1

Electronic Payment ServicesOKDHS Finance Division

Creating Positive Futures for all Oklahomans

2

Electronic Benefits

3

EBT—Electronic Benefits Transfer

SNAP and Day Care (child and adult) No cash benefit available. Can only be used at USDA licensed retailers or OKDHS contracted day care facilities.

EBT vs. EPC

Card Program Cases Persons August Expenditures

EBT SNAP 278,724 608,449 $80,666,205.00

EBT Child Care 35,517 35,517 $12,452,890

EBT Adult Day Care 320 320 $263,558.00

4

EPC—Electronic Payment Card

◦ Debit MasterCard or cash benefit◦ Can be used at any entity that accepts

MasterCard◦ Retailers◦ Bank’s◦ ATM’s

EBT vs. EPC

5

2008—TANF and Child Support

Additional programs added (2008-2011)

◦ Aid to Aged◦ Aid to Blind◦ Aid to Disabled◦ Adoption Subsidy◦ Foster Care◦ Sales Tax Rebate (AABD clients)

Programs on Debit Card/Direct Deposit

6

Debit Card Disbursements

Card Program Cases Persons Dollars per month Debit or DD Aid to Aged 14,436 $418,742

Aid to Blind 329 $11,694 Aid to Disabled 74,191 $2,695,295

TANF 8,499 19,613 $1,644,956 Adoption Sub 13,114 $4,465,637 Foster Care 7,270 $3,090,169

Child Support 118,738 $27,448,569 Totals Monthly 247,691 $39,775,062

7

Request for Proposals Developed

◦ OKDHS Divisions

◦ Federal Agencies

◦ Department of Central Services

Multi-Program document◦ SNAP◦ Day Care◦ Debit Card

Process

8

DCS announces RFP

90-day open period

Bids received and evaluatedCostDemonstration of capabilitiesEfficiencyReferencesServicesTechnical merits

Recommendation made

DCS awards Bid

Process

9

No development cost No cost per case month (CPCM)

Direct Deposit option◦ CPCM is $0.06 each

Debit Card Costs

10

Seventy-three percent opt for card. Security Convenience Availability of funds No bank account

In 2010, The Federal Reserve in Kansas City estimated 31.6 percent of all Oklahoma citizens are unbanked for a variety of reasons. http://www.kansascityfed.org/publicat/research/community/unbanked.bankers.pdf

Card vs. Direct Deposit

11

Aid to Aged, Blind or Disabled 52 %

Adoption Subsidy and Foster Care 71%

Child Support 80.4 %

TANF 96.3 %

Debit Card use by program

12

Client Costs with Debit Card

13

Savings

Postage Materials Fraud Reduction FTE

14

Questions