Emergency Motion for Order Authorizing Continued Use

1 The following subsidiaries and affiliates have filed petitions for relief underchapter 11 concurrently with Interstate Bakeries and have requested joint adminis-tration therewith: Armour and Main Redevelopment Corporation; Baker's InnQuality Baked Goods, LLC; IBC Sales Corporation; IBC Services, LLC; IBCTrucking LLC; Interstate Brands Corporation; and New England Bakery Distribu-tors, LLC.

IN THE UNITED STATES BANKRUPTCY COURTWESTERN DISTRICT OF MISSOURI

KANSAS CITY DIVISION

In re:

INTERSTATE BAKERIES CORPORATION, et al.,

Debtors.

x:::::::x

Chapter 11

Case No. 04-_____ (___)

Joint Administration Requested

Hearing Date:

EMERGENCY MOTION FOR ORDER UNDER 11 U.S.C. §§ 345, 363, 1107AND 1108 (I) AUTHORIZING CONTINUED USE OF EXISTING (A) BANK

ACCOUNTS, (B) BUSINESS FORMS AND CHECKS, AND (C) CASH MANAGEMENT SYSTEM, (II) AUTHORIZING

THE CONTINUATION OF INTERCOMPANY TRANSACTIONS AMONG DEBTORS AND NON-DEBTOR

AFFILIATE, AND (III) WAIVING INVESTMENT AND DEPOSIT REQUIREMENTS OF 11 U.S.C. § 345(B)

Interstate Bakeries Corporation ("Interstate Bakeries" or the "Company")

and seven1 of its subsidiaries and affiliates, debtors and debtors-in-possession (collec-

tively, the "Debtors"), submit this emergency motion (the "Motion") for an order under 11

U.S.C. §§ 345, 363, 1107, and 1108 (I) authorizing continued use of existing (a) bank

accounts, (b) business forms and checks, and (c) cash management system, (II) authoriz-

ing the continuation of intercompany transactions among the Debtors and among the

Case 04-45814-can11 Doc 13 Filed 09/22/04 Entered 09/22/04 03:18:32 Desc Main Document Page 1 of 57

2

Debtors and amount the Debtors and their non-Debtor affiliate, and (III) waiving invest-

ment and deposit requirements of 11 U.S.C. § 345(b). In support of this Motion, the

Debtors rely on the Declaration of Ronald B. Hutchison in Support of Chapter 11

Petitions and First Day Orders (the "Hutchison Declaration"). In further support of this

Motion, the Debtors represent as follows:

BACKGROUND

A. The Chapter 11 Filings

1. On September 22, 2004 (the "Petition Date"), the Debtors each

filed a voluntary petition in this Court for reorganization relief under chapter 11 of title 11

of the United States Code, 11 U.S.C. §§ 101-1330, as amended (the "Bankruptcy Code").

The Debtors continue to manage and operate their businesses as debtors-in-possession

pursuant to sections 1107 and 1108 of the Bankruptcy Code.

2. No trustee or examiner has been appointed in the Debtors' chapter

11 cases, and no committees have been appointed or designated.

3. The Court has jurisdiction over this matter pursuant to 28 U.S.C.

§§ 157 and 1334. Venue is proper pursuant to 28 U.S.C. §§ 1408 and 1409. This is a

core proceeding pursuant to 28 U.S.C. § 157(b)(2).

4. The statutory predicates for the relief requested herein are sections

345, 363, 1107, and 1108 of the Bankruptcy Code and Local Rule 2015-6.

B. The Debtors

5. Collectively, the Debtors are the largest wholesale baker and

distributor of fresh baked bread and sweet goods in the United States. Debtors produce,


3

market and distribute a wide range of breads, rolls, croutons, snack cakes, donuts, sweet

rolls and related products under national brand names such as "Wonder®," "Hostess®,"

"Baker's Inn®" and "Home Pride®," as well as regional brand names such as "Butter-

nut®," "Dolly Madison®," "Drake's®" and "Merita®." Based on independent, publicly

available market data, "Wonder®" bread is the number one selling branded bread sold in

the United States and "Home Pride®" wheat bread is the number one selling wheat bread

in the United States. "Hostess®" products, including "Twinkies®," "Ding Dongs®" and

"HoHos®," are among the leading snack cake products sold in the United States.

6. The Debtors operate 54 bakeries and more than 1,000 distribution

centers, from which the Debtors' sales force delivers fresh baked goods on approximately

9,100 delivery routes to more than 200,000 food outlets. The Debtors' strongest presence

(as measured by sales, market share and number of facilities) is in Southern California,

the upper Midwest, the Northeast, the mountain states, the middle Atlantic states and

Florida. The Debtors also operate approximately 1,200 bakery outlets (known as "thrift

stores") located in markets throughout the United States.

7. The Debtors employ more than 32,000 people, approximately 81%

of whom are covered by one of approximately 500 union contracts. Most of the Debtors'

union employees are members of either the International Brotherhood of Teamsters or the

Bakery, Confectionery, Tobacco Workers & Grain Millers International Union.

