Handle Prepaid Card Accounts Right From Your Own Website 1- Sign up your customers for open-loop prepaid cards 2- Let them access their card balance and transactions or send money to friends without letting them leave your website

Overview

• Plastyc offers a Web Service API with 6 methods

Intended Use Account Mgmt. Methods Let a cardholder suspend his/her card in case of suspected loss or theft SuspendCard Let a cardholder share money with another one TransferMoney List Transactions for a cardholder between 2 absolute dates GetCardholderTx Obtain info about Cardholder, account, card and transactions GetCardholderInfo List all cardholders enrolled GetCardholders Sign up a new user for a card EnrollCardholder Intended Use Enrollment Method

1- Embedded Prepaid Card Enrollments Enroll your customers into open-loop prepaid cards right from within your own website

Payment-challenged visitors

• Loosing potential customers?

• • Who have no payment card

• • Who are not willing to provide their main payment card

• Unable to get them paid efficiently?

• • They have no checking account

• • PayPal not suitable (e.g. for tax refunds)

Payment-enabling visitors on the spot

• Give visitors the option to sign up for a Visa prepaid card

• • Free

• • 5

• • You receive the number for the new card (either card number or ACH number)

Who can benefit?

• Tax preparers

• • Let your customers receive their refunds faster, and avoid check cashing fees

• Merchants offering store credits (used cars, appliances)

• • Set up a convenient way for employed customers to pay you in installments

• Subscription websites

• • Capture more visitors by offering them a way to pay

Web Service API Enroll Cardholder Method

• SOAP / XML

• Over https

• Enrollment front-end at known and fixed IP address

Method & Parameters EnrollCardholder Method EnrollCardholder Response Card Graphics ID Card Sub-Program ID Social Security Number EMail Phone Address City State Zip Gender Birthdate Last Name First Name Cardholder ID Response Description Response Code DDA account number DDA routing number

Validations for EnrollCardholder

• Zip / City consistency

• Address not a PO Box

• Email address in authorized top-level domains

• SSN syntax valid

• Phone format valid

• Name + birth date + SSN match (Experian database)

• OFAC-check negative

Steps

• 1- Capture users data and send to Plastyc

• 2- Validate enrollment data and create new cardholder

6- Activate Card 7- Load funds post-activation 3- Confirm account number

• Payments

5- Load funds pre-activation 4- Issue and ship card

Timeline

• 1- Enroll user

• 2- Validate

6- Activate 7- Load funds post-activation 3- Confirm 5- Load funds pre-activation