

21 0.8302 0.9072 0.8296 0.9069 76 0.9776 0.9887 0.9647 0.9820

22 0.8313 0.9079 0.8307 0.9075 77 0.9795 0.9896 0.9666 0.9830

23 0.8325 0.9086 0.8319 0.9082 78 0.9813 0.9906 0.9685 0.9840

24 0.8337 0.9093 0.8331 0.9089 79 0.9830 0.9914 0.9703 0.9849

25 0.8350 0.9101 0.8343 0.9097 80 0.9846 0.9923 0.9720 0.9858

26 0.8364 0.9109 0.8357 0.9105 81 0.9861 0.9930 0.9736 0.9866

27 0.8379 0.9118 0.8371 0.9113 82 0.9875 0.9937 0.9752 0.9874

28 0.8394 0.9127 0.8385 0.9122 83 0.9888 0.9944 0.9767 0.9882

29 0.8411 0.9137 0.8401 0.9131 84 0.9900 0.9950 0.9781 0.9889

30 0.8428 0.9147 0.8417 0.9140 85 0.9911 0.9955 0.9795 0.9896

31 0.8445 0.9157 0.8434 0.9150 86 0.9921 0.9960 0.9808 0.9903

32 0.8464 0.9168 0.8451 0.9161 87 0.9930 0.9965 0.9820 0.9909

33 0.8484 0.9180 0.8470 0.9172 88 0.9938 0.9969 0.9832 0.9915

34 0.8504 0.9192 0.8489 0.9183 89 0.9946 0.9973 0.9843 0.9921

35 0.8526 0.9204 0.8509 0.9194 90 0.9952 0.9976 0.9853 0.9926




Member's Age

Member's Age: 60


36 0.8450 0.9160 0.8432 0.9149

37 0.8474 0.9174 0.8454 0.9162


39 0.8525 0.9204 0.8500 0.9189

59 6 0.825000 0.8087 40 0.8552 0.9219 0.8525 0.9204

59 7 0.829167 0.8143 41 0.8580 0.9236 0.8550 0.9218

59 8 0.833333 0.8200 42 0.8609 0.9253 0.8576 0.9234

59 9 0.837500 0.8257 43 0.8640 0.9270 0.8603 0.9249

59 10 0.841667 0.8314 44 0.8671 0.9288 0.8631 0.9265

59 11 0.845833 0.8371 45 0.8703 0.9307 0.8660 0.9282

60 0 0.850000 0.8428 46 0.8737 0.9326 0.8689 0.9299

60 1 0.852500 0.8489 47 0.8771 0.9345 0.8719 0.9316

60 2 0.855000 0.8551 48 0.8807 0.9365 0.8750 0.9333

60 3 0.857500 0.8613 49 0.8843 0.9386 0.8782 0.9351

60 4 0.860000 0.8675 50 0.8880 0.9407 0.8814 0.9369

60 5 0.862500 0.8737 51 0.8915 0.9427 0.8846 0.9388

52 0.8952 0.9447 0.8879 0.9406

53 0.8989 0.9468 0.8913 0.9425

54 0.9026 0.9488 0.8947 0.9444


1 0.8071 0.8933 0.8070 0.8932 56 0.9102 0.9530 0.9016 0.9482

2 0.8075 0.8935 0.8074 0.8934 57 0.9140 0.9551 0.9050 0.9501

3 0.8078 0.8937 0.8077 0.8936 58 0.9179 0.9572 0.9085 0.9521

4 0.8082 0.8939 0.8081 0.8939 59 0.9217 0.9592 0.9120 0.9540

5 0.8087 0.8942 0.8085 0.8941 60 0.9255 0.9613 0.9154 0.9558

6 0.8091 0.8945 0.8090 0.8944 61 0.9292 0.9633 0.9188 0.9577

7 0.8096 0.8948 0.8094 0.8947 62 0.9330 0.9653 0.9222 0.9595

8 0.8101 0.8951 0.8099 0.8950 63 0.9366 0.9673 0.9255 0.9613

9 0.8106 0.8954 0.8104 0.8953 64 0.9402 0.9692 0.9288 0.9631

10 0.8112 0.8958 0.8110 0.8956 65 0.9437 0.9711 0.9320 0.9648

11 0.8118 0.8961 0.8115 0.8960 66 0.9472 0.9729 0.9352 0.9665

12 0.8125 0.8965 0.8122 0.8963 67 0.9505 0.9746 0.9382 0.9681

13 0.8131 0.8969 0.8128 0.8967 68 0.9538 0.9763 0.9412 0.9697

14 0.8139 0.8974 0.8135 0.8972 69 0.9569 0.9780 0.9441 0.9712

15 0.8146 0.8979 0.8142 0.8976 70 0.9599 0.9795 0.9469 0.9727

16 0.8154 0.8983 0.8150 0.8981 71 0.9628 0.9810 0.9496 0.9741

17 0.8163 0.8989 0.8158 0.8986 72 0.9656 0.9825 0.9522 0.9755

18 0.8172 0.8994 0.8167 0.8991 73 0.9682 0.9838 0.9547 0.9768

19 0.8181 0.9000 0.8176 0.8997 74 0.9707 0.9851 0.9571 0.9781

20 0.8191 0.9006 0.8186 0.9002 75 0.9731 0.9864 0.9594 0.9793

21 0.8202 0.9012 0.8196 0.9009 76 0.9754 0.9875 0.9617 0.9805

22 0.8213 0.9019 0.8207 0.9015 77 0.9775 0.9886 0.9638 0.9816

23 0.8225 0.9026 0.8219 0.9022 78 0.9795 0.9897 0.9658 0.9826

24 0.8237 0.9034 0.8231 0.9030 79 0.9814 0.9906 0.9678 0.9836

25 0.8251 0.9041 0.8243 0.9037 80 0.9832 0.9915 0.9697 0.9846

26 0.8264 0.9050 0.8257 0.9045 81 0.9848 0.9924 0.9714 0.9855

27 0.8279 0.9059 0.8271 0.9054 82 0.9863 0.9931 0.9731 0.9864

28 0.8295 0.9068 0.8286 0.9063 83 0.9878 0.9938 0.9748 0.9872

29 0.8311 0.9078 0.8301 0.9072 84 0.9891 0.9945 0.9763 0.9880

30 0.8328 0.9088 0.8318 0.9082 85 0.9903 0.9951 0.9778 0.9888

31 0.8346 0.9099 0.8335 0.9092 86 0.9914 0.9957 0.9792 0.9895

32 0.8365 0.9110 0.8353 0.9102 87 0.9924 0.9962 0.9806 0.9902

33 0.8385 0.9122 0.8371 0.9113 88 0.9932 0.9966 0.9818 0.9908

34 0.8406 0.9134 0.8391 0.9125 89 0.9941 0.9970 0.9830 0.9914

35 0.8428 0.9147 0.8411 0.9137 90 0.9948 0.9974 0.9841 0.9920




Member's Age

Member's Age: 61


36 0.8347 0.9099 0.8329 0.9088

37 0.8371 0.9113 0.8351 0.9101


39 0.8423 0.9144 0.8398 0.9129

60 6 0.865000 0.8799 40 0.8450 0.9160 0.8423 0.9144

60 7 0.867500 0.8861 41 0.8479 0.9177 0.8449 0.9159

60 8 0.870000 0.8924 42 0.8509 0.9194 0.8476 0.9175

60 9 0.872500 0.8986 43 0.8540 0.9212 0.8503 0.9191

60 10 0.875000 0.9049 44 0.8572 0.9231 0.8532 0.9208

60 11 0.877500 0.9112 45 0.8605 0.9250 0.8561 0.9225

61 0 0.880000 0.9175 46 0.8640 0.9270 0.8591 0.9242

61 1 0.882500 0.9243 47 0.8675 0.9291 0.8622 0.9260

61 2 0.885000 0.9311 48 0.8712 0.9312 0.8654 0.9279

61 3 0.887500 0.9379 49 0.8749 0.9333 0.8687 0.9297

61 4 0.890000 0.9447 50 0.8788 0.9355 0.8720 0.9316

61 5 0.892500 0.9516 51 0.8825 0.9376 0.8754 0.9335

52 0.8863 0.9397 0.8788 0.9355

53 0.8902 0.9419 0.8823 0.9375

54 0.8941 0.9441 0.8859 0.9395


1 0.7966 0.8868 0.7966 0.8868 56 0.9021 0.9485 0.8931 0.9435

2 0.7970 0.8870 0.7969 0.8870 57 0.9062 0.9508 0.8968 0.9456

3 0.7974 0.8873 0.7973 0.8872 58 0.9102 0.9530 0.9005 0.9476

4 0.7978 0.8875 0.7977 0.8874 59 0.9143 0.9552 0.9042 0.9497

5 0.7982 0.8878 0.7981 0.8877 60 0.9184 0.9574 0.9079 0.9517

6 0.7986 0.8880 0.7985 0.8880 61 0.9224 0.9596 0.9115 0.9537

7 0.7991 0.8883 0.7989 0.8882 62 0.9264 0.9618 0.9152 0.9557

8 0.7996 0.8886 0.7994 0.8885 63 0.9304 0.9639 0.9187 0.9577

9 0.8001 0.8890 0.7999 0.8888 64 0.9343 0.9660 0.9223 0.9596

10 0.8007 0.8893 0.8005 0.8892 65 0.9381 0.9681 0.9258 0.9615

11 0.8013 0.8897 0.8011 0.8895 66 0.9419 0.9701 0.9292 0.9633

12 0.8020 0.8901 0.8017 0.8899 67 0.9455 0.9720 0.9325 0.9651

13 0.8026 0.8905 0.8023 0.8903 68 0.9491 0.9739 0.9358 0.9668

14 0.8034 0.8910 0.8030 0.8907 69 0.9525 0.9757 0.9389 0.9685

15 0.8041 0.8914 0.8037 0.8912 70 0.9558 0.9774 0.9420 0.9701

16 0.8049 0.8919 0.8045 0.8917 71 0.9590 0.9791 0.9450 0.9717

17 0.8058 0.8924 0.8053 0.8922 72 0.9621 0.9807 0.9478 0.9732

18 0.8067 0.8930 0.8062 0.8927 73 0.9650 0.9822 0.9506 0.9747

19 0.8076 0.8936 0.8071 0.8932 74 0.9678 0.9836 0.9533 0.9761

20 0.8086 0.8942 0.8081 0.8938 75 0.9704 0.9850 0.9558 0.9774

21 0.8097 0.8948 0.8091 0.8945 76 0.9729 0.9863 0.9583 0.9787

22 0.8108 0.8955 0.8102 0.8951 77 0.9753 0.9875 0.9606 0.9799

23 0.8120 0.8962 0.8113 0.8958 78 0.9775 0.9886 0.9628 0.9811

24 0.8132 0.8970 0.8125 0.8966 79 0.9796 0.9897 0.9650 0.9822

25 0.8145 0.8978 0.8138 0.8974 80 0.9815 0.9907 0.9670 0.9832

26 0.8159 0.8986 0.8152 0.8982 81 0.9833 0.9916 0.9690 0.9843

27 0.8174 0.8995 0.8166 0.8990 82 0.9850 0.9925 0.9709 0.9852

28 0.8190 0.9005 0.8181 0.8999 83 0.9866 0.9932 0.9727 0.9861

29 0.8206 0.9015 0.8197 0.9009 84 0.9880 0.9940 0.9744 0.9870

30 0.8223 0.9025 0.8213 0.9019 85 0.9893 0.9946 0.9760 0.9878

31 0.8242 0.9036 0.8230 0.9029 86 0.9905 0.9952 0.9775 0.9886

32 0.8261 0.9047 0.8248 0.9040 87 0.9916 0.9958 0.9789 0.9894

33 0.8281 0.9060 0.8267 0.9051 88 0.9926 0.9963 0.9803 0.9901

34 0.8302 0.9072 0.8287 0.9063 89 0.9935 0.9967 0.9816 0.9907

35 0.8324 0.9085 0.8307 0.9075 90 0.9943 0.9971 0.9828 0.9913




Member's Age

Member's Age: 62


36 0.8238 0.9034 0.8220 0.9023

37 0.8262 0.9049 0.8242 0.9036


39 0.8315 0.9080 0.8290 0.9065

61 6 0.895000 0.9585 40 0.8343 0.9097 0.8315 0.9080

61 7 0.897500 0.9653 41 0.8372 0.9114 0.8342 0.9096

61 8 0.900000 0.9722 42 0.8403 0.9132 0.8369 0.9112

61 9 0.902500 0.9792 43 0.8434 0.9151 0.8397 0.9129

61 10 0.905000 0.9861 44 0.8467 0.9170 0.8426 0.9146

61 11 0.907500 0.9930 45 0.8501 0.9190 0.8457 0.9164

62 0 0.910000 46 0.8537 0.9211 0.8487 0.9182

62 1 0.912500 47 0.8573 0.9232 0.8519 0.9200

62 2 0.915000 48 0.8611 0.9254 0.8552 0.9219

62 3 0.917500 49 0.8650 0.9276 0.8585 0.9239

62 4 0.920000 50 0.8690 0.9299 0.8620 0.9259

62 5 0.922500 51 0.8728 0.9321 0.8655 0.9279

52 0.8768 0.9343 0.8690 0.9299

53 0.8808 0.9366 0.8727 0.9320

54 0.8849 0.9390 0.8764 0.9341


1 0.7857 0.8800 0.7856 0.8799 56 0.8933 0.9437 0.8840 0.9384

2 0.7860 0.8802 0.7860 0.8801 57 0.8976 0.9460 0.8879 0.9406

3 0.7864 0.8804 0.7863 0.8804 58 0.9019 0.9484 0.8918 0.9428

4 0.7868 0.8807 0.7867 0.8806 59 0.9063 0.9508 0.8957 0.9450

5 0.7872 0.8809 0.7871 0.8809 60 0.9106 0.9532 0.8996 0.9472

6 0.7876 0.8812 0.7875 0.8811 61 0.9149 0.9556 0.9035 0.9493

7 0.7881 0.8815 0.7880 0.8814 62 0.9192 0.9579 0.9074 0.9515

8 0.7886 0.8818 0.7884 0.8817 63 0.9235 0.9602 0.9113 0.9536

9 0.7891 0.8821 0.7889 0.8820 64 0.9277 0.9625 0.9151 0.9557

10 0.7897 0.8825 0.7895 0.8824 65 0.9319 0.9647 0.9189 0.9577

11 0.7903 0.8829 0.7900 0.8827 66 0.9360 0.9669 0.9226 0.9597

12 0.7909 0.8833 0.7907 0.8831 67 0.9400 0.9691 0.9262 0.9617

13 0.7916 0.8837 0.7913 0.8835 68 0.9439 0.9711 0.9298 0.9636

14 0.7924 0.8841 0.7920 0.8839 69 0.9476 0.9731 0.9332 0.9655

15 0.7931 0.8846 0.7927 0.8844 70 0.9513 0.9750 0.9366 0.9673

16 0.7939 0.8851 0.7935 0.8848 71 0.9548 0.9769 0.9398 0.9690

17 0.7947 0.8856 0.7943 0.8853 72 0.9581 0.9786 0.9430 0.9707

18 0.7956 0.8862 0.7951 0.8859 73 0.9614 0.9803 0.9460 0.9723

19 0.7966 0.8868 0.7961 0.8864 74 0.9644 0.9819 0.9490 0.9738

20 0.7976 0.8874 0.7970 0.8870 75 0.9674 0.9834 0.9518 0.9753

21 0.7986 0.8880 0.7980 0.8877 76 0.9701 0.9848 0.9545 0.9767

22 0.7997 0.8887 0.7991 0.8884 77 0.9727 0.9862 0.9571 0.9781

23 0.8009 0.8895 0.8003 0.8891 78 0.9752 0.9874 0.9595 0.9793

24 0.8022 0.8902 0.8015 0.8898 79 0.9775 0.9886 0.9619 0.9806

25 0.8035 0.8910 0.8028 0.8906 80 0.9797 0.9897 0.9642 0.9817

26 0.8049 0.8919 0.8041 0.8914 81 0.9817 0.9907 0.9663 0.9829

27 0.8064 0.8928 0.8056 0.8923 82 0.9835 0.9917 0.9684 0.9839

28 0.8079 0.8938 0.8071 0.8932 83 0.9852 0.9926 0.9703 0.9849

29 0.8096 0.8948 0.8086 0.8942 84 0.9868 0.9934 0.9722 0.9859

30 0.8113 0.8958 0.8103 0.8952 85 0.9883 0.9941 0.9739 0.9868

31 0.8131 0.8969 0.8120 0.8963 86 0.9896 0.9948 0.9756 0.9876

32 0.8151 0.8981 0.8138 0.8974 87 0.9908 0.9954 0.9772 0.9885

33 0.8171 0.8993 0.8157 0.8985 88 0.9919 0.9959 0.9787 0.9892

34 0.8192 0.9006 0.8177 0.8997 89 0.9928 0.9964 0.9801 0.9899

35 0.8214 0.9020 0.8198 0.9010 90 0.9937 0.9968 0.9814 0.9906




Member's Age

Member's Age: 63


36 0.8123 0.8964 0.8105 0.8953

37 0.8148 0.8979 0.8128 0.8967


39 0.8201 0.9011 0.8176 0.8997

62 6 0.925000 40 0.8229 0.9029 0.8202 0.9012

62 7 0.927500 41 0.8259 0.9046 0.8229 0.9028

62 8 0.930000 42 0.8290 0.9065 0.8256 0.9045

62 9 0.932500 43 0.8322 0.9084 0.8285 0.9062

62 10 0.935000 44 0.8356 0.9104 0.8315 0.9080

62 11 0.937500 45 0.8391 0.9125 0.8346 0.9098

63 0 0.940000 46 0.8427 0.9146 0.8377 0.9117

63 1 0.942500 47 0.8465 0.9168 0.8410 0.9136

63 2 0.945000 48 0.8503 0.9191 0.8443 0.9156

63 3 0.947500 49 0.8543 0.9214 0.8478 0.9176

63 4 0.950000 50 0.8584 0.9238 0.8513 0.9197

63 5 0.952500 51 0.8624 0.9261 0.8549 0.9218

52 0.8665 0.9285 0.8586 0.9239

53 0.8707 0.9309 0.8624 0.9261

54 0.8750 0.9333 0.8662 0.9283


1 0.7742 0.8727 0.7741 0.8727 56 0.8838 0.9383 0.8742 0.9329

2 0.7745 0.8729 0.7745 0.8729 57 0.8883 0.9409 0.8783 0.9352

3 0.7749 0.8732 0.7748 0.8731 58 0.8929 0.9434 0.8824 0.9375

4 0.7753 0.8734 0.7752 0.8734 59 0.8975 0.9460 0.8865 0.9398

5 0.7757 0.8737 0.7756 0.8736 60 0.9021 0.9485 0.8907 0.9422

6 0.7761 0.8740 0.7760 0.8739 61 0.9067 0.9511 0.8948 0.9445

7 0.7766 0.8743 0.7764 0.8742 62 0.9113 0.9536 0.8990 0.9468

8 0.7771 0.8746 0.7769 0.8745 63 0.9159 0.9561 0.9031 0.9491

9 0.7776 0.8749 0.7774 0.8748 64 0.9205 0.9586 0.9073 0.9514

10 0.7782 0.8753 0.7779 0.8751 65 0.9250 0.9610 0.9113 0.9536

11 0.7788 0.8756 0.7785 0.8755 66 0.9294 0.9634 0.9153 0.9558

12 0.7794 0.8760 0.7791 0.8758 67 0.9338 0.9657 0.9193 0.9579

13 0.7801 0.8765 0.7797 0.8762 68 0.9380 0.9680 0.9231 0.9600

14 0.7808 0.8769 0.7804 0.8767 69 0.9421 0.9702 0.9269 0.9621

15 0.7816 0.8774 0.7811 0.8771 70 0.9461 0.9723 0.9306 0.9640

16 0.7823 0.8779 0.7819 0.8776 71 0.9500 0.9744 0.9341 0.9660

17 0.7832 0.8784 0.7827 0.8781 72 0.9537 0.9763 0.9376 0.9678

18 0.7841 0.8790 0.7836 0.8786 73 0.9573 0.9782 0.9409 0.9696

19 0.7850 0.8795 0.7845 0.8792 74 0.9607 0.9799 0.9442 0.9713

20 0.7860 0.8802 0.7854 0.8798 75 0.9639 0.9816 0.9473 0.9729

21 0.7870 0.8808 0.7865 0.8805 76 0.9670 0.9832 0.9502 0.9745

22 0.7881 0.8815 0.7875 0.8811 77 0.9699 0.9847 0.9531 0.9760

23 0.7893 0.8823 0.7887 0.8819 78 0.9726 0.9861 0.9558 0.9774

24 0.7906 0.8830 0.7899 0.8826 79 0.9751 0.9874 0.9584 0.9788

25 0.7919 0.8839 0.7912 0.8834 80 0.9775 0.9886 0.9609 0.9801

26 0.7933 0.8847 0.7925 0.8843 81 0.9798 0.9898 0.9633 0.9813

27 0.7948 0.8856 0.7940 0.8852 82 0.9818 0.9908 0.9656 0.9825

28 0.7963 0.8866 0.7955 0.8861 83 0.9837 0.9918 0.9677 0.9836

29 0.7980 0.8876 0.7971 0.8871 84 0.9855 0.9927 0.9697 0.9846

30 0.7997 0.8887 0.7987 0.8881 85 0.9871 0.9935 0.9717 0.9856

31 0.8016 0.8899 0.8005 0.8892 86 0.9885 0.9942 0.9735 0.9866

32 0.8035 0.8910 0.8023 0.8903 87 0.9899 0.9949 0.9752 0.9875

33 0.8055 0.8923 0.8042 0.8915 88 0.9911 0.9955 0.9769 0.9883

34 0.8077 0.8936 0.8062 0.8927 89 0.9921 0.9961 0.9784 0.9891

35 0.8099 0.8950 0.8083 0.8940 90 0.9931 0.9965 0.9798 0.9898




Member's Age

Member's Age: 64


36 0.8002 0.8890 0.7984 0.8879

37 0.8027 0.8905 0.8007 0.8893


39 0.8081 0.8938 0.8056 0.8923

63 6 0.955000 40 0.8109 0.8956 0.8082 0.8939

63 7 0.957500 41 0.8139 0.8974 0.8109 0.8956

63 8 0.960000 42 0.8171 0.8993 0.8137 0.8973

63 9 0.962500 43 0.8204 0.9013 0.8167 0.8991

63 10 0.965000 44 0.8238 0.9034 0.8197 0.9009

63 11 0.967500 45 0.8274 0.9055 0.8228 0.9028

64 0 0.970000 46 0.8311 0.9077 0.8260 0.9047

64 1 0.972500 47 0.8349 0.9100 0.8294 0.9067

64 2 0.975000 48 0.8389 0.9124 0.8328 0.9088

64 3 0.977500 49 0.8430 0.9148 0.8363 0.9109

64 4 0.980000 50 0.8472 0.9173 0.8399 0.9130

64 5 0.982500 51 0.8513 0.9197 0.8436 0.9152

52 0.8556 0.9222 0.8474 0.9174

53 0.8599 0.9247 0.8513 0.9197

54 0.8644 0.9273 0.8554 0.9220


1 0.7621 0.8650 0.7621 0.8650 56 0.8736 0.9325 0.8636 0.9268

2 0.7625 0.8652 0.7624 0.8652 57 0.8783 0.9352 0.8679 0.9293

3 0.7628 0.8655 0.7628 0.8654 58 0.8831 0.9379 0.8722 0.9317

4 0.7632 0.8657 0.7631 0.8656 59 0.8879 0.9406 0.8766 0.9342

5 0.7636 0.8660 0.7635 0.8659 60 0.8928 0.9434 0.8810 0.9367

6 0.7641 0.8663 0.7639 0.8662 61 0.8977 0.9461 0.8854 0.9392

7 0.7645 0.8666 0.7644 0.8665 62 0.9027 0.9488 0.8898 0.9417

8 0.7650 0.8669 0.7648 0.8668 63 0.9076 0.9516 0.8942 0.9442

9 0.7655 0.8672 0.7653 0.8671 64 0.9125 0.9542 0.8986 0.9466

10 0.7661 0.8676 0.7659 0.8674 65 0.9173 0.9569 0.9030 0.9490

11 0.7667 0.8679 0.7664 0.8678 66 0.9221 0.9595 0.9073 0.9514

12 0.7673 0.8683 0.7670 0.8681 67 0.9269 0.9620 0.9116 0.9538

13 0.7680 0.8688 0.7676 0.8686 68 0.9315 0.9645 0.9158 0.9560

14 0.7687 0.8692 0.7683 0.8690 69 0.9360 0.9669 0.9199 0.9583

15 0.7695 0.8697 0.7690 0.8694 70 0.9404 0.9693 0.9239 0.9604

16 0.7702 0.8702 0.7698 0.8699 71 0.9446 0.9715 0.9278 0.9625

17 0.7711 0.8707 0.7706 0.8704 72 0.9487 0.9737 0.9316 0.9646

18 0.7719 0.8713 0.7714 0.8710 73 0.9526 0.9757 0.9353 0.9665

19 0.7729 0.8719 0.7723 0.8715 74 0.9564 0.9777 0.9388 0.9684

20 0.7738 0.8725 0.7733 0.8721 75 0.9600 0.9796 0.9422 0.9703

21 0.7749 0.8732 0.7743 0.8728 76 0.9634 0.9814 0.9455 0.9720

22 0.7760 0.8739 0.7754 0.8735 77 0.9666 0.9830 0.9487 0.9737

23 0.7771 0.8746 0.7765 0.8742 78 0.9696 0.9846 0.9517 0.9752

24 0.7784 0.8754 0.7777 0.8750 79 0.9725 0.9860 0.9546 0.9768

25 0.7797 0.8762 0.7790 0.8758 80 0.9751 0.9874 0.9573 0.9782

26 0.7811 0.8771 0.7804 0.8766 81 0.9776 0.9887 0.9599 0.9796

27 0.7826 0.8780 0.7818 0.8775 82 0.9799 0.9898 0.9624 0.9809

28 0.7841 0.8790 0.7833 0.8785 83 0.9820 0.9909 0.9648 0.9821

29 0.7858 0.8801 0.7849 0.8795 84 0.9840 0.9919 0.9670 0.9832

30 0.7875 0.8811 0.7865 0.8805 85 0.9857 0.9928 0.9692 0.9843

31 0.7894 0.8823 0.7883 0.8816 86 0.9874 0.9936 0.9712 0.9854

32 0.7913 0.8835 0.7901 0.8828 87 0.9888 0.9944 0.9731 0.9863

33 0.7934 0.8848 0.7921 0.8840 88 0.9901 0.9950 0.9749 0.9873

34 0.7955 0.8861 0.7941 0.8852 89 0.9913 0.9956 0.9765 0.9881

35 0.7978 0.8875 0.7962 0.8865 90 0.9924 0.9962 0.9781 0.9889




Member's Age

Member's Age: 65


36 0.7874 0.8811 0.7857 0.8800

37 0.7899 0.8827 0.7880 0.8814


39 0.7954 0.8860 0.7929 0.8845

64 6 0.985000 40 0.7983 0.8878 0.7956 0.8862

64 7 0.987500 41 0.8013 0.8897 0.7983 0.8879

64 8 0.990000 42 0.8045 0.8917 0.8012 0.8896

64 9 0.992500 43 0.8079 0.8937 0.8041 0.8914

64 10 0.995000 44 0.8113 0.8958 0.8072 0.8933

64 11 0.997500 45 0.8150 0.8980 0.8104 0.8952

65 0 46 0.8187 0.9003 0.8136 0.8972

65 1 47 0.8226 0.9027 0.8170 0.8993

65 2 48 0.8267 0.9051 0.8205 0.9014

65 3 49 0.8309 0.9077 0.8241 0.9036

65 4 50 0.8353 0.9102 0.8278 0.9058

65 5 51 0.8395 0.9127 0.8316 0.9081

52 0.8439 0.9153 0.8355 0.9104

53 0.8483 0.9180 0.8396 0.9128

54 0.8530 0.9206 0.8437 0.9152


1 0.7495 0.8568 0.7495 0.8568 56 0.8625 0.9262 0.8523 0.9203

2 0.7498 0.8570 0.7498 0.8570 57 0.8675 0.9290 0.8567 0.9228

3 0.7502 0.8573 0.7501 0.8572 58 0.8725 0.9319 0.8612 0.9254

4 0.7506 0.8575 0.7505 0.8575 59 0.8776 0.9348 0.8658 0.9281

5 0.7510 0.8578 0.7509 0.8577 60 0.8827 0.9377 0.8704 0.9307

6 0.7514 0.8581 0.7513 0.8580 61 0.8879 0.9406 0.8751 0.9334

7 0.7519 0.8584 0.7517 0.8583 62 0.8932 0.9436 0.8798 0.9361

8 0.7524 0.8587 0.7522 0.8586 63 0.8984 0.9465 0.8845 0.9387

9 0.7529 0.8590 0.7527 0.8589 64 0.9037 0.9494 0.8892 0.9413

10 0.7534 0.8594 0.7532 0.8592 65 0.9089 0.9523 0.8939 0.9440

11 0.7540 0.8598 0.7538 0.8596 66 0.9141 0.9551 0.8985 0.9466

12 0.7546 0.8602 0.7543 0.8600 67 0.9192 0.9579 0.9031 0.9491

13 0.7553 0.8606 0.7550 0.8604 68 0.9242 0.9606 0.9077 0.9516

14 0.7560 0.8611 0.7556 0.8608 69 0.9291 0.9633 0.9121 0.9540

15 0.7568 0.8615 0.7563 0.8613 70 0.9339 0.9658 0.9165 0.9564

16 0.7575 0.8620 0.7571 0.8617 71 0.9386 0.9683 0.9207 0.9587

17 0.7583 0.8626 0.7579 0.8623 72 0.9431 0.9707 0.9249 0.9610

18 0.7592 0.8631 0.7587 0.8628 73 0.9474 0.9730 0.9289 0.9631

19 0.7601 0.8637 0.7596 0.8634 74 0.9516 0.9752 0.9328 0.9652

20 0.7611 0.8643 0.7605 0.8640 75 0.9555 0.9773 0.9366 0.9672

21 0.7621 0.8650 0.7615 0.8646 76 0.9593 0.9792 0.9402 0.9692

22 0.7632 0.8657 0.7626 0.8653 77 0.9629 0.9811 0.9437 0.9710

23 0.7644 0.8665 0.7638 0.8661 78 0.9663 0.9828 0.9470 0.9728

24 0.7656 0.8672 0.7650 0.8668 79 0.9694 0.9845 0.9502 0.9745

25 0.7669 0.8681 0.7662 0.8676 80 0.9724 0.9860 0.9532 0.9761

26 0.7683 0.8690 0.7676 0.8685 81 0.9751 0.9874 0.9561 0.9776

27 0.7698 0.8699 0.7690 0.8694 82 0.9777 0.9887 0.9589 0.9790

28 0.7713 0.8709 0.7705 0.8704 83 0.9800 0.9899 0.9615 0.9804

29 0.7730 0.8720 0.7721 0.8714 84 0.9822 0.9910 0.9640 0.9817

30 0.7748 0.8731 0.7738 0.8725 85 0.9842 0.9920 0.9663 0.9829

31 0.7766 0.8743 0.7755 0.8736 86 0.9860 0.9929 0.9686 0.9840

32 0.7785 0.8755 0.7774 0.8747 87 0.9876 0.9938 0.9706 0.9851

33 0.7806 0.8768 0.7793 0.8760 88 0.9891 0.9945 0.9726 0.9861

34 0.7828 0.8781 0.7813 0.8772 89 0.9904 0.9952 0.9745 0.9871

35 0.7850 0.8796 0.7835 0.8786 90 0.9916 0.9958 0.9762 0.9879




Member's Age

Member's Age: 66


36 0.7740 0.8726 0.7723 0.8715

37 0.7765 0.8742 0.7746 0.8730


39 0.7820 0.8777 0.7796 0.8762

65 6 40 0.7849 0.8795 0.7823 0.8778

65 7 41 0.7880 0.8814 0.7850 0.8796

65 8 42 0.7912 0.8835 0.7879 0.8814

65 9 43 0.7946 0.8856 0.7909 0.8832

65 10 44 0.7981 0.8877 0.7940 0.8852

65 11 45 0.8018 0.8900 0.7972 0.8872

66 0 46 0.8056 0.8924 0.8005 0.8892

66 1 47 0.8096 0.8948 0.8040 0.8913

66 2 48 0.8138 0.8973 0.8075 0.8935

66 3 49 0.8181 0.8999 0.8112 0.8958

66 4 50 0.8225 0.9026 0.8150 0.8980

66 5 51 0.8269 0.9052 0.8188 0.9004

52 0.8313 0.9079 0.8229 0.9028

53 0.8360 0.9107 0.8270 0.9053

54 0.8407 0.9135 0.8313 0.9079


1 0.7363 0.8481 0.7362 0.8481 56 0.8506 0.9193 0.8401 0.9131

2 0.7366 0.8483 0.7366 0.8483 57 0.8557 0.9223 0.8447 0.9158

3 0.7370 0.8486 0.7369 0.8485 58 0.8610 0.9253 0.8494 0.9186

4 0.7374 0.8488 0.7373 0.8488 59 0.8663 0.9284 0.8542 0.9214

5 0.7378 0.8491 0.7376 0.8490 60 0.8717 0.9315 0.8590 0.9242

6 0.7382 0.8494 0.7381 0.8493 61 0.8772 0.9346 0.8640 0.9270

7 0.7386 0.8497 0.7385 0.8496 62 0.8828 0.9377 0.8689 0.9299

8 0.7391 0.8500 0.7389 0.8499 63 0.8884 0.9409 0.8739 0.9327

9 0.7396 0.8503 0.7394 0.8502 64 0.8940 0.9440 0.8789 0.9355

10 0.7402 0.8507 0.7399 0.8505 65 0.8996 0.9471 0.8839 0.9384

11 0.7407 0.8511 0.7405 0.8509 66 0.9051 0.9502 0.8889 0.9412

12 0.7414 0.8515 0.7411 0.8513 67 0.9106 0.9532 0.8938 0.9439

13 0.7420 0.8519 0.7417 0.8517 68 0.9161 0.9562 0.8987 0.9466

14 0.7427 0.8524 0.7423 0.8521 69 0.9214 0.9591 0.9035 0.9493

15 0.7435 0.8529 0.7430 0.8526 70 0.9267 0.9619 0.9082 0.9519

16 0.7442 0.8534 0.7438 0.8531 71 0.9318 0.9647 0.9129 0.9544

17 0.7450 0.8539 0.7445 0.8536 72 0.9367 0.9673 0.9174 0.9569

18 0.7459 0.8544 0.7454 0.8541 73 0.9415 0.9699 0.9218 0.9593

19 0.7468 0.8550 0.7462 0.8547 74 0.9461 0.9723 0.9261 0.9616

20 0.7477 0.8557 0.7472 0.8553 75 0.9505 0.9746 0.9302 0.9638

21 0.7488 0.8563 0.7482 0.8560 76 0.9547 0.9768 0.9342 0.9660

22 0.7498 0.8570 0.7492 0.8567 77 0.9586 0.9789 0.9381 0.9680

23 0.7510 0.8578 0.7504 0.8574 78 0.9624 0.9808 0.9418 0.9700

24 0.7522 0.8586 0.7516 0.8582 79 0.9659 0.9827 0.9453 0.9719

25 0.7535 0.8594 0.7528 0.8590 80 0.9692 0.9844 0.9487 0.9737

26 0.7549 0.8603 0.7542 0.8599 81 0.9723 0.9860 0.9519 0.9753

27 0.7564 0.8613 0.7556 0.8608 82 0.9752 0.9874 0.9549 0.9769

28 0.7579 0.8623 0.7571 0.8618 83 0.9778 0.9888 0.9578 0.9785

29 0.7596 0.8634 0.7587 0.8628 84 0.9802 0.9900 0.9606 0.9799

30 0.7613 0.8645 0.7604 0.8639 85 0.9824 0.9911 0.9632 0.9812

31 0.7632 0.8657 0.7621 0.8650 86 0.9844 0.9922 0.9656 0.9825

32 0.7651 0.8669 0.7640 0.8662 87 0.9863 0.9931 0.9679 0.9837

33 0.7672 0.8682 0.7659 0.8674 88 0.9879 0.9939 0.9701 0.9848

34 0.7693 0.8696 0.7679 0.8687 89 0.9894 0.9946 0.9721 0.9859

35 0.7716 0.8711 0.7701 0.8701 90 0.9907 0.9953 0.9740 0.9868

Columns Below to Be Used for Service Retirement



Member's Age

Member's Age: 67


36 0.7599 0.8636 0.7582 0.8625

37 0.7625 0.8652 0.7606 0.8640


39 0.7679 0.8687 0.7656 0.8672

66 6 40 0.7709 0.8706 0.7683 0.8689

66 7 41 0.7740 0.8726 0.7710 0.8707

66 8 42 0.7772 0.8747 0.7739 0.8726

66 9 43 0.7806 0.8768 0.7770 0.8745

66 10 44 0.7842 0.8791 0.7801 0.8765

66 11 45 0.7879 0.8814 0.7833 0.8785

67 0 46 0.7918 0.8838 0.7867 0.8806

67 1 47 0.7959 0.8863 0.7902 0.8828

67 2 48 0.8001 0.8889 0.7938 0.8850

67 3 49 0.8045 0.8916 0.7975 0.8873

67 4 50 0.8090 0.8944 0.8013 0.8897

67 5 51 0.8134 0.8971 0.8053 0.8921

52 0.8180 0.8999 0.8094 0.8947

53 0.8227 0.9027 0.8136 0.8972

54 0.8276 0.9057 0.8180 0.8999


1 0.7225 0.8389 0.7224 0.8388 56 0.8378 0.9118 0.8271 0.9054

2 0.7228 0.8391 0.7227 0.8390 57 0.8432 0.9149 0.8319 0.9082

3 0.7231 0.8393 0.7231 0.8393 58 0.8486 0.9181 0.8367 0.9111

4 0.7235 0.8396 0.7234 0.8395 59 0.8542 0.9213 0.8417 0.9141

5 0.7239 0.8398 0.7238 0.8398 60 0.8598 0.9246 0.8468 0.9170

6 0.7243 0.8401 0.7242 0.8400 61 0.8656 0.9280 0.8519 0.9200

7 0.7248 0.8404 0.7246 0.8403 62 0.8715 0.9313 0.8571 0.9231

8 0.7252 0.8407 0.7251 0.8406 63 0.8774 0.9347 0.8624 0.9261

9 0.7257 0.8411 0.7256 0.8410 64 0.8833 0.9380 0.8677 0.9291

10 0.7263 0.8414 0.7261 0.8413 65 0.8893 0.9414 0.8730 0.9322

11 0.7269 0.8418 0.7266 0.8417 66 0.8952 0.9447 0.8783 0.9352

12 0.7275 0.8422 0.7272 0.8420 67 0.9012 0.9480 0.8835 0.9382

13 0.7281 0.8427 0.7278 0.8424 68 0.9070 0.9513 0.8888 0.9411

14 0.7288 0.8431 0.7284 0.8429 69 0.9128 0.9544 0.8940 0.9440

15 0.7295 0.8436 0.7291 0.8433 70 0.9185 0.9575 0.8991 0.9469

16 0.7303 0.8441 0.7298 0.8438 71 0.9241 0.9606 0.9041 0.9496

17 0.7311 0.8446 0.7306 0.8443 72 0.9295 0.9635 0.9091 0.9524

18 0.7319 0.8452 0.7314 0.8449 73 0.9348 0.9663 0.9139 0.9550

19 0.7328 0.8458 0.7323 0.8455 74 0.9398 0.9690 0.9186 0.9575

20 0.7338 0.8464 0.7332 0.8461 75 0.9447 0.9716 0.9231 0.9600

21 0.7348 0.8471 0.7342 0.8467 76 0.9494 0.9740 0.9275 0.9624

22 0.7358 0.8478 0.7352 0.8474 77 0.9538 0.9763 0.9317 0.9647

23 0.7370 0.8486 0.7364 0.8482 78 0.9580 0.9785 0.9358 0.9668

24 0.7382 0.8494 0.7375 0.8490 79 0.9619 0.9806 0.9397 0.9689

25 0.7395 0.8502 0.7388 0.8498 80 0.9656 0.9825 0.9435 0.9709

26 0.7408 0.8511 0.7401 0.8507 81 0.9690 0.9843 0.9470 0.9728

27 0.7423 0.8521 0.7415 0.8516 82 0.9722 0.9859 0.9504 0.9746

28 0.7438 0.8531 0.7430 0.8526 83 0.9752 0.9874 0.9536 0.9763

29 0.7455 0.8542 0.7446 0.8536 84 0.9779 0.9888 0.9567 0.9779

30 0.7472 0.8553 0.7463 0.8547 85 0.9804 0.9901 0.9596 0.9794

31 0.7491 0.8565 0.7480 0.8559 86 0.9826 0.9912 0.9623 0.9808

32 0.7510 0.8578 0.7499 0.8571 87 0.9847 0.9923 0.9648 0.9821

33 0.7531 0.8591 0.7518 0.8583 88 0.9865 0.9932 0.9672 0.9833

34 0.7552 0.8605 0.7539 0.8597 89 0.9881 0.9940 0.9695 0.9845

35 0.7575 0.8620 0.7560 0.8610 90 0.9896 0.9948 0.9716 0.9856




Member's Age

Member's Age: 68


36 0.7451 0.8539 0.7435 0.8529

37 0.7476 0.8556 0.7458 0.8544


39 0.7531 0.8592 0.7508 0.8577

67 6 40 0.7561 0.8611 0.7535 0.8594

67 7 41 0.7592 0.8631 0.7563 0.8613

67 8 42 0.7625 0.8652 0.7592 0.8631

67 9 43 0.7659 0.8674 0.7623 0.8651

67 10 44 0.7695 0.8697 0.7654 0.8671

67 11 45 0.7733 0.8721 0.7687 0.8692

68 0 46 0.7772 0.8746 0.7721 0.8714

68 1 47 0.7813 0.8772 0.7756 0.8736

68 2 48 0.7856 0.8799 0.7793 0.8759

68 3 49 0.7900 0.8827 0.7830 0.8783

68 4 50 0.7947 0.8856 0.7869 0.8807

68 5 51 0.7992 0.8884 0.7909 0.8833

52 0.8038 0.8912 0.7951 0.8859

53 0.8086 0.8942 0.7994 0.8885

54 0.8136 0.8973 0.8039 0.8913


1 0.7080 0.8290 0.7079 0.8290 56 0.8241 0.9036 0.8132 0.8970

2 0.7083 0.8293 0.7083 0.8292 57 0.8296 0.9069 0.8181 0.9000

3 0.7087 0.8295 0.7086 0.8294 58 0.8353 0.9102 0.8231 0.9030

4 0.7090 0.8297 0.7089 0.8297 59 0.8410 0.9137 0.8283 0.9061

5 0.7094 0.8300 0.7093 0.8299 60 0.8470 0.9171 0.8336 0.9092

6 0.7098 0.8303 0.7097 0.8302 61 0.8530 0.9207 0.8389 0.9124

7 0.7103 0.8306 0.7101 0.8305 62 0.8591 0.9242 0.8444 0.9156

8 0.7107 0.8309 0.7106 0.8308 63 0.8654 0.9278 0.8499 0.9188

9 0.7112 0.8313 0.7110 0.8311 64 0.8717 0.9314 0.8554 0.9221

10 0.7118 0.8316 0.7115 0.8315 65 0.8780 0.9350 0.8610 0.9253

11 0.7123 0.8320 0.7121 0.8318 66 0.8844 0.9386 0.8667 0.9286

12 0.7129 0.8324 0.7126 0.8322 67 0.8907 0.9422 0.8723 0.9318

13 0.7136 0.8328 0.7132 0.8326 68 0.8970 0.9457 0.8779 0.9350

14 0.7142 0.8333 0.7139 0.8330 69 0.9033 0.9492 0.8835 0.9381

15 0.7150 0.8338 0.7145 0.8335 70 0.9095 0.9526 0.8890 0.9412

16 0.7157 0.8343 0.7152 0.8340 71 0.9155 0.9559 0.8944 0.9443

17 0.7165 0.8348 0.7160 0.8345 72 0.9214 0.9591 0.8998 0.9472

18 0.7173 0.8354 0.7168 0.8350 73 0.9272 0.9622 0.9050 0.9501

19 0.7182 0.8360 0.7177 0.8356 74 0.9328 0.9652 0.9101 0.9530

20 0.7191 0.8366 0.7186 0.8362 75 0.9381 0.9681 0.9151 0.9557

21 0.7201 0.8373 0.7196 0.8369 76 0.9433 0.9708 0.9199 0.9583

22 0.7212 0.8380 0.7206 0.8376 77 0.9482 0.9734 0.9246 0.9608

23 0.7223 0.8388 0.7217 0.8384 78 0.9529 0.9759 0.9291 0.9633

24 0.7235 0.8396 0.7229 0.8391 79 0.9573 0.9782 0.9334 0.9656

25 0.7248 0.8404 0.7241 0.8400 80 0.9614 0.9803 0.9376 0.9678

26 0.7261 0.8413 0.7254 0.8409 81 0.9653 0.9823 0.9415 0.9699

27 0.7276 0.8423 0.7268 0.8418 82 0.9689 0.9842 0.9453 0.9719

28 0.7291 0.8433 0.7283 0.8428 83 0.9722 0.9859 0.9489 0.9738

29 0.7307 0.8444 0.7299 0.8438 84 0.9752 0.9875 0.9523 0.9756