8. The Debtors' principal executive offices are located at 12 East

Armour Boulevard in Kansas City, Missouri.


4

9. For the 52 weeks ending May 29, 2004, the Debtors generated net

sales of $3.468 billion with a net loss of approximately $26 million. For that same

period, the Debtors estimated assets of $1.626 billion, at book value, and current and

long-term liabilities of $931 million and $391 million, respectively.

10. The Debtors filed for reorganization under chapter 11 due to

liquidity issues resulting from, among other factors, declining sales, a high fixed-cost

structure, excess industry capacity, rising healthcare and pension costs, and higher costs

for ingredients, packaging, and energy. The Debtors' objectives in commencing this

chapter 11 proceeding will be (1) to continue to implement their cost reduction program,

called Program Soar, (2) to re-evaluate the breadth of their operations for opportunities to

efficiently rationalize the Debtors' business operations, and (3) to continue to alter their

product mix to meet changing consumer tastes. Once the Debtors are able to make

significant progress on attaining these objectives, the Debtors will formulate a plan of

reorganization in consultation with affected constituencies and will emerge from chapter

11 protection with a stronger business better able to compete in the industry in which they

operate.

11. More complete information regarding the Debtors, the Debtors'

businesses, the events leading to these chapter 11 cases, certain competitive initiatives

undertaken by the Debtors, the financial deterioration experienced by the Debtors prior to

these cases and the Debtors' objectives in seeking relief under chapter 11 is set forth in

the Hutchison Declaration, which is incorporated herein by this reference.


5

RELIEF REQUESTED

12. By this Motion, the Debtors seek an order (I) authorizing continued

use of existing (a) bank accounts, (b) business forms and checks, and (c) cash manage-

ment system, (II) authorizing the continuation of intercompany transactions among the

Debtors and among the Debtors and their non-debtor affiliate, and (III) waiving the

investment and deposit requirements of 11 U.S.C. § 345(b).

BASIS FOR RELIEF

13. The Office of the United States Trustee has established certain

operating guidelines for debtors-in-possession in order to supervise the administration of

chapter 11 cases. These guidelines require chapter 11 debtors to, among other things:

(a) close all existing bank accounts and open new debtor-in-possession bank accounts;

(b) establish one debtor-in-possession account for all estate monies required for the

payment of taxes, including payroll taxes; (c) maintain a separate debtor-in-possession

account for cash collateral; and (d) obtain checks for all debtor-in-possession accounts

which bear the designation "Debtor-In-Possession," the bankruptcy case number, and the

type of accounts. As set forth below, the Debtors submit that enforcing these require-

ments would disrupt the Debtors' operations and impose a financial burden on the estate.

APPLICABLE AUTHORITY

A. The Debtors Should be Granted Authority to Maintain Their Existing BankAccounts

14. As of the Petition Date, in the ordinary course of business, the

Debtors maintained over three hundred bank accounts located in over 40 states through-


2 A list of the Bank Accounts is attached as Exhibit A.

6

out the United States through which the Debtors manage cash receipts and disbursements

for the Debtors' entire corporate enterprise (collectively, the "Bank Accounts").2 The

majority of the Bank Accounts are held by Interstate Brands Corporation.

15. The Debtors routinely deposit, withdraw, and otherwise transfer

funds to, from, and between such accounts by various methods including checks, drafts,

automated clearing house transfers, and other electronic funds transfers. In the aggregate,

the Debtors generate thousands of checks, drafts, automated clearing house transfers, and

other electronic funds transfers per week from the Bank Accounts. The Debtors believe

that all of the Bank Accounts are in financially stable banking institutions with Federal

Deposit Insurance Corporation ("FDIC") or Federal Savings and Loan Insurance Corpora-

tion ("FSLIC") insurance or other appropriate government-guaranteed deposit protection

insurance (e.g., CDIC insurance).

16. Furthermore, the Debtors' Bank Accounts are part of a carefully

constructed and automated Cash Management System (described more fully below) that

ensures the Debtors' ability to efficiently monitor and control all of their cash receipts and

disbursements. Closing the existing Bank Accounts and opening new accounts inevitably

would disrupt the Debtors' businesses and result in delays impeding the Debtors' ability to

transition smoothly into chapter 11, and would likewise jeopardize the Debtors' efforts to

successfully reorganize in a timely and efficient manner. It is thus essential that the

Debtors be permitted to continue to maintain their existing Bank Accounts and, if

necessary, open new accounts (and give notice to the U.S. Trustee of such newly opened


7

accounts), wherever they are needed, irrespective of whether such banks are designated

depositories in the Western District of Missouri.

17. The Debtors thus request that the Bank Accounts be deemed to be

debtor-in-possession accounts, and that their maintenance and continued use, in the same

manner and with the same account numbers, styles, and document forms as those

employed during the prepetition period, be authorized.

