Handle Prepaid Card AccountsRight From Your Own Website

1- Sign up your customers for open-loop prepaid cards…

2- Let them access their card balance and transactions or send money to friends…

…without letting them leave your website

(c) Plastyc, Inc. 20102

OverviewPlastyc offers a Web Service API with 6 methods

Enrollment Method Intended UseEnrollCardholder Sign up a new user for a card

Account Mgmt. Methods Intended Use

GetCardholders List all cardholders enrolled

GetCardholderInfo Obtain info about Cardholder, account, card and transactions

GetCardholderTx List Transactions for a cardholder between 2 absolute dates

TransferMoney Let a cardholder share money with another one

SuspendCard Let a cardholder suspend his/her card in case of suspected loss or theft

1- Embedded Prepaid Card Enrollments

Enroll your customers into open-loop prepaid cards right from within your own website

(c) Plastyc, Inc. 20104

Payment-challenged visitors

• Loosing potential customers?– Who have no payment card– Who are not willing to provide their

main payment card

Unable to get them paid efficiently?– They have no checking account– PayPal not suitable (e.g. for tax refunds)

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Payment-enabling visitors on the spot

Give visitors the option to sign up for a Visa prepaid card– Free– 5’– You receive the number for the new card

(either card number or ACH number)

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Who can benefit?

Tax preparers– Let your customers receive their refunds faster, and avoid check

cashing fees

Merchants offering store credits (used cars, appliances…)– Set up a convenient way for employed customers to pay you in

installments

Subscription websites– Capture more visitors by

offering them a way to pay

(c) Plastyc, Inc. 20107

Web Service APIEnroll Cardholder Method

• SOAP / XML• Over https• Enrollment front-end at known and fixed IP address

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Method & Parameters

Card Sub-Program ID

Card Graphics ID

First Name

Last Name

Birthdate

Social Security Number

Gender

Zip

State

City

Address

Phone

EMail

Response Code

Response Description

Cardholder ID

DDA routing number

DDA account number

EnrollCardholder Method

EnrollCardholder Response

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Validations for EnrollCardholder

• Zip / City consistency• Address not a PO Box• Email address in authorized top-level

domains• SSN syntax valid• Phone format valid• Name + birth date + SSN match

(Experian database)• OFAC-check negative

(c) Plastyc, Inc. 201010

Steps

1- Capture user’s data and send to Plastyc

2- Validate enrollment data and create new cardholder

6- ActivateCard

7- Load funds post-activation

3- Confirm account number

8. Payments

5- Load funds pre-activation

4- Issue and ship card

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Timeline

1- Enroll user 2- Validate

6- Activate

7- Load funds post-activation

3- Confirm

5- Load funds pre-activation

<1’

up to user

5-7 days

<5’

a few hrs

a few hrs(for MoneyPak cash loads)

ACH loads into the card can be initiated immediately.

Cash loaded prior to card activation can be available to the enrollment site within a few hours.

4- Issue & ship

2- Embedded Prepaid CardAccount Management

Let your customers access their prepaid card account right from within your own website

(c) Plastyc, Inc. 201013

Be friendlier to cardholders

Users’ cards are now a key part of your service?– Let your customers access their card

account without leaving your site– Or integrate card balance checking

in your own phone support service

(c) Plastyc, Inc. 201014

Web Service APICard Account Management Methods

• SOAP / XML over https• Consumer front-end at fixed and known IP address• Methods: GetCardholders, GetCardholderInfo,

GetCardholderTx, TransferMoney, SuspendCard

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GetCardholders Method & Parameters

Cardholder ID

Enrollment Date

Username

First & Last Name

Phone Number

Email Address

Cardholder ID

Enrollment Date

Username

First & Last Name

Phone Number

Email Address

Etc….

GetCardholders Method

GetCardholders Response

(no parameters beyond partner credentials)

Returns the list of CardholderInfo for all cardholders enrolled

beforehand via the Partner(whether using the EnrollCardholder API method or using only encoded

referral links)

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GetCardholderInfo Method & Parameters

CardholderInfo (same as returned by GetCardholders)

SubprogramID

LoyaltyBalance

Auth. & Settled Balance

Last 4 digits of card & graphics

Primary/Secondary card

Name as embossed

Card Status & Issuance date

Tx date of auth. & settlement

Tx type & description

Tx amount

Next Tx details…

GetCardholderInfo Method

GetCardholderInfo Response

Returns the Cardholder, Account, Cards and

Transactions info requested

Cardholder ID

Include CardholderInfo

Include AccountInfo

Include CardsInfo

IncludeLastCardTx

LastCardTxCountA

ccount Info

Card

InfoTransactions Info

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GetCardholderTx Method & Parameters

Tx date of auth. & settlement

Tx type & description

Tx amount

Tx date of auth. & settlement

Tx type & description

Tx amount

Tx date of auth. & settlement

Tx type & description

Tx amount

Next Tx details…

GetCardholderTx Method

GetCardholderTx Response

Returns the Transactions info requested between the

Start and End Dates

Cardholder ID

StartDate

EndDate

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TransferMoney Method & Parameters

TransferMoney Method

TransferMoney ResponseSenderCardholderID

ReceiverCardholderID

Amount (no parameters beyond success/failure codes)

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SuspendCard Method & Parameters

SuspendCard Method

Suspend ResponseCardholderID

CardID

(no parameters beyond success/failure codes)

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Validations for all Card Accounts Management Methods

• Completeness of parameters• Valid IDs• Active status• Valid dates• Valid Amounts

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SummaryThe Plastyc Web Service API offers 6 methods

Method Intended UseEnrollCardholder Sign up a new user for a cardGetCardholders List all cardholders enrolled

GetCardholderInfo Obtain info about Cardholder, account, card and transactions

GetCardholderTx List Transactions for a cardholder between 2 absolute dates

TransferMoney Let a cardholder share money with another one

SuspendCard Let a cardholder suspend his/her card in case of suspected loss or theft

Contact: justin.surman@plastyc.comto obtain test account parameters

Download API Specification: http://www.plastyc.com/docs/Plastyc_Webservices_API_April10.pdf