30 0.7325 0.8456 0.7315 0.8450 85 0.9780 0.9889 0.9555 0.9772

31 0.7343 0.8468 0.7333 0.8461 86 0.9805 0.9902 0.9585 0.9788

32 0.7362 0.8481 0.7351 0.8473 87 0.9828 0.9913 0.9614 0.9803

33 0.7383 0.8494 0.7371 0.8486 88 0.9849 0.9924 0.9640 0.9817

34 0.7404 0.8509 0.7391 0.8500 89 0.9867 0.9933 0.9665 0.9830

35 0.7427 0.8524 0.7412 0.8514 90 0.9884 0.9942 0.9688 0.9842




Member's Age

Member's Age: 69


36 0.7296 0.8436 0.7280 0.8426

37 0.7321 0.8453 0.7303 0.8442


39 0.7376 0.8490 0.7354 0.8475

68 6 40 0.7406 0.8510 0.7381 0.8493

68 7 41 0.7437 0.8530 0.7409 0.8511

68 8 42 0.7470 0.8552 0.7438 0.8531

68 9 43 0.7504 0.8574 0.7468 0.8551

68 10 44 0.7540 0.8598 0.7500 0.8571

68 11 45 0.7578 0.8622 0.7533 0.8593

69 0 46 0.7618 0.8648 0.7567 0.8615

69 1 47 0.7659 0.8675 0.7603 0.8638

69 2 48 0.7703 0.8702 0.7639 0.8662

69 3 49 0.7748 0.8731 0.7677 0.8686

69 4 50 0.7795 0.8761 0.7717 0.8711

69 5 51 0.7840 0.8789 0.7757 0.8737

52 0.7887 0.8819 0.7799 0.8764

53 0.7937 0.8850 0.7843 0.8791

54 0.7988 0.8881 0.7889 0.8820


1 0.6929 0.8186 0.6928 0.8185 56 0.8095 0.8947 0.7984 0.8879

2 0.6932 0.8188 0.6931 0.8188 57 0.8151 0.8982 0.8035 0.8910

3 0.6935 0.8190 0.6935 0.8190 58 0.8210 0.9017 0.8086 0.8942

4 0.6939 0.8193 0.6938 0.8192 59 0.8269 0.9053 0.8139 0.8974

5 0.6943 0.8195 0.6942 0.8195 60 0.8331 0.9089 0.8194 0.9007

6 0.6947 0.8198 0.6946 0.8198 61 0.8394 0.9127 0.8249 0.9041

7 0.6951 0.8201 0.6950 0.8200 62 0.8458 0.9164 0.8306 0.9075

8 0.6956 0.8205 0.6954 0.8204 63 0.8523 0.9203 0.8364 0.9109

9 0.6961 0.8208 0.6959 0.8207 64 0.8589 0.9241 0.8422 0.9143

10 0.6966 0.8212 0.6964 0.8210 65 0.8656 0.9280 0.8481 0.9178

11 0.6971 0.8215 0.6969 0.8214 66 0.8724 0.9318 0.8541 0.9213

12 0.6977 0.8220 0.6975 0.8218 67 0.8792 0.9357 0.8600 0.9247

13 0.6984 0.8224 0.6980 0.8222 68 0.8859 0.9395 0.8660 0.9282

14 0.6990 0.8229 0.6987 0.8226 69 0.8927 0.9433 0.8719 0.9316

15 0.6997 0.8233 0.6993 0.8231 70 0.8993 0.9470 0.8779 0.9350

16 0.7005 0.8239 0.7000 0.8235 71 0.9059 0.9506 0.8837 0.9383

17 0.7012 0.8244 0.7008 0.8240 72 0.9124 0.9542 0.8895 0.9415

18 0.7020 0.8249 0.7015 0.8246 73 0.9187 0.9576 0.8952 0.9447

19 0.7029 0.8255 0.7024 0.8252 74 0.9248 0.9609 0.9007 0.9478

20 0.7038 0.8262 0.7033 0.8258 75 0.9307 0.9641 0.9062 0.9508

21 0.7048 0.8269 0.7042 0.8265 76 0.9364 0.9671 0.9115 0.9537

22 0.7059 0.8276 0.7053 0.8272 77 0.9418 0.9700 0.9166 0.9565

23 0.7070 0.8283 0.7063 0.8279 78 0.9470 0.9728 0.9215 0.9592

24 0.7081 0.8291 0.7075 0.8287 79 0.9519 0.9754 0.9263 0.9617

25 0.7094 0.8300 0.7087 0.8295 80 0.9566 0.9778 0.9309 0.9642

26 0.7107 0.8309 0.7100 0.8304 81 0.9609 0.9801 0.9353 0.9666

27 0.7121 0.8319 0.7114 0.8314 82 0.9649 0.9821 0.9395 0.9688

28 0.7137 0.8329 0.7129 0.8324 83 0.9687 0.9841 0.9435 0.9709

29 0.7153 0.8340 0.7145 0.8334 84 0.9721 0.9858 0.9472 0.9729

30 0.7170 0.8352 0.7161 0.8346 85 0.9752 0.9875 0.9508 0.9748

31 0.7188 0.8364 0.7178 0.8357 86 0.9781 0.9889 0.9542 0.9766

32 0.7207 0.8377 0.7197 0.8370 87 0.9807 0.9902 0.9574 0.9782

33 0.7228 0.8391 0.7216 0.8383 88 0.9830 0.9914 0.9603 0.9798

34 0.7249 0.8405 0.7236 0.8396 89 0.9851 0.9925 0.9631 0.9812

35 0.7272 0.8420 0.7257 0.8411 90 0.9869 0.9934 0.9657 0.9826




Member's Age

Member's Age: 70


36 0.7133 0.8327 0.7118 0.8316

37 0.7158 0.8344 0.7141 0.8332


39 0.7213 0.8381 0.7191 0.8366

69 6 40 0.7243 0.8401 0.7218 0.8384

69 7 41 0.7274 0.8422 0.7246 0.8403

69 8 42 0.7307 0.8444 0.7276 0.8423

69 9 43 0.7341 0.8467 0.7306 0.8443

69 10 44 0.7378 0.8491 0.7338 0.8465

69 11 45 0.7416 0.8516 0.7371 0.8487

70 0 46 0.7456 0.8542 0.7405 0.8509

70 1 47 0.7497 0.8570 0.7441 0.8533

70 2 48 0.7541 0.8598 0.7478 0.8557

70 3 49 0.7586 0.8628 0.7516 0.8582

70 4 50 0.7634 0.8658 0.7556 0.8608

70 5 51 0.7680 0.8688 0.7597 0.8634

52 0.7728 0.8718 0.7639 0.8662

53 0.7778 0.8750 0.7684 0.8690

54 0.7830 0.8783 0.7730 0.8720


1 0.6771 0.8074 0.6770 0.8074 56 0.7939 0.8851 0.7827 0.8781

2 0.6774 0.8077 0.6773 0.8076 57 0.7997 0.8887 0.7878 0.8813

3 0.6777 0.8079 0.6777 0.8079 58 0.8056 0.8924 0.7931 0.8846

4 0.6781 0.8082 0.6780 0.8081 59 0.8118 0.8961 0.7986 0.8880

5 0.6785 0.8084 0.6784 0.8084 60 0.8181 0.9000 0.8042 0.8915

6 0.6789 0.8087 0.6788 0.8086 61 0.8246 0.9039 0.8099 0.8950

7 0.6793 0.8090 0.6792 0.8089 62 0.8313 0.9079 0.8158 0.8986

8 0.6797 0.8093 0.6796 0.8092 63 0.8381 0.9119 0.8218 0.9022

9 0.6802 0.8097 0.6801 0.8096 64 0.8451 0.9160 0.8279 0.9058

10 0.6807 0.8100 0.6805 0.8099 65 0.8521 0.9202 0.8341 0.9095

11 0.6813 0.8104 0.6810 0.8103 66 0.8593 0.9243 0.8403 0.9132

12 0.6819 0.8108 0.6816 0.8106 67 0.8665 0.9285 0.8466 0.9169

13 0.6825 0.8113 0.6822 0.8111 68 0.8737 0.9326 0.8530 0.9206

14 0.6831 0.8117 0.6828 0.8115 69 0.8809 0.9367 0.8593 0.9243

15 0.6838 0.8122 0.6834 0.8119 70 0.8881 0.9407 0.8656 0.9280

16 0.6846 0.8127 0.6841 0.8124 71 0.8952 0.9447 0.8719 0.9316

17 0.6853 0.8133 0.6848 0.8129 72 0.9022 0.9486 0.8781 0.9351

18 0.6861 0.8138 0.6856 0.8135 73 0.9090 0.9523 0.8842 0.9386

19 0.6870 0.8144 0.6864 0.8141 74 0.9157 0.9560 0.8903 0.9419

20 0.6879 0.8151 0.6873 0.8147 75 0.9222 0.9595 0.8962 0.9452

21 0.6888 0.8157 0.6883 0.8153 76 0.9285 0.9629 0.9019 0.9484

22 0.6898 0.8165 0.6893 0.8160 77 0.9345 0.9662 0.9076 0.9515

23 0.6909 0.8172 0.6903 0.8168 78 0.9403 0.9692 0.9130 0.9545

24 0.6921 0.8180 0.6915 0.8176 79 0.9458 0.9721 0.9183 0.9574

25 0.6933 0.8189 0.6927 0.8184 80 0.9510 0.9749 0.9233 0.9601

26 0.6946 0.8198 0.6940 0.8193 81 0.9558 0.9774 0.9282 0.9628

27 0.6960 0.8208 0.6953 0.8203 82 0.9604 0.9798 0.9328 0.9653

28 0.6975 0.8218 0.6968 0.8213 83 0.9646 0.9820 0.9373 0.9676

29 0.6991 0.8229 0.6983 0.8224 84 0.9684 0.9840 0.9415 0.9699

30 0.7008 0.8241 0.6999 0.8235 85 0.9720 0.9858 0.9455 0.9720

31 0.7026 0.8253 0.7017 0.8247 86 0.9752 0.9875 0.9492 0.9740

32 0.7045 0.8266 0.7035 0.8259 87 0.9782 0.9890 0.9528 0.9758

33 0.7065 0.8280 0.7054 0.8273 88 0.9808 0.9903 0.9561 0.9776

34 0.7087 0.8295 0.7074 0.8286 89 0.9832 0.9915 0.9592 0.9792

35 0.7109 0.8310 0.7095 0.8301 90 0.9853 0.9926 0.9621 0.9807




Member's Age

Member's Age: 71


36 0.6963 0.8210 0.6948 0.8199

37 0.6988 0.8227 0.6971 0.8215


39 0.7042 0.8265 0.7022 0.8250

70 6 40 0.7072 0.8285 0.7048 0.8269

70 7 41 0.7103 0.8306 0.7076 0.8288

70 8 42 0.7136 0.8329 0.7106 0.8308

70 9 43 0.7171 0.8352 0.7136 0.8329

70 10 44 0.7207 0.8377 0.7168 0.8350

70 11 45 0.7245 0.8402 0.7201 0.8373

71 0 46 0.7285 0.8429 0.7235 0.8396

71 1 47 0.7327 0.8457 0.7271 0.8420

71 2 48 0.7371 0.8486 0.7308 0.8445

71 3 49 0.7416 0.8517 0.7347 0.8470

71 4 50 0.7464 0.8548 0.7386 0.8497

71 5 51 0.7511 0.8578 0.7427 0.8524

52 0.7559 0.8610 0.7470 0.8552

53 0.7609 0.8642 0.7515 0.8581

54 0.7662 0.8676 0.7562 0.8612


1 0.6606 0.7956 0.6606 0.7956 56 0.7773 0.8747 0.7660 0.8675

2 0.6609 0.7958 0.6609 0.7958 57 0.7832 0.8784 0.7712 0.8708

3 0.6612 0.7961 0.6612 0.7960 58 0.7893 0.8822 0.7766 0.8743

4 0.6616 0.7963 0.6615 0.7963 59 0.7956 0.8862 0.7822 0.8778

5 0.6620 0.7966 0.6619 0.7965 60 0.8021 0.8902 0.7880 0.8814

6 0.6624 0.7969 0.6623 0.7968 61 0.8088 0.8943 0.7939 0.8851

7 0.6628 0.7972 0.6627 0.7971 62 0.8157 0.8985 0.7999 0.8888

8 0.6632 0.7975 0.6631 0.7974 63 0.8228 0.9028 0.8061 0.8927

9 0.6637 0.7979 0.6635 0.7977 64 0.8301 0.9071 0.8125 0.8965

10 0.6642 0.7982 0.6640 0.7981 65 0.8375 0.9115 0.8189 0.9004

11 0.6647 0.7986 0.6645 0.7984 66 0.8450 0.9160 0.8255 0.9044

12 0.6653 0.7990 0.6650 0.7988 67 0.8526 0.9204 0.8321 0.9083

13 0.6659 0.7995 0.6656 0.7992 68 0.8602 0.9249 0.8388 0.9123

14 0.6666 0.7999 0.6662 0.7997 69 0.8679 0.9293 0.8455 0.9163

15 0.6673 0.8004 0.6668 0.8001 70 0.8756 0.9337 0.8522 0.9202

16 0.6680 0.8009 0.6675 0.8006 71 0.8832 0.9380 0.8589 0.9241

17 0.6687 0.8015 0.6682 0.8011 72 0.8908 0.9422 0.8655 0.9279

18 0.6695 0.8020 0.6690 0.8017 73 0.8982 0.9464 0.8721 0.9317

19 0.6703 0.8026 0.6698 0.8022 74 0.9055 0.9504 0.8786 0.9354

20 0.6712 0.8032 0.6707 0.8029 75 0.9126 0.9543 0.8850 0.9390

21 0.6721 0.8039 0.6716 0.8035 76 0.9196 0.9581 0.8913 0.9425

22 0.6731 0.8046 0.6726 0.8042 77 0.9262 0.9617 0.8974 0.9459

23 0.6742 0.8054 0.6736 0.8050 78 0.9326 0.9651 0.9034 0.9492

24 0.6753 0.8062 0.6747 0.8058 79 0.9387 0.9684 0.9092 0.9524

25 0.6765 0.8071 0.6759 0.8066 80 0.9445 0.9715 0.9147 0.9555

26 0.6778 0.8080 0.6772 0.8075 81 0.9499 0.9743 0.9201 0.9584

27 0.6792 0.8090 0.6785 0.8085 82 0.9550 0.9770 0.9253 0.9612

28 0.6807 0.8100 0.6800 0.8095 83 0.9598 0.9795 0.9302 0.9638

29 0.6823 0.8111 0.6815 0.8106 84 0.9642 0.9818 0.9349 0.9663

30 0.6839 0.8123 0.6831 0.8117 85 0.9682 0.9838 0.9393 0.9687

31 0.6857 0.8135 0.6848 0.8129 86 0.9719 0.9857 0.9435 0.9709

32 0.6876 0.8149 0.6866 0.8142 87 0.9752 0.9874 0.9475 0.9730

33 0.6896 0.8163 0.6885 0.8155 88 0.9782 0.9890 0.9512 0.9750

34 0.6917 0.8177 0.6905 0.8169 89 0.9809 0.9904 0.9547 0.9768

35 0.6939 0.8193 0.6926 0.8184 90 0.9833 0.9916 0.9580 0.9785




Member's Age

Member's Age: 72


36 0.6785 0.8085 0.6771 0.8075

37 0.6810 0.8102 0.6794 0.8091


39 0.6864 0.8140 0.6844 0.8126

71 6 40 0.6893 0.8161 0.6870 0.8145

71 7 41 0.6924 0.8183 0.6898 0.8165

71 8 42 0.6957 0.8205 0.6928 0.8185

71 9 43 0.6991 0.8229 0.6958 0.8206

71 10 44 0.7028 0.8254 0.6990 0.8228

71 11 45 0.7066 0.8281 0.7023 0.8251

72 0 46 0.7106 0.8308 0.7057 0.8275

72 1 47 0.7148 0.8337 0.7093 0.8299

72 2 48 0.7192 0.8366 0.7130 0.8324

72 3 49 0.7238 0.8397 0.7168 0.8351

72 4 50 0.7286 0.8430 0.7208 0.8377

72 5 51 0.7332 0.8461 0.7249 0.8405

52 0.7381 0.8493 0.7292 0.8434

53 0.7431 0.8526 0.7337 0.8464

54 0.7484 0.8561 0.7384 0.8495


1 0.6435 0.7830 0.6434 0.7830 56 0.7597 0.8634 0.7484 0.8561

2 0.6438 0.7833 0.6437 0.7832 57 0.7657 0.8673 0.7537 0.8595

3 0.6441 0.7835 0.6440 0.7835 58 0.7719 0.8712 0.7591 0.8631

4 0.6444 0.7838 0.6444 0.7837 59 0.7783 0.8753 0.7648 0.8667

5 0.6448 0.7840 0.6447 0.7840 60 0.7850 0.8795 0.7707 0.8705

6 0.6452 0.7843 0.6451 0.7843 61 0.7919 0.8838 0.7767 0.8743

7 0.6456 0.7846 0.6455 0.7845 62 0.7990 0.8883 0.7829 0.8783

8 0.6460 0.7849 0.6459 0.7848 63 0.8063 0.8928 0.7893 0.8823

9 0.6465 0.7853 0.6463 0.7852 64 0.8138 0.8974 0.7959 0.8863

10 0.6470 0.7857 0.6468 0.7855 65 0.8215 0.9020 0.8026 0.8905

11 0.6475 0.7860 0.6473 0.7859 66 0.8294 0.9067 0.8094 0.8947

12 0.6481 0.7865 0.6478 0.7863 67 0.8374 0.9115 0.8163 0.8989

13 0.6487 0.7869 0.6484 0.7867 68 0.8454 0.9162 0.8233 0.9031

14 0.6493 0.7874 0.6489 0.7871 69 0.8536 0.9210 0.8304 0.9073

15 0.6500 0.7879 0.6496 0.7875 70 0.8618 0.9257 0.8375 0.9115

16 0.6506 0.7884 0.6502 0.7880 71 0.8699 0.9304 0.8446 0.9157

17 0.6514 0.7889 0.6509 0.7885 72 0.8781 0.9351 0.8517 0.9199

18 0.6521 0.7894 0.6516 0.7891 73 0.8861 0.9396 0.8587 0.9240

19 0.6529 0.7900 0.6524 0.7897 74 0.8940 0.9441 0.8657 0.9280

20 0.6538 0.7907 0.6533 0.7903 75 0.9018 0.9484 0.8726 0.9320

21 0.6547 0.7913 0.6542 0.7909 76 0.9094 0.9525 0.8794 0.9358

22 0.6557 0.7921 0.6551 0.7916 77 0.9167 0.9566 0.8861 0.9396

23 0.6568 0.7928 0.6562 0.7924 78 0.9238 0.9604 0.8926 0.9432

24 0.6579 0.7936 0.6573 0.7932 79 0.9306 0.9640 0.8989 0.9467

25 0.6590 0.7945 0.6584 0.7940 80 0.9370 0.9675 0.9050 0.9501

26 0.6603 0.7954 0.6597 0.7949 81 0.9431 0.9707 0.9109 0.9534

27 0.6617 0.7964 0.6610 0.7959 82 0.9488 0.9737 0.9166 0.9565

28 0.6631 0.7974 0.6624 0.7969 83 0.9542 0.9766 0.9221 0.9595

29 0.6647 0.7986 0.6639 0.7980 84 0.9591 0.9791 0.9273 0.9623

30 0.6663 0.7997 0.6655 0.7991 85 0.9637 0.9815 0.9322 0.9649

31 0.6680 0.8010 0.6672 0.8004 86 0.9679 0.9837 0.9369 0.9674

32 0.6699 0.8023 0.6689 0.8016 87 0.9717 0.9856 0.9414 0.9698

33 0.6719 0.8037 0.6708 0.8030 88 0.9751 0.9874 0.9456 0.9720

34 0.6739 0.8052 0.6728 0.8044 89 0.9782 0.9890 0.9495 0.9741

35 0.6762 0.8068 0.6749 0.8059 90 0.9809 0.9904 0.9531 0.9760




Member's Age

Member's Age: 73


36 0.6599 0.7951 0.6586 0.7941

37 0.6624 0.7969 0.6609 0.7958


39 0.6677 0.8008 0.6658 0.7994

72 6 40 0.6706 0.8029 0.6685 0.8013

72 7 41 0.6737 0.8051 0.6712 0.8033

72 8 42 0.6770 0.8074 0.6741 0.8053

72 9 43 0.6804 0.8098 0.6772 0.8075

72 10 44 0.6840 0.8123 0.6803 0.8097

72 11 45 0.6878 0.8150 0.6836 0.8121

73 0 46 0.6918 0.8178 0.6870 0.8145

73 1 47 0.6960 0.8207 0.6906 0.8170

73 2 48 0.7003 0.8238 0.6943 0.8195

73 3 49 0.7049 0.8269 0.6981 0.8222

73 4 50 0.7098 0.8303 0.7021 0.8250

73 5 51 0.7144 0.8334 0.7062 0.8278

52 0.7193 0.8367 0.7105 0.8307

53 0.7244 0.8402 0.7150 0.8338

54 0.7297 0.8437 0.7197 0.8370


1 0.6256 0.7697 0.6256 0.7697 56 0.7410 0.8512 0.7297 0.8437

2 0.6259 0.7699 0.6258 0.7699 57 0.7471 0.8552 0.7350 0.8473

3 0.6262 0.7701 0.6262 0.7701 58 0.7533 0.8593 0.7406 0.8510

4 0.6265 0.7704 0.6265 0.7703 59 0.7599 0.8636 0.7463 0.8547

5 0.6269 0.7707 0.6268 0.7706 60 0.7667 0.8679 0.7523 0.8586

6 0.6273 0.7709 0.6272 0.7709 61 0.7737 0.8724 0.7585 0.8626

7 0.6277 0.7712 0.6276 0.7712 62 0.7810 0.8770 0.7648 0.8667

8 0.6281 0.7716 0.6280 0.7715 63 0.7886 0.8818 0.7714 0.8709

9 0.6286 0.7719 0.6284 0.7718 64 0.7963 0.8866 0.7781 0.8752

10 0.6290 0.7723 0.6289 0.7721 65 0.8043 0.8915 0.7850 0.8796

11 0.6296 0.7727 0.6293 0.7725 66 0.8125 0.8965 0.7921 0.8840

12 0.6301 0.7731 0.6298 0.7729 67 0.8208 0.9016 0.7993 0.8884

13 0.6307 0.7735 0.6304 0.7733 68 0.8293 0.9067 0.8066 0.8929

14 0.6313 0.7740 0.6310 0.7737 69 0.8379 0.9118 0.8140 0.8974

15 0.6320 0.7745 0.6316 0.7742 70 0.8465 0.9169 0.8214 0.9020

16 0.6326 0.7750 0.6322 0.7747 71 0.8552 0.9220 0.8289 0.9065

17 0.6333 0.7755 0.6329 0.7752 72 0.8639 0.9270 0.8364 0.9109

18 0.6341 0.7761 0.6336 0.7757 73 0.8726 0.9320 0.8439 0.9154

19 0.6349 0.7767 0.6344 0.7763 74 0.8812 0.9368 0.8514 0.9197

20 0.6357 0.7773 0.6352 0.7769 75 0.8896 0.9416 0.8588 0.9241

21 0.6366 0.7780 0.6361 0.7776 76 0.8979 0.9462 0.8661 0.9283

22 0.6376 0.7787 0.6370 0.7783 77 0.9059 0.9506 0.8733 0.9324

23 0.6386 0.7794 0.6380 0.7790 78 0.9137 0.9549 0.8804 0.9364

24 0.6397 0.7802 0.6391 0.7798 79 0.9212 0.9590 0.8873 0.9403

25 0.6408 0.7811 0.6402 0.7806 80 0.9284 0.9628 0.8940 0.9440

26 0.6421 0.7820 0.6414 0.7816 81 0.9352 0.9665 0.9005 0.9476

27 0.6434 0.7830 0.6427 0.7825 82 0.9416 0.9699 0.9067 0.9511

28 0.6448 0.7840 0.6441 0.7835 83 0.9476 0.9731 0.9128 0.9544

29 0.6463 0.7852 0.6456 0.7846 84 0.9532 0.9760 0.9186 0.9576

30 0.6479 0.7863 0.6471 0.7858 85 0.9584 0.9788 0.9241 0.9605

31 0.6496 0.7876 0.6488 0.7870 86 0.9631 0.9812 0.9293 0.9634

32 0.6515 0.7889 0.6505 0.7883 87 0.9675 0.9835 0.9343 0.9660

33 0.6534 0.7904 0.6524 0.7896 88 0.9714 0.9855 0.9390 0.9685

34 0.6554 0.7919 0.6543 0.7911 89 0.9749 0.9873 0.9433 0.9708

35 0.6576 0.7935 0.6564 0.7926 90 0.9780 0.9889 0.9475 0.9730




Member's Age

Member's Age: 74


36 0.6406 0.7809 0.6393 0.7800

37 0.6430 0.7827 0.6415 0.7816


39 0.6483 0.7866 0.6464 0.7852

73 6 40 0.6511 0.7887 0.6490 0.7872

73 7 41 0.6542 0.7909 0.6518 0.7892

73 8 42 0.6574 0.7933 0.6547 0.7913

73 9 43 0.6608 0.7957 0.6577 0.7935

73 10 44 0.6644 0.7983 0.6608 0.7958

73 11 45 0.6681 0.8010 0.6641 0.7981

74 0 46 0.6721 0.8039 0.6675 0.8006

74 1 47 0.6762 0.8069 0.6710 0.8031

74 2 48 0.6806 0.8100 0.6747 0.8057

74 3 49 0.6852 0.8132 0.6785 0.8084

74 4 50 0.6900 0.8166 0.6824 0.8112

74 5 51 0.6947 0.8198 0.6865 0.8141

52 0.6995 0.8232 0.6908 0.8171

53 0.7046 0.8267 0.6953 0.8203

54 0.7099 0.8303 0.7000 0.8235


1 0.6070 0.7554 0.6070 0.7554 56 0.7213 0.8381 0.7101 0.8304

2 0.6073 0.7557 0.6073 0.7556 57 0.7274 0.8422 0.7154 0.8341

3 0.6076 0.7559 0.6076 0.7559 58 0.7337 0.8464 0.7210 0.8379

4 0.6079 0.7562 0.6079 0.7561 59 0.7403 0.8508 0.7268 0.8418

5 0.6083 0.7564 0.6082 0.7564 60 0.7472 0.8553 0.7328 0.8458

6 0.6086 0.7567 0.6086 0.7567 61 0.7544 0.8600 0.7391 0.8500

7 0.6090 0.7570 0.6089 0.7569 62 0.7618 0.8648 0.7455 0.8542

8 0.6094 0.7573 0.6093 0.7572 63 0.7695 0.8697 0.7522 0.8586

9 0.6099 0.7577 0.6098 0.7576 64 0.7775 0.8748 0.7591 0.8631

10 0.6104 0.7580 0.6102 0.7579 65 0.7857 0.8800 0.7662 0.8676

11 0.6109 0.7584 0.6107 0.7583 66 0.7942 0.8853 0.7735 0.8723

12 0.6114 0.7588 0.6112 0.7587 67 0.8028 0.8906 0.7809 0.8770

13 0.6120 0.7593 0.6117 0.7591 68 0.8117 0.8961 0.7885 0.8817

14 0.6126 0.7598 0.6122 0.7595 69 0.8207 0.9015 0.7962 0.8865

15 0.6132 0.7602 0.6128 0.7599 70 0.8298 0.9070 0.8040 0.8913

16 0.6139 0.7607 0.6134 0.7604 71 0.8390 0.9125 0.8119 0.8962

17 0.6146 0.7613 0.6141 0.7609 72 0.8483 0.9179 0.8198 0.9010

18 0.6153 0.7618 0.6148 0.7615 73 0.8575 0.9233 0.8277 0.9057

19 0.6161 0.7624 0.6156 0.7620 74 0.8667 0.9286 0.8357 0.9105

20 0.6169 0.7630 0.6164 0.7627 75 0.8759 0.9338 0.8436 0.9151

21 0.6178 0.7637 0.6172 0.7633 76 0.8848 0.9389 0.8514 0.9197

22 0.6187 0.7644 0.6181 0.7640 77 0.8936 0.9438 0.8591 0.9242

23 0.6197 0.7652 0.6191 0.7648 78 0.9022 0.9486 0.8668 0.9286

24 0.6207 0.7660 0.6201 0.7655 79 0.9104 0.9531 0.8742 0.9329

25 0.6218 0.7668 0.6213 0.7664 80 0.9184 0.9574 0.8815 0.9370

26 0.6231 0.7678 0.6224 0.7673 81 0.9260 0.9616 0.8886 0.9410

27 0.6244 0.7687 0.6237 0.7683 82 0.9331 0.9654 0.8955 0.9449

28 0.6257 0.7698 0.6251 0.7693 83 0.9399 0.9690 0.9021 0.9485

29 0.6272 0.7709 0.6265 0.7704 84 0.9462 0.9724 0.9085 0.9521

30 0.6288 0.7721 0.6280 0.7715 85 0.9521 0.9755 0.9146 0.9554

31 0.6305 0.7734 0.6296 0.7727 86 0.9575 0.9783 0.9204 0.9586

32 0.6322 0.7747 0.6314 0.7740 87 0.9624 0.9809 0.9260 0.9616

33 0.6341 0.7761 0.6332 0.7754 88 0.9669 0.9832 0.9312 0.9644

34 0.6362 0.7776 0.6351 0.7768 89 0.9710 0.9853 0.9361 0.9670

35 0.6383 0.7792 0.6371 0.7784 90 0.9746 0.9871 0.9408 0.9695




Member's Age

Member's Age: 75


36 0.6204 0.7657 0.6192 0.7648

37 0.6228 0.7675 0.6214 0.7665


39 0.6280 0.7715 0.6262 0.7701

74 6 40 0.6308 0.7736 0.6288 0.7721

74 7 41 0.6338 0.7758 0.6315 0.7741

74 8 42 0.6370 0.7782 0.6344 0.7763

74 9 43 0.6403 0.7807 0.6373 0.7785

74 10 44 0.6438 0.7833 0.6404 0.7808

74 11 45 0.6476 0.7861 0.6437 0.7832

75 0 46 0.6515 0.7890 0.6470 0.7857

75 1 47 0.6556 0.7920 0.6505 0.7883

75 2 48 0.6600 0.7952 0.6542 0.7909

75 3 49 0.6645 0.7985 0.6579 0.7937

75 4 50 0.6693 0.8019 0.6618 0.7965

75 5 51 0.6739 0.8052 0.6659 0.7995

52 0.6787 0.8086 0.6702 0.8025

53 0.6838 0.8122 0.6746 0.8057

54 0.6891 0.8159 0.6793 0.8090


1 0.5877 0.7403 0.5877 0.7403 56 0.7005 0.8238 0.6893 0.8161

2 0.5880 0.7405 0.5879 0.7405 57 0.7065 0.8280 0.6947 0.8198

3 0.5883 0.7408 0.5882 0.7407 58 0.7129 0.8324 0.7003 0.8237

4 0.5886 0.7410 0.5885 0.7410 59 0.7196 0.8369 0.7061 0.8277

5 0.5889 0.7413 0.5889 0.7412 60 0.7265 0.8416 0.7122 0.8319

6 0.5893 0.7416 0.5892 0.7415 61 0.7338 0.8464 0.7185 0.8362

7 0.5897 0.7419 0.5896 0.7418 62 0.7413 0.8514 0.7250 0.8406

8 0.5901 0.7422 0.5900 0.7421 63 0.7492 0.8566 0.7318 0.8451

9 0.5905 0.7425 0.5904 0.7424 64 0.7573 0.8619 0.7388 0.8498

10 0.5910 0.7429 0.5908 0.7428 65 0.7657 0.8673 0.7461 0.8546

11 0.5914 0.7433 0.5913 0.7431 66 0.7744 0.8729 0.7535 0.8594

12 0.5920 0.7437 0.5917 0.7435 67 0.7834 0.8785 0.7612 0.8644

13 0.5925 0.7441 0.5922 0.7439 68 0.7926 0.8843 0.7690 0.8694

14 0.5931 0.7446 0.5928 0.7443 69 0.8020 0.8901 0.7769 0.8745

15 0.5937 0.7451 0.5934 0.7448 70 0.8115 0.8959 0.7851 0.8796

16 0.5944 0.7456 0.5940 0.7453 71 0.8212 0.9018 0.7933 0.8847

17 0.5950 0.7461 0.5946 0.7458 72 0.8310 0.9077 0.8016 0.8899

18 0.5957 0.7467 0.5953 0.7463 73 0.8408 0.9135 0.8099 0.8950

19 0.5965 0.7473 0.5960 0.7469 74 0.8507 0.9193 0.8183 0.9001

20 0.5973 0.7479 0.5968 0.7475 75 0.8605 0.9250 0.8267 0.9051

21 0.5981 0.7485 0.5976 0.7481 76 0.8702 0.9306 0.8351 0.9101

22 0.5990 0.7492 0.5985 0.7488 77 0.8797 0.9360 0.8433 0.9150

23 0.6000 0.7500 0.5995 0.7496 78 0.8890 0.9413 0.8515 0.9198

24 0.6010 0.7508 0.6005 0.7504 79 0.8981 0.9463 0.8596 0.9245

25 0.6021 0.7517 0.6015 0.7512 80 0.9069 0.9512 0.8675 0.9290

26 0.6033 0.7526 0.6027 0.7521 81 0.9153 0.9558 0.8752 0.9334

27 0.6046 0.7535 0.6039 0.7531 82 0.9233 0.9601 0.8827 0.9377

28 0.6059 0.7546 0.6052 0.7541 83 0.9309 0.9642 0.8899 0.9418

29 0.6073 0.7557 0.6066 0.7552 84 0.9380 0.9680 0.8969 0.9457

30 0.6089 0.7569 0.6081 0.7563 85 0.9446 0.9715 0.9037 0.9494

31 0.6105 0.7582 0.6097 0.7575 86 0.9508 0.9748 0.9101 0.9530

32 0.6122 0.7595 0.6114 0.7588 87 0.9564 0.9777 0.9163 0.9563

33 0.6141 0.7609 0.6132 0.7602 88 0.9615 0.9804 0.9221 0.9595

34 0.6161 0.7624 0.6151 0.7617 89 0.9662 0.9828 0.9276 0.9625

35 0.6182 0.7640 0.6171 0.7632 90 0.9703 0.9849 0.9328 0.9652




Member's Age

Member's Age: 76


36 0.5994 0.7495 0.5983 0.7486

37 0.6017 0.7513 0.6004 0.7503


39 0.6068 0.7553 0.6052 0.7540

75 6 40 0.6096 0.7574 0.6077 0.7560

75 7 41 0.6125 0.7597 0.6104 0.7581

75 8 42 0.6156 0.7621 0.6132 0.7602

75 9 43 0.6189 0.7646 0.6161 0.7625

75 10 44 0.6224 0.7673 0.6192 0.7648

75 11 45 0.6261 0.7701 0.6224 0.7672

76 0 46 0.6300 0.7730 0.6257 0.7697

76 1 47 0.6341 0.7761 0.6291 0.7724

76 2 48 0.6384 0.7793 0.6327 0.7751

76 3 49 0.6429 0.7826 0.6365 0.7778

76 4 50 0.6476 0.7861 0.6403 0.7807

76 5 51 0.6522 0.7895 0.6443 0.7837

52 0.6569 0.7930 0.6486 0.7868

53 0.6620 0.7966 0.6530 0.7901

54 0.6672 0.8004 0.6576 0.7934


1 0.5676 0.7242 0.5676 0.7242 56 0.6785 0.8085 0.6676 0.8006

2 0.5679 0.7244 0.5679 0.7244 57 0.6846 0.8128 0.6729 0.8045

3 0.5682 0.7246 0.5681 0.7246 58 0.6909 0.8172 0.6785 0.8084

4 0.5685 0.7249 0.5684 0.7248 59 0.6976 0.8219 0.6843 0.8126

5 0.5688 0.7251 0.5688 0.7251 60 0.7046 0.8267 0.6904 0.8168

6 0.5692 0.7254 0.5691 0.7254 61 0.7119 0.8317 0.6967 0.8213

7 0.5695 0.7257 0.5694 0.7257 62 0.7195 0.8369 0.7033 0.8258

8 0.5699 0.7261 0.5698 0.7260 63 0.7274 0.8422 0.7102 0.8305

9 0.5703 0.7264 0.5702 0.7263 64 0.7357 0.8477 0.7173 0.8354

10 0.5708 0.7268 0.5706 0.7266 65 0.7443 0.8534 0.7246 0.8403

11 0.5713 0.7271 0.5711 0.7270 66 0.7532 0.8592 0.7322 0.8454

12 0.5718 0.7276 0.5716 0.7274 67 0.7624 0.8652 0.7400 0.8506

13 0.5723 0.7280 0.5721 0.7278 68 0.7719 0.8712 0.7480 0.8558

14 0.5729 0.7285 0.5726 0.7282 69 0.7816 0.8774 0.7562 0.8612

15 0.5735 0.7289 0.5731 0.7286 70 0.7915 0.8836 0.7646 0.8666

16 0.5741 0.7294 0.5737 0.7291 71 0.8017 0.8899 0.7731 0.8720

17 0.5748 0.7300 0.5743 0.7296 72 0.8120 0.8962 0.7818 0.8775

18 0.5754 0.7305 0.5750 0.7302 73 0.8223 0.9025 0.7905 0.8830

19 0.5762 0.7311 0.5757 0.7307 74 0.8328 0.9088 0.7993 0.8885

20 0.5769 0.7317 0.5764 0.7313 75 0.8433 0.9150 0.8081 0.8939

21 0.5778 0.7324 0.5773 0.7320 76 0.8537 0.9211 0.8170 0.8993

22 0.5786 0.7331 0.5781 0.7327 77 0.8640 0.9270 0.8258 0.9046

23 0.5796 0.7338 0.5790 0.7334 78 0.8741 0.9328 0.8345 0.9098

24 0.5806 0.7346 0.5800 0.7342 79 0.8840 0.9384 0.8431 0.9149

25 0.5816 0.7355 0.5811 0.7350 80 0.8936 0.9438 0.8516 0.9199

26 0.5828 0.7364 0.5822 0.7359 81 0.9029 0.9490 0.8599 0.9247

27 0.5840 0.7374 0.5834 0.7369 82 0.9118 0.9539 0.8681 0.9294

28 0.5853 0.7384 0.5847 0.7379 83 0.9203 0.9585 0.8760 0.9339

29 0.5867 0.7395 0.5860 0.7390 84 0.9282 0.9628 0.8836 0.9382

30 0.5882 0.7407 0.5875 0.7401 85 0.9357 0.9668 0.8910 0.9424

31 0.5898 0.7419 0.5890 0.7414 86 0.9427 0.9705 0.8981 0.9463

32 0.5915 0.7433 0.5906 0.7427 87 0.9491 0.9739 0.9049 0.9501

33 0.5933 0.7447 0.5924 0.7440 88 0.9550 0.9770 0.9114 0.9536

34 0.5952 0.7462 0.5942 0.7455 89 0.9603 0.9798 0.9175 0.9570

35 0.5972 0.7478 0.5962 0.7470 90 0.9651 0.9823 0.9233 0.9601




Member's Age

Member's Age: 77


36 0.5776 0.7322 0.5765 0.7314

37 0.5798 0.7341 0.5786 0.7331


39 0.5848 0.7380 0.5833 0.7368

76 6 40 0.5875 0.7402 0.5858 0.7388

76 7 41 0.5904 0.7425 0.5884 0.7409

76 8 42 0.5935 0.7449 0.5911 0.7430

76 9 43 0.5967 0.7474 0.5940 0.7453

76 10 44 0.6001 0.7501 0.5970 0.7477

76 11 45 0.6037 0.7529 0.6001 0.7501

77 0 46 0.6075 0.7559 0.6034 0.7527

77 1 47 0.6115 0.7590 0.6068 0.7553

77 2 48 0.6158 0.7622 0.6103 0.7580

77 3 49 0.6202 0.7656 0.6140 0.7609

77 4 50 0.6249 0.7692 0.6178 0.7638

77 5 51 0.6294 0.7726 0.6218 0.7668

52 0.6341 0.7761 0.6259 0.7699

53 0.6391 0.7798 0.6303 0.7732

54 0.6443 0.7836 0.6349 0.7767


1 0.5468 0.7070 0.5468 0.7070 56 0.6555 0.7919 0.6447 0.7840

2 0.5470 0.7072 0.5470 0.7072 57 0.6615 0.7962 0.6500 0.7879

3 0.5473 0.7074 0.5473 0.7074 58 0.6678 0.8008 0.6555 0.7919

4 0.5476 0.7077 0.5476 0.7077 59 0.6744 0.8056 0.6613 0.7961

5 0.5479 0.7080 0.5479 0.7079 60 0.6814 0.8105 0.6674 0.8005

6 0.5483 0.7082 0.5482 0.7082 61 0.6887 0.8157 0.6737 0.8051

7 0.5486 0.7085 0.5486 0.7085 62 0.6963 0.8210 0.6803 0.8098

8 0.5490 0.7089 0.5489 0.7088 63 0.7043 0.8265 0.6872 0.8146

9 0.5494 0.7092 0.5493 0.7091 64 0.7127 0.8322 0.6944 0.8196

10 0.5499 0.7096 0.5497 0.7094 65 0.7214 0.8381 0.7018 0.8248

11 0.5503 0.7099 0.5502 0.7098 66 0.7304 0.8442 0.7095 0.8300

12 0.5508 0.7104 0.5506 0.7102 67 0.7398 0.8505 0.7174 0.8354

13 0.5513 0.7108 0.5511 0.7106 68 0.7495 0.8568 0.7255 0.8409

14 0.5519 0.7113 0.5516 0.7110 69 0.7595 0.8633 0.7339 0.8466

15 0.5525 0.7117 0.5521 0.7114 70 0.7698 0.8699 0.7425 0.8522

16 0.5531 0.7122 0.5527 0.7119 71 0.7803 0.8766 0.7513 0.8580

17 0.5537 0.7127 0.5533 0.7124 72 0.7911 0.8833 0.7603 0.8638

18 0.5544 0.7133 0.5539 0.7129 73 0.8020 0.8901 0.7693 0.8696

19 0.5551 0.7139 0.5546 0.7135 74 0.8130 0.8969 0.7785 0.8755

20 0.5558 0.7145 0.5553 0.7141 75 0.8241 0.9036 0.7878 0.8813

21 0.5566 0.7151 0.5561 0.7147 76 0.8352 0.9102 0.7970 0.8871

22 0.5574 0.7158 0.5569 0.7154 77 0.8462 0.9167 0.8063 0.8928

23 0.5583 0.7166 0.5578 0.7162 78 0.8572 0.9231 0.8156 0.8984

24 0.5593 0.7174 0.5588 0.7169 79 0.8679 0.9293 0.8247 0.9040

25 0.5603 0.7182 0.5598 0.7178 80 0.8784 0.9353 0.8338 0.9094

26 0.5614 0.7191 0.5609 0.7187 81 0.8886 0.9410 0.8427 0.9147

27 0.5626 0.7201 0.5620 0.7196 82 0.8984 0.9465 0.8515 0.9198

28 0.5639 0.7211 0.5633 0.7206 83 0.9078 0.9517 0.8600 0.9247

29 0.5652 0.7222 0.5646 0.7217 84 0.9168 0.9566 0.8683 0.9295

30 0.5667 0.7234 0.5660 0.7229 85 0.9252 0.9611 0.8764 0.9341

31 0.5682 0.7247 0.5675 0.7241 86 0.9330 0.9654 0.8841 0.9385

32 0.5698 0.7260 0.5691 0.7254 87 0.9403 0.9692 0.8916 0.9427

33 0.5716 0.7274 0.5708 0.7267 88 0.9470 0.9728 0.8987 0.9466

34 0.5735 0.7289 0.5726 0.7282 89 0.9531 0.9760 0.9054 0.9504

35 0.5755 0.7305 0.5745 0.7297 90 0.9587 0.9789 0.9118 0.9539




Member's Age

Member's Age: 78


36 0.5549 0.7138 0.5539 0.7129

37 0.5571 0.7156 0.5560 0.7146


39 0.5619 0.7195 0.5605 0.7183

77 6 40 0.5646 0.7217 0.5629 0.7203

77 7 41 0.5674 0.7240 0.5655 0.7224

77 8 42 0.5704 0.7264 0.5682 0.7246

77 9 43 0.5735 0.7290 0.5710 0.7269

77 10 44 0.5769 0.7317 0.5739 0.7293

77 11 45 0.5804 0.7345 0.5770 0.7318

78 0 46 0.5841 0.7375 0.5802 0.7343

78 1 47 0.5881 0.7406 0.5835 0.7370

78 2 48 0.5922 0.7439 0.5870 0.7398

78 3 49 0.5966 0.7473 0.5906 0.7426

78 4 50 0.6012 0.7510 0.5943 0.7455

78 5 51 0.6056 0.7544 0.5982 0.7486

52 0.6102 0.7579 0.6023 0.7518

53 0.6151 0.7617 0.6066 0.7551

54 0.6202 0.7656 0.6111 0.7586


1 0.5252 0.6887 0.5252 0.6887 56 0.6312 0.7739 0.6208 0.7660

2 0.5254 0.6889 0.5254 0.6889 57 0.6372 0.7784 0.6260 0.7700

3 0.5257 0.6891 0.5257 0.6891 58 0.6434 0.7830 0.6314 0.7741

4 0.5260 0.6894 0.5259 0.6893 59 0.6500 0.7879 0.6372 0.7784

5 0.5263 0.6896 0.5262 0.6896 60 0.6569 0.7929 0.6432 0.7829

6 0.5266 0.6899 0.5266 0.6899 61 0.6642 0.7982 0.6495 0.7875

7 0.5270 0.6902 0.5269 0.6902 62 0.6718 0.8037 0.6561 0.7923