18. The Debtors represent that if the relief requested in this Motion is

granted, they will not pay, and each of the banks will be directed not to pay, any debts

incurred before the Petition Date, other than as authorized by this Court.

19. In other cases, it has been recognized that the strict enforcement of

bank account closing requirements does not serve the rehabilitative purposes of chapter

11. Accordingly, courts have waived such requirements and replaced them with alterna-

tive procedures that provide the same protections. See, e.g., In re Farmland Industries,

Inc., Case No. 02-50557 (JWV) (Bankr. W.D. Mo. June 5, 2002); In re Trism, Inc., Case

No. 01-31323 (Bankr. W.D. Mo. December 18, 2001); In re Houlihan's Restaurants, Inc.,

Case No. 02-40359 (Bankr.W.D. Mo. January 25, 2002); In re Wire Rope Corporation of

America, Inc., Case No. 02-50493 (Bankr. W.D. Mo. June 11, 2002); In re Paul Harris

Stores, Inc., Case No. 00-12467 (BHL) (Bankr. S.D. Ind. October 16, 2000); In re

NorthWestern Corporation, Case No. 03-12872 (CGC) (Bankr. D. Del. Nov. 26, 2003);

In re Mirant Corporation, Case No. 03-46590 (DML) (Bankr. N.D. Tex. July 17, 2003);

In re National Equipment Services., Inc., Case No. 03-27626 (PSH) (Bankr. N.D. Ill. July

2, 2003); In re Eagle Food Centers, Inc., Case No. 03-15299 (PSH) (Bankr. N.D. Ill.


8

April 8, 2003); In re UAL Corp., Case No. 02-48191 (ERW) (Bankr. N.D. Ill. Dec. 9,

2002); In re Kmart Corp., Case No. 02-02474 (SPS) (Bankr. N.D. Ill. Jan. 26, 2002); In re

Hayes Lemmerz International, Inc., Case No. 01-11490 (MFW) (Bankr. D. Del. Dec. 27,

2001).

B. The Debtors Should be Granted Authority to Continue to Use Existing BusinessForms and Checks

20. As of the Petition Date, the Debtors, in the ordinary course of

business, used numerous business forms including, but not limited to, letterhead,

purchase orders, invoices, contracts, and checks (collectively, the "Business Forms").

21. In order to minimize expenses to their estates, the Debtors also

request that they be authorized to continue to use all Business Forms subsequent to the

Petition Date, without reference to the Debtors' status as debtors-in-possession, until the

Debtors' stock of existing Business Forms is exhausted. Parties doing business with the

Debtors undoubtedly will be aware, as a result of the size and notoriety of the Debtors, of

the Debtors' status as chapter 11 debtors-in-possession. The Debtors use paper checks for

conducting most of their business. For example, the Debtors pay over 30,000 employees

with a check, and do not currently utilize direct deposit. Changing Business Forms at this

critical, early stage of their chapter 11 cases would be expensive and burdensome to the

Debtors' estates, disruptive to the Debtors' business operations and would not confer any

benefit upon those dealing with the Debtors. For these reasons, the Debtors request that

they be authorized to use their existing Business Forms without being required to place

the label "Debtor-in-Possession" or a so-called "debtor-in-possession number" thereon.


9

See, e.g., In re Gold Standard Baking, Inc., 179 B.R. 98, 105-06 (Bankr. N.D. Ill. 1995)

(holding United States Trustee's requirement prohibiting issuance of checks without

"debtor-in-possession" designation to be unenforceable); In re Johnson, 106 B.R. 623,

624 (Bankr. D. Neb. 1989) (debtors not required to obtain new checks imprinted with

"Debtor-in-Possession" legend).

22. Such relief has previously been granted to chapter 11 debtors-in-

possession. See, e.g., In re Farmland Industries, Inc., Case No. 02-50557 (JWV) (Bankr.

W.D. Mo. June 5, 2002); In re Trism, Inc., Case No. 01-31323 (Bankr. W.D. Mo.

December 18, 2001); In re Houlihan's Restaurants, Inc., Case No. 02-40359 (Bankr.W.D.

Mo. January 25, 2002); In re Paul Harris Stores, Inc., Case No. 00-12467 (BHL) (Bankr.

S.D. Ind. October 16, 2000); In re NorthWestern Corporation, Case No. 03-12872 (CGC)

(Bankr. D. Del. Nov. 26, 2003); In re Mirant Corporation, Case No. 03-46590 (DML)

(Bankr. N.D. Tex. July 17, 2003); In re National Equipment Services., Inc., Case No. 03-

27626 (PSH) (Bankr. N.D. Ill. July 2, 2003); In re Eagle Food Centers, Inc., Case No. 03-

15299 (PSH) (Bankr. N.D. Ill. April 8, 2003); In re UAL Corp., Case No. 02-48191

(ERW) (Bankr. N.D. Ill. Dec. 9, 2002); In re Kmart Corp., Case No. 02-02474 (SPS)

(Bankr. N.D. Ill. Jan. 26, 2002); In re Hayes Lemmerz International, Inc., Case No. 01-

11490 (MFW) (Bankr. D. Del. Dec. 27, 2001).