8 0.5273 0.6905 0.5272 0.6905 63 0.6798 0.8094 0.6629 0.7973

9 0.5277 0.6909 0.5276 0.6908 64 0.6882 0.8153 0.6701 0.8025

10 0.5281 0.6912 0.5280 0.6911 65 0.6970 0.8214 0.6775 0.8078

11 0.5286 0.6916 0.5284 0.6915 66 0.7061 0.8277 0.6852 0.8132

12 0.5291 0.6920 0.5289 0.6918 67 0.7156 0.8342 0.6933 0.8188

13 0.5296 0.6924 0.5293 0.6922 68 0.7255 0.8409 0.7015 0.8246

14 0.5301 0.6929 0.5298 0.6927 69 0.7357 0.8477 0.7100 0.8304

15 0.5307 0.6934 0.5303 0.6931 70 0.7463 0.8547 0.7188 0.8364

16 0.5313 0.6939 0.5309 0.6936 71 0.7571 0.8618 0.7278 0.8425

17 0.5319 0.6944 0.5315 0.6941 72 0.7682 0.8689 0.7370 0.8486

18 0.5325 0.6949 0.5321 0.6946 73 0.7796 0.8761 0.7463 0.8547

19 0.5332 0.6955 0.5327 0.6951 74 0.7911 0.8834 0.7558 0.8609

20 0.5339 0.6961 0.5334 0.6957 75 0.8028 0.8906 0.7654 0.8671

21 0.5346 0.6968 0.5342 0.6964 76 0.8146 0.8978 0.7751 0.8733

22 0.5355 0.6975 0.5350 0.6970 77 0.8263 0.9049 0.7848 0.8794

23 0.5363 0.6982 0.5358 0.6978 78 0.8380 0.9119 0.7946 0.8855

24 0.5372 0.6990 0.5367 0.6985 79 0.8496 0.9187 0.8042 0.8915

25 0.5382 0.6998 0.5377 0.6994 80 0.8610 0.9253 0.8139 0.8974

26 0.5393 0.7007 0.5388 0.7003 81 0.8721 0.9317 0.8234 0.9031

27 0.5404 0.7017 0.5399 0.7012 82 0.8829 0.9378 0.8327 0.9087

28 0.5416 0.7027 0.5411 0.7022 83 0.8933 0.9436 0.8418 0.9141

29 0.5429 0.7038 0.5423 0.7033 84 0.9032 0.9491 0.8508 0.9194

30 0.5443 0.7050 0.5437 0.7044 85 0.9126 0.9543 0.8594 0.9244

31 0.5458 0.7062 0.5451 0.7056 86 0.9215 0.9591 0.8678 0.9292

32 0.5474 0.7075 0.5467 0.7069 87 0.9297 0.9636 0.8759 0.9338

33 0.5491 0.7089 0.5483 0.7083 88 0.9373 0.9676 0.8836 0.9382

34 0.5509 0.7104 0.5501 0.7097 89 0.9443 0.9714 0.8910 0.9424

35 0.5529 0.7120 0.5519 0.7113 90 0.9507 0.9747 0.8981 0.9463




Member's Age

Member's Age: 79


36 0.5347 0.6968 0.5337 0.6960

37 0.5368 0.6986 0.5357 0.6977


39 0.5415 0.7025 0.5401 0.7014

78 6 40 0.5441 0.7047 0.5425 0.7034

78 7 41 0.5468 0.7070 0.5450 0.7055

78 8 42 0.5497 0.7094 0.5477 0.7077

78 9 43 0.5528 0.7120 0.5504 0.7100

78 10 44 0.5561 0.7147 0.5533 0.7124

78 11 45 0.5595 0.7176 0.5563 0.7149

79 0 46 0.5632 0.7206 0.5595 0.7175

79 1 47 0.5671 0.7237 0.5628 0.7202

79 2 48 0.5711 0.7270 0.5662 0.7230

79 3 49 0.5755 0.7305 0.5697 0.7259

79 4 50 0.5800 0.7342 0.5734 0.7288

79 5 51 0.5843 0.7376 0.5772 0.7319

52 0.5888 0.7412 0.5812 0.7351

53 0.5936 0.7450 0.5854 0.7385

54 0.5986 0.7489 0.5898 0.7420


1 0.5059 0.6719 0.5059 0.6719 56 0.6095 0.7574 0.5994 0.7495

2 0.5061 0.6721 0.5061 0.6721 57 0.6154 0.7619 0.6045 0.7535

3 0.5064 0.6723 0.5064 0.6723 58 0.6216 0.7666 0.6099 0.7577

4 0.5067 0.6726 0.5066 0.6725 59 0.6281 0.7715 0.6156 0.7621

5 0.5070 0.6728 0.5069 0.6728 60 0.6349 0.7767 0.6216 0.7666

6 0.5073 0.6731 0.5072 0.6731 61 0.6421 0.7821 0.6278 0.7714

7 0.5076 0.6734 0.5076 0.6733 62 0.6497 0.7877 0.6344 0.7763

8 0.5080 0.6737 0.5079 0.6736 63 0.6577 0.7935 0.6412 0.7814

9 0.5084 0.6741 0.5083 0.6740 64 0.6661 0.7996 0.6484 0.7867

10 0.5088 0.6744 0.5086 0.6743 65 0.6749 0.8059 0.6559 0.7922

11 0.5092 0.6748 0.5090 0.6747 66 0.6841 0.8124 0.6637 0.7978

12 0.5097 0.6752 0.5095 0.6750 67 0.6937 0.8192 0.6717 0.8036

13 0.5101 0.6756 0.5099 0.6754 68 0.7037 0.8261 0.6801 0.8096

14 0.5107 0.6761 0.5104 0.6758 69 0.7141 0.8332 0.6888 0.8157

15 0.5112 0.6766 0.5109 0.6763 70 0.7249 0.8405 0.6977 0.8219

16 0.5118 0.6770 0.5114 0.6767 71 0.7360 0.8479 0.7069 0.8283

17 0.5123 0.6776 0.5120 0.6772 72 0.7475 0.8555 0.7163 0.8347

18 0.5130 0.6781 0.5126 0.6777 73 0.7592 0.8631 0.7259 0.8412

19 0.5136 0.6787 0.5132 0.6783 74 0.7712 0.8708 0.7357 0.8477

20 0.5143 0.6793 0.5139 0.6789 75 0.7834 0.8786 0.7457 0.8543

21 0.5150 0.6799 0.5146 0.6795 76 0.7958 0.8863 0.7558 0.8609

22 0.5158 0.6806 0.5154 0.6802 77 0.8082 0.8939 0.7660 0.8675

23 0.5167 0.6813 0.5162 0.6809 78 0.8206 0.9015 0.7762 0.8740

24 0.5176 0.6821 0.5171 0.6817 79 0.8330 0.9089 0.7864 0.8804

25 0.5185 0.6829 0.5180 0.6825 80 0.8452 0.9161 0.7966 0.8868

26 0.5195 0.6838 0.5190 0.6834 81 0.8572 0.9231 0.8066 0.8930

27 0.5206 0.6848 0.5201 0.6843 82 0.8689 0.9298 0.8166 0.8990

28 0.5218 0.6858 0.5213 0.6853 83 0.8802 0.9363 0.8264 0.9049

29 0.5231 0.6869 0.5225 0.6864 84 0.8911 0.9424 0.8360 0.9107

30 0.5244 0.6880 0.5238 0.6875 85 0.9014 0.9481 0.8453 0.9162

31 0.5259 0.6893 0.5252 0.6887 86 0.9112 0.9535 0.8544 0.9215

32 0.5274 0.6906 0.5267 0.6900 87 0.9203 0.9585 0.8631 0.9265

33 0.5290 0.6920 0.5283 0.6914 88 0.9288 0.9631 0.8715 0.9314

34 0.5308 0.6935 0.5300 0.6928 89 0.9366 0.9673 0.8796 0.9359

35 0.5327 0.6951 0.5318 0.6943 90 0.9438 0.9711 0.8872 0.9403




Member's Age

Member's Age: 80


36 0.5141 0.6791 0.5132 0.6783

37 0.5162 0.6809 0.5152 0.6800


39 0.5207 0.6848 0.5195 0.6838

79 6 40 0.5232 0.6870 0.5218 0.6858

79 7 41 0.5259 0.6893 0.5243 0.6879

79 8 42 0.5287 0.6917 0.5268 0.6901

79 9 43 0.5317 0.6943 0.5295 0.6924

79 10 44 0.5349 0.6970 0.5324 0.6948

79 11 45 0.5383 0.6999 0.5353 0.6973

80 0 46 0.5419 0.7029 0.5384 0.7000

80 1 47 0.5457 0.7061 0.5416 0.7027

80 2 48 0.5497 0.7094 0.5449 0.7055

80 3 49 0.5539 0.7129 0.5484 0.7084

80 4 50 0.5583 0.7166 0.5520 0.7113

80 5 51 0.5626 0.7200 0.5557 0.7144

52 0.5670 0.7237 0.5596 0.7177

53 0.5717 0.7275 0.5638 0.7210

54 0.5766 0.7314 0.5681 0.7246


1 0.4863 0.6544 0.4863 0.6544 56 0.5873 0.7400 0.5775 0.7322

2 0.4865 0.6546 0.4865 0.6546 57 0.5930 0.7445 0.5826 0.7362

3 0.4868 0.6548 0.4868 0.6548 58 0.5991 0.7493 0.5879 0.7405

4 0.4871 0.6551 0.4870 0.6551 59 0.6055 0.7543 0.5935 0.7449

5 0.4874 0.6553 0.4873 0.6553 60 0.6123 0.7595 0.5994 0.7495

6 0.4877 0.6556 0.4876 0.6556 61 0.6195 0.7650 0.6056 0.7544

7 0.4880 0.6559 0.4879 0.6559 62 0.6270 0.7707 0.6121 0.7594

8 0.4883 0.6562 0.4883 0.6562 63 0.6349 0.7767 0.6189 0.7646

9 0.4887 0.6566 0.4886 0.6565 64 0.6433 0.7829 0.6261 0.7700

10 0.4891 0.6569 0.4890 0.6568 65 0.6521 0.7894 0.6335 0.7757

11 0.4895 0.6573 0.4894 0.6572 66 0.6613 0.7961 0.6413 0.7815

12 0.4900 0.6577 0.4898 0.6575 67 0.6709 0.8031 0.6494 0.7875

13 0.4904 0.6581 0.4902 0.6579 68 0.6810 0.8102 0.6579 0.7936

14 0.4909 0.6586 0.4907 0.6583 69 0.6915 0.8176 0.6666 0.8000

15 0.4915 0.6590 0.4912 0.6588 70 0.7025 0.8252 0.6757 0.8064

16 0.4920 0.6595 0.4917 0.6592 71 0.7138 0.8330 0.6850 0.8131

17 0.4926 0.6600 0.4922 0.6597 72 0.7255 0.8409 0.6946 0.8198

18 0.4932 0.6606 0.4928 0.6602 73 0.7376 0.8490 0.7045 0.8266

19 0.4938 0.6611 0.4934 0.6608 74 0.7500 0.8572 0.7146 0.8335

20 0.4945 0.6617 0.4940 0.6613 75 0.7627 0.8654 0.7249 0.8405

21 0.4952 0.6624 0.4947 0.6620 76 0.7756 0.8736 0.7353 0.8475

22 0.4959 0.6630 0.4955 0.6626 77 0.7886 0.8818 0.7459 0.8545

23 0.4967 0.6637 0.4963 0.6633 78 0.8017 0.8900 0.7566 0.8614

24 0.4976 0.6645 0.4971 0.6641 79 0.8149 0.8980 0.7673 0.8683

25 0.4985 0.6653 0.4980 0.6649 80 0.8279 0.9058 0.7780 0.8751

26 0.4995 0.6662 0.4990 0.6658 81 0.8408 0.9135 0.7887 0.8818

27 0.5005 0.6671 0.5000 0.6667 82 0.8534 0.9209 0.7992 0.8884

28 0.5017 0.6682 0.5011 0.6677 83 0.8656 0.9280 0.8097 0.8948

29 0.5029 0.6692 0.5023 0.6687 84 0.8775 0.9347 0.8199 0.9010

30 0.5042 0.6704 0.5036 0.6699 85 0.8888 0.9411 0.8299 0.9071

31 0.5056 0.6716 0.5050 0.6711 86 0.8996 0.9471 0.8397 0.9129

32 0.5071 0.6729 0.5064 0.6723 87 0.9097 0.9527 0.8491 0.9184

33 0.5087 0.6743 0.5080 0.6737 88 0.9191 0.9579 0.8582 0.9237

34 0.5103 0.6758 0.5096 0.6751 89 0.9279 0.9626 0.8670 0.9287

35 0.5122 0.6774 0.5114 0.6767 90 0.9358 0.9669 0.8753 0.9335




Member's Age

Member's Age: 81


36 0.4933 0.6607 0.4925 0.6599

37 0.4953 0.6625 0.4944 0.6616


39 0.4997 0.6664 0.4986 0.6654

80 6 40 0.5021 0.6685 0.5008 0.6674

80 7 41 0.5047 0.6708 0.5032 0.6695

80 8 42 0.5075 0.6733 0.5057 0.6717

80 9 43 0.5104 0.6758 0.5084 0.6741

80 10 44 0.5135 0.6786 0.5111 0.6765

80 11 45 0.5168 0.6814 0.5140 0.6790

81 0 46 0.5203 0.6844 0.5170 0.6816

81 1 47 0.5240 0.6876 0.5202 0.6843

81 2 48 0.5279 0.6910 0.5234 0.6872

81 3 49 0.5320 0.6945 0.5268 0.6901

81 4 50 0.5363 0.6982 0.5303 0.6931

81 5 51 0.5404 0.7017 0.5339 0.6962

52 0.5448 0.7053 0.5378 0.6994

53 0.5493 0.7091 0.5418 0.7028

54 0.5541 0.7131 0.5460 0.7064


1 0.4665 0.6362 0.4665 0.6362 56 0.5646 0.7217 0.5552 0.7140

2 0.4668 0.6365 0.4668 0.6364 57 0.5702 0.7263 0.5602 0.7181

3 0.4670 0.6367 0.4670 0.6367 58 0.5762 0.7311 0.5655 0.7224

4 0.4673 0.6369 0.4672 0.6369 59 0.5825 0.7362 0.5710 0.7269

5 0.4675 0.6372 0.4675 0.6372 60 0.5892 0.7415 0.5768 0.7316

6 0.4678 0.6375 0.4678 0.6374 61 0.5962 0.7470 0.5829 0.7365

7 0.4682 0.6377 0.4681 0.6377 62 0.6037 0.7528 0.5893 0.7416

8 0.4685 0.6381 0.4684 0.6380 63 0.6115 0.7589 0.5961 0.7469

9 0.4688 0.6384 0.4688 0.6383 64 0.6198 0.7653 0.6032 0.7525

10 0.4692 0.6387 0.4691 0.6386 65 0.6285 0.7719 0.6106 0.7582

11 0.4696 0.6391 0.4695 0.6390 66 0.6377 0.7788 0.6184 0.7642

12 0.4701 0.6395 0.4699 0.6394 67 0.6473 0.7859 0.6265 0.7703

13 0.4705 0.6399 0.4703 0.6397 68 0.6574 0.7933 0.6349 0.7767

14 0.4710 0.6404 0.4708 0.6402 69 0.6680 0.8010 0.6437 0.7832

15 0.4715 0.6409 0.4712 0.6406 70 0.6791 0.8089 0.6528 0.7900

16 0.4720 0.6413 0.4717 0.6410 71 0.6906 0.8170 0.6623 0.7968

17 0.4726 0.6418 0.4722 0.6415 72 0.7025 0.8253 0.6720 0.8039

18 0.4731 0.6423 0.4728 0.6420 73 0.7149 0.8337 0.6821 0.8110

19 0.4737 0.6429 0.4734 0.6426 74 0.7276 0.8423 0.6924 0.8183

20 0.4744 0.6435 0.4740 0.6431 75 0.7407 0.8510 0.7030 0.8256

21 0.4751 0.6441 0.4746 0.6437 76 0.7540 0.8598 0.7137 0.8330

22 0.4758 0.6448 0.4754 0.6444 77 0.7676 0.8685 0.7247 0.8404

23 0.4766 0.6455 0.4761 0.6451 78 0.7814 0.8773 0.7358 0.8478

24 0.4774 0.6463 0.4769 0.6458 79 0.7952 0.8859 0.7470 0.8552

25 0.4783 0.6471 0.4778 0.6466 80 0.8090 0.8944 0.7582 0.8625

26 0.4792 0.6479 0.4787 0.6475 81 0.8228 0.9028 0.7694 0.8697

27 0.4802 0.6489 0.4797 0.6484 82 0.8363 0.9108 0.7806 0.8768

28 0.4813 0.6498 0.4808 0.6494 83 0.8495 0.9186 0.7916 0.8837

29 0.4825 0.6509 0.4820 0.6504 84 0.8624 0.9261 0.8025 0.8904

30 0.4837 0.6521 0.4832 0.6516 85 0.8747 0.9332 0.8132 0.8970

31 0.4851 0.6533 0.4845 0.6527 86 0.8865 0.9398 0.8237 0.9033

32 0.4865 0.6546 0.4859 0.6540 87 0.8977 0.9461 0.8338 0.9094

33 0.4880 0.6559 0.4874 0.6554 88 0.9081 0.9519 0.8437 0.9152

34 0.4897 0.6574 0.4890 0.6568 89 0.9179 0.9572 0.8531 0.9207

35 0.4914 0.6590 0.4907 0.6583 90 0.9268 0.9620 0.8622 0.9260




Member's Age

Member's Age: 82


36 0.4723 0.6416 0.4715 0.6409

37 0.4742 0.6434 0.4734 0.6426


39 0.4785 0.6473 0.4774 0.6463

81 6 40 0.4808 0.6494 0.4796 0.6483

81 7 41 0.4833 0.6517 0.4820 0.6504

81 8 42 0.4860 0.6541 0.4844 0.6527

81 9 43 0.4888 0.6567 0.4870 0.6550

81 10 44 0.4919 0.6594 0.4897 0.6574

81 11 45 0.4950 0.6623 0.4925 0.6599

82 0 46 0.4984 0.6653 0.4954 0.6626

82 1 47 0.5020 0.6685 0.4985 0.6653

82 2 48 0.5058 0.6718 0.5016 0.6681

82 3 49 0.5098 0.6754 0.5049 0.6710

82 4 50 0.5141 0.6791 0.5083 0.6740

82 5 51 0.5181 0.6825 0.5119 0.6771

52 0.5223 0.6862 0.5156 0.6804

53 0.5267 0.6900 0.5195 0.6838

54 0.5314 0.6940 0.5237 0.6874


1 0.4466 0.6175 0.4466 0.6175 56 0.5416 0.7026 0.5327 0.6951

2 0.4468 0.6177 0.4468 0.6177 57 0.5471 0.7072 0.5375 0.6992

3 0.4471 0.6179 0.4471 0.6179 58 0.5529 0.7121 0.5427 0.7035

4 0.4473 0.6181 0.4473 0.6181 59 0.5591 0.7172 0.5481 0.7081

5 0.4476 0.6184 0.4476 0.6184 60 0.5656 0.7225 0.5538 0.7128

6 0.4479 0.6187 0.4478 0.6186 61 0.5725 0.7282 0.5598 0.7178

7 0.4482 0.6189 0.4481 0.6189 62 0.5798 0.7340 0.5661 0.7230

8 0.4485 0.6193 0.4484 0.6192 63 0.5876 0.7402 0.5728 0.7284

9 0.4488 0.6196 0.4488 0.6195 64 0.5957 0.7467 0.5798 0.7340

10 0.4492 0.6199 0.4491 0.6198 65 0.6044 0.7534 0.5871 0.7399

11 0.4496 0.6203 0.4495 0.6202 66 0.6135 0.7604 0.5948 0.7459

12 0.4500 0.6207 0.4499 0.6206 67 0.6231 0.7678 0.6029 0.7523

13 0.4504 0.6211 0.4503 0.6209 68 0.6331 0.7754 0.6113 0.7588

14 0.4509 0.6216 0.4507 0.6213 69 0.6437 0.7832 0.6201 0.7655

15 0.4514 0.6220 0.4511 0.6218 70 0.6548 0.7914 0.6293 0.7725

16 0.4519 0.6225 0.4516 0.6222 71 0.6664 0.7998 0.6388 0.7796

17 0.4524 0.6230 0.4521 0.6227 72 0.6785 0.8084 0.6486 0.7869

18 0.4530 0.6235 0.4526 0.6232 73 0.6910 0.8173 0.6588 0.7943

19 0.4535 0.6240 0.4532 0.6237 74 0.7040 0.8263 0.6693 0.8019

20 0.4542 0.6246 0.4538 0.6243 75 0.7174 0.8355 0.6801 0.8096

21 0.4548 0.6252 0.4544 0.6249 76 0.7312 0.8447 0.6912 0.8174

22 0.4555 0.6259 0.4551 0.6255 77 0.7453 0.8540 0.7024 0.8252

23 0.4562 0.6266 0.4558 0.6262 78 0.7596 0.8634 0.7139 0.8331

24 0.4570 0.6273 0.4566 0.6269 79 0.7741 0.8727 0.7255 0.8409

25 0.4579 0.6281 0.4574 0.6277 80 0.7886 0.8818 0.7372 0.8487

26 0.4588 0.6290 0.4583 0.6286 81 0.8032 0.8909 0.7489 0.8564

27 0.4598 0.6299 0.4593 0.6295 82 0.8176 0.8997 0.7606 0.8640

28 0.4608 0.6309 0.4603 0.6305 83 0.8318 0.9082 0.7723 0.8715

29 0.4619 0.6319 0.4614 0.6315 84 0.8457 0.9164 0.7838 0.8788

30 0.4631 0.6331 0.4626 0.6326 85 0.8591 0.9242 0.7952 0.8859

31 0.4644 0.6343 0.4639 0.6338 86 0.8720 0.9316 0.8064 0.8928

32 0.4658 0.6355 0.4652 0.6350 87 0.8842 0.9385 0.8173 0.8994

33 0.4673 0.6369 0.4666 0.6363 88 0.8958 0.9450 0.8278 0.9058

34 0.4688 0.6384 0.4682 0.6378 89 0.9065 0.9510 0.8380 0.9119

35 0.4705 0.6399 0.4698 0.6393 90 0.9165 0.9564 0.8478 0.9176




Member's Age

Member's Age: 83


36 0.4512 0.6219 0.4505 0.6212

37 0.4531 0.6236 0.4523 0.6229


39 0.4572 0.6275 0.4562 0.6266

82 6 40 0.4594 0.6296 0.4584 0.6286

82 7 41 0.4619 0.6319 0.4606 0.6307

82 8 42 0.4644 0.6343 0.4630 0.6329

82 9 43 0.4672 0.6368 0.4655 0.6352

82 10 44 0.4701 0.6395 0.4681 0.6377

82 11 45 0.4732 0.6424 0.4708 0.6402

83 0 46 0.4765 0.6454 0.4737 0.6428

83 1 47 0.4799 0.6486 0.4766 0.6456

83 2 48 0.4836 0.6519 0.4797 0.6484

83 3 49 0.4875 0.6555 0.4829 0.6513

83 4 50 0.4916 0.6592 0.4862 0.6543

83 5 51 0.4955 0.6626 0.4897 0.6574

52 0.4996 0.6663 0.4933 0.6607

53 0.5039 0.6701 0.4971 0.6641

54 0.5084 0.6741 0.5011 0.6677


1 0.4266 0.5981 0.4266 0.5981 56 0.5183 0.6827 0.5099 0.6754

2 0.4268 0.5983 0.4268 0.5983 57 0.5237 0.6874 0.5146 0.6795

3 0.4271 0.5985 0.4271 0.5985 58 0.5293 0.6922 0.5196 0.6839

4 0.4273 0.5988 0.4273 0.5987 59 0.5353 0.6974 0.5249 0.6884

5 0.4276 0.5990 0.4275 0.5990 60 0.5417 0.7027 0.5305 0.6932

6 0.4278 0.5993 0.4278 0.5992 61 0.5485 0.7084 0.5364 0.6982

7 0.4281 0.5996 0.4281 0.5995 62 0.5556 0.7143 0.5426 0.7035

8 0.4284 0.5999 0.4284 0.5998 63 0.5632 0.7206 0.5491 0.7089

9 0.4288 0.6002 0.4287 0.6001 64 0.5712 0.7271 0.5560 0.7146

10 0.4291 0.6005 0.4290 0.6004 65 0.5797 0.7340 0.5632 0.7206

11 0.4295 0.6009 0.4294 0.6008 66 0.5887 0.7411 0.5708 0.7268

12 0.4299 0.6013 0.4297 0.6011 67 0.5982 0.7486 0.5788 0.7332

13 0.4303 0.6017 0.4301 0.6015 68 0.6082 0.7564 0.5872 0.7399

14 0.4307 0.6021 0.4305 0.6019 69 0.6187 0.7645 0.5960 0.7468

15 0.4312 0.6026 0.4310 0.6023 70 0.6298 0.7728 0.6051 0.7540

16 0.4317 0.6030 0.4314 0.6028 71 0.6414 0.7815 0.6146 0.7613

17 0.4322 0.6035 0.4319 0.6032 72 0.6535 0.7905 0.6245 0.7689

18 0.4327 0.6040 0.4324 0.6037 73 0.6662 0.7997 0.6348 0.7766

19 0.4333 0.6046 0.4329 0.6042 74 0.6794 0.8091 0.6454 0.7845

20 0.4339 0.6052 0.4335 0.6048 75 0.6930 0.8187 0.6564 0.7925

21 0.4345 0.6058 0.4341 0.6054 76 0.7071 0.8284 0.6676 0.8007

22 0.4351 0.6064 0.4348 0.6060 77 0.7216 0.8383 0.6792 0.8089

23 0.4359 0.6071 0.4355 0.6067 78 0.7364 0.8482 0.6909 0.8172

24 0.4366 0.6078 0.4362 0.6074 79 0.7515 0.8581 0.7029 0.8255

25 0.4374 0.6086 0.4370 0.6082 80 0.7667 0.8680 0.7150 0.8338

26 0.4383 0.6094 0.4379 0.6091 81 0.7821 0.8777 0.7272 0.8421

27 0.4392 0.6104 0.4388 0.6099 82 0.7973 0.8872 0.7395 0.8502

28 0.4402 0.6113 0.4398 0.6109 83 0.8125 0.8965 0.7517 0.8582

29 0.4413 0.6124 0.4408 0.6119 84 0.8273 0.9055 0.7639 0.8661

30 0.4424 0.6135 0.4420 0.6130 85 0.8418 0.9141 0.7759 0.8738

31 0.4437 0.6146 0.4432 0.6142 86 0.8558 0.9223 0.7877 0.8813

32 0.4450 0.6159 0.4444 0.6154 87 0.8692 0.9300 0.7993 0.8885

33 0.4464 0.6173 0.4458 0.6167 88 0.8818 0.9372 0.8106 0.8954

34 0.4479 0.6187 0.4473 0.6181 89 0.8938 0.9439 0.8216 0.9020

35 0.4495 0.6202 0.4489 0.6196 90 0.9048 0.9500 0.8321 0.9084




Member's Age

Member's Age: 84


36 0.4302 0.6016 0.4295 0.6009

37 0.4319 0.6033 0.4312 0.6026


39 0.4359 0.6071 0.4350 0.6063

83 6 40 0.4380 0.6092 0.4371 0.6083

83 7 41 0.4404 0.6115 0.4392 0.6104

83 8 42 0.4428 0.6138 0.4415 0.6126

83 9 43 0.4455 0.6164 0.4439 0.6149

83 10 44 0.4483 0.6190 0.4465 0.6173

83 11 45 0.4513 0.6219 0.4491 0.6198

84 0 46 0.4544 0.6249 0.4519 0.6225

84 1 47 0.4578 0.6281 0.4548 0.6252

84 2 48 0.4614 0.6314 0.4577 0.6280

84 3 49 0.4651 0.6349 0.4608 0.6309

84 4 50 0.4691 0.6386 0.4640 0.6339

84 5 51 0.4728 0.6421 0.4674 0.6370

52 0.4768 0.6457 0.4709 0.6403

53 0.4809 0.6495 0.4746 0.6437

54 0.4853 0.6535 0.4785 0.6472


1 0.4066 0.5782 0.4066 0.5782 56 0.4949 0.6621 0.4869 0.6550

2 0.4068 0.5784 0.4068 0.5784 57 0.5001 0.6667 0.4915 0.6591

3 0.4071 0.5786 0.4071 0.5786 58 0.5056 0.6716 0.4964 0.6635

4 0.4073 0.5788 0.4073 0.5788 59 0.5114 0.6767 0.5015 0.6680

5 0.4075 0.5791 0.4075 0.5791 60 0.5176 0.6821 0.5070 0.6728

6 0.4078 0.5793 0.4078 0.5793 61 0.5242 0.6878 0.5127 0.6779

7 0.4081 0.5796 0.4080 0.5796 62 0.5312 0.6938 0.5188 0.6832

8 0.4084 0.5799 0.4083 0.5799 63 0.5386 0.7001 0.5252 0.6887

9 0.4087 0.5802 0.4086 0.5802 64 0.5464 0.7067 0.5319 0.6945

10 0.4090 0.5806 0.4089 0.5805 65 0.5547 0.7136 0.5391 0.7005

11 0.4094 0.5809 0.4093 0.5808 66 0.5635 0.7209 0.5465 0.7068

12 0.4098 0.5813 0.4096 0.5812 67 0.5729 0.7284 0.5544 0.7133

13 0.4102 0.5817 0.4100 0.5816 68 0.5827 0.7364 0.5627 0.7202

14 0.4106 0.5821 0.4104 0.5820 69 0.5932 0.7446 0.5714 0.7272

15 0.4110 0.5826 0.4108 0.5824 70 0.6041 0.7532 0.5804 0.7345

16 0.4115 0.5831 0.4112 0.5828 71 0.6157 0.7621 0.5899 0.7421

17 0.4120 0.5835 0.4117 0.5832 72 0.6278 0.7714 0.5998 0.7499

18 0.4125 0.5840 0.4122 0.5837 73 0.6405 0.7809 0.6101 0.7579

19 0.4130 0.5846 0.4127 0.5842 74 0.6538 0.7907 0.6208 0.7660

20 0.4136 0.5851 0.4132 0.5848 75 0.6676 0.8007 0.6319 0.7744

21 0.4142 0.5857 0.4138 0.5854 76 0.6819 0.8109 0.6433 0.7829

22 0.4148 0.5864 0.4144 0.5860 77 0.6968 0.8213 0.6550 0.7915

23 0.4155 0.5870 0.4151 0.5867 78 0.7120 0.8318 0.6670 0.8003

24 0.4162 0.5878 0.4158 0.5874 79 0.7276 0.8423 0.6793 0.8090

25 0.4170 0.5885 0.4166 0.5881 80 0.7434 0.8528 0.6918 0.8178

26 0.4178 0.5893 0.4174 0.5890 81 0.7594 0.8633 0.7044 0.8266

27 0.4187 0.5902 0.4183 0.5898 82 0.7755 0.8735 0.7171 0.8353

28 0.4196 0.5912 0.4192 0.5908 83 0.7915 0.8836 0.7299 0.8439

29 0.4207 0.5922 0.4202 0.5918 84 0.8073 0.8934 0.7426 0.8523

30 0.4218 0.5933 0.4213 0.5928 85 0.8228 0.9028 0.7553 0.8606

31 0.4229 0.5944 0.4225 0.5940 86 0.8379 0.9118 0.7678 0.8687

32 0.4242 0.5957 0.4237 0.5952 87 0.8525 0.9204 0.7801 0.8765

33 0.4255 0.5970 0.4250 0.5965 88 0.8663 0.9284 0.7921 0.8840

34 0.4270 0.5984 0.4264 0.5979 89 0.8794 0.9358 0.8038 0.8912

35 0.4285 0.5999 0.4279 0.5994 90 0.8916 0.9427 0.8151 0.8981




Member's Age

Member's Age: 85


36 0.4092 0.5807 0.4086 0.5801

37 0.4109 0.5824 0.4102 0.5818


39 0.4146 0.5862 0.4138 0.5854

84 6 40 0.4167 0.5883 0.4158 0.5874

84 7 41 0.4189 0.5905 0.4179 0.5895

84 8 42 0.4213 0.5928 0.4201 0.5917

84 9 43 0.4238 0.5953 0.4224 0.5940

84 10 44 0.4265 0.5980 0.4249 0.5964

84 11 45 0.4294 0.6008 0.4274 0.5989

85 0 46 0.4325 0.6038 0.4301 0.6015

85 1 47 0.4357 0.6069 0.4329 0.6042

85 2 48 0.4391 0.6103 0.4358 0.6070

85 3 49 0.4428 0.6138 0.4388 0.6099

85 4 50 0.4466 0.6175 0.4419 0.6129

85 5 51 0.4502 0.6209 0.4451 0.6160

52 0.4540 0.6245 0.4485 0.6192

53 0.4580 0.6282 0.4520 0.6226

54 0.4622 0.6322 0.4558 0.6262


1 0.3868 0.5578 0.3868 0.5578 56 0.4714 0.6408 0.4640 0.6339

2 0.3869 0.5580 0.3869 0.5580 57 0.4765 0.6454 0.4685 0.6380

3 0.3871 0.5582 0.3871 0.5582 58 0.4818 0.6503 0.4732 0.6424

4 0.3874 0.5584 0.3874 0.5584 59 0.4874 0.6554 0.4781 0.6470

5 0.3876 0.5587 0.3876 0.5586 60 0.4934 0.6608 0.4834 0.6518

6 0.3878 0.5589 0.3878 0.5589 61 0.4998 0.6665 0.4890 0.6568

7 0.3881 0.5592 0.3881 0.5592 62 0.5065 0.6725 0.4949 0.6621

8 0.3884 0.5595 0.3884 0.5595 63 0.5137 0.6788 0.5011 0.6677

9 0.3887 0.5598 0.3886 0.5598 64 0.5214 0.6854 0.5077 0.6735

10 0.3890 0.5601 0.3890 0.5601 65 0.5295 0.6924 0.5147 0.6796

11 0.3894 0.5605 0.3893 0.5604 66 0.5381 0.6997 0.5220 0.6860

12 0.3897 0.5609 0.3896 0.5607 67 0.5473 0.7074 0.5298 0.6926

13 0.3901 0.5613 0.3900 0.5611 68 0.5569 0.7154 0.5379 0.6995

14 0.3905 0.5617 0.3903 0.5615 69 0.5672 0.7238 0.5465 0.7067

15 0.3910 0.5621 0.3907 0.5619 70 0.5780 0.7326 0.5554 0.7142

16 0.3914 0.5626 0.3911 0.5623 71 0.5895 0.7417 0.5648 0.7219

17 0.3918 0.5630 0.3916 0.5628 72 0.6015 0.7512 0.5747 0.7299

18 0.3923 0.5635 0.3920 0.5632 73 0.6142 0.7610 0.5849 0.7381

19 0.3928 0.5641 0.3925 0.5637 74 0.6275 0.7711 0.5956 0.7466

20 0.3934 0.5646 0.3930 0.5643 75 0.6413 0.7815 0.6067 0.7552

21 0.3939 0.5652 0.3936 0.5649 76 0.6558 0.7921 0.6182 0.7641

22 0.3945 0.5658 0.3942 0.5655 77 0.6708 0.8030 0.6301 0.7731

23 0.3952 0.5665 0.3948 0.5661 78 0.6864 0.8140 0.6423 0.7822

24 0.3958 0.5672 0.3955 0.5668 79 0.7023 0.8252 0.6548 0.7914

25 0.3966 0.5679 0.3962 0.5676 80 0.7187 0.8363 0.6676 0.8007

26 0.3974 0.5687 0.3970 0.5684 81 0.7353 0.8475 0.6806 0.8099

27 0.3982 0.5696 0.3979 0.5692 82 0.7521 0.8585 0.6937 0.8192

28 0.3991 0.5705 0.3987 0.5701 83 0.7689 0.8694 0.7069 0.8283

29 0.4001 0.5715 0.3997 0.5711 84 0.7857 0.8800 0.7202 0.8374

30 0.4012 0.5726 0.4007 0.5722 85 0.8022 0.8902 0.7335 0.8462

31 0.4023 0.5737 0.4018 0.5733 86 0.8184 0.9001 0.7466 0.8549

32 0.4035 0.5750 0.4030 0.5745 87 0.8341 0.9095 0.7596 0.8634

33 0.4048 0.5763 0.4043 0.5758 88 0.8491 0.9184 0.7723 0.8715

34 0.4061 0.5777 0.4056 0.5771 89 0.8634 0.9267 0.7847 0.8794

35 0.4076 0.5791 0.4071 0.5786 90 0.8768 0.9344 0.7968 0.8869




Member's Age

Member's Age: 86


36 0.3884 0.5595 0.3878 0.5589

37 0.3900 0.5611 0.3894 0.5605


39 0.3936 0.5648 0.3928 0.5641

85 6 40 0.3955 0.5669 0.3947 0.5660

85 7 41 0.3977 0.5690 0.3967 0.5681

85 8 42 0.3999 0.5714 0.3989 0.5703

85 9 43 0.4024 0.5738 0.4011 0.5726

85 10 44 0.4049 0.5765 0.4035 0.5749

85 11 45 0.4077 0.5792 0.4059 0.5775

86 0 46 0.4106 0.5822 0.4085 0.5801

86 1 47 0.4137 0.5853 0.4112 0.5828

86 2 48 0.4170 0.5886 0.4140 0.5856

86 3 49 0.4205 0.5921 0.4169 0.5884

86 4 50 0.4242 0.5957 0.4198 0.5914

86 5 51 0.4277 0.5991 0.4229 0.5944

52 0.4313 0.6027 0.4262 0.5976

53 0.4351 0.6064 0.4296 0.6010

54 0.4392 0.6103 0.4332 0.6046


1 0.3670 0.5370 0.3670 0.5370 56 0.4481 0.6188 0.4411 0.6122

2 0.3672 0.5372 0.3672 0.5372 57 0.4529 0.6234 0.4454 0.6163

3 0.3674 0.5374 0.3674 0.5374 58 0.4580 0.6283 0.4500 0.6207

4 0.3676 0.5376 0.3676 0.5376 59 0.4635 0.6334 0.4548 0.6252

5 0.3678 0.5378 0.3678 0.5378 60 0.4692 0.6388 0.4599 0.6300

6 0.3681 0.5381 0.3681 0.5381 61 0.4754 0.6444 0.4653 0.6351

7 0.3683 0.5384 0.3683 0.5383 62 0.4819 0.6504 0.4710 0.6404

8 0.3686 0.5386 0.3686 0.5386 63 0.4889 0.6567 0.4771 0.6460

9 0.3689 0.5390 0.3688 0.5389 64 0.4963 0.6634 0.4835 0.6518

10 0.3692 0.5393 0.3691 0.5392 65 0.5042 0.6704 0.4903 0.6580

11 0.3695 0.5396 0.3694 0.5396 66 0.5126 0.6777 0.4974 0.6644

12 0.3699 0.5400 0.3698 0.5399 67 0.5215 0.6855 0.5050 0.6711

13 0.3702 0.5404 0.3701 0.5403 68 0.5309 0.6936 0.5130 0.6781

14 0.3706 0.5408 0.3705 0.5406 69 0.5410 0.7021 0.5214 0.6854

15 0.3710 0.5412 0.3708 0.5410 70 0.5516 0.7110 0.5302 0.6930

16 0.3714 0.5417 0.3712 0.5414 71 0.5629 0.7203 0.5395 0.7009

17 0.3719 0.5421 0.3716 0.5419 72 0.5748 0.7300 0.5492 0.7090

18 0.3723 0.5426 0.3721 0.5423 73 0.5873 0.7400 0.5594 0.7174

19 0.3728 0.5431 0.3725 0.5428 74 0.6005 0.7504 0.5700 0.7261

20 0.3733 0.5437 0.3730 0.5434 75 0.6144 0.7611 0.5811 0.7351

21 0.3739 0.5442 0.3736 0.5439 76 0.6289 0.7722 0.5926 0.7442

22 0.3744 0.5449 0.3741 0.5445 77 0.6440 0.7835 0.6046 0.7535

23 0.3750 0.5455 0.3747 0.5452 78 0.6598 0.7950 0.6169 0.7630

24 0.3757 0.5462 0.3754 0.5458 79 0.6760 0.8067 0.6296 0.7727

25 0.3764 0.5469 0.3761 0.5466 80 0.6928 0.8185 0.6426 0.7824

26 0.3771 0.5477 0.3768 0.5474 81 0.7099 0.8303 0.6558 0.7921

27 0.3779 0.5486 0.3776 0.5482 82 0.7273 0.8421 0.6693 0.8019

28 0.3788 0.5495 0.3785 0.5491 83 0.7448 0.8538 0.6830 0.8116

29 0.3797 0.5504 0.3794 0.5501 84 0.7624 0.8652 0.6967 0.8212

30 0.3807 0.5515 0.3803 0.5511 85 0.7799 0.8763 0.7105 0.8307

31 0.3818 0.5526 0.3814 0.5522 86 0.7971 0.8871 0.7242 0.8400

32 0.3829 0.5538 0.3825 0.5534 87 0.8139 0.8974 0.7378 0.8491

33 0.3842 0.5551 0.3837 0.5546 88 0.8301 0.9072 0.7512 0.8579

34 0.3855 0.5564 0.3850 0.5559 89 0.8456 0.9164 0.7643 0.8664

35 0.3869 0.5579 0.3864 0.5574 90 0.8603 0.9249 0.7771 0.8746




Member's Age

Member's Age: 87


36 0.3678 0.5379 0.3674 0.5373

37 0.3694 0.5395 0.3689 0.5389


39 0.3728 0.5431 0.3721 0.5424

86 6 40 0.3747 0.5451 0.3740 0.5443

86 7 41 0.3767 0.5472 0.3759 0.5464

86 8 42 0.3789 0.5495 0.3779 0.5485

86 9 43 0.3812 0.5520 0.3801 0.5508

86 10 44 0.3836 0.5545 0.3823 0.5532

86 11 45 0.3863 0.5573 0.3847 0.5556

87 0 46 0.3891 0.5602 0.3872 0.5582

87 1 47 0.3920 0.5633 0.3898 0.5609

87 2 48 0.3952 0.5665 0.3924 0.5637

87 3 49 0.3986 0.5700 0.3952 0.5665

87 4 50 0.4021 0.5736 0.3981 0.5694

87 5 51 0.4054 0.5769 0.4010 0.5725

52 0.4089 0.5804 0.4041 0.5756

53 0.4126 0.5841 0.4074 0.5790

54 0.4164 0.5880 0.4109 0.5825


1 0.3476 0.5159 0.3476 0.5159 56 0.4249 0.5964 0.4185 0.5901

2 0.3478 0.5161 0.3478 0.5161 57 0.4296 0.6010 0.4226 0.5942

3 0.3480 0.5163 0.3480 0.5163 58 0.4345 0.6058 0.4270 0.5985

4 0.3482 0.5165 0.3482 0.5165 59 0.4397 0.6108 0.4317 0.6030

5 0.3484 0.5167 0.3484 0.5167 60 0.4453 0.6162 0.4366 0.6078

6 0.3486 0.5170 0.3486 0.5170 61 0.4512 0.6218 0.4418 0.6128

7 0.3488 0.5172 0.3488 0.5172 62 0.4575 0.6278 0.4473 0.6181

8 0.3491 0.5175 0.3491 0.5175 63 0.4642 0.6341 0.4532 0.6237

9 0.3494 0.5178 0.3493 0.5178 64 0.4713 0.6407 0.4594 0.6296

10 0.3497 0.5181 0.3496 0.5181 65 0.4790 0.6477 0.4660 0.6357

11 0.3500 0.5185 0.3499 0.5184 66 0.4871 0.6551 0.4729 0.6422

12 0.3503 0.5188 0.3502 0.5187 67 0.4957 0.6628 0.4803 0.6489

13 0.3506 0.5192 0.3505 0.5191 68 0.5049 0.6710 0.4881 0.6560

14 0.3510 0.5196 0.3509 0.5195 69 0.5147 0.6796 0.4963 0.6633

15 0.3514 0.5201 0.3512 0.5199 70 0.5251 0.6886 0.5049 0.6710

16 0.3518 0.5205 0.3516 0.5203 71 0.5361 0.6980 0.5140 0.6790

17 0.3522 0.5209 0.3520 0.5207 72 0.5478 0.7078 0.5236 0.6873

18 0.3526 0.5214 0.3524 0.5211 73 0.5601 0.7181 0.5337 0.6959

19 0.3531 0.5219 0.3528 0.5216 74 0.5732 0.7287 0.5442 0.7048

20 0.3536 0.5224 0.3533 0.5221 75 0.5870 0.7397 0.5552 0.7140

21 0.3541 0.5230 0.3538 0.5227 76 0.6014 0.7511 0.5667 0.7234

22 0.3546 0.5236 0.3543 0.5233 77 0.6166 0.7628 0.5786 0.7331

23 0.3552 0.5242 0.3549 0.5239 78 0.6324 0.7748 0.5910 0.7429

24 0.3558 0.5249 0.3555 0.5246 79 0.6488 0.7870 0.6038 0.7529

25 0.3565 0.5256 0.3562 0.5253 80 0.6658 0.7994 0.6169 0.7631

26 0.3572 0.5264 0.3569 0.5260 81 0.6833 0.8119 0.6304 0.7733

27 0.3580 0.5272 0.3576 0.5269 82 0.7012 0.8244 0.6441 0.7836

28 0.3588 0.5281 0.3585 0.5277 83 0.7194 0.8368 0.6581 0.7938

29 0.3597 0.5290 0.3593 0.5287 84 0.7377 0.8491 0.6723 0.8040

30 0.3606 0.5301 0.3602 0.5297 85 0.7560 0.8611 0.6865 0.8141

31 0.3616 0.5312 0.3612 0.5308 86 0.7742 0.8727 0.7007 0.8240

32 0.3627 0.5323 0.3623 0.5319 87 0.7921 0.8840 0.7149 0.8338

33 0.3639 0.5336 0.3634 0.5331 88 0.8095 0.8947 0.7289 0.8432

34 0.3651 0.5349 0.3647 0.5344 89 0.8262 0.9048 0.7427 0.8524

35 0.3664 0.5363 0.3660 0.5358 90 0.8421 0.9143 0.7562 0.8612




Member's Age

Member's Age: 88


36 0.3478 0.5161 0.3473 0.5156

37 0.3492 0.5177 0.3487 0.5171


39 0.3524 0.5212 0.3519 0.5206

87 6 40 0.3542 0.5231 0.3536 0.5224

87 7 41 0.3562 0.5252 0.3554 0.5244

87 8 42 0.3582 0.5275 0.3574 0.5266

87 9 43 0.3604 0.5299 0.3594 0.5288

87 10 44 0.3628 0.5324 0.3616 0.5311

87 11 45 0.3653 0.5351 0.3639 0.5336

88 0 46 0.3679 0.5380 0.3662 0.5361

88 1 47 0.3708 0.5410 0.3687 0.5388

88 2 48 0.3738 0.5442 0.3713 0.5415

88 3 49 0.3770 0.5476 0.3740 0.5444

88 4 50 0.3804 0.5512 0.3767 0.5472

88 5 51 0.3835 0.5544 0.3795 0.5502

52 0.3869 0.5579 0.3825 0.5533

53 0.3904 0.5615 0.3857 0.5566

54 0.3941 0.5654 0.3890 0.5601


1 0.3286 0.4947 0.3286 0.4947 56 0.4022 0.5737 0.3963 0.5676

2 0.3288 0.4948 0.3288 0.4948 57 0.4066 0.5782 0.4002 0.5717

3 0.3289 0.4950 0.3289 0.4950 58 0.4113 0.5829 0.4044 0.5759

4 0.3291 0.4952 0.3291 0.4952 59 0.4163 0.5879 0.4089 0.5804

5 0.3293 0.4955 0.3293 0.4955 60 0.4216 0.5932 0.4136 0.5852

6 0.3295 0.4957 0.3295 0.4957 61 0.4273 0.5988 0.4186 0.5902

7 0.3298 0.4960 0.3297 0.4960 62 0.4334 0.6047 0.4240 0.5955

8 0.3300 0.4962 0.3300 0.4962 63 0.4398 0.6109 0.4296 0.6010

9 0.3303 0.4965 0.3302 0.4965 64 0.4467 0.6175 0.4356 0.6069

10 0.3305 0.4968 0.3305 0.4968 65 0.4540 0.6245 0.4420 0.6130

11 0.3308 0.4972 0.3308 0.4971 66 0.4618 0.6319 0.4487 0.6194

12 0.3311 0.4975 0.3311 0.4974 67 0.4702 0.6396 0.4558 0.6262

13 0.3315 0.4979 0.3314 0.4978 68 0.4791 0.6478 0.4634 0.6333

14 0.3318 0.4983 0.3317 0.4982 69 0.4886 0.6564 0.4714 0.6407

15 0.3322 0.4987 0.3320 0.4985 70 0.4987 0.6655 0.4798 0.6485

16 0.3326 0.4991 0.3324 0.4989 71 0.5094 0.6750 0.4887 0.6566

17 0.3330 0.4996 0.3327 0.4993 72 0.5208 0.6849 0.4981 0.6650

18 0.3334 0.5000 0.3331 0.4998 73 0.5329 0.6953 0.5080 0.6737

19 0.3338 0.5005 0.3336 0.5003 74 0.5458 0.7061 0.5184 0.6828

20 0.3343 0.5010 0.3340 0.5008 75 0.5593 0.7174 0.5292 0.6922

21 0.3347 0.5016 0.3345 0.5013 76 0.5736 0.7291 0.5406 0.7018

22 0.3353 0.5022 0.3350 0.5019 77 0.5887 0.7411 0.5525 0.7117

23 0.3358 0.5028 0.3355 0.5025 78 0.6045 0.7535 0.5648 0.7219

24 0.3364 0.5034 0.3361 0.5031 79 0.6210 0.7662 0.5776 0.7323

25 0.3370 0.5041 0.3367 0.5038 80 0.6382 0.7791 0.5909 0.7428

26 0.3377 0.5049 0.3374 0.5046 81 0.6559 0.7922 0.6045 0.7535

27 0.3384 0.5057 0.3381 0.5054 82 0.6742 0.8054 0.6184 0.7642

28 0.3392 0.5065 0.3389 0.5062 83 0.6928 0.8185 0.6327 0.7750

29 0.3400 0.5075 0.3397 0.5071 84 0.7118 0.8316 0.6471 0.7858

30 0.3409 0.5085 0.3406 0.5081 85 0.7308 0.8445 0.6617 0.7964

31 0.3419 0.5095 0.3415 0.5091 86 0.7499 0.8571 0.6764 0.8070

32 0.3429 0.5107 0.3425 0.5103 87 0.7687 0.8692 0.6911 0.8173

33 0.3440 0.5119 0.3436 0.5115 88 0.7872 0.8809 0.7057 0.8275

34 0.3452 0.5132 0.3448 0.5127 89 0.8051 0.8920 0.7201 0.8373

35 0.3464 0.5146 0.3460 0.5141 90 0.8222 0.9024 0.7342 0.8468




Member's Age

Member's Age: 89


36 0.3282 0.4942 0.3278 0.4937

37 0.3296 0.4957 0.3291 0.4953


39 0.3326 0.4992 0.3321 0.4986

88 6 40 0.3343 0.5011 0.3337 0.5005

88 7 41 0.3361 0.5031 0.3355 0.5024

88 8 42 0.3381 0.5053 0.3373 0.5045

88 9 43 0.3402 0.5077 0.3393 0.5067

88 10 44 0.3424 0.5101 0.3414 0.5090

88 11 45 0.3448 0.5128 0.3435 0.5114

89 0 46 0.3473 0.5156 0.3458 0.5139

89 1 47 0.3500 0.5186 0.3482 0.5165

89 2 48 0.3529 0.5217 0.3507 0.5193

89 3 49 0.3560 0.5251 0.3532 0.5220

89 4 50 0.3592 0.5286 0.3558 0.5249

89 5 51 0.3622 0.5318 0.3585 0.5278

52 0.3654 0.5352 0.3614 0.5309

53 0.3687 0.5388 0.3644 0.5341

54 0.3722 0.5425 0.3676 0.5376


1 0.3101 0.4734 0.3101 0.4734 56 0.3800 0.5507 0.3745 0.5449

2 0.3102 0.4736 0.3102 0.4736 57 0.3842 0.5551 0.3783 0.5489

3 0.3104 0.4737 0.3104 0.4737 58 0.3887 0.5598 0.3823 0.5532

4 0.3106 0.4740 0.3106 0.4739 59 0.3934 0.5647 0.3866 0.5576

5 0.3108 0.4742 0.3108 0.4742 60 0.3985 0.5699 0.3911 0.5623

6 0.3110 0.4744 0.3110 0.4744 61 0.4039 0.5754 0.3959 0.5673

7 0.3112 0.4747 0.3112 0.4746 62 0.4097 0.5813 0.4011 0.5725

8 0.3114 0.4749 0.3114 0.4749 63 0.4159 0.5875 0.4065 0.5780

9 0.3116 0.4752 0.3116 0.4752 64 0.4225 0.5940 0.4123 0.5838

10 0.3119 0.4755 0.3119 0.4755 65 0.4295 0.6009 0.4184 0.5899

11 0.3122 0.4758 0.3121 0.4758 66 0.4370 0.6082 0.4249 0.5964

12 0.3125 0.4762 0.3124 0.4761 67 0.4451 0.6160 0.4318 0.6031

13 0.3128 0.4765 0.3127 0.4764 68 0.4536 0.6241 0.4391 0.6102

14 0.3131 0.4769 0.3130 0.4768 69 0.4628 0.6328 0.4468 0.6177

15 0.3135 0.4773 0.3133 0.4772 70 0.4726 0.6418 0.4550 0.6255

16 0.3138 0.4777 0.3137 0.4775 71 0.4830 0.6514 0.4637 0.6336

17 0.3142 0.4782 0.3140 0.4779 72 0.4941 0.6614 0.4729 0.6421

18 0.3146 0.4786 0.3144 0.4784 73 0.5059 0.6719 0.4825 0.6510

19 0.3150 0.4791 0.3148 0.4788 74 0.5184 0.6828 0.4927 0.6601

20 0.3154 0.4796 0.3152 0.4793 75 0.5317 0.6943 0.5034 0.6697

21 0.3159 0.4801 0.3156 0.4798 76 0.5458 0.7062 0.5146 0.6795

22 0.3164 0.4807 0.3161 0.4804 77 0.5607 0.7185 0.5264 0.6897

23 0.3169 0.4813 0.3166 0.4810 78 0.5763 0.7312 0.5386 0.7001

24 0.3174 0.4819 0.3172 0.4816 79 0.5928 0.7443 0.5514 0.7108

25 0.3180 0.4826 0.3178 0.4823 80 0.6100 0.7577 0.5646 0.7217

26 0.3187 0.4833 0.3184 0.4830 81 0.6279 0.7714 0.5783 0.7328

27 0.3193 0.4841 0.3191 0.4838 82 0.6463 0.7852 0.5924 0.7440

28 0.3201 0.4849 0.3198 0.4846 83 0.6654 0.7991 0.6068 0.7553

29 0.3209 0.4858 0.3206 0.4855 84 0.6848 0.8129 0.6215 0.7665

30 0.3217 0.4868 0.3214 0.4865 85 0.7045 0.8266 0.6364 0.7778

31 0.3226 0.4878 0.3223 0.4875 86 0.7242 0.8401 0.6514 0.7889

32 0.3236 0.4889 0.3232 0.4886 87 0.7440 0.8532 0.6666 0.7999

33 0.3246 0.4901 0.3243 0.4897 88 0.7634 0.8658 0.6816 0.8107

34 0.3257 0.4914 0.3254 0.4910 89 0.7824 0.8779 0.6966 0.8212

35 0.3269 0.4927 0.3265 0.4923 90 0.8007 0.8893 0.7113 0.8313




Member's Age

Member's Age: 90


36 0.3093 0.4725 0.3089 0.4720

37 0.3106 0.4740 0.3102 0.4735


39 0.3135 0.4773 0.3130 0.4768

89 6 40 0.3151 0.4792 0.3146 0.4786

89 7 41 0.3168 0.4812 0.3162 0.4805

89 8 42 0.3186 0.4833 0.3180 0.4825

89 9 43 0.3206 0.4856 0.3198 0.4847

89 10 44 0.3227 0.4880 0.3218 0.4869

89 11 45 0.3250 0.4906 0.3239 0.4893

90 0 46 0.3274 0.4933 0.3261 0.4918

90 1 47 0.3300 0.4962 0.3283 0.4944

90 2 48 0.3327 0.4993 0.3307 0.4970

90 3 49 0.3356 0.5026 0.3331 0.4998

90 4 50 0.3387 0.5060 0.3356 0.5026

90 5 51 0.3415 0.5092 0.3382 0.5054

52 0.3445 0.5125 0.3409 0.5085

53 0.3477 0.5160 0.3438 0.5117

54 0.3511 0.5197 0.3468 0.5150


1 0.2922 0.4523 0.2922 0.4523 56 0.3584 0.5277 0.3534 0.5223

2 0.2923 0.4524 0.2923 0.4524 57 0.3624 0.5320 0.3571 0.5262

3 0.2925 0.4526 0.2925 0.4526 58 0.3667 0.5366 0.3609 0.5304

4 0.2927 0.4528 0.2927 0.4528 59 0.3712 0.5415 0.3650 0.5348

5 0.2928 0.4530 0.2928 0.4530 60 0.3761 0.5466 0.3693 0.5394

6 0.2930 0.4532 0.2930 0.4532 61 0.3812 0.5520 0.3739 0.5443

7 0.2932 0.4535 0.2932 0.4535 62 0.3867 0.5578 0.3788 0.5495

8 0.2934 0.4537 0.2934 0.4537 63 0.3926 0.5639 0.3840 0.5549

9 0.2937 0.4540 0.2937 0.4540 64 0.3989 0.5703 0.3896 0.5607

10 0.2939 0.4543 0.2939 0.4543 65 0.4057 0.5772 0.3954 0.5668

11 0.2942 0.4546 0.2942 0.4546 66 0.4129 0.5844 0.4017 0.5732

12 0.2945 0.4550 0.2944 0.4549 67 0.4206 0.5921 0.4083 0.5799

13 0.2948 0.4553 0.2947 0.4552 68 0.4288 0.6002 0.4154 0.5870

14 0.2951 0.4557 0.2950 0.4556 69 0.4376 0.6088 0.4229 0.5944

15 0.2954 0.4561 0.2953 0.4559 70 0.4470 0.6178 0.4308 0.6022

16 0.2958 0.4565 0.2956 0.4563 71 0.4571 0.6274 0.4392 0.6104

17 0.2961 0.4569 0.2959 0.4567 72 0.4678 0.6374 0.4481 0.6189

18 0.2965 0.4573 0.2963 0.4571 73 0.4792 0.6479 0.4575 0.6278

19 0.2968 0.4578 0.2966 0.4576 74 0.4914 0.6590 0.4675 0.6371

20 0.2973 0.4583 0.2970 0.4580 75 0.5044 0.6706 0.4780 0.6468

21 0.2977 0.4588 0.2975 0.4585 76 0.5182 0.6826 0.4890 0.6568

22 0.2981 0.4593 0.2979 0.4591 77 0.5328 0.6952 0.5005 0.6672

23 0.2986 0.4599 0.2984 0.4596 78 0.5483 0.7082 0.5127 0.6778

24 0.2991 0.4605 0.2989 0.4603 79 0.5645 0.7217 0.5253 0.6888

25 0.2997 0.4612 0.2995 0.4609 80 0.5816 0.7355 0.5385 0.7000

26 0.3003 0.4619 0.3001 0.4616 81 0.5995 0.7496 0.5521 0.7114

27 0.3009 0.4627 0.3007 0.4624 82 0.6181 0.7640 0.5662 0.7231

28 0.3016 0.4635 0.3014 0.4632 83 0.6373 0.7785 0.5807 0.7348

29 0.3024 0.4643 0.3021 0.4640 84 0.6571 0.7931 0.5956 0.7466

30 0.3032 0.4653 0.3029 0.4650 85 0.6772 0.8076 0.6107 0.7583

31 0.3040 0.4663 0.3037 0.4660 86 0.6976 0.8219 0.6261 0.7701

32 0.3049 0.4674 0.3046 0.4670 87 0.7181 0.8359 0.6416 0.7816

33 0.3059 0.4685 0.3056 0.4681 88 0.7384 0.8495 0.6571 0.7930

34 0.3070 0.4697 0.3066 0.4693 89 0.7584 0.8626 0.6725 0.8042

35 0.3081 0.4710 0.3077 0.4706 90 0.7778 0.8750 0.6878 0.8150




Member's Age

Member's Age: 21


36 0.9415 0.9698 0.9393 0.9687

37 0.9425 0.9704 0.9402 0.9692

38 0.9435 0.9709 0.9411 0.9696

39 0.9446 0.9715 0.9419 0.9701

40 0.9456 0.9721 0.9428 0.9706

41 0.9467 0.9726 0.9437 0.9711

42 0.9479 0.9732 0.9447 0.9715

43 0.9490 0.9738 0.9456 0.9720

44 0.9502 0.9744 0.9466 0.9725

45 0.9513 0.9751 0.9475 0.9730

46 0.9526 0.9757 0.9485 0.9736

47 0.9538 0.9763 0.9494 0.9741

48 0.9550 0.9770 0.9504 0.9746

49 0.9562 0.9776 0.9514 0.9751

50 0.9575 0.9783 0.9524 0.9756

51 0.9587 0.9789 0.9534 0.9761

52 0.9599 0.9795 0.9544 0.9766

53 0.9611 0.9802 0.9554 0.9772

54 0.9623 0.9808 0.9564 0.9777


1 0.9200 0.9583 0.9199 0.9583 56 0.9647 0.9821 0.9584 0.9788

2 0.9203 0.9585 0.9202 0.9584 57 0.9660 0.9827 0.9594 0.9793

3 0.9206 0.9587 0.9205 0.9586 58 0.9672 0.9833 0.9604 0.9798

4 0.9209 0.9588 0.9208 0.9588 59 0.9684 0.9840 0.9614 0.9803

5 0.9213 0.9590 0.9211 0.9589 60 0.9696 0.9846 0.9625 0.9809

6 0.9216 0.9592 0.9214 0.9591 61 0.9709 0.9852 0.9635 0.9814

7 0.9220 0.9594 0.9218 0.9593 62 0.9721 0.9858 0.9645 0.9819

8 0.9224 0.9596 0.9222 0.9595 63 0.9733 0.9865 0.9655 0.9825

9 0.9228 0.9599 0.9225 0.9597 64 0.9745 0.9871 0.9665 0.9830

10 0.9232 0.9601 0.9229 0.9599 65 0.9757 0.9877 0.9675 0.9835

11 0.9237 0.9603 0.9233 0.9601 66 0.9768 0.9883 0.9685 0.9840

12 0.9241 0.9606 0.9238 0.9604 67 0.9780 0.9889 0.9695 0.9845

13 0.9246 0.9608 0.9242 0.9606 68 0.9791 0.9895 0.9705 0.9850

14 0.9251 0.9611 0.9247 0.9609 69 0.9803 0.9900 0.9715 0.9855

15 0.9257 0.9614 0.9252 0.9611 70 0.9814 0.9906 0.9725 0.9860

16 0.9262 0.9617 0.9257 0.9614 71 0.9825 0.9912 0.9734 0.9865

17 0.9267 0.9620 0.9262 0.9617 72 0.9835 0.9917 0.9744 0.9870

18 0.9273 0.9623 0.9267 0.9620 73 0.9846 0.9922 0.9754 0.9875

19 0.9279 0.9626 0.9273 0.9623 74 0.9856 0.9927 0.9763 0.9880

20 0.9285 0.9629 0.9278 0.9626 75 0.9866 0.9932 0.9772 0.9885

21 0.9292 0.9633 0.9284 0.9629 76 0.9875 0.9937 0.9781 0.9889

22 0.9298 0.9636 0.9290 0.9632 77 0.9885 0.9942 0.9790 0.9894

23 0.9305 0.9640 0.9297 0.9635 78 0.9894 0.9946 0.9799 0.9899

24 0.9312 0.9644 0.9303 0.9639 79 0.9902 0.9951 0.9808 0.9903

25 0.9319 0.9648 0.9310 0.9642 80 0.9910 0.9955 0.9817 0.9908

26 0.9327 0.9652 0.9316 0.9646 81 0.9918 0.9959 0.9825 0.9912

27 0.9335 0.9656 0.9323 0.9650 82 0.9925 0.9963 0.9834 0.9916

28 0.9342 0.9660 0.9330 0.9654 83 0.9932 0.9966 0.9842 0.9920

29 0.9351 0.9664 0.9338 0.9657 84 0.9939 0.9969 0.9850 0.9924

30 0.9359 0.9669 0.9345 0.9661 85 0.9945 0.9972 0.9857 0.9928

31 0.9368 0.9674 0.9353 0.9666 86 0.9951 0.9975 0.9865 0.9932

32 0.9377 0.9678 0.9360 0.9670 87 0.9956 0.9978 0.9872 0.9936

33 0.9386 0.9683 0.9368 0.9674 88 0.9961 0.9980 0.9879 0.9939

34 0.9395 0.9688 0.9377 0.9678 89 0.9965 0.9982 0.9886 0.9943

35 0.9405 0.9693 0.9385 0.9683 90 0.9969 0.9984 0.9892 0.9946

Columns Below Not To Be Used for Service Retirement

Disability Retirement Factor Tables


Member's Age: 22


36 0.9391 0.9686 0.9370 0.9675

37 0.9402 0.9692 0.9379 0.9679

38 0.9413 0.9697 0.9388 0.9684

39 0.9424 0.9703 0.9397 0.9689

40 0.9435 0.9709 0.9406 0.9694

41 0.9446 0.9715 0.9416 0.9699

42 0.9458 0.9721 0.9425 0.9704

43 0.9470 0.9728 0.9435 0.9709

44 0.9482 0.9734 0.9445 0.9714

45 0.9494 0.9740 0.9455 0.9720

46 0.9506 0.9747 0.9465 0.9725

47 0.9519 0.9754 0.9475 0.9730

48 0.9532 0.9760 0.9485 0.9736

49 0.9545 0.9767 0.9495 0.9741

50 0.9558 0.9774 0.9505 0.9746

51 0.9570 0.9780 0.9516 0.9752

52 0.9583 0.9787 0.9526 0.9757

53 0.9595 0.9794 0.9536 0.9763

54 0.9608 0.9800 0.9547 0.9768


1 0.9171 0.9568 0.9170 0.9567 56 0.9634 0.9813 0.9568 0.9779

2 0.9174 0.9569 0.9173 0.9568 57 0.9646 0.9820 0.9579 0.9785

3 0.9177 0.9571 0.9176 0.9570 58 0.9659 0.9827 0.9589 0.9790

4 0.9180 0.9573 0.9179 0.9572 59 0.9672 0.9833 0.9600 0.9796

5 0.9184 0.9575 0.9182 0.9574 60 0.9685 0.9840 0.9611 0.9802

6 0.9187 0.9577 0.9185 0.9575 61 0.9697 0.9846 0.9621 0.9807

7 0.9191 0.9579 0.9189 0.9577 62 0.9710 0.9853 0.9632 0.9813

8 0.9195 0.9581 0.9193 0.9579 63 0.9722 0.9859 0.9643 0.9818

9 0.9199 0.9583 0.9197 0.9581 64 0.9735 0.9866 0.9653 0.9824

10 0.9204 0.9585 0.9201 0.9584 65 0.9747 0.9872 0.9664 0.9829

11 0.9208 0.9588 0.9205 0.9586 66 0.9760 0.9878 0.9674 0.9835

12 0.9213 0.9590 0.9209 0.9588 67 0.9772 0.9885 0.9685 0.9840

13 0.9218 0.9593 0.9214 0.9591 68 0.9784 0.9891 0.9695 0.9845

14 0.9223 0.9596 0.9219 0.9593 69 0.9796 0.9897 0.9705 0.9851

15 0.9228 0.9599 0.9224 0.9596 70 0.9807 0.9903 0.9716 0.9856

16 0.9234 0.9602 0.9229 0.9599 71 0.9819 0.9908 0.9726 0.9861

17 0.9240 0.9605 0.9234 0.9602 72 0.9830 0.9914 0.9736 0.9866

18 0.9246 0.9608 0.9239 0.9605 73 0.9840 0.9920 0.9746 0.9871

19 0.9252 0.9611 0.9245 0.9608 74 0.9851 0.9925 0.9755 0.9876

20 0.9258 0.9615 0.9251 0.9611 75 0.9861 0.9930 0.9765 0.9881

21 0.9264 0.9618 0.9257 0.9614 76 0.9871 0.9935 0.9775 0.9886

22 0.9271 0.9622 0.9263 0.9617 77 0.9881 0.9940 0.9784 0.9891

23 0.9278 0.9626 0.9270 0.9621 78 0.9890 0.9945 0.9793 0.9895

24 0.9285 0.9629 0.9276 0.9625 79 0.9899 0.9949 0.9802 0.9900

25 0.9293 0.9634 0.9283 0.9628 80 0.9907 0.9953 0.9811 0.9905

26 0.9301 0.9638 0.9290 0.9632 81 0.9915 0.9957 0.9820 0.9909

27 0.9309 0.9642 0.9297 0.9636 82 0.9923 0.9961 0.9828 0.9913

28 0.9317 0.9646 0.9305 0.9640 83 0.9930 0.9965 0.9837 0.9918

29 0.9325 0.9651 0.9312 0.9644 84 0.9937 0.9968 0.9845 0.9922

30 0.9334 0.9656 0.9320 0.9648 85 0.9943 0.9971 0.9853 0.9926

31 0.9343 0.9660 0.9328 0.9652 86 0.9949 0.9974 0.9861 0.9930

32 0.9352 0.9665 0.9336 0.9656 87 0.9954 0.9977 0.9868 0.9934

33 0.9362 0.9670 0.9344 0.9661 88 0.9959 0.9980 0.9875 0.9937

34 0.9371 0.9675 0.9352 0.9665 89 0.9964 0.9982 0.9882 0.9941

35 0.9381 0.9681 0.9361 0.9670 90 0.9968 0.9984 0.9889 0.9944




Member's Age: 23


36 0.9368 0.9674 0.9346 0.9662

37 0.9379 0.9680 0.9355 0.9667

38 0.9390 0.9686 0.9365 0.9672

39 0.9402 0.9692 0.9374 0.9677

40 0.9413 0.9698 0.9384 0.9682

41 0.9425 0.9704 0.9394 0.9687

42 0.9437 0.9710 0.9404 0.9693

43 0.9449 0.9717 0.9414 0.9698

44 0.9462 0.9724 0.9424 0.9704

45 0.9475 0.9730 0.9434 0.9709

46 0.9488 0.9737 0.9445 0.9715

47 0.9501 0.9744 0.9455 0.9720

48 0.9514 0.9751 0.9466 0.9726

49 0.9528 0.9758 0.9477 0.9731

50 0.9541 0.9765 0.9487 0.9737

51 0.9554 0.9772 0.9498 0.9743

52 0.9567 0.9779 0.9509 0.9748

53 0.9580 0.9786 0.9520 0.9754

54 0.9593 0.9792 0.9531 0.9760


1 0.9142 0.9552 0.9141 0.9551 56 0.9620 0.9806 0.9553 0.9771

2 0.9145 0.9553 0.9143 0.9553 57 0.9633 0.9813 0.9564 0.9777

3 0.9148 0.9555 0.9146 0.9554 58 0.9646 0.9820 0.9575 0.9783

4 0.9151 0.9557 0.9150 0.9556 59 0.9660 0.9827 0.9586 0.9789

5 0.9155 0.9559 0.9153 0.9558 60 0.9673 0.9834 0.9597 0.9795

6 0.9158 0.9561 0.9156 0.9560 61 0.9686 0.9841 0.9609 0.9800

7 0.9162 0.9563 0.9160 0.9562 62 0.9699 0.9847 0.9620 0.9806

8 0.9166 0.9565 0.9164 0.9564 63 0.9713 0.9854 0.9631 0.9812

9 0.9171 0.9567 0.9168 0.9566 64 0.9726 0.9861 0.9642 0.9818

10 0.9175 0.9570 0.9172 0.9568 65 0.9739 0.9868 0.9653 0.9823

11 0.9180 0.9572 0.9176 0.9570 66 0.9751 0.9874 0.9664 0.9829

12 0.9184 0.9575 0.9181 0.9573 67 0.9764 0.9881 0.9675 0.9835

13 0.9190 0.9578 0.9185 0.9575 68 0.9777 0.9887 0.9686 0.9840

14 0.9195 0.9581 0.9190 0.9578 69 0.9789 0.9893 0.9697 0.9846

15 0.9200 0.9583 0.9195 0.9581 70 0.9801 0.9899 0.9707 0.9851

16 0.9206 0.9587 0.9201 0.9584 71 0.9813 0.9906 0.9718 0.9857

17 0.9212 0.9590 0.9206 0.9587 72 0.9824 0.9911 0.9728 0.9862

18 0.9218 0.9593 0.9212 0.9590 73 0.9836 0.9917 0.9739 0.9868

19 0.9224 0.9596 0.9217 0.9593 74 0.9847 0.9923 0.9749 0.9873

20 0.9231 0.9600 0.9223 0.9596 75 0.9857 0.9928 0.9759 0.9878

21 0.9237 0.9603 0.9230 0.9599 76 0.9867 0.9933 0.9769 0.9883

22 0.9244 0.9607 0.9236 0.9603 77 0.9877 0.9938 0.9778 0.9888

23 0.9251 0.9611 0.9243 0.9606 78 0.9887 0.9943 0.9788 0.9893

24 0.9259 0.9615 0.9249 0.9610 79 0.9896 0.9948 0.9797 0.9898

25 0.9266 0.9619 0.9257 0.9614 80 0.9905 0.9952 0.9807 0.9902

26 0.9274 0.9624 0.9264 0.9618 81 0.9913 0.9956 0.9816 0.9907

27 0.9283 0.9628 0.9271 0.9622 82 0.9921 0.9960 0.9825 0.9912

28 0.9291 0.9633 0.9279 0.9626 83 0.9928 0.9964 0.9833 0.9916

29 0.9300 0.9637 0.9287 0.9630 84 0.9935 0.9968 0.9842 0.9920

30 0.9309 0.9642 0.9295 0.9634 85 0.9942 0.9971 0.9850 0.9924

31 0.9318 0.9647 0.9303 0.9639 86 0.9948 0.9974 0.9858 0.9928

32 0.9328 0.9652 0.9311 0.9643 87 0.9953 0.9977 0.9865 0.9932

33 0.9337 0.9657 0.9320 0.9648 88 0.9958 0.9979 0.9873 0.9936

34 0.9347 0.9663 0.9328 0.9652 89 0.9963 0.9981 0.9880 0.9940

35 0.9358 0.9668 0.9337 0.9657 90 0.9967 0.9983 0.9887 0.9943




Member's Age: 24


36 0.9345 0.9661 0.9322 0.9649

37 0.9356 0.9667 0.9332 0.9654

38 0.9367 0.9673 0.9342 0.9660

39 0.9379 0.9680 0.9351 0.9665

40 0.9391 0.9686 0.9361 0.9670

41 0.9403 0.9692 0.9372 0.9676

42 0.9416 0.9699 0.9382 0.9681

43 0.9429 0.9706 0.9393 0.9687

44 0.9442 0.9713 0.9403 0.9692

45 0.9455 0.9720 0.9414 0.9698

46 0.9468 0.9727 0.9425 0.9704

47 0.9482 0.9734 0.9436 0.9710

48 0.9496 0.9741 0.9447 0.9715

49 0.9510 0.9749 0.9458 0.9721

50 0.9524 0.9756 0.9469 0.9727

51 0.9537 0.9763 0.9480 0.9733

52 0.9551 0.9770 0.9491 0.9739

53 0.9564 0.9777 0.9503 0.9745

54 0.9578 0.9785 0.9514 0.9751


1 0.9112 0.9535 0.9111 0.9535 56 0.9606 0.9799 0.9537 0.9763

2 0.9115 0.9537 0.9114 0.9536 57 0.9620 0.9806 0.9549 0.9769

3 0.9118 0.9539 0.9117 0.9538 58 0.9633 0.9813 0.9560 0.9775

4 0.9122 0.9541 0.9120 0.9540 59 0.9647 0.9821 0.9572 0.9781

5 0.9125 0.9543 0.9123 0.9542 60 0.9661 0.9828 0.9584 0.9787

6 0.9129 0.9545 0.9127 0.9543 61 0.9675 0.9835 0.9596 0.9794

7 0.9133 0.9547 0.9131 0.9546 62 0.9689 0.9842 0.9607 0.9800

8 0.9137 0.9549 0.9134 0.9548 63 0.9703 0.9849 0.9619 0.9806

9 0.9141 0.9551 0.9138 0.9550 64 0.9716 0.9856 0.9631 0.9812

10 0.9146 0.9554 0.9143 0.9552 65 0.9730 0.9863 0.9642 0.9818

11 0.9150 0.9556 0.9147 0.9555 66 0.9743 0.9870 0.9654 0.9824

12 0.9155 0.9559 0.9152 0.9557 67 0.9756 0.9877 0.9665 0.9830

13 0.9160 0.9562 0.9156 0.9560 68 0.9769 0.9883 0.9677 0.9836

14 0.9166 0.9565 0.9161 0.9562 69 0.9782 0.9890 0.9688 0.9841

15 0.9171 0.9568 0.9166 0.9565 70 0.9795 0.9896 0.9699 0.9847

16 0.9177 0.9571 0.9172 0.9568 71 0.9807 0.9903 0.9710 0.9853

17 0.9183 0.9574 0.9177 0.9571 72 0.9819 0.9909 0.9721 0.9859

18 0.9189 0.9578 0.9183 0.9574 73 0.9831 0.9915 0.9732 0.9864

19 0.9196 0.9581 0.9189 0.9577 74 0.9842 0.9921 0.9743 0.9870

20 0.9202 0.9585 0.9195 0.9581 75 0.9853 0.9926 0.9753 0.9875

21 0.9209 0.9588 0.9202 0.9584 76 0.9864 0.9932 0.9763 0.9880

22 0.9216 0.9592 0.9208 0.9588 77 0.9874 0.9937 0.9774 0.9885

23 0.9224 0.9596 0.9215 0.9592 78 0.9884 0.9942 0.9784 0.9891

24 0.9231 0.9600 0.9222 0.9595 79 0.9894 0.9947 0.9793 0.9896

25 0.9239 0.9605 0.9229 0.9599 80 0.9903 0.9951 0.9803 0.9901

26 0.9248 0.9609 0.9237 0.9603 81 0.9911 0.9955 0.9812 0.9905

27 0.9256 0.9614 0.9244 0.9607 82 0.9919 0.9959 0.9822 0.9910

28 0.9265 0.9618 0.9252 0.9612 83 0.9927 0.9963 0.9830 0.9915

29 0.9274 0.9623 0.9260 0.9616 84 0.9934 0.9967 0.9839 0.9919

30 0.9283 0.9628 0.9269 0.9620 85 0.9941 0.9970 0.9848 0.9923

31 0.9293 0.9633 0.9277 0.9625 86 0.9947 0.9973 0.9856 0.9927

32 0.9303 0.9639 0.9286 0.9630 87 0.9952 0.9976 0.9864 0.9931

33 0.9313 0.9644 0.9295 0.9634 88 0.9958 0.9979 0.9871 0.9935

34 0.9323 0.9650 0.9304 0.9639 89 0.9962 0.9981 0.9879 0.9939

35 0.9334 0.9655 0.9313 0.9644 90 0.9967 0.9983 0.9886 0.9942




Member's Age: 25


36 0.9319 0.9648 0.9297 0.9636

37 0.9331 0.9654 0.9307 0.9641

38 0.9343 0.9660 0.9317 0.9646

39 0.9355 0.9667 0.9327 0.9652

40 0.9368 0.9673 0.9338 0.9657

41 0.9380 0.9680 0.9348 0.9663

42 0.9393 0.9687 0.9359 0.9669

43 0.9407 0.9694 0.9370 0.9675

44 0.9420 0.9701 0.9381 0.9681

45 0.9434 0.9709 0.9392 0.9686

46 0.9448 0.9716 0.9403 0.9692

47 0.9462 0.9723 0.9415 0.9698

48 0.9476 0.9731 0.9426 0.9705

49 0.9491 0.9739 0.9438 0.9711

50 0.9505 0.9746 0.9449 0.9717

51 0.9519 0.9754 0.9461 0.9723

52 0.9533 0.9761 0.9472 0.9729

53 0.9548 0.9769 0.9484 0.9735

54 0.9562 0.9776 0.9496 0.9742


1 0.9081 0.9518 0.9080 0.9518 56 0.9591 0.9791 0.9520 0.9754

2 0.9084 0.9520 0.9082 0.9519 57 0.9605 0.9799 0.9533 0.9761

3 0.9087 0.9522 0.9086 0.9521 58 0.9620 0.9806 0.9545 0.9767

4 0.9090 0.9524 0.9089 0.9523 59 0.9634 0.9814 0.9557 0.9773

5 0.9094 0.9526 0.9092 0.9525 60 0.9649 0.9821 0.9569 0.9780

6 0.9098 0.9528 0.9096 0.9527 61 0.9663 0.9829 0.9582 0.9786

7 0.9102 0.9530 0.9100 0.9529 62 0.9678 0.9836 0.9594 0.9793

8 0.9106 0.9532 0.9104 0.9531 63 0.9692 0.9844 0.9606 0.9799

9 0.9110 0.9534 0.9108 0.9533 64 0.9706 0.9851 0.9618 0.9805

10 0.9115 0.9537 0.9112 0.9535 65 0.9720 0.9858 0.9631 0.9812

11 0.9120 0.9540 0.9116 0.9538 66 0.9734 0.9865 0.9643 0.9818

12 0.9125 0.9542 0.9121 0.9540 67 0.9748 0.9872 0.9655 0.9824

13 0.9130 0.9545 0.9126 0.9543 68 0.9762 0.9879 0.9667 0.9831

14 0.9136 0.9548 0.9131 0.9546 69 0.9775 0.9886 0.9679 0.9837

15 0.9141 0.9551 0.9136 0.9549 70 0.9788 0.9893 0.9690 0.9843

16 0.9147 0.9555 0.9142 0.9552 71 0.9801 0.9900 0.9702 0.9849

17 0.9153 0.9558 0.9147 0.9555 72 0.9814 0.9906 0.9713 0.9855

18 0.9159 0.9561 0.9153 0.9558 73 0.9826 0.9912 0.9725 0.9860

19 0.9166 0.9565 0.9159 0.9561 74 0.9838 0.9918 0.9736 0.9866

20 0.9173 0.9569 0.9166 0.9565 75 0.9849 0.9924 0.9747 0.9872

21 0.9180 0.9572 0.9172 0.9568 76 0.9860 0.9930 0.9758 0.9877

22 0.9187 0.9576 0.9179 0.9572 77 0.9871 0.9935 0.9768 0.9883

23 0.9195 0.9581 0.9186 0.9576 78 0.9881 0.9940 0.9779 0.9888

24 0.9203 0.9585 0.9193 0.9580 79 0.9891 0.9945 0.9789 0.9893

25 0.9211 0.9589 0.9201 0.9584 80 0.9900 0.9950 0.9799 0.9899

26 0.9219 0.9594 0.9208 0.9588 81 0.9909 0.9954 0.9809 0.9904

27 0.9228 0.9599 0.9216 0.9592 82 0.9918 0.9959 0.9819 0.9908

28 0.9237 0.9603 0.9224 0.9597 83 0.9925 0.9963 0.9828 0.9913

29 0.9246 0.9608 0.9233 0.9601 84 0.9933 0.9966 0.9837 0.9918

30 0.9256 0.9614 0.9241 0.9606 85 0.9940 0.9970 0.9846 0.9922

31 0.9266 0.9619 0.9250 0.9610 86 0.9946 0.9973 0.9854 0.9927

32 0.9276 0.9624 0.9259 0.9615 87 0.9952 0.9976 0.9862 0.9931

33 0.9286 0.9630 0.9268 0.9620 88 0.9957 0.9978 0.9870 0.9935

34 0.9297 0.9636 0.9278 0.9625 89 0.9962 0.9981 0.9878 0.9938

35 0.9308 0.9642 0.9287 0.9630 90 0.9966 0.9983 0.9885 0.9942




Member's Age: 26


36 0.9291 0.9633 0.9268 0.9620

37 0.9303 0.9639 0.9278 0.9626

38 0.9315 0.9646 0.9289 0.9631

39 0.9328 0.9652 0.9300 0.9637

40 0.9341 0.9659 0.9310 0.9643

41 0.9354 0.9666 0.9321 0.9649

42 0.9368 0.9673 0.9333 0.9655

43 0.9381 0.9681 0.9344 0.9661

44 0.9395 0.9688 0.9355 0.9667

45 0.9410 0.9696 0.9367 0.9673

46 0.9424 0.9703 0.9379 0.9679

47 0.9439 0.9711 0.9390 0.9686

48 0.9454 0.9719 0.9402 0.9692

49 0.9469 0.9727 0.9414 0.9698

50 0.9484 0.9735 0.9426 0.9705

51 0.9499 0.9743 0.9438 0.9711

52 0.9513 0.9751 0.9451 0.9718

53 0.9528 0.9758 0.9463 0.9724

54 0.9543 0.9766 0.9475 0.9731


1 0.9046 0.9499 0.9045 0.9499 56 0.9573 0.9782 0.9501 0.9744

2 0.9049 0.9501 0.9048 0.9500 57 0.9588 0.9790 0.9513 0.9751

3 0.9053 0.9503 0.9051 0.9502 58 0.9603 0.9798 0.9526 0.9757

4 0.9056 0.9505 0.9054 0.9504 59 0.9618 0.9805 0.9539 0.9764

5 0.9060 0.9507 0.9058 0.9506 60 0.9634 0.9813 0.9552 0.9771

6 0.9064 0.9509 0.9062 0.9508 61 0.9649 0.9821 0.9565 0.9777

7 0.9068 0.9511 0.9065 0.9510 62 0.9664 0.9829 0.9578 0.9784

8 0.9072 0.9513 0.9069 0.9512 63 0.9679 0.9837 0.9590 0.9791

9 0.9076 0.9516 0.9073 0.9514 64 0.9694 0.9845 0.9603 0.9798

10 0.9081 0.9518 0.9078 0.9517 65 0.9709 0.9852 0.9616 0.9804

11 0.9086 0.9521 0.9082 0.9519 66 0.9723 0.9860 0.9629 0.9811

12 0.9091 0.9524 0.9087 0.9522 67 0.9738 0.9867 0.9642 0.9817

13 0.9096 0.9527 0.9092 0.9524 68 0.9752 0.9874 0.9654 0.9824

14 0.9102 0.9530 0.9097 0.9527 69 0.9766 0.9882 0.9667 0.9830

15 0.9108 0.9533 0.9103 0.9530 70 0.9780 0.9889 0.9679 0.9837

16 0.9114 0.9536 0.9108 0.9533 71 0.9793 0.9896 0.9691 0.9843

17 0.9120 0.9540 0.9114 0.9536 72 0.9806 0.9902 0.9703 0.9849

18 0.9126 0.9543 0.9120 0.9540 73 0.9819 0.9909 0.9715 0.9856

19 0.9133 0.9547 0.9126 0.9543 74 0.9832 0.9915 0.9727 0.9862

20 0.9140 0.9551 0.9133 0.9547 75 0.9844 0.9921 0.9738 0.9867

21 0.9147 0.9555 0.9140 0.9550 76 0.9855 0.9927 0.9750 0.9873

22 0.9155 0.9559 0.9146 0.9554 77 0.9866 0.9933 0.9761 0.9879

23 0.9163 0.9563 0.9154 0.9558 78 0.9877 0.9938 0.9772 0.9885

24 0.9171 0.9567 0.9161 0.9562 79 0.9887 0.9943 0.9783 0.9890

25 0.9179 0.9572 0.9169 0.9566 80 0.9897 0.9948 0.9793 0.9895

26 0.9188 0.9577 0.9177 0.9571 81 0.9906 0.9953 0.9803 0.9901

27 0.9197 0.9582 0.9185 0.9575 82 0.9915 0.9957 0.9813 0.9906

28 0.9206 0.9587 0.9193 0.9580 83 0.9923 0.9961 0.9823 0.9911

29 0.9216 0.9592 0.9202 0.9584 84 0.9931 0.9965 0.9833 0.9916

30 0.9225 0.9597 0.9211 0.9589 85 0.9938 0.9969 0.9842 0.9920

31 0.9236 0.9603 0.9220 0.9594 86 0.9944 0.9972 0.9851 0.9925

32 0.9246 0.9608 0.9229 0.9599 87 0.9950 0.9975 0.9859 0.9929

33 0.9257 0.9614 0.9238 0.9604 88 0.9956 0.9978 0.9867 0.9933

34 0.9268 0.9620 0.9248 0.9609 89 0.9961 0.9980 0.9875 0.9937

35 0.9279 0.9626 0.9258 0.9615 90 0.9965 0.9983 0.9883 0.9941




Member's Age: 27


36 0.9260 0.9616 0.9236 0.9603

37 0.9272 0.9622 0.9247 0.9609

38 0.9285 0.9629 0.9258 0.9615

39 0.9298 0.9636 0.9269 0.9621

40 0.9311 0.9643 0.9280 0.9627

41 0.9325 0.9651 0.9292 0.9633

42 0.9339 0.9658 0.9303 0.9639

43 0.9353 0.9666 0.9315 0.9645

44 0.9368 0.9674 0.9327 0.9652

45 0.9383 0.9681 0.9339 0.9658

46 0.9398 0.9689 0.9351 0.9665

47 0.9413 0.9698 0.9363 0.9671

48 0.9428 0.9706 0.9376 0.9678

49 0.9444 0.9714 0.9388 0.9684

50 0.9460 0.9723 0.9400 0.9691

51 0.9475 0.9731 0.9413 0.9698

52 0.9490 0.9739 0.9426 0.9704

53 0.9506 0.9747 0.9439 0.9711

54 0.9521 0.9755 0.9452 0.9718


1 0.9009 0.9478 0.9007 0.9478 56 0.9553 0.9771 0.9478 0.9732

2 0.9012 0.9480 0.9011 0.9480 57 0.9568 0.9779 0.9491 0.9739

3 0.9015 0.9482 0.9014 0.9481 58 0.9584 0.9788 0.9505 0.9746

4 0.9019 0.9484 0.9017 0.9483 59 0.9600 0.9796 0.9518 0.9753

5 0.9022 0.9486 0.9021 0.9485 60 0.9616 0.9804 0.9531 0.9760

6 0.9026 0.9488 0.9024 0.9487 61 0.9632 0.9813 0.9545 0.9767

7 0.9030 0.9490 0.9028 0.9489 62 0.9648 0.9821 0.9559 0.9774

8 0.9035 0.9493 0.9032 0.9491 63 0.9664 0.9829 0.9572 0.9781

9 0.9039 0.9495 0.9036 0.9494 64 0.9679 0.9837 0.9586 0.9788

10 0.9044 0.9498 0.9041 0.9496 65 0.9695 0.9845 0.9599 0.9795