C. The Debtors Should be Authorized to Continue to Use Their Existing CashManagement System

23. In order to ensure an orderly transition into chapter 11, the Debtors

also request authority to continue to use their existing Cash Management System as it


3 A flowchart generally outlining the Cash Management System is attached heretoas Exhibit B.

10

may be modified in connection with the Debtors' contemplated debtor-in-possession

financing, authority for which is sought by separate motion, or as required by the Debtors

in the ordinary course of business.

24. As mentioned above, prior to the commencement of these cases,

the Debtors, in the ordinary course of business, used an automated and integrated, cash

management system to collect, transfer, and disburse funds generated by their operations

and to accurately record all such transactions as they are made (the "Cash Management

System").3

25. Prior to the Petition Date, the Debtors used a centralized Cash

Management System designed to facilitate the flow of funds collected by deliverymen and

bakeries to the main concentration account. Payments are collected from customers via

checks, cash, and wire transfer payments to various accounts. Sales receipts are collected

by route delivery representatives ("RDRs"), retail stores, and bakeries. The funds are

deposited in local bank accounts and transferred to bakery bank accounts. The funds in

the bakery bank accounts are then transferred to the concentration account held by

Interstate Brands at UMB Bank, n.a. ("UMB").

26. Deposits and Receivables

(a) Local Bank Accounts. The Debtors maintain hundreds of bank

accounts at the local level (the "Local Bank Accounts") with various financial institu-

tions. The Local Bank Accounts are used as a daily depository for the funds collected by


4 A depository transfer check ("DTC") is used in some cash management systems,including that of the Debtors, as an alternative to an ACH transfer. A DTC is apreprinted, unsigned, restricted-payee instrument used by a company to transferfunds from one of its outlying depository locations to a centralized account. Depository transfer checks are drawn on the Debtors' accounts at local banks, andare payable to the Debtors.

11

RDRs and thrift store sales. Approximately 20% of daily deliveries are collected in cash,

with approximately 80% of the deliveries billed by the local bakery to the customer.

Each day, funds at the Local Bank Accounts are transferred through an ACH transfer or a

depository transfer check4 is written on the Local Bank Accounts and the funds collected

for the day are transferred to bank accounts maintained by the bakeries.

(b) Bakery Depository Accounts. Each bakery maintains one or more

depository accounts, and in addition may utilize lockbox accounts (the "Bakery Ac-

counts"). Each bakery is responsible for collecting accounts receivable for sales to

customers within its region. The bakery accounts receivable are collected by RDRs at the

time of delivery (as described in subparagraph (a) above) or through invoices distributed

by the bakery to the customer. Some customers will remit payments to a bakery lockbox

account or plant delivery account. Each day the bakeries notify the Debtors of the amount

collected and deposited in the Bakery Accounts. The Debtors will then initiate an

electronic ACH transaction to transfer all of the funds in the Bakery Accounts to the

Interstate Brands Concentration Account held at UMB (the "Concentration Account").

(c) California Bank Accounts: The Debtors maintain bank accounts in

California with Bank of America for collecting all receipts from RDRs and bakeries

located in California. In addition, sales from the dry goods division and Mrs. Cubbison's


12

Foods, Inc. are deposited in a California Bank of America account. RDRs and bakeries

deposit funds they have collected at a local branch of Bank of America on a daily basis.

The funds deposited at the local branches are transferred to a concentration account

maintained at Bank of America (the "Bank of America Concentration Account"). As will

be described in more detail below, payroll and workers compensation disbursements are

made to employees located in California from two accounts drawn on Bank of America.

(d) General Office Account. Interstate Brands maintains a bank

account (the "General Office Depository Account") with U.S. Bank in Kansas City,

Missouri for the deposit of miscellaneous receipts, such as rebate checks from vendors,

accounts receivable erroneously submitted to the headquarters of Interstate Brands, or

checks cashed by employees. Funds in the General Office Depository Account are

transferred to the Concentration Account periodically.

(e) National Account Collection. Interstate Brands maintains central-

ized billing practices for some large customers with national accounts (e.g., Walmart).

Interstate Brands coordinates the accounts receivable collection for national customers.

The funds remitted by the national customers are deposited directly into the Concentra-

tion Account.

27. Disbursements and Payables. The Debtors' disbursements and

payables accounts are, for the most part, controlled centrally at Interstate Brands. Vendor

invoices are submitted to Interstate Brands where wire transfers or checks are cut. Payroll

checks are processed at the local level (i.e., the bakeries for bakery employees and

corporate headquarters for managers and headquarters employees), but the checks are


5 The Debtors maintain nine controlled disbursement accounts at UMB, but activelyuse only eight. The ninth account, used as a manager's fund, is being phased out.