11 0.9049 0.9501 0.9045 0.9499 66 0.9710 0.9853 0.9612 0.9802

12 0.9054 0.9504 0.9050 0.9501 67 0.9725 0.9861 0.9626 0.9809

13 0.9059 0.9507 0.9055 0.9504 68 0.9740 0.9868 0.9639 0.9816

14 0.9065 0.9510 0.9061 0.9507 69 0.9755 0.9876 0.9652 0.9823

15 0.9071 0.9513 0.9066 0.9510 70 0.9770 0.9883 0.9665 0.9830

16 0.9077 0.9516 0.9072 0.9513 71 0.9784 0.9891 0.9678 0.9836

17 0.9083 0.9520 0.9078 0.9516 72 0.9798 0.9898 0.9691 0.9843

18 0.9090 0.9523 0.9084 0.9520 73 0.9811 0.9905 0.9703 0.9849

19 0.9097 0.9527 0.9090 0.9523 74 0.9824 0.9911 0.9716 0.9856

20 0.9104 0.9531 0.9097 0.9527 75 0.9837 0.9918 0.9728 0.9862

21 0.9111 0.9535 0.9104 0.9531 76 0.9849 0.9924 0.9740 0.9868

22 0.9119 0.9539 0.9111 0.9535 77 0.9861 0.9930 0.9751 0.9874

23 0.9127 0.9544 0.9118 0.9539 78 0.9872 0.9935 0.9763 0.9880

24 0.9135 0.9548 0.9126 0.9543 79 0.9883 0.9941 0.9774 0.9886

25 0.9144 0.9553 0.9134 0.9547 80 0.9893 0.9946 0.9785 0.9891

26 0.9153 0.9558 0.9142 0.9552 81 0.9902 0.9951 0.9796 0.9897

27 0.9162 0.9563 0.9150 0.9556 82 0.9911 0.9956 0.9806 0.9902

28 0.9172 0.9568 0.9159 0.9561 83 0.9920 0.9960 0.9817 0.9907

29 0.9182 0.9573 0.9168 0.9566 84 0.9928 0.9964 0.9826 0.9912

30 0.9192 0.9579 0.9177 0.9571 85 0.9935 0.9968 0.9836 0.9917

31 0.9202 0.9585 0.9186 0.9576 86 0.9942 0.9971 0.9845 0.9922

32 0.9213 0.9590 0.9196 0.9581 87 0.9949 0.9974 0.9854 0.9927

33 0.9224 0.9597 0.9206 0.9586 88 0.9954 0.9977 0.9863 0.9931

34 0.9236 0.9603 0.9216 0.9592 89 0.9959 0.9980 0.9871 0.9935

35 0.9248 0.9609 0.9226 0.9597 90 0.9964 0.9982 0.9879 0.9939




Member's Age: 28


36 0.9226 0.9597 0.9202 0.9584

37 0.9239 0.9604 0.9213 0.9590

38 0.9252 0.9611 0.9224 0.9596

39 0.9265 0.9619 0.9236 0.9603

40 0.9279 0.9626 0.9247 0.9609

41 0.9293 0.9634 0.9259 0.9615

42 0.9308 0.9642 0.9271 0.9622

43 0.9323 0.9649 0.9283 0.9628

44 0.9338 0.9658 0.9296 0.9635

45 0.9353 0.9666 0.9308 0.9642

46 0.9369 0.9674 0.9321 0.9648

47 0.9385 0.9683 0.9333 0.9655

48 0.9401 0.9691 0.9346 0.9662

49 0.9417 0.9700 0.9359 0.9669

50 0.9434 0.9709 0.9372 0.9676

51 0.9449 0.9717 0.9385 0.9683

52 0.9465 0.9725 0.9399 0.9690

53 0.9481 0.9734 0.9412 0.9697

54 0.9498 0.9742 0.9426 0.9704


1 0.8969 0.9456 0.8967 0.9456 56 0.9530 0.9759 0.9453 0.9719

2 0.8972 0.9458 0.8970 0.9457 57 0.9547 0.9768 0.9467 0.9726

3 0.8975 0.9460 0.8974 0.9459 58 0.9563 0.9777 0.9481 0.9733

4 0.8979 0.9462 0.8977 0.9461 59 0.9580 0.9785 0.9495 0.9741

5 0.8982 0.9464 0.8981 0.9463 60 0.9597 0.9794 0.9509 0.9748

6 0.8986 0.9466 0.8984 0.9465 61 0.9613 0.9803 0.9523 0.9756

7 0.8990 0.9468 0.8988 0.9467 62 0.9630 0.9811 0.9537 0.9763

8 0.8995 0.9471 0.8992 0.9469 63 0.9646 0.9820 0.9551 0.9771

9 0.8999 0.9473 0.8997 0.9472 64 0.9663 0.9828 0.9566 0.9778

10 0.9004 0.9476 0.9001 0.9474 65 0.9679 0.9837 0.9580 0.9785

11 0.9009 0.9479 0.9006 0.9477 66 0.9695 0.9845 0.9594 0.9793

12 0.9014 0.9482 0.9011 0.9480 67 0.9711 0.9854 0.9608 0.9800

13 0.9020 0.9485 0.9016 0.9482 68 0.9727 0.9862 0.9622 0.9807

14 0.9026 0.9488 0.9021 0.9485 69 0.9743 0.9870 0.9635 0.9814

15 0.9032 0.9491 0.9027 0.9488 70 0.9758 0.9877 0.9649 0.9821

16 0.9038 0.9495 0.9033 0.9492 71 0.9773 0.9885 0.9663 0.9828

17 0.9045 0.9498 0.9039 0.9495 72 0.9787 0.9893 0.9676 0.9835

18 0.9051 0.9502 0.9045 0.9498 73 0.9802 0.9900 0.9689 0.9842

19 0.9058 0.9506 0.9051 0.9502 74 0.9815 0.9907 0.9702 0.9849

20 0.9066 0.9510 0.9058 0.9506 75 0.9829 0.9914 0.9715 0.9856

21 0.9073 0.9514 0.9065 0.9510 76 0.9841 0.9920 0.9728 0.9862

22 0.9081 0.9518 0.9073 0.9514 77 0.9854 0.9926 0.9740 0.9868

23 0.9089 0.9523 0.9080 0.9518 78 0.9866 0.9932 0.9752 0.9875

24 0.9098 0.9528 0.9088 0.9522 79 0.9877 0.9938 0.9764 0.9881

25 0.9106 0.9532 0.9096 0.9527 80 0.9888 0.9943 0.9776 0.9887

26 0.9116 0.9537 0.9104 0.9531 81 0.9898 0.9949 0.9787 0.9892

27 0.9125 0.9543 0.9113 0.9536 82 0.9907 0.9953 0.9798 0.9898

28 0.9135 0.9548 0.9122 0.9541 83 0.9916 0.9958 0.9809 0.9903

29 0.9145 0.9553 0.9131 0.9546 84 0.9925 0.9962 0.9819 0.9909

30 0.9156 0.9559 0.9141 0.9551 85 0.9932 0.9966 0.9829 0.9914

31 0.9167 0.9565 0.9150 0.9556 86 0.9940 0.9970 0.9839 0.9919

32 0.9178 0.9571 0.9160 0.9562 87 0.9946 0.9973 0.9848 0.9923

33 0.9189 0.9577 0.9170 0.9567 88 0.9952 0.9976 0.9857 0.9928

34 0.9201 0.9584 0.9181 0.9573 89 0.9958 0.9979 0.9865 0.9932

35 0.9213 0.9591 0.9191 0.9579 90 0.9963 0.9981 0.9874 0.9936




Member's Age: 29


36 0.9190 0.9578 0.9165 0.9565

37 0.9203 0.9585 0.9177 0.9571

38 0.9217 0.9592 0.9188 0.9577

39 0.9231 0.9600 0.9200 0.9584

40 0.9245 0.9608 0.9212 0.9590

41 0.9260 0.9616 0.9225 0.9597

42 0.9275 0.9624 0.9237 0.9603

43 0.9290 0.9632 0.9250 0.9610

44 0.9306 0.9640 0.9262 0.9617

45 0.9322 0.9649 0.9275 0.9624

46 0.9338 0.9658 0.9289 0.9631

47 0.9354 0.9666 0.9302 0.9638

48 0.9371 0.9675 0.9315 0.9645

49 0.9388 0.9684 0.9328 0.9653

50 0.9405 0.9694 0.9342 0.9660

51 0.9422 0.9702 0.9356 0.9667

52 0.9438 0.9711 0.9369 0.9674

53 0.9455 0.9720 0.9383 0.9682

54 0.9472 0.9729 0.9397 0.9689


1 0.8926 0.9433 0.8925 0.9432 56 0.9506 0.9747 0.9426 0.9705

2 0.8930 0.9435 0.8928 0.9434 57 0.9523 0.9756 0.9440 0.9712

3 0.8933 0.9436 0.8932 0.9436 58 0.9541 0.9765 0.9455 0.9720

4 0.8937 0.9438 0.8935 0.9438 59 0.9558 0.9774 0.9470 0.9728

5 0.8940 0.9441 0.8939 0.9440 60 0.9575 0.9783 0.9484 0.9735

6 0.8944 0.9443 0.8942 0.9442 61 0.9593 0.9792 0.9499 0.9743

7 0.8949 0.9445 0.8946 0.9444 62 0.9610 0.9801 0.9514 0.9751

8 0.8953 0.9448 0.8950 0.9446 63 0.9628 0.9810 0.9529 0.9759

9 0.8958 0.9450 0.8955 0.9449 64 0.9645 0.9819 0.9544 0.9767

10 0.8962 0.9453 0.8959 0.9451 65 0.9662 0.9828 0.9558 0.9774

11 0.8968 0.9456 0.8964 0.9454 66 0.9679 0.9837 0.9573 0.9782

12 0.8973 0.9459 0.8969 0.9456 67 0.9696 0.9846 0.9588 0.9790

13 0.8978 0.9462 0.8974 0.9459 68 0.9712 0.9854 0.9603 0.9797

14 0.8984 0.9465 0.8980 0.9462 69 0.9729 0.9863 0.9617 0.9805

15 0.8990 0.9468 0.8985 0.9466 70 0.9745 0.9871 0.9632 0.9812

16 0.8997 0.9472 0.8991 0.9469 71 0.9761 0.9879 0.9646 0.9820

17 0.9003 0.9476 0.8997 0.9472 72 0.9776 0.9887 0.9660 0.9827

18 0.9010 0.9479 0.9004 0.9476 73 0.9791 0.9894 0.9674 0.9834

19 0.9017 0.9483 0.9010 0.9479 74 0.9805 0.9902 0.9688 0.9841

20 0.9025 0.9487 0.9017 0.9483 75 0.9819 0.9909 0.9701 0.9848

21 0.9033 0.9492 0.9025 0.9487 76 0.9833 0.9916 0.9714 0.9855

22 0.9041 0.9496 0.9032 0.9491 77 0.9846 0.9922 0.9728 0.9862

23 0.9049 0.9501 0.9040 0.9496 78 0.9858 0.9929 0.9740 0.9868

24 0.9058 0.9506 0.9048 0.9500 79 0.9870 0.9935 0.9753 0.9875

25 0.9067 0.9511 0.9056 0.9505 80 0.9882 0.9940 0.9765 0.9881

26 0.9076 0.9516 0.9065 0.9509 81 0.9892 0.9946 0.9777 0.9887

27 0.9086 0.9521 0.9074 0.9514 82 0.9902 0.9951 0.9788 0.9893

28 0.9096 0.9527 0.9083 0.9519 83 0.9912 0.9956 0.9800 0.9899

29 0.9106 0.9532 0.9092 0.9525 84 0.9921 0.9960 0.9810 0.9904

30 0.9117 0.9538 0.9102 0.9530 85 0.9929 0.9964 0.9821 0.9910

31 0.9128 0.9544 0.9112 0.9535 86 0.9936 0.9968 0.9831 0.9915

32 0.9140 0.9551 0.9122 0.9541 87 0.9943 0.9972 0.9841 0.9920

33 0.9152 0.9557 0.9133 0.9547 88 0.9950 0.9975 0.9850 0.9925

34 0.9164 0.9564 0.9143 0.9552 89 0.9955 0.9978 0.9859 0.9929

35 0.9177 0.9571 0.9154 0.9558 90 0.9961 0.9980 0.9868 0.9933




Member's Age: 30


36 0.9152 0.9557 0.9127 0.9544

37 0.9165 0.9564 0.9139 0.9550

38 0.9179 0.9572 0.9151 0.9557

39 0.9194 0.9580 0.9163 0.9563

40 0.9209 0.9588 0.9176 0.9570

41 0.9224 0.9596 0.9188 0.9577

42 0.9240 0.9605 0.9201 0.9584

43 0.9255 0.9613 0.9214 0.9591

44 0.9272 0.9622 0.9227 0.9598

45 0.9288 0.9631 0.9241 0.9605

46 0.9305 0.9640 0.9254 0.9613

47 0.9322 0.9649 0.9268 0.9620

48 0.9340 0.9659 0.9282 0.9628

49 0.9357 0.9668 0.9296 0.9635

50 0.9375 0.9678 0.9310 0.9643

51 0.9392 0.9687 0.9324 0.9650

52 0.9410 0.9696 0.9339 0.9658

53 0.9427 0.9705 0.9353 0.9666

54 0.9445 0.9714 0.9368 0.9673


1 0.8882 0.9408 0.8881 0.9407 56 0.9480 0.9733 0.9397 0.9689

2 0.8886 0.9410 0.8884 0.9409 57 0.9498 0.9743 0.9412 0.9697

3 0.8889 0.9412 0.8888 0.9411 58 0.9516 0.9752 0.9428 0.9705

4 0.8893 0.9414 0.8891 0.9413 59 0.9534 0.9762 0.9443 0.9713

5 0.8896 0.9416 0.8895 0.9415 60 0.9553 0.9771 0.9458 0.9722

6 0.8900 0.9418 0.8898 0.9417 61 0.9571 0.9781 0.9474 0.9730

7 0.8905 0.9421 0.8902 0.9419 62 0.9589 0.9790 0.9489 0.9738

8 0.8909 0.9423 0.8907 0.9422 63 0.9607 0.9800 0.9505 0.9746

9 0.8914 0.9426 0.8911 0.9424 64 0.9625 0.9809 0.9520 0.9754

10 0.8919 0.9428 0.8916 0.9427 65 0.9644 0.9819 0.9536 0.9762

11 0.8924 0.9431 0.8920 0.9429 66 0.9661 0.9828 0.9551 0.9771

12 0.8929 0.9434 0.8926 0.9432 67 0.9679 0.9837 0.9567 0.9779

13 0.8935 0.9438 0.8931 0.9435 68 0.9697 0.9846 0.9582 0.9787

14 0.8941 0.9441 0.8936 0.9438 69 0.9714 0.9855 0.9598 0.9795

15 0.8947 0.9444 0.8942 0.9441 70 0.9731 0.9864 0.9613 0.9803

16 0.8954 0.9448 0.8948 0.9445 71 0.9747 0.9872 0.9628 0.9810

17 0.8960 0.9452 0.8954 0.9448 72 0.9764 0.9880 0.9643 0.9818

18 0.8967 0.9456 0.8961 0.9452 73 0.9779 0.9888 0.9657 0.9826

19 0.8975 0.9460 0.8968 0.9456 74 0.9795 0.9896 0.9672 0.9833

20 0.8982 0.9464 0.8975 0.9460 75 0.9810 0.9904 0.9686 0.9841

21 0.8990 0.9468 0.8982 0.9464 76 0.9824 0.9911 0.9700 0.9848

22 0.8998 0.9473 0.8990 0.9468 77 0.9838 0.9918 0.9714 0.9855

23 0.9007 0.9477 0.8998 0.9472 78 0.9851 0.9925 0.9727 0.9862

24 0.9016 0.9482 0.9006 0.9477 79 0.9863 0.9931 0.9740 0.9868

25 0.9025 0.9488 0.9014 0.9482 80 0.9875 0.9937 0.9753 0.9875

26 0.9035 0.9493 0.9023 0.9487 81 0.9886 0.9943 0.9766 0.9881

27 0.9045 0.9498 0.9032 0.9492 82 0.9897 0.9948 0.9778 0.9888

28 0.9055 0.9504 0.9042 0.9497 83 0.9907 0.9953 0.9790 0.9894

29 0.9066 0.9510 0.9051 0.9502 84 0.9916 0.9958 0.9801 0.9900

30 0.9077 0.9516 0.9061 0.9508 85 0.9925 0.9962 0.9812 0.9905

31 0.9088 0.9522 0.9072 0.9513 86 0.9933 0.9966 0.9823 0.9911

32 0.9100 0.9529 0.9082 0.9519 87 0.9940 0.9970 0.9833 0.9916

33 0.9113 0.9536 0.9093 0.9525 88 0.9947 0.9973 0.9843 0.9921

34 0.9125 0.9543 0.9104 0.9531 89 0.9953 0.9976 0.9852 0.9926

35 0.9138 0.9550 0.9115 0.9537 90 0.9958 0.9979 0.9861 0.9930




Member's Age: 31


36 0.9112 0.9535 0.9087 0.9522

37 0.9126 0.9543 0.9099 0.9528

38 0.9140 0.9551 0.9111 0.9535

39 0.9155 0.9559 0.9124 0.9542

40 0.9171 0.9568 0.9137 0.9549

41 0.9187 0.9576 0.9150 0.9556

42 0.9203 0.9585 0.9164 0.9564

43 0.9219 0.9594 0.9177 0.9571

44 0.9236 0.9603 0.9191 0.9578

45 0.9253 0.9612 0.9205 0.9586

46 0.9271 0.9622 0.9219 0.9594

47 0.9289 0.9631 0.9233 0.9601

48 0.9307 0.9641 0.9247 0.9609

49 0.9325 0.9651 0.9262 0.9617

50 0.9344 0.9661 0.9276 0.9625

51 0.9361 0.9670 0.9291 0.9633

52 0.9379 0.9680 0.9306 0.9641

53 0.9398 0.9689 0.9321 0.9649

54 0.9416 0.9699 0.9336 0.9657


1 0.8837 0.9382 0.8836 0.9382 56 0.9453 0.9719 0.9367 0.9673

2 0.8840 0.9384 0.8839 0.9384 57 0.9472 0.9729 0.9383 0.9682

3 0.8843 0.9386 0.8842 0.9385 58 0.9491 0.9739 0.9399 0.9690

4 0.8847 0.9388 0.8845 0.9387 59 0.9510 0.9749 0.9415 0.9699

5 0.8851 0.9390 0.8849 0.9389 60 0.9529 0.9759 0.9431 0.9707

6 0.8855 0.9393 0.8853 0.9392 61 0.9548 0.9769 0.9447 0.9716

7 0.8859 0.9395 0.8857 0.9394 62 0.9567 0.9779 0.9463 0.9724

8 0.8864 0.9398 0.8861 0.9396 63 0.9586 0.9789 0.9479 0.9733

9 0.8868 0.9400 0.8866 0.9399 64 0.9605 0.9799 0.9496 0.9741

10 0.8873 0.9403 0.8870 0.9401 65 0.9624 0.9808 0.9512 0.9750

11 0.8879 0.9406 0.8875 0.9404 66 0.9643 0.9818 0.9528 0.9758

12 0.8884 0.9409 0.8880 0.9407 67 0.9661 0.9828 0.9544 0.9767

13 0.8890 0.9412 0.8886 0.9410 68 0.9680 0.9837 0.9561 0.9775

14 0.8896 0.9416 0.8891 0.9413 69 0.9698 0.9847 0.9577 0.9784

15 0.8902 0.9419 0.8897 0.9416 70 0.9716 0.9856 0.9593 0.9792

16 0.8909 0.9423 0.8903 0.9420 71 0.9733 0.9865 0.9608 0.9800

17 0.8916 0.9427 0.8910 0.9423 72 0.9750 0.9874 0.9624 0.9808

18 0.8923 0.9431 0.8916 0.9427 73 0.9767 0.9882 0.9640 0.9816

19 0.8930 0.9435 0.8923 0.9431 74 0.9783 0.9890 0.9655 0.9824

20 0.8938 0.9439 0.8930 0.9435 75 0.9799 0.9898 0.9670 0.9832

21 0.8946 0.9444 0.8938 0.9439 76 0.9814 0.9906 0.9685 0.9840

22 0.8954 0.9448 0.8946 0.9443 77 0.9829 0.9914 0.9699 0.9847

23 0.8963 0.9453 0.8954 0.9448 78 0.9842 0.9921 0.9713 0.9855

24 0.8972 0.9458 0.8962 0.9453 79 0.9856 0.9927 0.9727 0.9862

25 0.8982 0.9463 0.8971 0.9458 80 0.9868 0.9934 0.9741 0.9869

26 0.8991 0.9469 0.8980 0.9463 81 0.9880 0.9940 0.9754 0.9875

27 0.9002 0.9475 0.8989 0.9468 82 0.9891 0.9945 0.9767 0.9882

28 0.9012 0.9481 0.8999 0.9473 83 0.9902 0.9951 0.9779 0.9888

29 0.9023 0.9487 0.9009 0.9479 84 0.9912 0.9956 0.9791 0.9895

30 0.9035 0.9493 0.9019 0.9484 85 0.9921 0.9960 0.9803 0.9900

31 0.9047 0.9499 0.9030 0.9490 86 0.9929 0.9965 0.9814 0.9906

32 0.9059 0.9506 0.9041 0.9496 87 0.9937 0.9968 0.9825 0.9912

33 0.9071 0.9513 0.9052 0.9502 88 0.9944 0.9972 0.9835 0.9917

34 0.9084 0.9520 0.9063 0.9509 89 0.9950 0.9975 0.9845 0.9922

35 0.9098 0.9528 0.9075 0.9515 90 0.9956 0.9978 0.9854 0.9927




Member's Age: 32


36 0.9070 0.9512 0.9045 0.9499

37 0.9085 0.9521 0.9058 0.9505

38 0.9100 0.9529 0.9070 0.9513

39 0.9116 0.9537 0.9084 0.9520

40 0.9131 0.9546 0.9097 0.9527

41 0.9148 0.9555 0.9111 0.9535

42 0.9164 0.9564 0.9124 0.9542

43 0.9182 0.9573 0.9138 0.9550

44 0.9199 0.9583 0.9153 0.9558

45 0.9217 0.9592 0.9167 0.9565

46 0.9235 0.9602 0.9182 0.9573

47 0.9253 0.9612 0.9196 0.9581

48 0.9272 0.9622 0.9211 0.9589

49 0.9291 0.9633 0.9226 0.9598

50 0.9311 0.9643 0.9241 0.9606

51 0.9329 0.9653 0.9257 0.9614

52 0.9348 0.9663 0.9272 0.9622

53 0.9367 0.9673 0.9288 0.9631

54 0.9386 0.9683 0.9304 0.9639


1 0.8790 0.9356 0.8788 0.9355 56 0.9424 0.9704 0.9336 0.9656

2 0.8793 0.9358 0.8792 0.9357 57 0.9444 0.9714 0.9352 0.9665

3 0.8796 0.9360 0.8795 0.9359 58 0.9464 0.9724 0.9369 0.9674

4 0.8800 0.9362 0.8798 0.9361 59 0.9483 0.9735 0.9385 0.9683

5 0.8804 0.9364 0.8802 0.9363 60 0.9503 0.9745 0.9402 0.9692

6 0.8808 0.9366 0.8806 0.9365 61 0.9523 0.9756 0.9419 0.9701

7 0.8812 0.9369 0.8810 0.9367 62 0.9543 0.9766 0.9436 0.9710

8 0.8817 0.9371 0.8814 0.9370 63 0.9563 0.9777 0.9453 0.9719

9 0.8822 0.9374 0.8819 0.9372 64 0.9583 0.9787 0.9470 0.9728

10 0.8827 0.9377 0.8823 0.9375 65 0.9603 0.9798 0.9487 0.9737

11 0.8832 0.9380 0.8828 0.9378 66 0.9623 0.9808 0.9504 0.9746

12 0.8837 0.9383 0.8834 0.9381 67 0.9643 0.9818 0.9521 0.9754

13 0.8843 0.9386 0.8839 0.9384 68 0.9662 0.9828 0.9538 0.9763

14 0.8849 0.9390 0.8845 0.9387 69 0.9681 0.9838 0.9555 0.9772

15 0.8856 0.9393 0.8851 0.9390 70 0.9700 0.9848 0.9571 0.9781

16 0.8862 0.9397 0.8857 0.9394 71 0.9718 0.9857 0.9588 0.9790

17 0.8869 0.9401 0.8863 0.9397 72 0.9736 0.9866 0.9605 0.9798

18 0.8877 0.9405 0.8870 0.9401 73 0.9754 0.9875 0.9621 0.9807

19 0.8884 0.9409 0.8877 0.9405 74 0.9771 0.9884 0.9637 0.9815

20 0.8892 0.9413 0.8884 0.9409 75 0.9788 0.9893 0.9653 0.9823

21 0.8900 0.9418 0.8892 0.9414 76 0.9804 0.9901 0.9668 0.9831

22 0.8909 0.9423 0.8900 0.9418 77 0.9819 0.9909 0.9684 0.9839

23 0.8918 0.9428 0.8908 0.9423 78 0.9834 0.9916 0.9699 0.9847

24 0.8927 0.9433 0.8917 0.9427 79 0.9848 0.9923 0.9713 0.9855

25 0.8937 0.9438 0.8926 0.9432 80 0.9861 0.9930 0.9728 0.9862

26 0.8947 0.9444 0.8935 0.9438 81 0.9874 0.9936 0.9742 0.9869

27 0.8957 0.9450 0.8945 0.9443 82 0.9886 0.9942 0.9755 0.9876

28 0.8968 0.9456 0.8955 0.9448 83 0.9897 0.9948 0.9768 0.9883

29 0.8979 0.9462 0.8965 0.9454 84 0.9907 0.9953 0.9781 0.9889

30 0.8991 0.9469 0.8975 0.9460 85 0.9917 0.9958 0.9793 0.9896

31 0.9003 0.9476 0.8986 0.9466 86 0.9926 0.9963 0.9805 0.9902

32 0.9016 0.9482 0.8997 0.9472 87 0.9934 0.9967 0.9816 0.9907

33 0.9029 0.9490 0.9009 0.9479 88 0.9941 0.9970 0.9827 0.9913

34 0.9042 0.9497 0.9021 0.9485 89 0.9948 0.9974 0.9838 0.9918

35 0.9056 0.9505 0.9033 0.9492 90 0.9954 0.9977 0.9847 0.9923




Member's Age: 33


36 0.9027 0.9489 0.9002 0.9475

37 0.9042 0.9497 0.9015 0.9482

38 0.9058 0.9506 0.9028 0.9489

39 0.9074 0.9514 0.9041 0.9497

40 0.9090 0.9524 0.9055 0.9504

41 0.9107 0.9533 0.9069 0.9512

42 0.9125 0.9542 0.9084 0.9520

43 0.9142 0.9552 0.9098 0.9528

44 0.9160 0.9562 0.9113 0.9536

45 0.9179 0.9572 0.9128 0.9544

46 0.9198 0.9582 0.9143 0.9552

47 0.9217 0.9592 0.9158 0.9561

48 0.9236 0.9603 0.9174 0.9569

49 0.9256 0.9614 0.9189 0.9578

50 0.9276 0.9625 0.9205 0.9586

51 0.9295 0.9635 0.9221 0.9595

52 0.9315 0.9645 0.9237 0.9603

53 0.9334 0.9656 0.9253 0.9612

54 0.9354 0.9666 0.9270 0.9621


1 0.8741 0.9328 0.8740 0.9327 56 0.9394 0.9688 0.9303 0.9639

2 0.8744 0.9330 0.8743 0.9329 57 0.9415 0.9699 0.9320 0.9648

3 0.8748 0.9332 0.8746 0.9331 58 0.9435 0.9709 0.9337 0.9657

4 0.8751 0.9334 0.8750 0.9333 59 0.9456 0.9720 0.9354 0.9666

5 0.8755 0.9336 0.8753 0.9335 60 0.9477 0.9731 0.9372 0.9676

6 0.8759 0.9339 0.8757 0.9338 61 0.9498 0.9742 0.9389 0.9685

7 0.8764 0.9341 0.8761 0.9340 62 0.9519 0.9753 0.9407 0.9694

8 0.8768 0.9344 0.8766 0.9342 63 0.9540 0.9764 0.9425 0.9704

9 0.8773 0.9346 0.8770 0.9345 64 0.9561 0.9775 0.9442 0.9713

10 0.8778 0.9349 0.8775 0.9348 65 0.9581 0.9786 0.9460 0.9723

11 0.8784 0.9352 0.8780 0.9350 66 0.9602 0.9797 0.9478 0.9732

12 0.8789 0.9356 0.8785 0.9353 67 0.9623 0.9808 0.9496 0.9741

13 0.8795 0.9359 0.8791 0.9357 68 0.9643 0.9818 0.9514 0.9751

14 0.8801 0.9362 0.8797 0.9360 69 0.9663 0.9829 0.9531 0.9760

15 0.8808 0.9366 0.8803 0.9363 70 0.9683 0.9839 0.9549 0.9769

16 0.8815 0.9370 0.8809 0.9367 71 0.9702 0.9849 0.9567 0.9778

17 0.8822 0.9374 0.8815 0.9370 72 0.9722 0.9859 0.9584 0.9788

18 0.8829 0.9378 0.8822 0.9374 73 0.9740 0.9868 0.9601 0.9797

19 0.8836 0.9382 0.8829 0.9378 74 0.9758 0.9878 0.9618 0.9805

20 0.8844 0.9387 0.8837 0.9383 75 0.9776 0.9887 0.9635 0.9814

21 0.8853 0.9392 0.8845 0.9387 76 0.9793 0.9895 0.9651 0.9823

22 0.8862 0.9396 0.8853 0.9391 77 0.9809 0.9903 0.9668 0.9831

23 0.8871 0.9402 0.8861 0.9396 78 0.9824 0.9911 0.9683 0.9839

24 0.8880 0.9407 0.8870 0.9401 79 0.9839 0.9919 0.9699 0.9847

25 0.8890 0.9412 0.8879 0.9406 80 0.9853 0.9926 0.9714 0.9855

26 0.8900 0.9418 0.8889 0.9412 81 0.9867 0.9933 0.9729 0.9863

27 0.8911 0.9424 0.8898 0.9417 82 0.9879 0.9939 0.9743 0.9870

28 0.8922 0.9430 0.8909 0.9423 83 0.9891 0.9945 0.9757 0.9877

29 0.8934 0.9437 0.8919 0.9429 84 0.9902 0.9951 0.9770 0.9884

30 0.8946 0.9444 0.8930 0.9435 85 0.9912 0.9956 0.9783 0.9890

31 0.8958 0.9451 0.8941 0.9441 86 0.9922 0.9961 0.9796 0.9897

32 0.8971 0.9458 0.8952 0.9447 87 0.9930 0.9965 0.9808 0.9903

33 0.8985 0.9465 0.8964 0.9454 88 0.9938 0.9969 0.9819 0.9909

34 0.8998 0.9473 0.8976 0.9461 89 0.9945 0.9972 0.9830 0.9914

35 0.9013 0.9481 0.8989 0.9467 90 0.9951 0.9976 0.9840 0.9919




Member's Age: 34


36 0.8982 0.9464 0.8956 0.9449

37 0.8998 0.9473 0.8970 0.9457

38 0.9014 0.9481 0.8984 0.9465

39 0.9031 0.9491 0.8998 0.9472

40 0.9048 0.9500 0.9012 0.9480

41 0.9065 0.9510 0.9026 0.9488

42 0.9083 0.9519 0.9041 0.9496

43 0.9101 0.9529 0.9056 0.9505

44 0.9120 0.9540 0.9072 0.9513

45 0.9139 0.9550 0.9087 0.9522

46 0.9159 0.9561 0.9103 0.9530

47 0.9178 0.9572 0.9119 0.9539

48 0.9199 0.9583 0.9135 0.9548

49 0.9219 0.9594 0.9151 0.9557

50 0.9240 0.9605 0.9167 0.9565

51 0.9260 0.9616 0.9183 0.9574

52 0.9280 0.9627 0.9200 0.9583

53 0.9300 0.9638 0.9217 0.9592

54 0.9321 0.9649 0.9234 0.9602


1 0.8691 0.9299 0.8689 0.9299 56 0.9363 0.9671 0.9269 0.9620

2 0.8694 0.9301 0.8693 0.9301 57 0.9384 0.9682 0.9286 0.9630

3 0.8697 0.9303 0.8696 0.9302 58 0.9406 0.9694 0.9304 0.9639

4 0.8701 0.9305 0.8699 0.9305 59 0.9427 0.9705 0.9322 0.9649

5 0.8705 0.9308 0.8703 0.9307 60 0.9449 0.9717 0.9340 0.9659

6 0.8709 0.9310 0.8707 0.9309 61 0.9471 0.9728 0.9358 0.9669

7 0.8714 0.9313 0.8711 0.9311 62 0.9493 0.9740 0.9377 0.9678

8 0.8718 0.9315 0.8716 0.9314 63 0.9515 0.9751 0.9395 0.9688

9 0.8723 0.9318 0.8720 0.9316 64 0.9536 0.9763 0.9414 0.9698

10 0.8728 0.9321 0.8725 0.9319 65 0.9558 0.9774 0.9432 0.9708

11 0.8734 0.9324 0.8730 0.9322 66 0.9580 0.9786 0.9451 0.9718

12 0.8739 0.9327 0.8735 0.9325 67 0.9602 0.9797 0.9470 0.9728

13 0.8745 0.9331 0.8741 0.9328 68 0.9623 0.9808 0.9488 0.9737

14 0.8752 0.9334 0.8747 0.9331 69 0.9644 0.9819 0.9507 0.9747

15 0.8758 0.9338 0.8753 0.9335 70 0.9665 0.9830 0.9525 0.9757

16 0.8765 0.9342 0.8759 0.9339 71 0.9686 0.9840 0.9544 0.9767

17 0.8772 0.9346 0.8766 0.9342 72 0.9706 0.9851 0.9562 0.9776

18 0.8779 0.9350 0.8773 0.9346 73 0.9725 0.9861 0.9580 0.9786

19 0.8787 0.9354 0.8780 0.9350 74 0.9744 0.9871 0.9598 0.9795

20 0.8795 0.9359 0.8788 0.9355 75 0.9763 0.9880 0.9616 0.9804

21 0.8804 0.9364 0.8796 0.9359 76 0.9781 0.9889 0.9633 0.9813

22 0.8813 0.9369 0.8804 0.9364 77 0.9798 0.9898 0.9650 0.9822

23 0.8822 0.9374 0.8812 0.9369 78 0.9814 0.9906 0.9667 0.9831

24 0.8831 0.9379 0.8821 0.9374 79 0.9830 0.9914 0.9683 0.9839

25 0.8842 0.9385 0.8831 0.9379 80 0.9845 0.9922 0.9699 0.9847

26 0.8852 0.9391 0.8840 0.9384 81 0.9859 0.9929 0.9715 0.9855

27 0.8863 0.9397 0.8850 0.9390 82 0.9873 0.9936 0.9730 0.9863

28 0.8874 0.9404 0.8861 0.9396 83 0.9885 0.9942 0.9745 0.9871

29 0.8886 0.9410 0.8872 0.9402 84 0.9897 0.9948 0.9759 0.9878

30 0.8899 0.9417 0.8883 0.9408 85 0.9907 0.9953 0.9773 0.9885

31 0.8911 0.9424 0.8894 0.9415 86 0.9917 0.9958 0.9786 0.9892

32 0.8925 0.9432 0.8906 0.9421 87 0.9926 0.9963 0.9798 0.9898

33 0.8938 0.9439 0.8918 0.9428 88 0.9935 0.9967 0.9811 0.9904

34 0.8953 0.9447 0.8930 0.9435 89 0.9942 0.9971 0.9822 0.9910

35 0.8967 0.9456 0.8943 0.9442 90 0.9949 0.9974 0.9833 0.9916




Member's Age: 35


36 0.8936 0.9438 0.8909 0.9423

37 0.8952 0.9447 0.8923 0.9431

38 0.8968 0.9456 0.8937 0.9439

39 0.8985 0.9466 0.8952 0.9447

40 0.9003 0.9475 0.8967 0.9455

41 0.9021 0.9485 0.8982 0.9464

42 0.9039 0.9495 0.8997 0.9472

43 0.9058 0.9506 0.9013 0.9481

44 0.9078 0.9516 0.9028 0.9489

45 0.9097 0.9527 0.9044 0.9498

46 0.9118 0.9538 0.9061 0.9507

47 0.9138 0.9550 0.9077 0.9516

48 0.9159 0.9561 0.9094 0.9525

49 0.9181 0.9573 0.9110 0.9534

50 0.9202 0.9585 0.9127 0.9544

51 0.9223 0.9596 0.9144 0.9553

52 0.9244 0.9607 0.9161 0.9562

53 0.9265 0.9618 0.9179 0.9572

54 0.9286 0.9630 0.9196 0.9581


1 0.8638 0.9270 0.8637 0.9269 56 0.9330 0.9653 0.9232 0.9601

2 0.8642 0.9271 0.8641 0.9271 57 0.9352 0.9665 0.9251 0.9611

3 0.8645 0.9273 0.8644 0.9273 58 0.9374 0.9677 0.9269 0.9621

4 0.8649 0.9276 0.8647 0.9275 59 0.9397 0.9689 0.9288 0.9631

5 0.8653 0.9278 0.8651 0.9277 60 0.9419 0.9701 0.9307 0.9641

6 0.8657 0.9280 0.8655 0.9279 61 0.9442 0.9713 0.9326 0.9651

7 0.8662 0.9283 0.8659 0.9282 62 0.9465 0.9725 0.9345 0.9661

8 0.8666 0.9286 0.8664 0.9284 63 0.9488 0.9737 0.9364 0.9672

9 0.8671 0.9288 0.8668 0.9287 64 0.9511 0.9749 0.9384 0.9682

10 0.8676 0.9291 0.8673 0.9289 65 0.9534 0.9761 0.9403 0.9692

11 0.8682 0.9294 0.8678 0.9292 66 0.9557 0.9773 0.9422 0.9703

12 0.8688 0.9298 0.8684 0.9295 67 0.9579 0.9785 0.9442 0.9713

13 0.8694 0.9301 0.8689 0.9299 68 0.9602 0.9797 0.9461 0.9723

14 0.8700 0.9305 0.8695 0.9302 69 0.9624 0.9808 0.9481 0.9734

15 0.8707 0.9309 0.8701 0.9306 70 0.9646 0.9820 0.9500 0.9744

16 0.8714 0.9313 0.8708 0.9309 71 0.9668 0.9831 0.9520 0.9754

17 0.8721 0.9317 0.8714 0.9313 72 0.9689 0.9842 0.9539 0.9764

18 0.8728 0.9321 0.8722 0.9317 73 0.9709 0.9853 0.9558 0.9774

19 0.8736 0.9325 0.8729 0.9321 74 0.9730 0.9863 0.9577 0.9784

20 0.8744 0.9330 0.8737 0.9326 75 0.9749 0.9873 0.9595 0.9794

21 0.8753 0.9335 0.8745 0.9330 76 0.9768 0.9883 0.9614 0.9803

22 0.8762 0.9340 0.8753 0.9335 77 0.9786 0.9892 0.9632 0.9812

23 0.8771 0.9345 0.8762 0.9340 78 0.9804 0.9901 0.9650 0.9822

24 0.8781 0.9351 0.8771 0.9345 79 0.9820 0.9909 0.9667 0.9831

25 0.8791 0.9357 0.8780 0.9351 80 0.9836 0.9917 0.9684 0.9839

26 0.8802 0.9363 0.8790 0.9356 81 0.9851 0.9925 0.9700 0.9848

27 0.8813 0.9369 0.8801 0.9362 82 0.9865 0.9932 0.9716 0.9856

28 0.8825 0.9376 0.8811 0.9368 83 0.9879 0.9939 0.9732 0.9864

29 0.8837 0.9383 0.8822 0.9374 84 0.9891 0.9945 0.9747 0.9872

30 0.8850 0.9390 0.8834 0.9381 85 0.9902 0.9951 0.9762 0.9879

31 0.8863 0.9397 0.8845 0.9387 86 0.9913 0.9956 0.9775 0.9886

32 0.8876 0.9405 0.8857 0.9394 87 0.9922 0.9961 0.9789 0.9893

33 0.8890 0.9413 0.8870 0.9401 88 0.9931 0.9965 0.9802 0.9900

34 0.8905 0.9421 0.8883 0.9408 89 0.9939 0.9969 0.9814 0.9906

35 0.8920 0.9429 0.8896 0.9416 90 0.9946 0.9973 0.9825 0.9912




Member's Age: 36


36 0.8887 0.9410 0.8860 0.9396

37 0.8903 0.9420 0.8874 0.9404

38 0.8920 0.9429 0.8889 0.9412

39 0.8938 0.9439 0.8904 0.9420

40 0.8956 0.9449 0.8919 0.9429

41 0.8974 0.9459 0.8935 0.9437

42 0.8993 0.9470 0.8950 0.9446

43 0.9013 0.9481 0.8967 0.9455

44 0.9033 0.9492 0.8983 0.9464

45 0.9054 0.9503 0.8999 0.9473

46 0.9075 0.9515 0.9016 0.9483

47 0.9096 0.9527 0.9033 0.9492

48 0.9118 0.9538 0.9050 0.9502

49 0.9140 0.9551 0.9068 0.9511

50 0.9162 0.9563 0.9085 0.9521

51 0.9184 0.9574 0.9103 0.9530

52 0.9205 0.9586 0.9121 0.9540

53 0.9227 0.9598 0.9139 0.9550

54 0.9250 0.9610 0.9157 0.9560


1 0.8584 0.9238 0.8583 0.9238 56 0.9295 0.9635 0.9194 0.9580

2 0.8588 0.9240 0.8586 0.9239 57 0.9318 0.9647 0.9213 0.9591

3 0.8591 0.9242 0.8590 0.9241 58 0.9341 0.9659 0.9233 0.9601

4 0.8595 0.9244 0.8593 0.9243 59 0.9365 0.9672 0.9252 0.9611

5 0.8599 0.9247 0.8597 0.9246 60 0.9388 0.9684 0.9272 0.9622

6 0.8603 0.9249 0.8601 0.9248 61 0.9412 0.9697 0.9291 0.9633

7 0.8608 0.9252 0.8605 0.9250 62 0.9436 0.9710 0.9311 0.9643

8 0.8612 0.9254 0.8610 0.9253 63 0.9460 0.9722 0.9331 0.9654

9 0.8617 0.9257 0.8614 0.9256 64 0.9484 0.9735 0.9351 0.9665

10 0.8623 0.9260 0.8619 0.9258 65 0.9508 0.9748 0.9372 0.9676

11 0.8628 0.9263 0.8624 0.9261 66 0.9532 0.9760 0.9392 0.9686

12 0.8634 0.9267 0.8630 0.9265 67 0.9555 0.9773 0.9412 0.9697

13 0.8640 0.9270 0.8636 0.9268 68 0.9579 0.9785 0.9433 0.9708

14 0.8646 0.9274 0.8641 0.9271 69 0.9602 0.9797 0.9453 0.9719

15 0.8653 0.9278 0.8648 0.9275 70 0.9625 0.9809 0.9474 0.9730

16 0.8660 0.9282 0.8654 0.9279 71 0.9648 0.9821 0.9494 0.9740

17 0.8667 0.9286 0.8661 0.9282 72 0.9670 0.9832 0.9514 0.9751

18 0.8675 0.9290 0.8668 0.9287 73 0.9692 0.9844 0.9534 0.9761

19 0.8683 0.9295 0.8676 0.9291 74 0.9714 0.9855 0.9554 0.9772

20 0.8691 0.9300 0.8683 0.9295 75 0.9734 0.9865 0.9573 0.9782

21 0.8700 0.9305 0.8692 0.9300 76 0.9754 0.9876 0.9593 0.9792

22 0.8709 0.9310 0.8700 0.9305 77 0.9773 0.9885 0.9612 0.9802

23 0.8719 0.9315 0.8709 0.9310 78 0.9792 0.9895 0.9630 0.9812

24 0.8728 0.9321 0.8718 0.9315 79 0.9810 0.9904 0.9649 0.9821

25 0.8739 0.9327 0.8728 0.9321 80 0.9826 0.9912 0.9667 0.9831

26 0.8750 0.9333 0.8738 0.9327 81 0.9842 0.9921 0.9684 0.9840

27 0.8761 0.9340 0.8748 0.9332 82 0.9857 0.9928 0.9701 0.9848

28 0.8773 0.9346 0.8759 0.9339 83 0.9871 0.9935 0.9718 0.9857

29 0.8786 0.9354 0.8771 0.9345 84 0.9885 0.9942 0.9734 0.9865

30 0.8798 0.9361 0.8782 0.9352 85 0.9897 0.9948 0.9749 0.9873

31 0.8812 0.9368 0.8794 0.9358 86 0.9908 0.9954 0.9764 0.9881

32 0.8826 0.9376 0.8807 0.9365 87 0.9918 0.9959 0.9778 0.9888

33 0.8840 0.9384 0.8819 0.9373 88 0.9927 0.9964 0.9792 0.9895

34 0.8855 0.9393 0.8833 0.9380 89 0.9936 0.9968 0.9805 0.9901

35 0.8871 0.9402 0.8846 0.9388 90 0.9943 0.9972 0.9817 0.9908




Member's Age: 37


36 0.8835 0.9381 0.8808 0.9366

37 0.8852 0.9391 0.8823 0.9375

38 0.8869 0.9401 0.8838 0.9383

39 0.8887 0.9411 0.8853 0.9392

40 0.8906 0.9421 0.8869 0.9401

41 0.8925 0.9432 0.8885 0.9410

42 0.8945 0.9443 0.8901 0.9419

43 0.8965 0.9454 0.8918 0.9428

44 0.8986 0.9466 0.8935 0.9437

45 0.9007 0.9478 0.8952 0.9447

46 0.9029 0.9490 0.8969 0.9457

47 0.9051 0.9502 0.8987 0.9466

48 0.9073 0.9514 0.9005 0.9476

49 0.9096 0.9527 0.9023 0.9486

50 0.9120 0.9540 0.9041 0.9496

51 0.9142 0.9552 0.9059 0.9506

52 0.9164 0.9564 0.9077 0.9516

53 0.9187 0.9576 0.9096 0.9527

54 0.9210 0.9589 0.9115 0.9537


1 0.8528 0.9205 0.8527 0.9205 56 0.9257 0.9614 0.9154 0.9558

2 0.8531 0.9207 0.8530 0.9207 57 0.9281 0.9627 0.9173 0.9569

3 0.8535 0.9209 0.8533 0.9209 58 0.9306 0.9640 0.9193 0.9580

4 0.8538 0.9212 0.8537 0.9211 59 0.9330 0.9653 0.9214 0.9591

5 0.8542 0.9214 0.8541 0.9213 60 0.9354 0.9666 0.9234 0.9602

6 0.8547 0.9216 0.8545 0.9215 61 0.9379 0.9680 0.9254 0.9613

7 0.8551 0.9219 0.8549 0.9218 62 0.9404 0.9693 0.9275 0.9624

8 0.8556 0.9222 0.8553 0.9220 63 0.9429 0.9706 0.9296 0.9635

9 0.8561 0.9225 0.8558 0.9223 64 0.9454 0.9719 0.9317 0.9646

10 0.8566 0.9228 0.8563 0.9226 65 0.9479 0.9733 0.9338 0.9658

11 0.8572 0.9231 0.8568 0.9229 66 0.9504 0.9746 0.9359 0.9669

12 0.8577 0.9234 0.8574 0.9232 67 0.9529 0.9759 0.9380 0.9680

13 0.8584 0.9238 0.8579 0.9235 68 0.9554 0.9772 0.9402 0.9692

14 0.8590 0.9242 0.8585 0.9239 69 0.9579 0.9785 0.9423 0.9703

15 0.8597 0.9246 0.8592 0.9242 70 0.9603 0.9797 0.9444 0.9714

16 0.8604 0.9250 0.8598 0.9246 71 0.9627 0.9810 0.9466 0.9725

17 0.8611 0.9254 0.8605 0.9250 72 0.9650 0.9822 0.9487 0.9737

18 0.8619 0.9258 0.8612 0.9254 73 0.9673 0.9834 0.9508 0.9748

19 0.8627 0.9263 0.8620 0.9259 74 0.9696 0.9846 0.9528 0.9759

20 0.8635 0.9268 0.8628 0.9263 75 0.9718 0.9857 0.9549 0.9769

21 0.8644 0.9273 0.8636 0.9268 76 0.9739 0.9868 0.9569 0.9780

22 0.8654 0.9278 0.8645 0.9273 77 0.9759 0.9878 0.9590 0.9790

23 0.8663 0.9284 0.8654 0.9278 78 0.9779 0.9888 0.9609 0.9801

24 0.8673 0.9290 0.8663 0.9284 79 0.9798 0.9898 0.9629 0.9811

25 0.8684 0.9296 0.8673 0.9289 80 0.9816 0.9907 0.9648 0.9821

26 0.8695 0.9302 0.8683 0.9295 81 0.9832 0.9916 0.9666 0.9830

27 0.8707 0.9309 0.8694 0.9301 82 0.9848 0.9924 0.9684 0.9840

28 0.8719 0.9316 0.8705 0.9308 83 0.9863 0.9931 0.9702 0.9849

29 0.8731 0.9323 0.8716 0.9314 84 0.9877 0.9938 0.9719 0.9857

30 0.8745 0.9330 0.8728 0.9321 85 0.9890 0.9945 0.9735 0.9866

31 0.8758 0.9338 0.8741 0.9328 86 0.9902 0.9951 0.9751 0.9874

32 0.8773 0.9346 0.8753 0.9335 87 0.9913 0.9956 0.9766 0.9882

33 0.8787 0.9355 0.8766 0.9343 88 0.9923 0.9961 0.9780 0.9889

34 0.8803 0.9363 0.8780 0.9350 89 0.9932 0.9966 0.9794 0.9896

35 0.8818 0.9372 0.8794 0.9358 90 0.9940 0.9970 0.9807 0.9903




Member's Age: 38


36 0.8780 0.9351 0.8753 0.9335

37 0.8798 0.9360 0.8768 0.9344

38 0.8816 0.9371 0.8784 0.9353

39 0.8834 0.9381 0.8800 0.9362

40 0.8854 0.9392 0.8816 0.9371

41 0.8873 0.9403 0.8832 0.9380

42 0.8894 0.9414 0.8849 0.9390

43 0.8915 0.9426 0.8866 0.9399

44 0.8936 0.9438 0.8884 0.9409

45 0.8958 0.9450 0.8902 0.9419

46 0.8980 0.9463 0.8920 0.9429

47 0.9003 0.9475 0.8938 0.9439

48 0.9027 0.9488 0.8956 0.9449

49 0.9050 0.9501 0.8975 0.9460

50 0.9074 0.9515 0.8993 0.9470

51 0.9097 0.9527 0.9012 0.9480

52 0.9121 0.9540 0.9031 0.9491

53 0.9144 0.9553 0.9051 0.9502

54 0.9168 0.9566 0.9070 0.9513


1 0.8468 0.9171 0.8467 0.9170 56 0.9217 0.9593 0.9111 0.9535

2 0.8472 0.9173 0.8471 0.9172 57 0.9242 0.9606 0.9131 0.9546

3 0.8475 0.9175 0.8474 0.9174 58 0.9267 0.9620 0.9152 0.9557

4 0.8479 0.9177 0.8478 0.9176 59 0.9293 0.9633 0.9172 0.9568

5 0.8483 0.9179 0.8481 0.9178 60 0.9318 0.9647 0.9194 0.9580

6 0.8488 0.9182 0.8485 0.9181 61 0.9344 0.9661 0.9215 0.9591

7 0.8492 0.9185 0.8490 0.9183 62 0.9370 0.9675 0.9236 0.9603

8 0.8497 0.9187 0.8494 0.9186 63 0.9396 0.9689 0.9258 0.9615

9 0.8502 0.9190 0.8499 0.9189 64 0.9422 0.9703 0.9280 0.9626

10 0.8507 0.9193 0.8504 0.9191 65 0.9449 0.9717 0.9302 0.9638

11 0.8513 0.9197 0.8509 0.9195 66 0.9475 0.9730 0.9324 0.9650

12 0.8519 0.9200 0.8515 0.9198 67 0.9501 0.9744 0.9346 0.9662

13 0.8525 0.9204 0.8520 0.9201 68 0.9527 0.9758 0.9368 0.9674

14 0.8531 0.9207 0.8526 0.9205 69 0.9553 0.9771 0.9390 0.9686

15 0.8538 0.9211 0.8533 0.9208 70 0.9578 0.9785 0.9413 0.9697

16 0.8545 0.9216 0.8539 0.9212 71 0.9604 0.9798 0.9435 0.9709

17 0.8553 0.9220 0.8546 0.9216 72 0.9628 0.9811 0.9457 0.9721

18 0.8560 0.9224 0.8554 0.9220 73 0.9653 0.9823 0.9479 0.9732

19 0.8568 0.9229 0.8561 0.9225 74 0.9676 0.9835 0.9501 0.9744

20 0.8577 0.9234 0.8569 0.9230 75 0.9699 0.9847 0.9522 0.9755

21 0.8586 0.9239 0.8578 0.9234 76 0.9722 0.9859 0.9544 0.9767

22 0.8595 0.9245 0.8586 0.9239 77 0.9743 0.9870 0.9565 0.9778

23 0.8605 0.9250 0.8596 0.9245 78 0.9764 0.9881 0.9586 0.9789

24 0.8615 0.9256 0.8605 0.9250 79 0.9784 0.9891 0.9606 0.9799

25 0.8626 0.9262 0.8615 0.9256 80 0.9803 0.9901 0.9626 0.9810

26 0.8637 0.9269 0.8626 0.9262 81 0.9821 0.9910 0.9646 0.9820

27 0.8649 0.9276 0.8636 0.9268 82 0.9838 0.9918 0.9665 0.9830

28 0.8662 0.9283 0.8648 0.9275 83 0.9854 0.9927 0.9684 0.9839

29 0.8674 0.9290 0.8659 0.9282 84 0.9869 0.9934 0.9702 0.9849

30 0.8688 0.9298 0.8672 0.9289 85 0.9883 0.9941 0.9719 0.9858

31 0.8702 0.9306 0.8684 0.9296 86 0.9896 0.9948 0.9736 0.9866

32 0.8716 0.9314 0.8697 0.9303 87 0.9907 0.9953 0.9752 0.9874

33 0.8732 0.9323 0.8711 0.9311 88 0.9918 0.9959 0.9767 0.9882

34 0.8747 0.9332 0.8724 0.9319 89 0.9927 0.9964 0.9782 0.9890

35 0.8764 0.9341 0.8739 0.9327 90 0.9936 0.9968 0.9796 0.9897




Member's Age: 39


36 0.8723 0.9318 0.8696 0.9302

37 0.8741 0.9328 0.8711 0.9311

38 0.8759 0.9339 0.8727 0.9320

39 0.8778 0.9349 0.8743 0.9330

40 0.8798 0.9361 0.8760 0.9339

41 0.8819 0.9372 0.8777 0.9349

42 0.8839 0.9384 0.8794 0.9359

43 0.8861 0.9396 0.8812 0.9369

44 0.8883 0.9409 0.8830 0.9379

45 0.8906 0.9421 0.8848 0.9389

46 0.8929 0.9434 0.8867 0.9399

47 0.8953 0.9447 0.8886 0.9410

48 0.8977 0.9461 0.8905 0.9421

49 0.9001 0.9474 0.8924 0.9431

50 0.9026 0.9488 0.8943 0.9442

51 0.9050 0.9501 0.8963 0.9453

52 0.9074 0.9515 0.8983 0.9464

53 0.9099 0.9528 0.9003 0.9475

54 0.9124 0.9542 0.9023 0.9486


1 0.8407 0.9134 0.8405 0.9134 56 0.9175 0.9570 0.9065 0.9509

2 0.8410 0.9136 0.8409 0.9136 57 0.9200 0.9584 0.9086 0.9521

3 0.8414 0.9138 0.8412 0.9138 58 0.9227 0.9598 0.9107 0.9533

4 0.8417 0.9141 0.8416 0.9140 59 0.9253 0.9612 0.9129 0.9544

5 0.8421 0.9143 0.8420 0.9142 60 0.9280 0.9626 0.9151 0.9556

6 0.8426 0.9146 0.8424 0.9144 61 0.9307 0.9641 0.9173 0.9568

7 0.8430 0.9148 0.8428 0.9147 62 0.9334 0.9655 0.9195 0.9581

8 0.8435 0.9151 0.8432 0.9150 63 0.9361 0.9670 0.9217 0.9593

9 0.8440 0.9154 0.8437 0.9152 64 0.9388 0.9684 0.9240 0.9605

10 0.8445 0.9157 0.8442 0.9155 65 0.9416 0.9699 0.9263 0.9617

11 0.8451 0.9160 0.8447 0.9158 66 0.9443 0.9714 0.9286 0.9630

12 0.8457 0.9164 0.8453 0.9162 67 0.9470 0.9728 0.9309 0.9642

13 0.8463 0.9168 0.8459 0.9165 68 0.9498 0.9742 0.9332 0.9654

14 0.8470 0.9171 0.8465 0.9169 69 0.9525 0.9757 0.9355 0.9667

15 0.8477 0.9176 0.8471 0.9172 70 0.9552 0.9771 0.9378 0.9679

16 0.8484 0.9180 0.8478 0.9176 71 0.9578 0.9784 0.9401 0.9691

17 0.8491 0.9184 0.8485 0.9180 72 0.9604 0.9798 0.9424 0.9704

18 0.8499 0.9189 0.8492 0.9185 73 0.9630 0.9811 0.9447 0.9716

19 0.8507 0.9193 0.8500 0.9189 74 0.9655 0.9824 0.9470 0.9728

20 0.8516 0.9198 0.8508 0.9194 75 0.9679 0.9837 0.9493 0.9740

21 0.8525 0.9204 0.8517 0.9199 76 0.9703 0.9849 0.9515 0.9752

22 0.8534 0.9209 0.8525 0.9204 77 0.9726 0.9861 0.9538 0.9763

23 0.8544 0.9215 0.8535 0.9209 78 0.9748 0.9872 0.9560 0.9775

24 0.8555 0.9221 0.8544 0.9215 79 0.9769 0.9883 0.9581 0.9786

25 0.8566 0.9227 0.8555 0.9221 80 0.9789 0.9894 0.9602 0.9797

26 0.8577 0.9234 0.8565 0.9227 81 0.9808 0.9903 0.9623 0.9808

27 0.8589 0.9241 0.8576 0.9234 82 0.9827 0.9913 0.9643 0.9818

28 0.8602 0.9248 0.8588 0.9240 83 0.9844 0.9921 0.9663 0.9829

29 0.8615 0.9256 0.8600 0.9247 84 0.9860 0.9929 0.9682 0.9839

30 0.8628 0.9264 0.8612 0.9254 85 0.9874 0.9937 0.9701 0.9848

31 0.8643 0.9272 0.8625 0.9262 86 0.9888 0.9944 0.9719 0.9857

32 0.8658 0.9280 0.8638 0.9269 87 0.9900 0.9950 0.9736 0.9866

33 0.8673 0.9289 0.8652 0.9277 88 0.9912 0.9956 0.9752 0.9874

34 0.8689 0.9299 0.8666 0.9285 89 0.9922 0.9961 0.9768 0.9882

35 0.8706 0.9308 0.8681 0.9294 90 0.9931 0.9966 0.9783 0.9890




Member's Age: 40


36 0.8663 0.9284 0.8635 0.9268

37 0.8681 0.9294 0.8651 0.9277

38 0.8700 0.9305 0.8668 0.9286

39 0.8720 0.9316 0.8684 0.9296

40 0.8740 0.9328 0.8701 0.9306

41 0.8761 0.9340 0.8719 0.9316

42 0.8783 0.9352 0.8737 0.9326

43 0.8805 0.9364 0.8755 0.9336

44 0.8828 0.9377 0.8774 0.9347

45 0.8851 0.9390 0.8793 0.9357

46 0.8875 0.9404 0.8812 0.9368

47 0.8899 0.9418 0.8831 0.9379

48 0.8924 0.9432 0.8851 0.9390

49 0.8950 0.9446 0.8871 0.9401

50 0.8976 0.9460 0.8891 0.9413

51 0.9000 0.9474 0.8911 0.9424

52 0.9025 0.9488 0.8931 0.9435

53 0.9051 0.9502 0.8952 0.9447

54 0.9077 0.9516 0.8973 0.9459


1 0.8342 0.9096 0.8341 0.9096 56 0.9129 0.9545 0.9016 0.9483

2 0.8346 0.9098 0.8345 0.9098 57 0.9156 0.9560 0.9038 0.9495

3 0.8349 0.9100 0.8348 0.9100 58 0.9183 0.9574 0.9060 0.9507

4 0.8353 0.9103 0.8352 0.9102 59 0.9211 0.9589 0.9082 0.9519

5 0.8357 0.9105 0.8355 0.9104 60 0.9239 0.9604 0.9105 0.9532

6 0.8361 0.9108 0.8359 0.9106 61 0.9267 0.9619 0.9128 0.9544

7 0.8366 0.9110 0.8364 0.9109 62 0.9295 0.9635 0.9151 0.9557

8 0.8371 0.9113 0.8368 0.9112 63 0.9323 0.9650 0.9174 0.9569

9 0.8376 0.9116 0.8373 0.9114 64 0.9352 0.9665 0.9198 0.9582

10 0.8381 0.9119 0.8378 0.9117 65 0.9380 0.9680 0.9221 0.9595

11 0.8387 0.9123 0.8383 0.9121 66 0.9409 0.9696 0.9245 0.9608

12 0.8393 0.9126 0.8389 0.9124 67 0.9438 0.9711 0.9269 0.9621

13 0.8399 0.9130 0.8395 0.9127 68 0.9466 0.9726 0.9293 0.9634

14 0.8406 0.9134 0.8401 0.9131 69 0.9495 0.9741 0.9317 0.9647

15 0.8413 0.9138 0.8407 0.9135 70 0.9523 0.9756 0.9341 0.9659

16 0.8420 0.9142 0.8414 0.9139 71 0.9551 0.9770 0.9365 0.9672

17 0.8427 0.9147 0.8421 0.9143 72 0.9578 0.9784 0.9389 0.9685

18 0.8435 0.9151 0.8428 0.9147 73 0.9605 0.9799 0.9413 0.9698

19 0.8444 0.9156 0.8436 0.9152 74 0.9631 0.9812 0.9437 0.9711

20 0.8452 0.9161 0.8444 0.9157 75 0.9657 0.9826 0.9461 0.9723

21 0.8461 0.9167 0.8453 0.9162 76 0.9682 0.9839 0.9485 0.9736

22 0.8471 0.9172 0.8462 0.9167 77 0.9707 0.9851 0.9508 0.9748

23 0.8481 0.9178 0.8471 0.9172 78 0.9730 0.9863 0.9531 0.9760

24 0.8492 0.9184 0.8481 0.9178 79 0.9752 0.9875 0.9554 0.9772

25 0.8503 0.9191 0.8492 0.9184 80 0.9774 0.9886 0.9576 0.9783

26 0.8514 0.9197 0.8502 0.9191 81 0.9794 0.9896 0.9598 0.9795

27 0.8526 0.9205 0.8514 0.9197 82 0.9814 0.9906 0.9619 0.9806

28 0.8539 0.9212 0.8525 0.9204 83 0.9832 0.9915 0.9640 0.9817

29 0.8552 0.9220 0.8537 0.9211 84 0.9849 0.9924 0.9660 0.9827

30 0.8566 0.9228 0.8550 0.9218 85 0.9865 0.9932 0.9680 0.9837

31 0.8581 0.9236 0.8563 0.9226 86 0.9879 0.9939 0.9699 0.9847

32 0.8596 0.9245 0.8577 0.9234 87 0.9893 0.9946 0.9717 0.9857

33 0.8612 0.9254 0.8591 0.9242 88 0.9905 0.9952 0.9735 0.9865

34 0.8628 0.9264 0.8605 0.9250 89 0.9916 0.9958 0.9751 0.9874

35 0.8645 0.9273 0.8620 0.9259 90 0.9926 0.9963 0.9767 0.9882




Member's Age: 41


36 0.8601 0.9248 0.8573 0.9232

37 0.8619 0.9258 0.8589 0.9241

38 0.8639 0.9270 0.8606 0.9251

39 0.8659 0.9281 0.8623 0.9261

40 0.8680 0.9293 0.8641 0.9271

41 0.8701 0.9305 0.8659 0.9281

42 0.8723 0.9318 0.8677 0.9292

43 0.8746 0.9331 0.8696 0.9302

44 0.8770 0.9344 0.8715 0.9313

45 0.8794 0.9358 0.8734 0.9324

46 0.8818 0.9372 0.8754 0.9336

47 0.8844 0.9386 0.8774 0.9347

48 0.8869 0.9401 0.8794 0.9359

49 0.8896 0.9416 0.8815 0.9370

50 0.8923 0.9431 0.8836 0.9382

51 0.8948 0.9445 0.8856 0.9394

52 0.8974 0.9459 0.8878 0.9405

53 0.9001 0.9474 0.8899 0.9417

54 0.9027 0.9489 0.8921 0.9430


1 0.8276 0.9057 0.8275 0.9056 56 0.9082 0.9519 0.8965 0.9454

2 0.8279 0.9059 0.8278 0.9058 57 0.9110 0.9534 0.8988 0.9467

3 0.8283 0.9061 0.8282 0.9060 58 0.9138 0.9550 0.9011 0.9480

4 0.8287 0.9063 0.8285 0.9062 59 0.9167 0.9565 0.9034 0.9492

5 0.8291 0.9066 0.8289 0.9065 60 0.9195 0.9581 0.9057 0.9505

6 0.8295 0.9068 0.8293 0.9067 61 0.9225 0.9597 0.9081 0.9518

7 0.8300 0.9071 0.8298 0.9070 62 0.9254 0.9613 0.9105 0.9531

8 0.8305 0.9074 0.8302 0.9072 63 0.9284 0.9628 0.9129 0.9545

9 0.8310 0.9077 0.8307 0.9075 64 0.9313 0.9644 0.9153 0.9558

10 0.8315 0.9080 0.8312 0.9078 65 0.9343 0.9660 0.9178 0.9571

11 0.8321 0.9083 0.8317 0.9081 66 0.9373 0.9676 0.9202 0.9585

12 0.8327 0.9087 0.8323 0.9085 67 0.9403 0.9692 0.9227 0.9598

13 0.8333 0.9091 0.8329 0.9088 68 0.9433 0.9708 0.9252 0.9612

14 0.8340 0.9095 0.8335 0.9092 69 0.9463 0.9724 0.9277 0.9625

15 0.8347 0.9099 0.8341 0.9096 70 0.9492 0.9739 0.9302 0.9639

16 0.8354 0.9103 0.8348 0.9100 71 0.9521 0.9755 0.9327 0.9652

17 0.8361 0.9108 0.8355 0.9104 72 0.9550 0.9770 0.9352 0.9665

18 0.8369 0.9112 0.8363 0.9108 73 0.9578 0.9785 0.9377 0.9679

19 0.8378 0.9117 0.8370 0.9113 74 0.9606 0.9799 0.9402 0.9692

20 0.8387 0.9122 0.8379 0.9118 75 0.9634 0.9813 0.9427 0.9705

21 0.8396 0.9128 0.8387 0.9123 76 0.9660 0.9827 0.9452 0.9718

22 0.8405 0.9134 0.8396 0.9128 77 0.9686 0.9840 0.9476 0.9731

23 0.8416 0.9140 0.8406 0.9134 78 0.9710 0.9853 0.9500 0.9744

24 0.8426 0.9146 0.8416 0.9140 79 0.9734 0.9865 0.9524 0.9756

25 0.8437 0.9152 0.8426 0.9146 80 0.9757 0.9877 0.9547 0.9768

26 0.8449 0.9159 0.8437 0.9152 81 0.9779 0.9888 0.9570 0.9780

27 0.8461 0.9167 0.8449 0.9159 82 0.9800 0.9899 0.9593 0.9792

28 0.8474 0.9174 0.8460 0.9166 83 0.9819 0.9909 0.9615 0.9804

29 0.8488 0.9182 0.8473 0.9173 84 0.9837 0.9918 0.9636 0.9815

30 0.8502 0.9190 0.8486 0.9181 85 0.9854 0.9926 0.9657 0.9825

31 0.8517 0.9199 0.8499 0.9189 86 0.9870 0.9934 0.9677 0.9836

32 0.8532 0.9208 0.8513 0.9197 87 0.9884 0.9942 0.9696 0.9846

33 0.8548 0.9217 0.8527 0.9205 88 0.9897 0.9948 0.9715 0.9855

34 0.8565 0.9227 0.8542 0.9214 89 0.9909 0.9954 0.9733 0.9864

35 0.8582 0.9237 0.8557 0.9222 90 0.9920 0.9960 0.9750 0.9873




Member's Age: 42


36 0.8536 0.9210 0.8509 0.9194

37 0.8556 0.9222 0.8525 0.9204

38 0.8575 0.9233 0.8542 0.9214

39 0.8596 0.9245 0.8560 0.9224

40 0.8617 0.9257 0.8578 0.9235

41 0.8639 0.9270 0.8597 0.9245

42 0.8662 0.9283 0.8615 0.9256

43 0.8686 0.9297 0.8635 0.9267

44 0.8710 0.9310 0.8654 0.9279

45 0.8735 0.9325 0.8674 0.9290

46 0.8760 0.9339 0.8695 0.9302

47 0.8786 0.9354 0.8715 0.9314

48 0.8813 0.9369 0.8736 0.9326

49 0.8840 0.9384 0.8757 0.9338

50 0.8868 0.9400 0.8779 0.9350

51 0.8894 0.9415 0.8800 0.9362

52 0.8921 0.9430 0.8822 0.9374

53 0.8948 0.9445 0.8844 0.9387

54 0.8976 0.9460 0.8867 0.9399


1 0.8208 0.9016 0.8207 0.9015 56 0.9033 0.9492 0.8913 0.9425

2 0.8212 0.9018 0.8210 0.9017 57 0.9062 0.9508 0.8936 0.9438

3 0.8215 0.9020 0.8214 0.9019 58 0.9091 0.9524 0.8960 0.9451

4 0.8219 0.9023 0.8218 0.9022 59 0.9121 0.9540 0.8984 0.9465

5 0.8223 0.9025 0.8221 0.9024 60 0.9151 0.9556 0.9008 0.9478

6 0.8227 0.9028 0.8225 0.9026 61 0.9181 0.9573 0.9033 0.9492

7 0.8232 0.9030 0.8230 0.9029 62 0.9211 0.9590 0.9057 0.9505

8 0.8237 0.9033 0.8234 0.9032 63 0.9242 0.9606 0.9082 0.9519

9 0.8242 0.9036 0.8239 0.9035 64 0.9273 0.9623 0.9107 0.9533

10 0.8247 0.9039 0.8244 0.9038 65 0.9304 0.9640 0.9133 0.9547

11 0.8253 0.9043 0.8249 0.9041 66 0.9336 0.9656 0.9158 0.9561

12 0.8259 0.9046 0.8255 0.9044 67 0.9367 0.9673 0.9184 0.9575

13 0.8265 0.9050 0.8261 0.9048 68 0.9398 0.9690 0.9210 0.9589

14 0.8272 0.9054 0.8267 0.9051 69 0.9429 0.9706 0.9236 0.9603

15 0.8279 0.9059 0.8274 0.9055 70 0.9460 0.9723 0.9262 0.9617

16 0.8286 0.9063 0.8280 0.9059 71 0.9491 0.9739 0.9288 0.9631

17 0.8294 0.9067 0.8288 0.9064 72 0.9521 0.9755 0.9314 0.9645

18 0.8302 0.9072 0.8295 0.9068 73 0.9551 0.9770 0.9340 0.9659

19 0.8310 0.9077 0.8303 0.9073 74 0.9580 0.9785 0.9366 0.9672

20 0.8319 0.9083 0.8311 0.9078 75 0.9609 0.9800 0.9392 0.9686

21 0.8329 0.9088 0.8320 0.9083 76 0.9636 0.9815 0.9417 0.9700

22 0.8338 0.9094 0.8329 0.9089 77 0.9664 0.9829 0.9443 0.9713

23 0.8349 0.9100 0.8339 0.9094 78 0.9690 0.9842 0.9468 0.9727

24 0.8359 0.9106 0.8349 0.9100 79 0.9715 0.9855 0.9493 0.9740

25 0.8371 0.9113 0.8360 0.9107 80 0.9739 0.9868 0.9517 0.9753

26 0.8382 0.9120 0.8371 0.9113 81 0.9762 0.9880 0.9541 0.9765

27 0.8395 0.9127 0.8382 0.9120 82 0.9784 0.9891 0.9565 0.9778

28 0.8408 0.9135 0.8394 0.9127 83 0.9805 0.9901 0.9588 0.9790

29 0.8422 0.9143 0.8407 0.9134 84 0.9824 0.9911 0.9610 0.9801

30 0.8436 0.9152 0.8420 0.9142 85 0.9842 0.9921 0.9632 0.9813

31 0.8451 0.9161 0.8433 0.9150 86 0.9859 0.9929 0.9653 0.9824

32 0.8467 0.9170 0.8447 0.9158 87 0.9875 0.9937 0.9674 0.9834

33 0.8483 0.9179 0.8462 0.9167 88 0.9889 0.9944 0.9693 0.9844

34 0.8500 0.9189 0.8477 0.9176 89 0.9901 0.9950 0.9712 0.9854

35 0.8518 0.9200 0.8493 0.9185 90 0.9913 0.9956 0.9730 0.9863




Member's Age: 43


36 0.8471 0.9172 0.8443 0.9156

37 0.8491 0.9184 0.8460 0.9166

38 0.8511 0.9196 0.8478 0.9176

39 0.8532 0.9208 0.8496 0.9187

40 0.8554 0.9221 0.8514 0.9198

41 0.8577 0.9234 0.8533 0.9209

42 0.8600 0.9247 0.8553 0.9220

43 0.8624 0.9261 0.8573 0.9232

44 0.8649 0.9276 0.8593 0.9243

45 0.8675 0.9290 0.8614 0.9255

46 0.8701 0.9305 0.8635 0.9267

47 0.8728 0.9321 0.8656 0.9279

48 0.8755 0.9336 0.8677 0.9292

49 0.8783 0.9352 0.8699 0.9304

50 0.8812 0.9368 0.8721 0.9317

51 0.8839 0.9384 0.8743 0.9330

52 0.8867 0.9399 0.8766 0.9342

53 0.8895 0.9415 0.8789 0.9355

54 0.8924 0.9431 0.8812 0.9369


1 0.8140 0.8975 0.8139 0.8974 56 0.8983 0.9464 0.8860 0.9395

2 0.8143 0.8977 0.8142 0.8976 57 0.9013 0.9481 0.8884 0.9409

3 0.8147 0.8979 0.8145 0.8978 58 0.9043 0.9497 0.8908 0.9423

4 0.8151 0.8981 0.8149 0.8980 59 0.9074 0.9514 0.8933 0.9436

5 0.8155 0.8984 0.8153 0.8982 60 0.9105 0.9531 0.8958 0.9450

6 0.8159 0.8986 0.8157 0.8985 61 0.9136 0.9549 0.8983 0.9465

7 0.8164 0.8989 0.8161 0.8988 62 0.9168 0.9566 0.9009 0.9479

8 0.8168 0.8992 0.8166 0.8990 63 0.9200 0.9583 0.9035 0.9493

9 0.8173 0.8995 0.8171 0.8993 64 0.9232 0.9601 0.9061 0.9507

10 0.8179 0.8998 0.8176 0.8996 65 0.9265 0.9618 0.9087 0.9522

11 0.8185 0.9002 0.8181 0.9000 66 0.9297 0.9636 0.9113 0.9536

12 0.8191 0.9005 0.8187 0.9003 67 0.9330 0.9653 0.9140 0.9551

13 0.8197 0.9009 0.8193 0.9006 68 0.9362 0.9671 0.9167 0.9565

14 0.8204 0.9013 0.8199 0.9010 69 0.9395 0.9688 0.9194 0.9580

15 0.8211 0.9017 0.8205 0.9014 70 0.9427 0.9705 0.9221 0.9594

16 0.8218 0.9022 0.8212 0.9018 71 0.9459 0.9722 0.9248 0.9609

17 0.8226 0.9026 0.8219 0.9023 72 0.9491 0.9739 0.9275 0.9624

18 0.8234 0.9031 0.8227 0.9027 73 0.9522 0.9755 0.9301 0.9638

19 0.8242 0.9036 0.8235 0.9032 74 0.9553 0.9771 0.9328 0.9653

20 0.8251 0.9042 0.8243 0.9037 75 0.9583 0.9787 0.9355 0.9667

21 0.8260 0.9047 0.8252 0.9042 76 0.9612 0.9802 0.9382 0.9681

22 0.8270 0.9053 0.8261 0.9048 77 0.9641 0.9817 0.9408 0.9695

23 0.8281 0.9059 0.8271 0.9054 78 0.9668 0.9831 0.9435 0.9709

24 0.8291 0.9066 0.8281 0.9060 79 0.9695 0.9845 0.9461 0.9723

25 0.8303 0.9073 0.8292 0.9066 80 0.9721 0.9858 0.9486 0.9736

26 0.8315 0.9080 0.8303 0.9073 81 0.9745 0.9871 0.9511 0.9750

27 0.8328 0.9087 0.8315 0.9080 82 0.9768 0.9883 0.9536 0.9762

28 0.8341 0.9095 0.8327 0.9087 83 0.9790 0.9894 0.9560 0.9775

29 0.8355 0.9104 0.8340 0.9095 84 0.9811 0.9905 0.9584 0.9787

30 0.8369 0.9112 0.8353 0.9102 85 0.9830 0.9914 0.9607 0.9799

31 0.8385 0.9121 0.8367 0.9111 86 0.9848 0.9923 0.9629 0.9811

32 0.8400 0.9131 0.8381 0.9119 87 0.9864 0.9932 0.9650 0.9822

33 0.8417 0.9141 0.8396 0.9128 88 0.9880 0.9939 0.9671 0.9833

34 0.8434 0.9151 0.8411 0.9137 89 0.9893 0.9946 0.9691 0.9843

35 0.8452 0.9161 0.8427 0.9146 90 0.9906 0.9953 0.9710 0.9853




Member's Age: 44


36 0.8406 0.9134 0.8378 0.9118

37 0.8426 0.9146 0.8396 0.9128

38 0.8447 0.9158 0.8414 0.9138

39 0.8468 0.9171 0.8432 0.9149

40 0.8491 0.9184 0.8451 0.9160

41 0.8514 0.9197 0.8470 0.9172

42 0.8538 0.9211 0.8490 0.9184

43 0.8563 0.9226 0.8511 0.9195

44 0.8588 0.9240 0.8531 0.9208

45 0.8614 0.9256 0.8553 0.9220

46 0.8641 0.9271 0.8574 0.9232

47 0.8669 0.9287 0.8596 0.9245

48 0.8697 0.9303 0.8618 0.9258

49 0.8726 0.9320 0.8641 0.9271

50 0.8756 0.9337 0.8664 0.9284

51 0.8784 0.9353 0.8687 0.9297

52 0.8813 0.9369 0.8710 0.9310

53 0.8842 0.9385 0.8734 0.9324

54 0.8872 0.9402 0.8758 0.9338


1 0.8072 0.8933 0.8070 0.8932 56 0.8932 0.9436 0.8807 0.9365

2 0.8075 0.8935 0.8074 0.8934 57 0.8963 0.9453 0.8832 0.9380

3 0.8079 0.8937 0.8077 0.8936 58 0.8995 0.9471 0.8857 0.9394

4 0.8082 0.8939 0.8081 0.8939 59 0.9027 0.9488 0.8883 0.9408

5 0.8086 0.8942 0.8085 0.8941 60 0.9059 0.9506 0.8908 0.9423

6 0.8091 0.8945 0.8089 0.8943 61 0.9092 0.9524 0.8935 0.9437

7 0.8095 0.8947 0.8093 0.8946 62 0.9124 0.9542 0.8961 0.9452

8 0.8100 0.8950 0.8098 0.8949 63 0.9158 0.9560 0.8988 0.9467

9 0.8105 0.8953 0.8102 0.8952 64 0.9191 0.9579 0.9015 0.9482

10 0.8111 0.8957 0.8107 0.8955 65 0.9225 0.9597 0.9042 0.9497

11 0.8116 0.8960 0.8113 0.8958 66 0.9259 0.9615 0.9069 0.9512

12 0.8122 0.8964 0.8118 0.8961 67 0.9293 0.9633 0.9097 0.9527

13 0.8129 0.8968 0.8124 0.8965 68 0.9327 0.9652 0.9124 0.9542

14 0.8135 0.8972 0.8131 0.8969 69 0.9360 0.9670 0.9152 0.9557

15 0.8143 0.8976 0.8137 0.8973 70 0.9394 0.9688 0.9180 0.9572

16 0.8150 0.8981 0.8144 0.8977 71 0.9428 0.9705 0.9208 0.9588

17 0.8158 0.8985 0.8151 0.8981 72 0.9461 0.9723 0.9236 0.9603

18 0.8166 0.8990 0.8159 0.8986 73 0.9493 0.9740 0.9264 0.9618

19 0.8174 0.8995 0.8167 0.8991 74 0.9525 0.9757 0.9292 0.9633

20 0.8183 0.9001 0.8175 0.8996 75 0.9557 0.9773 0.9319 0.9648

21 0.8193 0.9007 0.8184 0.9001 76 0.9588 0.9790 0.9347 0.9662

22 0.8202 0.9012 0.8194 0.9007 77 0.9618 0.9805 0.9375 0.9677

23 0.8213 0.9019 0.8203 0.9013 78 0.9647 0.9820 0.9402 0.9692

24 0.8224 0.9025 0.8214 0.9019 79 0.9675 0.9835 0.9429 0.9706

25 0.8235 0.9032 0.8224 0.9026 80 0.9702 0.9849 0.9455 0.9720

26 0.8247 0.9040 0.8236 0.9033 81 0.9728 0.9862 0.9482 0.9734

27 0.8260 0.9047 0.8248 0.9040 82 0.9752 0.9875 0.9507 0.9747

28 0.8274 0.9055 0.8260 0.9047 83 0.9776 0.9887 0.9533 0.9761

29 0.8288 0.9064 0.8273 0.9055 84 0.9797 0.9898 0.9557 0.9774

30 0.8302 0.9073 0.8286 0.9063 85 0.9818 0.9908 0.9581 0.9786

31 0.8318 0.9082 0.8300 0.9071 86 0.9837 0.9918 0.9604 0.9798

32 0.8334 0.9091 0.8315 0.9080 87 0.9854 0.9927 0.9627 0.9810

33 0.8351 0.9101 0.8330 0.9089 88 0.9870 0.9935 0.9649 0.9821

34 0.8369 0.9112 0.8345 0.9098 89 0.9885 0.9942 0.9669 0.9832

35 0.8387 0.9123 0.8362 0.9108 90 0.9898 0.9949 0.9689 0.9842




Member's Age: 45


36 0.8342 0.9096 0.8314 0.9080

37 0.8362 0.9108 0.8332 0.9090

38 0.8384 0.9121 0.8350 0.9101

39 0.8406 0.9134 0.8369 0.9112

40 0.8428 0.9147 0.8389 0.9124

41 0.8452 0.9161 0.8409 0.9135

42 0.8477 0.9176 0.8429 0.9148

43 0.8502 0.9190 0.8450 0.9160

44 0.8528 0.9206 0.8471 0.9172

45 0.8555 0.9221 0.8493 0.9185

46 0.8583 0.9237 0.8515 0.9198

47 0.8611 0.9254 0.8538 0.9211

48 0.8640 0.9271 0.8561 0.9225

49 0.8670 0.9288 0.8584 0.9238

50 0.8701 0.9305 0.8607 0.9252

51 0.8730 0.9322 0.8631 0.9265

52 0.8759 0.9339 0.8655 0.9279

53 0.8790 0.9356 0.8680 0.9293

54 0.8820 0.9373 0.8704 0.9307


1 0.8005 0.8892 0.8004 0.8891 56 0.8883 0.9408 0.8755 0.9336

2 0.8008 0.8894 0.8007 0.8893 57 0.8915 0.9426 0.8781 0.9351

3 0.8012 0.8896 0.8010 0.8895 58 0.8948 0.9445 0.8807 0.9366

4 0.8015 0.8898 0.8014 0.8897 59 0.8981 0.9463 0.8834 0.9381

5 0.8019 0.8901 0.8018 0.8900 60 0.9014 0.9481 0.8860 0.9396

6 0.8024 0.8904 0.8022 0.8902 61 0.9048 0.9500 0.8887 0.9411

7 0.8028 0.8906 0.8026 0.8905 62 0.9082 0.9519 0.8915 0.9426

8 0.8033 0.8909 0.8031 0.8908 63 0.9117 0.9538 0.8942 0.9442

9 0.8038 0.8912 0.8035 0.8911 64 0.9151 0.9557 0.8970 0.9457

10 0.8044 0.8916 0.8040 0.8914 65 0.9186 0.9576 0.8998 0.9473

11 0.8049 0.8919 0.8046 0.8917 66 0.9221 0.9595 0.9026 0.9488

12 0.8055 0.8923 0.8051 0.8921 67 0.9257 0.9614 0.9055 0.9504

13 0.8062 0.8927 0.8057 0.8924 68 0.9292 0.9633 0.9083 0.9520

14 0.8069 0.8931 0.8064 0.8928 69 0.9327 0.9652 0.9112 0.9535

15 0.8076 0.8935 0.8070 0.8932 70 0.9362 0.9671 0.9141 0.9551

16 0.8083 0.8940 0.8077 0.8936 71 0.9397 0.9689 0.9170 0.9567

17 0.8091 0.8945 0.8085 0.8941 72 0.9432 0.9707 0.9199 0.9583

18 0.8099 0.8950 0.8092 0.8946 73 0.9466 0.9725 0.9228 0.9598

19 0.8107 0.8955 0.8100 0.8950 74 0.9499 0.9743 0.9256 0.9614

20 0.8116 0.8960 0.8109 0.8956 75 0.9532 0.9760 0.9285 0.9629

21 0.8126 0.8966 0.8118 0.8961 76 0.9564 0.9777 0.9314 0.9645

22 0.8136 0.8972 0.8127 0.8967 77 0.9596 0.9794 0.9342 0.9660

23 0.8146 0.8979 0.8137 0.8973 78 0.9626 0.9810 0.9371 0.9675

24 0.8157 0.8985 0.8147 0.8979 79 0.9656 0.9825 0.9399 0.9690

25 0.8169 0.8992 0.8158 0.8986 80 0.9684 0.9840 0.9426 0.9705

26 0.8181 0.9000 0.8170 0.8993 81 0.9711 0.9854 0.9454 0.9719

27 0.8194 0.9007 0.8182 0.9000 82 0.9737 0.9867 0.9480 0.9733

28 0.8208 0.9016 0.8194 0.9007 83 0.9762 0.9879 0.9507 0.9747

29 0.8222 0.9024 0.8207 0.9015 84 0.9785 0.9891 0.9532 0.9761

30 0.8237 0.9033 0.8221 0.9023 85 0.9806 0.9902 0.9557 0.9774

31 0.8253 0.9043 0.8235 0.9032 86 0.9826 0.9912 0.9582 0.9786

32 0.8269 0.9052 0.8250 0.9041 87 0.9845 0.9922 0.9605 0.9799

33 0.8286 0.9063 0.8265 0.9050 88 0.9862 0.9930 0.9628 0.9810

34 0.8304 0.9073 0.8281 0.9060 89 0.9877 0.9938 0.9649 0.9822

35 0.8323 0.9085 0.8297 0.9069 90 0.9891 0.9945 0.9670 0.9832




Member's Age: 46


36 0.8281 0.9059 0.8253 0.9043

37 0.8301 0.9072 0.8271 0.9054

38 0.8323 0.9085 0.8290 0.9065

39 0.8345 0.9098 0.8309 0.9076

40 0.8369 0.9112 0.8329 0.9088

41 0.8393 0.9126 0.8349 0.9100

42 0.8418 0.9141 0.8370 0.9113

43 0.8444 0.9156 0.8392 0.9125

44 0.8471 0.9172 0.8414 0.9138

45 0.8498 0.9188 0.8436 0.9152

46 0.8527 0.9205 0.8459 0.9165

47 0.8556 0.9222 0.8482 0.9179

48 0.8586 0.9239 0.8506 0.9192

49 0.8617 0.9257 0.8530 0.9206

50 0.8648 0.9275 0.8554 0.9220

51 0.8678 0.9292 0.8578 0.9235

52 0.8708 0.9310 0.8603 0.9249

53 0.8740 0.9327 0.8628 0.9264

54 0.8771 0.9345 0.8654 0.9278


1 0.7940 0.8852 0.7939 0.8851 56 0.8836 0.9382 0.8706 0.9308

2 0.7944 0.8854 0.7942 0.8853 57 0.8869 0.9401 0.8733 0.9324

3 0.7947 0.8856 0.7946 0.8855 58 0.8903 0.9420 0.8760 0.9339

4 0.7951 0.8859 0.7950 0.8858 59 0.8937 0.9439 0.8788 0.9355

5 0.7955 0.8861 0.7953 0.8860 60 0.8972 0.9458 0.8815 0.9370

6 0.7959 0.8864 0.7957 0.8863 61 0.9007 0.9477 0.8843 0.9386

7 0.7964 0.8867 0.7962 0.8865 62 0.9042 0.9497 0.8872 0.9402

8 0.7969 0.8870 0.7966 0.8868 63 0.9078 0.9517 0.8900 0.9418

9 0.7974 0.8873 0.7971 0.8871 64 0.9114 0.9536 0.8929 0.9434

10 0.7979 0.8876 0.7976 0.8874 65 0.9150 0.9556 0.8958 0.9450

11 0.7985 0.8880 0.7982 0.8877 66 0.9186 0.9576 0.8987 0.9467

12 0.7991 0.8883 0.7987 0.8881 67 0.9223 0.9596 0.9016 0.9483

13 0.7998 0.8887 0.7993 0.8885 68 0.9260 0.9616 0.9046 0.9499

14 0.8004 0.8892 0.7999 0.8889 69 0.9296 0.9635 0.9076 0.9515

15 0.8012 0.8896 0.8006 0.8893 70 0.9333 0.9655 0.9105 0.9532

16 0.8019 0.8901 0.8013 0.8897 71 0.9369 0.9674 0.9135 0.9548

17 0.8027 0.8905 0.8020 0.8901 72 0.9405 0.9693 0.9165 0.9564

18 0.8035 0.8910 0.8028 0.8906 73 0.9440 0.9712 0.9195 0.9581

19 0.8043 0.8916 0.8036 0.8911 74 0.9475 0.9730 0.9225 0.9597

20 0.8052 0.8921 0.8045 0.8916 75 0.9509 0.9749 0.9255 0.9613

21 0.8062 0.8927 0.8054 0.8922 76 0.9543 0.9766 0.9285 0.9629

22 0.8072 0.8933 0.8063 0.8928 77 0.9576 0.9783 0.9314 0.9645

23 0.8082 0.8940 0.8073 0.8934 78 0.9608 0.9800 0.9343 0.9661

24 0.8094 0.8946 0.8084 0.8940 79 0.9638 0.9816 0.9372 0.9676