13

drawn on a controlled disbursement account maintained at either UMB and funded by the

Concentration Account for non-California bakery employees, or Bank of America for

California bakery employees.

(a) Disbursement Accounts. The Debtors maintain eight5 active

disbursement accounts at UMB. As described more fully below, the disbursement

accounts are maintained at UMB specifically for payroll, certain employee benefit plan

payments, certain tax payments, and certain accounts payable. The disbursement

accounts are funded from the Concentration Account.

In addition to the Disbursement Accounts, the Debtors allow

certain parties to withdraw funds from the Concentration Account through ACH transfer.

CIGNA pays health care claims on behalf of the Debtors through ACH transfers from the

Concentration Account. Likewise, ACE USA, Travelers, Broadspire, and

Kemper/Lumbermen's pay workers' compensation and liability claims on behalf of the

Debtors through ACH transfers from the Concentration Account. Finally, the Debtors

allow their third party administrators for freight to withdraw funds from the Concentra-

tion Account through ACH transfer.

(b) Payroll Accounts. The Debtors maintain three accounts for

payroll. Payroll disbursements to bakery employees in California are made through an

account maintained by a California branch of Bank of America (the "Bank of America

Payroll Account"). The Bank of America Payroll Account is funded by the Bank of


14

America Concentration Account, or otherwise funded by the Concentration Account at

UMB. Payroll disbursements to the remaining non-California bakery employees are

made through a zero balance disbursement account maintained at UMB. Payroll dis-

bursements to employees at the Debtors' corporate headquarters are made through a

separate UMB zero balance controlled disbursement account. As mentioned above, the

Debtors do not utilize direct deposit at this time.

(c) Vendor Accounts Payable. The Debtors maintain multiple

accounts for certain vendor accounts payable. The Debtors maintain disbursement

accounts at UMB for the accounts payable of their current enterprise resource planning

software vendor ("SAP") and their legacy system ("CDIS"). In addition, the accounts

payable for the dry goods division and Mrs. Cubbison's Foods, Inc. are paid through two

separate disbursement accounts maintained by the Debtors at UMB. Finally, the Debtors

allow their freight auditor and administrator ("DLT") to withdraw amounts for the

payment of certain of the Debtors' freight and shipping vendors, through an ACH transfer.

(d) Sales and Use Tax. The Debtors maintain an account at UMB for

the payment of Sales and Use Tax. The Debtors' tax advisor, Ernst & Young, calculates

the sales and use tax payable and is responsible for making payment directly to the

respective taxing authorities for the amount of sales and use tax payable from this

account.

28. The Cash Management System is largely automated and computer-

ized, and includes accounting controls needed to enable the Debtors, as well as creditors


15

and the Court, if necessary, to trace funds through the system and ensure that all transac-

tions are adequately documented and readily ascertainable.

29. The cash management procedures utilized by the Debtors are

ordinary, usual and essential business practices, and are similar to those used by other

large corporate enterprises. The Cash Management System provides significant benefits

to the Debtors, including the ability to control corporate funds centrally, segregate cash

flows, ensure availability of funds when necessary, and reduce administrative expenses by

facilitating the movement of funds and the development of more timely and accurate

balance and presentment information.

30. Requiring the Debtors to adopt new cash management systems at

this critical stage of these cases would be expensive, would create unnecessary adminis-

trative burdens and problems (including the possibility that transactions might not be

adequately documented), and would likely disrupt and adversely impact the Debtors'

ability to reorganize successfully. Indeed, requiring Cash Management System changes

could irreparably harm the Debtors, their estates and their creditors by creating cash flow

interruptions while systems were changed. Maintenance of the existing Cash Manage-

ment System therefore is in the best interests of all creditors and other parties-in-interest.

31. In furtherance of this goal, the Debtors request that all banks at

which the Bank Accounts are maintained be authorized and directed to continue to

administer the Bank Accounts as such accounts were maintained prepetition, without

interruption and in the usual and ordinary course, and to pay any and all checks, drafts,


16

wires, or ACH transfers issued on the Bank Accounts on account of any claims arising on

or after the Petition Date so long as sufficient funds are in said Bank Accounts.

32. In addition, the Debtors request that the Banks be authorized and

directed to honor all representations from the Debtors as to which checks should be

honored or dishonored. To the extent that the Debtors have directed that any prepetition

checks be dishonored, they reserve the right to issue replacement checks to pay the

amounts related to such dishonored checks, consistent with the orders of the Court.

33. Courts have routinely granted chapter 11 debtors authority to

continue using their existing cash management systems including courts in this district.

See, e.g., In re Farmland Industries, Inc., Case No. 02-50557 (JWV) (Bankr. W.D. Mo.

June 5, 2002); In re Trism, Inc., Case No. 01-31323 (Bankr. W.D. Mo. December 18,

2001); In re Houlihan's Restaurants, Inc., Case No. 02-40359 (Bankr.W.D. Mo. January

25, 2002); In re Paul Harris Stores, Inc., Case No. 00-12467 (BHL) (Bankr. S.D. Ind.

October 16, 2000); In re NorthWestern Corporation, Case No. 03-12872 (CGC) (Bankr.

D. Del. Nov. 26, 2003); In re Mirant Corporation, Case No. 03-46590 (DML) (Bankr.

N.D. Tex. July 17, 2003); In re National Equipment Services., Inc., Case No. 03-27626

(PSH) (Bankr. N.D. Ill. July 2, 2003); In re Eagle Food Centers, Inc., Case No. 03-15299

(PSH) (Bankr. N.D. Ill. April 8, 2003); In re UAL Corp., Case No. 02-48191 (ERW)

(Bankr. N.D. Ill. Dec. 9, 2002); In re Kmart Corp., Case No. 02-02474 (SPS) (Bankr.

N.D. Ill. Jan. 26, 2002); In re Hayes Lemmerz International, Inc., Case No. 01-11490

(MFW) (Bankr. D. Del. Dec. 27, 2001).


17

D. Intercompany Transactions among Debtors and Non-Debtor Affiliate

34. Although the Debtors manage their accounts through a centralized

Cash Management System, the Debtors account for all intercompany transfers, thereby

maintaining separate corporate accounting. The accounting for these transactions is based

upon the transactional detail provided by the centralized Cash Management System.

35. Prior to the Petition Date, the Debtors and their non-debtor affiliate

provided services to, and engaged in intercompany financial transactions with, each other

in the ordinary course of their respective businesses. Discrete transfers in the appropriate

intercompany accounts are made on the account of the provision of these services. For

example, Interstate Brands manufactures certain products (primarily croutons) and then

transfers that product to their non-debtor affiliate Mrs. Cubbison's Foods, Inc., who then

sells the product. The Debtors also engage in similar transactions among themselves,

such as the provision by IBC Trucking of distribution services to IBC Sales. When a

product or service is provided by one entity to another or to a customer of another, this

transaction is allocated as an intercompany obligation. These allocated transactions are

"netted" on a yearly basis and ultimately satisfied between the entities.

36. The Debtors believe that the continuation of the provision of these

and other intercompany services is beneficial to their estates and creditors and, thus, that

corresponding transfers among the appropriate intercompany accounts (collectively, the


6 Because the Debtors engaged in the Intercompany Transactions on a regular basisprior to the Petition Date and such transactions are common for enterprises likethe Debtors, the Debtors believe that such transactions are ordinary course, withinthe meaning of section 363(c)(1) of the Bankruptcy Code, and, thus, do notrequire the Court's approval. Nonetheless, out of an abundance of caution, theDebtors are seeking express authority to engage in such transactions.

18

"Intercompany Transactions") should be permitted. Accordingly, the Debtors seek

authority to continue the Intecompany Transactions postpetition.6

37. Courts have permitted the continuation of intercompany transac-

tions in cases such as these. See, e.g., In re NorthWestern Corporation, Case No. 03-

12872 (CGC) (Bankr. D. Del. Nov. 26, 2003); In re Mirant Corporation, Case No. 03-

46590 (DML) (Bankr. N.D. Tex. July 17, 2003); In re Kmart Corp., Case No. 02-02474

(SPS) (Bankr. N.D. Ill. Jan. 26, 2002); In re Hayes Lemmerz International, Inc., Case No.

01-11490 (MFW) (Bankr. D. Del. Dec. 27, 2001); In re Sterling Chemical Holdings, Inc.,

Case No. 01-37805 (WRG) (Bankr. S.D. Tex. Aug. 23, 2001).

E. Cause Exists for Waiving the Investment and Deposit Guidelines of Section345(b)

38. Section 345(a) of the Bankruptcy Code authorizes deposits or

investments of money of a bankruptcy estate, such as cash, in a manner that will "yield

the maximum reasonable net return on such money, taking into account the safety of such

deposit or investment." 11 U.S.C. § 345(a). For deposits or investments that are not

"insured or guaranteed by the United States or by a department, agent or instrumentality

of the United States or backed by the full faith and credit of the United States," section

345(b) of the Bankruptcy Code provides that the estate must require from the entity with

which the money is deposited or invested a bond in favor of the United States secured by


19

the undertaking of an adequate corporate surety. A court may, however, relieve a debtor-

in-possession of the restrictions imposed by § 345(b) for "cause."

39. Because the banks at which the Debtors maintain Bank Accounts

are financially stable banking institutions and are FDIC insured (up to an applicable unit

per account), the Debtors believe that the investment and deposit restrictions of section

345 are inapplicable. Nonetheless, out of an abundance of caution, to the extent that the

Debtors' deposits and investments do not conform with the investment and deposit

restrictions of section 345, the Debtors seek to waive such requirements.