25 0.8105 0.8954 0.8095 0.8947 80 0.9668 0.9831 0.9401 0.9691

26 0.8118 0.8961 0.8106 0.8954 81 0.9696 0.9846 0.9429 0.9706

27 0.8131 0.8969 0.8118 0.8961 82 0.9724 0.9860 0.9457 0.9721

28 0.8144 0.8977 0.8131 0.8969 83 0.9749 0.9873 0.9485 0.9735

29 0.8159 0.8986 0.8144 0.8977 84 0.9773 0.9885 0.9511 0.9749

30 0.8174 0.8995 0.8158 0.8985 85 0.9796 0.9897 0.9537 0.9763

31 0.8190 0.9005 0.8172 0.8994 86 0.9817 0.9908 0.9562 0.9776

32 0.8206 0.9015 0.8187 0.9003 87 0.9836 0.9917 0.9587 0.9789

33 0.8224 0.9025 0.8203 0.9013 88 0.9854 0.9927 0.9611 0.9801

34 0.8242 0.9036 0.8219 0.9022 89 0.9870 0.9935 0.9633 0.9813

35 0.8261 0.9048 0.8236 0.9032 90 0.9885 0.9942 0.9655 0.9824




Member's Age: 47


36 0.8218 0.9022 0.8190 0.9005

37 0.8239 0.9034 0.8209 0.9016

38 0.8261 0.9047 0.8228 0.9028

39 0.8283 0.9061 0.8247 0.9040

40 0.8307 0.9075 0.8268 0.9052

41 0.8332 0.9090 0.8288 0.9064

42 0.8358 0.9105 0.8310 0.9077

43 0.8384 0.9121 0.8332 0.9090

44 0.8411 0.9137 0.8354 0.9103

45 0.8440 0.9154 0.8377 0.9117

46 0.8469 0.9171 0.8401 0.9131

47 0.8499 0.9189 0.8425 0.9145

48 0.8530 0.9207 0.8449 0.9159

49 0.8561 0.9225 0.8474 0.9174

50 0.8594 0.9244 0.8499 0.9188

51 0.8625 0.9261 0.8524 0.9203

52 0.8656 0.9280 0.8550 0.9218

53 0.8688 0.9298 0.8576 0.9233

54 0.8721 0.9317 0.8602 0.9249


1 0.7875 0.8811 0.7874 0.8810 56 0.8788 0.9355 0.8656 0.9280

2 0.7878 0.8813 0.7877 0.8812 57 0.8822 0.9374 0.8684 0.9296

3 0.7882 0.8815 0.7880 0.8815 58 0.8857 0.9394 0.8712 0.9312

4 0.7885 0.8818 0.7884 0.8817 59 0.8892 0.9414 0.8740 0.9328

5 0.7889 0.8820 0.7888 0.8819 60 0.8928 0.9434 0.8769 0.9344

6 0.7894 0.8823 0.7892 0.8822 61 0.8964 0.9454 0.8798 0.9361

7 0.7898 0.8826 0.7896 0.8824 62 0.9001 0.9474 0.8827 0.9377

8 0.7903 0.8829 0.7901 0.8827 63 0.9038 0.9495 0.8857 0.9394

9 0.7908 0.8832 0.7906 0.8830 64 0.9075 0.9515 0.8887 0.9410

10 0.7914 0.8835 0.7911 0.8833 65 0.9113 0.9536 0.8917 0.9427

11 0.7919 0.8839 0.7916 0.8837 66 0.9150 0.9556 0.8947 0.9444

12 0.7926 0.8843 0.7922 0.8840 67 0.9188 0.9577 0.8977 0.9461

13 0.7932 0.8847 0.7928 0.8844 68 0.9226 0.9598 0.9008 0.9478

14 0.7939 0.8851 0.7934 0.8848 69 0.9264 0.9618 0.9038 0.9495

15 0.7946 0.8855 0.7941 0.8852 70 0.9302 0.9638 0.9069 0.9512

16 0.7953 0.8860 0.7948 0.8856 71 0.9340 0.9659 0.9100 0.9529

17 0.7961 0.8865 0.7955 0.8861 72 0.9377 0.9678 0.9131 0.9546

18 0.7969 0.8870 0.7963 0.8866 73 0.9414 0.9698 0.9162 0.9563

19 0.7978 0.8875 0.7971 0.8871 74 0.9450 0.9717 0.9193 0.9579

20 0.7987 0.8881 0.7979 0.8876 75 0.9486 0.9736 0.9224 0.9596

21 0.7997 0.8887 0.7988 0.8882 76 0.9521 0.9755 0.9254 0.9613

22 0.8007 0.8893 0.7998 0.8888 77 0.9555 0.9773 0.9285 0.9629

23 0.8017 0.8900 0.8008 0.8894 78 0.9588 0.9790 0.9315 0.9646

24 0.8028 0.8906 0.8019 0.8900 79 0.9621 0.9807 0.9345 0.9662

25 0.8040 0.8914 0.8030 0.8907 80 0.9651 0.9823 0.9375 0.9678

26 0.8053 0.8921 0.8041 0.8914 81 0.9681 0.9838 0.9405 0.9693

27 0.8066 0.8929 0.8054 0.8922 82 0.9709 0.9853 0.9433 0.9708

28 0.8080 0.8938 0.8066 0.8930 83 0.9736 0.9866 0.9462 0.9723

29 0.8094 0.8947 0.8080 0.8938 84 0.9761 0.9879 0.9490 0.9738

30 0.8109 0.8956 0.8094 0.8946 85 0.9785 0.9891 0.9517 0.9752

31 0.8125 0.8966 0.8108 0.8955 86 0.9807 0.9903 0.9543 0.9766

32 0.8142 0.8976 0.8123 0.8964 87 0.9828 0.9913 0.9568 0.9779

33 0.8160 0.8987 0.8139 0.8974 88 0.9846 0.9923 0.9593 0.9792

34 0.8178 0.8998 0.8156 0.8984 89 0.9864 0.9931 0.9617 0.9805

35 0.8198 0.9010 0.8173 0.8994 90 0.9879 0.9939 0.9639 0.9816




Member's Age: 48


36 0.8153 0.8983 0.8126 0.8966

37 0.8174 0.8996 0.8145 0.8977

38 0.8197 0.9009 0.8164 0.8989

39 0.8220 0.9023 0.8184 0.9001

40 0.8244 0.9038 0.8205 0.9014

41 0.8269 0.9053 0.8226 0.9027

42 0.8295 0.9068 0.8248 0.9040

43 0.8323 0.9084 0.8270 0.9053

44 0.8351 0.9101 0.8294 0.9067

45 0.8380 0.9118 0.8317 0.9081

46 0.8409 0.9136 0.8341 0.9096

47 0.8440 0.9154 0.8366 0.9110

48 0.8472 0.9173 0.8391 0.9125

49 0.8504 0.9192 0.8416 0.9140

50 0.8538 0.9211 0.8442 0.9155

51 0.8569 0.9230 0.8468 0.9170

52 0.8602 0.9248 0.8494 0.9186

53 0.8635 0.9267 0.8521 0.9202

54 0.8668 0.9287 0.8549 0.9218


1 0.7808 0.8769 0.7807 0.8768 56 0.8737 0.9326 0.8605 0.9250

2 0.7811 0.8771 0.7810 0.8770 57 0.8773 0.9346 0.8633 0.9267

3 0.7815 0.8773 0.7813 0.8773 58 0.8809 0.9367 0.8662 0.9283

4 0.7819 0.8776 0.7817 0.8775 59 0.8845 0.9387 0.8692 0.9300

5 0.7823 0.8778 0.7821 0.8777 60 0.8882 0.9408 0.8721 0.9317

6 0.7827 0.8781 0.7825 0.8780 61 0.8920 0.9429 0.8751 0.9334

7 0.7831 0.8784 0.7829 0.8782 62 0.8958 0.9450 0.8782 0.9351

8 0.7836 0.8787 0.7834 0.8785 63 0.8996 0.9472 0.8812 0.9369

9 0.7841 0.8790 0.7839 0.8788 64 0.9035 0.9493 0.8843 0.9386

10 0.7847 0.8793 0.7844 0.8792 65 0.9074 0.9514 0.8874 0.9403

11 0.7852 0.8797 0.7849 0.8795 66 0.9113 0.9536 0.8905 0.9421

12 0.7859 0.8801 0.7855 0.8798 67 0.9152 0.9557 0.8937 0.9439

13 0.7865 0.8805 0.7861 0.8802 68 0.9192 0.9579 0.8968 0.9456

14 0.7872 0.8809 0.7867 0.8806 69 0.9231 0.9600 0.9000 0.9474

15 0.7879 0.8814 0.7874 0.8810 70 0.9270 0.9621 0.9032 0.9491

16 0.7886 0.8818 0.7881 0.8815 71 0.9309 0.9642 0.9064 0.9509

17 0.7894 0.8823 0.7888 0.8819 72 0.9348 0.9663 0.9096 0.9527

18 0.7902 0.8828 0.7896 0.8824 73 0.9387 0.9684 0.9128 0.9544

19 0.7911 0.8834 0.7904 0.8829 74 0.9424 0.9704 0.9160 0.9562

20 0.7920 0.8839 0.7913 0.8835 75 0.9462 0.9723 0.9192 0.9579

21 0.7930 0.8845 0.7922 0.8840 76 0.9498 0.9743 0.9224 0.9596

22 0.7940 0.8852 0.7931 0.8846 77 0.9534 0.9761 0.9255 0.9613

23 0.7951 0.8858 0.7941 0.8853 78 0.9568 0.9779 0.9287 0.9630

24 0.7962 0.8865 0.7952 0.8859 79 0.9602 0.9797 0.9318 0.9647

25 0.7974 0.8873 0.7963 0.8866 80 0.9634 0.9814 0.9349 0.9663

26 0.7986 0.8880 0.7975 0.8873 81 0.9665 0.9830 0.9379 0.9680

27 0.7999 0.8889 0.7987 0.8881 82 0.9695 0.9845 0.9409 0.9695

28 0.8013 0.8897 0.8000 0.8889 83 0.9723 0.9859 0.9438 0.9711

29 0.8028 0.8906 0.8014 0.8897 84 0.9749 0.9873 0.9467 0.9726

30 0.8043 0.8916 0.8028 0.8906 85 0.9774 0.9886 0.9495 0.9741

31 0.8060 0.8926 0.8043 0.8915 86 0.9797 0.9898 0.9523 0.9755

32 0.8077 0.8936 0.8058 0.8925 87 0.9819 0.9908 0.9549 0.9769

33 0.8094 0.8947 0.8074 0.8934 88 0.9838 0.9918 0.9575 0.9783

34 0.8113 0.8958 0.8091 0.8945 89 0.9856 0.9928 0.9599 0.9796

35 0.8133 0.8970 0.8108 0.8955 90 0.9873 0.9936 0.9623 0.9808




Member's Age: 49


36 0.8087 0.8942 0.8060 0.8926

37 0.8108 0.8955 0.8079 0.8937

38 0.8131 0.8969 0.8099 0.8949

39 0.8155 0.8983 0.8119 0.8962

40 0.8179 0.8998 0.8140 0.8975

41 0.8205 0.9014 0.8162 0.8988

42 0.8231 0.9030 0.8184 0.9001

43 0.8259 0.9047 0.8207 0.9015

44 0.8288 0.9064 0.8231 0.9030

45 0.8317 0.9081 0.8255 0.9044

46 0.8348 0.9100 0.8280 0.9059

47 0.8380 0.9118 0.8305 0.9074

48 0.8412 0.9138 0.8331 0.9089

49 0.8445 0.9157 0.8357 0.9105

50 0.8480 0.9177 0.8383 0.9120

51 0.8512 0.9196 0.8410 0.9136

52 0.8545 0.9216 0.8437 0.9152

53 0.8579 0.9235 0.8465 0.9169

54 0.8614 0.9255 0.8494 0.9185


1 0.7739 0.8726 0.7738 0.8725 56 0.8685 0.9296 0.8551 0.9219

2 0.7743 0.8728 0.7742 0.8727 57 0.8722 0.9317 0.8581 0.9236

3 0.7746 0.8730 0.7745 0.8729 58 0.8759 0.9339 0.8611 0.9254

4 0.7750 0.8732 0.7749 0.8731 59 0.8797 0.9360 0.8641 0.9271

5 0.7754 0.8735 0.7752 0.8734 60 0.8835 0.9382 0.8672 0.9289

6 0.7758 0.8738 0.7756 0.8736 61 0.8874 0.9403 0.8703 0.9307

7 0.7763 0.8741 0.7761 0.8739 62 0.8913 0.9425 0.8735 0.9325

8 0.7768 0.8744 0.7765 0.8742 63 0.8953 0.9448 0.8766 0.9343

9 0.7773 0.8747 0.7770 0.8745 64 0.8993 0.9470 0.8798 0.9361

10 0.7778 0.8750 0.7775 0.8748 65 0.9034 0.9492 0.8830 0.9379

11 0.7784 0.8754 0.7781 0.8752 66 0.9074 0.9515 0.8863 0.9397

12 0.7790 0.8758 0.7786 0.8755 67 0.9115 0.9537 0.8895 0.9415

13 0.7796 0.8762 0.7792 0.8759 68 0.9156 0.9559 0.8928 0.9434

14 0.7803 0.8766 0.7798 0.8763 69 0.9197 0.9582 0.8961 0.9452

15 0.7811 0.8771 0.7805 0.8767 70 0.9237 0.9604 0.8994 0.9470

16 0.7818 0.8775 0.7812 0.8772 71 0.9278 0.9626 0.9027 0.9488

17 0.7826 0.8780 0.7820 0.8776 72 0.9318 0.9647 0.9060 0.9507

18 0.7834 0.8785 0.7827 0.8781 73 0.9358 0.9668 0.9093 0.9525

19 0.7843 0.8791 0.7836 0.8786 74 0.9398 0.9689 0.9126 0.9543

20 0.7852 0.8797 0.7844 0.8792 75 0.9436 0.9710 0.9159 0.9561

21 0.7861 0.8803 0.7853 0.8798 76 0.9474 0.9730 0.9192 0.9579

22 0.7872 0.8809 0.7863 0.8804 77 0.9511 0.9750 0.9224 0.9597

23 0.7882 0.8816 0.7873 0.8810 78 0.9547 0.9768 0.9257 0.9614

24 0.7894 0.8823 0.7884 0.8817 79 0.9582 0.9787 0.9289 0.9631

25 0.7905 0.8830 0.7895 0.8824 80 0.9616 0.9804 0.9321 0.9649

26 0.7918 0.8838 0.7907 0.8831 81 0.9648 0.9821 0.9353 0.9665

27 0.7931 0.8846 0.7919 0.8839 82 0.9679 0.9837 0.9384 0.9682

28 0.7945 0.8855 0.7932 0.8847 83 0.9709 0.9852 0.9414 0.9698

29 0.7960 0.8864 0.7946 0.8855 84 0.9736 0.9866 0.9444 0.9714

30 0.7976 0.8874 0.7960 0.8864 85 0.9762 0.9880 0.9473 0.9729

31 0.7992 0.8884 0.7975 0.8874 86 0.9787 0.9892 0.9501 0.9744

32 0.8009 0.8895 0.7991 0.8883 87 0.9809 0.9904 0.9529 0.9759

33 0.8027 0.8906 0.8007 0.8893 88 0.9830 0.9914 0.9556 0.9773

34 0.8046 0.8917 0.8024 0.8904 89 0.9849 0.9924 0.9581 0.9786

35 0.8066 0.8929 0.8042 0.8914 90 0.9866 0.9932 0.9606 0.9799




Member's Age: 50


36 0.8019 0.8900 0.7992 0.8884

37 0.8041 0.8914 0.8011 0.8896

38 0.8063 0.8928 0.8031 0.8908

39 0.8087 0.8943 0.8052 0.8921

40 0.8113 0.8958 0.8074 0.8934

41 0.8139 0.8974 0.8096 0.8948

42 0.8166 0.8990 0.8119 0.8962

43 0.8194 0.9007 0.8142 0.8976

44 0.8223 0.9025 0.8166 0.8991

45 0.8253 0.9043 0.8191 0.9006

46 0.8285 0.9062 0.8216 0.9021

47 0.8317 0.9081 0.8242 0.9037

48 0.8350 0.9101 0.8269 0.9052

49 0.8385 0.9121 0.8296 0.9068

50 0.8420 0.9142 0.8323 0.9085

51 0.8453 0.9162 0.8350 0.9101

52 0.8487 0.9182 0.8379 0.9118

53 0.8522 0.9202 0.8407 0.9135

54 0.8558 0.9223 0.8437 0.9152


1 0.7670 0.8681 0.7669 0.8680 56 0.8632 0.9266 0.8496 0.9187

2 0.7673 0.8683 0.7672 0.8682 57 0.8669 0.9287 0.8527 0.9205

3 0.7676 0.8685 0.7675 0.8685 58 0.8708 0.9309 0.8558 0.9223

4 0.7680 0.8688 0.7679 0.8687 59 0.8747 0.9332 0.8590 0.9241

5 0.7684 0.8690 0.7683 0.8689 60 0.8786 0.9354 0.8621 0.9260

6 0.7688 0.8693 0.7687 0.8692 61 0.8827 0.9377 0.8654 0.9278

7 0.7693 0.8696 0.7691 0.8695 62 0.8867 0.9400 0.8686 0.9297

8 0.7698 0.8699 0.7695 0.8698 63 0.8908 0.9423 0.8719 0.9316

9 0.7703 0.8702 0.7700 0.8701 64 0.8950 0.9446 0.8752 0.9334

10 0.7708 0.8706 0.7705 0.8704 65 0.8992 0.9469 0.8785 0.9353

11 0.7714 0.8709 0.7711 0.8707 66 0.9034 0.9492 0.8819 0.9372

12 0.7720 0.8713 0.7716 0.8711 67 0.9076 0.9516 0.8852 0.9391

13 0.7726 0.8717 0.7722 0.8715 68 0.9119 0.9539 0.8886 0.9410

14 0.7733 0.8722 0.7729 0.8719 69 0.9161 0.9562 0.8920 0.9429

15 0.7741 0.8726 0.7735 0.8723 70 0.9203 0.9585 0.8954 0.9448

16 0.7748 0.8731 0.7742 0.8727 71 0.9245 0.9608 0.8988 0.9467

17 0.7756 0.8736 0.7750 0.8732 72 0.9287 0.9630 0.9023 0.9486

18 0.7764 0.8741 0.7757 0.8737 73 0.9329 0.9653 0.9057 0.9505

19 0.7773 0.8747 0.7766 0.8742 74 0.9370 0.9675 0.9091 0.9524

20 0.7782 0.8753 0.7774 0.8748 75 0.9410 0.9696 0.9125 0.9543

21 0.7791 0.8759 0.7784 0.8754 76 0.9449 0.9717 0.9159 0.9561

22 0.7802 0.8765 0.7793 0.8760 77 0.9488 0.9737 0.9193 0.9579

23 0.7812 0.8772 0.7804 0.8766 78 0.9526 0.9757 0.9227 0.9598

24 0.7824 0.8779 0.7814 0.8773 79 0.9562 0.9776 0.9260 0.9616

25 0.7836 0.8787 0.7826 0.8780 80 0.9597 0.9794 0.9293 0.9633

26 0.7848 0.8795 0.7838 0.8788 81 0.9631 0.9812 0.9325 0.9651

27 0.7862 0.8803 0.7850 0.8796 82 0.9663 0.9829 0.9358 0.9668

28 0.7876 0.8812 0.7863 0.8804 83 0.9694 0.9845 0.9389 0.9685

29 0.7891 0.8821 0.7877 0.8812 84 0.9723 0.9859 0.9420 0.9701

30 0.7906 0.8831 0.7891 0.8821 85 0.9750 0.9873 0.9450 0.9717

31 0.7923 0.8841 0.7906 0.8831 86 0.9775 0.9886 0.9480 0.9733

32 0.7940 0.8852 0.7922 0.8841 87 0.9799 0.9898 0.9508 0.9748

33 0.7959 0.8863 0.7939 0.8851 88 0.9821 0.9910 0.9536 0.9762

34 0.7978 0.8875 0.7956 0.8861 89 0.9840 0.9920 0.9562 0.9776

35 0.7998 0.8887 0.7974 0.8873 90 0.9858 0.9929 0.9588 0.9790




Member's Age: 51


36 0.7949 0.8857 0.7923 0.8841

37 0.7971 0.8871 0.7942 0.8853

38 0.7994 0.8885 0.7963 0.8866

39 0.8019 0.8900 0.7984 0.8879

40 0.8044 0.8916 0.8006 0.8892

41 0.8071 0.8932 0.8028 0.8906

42 0.8098 0.8949 0.8052 0.8921

43 0.8127 0.8967 0.8076 0.8935

44 0.8157 0.8985 0.8100 0.8950

45 0.8188 0.9004 0.8126 0.8966

46 0.8220 0.9023 0.8152 0.8982

47 0.8253 0.9043 0.8178 0.8998

48 0.8287 0.9063 0.8205 0.9014

49 0.8322 0.9084 0.8233 0.9031

50 0.8358 0.9106 0.8261 0.9048

51 0.8392 0.9126 0.8289 0.9065

52 0.8427 0.9147 0.8318 0.9082

53 0.8463 0.9168 0.8348 0.9100

54 0.8500 0.9189 0.8378 0.9117


1 0.7598 0.8635 0.7597 0.8635 56 0.8576 0.9233 0.8440 0.9154

2 0.7602 0.8637 0.7601 0.8637 57 0.8615 0.9256 0.8472 0.9173

3 0.7605 0.8640 0.7604 0.8639 58 0.8655 0.9279 0.8504 0.9191

4 0.7609 0.8642 0.7608 0.8641 59 0.8695 0.9302 0.8536 0.9210

5 0.7613 0.8645 0.7611 0.8644 60 0.8736 0.9325 0.8569 0.9229

6 0.7617 0.8647 0.7615 0.8646 61 0.8778 0.9349 0.8602 0.9249

7 0.7622 0.8650 0.7620 0.8649 62 0.8820 0.9373 0.8636 0.9268

8 0.7626 0.8653 0.7624 0.8652 63 0.8862 0.9397 0.8670 0.9288

9 0.7632 0.8657 0.7629 0.8655 64 0.8905 0.9421 0.8704 0.9307

10 0.7637 0.8660 0.7634 0.8658 65 0.8949 0.9445 0.8739 0.9327

11 0.7643 0.8664 0.7639 0.8662 66 0.8992 0.9469 0.8774 0.9347

12 0.7649 0.8668 0.7645 0.8665 67 0.9036 0.9494 0.8808 0.9366

13 0.7655 0.8672 0.7651 0.8669 68 0.9080 0.9518 0.8844 0.9386

14 0.7662 0.8676 0.7657 0.8673 69 0.9124 0.9542 0.8879 0.9406

15 0.7669 0.8681 0.7664 0.8677 70 0.9168 0.9566 0.8914 0.9426

16 0.7677 0.8686 0.7671 0.8682 71 0.9212 0.9590 0.8949 0.9446

17 0.7684 0.8691 0.7678 0.8687 72 0.9255 0.9613 0.8985 0.9465

18 0.7693 0.8696 0.7686 0.8692 73 0.9298 0.9636 0.9020 0.9485

19 0.7701 0.8701 0.7694 0.8697 74 0.9341 0.9659 0.9055 0.9504

20 0.7710 0.8707 0.7703 0.8703 75 0.9383 0.9682 0.9091 0.9524

21 0.7720 0.8713 0.7712 0.8709 76 0.9424 0.9703 0.9126 0.9543

22 0.7730 0.8720 0.7722 0.8715 77 0.9464 0.9725 0.9161 0.9562

23 0.7741 0.8727 0.7732 0.8721 78 0.9503 0.9745 0.9196 0.9581

24 0.7753 0.8734 0.7743 0.8728 79 0.9541 0.9765 0.9230 0.9600

25 0.7765 0.8742 0.7755 0.8735 80 0.9578 0.9784 0.9264 0.9618

26 0.7777 0.8750 0.7767 0.8743 81 0.9613 0.9803 0.9298 0.9636

27 0.7791 0.8758 0.7779 0.8751 82 0.9647 0.9820 0.9331 0.9654

28 0.7805 0.8767 0.7792 0.8759 83 0.9679 0.9837 0.9364 0.9671

29 0.7820 0.8777 0.7806 0.8768 84 0.9709 0.9852 0.9396 0.9688

30 0.7836 0.8787 0.7821 0.8777 85 0.9737 0.9867 0.9427 0.9705

31 0.7852 0.8797 0.7836 0.8787 86 0.9764 0.9881 0.9457 0.9721

32 0.7870 0.8808 0.7852 0.8797 87 0.9789 0.9893 0.9487 0.9737

33 0.7888 0.8819 0.7869 0.8807 88 0.9811 0.9905 0.9516 0.9752

34 0.7908 0.8831 0.7886 0.8818 89 0.9832 0.9915 0.9543 0.9766

35 0.7928 0.8844 0.7904 0.8829 90 0.9851 0.9925 0.9570 0.9780




Member's Age: 52


36 0.7878 0.8813 0.7852 0.8797

37 0.7900 0.8827 0.7872 0.8809

38 0.7924 0.8842 0.7893 0.8822

39 0.7949 0.8857 0.7914 0.8836

40 0.7974 0.8873 0.7936 0.8849

41 0.8001 0.8890 0.7959 0.8864

42 0.8029 0.8907 0.7983 0.8878

43 0.8059 0.8925 0.8007 0.8893

44 0.8089 0.8943 0.8033 0.8909

45 0.8120 0.8963 0.8059 0.8925

46 0.8153 0.8983 0.8085 0.8941

47 0.8187 0.9003 0.8112 0.8958

48 0.8222 0.9024 0.8140 0.8975

49 0.8258 0.9046 0.8168 0.8992

50 0.8294 0.9068 0.8197 0.9009

51 0.8330 0.9089 0.8226 0.9027

52 0.8366 0.9110 0.8256 0.9045

53 0.8403 0.9132 0.8287 0.9063

54 0.8441 0.9154 0.8318 0.9082


1 0.7526 0.8588 0.7525 0.8588 56 0.8519 0.9200 0.8382 0.9120

2 0.7529 0.8591 0.7528 0.8590 57 0.8559 0.9224 0.8415 0.9139

3 0.7533 0.8593 0.7532 0.8592 58 0.8600 0.9247 0.8448 0.9159

4 0.7537 0.8595 0.7535 0.8594 59 0.8642 0.9271 0.8481 0.9178

5 0.7540 0.8598 0.7539 0.8597 60 0.8684 0.9296 0.8516 0.9198

6 0.7545 0.8601 0.7543 0.8599 61 0.8727 0.9320 0.8550 0.9218

7 0.7549 0.8603 0.7547 0.8602 62 0.8770 0.9345 0.8585 0.9239

8 0.7554 0.8607 0.7552 0.8605 63 0.8815 0.9370 0.8620 0.9259

9 0.7559 0.8610 0.7556 0.8608 64 0.8859 0.9395 0.8656 0.9279

10 0.7564 0.8613 0.7562 0.8611 65 0.8904 0.9420 0.8691 0.9300

11 0.7570 0.8617 0.7567 0.8615 66 0.8949 0.9446 0.8727 0.9321

12 0.7576 0.8621 0.7572 0.8619 67 0.8995 0.9471 0.8764 0.9341

13 0.7583 0.8625 0.7578 0.8622 68 0.9041 0.9496 0.8800 0.9362

14 0.7589 0.8630 0.7585 0.8627 69 0.9086 0.9521 0.8836 0.9382

15 0.7597 0.8634 0.7591 0.8631 70 0.9132 0.9546 0.8873 0.9403

16 0.7604 0.8639 0.7598 0.8635 71 0.9177 0.9571 0.8910 0.9423

17 0.7612 0.8644 0.7606 0.8640 72 0.9222 0.9596 0.8946 0.9444

18 0.7620 0.8649 0.7614 0.8645 73 0.9267 0.9620 0.8983 0.9464

19 0.7629 0.8655 0.7622 0.8651 74 0.9311 0.9643 0.9019 0.9484

20 0.7638 0.8661 0.7631 0.8656 75 0.9355 0.9667 0.9056 0.9505

21 0.7648 0.8667 0.7640 0.8662 76 0.9398 0.9689 0.9092 0.9525

22 0.7658 0.8674 0.7650 0.8668 77 0.9439 0.9712 0.9128 0.9544

23 0.7669 0.8680 0.7660 0.8675 78 0.9480 0.9733 0.9164 0.9564

24 0.7680 0.8688 0.7671 0.8682 79 0.9520 0.9754 0.9200 0.9583

25 0.7692 0.8696 0.7682 0.8689 80 0.9558 0.9774 0.9235 0.9602

26 0.7705 0.8704 0.7694 0.8697 81 0.9595 0.9793 0.9270 0.9621

27 0.7718 0.8712 0.7707 0.8705 82 0.9630 0.9811 0.9304 0.9640

28 0.7733 0.8721 0.7720 0.8714 83 0.9663 0.9829 0.9338 0.9658

29 0.7748 0.8731 0.7734 0.8722 84 0.9695 0.9845 0.9371 0.9675

30 0.7764 0.8741 0.7749 0.8732 85 0.9724 0.9860 0.9403 0.9693

31 0.7780 0.8752 0.7764 0.8742 86 0.9752 0.9874 0.9435 0.9709

32 0.7798 0.8763 0.7780 0.8752 87 0.9778 0.9888 0.9466 0.9725

33 0.7817 0.8774 0.7797 0.8762 88 0.9802 0.9900 0.9495 0.9741

34 0.7836 0.8787 0.7815 0.8773 89 0.9823 0.9911 0.9524 0.9756

35 0.7856 0.8800 0.7833 0.8785 90 0.9843 0.9921 0.9551 0.9770




Member's Age: 53


36 0.7805 0.8767 0.7780 0.8751

37 0.7828 0.8782 0.7800 0.8764

38 0.7852 0.8797 0.7821 0.8777

39 0.7877 0.8812 0.7843 0.8791

40 0.7903 0.8829 0.7865 0.8805

41 0.7930 0.8846 0.7889 0.8820

42 0.7959 0.8863 0.7913 0.8835

43 0.7988 0.8882 0.7938 0.8850

44 0.8019 0.8901 0.7964 0.8866

45 0.8051 0.8921 0.7990 0.8883

46 0.8085 0.8941 0.8017 0.8899

47 0.8119 0.8962 0.8045 0.8917

48 0.8155 0.8984 0.8073 0.8934

49 0.8191 0.9006 0.8102 0.8952

50 0.8229 0.9029 0.8132 0.8970

51 0.8265 0.9050 0.8162 0.8988

52 0.8302 0.9072 0.8193 0.9007

53 0.8340 0.9095 0.8224 0.9025

54 0.8379 0.9118 0.8256 0.9045


1 0.7452 0.8540 0.7452 0.8540 56 0.8460 0.9166 0.8322 0.9084

2 0.7456 0.8542 0.7455 0.8542 57 0.8501 0.9190 0.8356 0.9104

3 0.7459 0.8545 0.7458 0.8544 58 0.8543 0.9214 0.8390 0.9125

4 0.7463 0.8547 0.7462 0.8546 59 0.8586 0.9239 0.8425 0.9145

5 0.7467 0.8550 0.7465 0.8549 60 0.8630 0.9265 0.8461 0.9166

6 0.7471 0.8553 0.7469 0.8551 61 0.8675 0.9290 0.8496 0.9187

7 0.7476 0.8555 0.7474 0.8554 62 0.8720 0.9316 0.8533 0.9208

8 0.7480 0.8559 0.7478 0.8557 63 0.8765 0.9342 0.8569 0.9229

9 0.7485 0.8562 0.7483 0.8560 64 0.8812 0.9368 0.8606 0.9251

10 0.7491 0.8565 0.7488 0.8563 65 0.8858 0.9395 0.8643 0.9272

11 0.7496 0.8569 0.7493 0.8567 66 0.8905 0.9421 0.8680 0.9294

12 0.7502 0.8573 0.7499 0.8571 67 0.8952 0.9447 0.8718 0.9315

13 0.7509 0.8577 0.7505 0.8575 68 0.9000 0.9474 0.8756 0.9337

14 0.7516 0.8582 0.7511 0.8579 69 0.9047 0.9500 0.8793 0.9358

15 0.7523 0.8586 0.7518 0.8583 70 0.9095 0.9526 0.8831 0.9379

16 0.7530 0.8591 0.7525 0.8588 71 0.9142 0.9552 0.8869 0.9401

17 0.7538 0.8596 0.7532 0.8592 72 0.9189 0.9577 0.8907 0.9422

18 0.7546 0.8602 0.7540 0.8597 73 0.9235 0.9602 0.8945 0.9443

19 0.7555 0.8607 0.7548 0.8603 74 0.9281 0.9627 0.8983 0.9464

20 0.7564 0.8613 0.7557 0.8609 75 0.9326 0.9651 0.9021 0.9485

21 0.7574 0.8619 0.7566 0.8615 76 0.9371 0.9675 0.9058 0.9506

22 0.7584 0.8626 0.7576 0.8621 77 0.9414 0.9698 0.9096 0.9527

23 0.7595 0.8633 0.7586 0.8628 78 0.9457 0.9721 0.9133 0.9547

24 0.7606 0.8640 0.7597 0.8635 79 0.9498 0.9742 0.9170 0.9567

25 0.7618 0.8648 0.7609 0.8642 80 0.9538 0.9763 0.9206 0.9587

26 0.7631 0.8656 0.7621 0.8650 81 0.9576 0.9783 0.9242 0.9606

27 0.7645 0.8665 0.7634 0.8658 82 0.9612 0.9802 0.9278 0.9625

28 0.7659 0.8674 0.7647 0.8667 83 0.9647 0.9820 0.9312 0.9644

29 0.7674 0.8684 0.7661 0.8676 84 0.9680 0.9837 0.9347 0.9662

30 0.7690 0.8694 0.7676 0.8685 85 0.9711 0.9853 0.9380 0.9680

31 0.7707 0.8705 0.7691 0.8695 86 0.9740 0.9868 0.9413 0.9697

32 0.7725 0.8716 0.7708 0.8705 87 0.9767 0.9882 0.9444 0.9714

33 0.7743 0.8728 0.7725 0.8716 88 0.9792 0.9895 0.9475 0.9730

34 0.7763 0.8741 0.7742 0.8727 89 0.9815 0.9906 0.9504 0.9746

35 0.7784 0.8754 0.7761 0.8739 90 0.9835 0.9917 0.9533 0.9761




Member's Age: 54


36 0.7731 0.8721 0.7707 0.8705

37 0.7754 0.8735 0.7727 0.8718

38 0.7778 0.8750 0.7748 0.8731

39 0.7804 0.8766 0.7770 0.8745

40 0.7830 0.8783 0.7793 0.8760

41 0.7858 0.8800 0.7817 0.8775

42 0.7887 0.8818 0.7841 0.8790

43 0.7917 0.8837 0.7867 0.8806

44 0.7948 0.8857 0.7893 0.8822

45 0.7981 0.8877 0.7920 0.8839

46 0.8015 0.8898 0.7947 0.8856

47 0.8050 0.8920 0.7976 0.8874

48 0.8086 0.8942 0.8005 0.8892

49 0.8124 0.8965 0.8035 0.8910

50 0.8162 0.8988 0.8065 0.8929

51 0.8199 0.9011 0.8096 0.8948

52 0.8237 0.9033 0.8127 0.8967

53 0.8276 0.9057 0.8160 0.8987

54 0.8316 0.9081 0.8193 0.9007


1 0.7378 0.8491 0.7377 0.8490 56 0.8399 0.9130 0.8261 0.9048

2 0.7381 0.8493 0.7380 0.8493 57 0.8442 0.9155 0.8296 0.9069

3 0.7384 0.8495 0.7383 0.8495 58 0.8485 0.9181 0.8331 0.9090

4 0.7388 0.8498 0.7387 0.8497 59 0.8530 0.9206 0.8368 0.9111

5 0.7392 0.8501 0.7391 0.8500 60 0.8575 0.9233 0.8404 0.9133

6 0.7396 0.8503 0.7395 0.8502 61 0.8621 0.9259 0.8441 0.9155

7 0.7401 0.8506 0.7399 0.8505 62 0.8667 0.9286 0.8479 0.9177

8 0.7405 0.8509 0.7403 0.8508 63 0.8715 0.9313 0.8517 0.9199

9 0.7410 0.8513 0.7408 0.8511 64 0.8763 0.9340 0.8555 0.9221

10 0.7416 0.8516 0.7413 0.8514 65 0.8811 0.9368 0.8593 0.9244

11 0.7421 0.8520 0.7418 0.8518 66 0.8860 0.9395 0.8632 0.9266

12 0.7427 0.8524 0.7424 0.8521 67 0.8909 0.9423 0.8671 0.9288

13 0.7434 0.8528 0.7430 0.8525 68 0.8958 0.9450 0.8710 0.9311

14 0.7441 0.8533 0.7436 0.8530 69 0.9007 0.9478 0.8750 0.9333

15 0.7448 0.8537 0.7443 0.8534 70 0.9056 0.9505 0.8789 0.9355

16 0.7455 0.8542 0.7450 0.8538 71 0.9105 0.9532 0.8828 0.9378

17 0.7463 0.8547 0.7457 0.8543 72 0.9154 0.9558 0.8868 0.9400

18 0.7471 0.8553 0.7465 0.8548 73 0.9202 0.9585 0.8907 0.9422

19 0.7480 0.8558 0.7473 0.8554 74 0.9250 0.9610 0.8946 0.9444

20 0.7489 0.8564 0.7482 0.8560 75 0.9297 0.9636 0.8985 0.9466

21 0.7499 0.8571 0.7491 0.8566 76 0.9343 0.9661 0.9024 0.9487

22 0.7509 0.8577 0.7501 0.8572 77 0.9389 0.9685 0.9063 0.9508

23 0.7520 0.8584 0.7511 0.8579 78 0.9433 0.9708 0.9101 0.9530

24 0.7531 0.8592 0.7522 0.8586 79 0.9475 0.9731 0.9140 0.9550

25 0.7543 0.8600 0.7534 0.8594 80 0.9517 0.9752 0.9177 0.9571

26 0.7556 0.8608 0.7546 0.8601 81 0.9557 0.9773 0.9214 0.9591

27 0.7570 0.8617 0.7559 0.8610 82 0.9595 0.9793 0.9251 0.9611

28 0.7584 0.8626 0.7572 0.8618 83 0.9631 0.9812 0.9287 0.9630

29 0.7599 0.8636 0.7587 0.8628 84 0.9665 0.9830 0.9322 0.9649

30 0.7615 0.8646 0.7601 0.8637 85 0.9698 0.9846 0.9357 0.9668

31 0.7632 0.8657 0.7617 0.8647 86 0.9728 0.9862 0.9390 0.9686

32 0.7650 0.8669 0.7633 0.8658 87 0.9756 0.9876 0.9423 0.9703

33 0.7669 0.8681 0.7650 0.8669 88 0.9782 0.9890 0.9455 0.9720

34 0.7689 0.8693 0.7668 0.8680 89 0.9806 0.9902 0.9485 0.9736

35 0.7710 0.8707 0.7687 0.8692 90 0.9827 0.9913 0.9515 0.9751




Member's Age: 55


36 0.7656 0.8672 0.7631 0.8657

37 0.7679 0.8687 0.7652 0.8670

38 0.7703 0.8703 0.7674 0.8684

39 0.7729 0.8719 0.7696 0.8698

40 0.7755 0.8736 0.7719 0.8713

41 0.7783 0.8754 0.7743 0.8728

42 0.7813 0.8772 0.7768 0.8744

43 0.7843 0.8791 0.7794 0.8760

44 0.7875 0.8811 0.7820 0.8777

45 0.7908 0.8832 0.7848 0.8794

46 0.7943 0.8853 0.7876 0.8812

47 0.7979 0.8876 0.7905 0.8830

48 0.8016 0.8899 0.7935 0.8849

49 0.8054 0.8922 0.7965 0.8867

50 0.8093 0.8946 0.7996 0.8887

51 0.8131 0.8969 0.8028 0.8906

52 0.8170 0.8993 0.8060 0.8926

53 0.8210 0.9017 0.8094 0.8946

54 0.8251 0.9042 0.8128 0.8967


1 0.7302 0.8440 0.7301 0.8440 56 0.8336 0.9093 0.8198 0.9010

2 0.7305 0.8443 0.7304 0.8442 57 0.8380 0.9119 0.8234 0.9031

3 0.7308 0.8445 0.7307 0.8444 58 0.8425 0.9145 0.8271 0.9054

4 0.7312 0.8447 0.7311 0.8446 59 0.8471 0.9172 0.8308 0.9076

5 0.7316 0.8450 0.7314 0.8449 60 0.8517 0.9199 0.8346 0.9099

6 0.7320 0.8453 0.7318 0.8452 61 0.8565 0.9227 0.8385 0.9121

7 0.7324 0.8456 0.7323 0.8454 62 0.8613 0.9255 0.8423 0.9144

8 0.7329 0.8459 0.7327 0.8457 63 0.8662 0.9283 0.8463 0.9167

9 0.7334 0.8462 0.7332 0.8460 64 0.8712 0.9312 0.8503 0.9191

10 0.7340 0.8466 0.7337 0.8464 65 0.8762 0.9340 0.8543 0.9214

11 0.7345 0.8469 0.7342 0.8467 66 0.8812 0.9369 0.8583 0.9237

12 0.7351 0.8473 0.7348 0.8471 67 0.8863 0.9397 0.8623 0.9261

13 0.7358 0.8478 0.7353 0.8475 68 0.8914 0.9426 0.8664 0.9284

14 0.7364 0.8482 0.7360 0.8479 69 0.8965 0.9455 0.8705 0.9308

15 0.7371 0.8487 0.7366 0.8483 70 0.9017 0.9483 0.8746 0.9331

16 0.7379 0.8492 0.7373 0.8488 71 0.9068 0.9511 0.8787 0.9354

17 0.7387 0.8497 0.7381 0.8493 72 0.9118 0.9539 0.8827 0.9377

18 0.7395 0.8502 0.7389 0.8498 73 0.9168 0.9566 0.8868 0.9400

19 0.7403 0.8508 0.7397 0.8504 74 0.9218 0.9593 0.8909 0.9423

20 0.7412 0.8514 0.7406 0.8509 75 0.9267 0.9620 0.8950 0.9446

21 0.7422 0.8520 0.7415 0.8516 76 0.9315 0.9645 0.8990 0.9468

22 0.7432 0.8527 0.7425 0.8522 77 0.9362 0.9671 0.9030 0.9490

23 0.7443 0.8534 0.7435 0.8529 78 0.9408 0.9695 0.9070 0.9512

24 0.7455 0.8542 0.7446 0.8536 79 0.9453 0.9719 0.9109 0.9534

25 0.7467 0.8550 0.7458 0.8544 80 0.9496 0.9741 0.9148 0.9555

26 0.7480 0.8558 0.7470 0.8552 81 0.9537 0.9763 0.9187 0.9576

27 0.7493 0.8567 0.7483 0.8560 82 0.9577 0.9784 0.9224 0.9597

28 0.7508 0.8576 0.7496 0.8569 83 0.9615 0.9803 0.9262 0.9617

29 0.7523 0.8586 0.7510 0.8578 84 0.9650 0.9822 0.9298 0.9636

30 0.7539 0.8597 0.7525 0.8588 85 0.9684 0.9839 0.9334 0.9655

31 0.7556 0.8608 0.7541 0.8598 86 0.9716 0.9856 0.9369 0.9674

32 0.7574 0.8620 0.7558 0.8609 87 0.9745 0.9871 0.9402 0.9692

33 0.7593 0.8632 0.7575 0.8620 88 0.9772 0.9885 0.9435 0.9709

34 0.7613 0.8645 0.7593 0.8632 89 0.9797 0.9897 0.9466 0.9726

35 0.7634 0.8658 0.7612 0.8644 90 0.9819 0.9909 0.9497 0.9742




Member's Age: 56


36 0.7578 0.8622 0.7555 0.8607

37 0.7602 0.8637 0.7575 0.8620

38 0.7626 0.8653 0.7597 0.8634

39 0.7652 0.8670 0.7620 0.8649

40 0.7679 0.8687 0.7643 0.8664

41 0.7707 0.8705 0.7667 0.8680

42 0.7737 0.8724 0.7693 0.8696

43 0.7768 0.8744 0.7719 0.8713

44 0.7800 0.8764 0.7746 0.8730

45 0.7834 0.8785 0.7774 0.8748

46 0.7869 0.8807 0.7803 0.8766

47 0.7905 0.8830 0.7832 0.8784

48 0.7943 0.8854 0.7863 0.8803

49 0.7982 0.8878 0.7894 0.8823

50 0.8022 0.8903 0.7925 0.8843

51 0.8061 0.8926 0.7958 0.8863

52 0.8101 0.8951 0.7991 0.8883

53 0.8142 0.8976 0.8025 0.8904

54 0.8184 0.9001 0.8060 0.8926


1 0.7224 0.8388 0.7223 0.8388 56 0.8271 0.9054 0.8133 0.8970

2 0.7227 0.8390 0.7226 0.8390 57 0.8316 0.9081 0.8170 0.8993

3 0.7231 0.8393 0.7230 0.8392 58 0.8362 0.9108 0.8208 0.9016

4 0.7234 0.8395 0.7233 0.8394 59 0.8410 0.9136 0.8247 0.9039

5 0.7238 0.8398 0.7237 0.8397 60 0.8458 0.9165 0.8286 0.9063

6 0.7242 0.8401 0.7241 0.8400 61 0.8507 0.9193 0.8326 0.9086

7 0.7247 0.8404 0.7245 0.8402 62 0.8557 0.9222 0.8366 0.9110

8 0.7251 0.8407 0.7249 0.8405 63 0.8608 0.9252 0.8407 0.9135

9 0.7256 0.8410 0.7254 0.8408 64 0.8659 0.9281 0.8448 0.9159