40. The majority of the Bank Accounts used by the Debtors are

nothing more than pass through accounts, holding the Debtors' funds for a very short

period of time. Therefore, the investment and deposit restrictions of section 345 would

be largely inapplicable.

41. Given these circumstances, the Debtors believe that their use of the

Bank Accounts substantially conforms with the approved investment practices identified

in section 345 of the Bankruptcy Code, and that all deposits and investments into their

Bank Accounts are safe, prudent and designed to yield the maximum reasonable net

return on the funds invested. Nonetheless, to the extent that such deposits and invest-

ments do not conform with the approved investment practices identified in section 345 of

the Bankruptcy Code, the Debtors believe cause exists to waive such requirements.

42. In Chapter 11 cases such as this, courts have routinely granted

requests to approve the continued use of investment and deposit guidelines that do not

strictly comply with section 345 of the Bankruptcy Code but that, as here, nevertheless


20

are safe and prudent. See, e.g., In re Houlihan's Restaurants, Inc., Case No. 02-40359

(ABF) (Bankr. W.D. Mo. January 25, 2002); In re Paul Harris, Inc., Case No. 00-12467

(BHL) (Bankr. S.D. Ind. Oct. 16, 2000); In re Mirant Corporation, Case No. 03-46590

(DML) (Bankr. N.D. Tex. July 17, 2003); In re Eagle Food Centers, Inc., Case No. 03-

15299 (PSH) (Bankr. N.D. Ill. April 8, 2003); In re UAL Corp., Case No. 02-48191

(ERW) (Bankr. N.D. Ill. Dec. 9, 2002); In re Kmart Corp., Case No. 02-02474 (SPS)

(Bankr. N.D. Ill. Jan. 26, 2002); In re Hayes Lemmerz International, Inc., Case No. 01-

11490 (MFW) (Bankr. D. Del. Dec. 27, 2001); In re Diamond Brands Operating Corp.,

Case No. 01-1825 (RJN) (Bankr. D. Del. May 30, 2001).

43. No previous request for the relief sought in this Motion has been

made to this Court or any other court.

44. Notice of hearing for this Motion has been served on the following

entities and/or their counsel: (1) the Office of the United States Trustee; (2) the steering

committee for Debtors' prepetition lenders and JPMorgan Chase Bank as agent for the

prepeititon lenders; (3) the agents for Debtors' proposed postpetition financing; (4) U.S.

Bank National Association as Trustee for Interstate Bakeries Senior Subordinated

Convertible Notes; (5) the Securities and Exchange Commission; (6) the Internal

Revenue Service; (6) United States Attorneys offices for the States of Missouri, Delaware

and California; (7) the United States Environmental Protection Agency and its regional

offices for the States of Missouri, Delaware and California; (8) the offices of the Attor-

neys General for the States of Missouri, Delaware and California; (9) the offices of the

Treasurers for the States of Missouri, Delaware and California; and (10) holders of the


21

Debtors' 30 largest unsecured claims (collectively, the "Initial Master Service List") via

facsimile. In addition, the Debtors have served the notice of hearing for this Motion via

facsimile to those creditors that the Debtors believe may be secured. Furthermore, this

Motion has been served on the Initial Master Service List via overnight courier and faxed

to the lending institutions, attached hereto as Exhibit A.


WHEREFORE, the Debtors respectfully request that the Court enter an

order (I) authorizing the Debtors to continue to use their existing (a) Bank Accounts,

(b) Business Forms and checks, and (c) Cash Management System, (II) authorizing the

continuation of intercompany transactions among the Debtors and Among the Debtors

and their non-Debtor affiliate, (III) waiving investment and deposit requirements of 11

U.S.C. § 345(b), and (IV) granting the Debtors such other and further relief as is just and

proper.

Dated: Kansas City, MissouriSeptember 22, 2004

J. Eric Ivester (ARDC No. 06215581)Samuel S. Ory (Missouri Bar No.43293)SKADDEN ARPS SLATE MEAGHER

& FLOM LLP333 West Wacker Drive, Suite 2100Chicago, Illinois 60606-1285Telephone: (312) 407-0700Facsimile: (312) 407-0411e-mail: [email protected]

- and -

J. Gregory Milmoe (JM 0919)SKADDEN ARPS SLATE MEAGHER

& FLOM LLPFour Times SquareNew York, New York 10036-6522Telephone: (212) 735-3000Facsimile: (212) 735-2000

- and -


/s/ Paul M. Hoffmann Paul M. Hoffmann (Missouri Bar No. 31922)STINSON MORRISON HECKER LLP1201 Walnut, Suite 2900Kansas City, MO 64106-2150Telephone: (816)691-2746Facsimile: (888) 625-7290e-mail: [email protected]