10 0.7262 0.8414 0.7259 0.8412 65 0.8711 0.9311 0.8490 0.9183

11 0.7267 0.8417 0.7264 0.8415 66 0.8763 0.9341 0.8532 0.9208

12 0.7273 0.8421 0.7270 0.8419 67 0.8816 0.9371 0.8574 0.9232

13 0.7280 0.8426 0.7276 0.8423 68 0.8869 0.9401 0.8616 0.9257

14 0.7286 0.8430 0.7282 0.8427 69 0.8922 0.9430 0.8659 0.9281

15 0.7293 0.8435 0.7288 0.8432 70 0.8975 0.9460 0.8701 0.9305

16 0.7301 0.8440 0.7295 0.8436 71 0.9028 0.9489 0.8744 0.9330

17 0.7308 0.8445 0.7303 0.8441 72 0.9081 0.9518 0.8786 0.9354

18 0.7317 0.8450 0.7310 0.8446 73 0.9133 0.9547 0.8829 0.9378

19 0.7325 0.8456 0.7319 0.8452 74 0.9185 0.9575 0.8871 0.9402

20 0.7334 0.8462 0.7327 0.8458 75 0.9236 0.9603 0.8913 0.9425

21 0.7344 0.8469 0.7337 0.8464 76 0.9286 0.9630 0.8955 0.9449

22 0.7354 0.8475 0.7347 0.8470 77 0.9335 0.9656 0.8997 0.9472

23 0.7365 0.8483 0.7357 0.8477 78 0.9383 0.9682 0.9038 0.9495

24 0.7376 0.8490 0.7368 0.8485 79 0.9429 0.9706 0.9079 0.9517

25 0.7389 0.8498 0.7380 0.8492 80 0.9474 0.9730 0.9119 0.9539

26 0.7401 0.8507 0.7392 0.8500 81 0.9517 0.9753 0.9159 0.9561

27 0.7415 0.8516 0.7405 0.8509 82 0.9558 0.9774 0.9198 0.9582

28 0.7430 0.8525 0.7418 0.8518 83 0.9598 0.9795 0.9236 0.9603

29 0.7445 0.8535 0.7433 0.8527 84 0.9635 0.9814 0.9274 0.9623

30 0.7461 0.8546 0.7448 0.8537 85 0.9670 0.9832 0.9311 0.9643

31 0.7478 0.8557 0.7463 0.8547 86 0.9703 0.9849 0.9347 0.9662

32 0.7496 0.8569 0.7480 0.8558 87 0.9733 0.9865 0.9382 0.9681

33 0.7515 0.8581 0.7497 0.8570 88 0.9762 0.9879 0.9416 0.9699

34 0.7535 0.8594 0.7516 0.8582 89 0.9788 0.9893 0.9448 0.9716

35 0.7556 0.8608 0.7535 0.8594 90 0.9811 0.9905 0.9479 0.9733




Member's Age: 57


36 0.7499 0.8570 0.7475 0.8555

37 0.7522 0.8586 0.7496 0.8569

38 0.7547 0.8602 0.7518 0.8583

39 0.7573 0.8619 0.7541 0.8598

40 0.7600 0.8636 0.7565 0.8614

41 0.7629 0.8655 0.7590 0.8630

42 0.7659 0.8674 0.7615 0.8646

43 0.7690 0.8694 0.7642 0.8663

44 0.7723 0.8715 0.7669 0.8681

45 0.7757 0.8737 0.7698 0.8699

46 0.7792 0.8759 0.7727 0.8718

47 0.7829 0.8782 0.7757 0.8737

48 0.7868 0.8807 0.7788 0.8756

49 0.7907 0.8831 0.7820 0.8776

50 0.7949 0.8857 0.7852 0.8797

51 0.7988 0.8881 0.7885 0.8818

52 0.8028 0.8906 0.7919 0.8839

53 0.8070 0.8932 0.7954 0.8861

54 0.8113 0.8958 0.7990 0.8883


1 0.7144 0.8334 0.7143 0.8334 56 0.8203 0.9013 0.8065 0.8929

2 0.7147 0.8336 0.7147 0.8336 57 0.8249 0.9041 0.8103 0.8952

3 0.7151 0.8339 0.7150 0.8338 58 0.8297 0.9069 0.8143 0.8976

4 0.7154 0.8341 0.7153 0.8340 59 0.8346 0.9098 0.8183 0.9000

5 0.7158 0.8344 0.7157 0.8343 60 0.8396 0.9128 0.8223 0.9025

6 0.7162 0.8347 0.7161 0.8346 61 0.8446 0.9158 0.8265 0.9050

7 0.7167 0.8350 0.7165 0.8348 62 0.8498 0.9188 0.8306 0.9075

8 0.7171 0.8353 0.7169 0.8351 63 0.8550 0.9218 0.8349 0.9100

9 0.7176 0.8356 0.7174 0.8355 64 0.8603 0.9249 0.8392 0.9126

10 0.7182 0.8360 0.7179 0.8358 65 0.8657 0.9280 0.8435 0.9151

11 0.7187 0.8363 0.7184 0.8361 66 0.8712 0.9311 0.8478 0.9177

12 0.7193 0.8367 0.7190 0.8365 67 0.8766 0.9343 0.8522 0.9202

13 0.7200 0.8372 0.7196 0.8369 68 0.8822 0.9374 0.8566 0.9228

14 0.7206 0.8376 0.7202 0.8373 69 0.8877 0.9405 0.8610 0.9253

15 0.7213 0.8381 0.7208 0.8378 70 0.8932 0.9436 0.8655 0.9279

16 0.7221 0.8386 0.7215 0.8382 71 0.8987 0.9467 0.8699 0.9304

17 0.7228 0.8391 0.7223 0.8387 72 0.9042 0.9497 0.8743 0.9329

18 0.7236 0.8397 0.7230 0.8393 73 0.9096 0.9527 0.8787 0.9355

19 0.7245 0.8402 0.7239 0.8398 74 0.9150 0.9556 0.8831 0.9379

20 0.7254 0.8409 0.7247 0.8404 75 0.9203 0.9585 0.8875 0.9404

21 0.7264 0.8415 0.7257 0.8410 76 0.9256 0.9613 0.8919 0.9429

22 0.7274 0.8422 0.7266 0.8417 77 0.9307 0.9641 0.8962 0.9453

23 0.7285 0.8429 0.7277 0.8424 78 0.9356 0.9667 0.9005 0.9476

24 0.7296 0.8437 0.7288 0.8431 79 0.9405 0.9693 0.9047 0.9500

25 0.7308 0.8445 0.7299 0.8439 80 0.9451 0.9718 0.9089 0.9523

26 0.7321 0.8453 0.7312 0.8447 81 0.9496 0.9742 0.9131 0.9546

27 0.7335 0.8462 0.7325 0.8456 82 0.9539 0.9764 0.9171 0.9568

28 0.7349 0.8472 0.7338 0.8465 83 0.9580 0.9786 0.9211 0.9589

29 0.7364 0.8482 0.7353 0.8474 84 0.9619 0.9806 0.9250 0.9610

30 0.7381 0.8493 0.7368 0.8484 85 0.9656 0.9825 0.9288 0.9631

31 0.7398 0.8504 0.7384 0.8495 86 0.9690 0.9843 0.9325 0.9651

32 0.7416 0.8516 0.7400 0.8506 87 0.9722 0.9859 0.9361 0.9670

33 0.7435 0.8529 0.7418 0.8517 88 0.9751 0.9874 0.9396 0.9689

34 0.7455 0.8542 0.7436 0.8530 89 0.9778 0.9888 0.9430 0.9707

35 0.7476 0.8556 0.7455 0.8542 90 0.9803 0.9900 0.9462 0.9724




Member's Age: 58


36 0.7416 0.8516 0.7393 0.8501

37 0.7440 0.8532 0.7415 0.8515

38 0.7464 0.8548 0.7437 0.8530

39 0.7491 0.8565 0.7460 0.8545

40 0.7518 0.8583 0.7484 0.8561

41 0.7547 0.8602 0.7509 0.8577

42 0.7577 0.8622 0.7535 0.8594

43 0.7609 0.8642 0.7562 0.8611

44 0.7642 0.8663 0.7589 0.8630

45 0.7677 0.8686 0.7618 0.8648

46 0.7713 0.8709 0.7648 0.8667

47 0.7750 0.8732 0.7679 0.8687

48 0.7789 0.8757 0.7710 0.8707

49 0.7830 0.8783 0.7742 0.8728

50 0.7871 0.8809 0.7775 0.8749

51 0.7912 0.8834 0.7809 0.8770

52 0.7953 0.8860 0.7844 0.8792

53 0.7996 0.8886 0.7880 0.8814

54 0.8040 0.8913 0.7917 0.8837


1 0.7062 0.8278 0.7061 0.8278 56 0.8132 0.8970 0.7994 0.8885

2 0.7065 0.8280 0.7064 0.8280 57 0.8179 0.8999 0.8033 0.8910

3 0.7069 0.8283 0.7068 0.8282 58 0.8228 0.9028 0.8074 0.8934

4 0.7072 0.8285 0.7071 0.8284 59 0.8279 0.9058 0.8115 0.8960

5 0.7076 0.8288 0.7075 0.8287 60 0.8330 0.9089 0.8157 0.8985

6 0.7080 0.8290 0.7079 0.8289 61 0.8382 0.9120 0.8200 0.9011

7 0.7084 0.8293 0.7083 0.8292 62 0.8435 0.9151 0.8244 0.9037

8 0.7089 0.8297 0.7087 0.8295 63 0.8490 0.9183 0.8288 0.9064

9 0.7094 0.8300 0.7092 0.8298 64 0.8545 0.9215 0.8332 0.9090

10 0.7099 0.8304 0.7097 0.8302 65 0.8601 0.9248 0.8377 0.9117

11 0.7105 0.8307 0.7102 0.8305 66 0.8657 0.9280 0.8422 0.9144

12 0.7111 0.8311 0.7107 0.8309 67 0.8714 0.9313 0.8468 0.9170

13 0.7117 0.8316 0.7113 0.8313 68 0.8771 0.9345 0.8514 0.9197

14 0.7124 0.8320 0.7119 0.8317 69 0.8829 0.9378 0.8560 0.9224

15 0.7131 0.8325 0.7126 0.8322 70 0.8886 0.9410 0.8606 0.9251

16 0.7138 0.8330 0.7133 0.8326 71 0.8944 0.9442 0.8652 0.9277

17 0.7146 0.8335 0.7140 0.8331 72 0.9001 0.9474 0.8698 0.9304

18 0.7154 0.8341 0.7148 0.8337 73 0.9057 0.9505 0.8744 0.9330

19 0.7162 0.8346 0.7156 0.8342 74 0.9114 0.9536 0.8790 0.9356

20 0.7171 0.8353 0.7165 0.8348 75 0.9169 0.9566 0.8836 0.9382

21 0.7181 0.8359 0.7174 0.8354 76 0.9223 0.9596 0.8881 0.9407

22 0.7191 0.8366 0.7184 0.8361 77 0.9277 0.9625 0.8926 0.9433

23 0.7202 0.8373 0.7194 0.8368 78 0.9328 0.9653 0.8971 0.9457

24 0.7213 0.8381 0.7205 0.8375 79 0.9379 0.9680 0.9015 0.9482

25 0.7225 0.8389 0.7217 0.8383 80 0.9428 0.9705 0.9058 0.9506

26 0.7238 0.8398 0.7229 0.8392 81 0.9475 0.9730 0.9101 0.9529

27 0.7252 0.8407 0.7242 0.8400 82 0.9520 0.9754 0.9143 0.9553

28 0.7266 0.8417 0.7255 0.8409 83 0.9562 0.9776 0.9185 0.9575

29 0.7281 0.8427 0.7270 0.8419 84 0.9603 0.9797 0.9225 0.9597

30 0.7298 0.8438 0.7285 0.8429 85 0.9641 0.9817 0.9265 0.9618

31 0.7315 0.8449 0.7301 0.8440 86 0.9677 0.9836 0.9303 0.9639

32 0.7333 0.8461 0.7318 0.8451 87 0.9710 0.9853 0.9341 0.9659

33 0.7352 0.8474 0.7335 0.8463 88 0.9741 0.9869 0.9377 0.9678

34 0.7372 0.8487 0.7354 0.8475 89 0.9769 0.9883 0.9411 0.9697

35 0.7394 0.8501 0.7373 0.8488 90 0.9794 0.9896 0.9445 0.9714




Member's Age: 59


36 0.7330 0.8459 0.7308 0.8445

37 0.7354 0.8475 0.7329 0.8459

38 0.7379 0.8492 0.7352 0.8474

39 0.7405 0.8509 0.7375 0.8489

40 0.7433 0.8527 0.7399 0.8505

41 0.7462 0.8546 0.7424 0.8522

42 0.7492 0.8566 0.7451 0.8539

43 0.7524 0.8587 0.7478 0.8557

44 0.7558 0.8609 0.7506 0.8575

45 0.7593 0.8632 0.7535 0.8594

46 0.7629 0.8655 0.7565 0.8614

47 0.7667 0.8680 0.7597 0.8634

48 0.7707 0.8705 0.7629 0.8655

49 0.7748 0.8731 0.7661 0.8676

50 0.7791 0.8758 0.7695 0.8697

51 0.7831 0.8784 0.7730 0.8720

52 0.7874 0.8810 0.7765 0.8742

53 0.7917 0.8838 0.7802 0.8765

54 0.7962 0.8865 0.7840 0.8789


1 0.6977 0.8219 0.6976 0.8219 56 0.8056 0.8923 0.7919 0.8839

2 0.6980 0.8221 0.6979 0.8221 57 0.8105 0.8953 0.7960 0.8864

3 0.6983 0.8224 0.6982 0.8223 58 0.8156 0.8984 0.8001 0.8890

4 0.6987 0.8226 0.6986 0.8225 59 0.8207 0.9015 0.8044 0.8916

5 0.6991 0.8229 0.6989 0.8228 60 0.8260 0.9047 0.8088 0.8943

6 0.6995 0.8232 0.6993 0.8231 61 0.8314 0.9079 0.8132 0.8970

7 0.6999 0.8235 0.6997 0.8233 62 0.8369 0.9112 0.8177 0.8997

8 0.7004 0.8238 0.7002 0.8236 63 0.8425 0.9145 0.8222 0.9025

9 0.7009 0.8241 0.7006 0.8240 64 0.8482 0.9179 0.8269 0.9052

10 0.7014 0.8245 0.7011 0.8243 65 0.8540 0.9213 0.8315 0.9080

11 0.7019 0.8249 0.7016 0.8247 66 0.8599 0.9247 0.8362 0.9108

12 0.7025 0.8253 0.7022 0.8250 67 0.8658 0.9281 0.8410 0.9136

13 0.7031 0.8257 0.7027 0.8254 68 0.8717 0.9315 0.8458 0.9164

14 0.7038 0.8262 0.7034 0.8258 69 0.8777 0.9349 0.8506 0.9193

15 0.7045 0.8266 0.7040 0.8263 70 0.8837 0.9383 0.8554 0.9221

16 0.7052 0.8271 0.7047 0.8268 71 0.8897 0.9416 0.8602 0.9248

17 0.7060 0.8276 0.7054 0.8273 72 0.8956 0.9449 0.8650 0.9276

18 0.7068 0.8282 0.7062 0.8278 73 0.9015 0.9482 0.8698 0.9304

19 0.7076 0.8288 0.7070 0.8284 74 0.9074 0.9515 0.8746 0.9331

20 0.7085 0.8294 0.7079 0.8290 75 0.9132 0.9546 0.8794 0.9358

21 0.7095 0.8301 0.7088 0.8296 76 0.9189 0.9577 0.8841 0.9385

22 0.7105 0.8307 0.7098 0.8303 77 0.9244 0.9607 0.8888 0.9411

23 0.7116 0.8315 0.7108 0.8310 78 0.9299 0.9637 0.8934 0.9437

24 0.7127 0.8322 0.7119 0.8317 79 0.9351 0.9665 0.8980 0.9463

25 0.7139 0.8331 0.7131 0.8325 80 0.9402 0.9692 0.9026 0.9488

26 0.7152 0.8339 0.7143 0.8333 81 0.9451 0.9718 0.9070 0.9513

27 0.7165 0.8349 0.7156 0.8342 82 0.9498 0.9743 0.9114 0.9537

28 0.7180 0.8358 0.7170 0.8351 83 0.9543 0.9766 0.9157 0.9560

29 0.7195 0.8369 0.7184 0.8361 84 0.9585 0.9788 0.9199 0.9583

30 0.7211 0.8380 0.7199 0.8372 85 0.9625 0.9809 0.9240 0.9605

31 0.7229 0.8391 0.7215 0.8382 86 0.9662 0.9828 0.9280 0.9627

32 0.7247 0.8404 0.7232 0.8394 87 0.9697 0.9846 0.9319 0.9647

33 0.7266 0.8416 0.7250 0.8406 88 0.9729 0.9863 0.9356 0.9667

34 0.7286 0.8430 0.7268 0.8418 89 0.9758 0.9878 0.9392 0.9687

35 0.7308 0.8444 0.7288 0.8431 90 0.9785 0.9891 0.9427 0.9705




Member's Age: 60


36 0.7240 0.8399 0.7219 0.8385

37 0.7264 0.8415 0.7240 0.8399

38 0.7289 0.8432 0.7263 0.8414

39 0.7316 0.8450 0.7286 0.8430

40 0.7343 0.8468 0.7311 0.8446

41 0.7373 0.8488 0.7336 0.8463

42 0.7403 0.8508 0.7362 0.8481

43 0.7436 0.8529 0.7390 0.8499

44 0.7469 0.8551 0.7419 0.8518

45 0.7505 0.8575 0.7448 0.8537

46 0.7542 0.8599 0.7479 0.8557

47 0.7580 0.8624 0.7510 0.8578

48 0.7620 0.8649 0.7543 0.8599

49 0.7662 0.8676 0.7576 0.8621

50 0.7705 0.8704 0.7610 0.8643

51 0.7747 0.8730 0.7646 0.8666

52 0.7790 0.8758 0.7682 0.8689

53 0.7834 0.8786 0.7720 0.8713

54 0.7880 0.8814 0.7758 0.8738


1 0.6888 0.8157 0.6887 0.8157 56 0.7976 0.8874 0.7839 0.8789

2 0.6891 0.8160 0.6890 0.8159 57 0.8026 0.8905 0.7881 0.8815

3 0.6895 0.8162 0.6894 0.8161 58 0.8078 0.8937 0.7924 0.8842

4 0.6898 0.8164 0.6897 0.8164 59 0.8131 0.8969 0.7968 0.8869

5 0.6902 0.8167 0.6901 0.8166 60 0.8185 0.9002 0.8013 0.8897

6 0.6906 0.8170 0.6904 0.8169 61 0.8241 0.9036 0.8059 0.8925

7 0.6910 0.8173 0.6908 0.8172 62 0.8298 0.9070 0.8105 0.8954

8 0.6915 0.8176 0.6913 0.8175 63 0.8356 0.9104 0.8153 0.8982

9 0.6920 0.8179 0.6917 0.8178 64 0.8415 0.9139 0.8201 0.9011

10 0.6925 0.8183 0.6922 0.8181 65 0.8475 0.9175 0.8249 0.9041

11 0.6930 0.8187 0.6927 0.8185 66 0.8536 0.9210 0.8298 0.9070

12 0.6936 0.8191 0.6933 0.8188 67 0.8597 0.9246 0.8348 0.9099

13 0.6942 0.8195 0.6938 0.8192 68 0.8659 0.9281 0.8397 0.9129

14 0.6949 0.8200 0.6944 0.8197 69 0.8721 0.9317 0.8447 0.9158

15 0.6956 0.8205 0.6951 0.8201 70 0.8784 0.9352 0.8498 0.9188

16 0.6963 0.8209 0.6958 0.8206 71 0.8846 0.9388 0.8548 0.9217

17 0.6970 0.8215 0.6965 0.8211 72 0.8908 0.9423 0.8598 0.9246

18 0.6978 0.8220 0.6972 0.8216 73 0.8970 0.9457 0.8648 0.9275

19 0.6987 0.8226 0.6981 0.8222 74 0.9031 0.9491 0.8698 0.9304

20 0.6996 0.8232 0.6989 0.8228 75 0.9091 0.9524 0.8748 0.9332

21 0.7005 0.8239 0.6998 0.8234 76 0.9151 0.9557 0.8798 0.9360

22 0.7015 0.8246 0.7008 0.8241 77 0.9209 0.9588 0.8847 0.9388

23 0.7026 0.8253 0.7018 0.8248 78 0.9266 0.9619 0.8895 0.9415

24 0.7037 0.8261 0.7029 0.8256 79 0.9321 0.9649 0.8943 0.9442

25 0.7049 0.8269 0.7041 0.8264 80 0.9374 0.9677 0.8990 0.9468

26 0.7062 0.8278 0.7053 0.8272 81 0.9426 0.9704 0.9037 0.9494

27 0.7075 0.8287 0.7066 0.8281 82 0.9475 0.9730 0.9083 0.9519

28 0.7090 0.8297 0.7080 0.8290 83 0.9522 0.9755 0.9128 0.9544

29 0.7105 0.8308 0.7094 0.8300 84 0.9566 0.9778 0.9171 0.9568

30 0.7121 0.8319 0.7110 0.8311 85 0.9608 0.9800 0.9214 0.9591

31 0.7139 0.8330 0.7126 0.8322 86 0.9647 0.9820 0.9256 0.9613

32 0.7157 0.8343 0.7142 0.8333 87 0.9683 0.9839 0.9296 0.9635

33 0.7176 0.8356 0.7160 0.8345 88 0.9717 0.9856 0.9335 0.9656

34 0.7196 0.8370 0.7179 0.8358 89 0.9747 0.9872 0.9372 0.9676

35 0.7218 0.8384 0.7198 0.8371 90 0.9775 0.9886 0.9408 0.9695




Member's Age: 61


36 0.7146 0.8335 0.7125 0.8321

37 0.7170 0.8352 0.7147 0.8336

38 0.7195 0.8369 0.7169 0.8351

39 0.7222 0.8387 0.7193 0.8367

40 0.7250 0.8406 0.7218 0.8384

41 0.7279 0.8425 0.7243 0.8401

42 0.7310 0.8446 0.7270 0.8419

43 0.7342 0.8468 0.7298 0.8438

44 0.7377 0.8490 0.7327 0.8457

45 0.7412 0.8514 0.7356 0.8477

46 0.7449 0.8538 0.7387 0.8497

47 0.7488 0.8564 0.7419 0.8518

48 0.7529 0.8590 0.7452 0.8540

49 0.7571 0.8618 0.7486 0.8562

50 0.7615 0.8646 0.7521 0.8585

51 0.7657 0.8673 0.7557 0.8608

52 0.7701 0.8701 0.7594 0.8632

53 0.7746 0.8730 0.7632 0.8657

54 0.7793 0.8759 0.7672 0.8683


1 0.6795 0.8092 0.6795 0.8091 56 0.7891 0.8821 0.7755 0.8735

2 0.6798 0.8094 0.6798 0.8094 57 0.7942 0.8853 0.7798 0.8763

3 0.6802 0.8096 0.6801 0.8096 58 0.7995 0.8886 0.7842 0.8790

4 0.6805 0.8099 0.6804 0.8098 59 0.8050 0.8919 0.7887 0.8819

5 0.6809 0.8102 0.6808 0.8101 60 0.8106 0.8954 0.7933 0.8848

6 0.6813 0.8104 0.6812 0.8103 61 0.8163 0.8989 0.7981 0.8877

7 0.6817 0.8107 0.6816 0.8106 62 0.8221 0.9024 0.8029 0.8907

8 0.6822 0.8111 0.6820 0.8109 63 0.8281 0.9060 0.8078 0.8937

9 0.6826 0.8114 0.6824 0.8112 64 0.8342 0.9096 0.8128 0.8967

10 0.6832 0.8118 0.6829 0.8116 65 0.8405 0.9133 0.8178 0.8998

11 0.6837 0.8121 0.6834 0.8119 66 0.8468 0.9170 0.8229 0.9028

12 0.6843 0.8125 0.6840 0.8123 67 0.8531 0.9207 0.8280 0.9059

13 0.6849 0.8130 0.6845 0.8127 68 0.8596 0.9245 0.8332 0.9090

14 0.6855 0.8134 0.6851 0.8131 69 0.8660 0.9282 0.8384 0.9121

15 0.6862 0.8139 0.6858 0.8136 70 0.8725 0.9319 0.8437 0.9152

16 0.6869 0.8144 0.6864 0.8141 71 0.8791 0.9356 0.8489 0.9183

17 0.6877 0.8149 0.6871 0.8146 72 0.8855 0.9393 0.8542 0.9214

18 0.6885 0.8155 0.6879 0.8151 73 0.8920 0.9429 0.8594 0.9244

19 0.6893 0.8161 0.6887 0.8157 74 0.8984 0.9465 0.8647 0.9274

20 0.6902 0.8167 0.6896 0.8163 75 0.9047 0.9500 0.8699 0.9304

21 0.6911 0.8174 0.6905 0.8169 76 0.9109 0.9534 0.8750 0.9334

22 0.6921 0.8181 0.6914 0.8176 77 0.9170 0.9567 0.8802 0.9363

23 0.6932 0.8188 0.6925 0.8183 78 0.9230 0.9600 0.8852 0.9391

24 0.6943 0.8196 0.6936 0.8191 79 0.9288 0.9631 0.8903 0.9419

25 0.6955 0.8204 0.6947 0.8199 80 0.9344 0.9661 0.8952 0.9447

26 0.6968 0.8213 0.6959 0.8207 81 0.9398 0.9690 0.9001 0.9474

27 0.6981 0.8222 0.6972 0.8216 82 0.9449 0.9717 0.9048 0.9500

28 0.6996 0.8232 0.6986 0.8226 83 0.9499 0.9743 0.9095 0.9526

29 0.7011 0.8243 0.7000 0.8236 84 0.9545 0.9767 0.9141 0.9551

30 0.7027 0.8254 0.7016 0.8246 85 0.9589 0.9790 0.9186 0.9575

31 0.7044 0.8266 0.7032 0.8257 86 0.9630 0.9811 0.9229 0.9599

32 0.7062 0.8278 0.7049 0.8269 87 0.9668 0.9831 0.9271 0.9622

33 0.7082 0.8292 0.7066 0.8281 88 0.9703 0.9849 0.9311 0.9643

34 0.7102 0.8305 0.7085 0.8294 89 0.9735 0.9866 0.9350 0.9664

35 0.7123 0.8320 0.7105 0.8307 90 0.9765 0.9881 0.9387 0.9684




Member's Age: 62


36 0.7047 0.8268 0.7027 0.8254

37 0.7071 0.8284 0.7049 0.8269

38 0.7096 0.8301 0.7071 0.8284

39 0.7123 0.8320 0.7095 0.8301

40 0.7151 0.8339 0.7120 0.8318

41 0.7180 0.8359 0.7145 0.8335

42 0.7212 0.8380 0.7172 0.8353

43 0.7244 0.8402 0.7200 0.8372

44 0.7278 0.8425 0.7229 0.8392

45 0.7314 0.8449 0.7260 0.8412

46 0.7352 0.8474 0.7291 0.8433

47 0.7391 0.8500 0.7323 0.8455

48 0.7432 0.8527 0.7357 0.8477

49 0.7475 0.8555 0.7391 0.8500

50 0.7520 0.8584 0.7426 0.8523

51 0.7562 0.8612 0.7463 0.8547

52 0.7606 0.8640 0.7500 0.8572

53 0.7652 0.8670 0.7539 0.8597

54 0.7700 0.8700 0.7580 0.8623


1 0.6698 0.8023 0.6698 0.8022 56 0.7800 0.8764 0.7664 0.8678

2 0.6701 0.8025 0.6701 0.8024 57 0.7852 0.8797 0.7708 0.8706

3 0.6705 0.8027 0.6704 0.8027 58 0.7907 0.8831 0.7754 0.8735

4 0.6708 0.8030 0.6707 0.8029 59 0.7962 0.8866 0.7800 0.8764

5 0.6712 0.8032 0.6711 0.8032 60 0.8020 0.8901 0.7848 0.8794

6 0.6716 0.8035 0.6714 0.8034 61 0.8079 0.8937 0.7897 0.8825

7 0.6720 0.8038 0.6718 0.8037 62 0.8139 0.8974 0.7946 0.8856

8 0.6724 0.8041 0.6723 0.8040 63 0.8201 0.9012 0.7997 0.8887

9 0.6729 0.8045 0.6727 0.8043 64 0.8264 0.9049 0.8049 0.8919

10 0.6734 0.8048 0.6732 0.8047 65 0.8328 0.9088 0.8101 0.8951

11 0.6740 0.8052 0.6737 0.8050 66 0.8394 0.9127 0.8154 0.8983

12 0.6745 0.8056 0.6742 0.8054 67 0.8460 0.9166 0.8207 0.9015

13 0.6751 0.8061 0.6748 0.8058 68 0.8527 0.9205 0.8261 0.9048

14 0.6758 0.8065 0.6754 0.8062 69 0.8594 0.9244 0.8316 0.9080

15 0.6765 0.8070 0.6760 0.8067 70 0.8662 0.9283 0.8370 0.9113

16 0.6772 0.8075 0.6767 0.8071 71 0.8730 0.9322 0.8425 0.9145

17 0.6779 0.8080 0.6774 0.8077 72 0.8798 0.9360 0.8480 0.9178

18 0.6787 0.8086 0.6781 0.8082 73 0.8865 0.9398 0.8535 0.9210

19 0.6795 0.8092 0.6789 0.8088 74 0.8932 0.9436 0.8590 0.9241

20 0.6804 0.8098 0.6798 0.8094 75 0.8998 0.9473 0.8644 0.9273

21 0.6813 0.8105 0.6807 0.8100 76 0.9064 0.9509 0.8698 0.9304

22 0.6823 0.8112 0.6816 0.8107 77 0.9128 0.9544 0.8752 0.9335

23 0.6834 0.8119 0.6826 0.8114 78 0.9190 0.9578 0.8805 0.9365

24 0.6845 0.8127 0.6837 0.8122 79 0.9251 0.9611 0.8858 0.9394

25 0.6857 0.8135 0.6849 0.8130 80 0.9310 0.9643 0.8910 0.9423

26 0.6869 0.8144 0.6861 0.8138 81 0.9367 0.9673 0.8961 0.9452

27 0.6883 0.8154 0.6874 0.8147 82 0.9421 0.9702 0.9011 0.9480

28 0.6897 0.8164 0.6888 0.8157 83 0.9473 0.9729 0.9060 0.9507

29 0.6912 0.8174 0.6902 0.8167 84 0.9522 0.9755 0.9107 0.9533

30 0.6928 0.8186 0.6917 0.8178 85 0.9568 0.9779 0.9154 0.9558

31 0.6945 0.8197 0.6933 0.8189 86 0.9611 0.9802 0.9199 0.9583

32 0.6964 0.8210 0.6950 0.8201 87 0.9651 0.9822 0.9243 0.9607

33 0.6983 0.8223 0.6968 0.8213 88 0.9688 0.9842 0.9285 0.9629

34 0.7003 0.8237 0.6987 0.8226 89 0.9722 0.9859 0.9326 0.9651

35 0.7024 0.8252 0.7006 0.8240 90 0.9753 0.9875 0.9365 0.9672




Member's Age: 63


36 0.6943 0.8196 0.6924 0.8182

37 0.6967 0.8212 0.6945 0.8197

38 0.6992 0.8230 0.6968 0.8213

39 0.7019 0.8248 0.6992 0.8230

40 0.7047 0.8268 0.7017 0.8247

41 0.7077 0.8288 0.7043 0.8265

42 0.7108 0.8309 0.7070 0.8283

43 0.7141 0.8332 0.7098 0.8303

44 0.7175 0.8355 0.7127 0.8323

45 0.7211 0.8380 0.7158 0.8343

46 0.7249 0.8405 0.7189 0.8365

47 0.7289 0.8432 0.7222 0.8387

48 0.7330 0.8459 0.7255 0.8409

49 0.7373 0.8488 0.7290 0.8433

50 0.7418 0.8518 0.7326 0.8457

51 0.7461 0.8546 0.7363 0.8481

52 0.7506 0.8575 0.7401 0.8506

53 0.7553 0.8606 0.7441 0.8533

54 0.7601 0.8637 0.7482 0.8560


1 0.6597 0.7949 0.6596 0.7949 56 0.7703 0.8702 0.7568 0.8616

2 0.6600 0.7952 0.6599 0.7951 57 0.7756 0.8737 0.7613 0.8645

3 0.6603 0.7954 0.6602 0.7953 58 0.7812 0.8771 0.7660 0.8675

4 0.6606 0.7956 0.6605 0.7956 59 0.7869 0.8807 0.7707 0.8705

5 0.6610 0.7959 0.6609 0.7958 60 0.7928 0.8844 0.7756 0.8736

6 0.6614 0.7962 0.6613 0.7961 61 0.7988 0.8882 0.7807 0.8768

7 0.6618 0.7965 0.6617 0.7964 62 0.8050 0.8920 0.7858 0.8800

8 0.6622 0.7968 0.6621 0.7967 63 0.8114 0.8959 0.7910 0.8833

9 0.6627 0.7971 0.6625 0.7970 64 0.8179 0.8998 0.7963 0.8866

10 0.6632 0.7975 0.6630 0.7973 65 0.8246 0.9038 0.8018 0.8900

11 0.6637 0.7979 0.6635 0.7977 66 0.8313 0.9079 0.8073 0.8934

12 0.6643 0.7983 0.6640 0.7981 67 0.8382 0.9120 0.8128 0.8967

13 0.6649 0.7987 0.6646 0.7985 68 0.8451 0.9161 0.8184 0.9002

14 0.6656 0.7992 0.6651 0.7989 69 0.8522 0.9202 0.8241 0.9036

15 0.6662 0.7997 0.6658 0.7993 70 0.8592 0.9243 0.8298 0.9070

16 0.6669 0.8002 0.6664 0.7998 71 0.8663 0.9284 0.8355 0.9104

17 0.6677 0.8007 0.6671 0.8003 72 0.8734 0.9324 0.8413 0.9138

18 0.6684 0.8013 0.6679 0.8009 73 0.8805 0.9364 0.8470 0.9172

19 0.6692 0.8019 0.6687 0.8014 74 0.8875 0.9404 0.8527 0.9205

20 0.6701 0.8025 0.6695 0.8020 75 0.8945 0.9443 0.8584 0.9238

21 0.6710 0.8031 0.6704 0.8027 76 0.9013 0.9481 0.8641 0.9271

22 0.6720 0.8038 0.6713 0.8034 77 0.9080 0.9518 0.8697 0.9303

23 0.6731 0.8046 0.6724 0.8041 78 0.9146 0.9554 0.8753 0.9335

24 0.6742 0.8054 0.6734 0.8049 79 0.9210 0.9589 0.8808 0.9366

25 0.6753 0.8062 0.6746 0.8057 80 0.9272 0.9622 0.8863 0.9397

26 0.6766 0.8071 0.6758 0.8065 81 0.9332 0.9654 0.8916 0.9427

27 0.6779 0.8081 0.6771 0.8074 82 0.9389 0.9685 0.8969 0.9456

28 0.6794 0.8091 0.6784 0.8084 83 0.9444 0.9714 0.9020 0.9485

29 0.6809 0.8101 0.6799 0.8094 84 0.9495 0.9741 0.9070 0.9512

30 0.6825 0.8113 0.6814 0.8105 85 0.9544 0.9767 0.9119 0.9539

31 0.6842 0.8125 0.6830 0.8116 86 0.9590 0.9790 0.9166 0.9565

32 0.6860 0.8137 0.6847 0.8128 87 0.9632 0.9812 0.9212 0.9590

33 0.6879 0.8151 0.6865 0.8141 88 0.9671 0.9833 0.9256 0.9614

34 0.6899 0.8165 0.6883 0.8154 89 0.9707 0.9851 0.9299 0.9637

35 0.6920 0.8180 0.6903 0.8168 90 0.9739 0.9868 0.9339 0.9658




Member's Age: 64


36 0.6834 0.8119 0.6815 0.8106

37 0.6858 0.8136 0.6837 0.8121

38 0.6883 0.8154 0.6860 0.8137

39 0.6910 0.8172 0.6884 0.8154

40 0.6938 0.8192 0.6908 0.8172

41 0.6968 0.8213 0.6935 0.8190

42 0.6999 0.8235 0.6962 0.8209

43 0.7032 0.8257 0.6990 0.8228

44 0.7066 0.8281 0.7019 0.8249

45 0.7103 0.8306 0.7050 0.8270

46 0.7141 0.8332 0.7082 0.8292

47 0.7181 0.8359 0.7115 0.8314

48 0.7222 0.8387 0.7149 0.8337

49 0.7266 0.8416 0.7184 0.8361

50 0.7311 0.8447 0.7220 0.8386

51 0.7355 0.8476 0.7257 0.8411

52 0.7400 0.8506 0.7296 0.8437

53 0.7447 0.8537 0.7336 0.8463

54 0.7496 0.8569 0.7378 0.8491


1 0.6490 0.7872 0.6490 0.7871 56 0.7600 0.8636 0.7466 0.8549

2 0.6493 0.7874 0.6493 0.7873 57 0.7654 0.8671 0.7512 0.8579

3 0.6496 0.7876 0.6496 0.7876 58 0.7711 0.8707 0.7559 0.8610

4 0.6500 0.7879 0.6499 0.7878 59 0.7769 0.8744 0.7608 0.8642

5 0.6504 0.7881 0.6502 0.7881 60 0.7829 0.8782 0.7658 0.8674

6 0.6507 0.7884 0.6506 0.7883 61 0.7891 0.8821 0.7710 0.8707

7 0.6511 0.7887 0.6510 0.7886 62 0.7955 0.8861 0.7763 0.8740

8 0.6516 0.7890 0.6514 0.7889 63 0.8020 0.8901 0.7817 0.8775

9 0.6520 0.7894 0.6518 0.7892 64 0.8088 0.8943 0.7872 0.8809

10 0.6525 0.7897 0.6523 0.7896 65 0.8156 0.8984 0.7928 0.8844

11 0.6531 0.7901 0.6528 0.7899 66 0.8226 0.9027 0.7985 0.8879

12 0.6536 0.7905 0.6533 0.7903 67 0.8297 0.9069 0.8042 0.8915

13 0.6542 0.7910 0.6539 0.7907 68 0.8370 0.9112 0.8101 0.8951

14 0.6549 0.7914 0.6544 0.7911 69 0.8443 0.9156 0.8160 0.8987

15 0.6555 0.7919 0.6551 0.7916 70 0.8516 0.9199 0.8219 0.9023

16 0.6562 0.7924 0.6557 0.7921 71 0.8590 0.9242 0.8279 0.9058

17 0.6569 0.7929 0.6564 0.7926 72 0.8664 0.9284 0.8339 0.9094

18 0.6577 0.7935 0.6571 0.7931 73 0.8738 0.9327 0.8399 0.9130

19 0.6585 0.7941 0.6579 0.7937 74 0.8812 0.9368 0.8459 0.9165

20 0.6594 0.7947 0.6588 0.7943 75 0.8885 0.9410 0.8519 0.9200

21 0.6603 0.7954 0.6596 0.7949 76 0.8957 0.9450 0.8578 0.9235

22 0.6612 0.7961 0.6606 0.7956 77 0.9028 0.9489 0.8637 0.9269

23 0.6623 0.7968 0.6616 0.7963 78 0.9097 0.9527 0.8696 0.9302

24 0.6634 0.7976 0.6627 0.7971 79 0.9165 0.9564 0.8754 0.9335

25 0.6645 0.7985 0.6638 0.7979 80 0.9230 0.9600 0.8811 0.9368

26 0.6658 0.7994 0.6650 0.7988 81 0.9293 0.9634 0.8867 0.9399

27 0.6671 0.8003 0.6663 0.7997 82 0.9353 0.9666 0.8922 0.9430

28 0.6685 0.8013 0.6676 0.8007 83 0.9411 0.9697 0.8976 0.9460

29 0.6700 0.8024 0.6691 0.8017 84 0.9466 0.9726 0.9029 0.9489

30 0.6716 0.8035 0.6706 0.8028 85 0.9517 0.9753 0.9080 0.9518

31 0.6733 0.8048 0.6722 0.8039 86 0.9566 0.9778 0.9130 0.9545

32 0.6751 0.8060 0.6738 0.8051 87 0.9610 0.9801 0.9178 0.9571

33 0.6770 0.8074 0.6756 0.8064 88 0.9652 0.9823 0.9224 0.9596

34 0.6790 0.8088 0.6775 0.8077 89 0.9690 0.9842 0.9268 0.9620

35 0.6811 0.8103 0.6795 0.8091 90 0.9724 0.9860 0.9311 0.9643




Member's Age: 65


36 0.6720 0.8038 0.6702 0.8025

37 0.6744 0.8055 0.6723 0.8041

38 0.6769 0.8073 0.6746 0.8057

39 0.6795 0.8092 0.6770 0.8074

40 0.6823 0.8112 0.6795 0.8092

41 0.6853 0.8133 0.6821 0.8110

42 0.6884 0.8155 0.6848 0.8129

43 0.6917 0.8178 0.6877 0.8149

44 0.6952 0.8202 0.6906 0.8170

45 0.6988 0.8227 0.6937 0.8192

46 0.7027 0.8254 0.6969 0.8214

47 0.7067 0.8281 0.7002 0.8237

48 0.7109 0.8310 0.7036 0.8260

49 0.7153 0.8340 0.7072 0.8285

50 0.7198 0.8371 0.7108 0.8310

51 0.7242 0.8401 0.7146 0.8335

52 0.7288 0.8431 0.7185 0.8362

53 0.7335 0.8463 0.7226 0.8389

54 0.7385 0.8496 0.7268 0.8418


1 0.6379 0.7789 0.6379 0.7789 56 0.7490 0.8565 0.7357 0.8477

2 0.6382 0.7792 0.6382 0.7791 57 0.7545 0.8601 0.7404 0.8508

3 0.6385 0.7794 0.6385 0.7793 58 0.7603 0.8638 0.7452 0.8540

4 0.6389 0.7796 0.6388 0.7796 59 0.7662 0.8676 0.7502 0.8573

5 0.6392 0.7799 0.6391 0.7798 60 0.7724 0.8716 0.7554 0.8606

6 0.6396 0.7802 0.6395 0.7801 61 0.7787 0.8756 0.7607 0.8641

7 0.6400 0.7805 0.6399 0.7804 62 0.7853 0.8797 0.7661 0.8676

8 0.6404 0.7808 0.6403 0.7807 63 0.7920 0.8839 0.7716 0.8711

9 0.6409 0.7812 0.6407 0.7810 64 0.7989 0.8882 0.7773 0.8747

10 0.6414 0.7815 0.6412 0.7814 65 0.8060 0.8926 0.7831 0.8784

11 0.6419 0.7819 0.6417 0.7817 66 0.8132 0.8970 0.7890 0.8821

12 0.6425 0.7823 0.6422 0.7821 67 0.8206 0.9014 0.7950 0.8858

13 0.6431 0.7828 0.6427 0.7825 68 0.8281 0.9060 0.8010 0.8895

14 0.6437 0.7832 0.6433 0.7829 69 0.8357 0.9105 0.8072 0.8933

15 0.6443 0.7837 0.6439 0.7834 70 0.8433 0.9150 0.8134 0.8971

16 0.6450 0.7842 0.6445 0.7838 71 0.8510 0.9195 0.8196 0.9009

17 0.6457 0.7847 0.6452 0.7843 72 0.8588 0.9240 0.8258 0.9046

18 0.6465 0.7853 0.6459 0.7849 73 0.8665 0.9285 0.8321 0.9084

19 0.6473 0.7859 0.6467 0.7855 74 0.8743 0.9329 0.8384 0.9121

20 0.6481 0.7865 0.6475 0.7861 75 0.8819 0.9373 0.8447 0.9158

21 0.6490 0.7872 0.6484 0.7867 76 0.8895 0.9415 0.8509 0.9194

22 0.6500 0.7879 0.6493 0.7874 77 0.8969 0.9457 0.8571 0.9231

23 0.6510 0.7886 0.6503 0.7881 78 0.9042 0.9497 0.8632 0.9266

24 0.6521 0.7894 0.6514 0.7889 79 0.9114 0.9536 0.8693 0.9301

25 0.6532 0.7903 0.6525 0.7897 80 0.9183 0.9574 0.8753 0.9335

26 0.6545 0.7912 0.6537 0.7906 81 0.9250 0.9610 0.8812 0.9369

27 0.6558 0.7921 0.6550 0.7915 82 0.9314 0.9645 0.8870 0.9401

28 0.6572 0.7931 0.6563 0.7925 83 0.9375 0.9677 0.8927 0.9433

29 0.6587 0.7942 0.6577 0.7935 84 0.9433 0.9708 0.8982 0.9464

30 0.6603 0.7954 0.6592 0.7946 85 0.9487 0.9737 0.9036 0.9494

31 0.6619 0.7966 0.6608 0.7958 86 0.9538 0.9764 0.9089 0.9523

32 0.6637 0.7979 0.6625 0.7970 87 0.9586 0.9789 0.9139 0.9550

33 0.6656 0.7992 0.6643 0.7983 88 0.9630 0.9812 0.9188 0.9577

34 0.6676 0.8007 0.6661 0.7996 89 0.9670 0.9832 0.9235 0.9602

35 0.6697 0.8022 0.6681 0.8010 90 0.9707 0.9851 0.9279 0.9626




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Early and Optional Retirement Factor Tables...Early and Optional Retirement Factor Tables For...

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