Attorneys for the Debtorsand Debtors-in-Possession


Exhibit A

Bank Accounts


BANK ACCOUNTS

ACCOUNT ACCOUNTPLANT # PLANT NAME TYPE NUMBER A/B/A # BANK Address Phone

5008004323 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70005008009155 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70005008006474 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870158140 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870160757 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009871243915 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870978725 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870527804 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70003750924938 Bank of America 231 South LaSalle Street, Chicago, IL, 60604 312 828 35221233221311 Bank of America 231 South LaSalle Street, Chicago, IL, 60604 312 828 35221233920578 Bank of America 231 South LaSalle Street, Chicago, IL, 60604 312 828 3522

005500000509 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355504 KANSAS CITY, MO Plant Depository 98-7016-5694 101000695 UMB Bank N.A. 1010 Grand Ave., Kansas City, MO 05 CINCINNATI, OH Plant Depository 3010374 042208006 1st National Bank P.O. Box 119, Lebanon, OH 45036 513-932-322105 CINCINNATI, OH Plant Depository 0000210595 042200910 1st National Bank P.O. Box 476, Hamilton, OH 45012 800-543-226505 CINCINNATI, OH Plant Depository 490040657 044000037 Bank One, N.A. Department 1045, Columbus, OH 43271-1045 800-404-411105 CINCINNATI, OH Plant Depository 494212903 044000037 Bank One, N.A. Batavia - Dept.1045, Columbus, OH 43271-1045 800-404-411105 CINCINNATI, OH Plant Depository 4316-829-0 083000713 BB&T P.O. Box 1101, Louisville, KY 40201-1101 888-817-547005 CINCINNATI, OH Plant Depository 4000656090 042102694 Community Trust Bank P.O. Box 2947, Pikeville, KY 41502-2947 606-432-141405 CINCINNATI, OH Plant Depository 809624 042103347 Eagle Bank P.O. Box 335, Williamstown, KY 41097 606-824-443605 CINCINNATI, OH Plant Depository 001-38185 042207735 Fifth Third Bank P.O. Box 910, Hillsboro, OH 45133 513-549-263605 CINCINNATI, OH Plant Depository 201111 086300025 Integra 1201 US 68 PO box 97, Maysville, KY 41056 606-564-890005 CINCINNATI, OH Plant Depository 796064584 042200295 Key Bank 600 Harrison Ave, Harrison, OH 45030 888-539-424905 CINCINNATI, OH Plant Depository 797000872 042200295 Key Bank 5000 Dixie Hwy., Fairfield, OH 45014 800-539-296805 CINCINNATI, OH Plant Depository 20000542 074910799 Main Source P.O. Box 278, Versailles, IN 47072 812-689-502205 CINCINNATI, OH Plant Depository 71661520 083000056 National City Bk of Kentucky P.O. Box 36000, Louisville, KY 40233-6000 270-726-560005 CINCINNATI, OH Plant Depository 736601060 083000056 National City Bk of Kentucky-DnvilleP.O. Box 36000, Louisville, KY 40233-6000 270-726-560005 CINCINNATI, OH Plant Depository 570204122 083000056 National City Bk of Kentucky-LX P.O. Box 36000, Louisville, KY 40233-6000 270-726-560005 CINCINNATI, OH Plant Depository 30-0424-9085 083000108 PNC Bank Customer Service, P.O. Box 609, Pittsburgh, PA 15230-9738877-BUS-BNKG05 CINCINNATI, OH Plant Depository 0503400 042000424 Provident Bank One East Fourth St., Cincinnati, OH 45269 '513-579-222005 CINCINNATI, OH Plant Depository 0503-070 042000424 Provident Bank-Glbrth One East Fourth St., Cincinnati, OH 45269 513-579-222005 CINCINNATI, OH Plant Depository 0503-062 042000424 Provident Bank-Nrwd One East Fourth St., Cincinnati, OH 45269 513-579-222005 CINCINNATI, OH Plant Depository 0643-256 042000424 Provident Bank-Wooster One East Fourth St., Cincinnati, OH 45269 513-579-222005 CINCINNATI, OH Plant Depository 60-0629-9 The Bank of Kentucky 111 Lookout Farm Drive, Crestview Hills, KY 41017 859-371-234005 CINCINNATI, OH Plant Depository 2815125 083902811 The Madison Bk & Trust Co P.O. Box 1570, Madison, IN 47250 800-766-038805 CINCINNATI, OH Plant Depository 8431900 042000013 US Bank Location 0999, Cincinnati, OH 45264-0999 513-632-414105 CINCINNATI, OH Plant Depository 445141 083900606 Whitaker Bank P.O. Box 599, Frankfort, KY 40602-0599 502-223-216106 MEMPHIS, TN Plant Depository 000312134 084000026 1st Tennessee Bank P.O. Box 84, Memphis, TN 38101-0084 901-543-477806 MEMPHIS, TN Change fund only 122874 084201029 First National 402 E. Second, Clarksdale, MS 38614 662-627-326106 MEMPHIS, TN Agency Depository134619 084000929 Tri-State Bank of Memphis 180 S. Main at Beale, P.O. Box 2007, Memphis, TN 38101-2007901-525-038407 ST. LOUIS, MO T/S Transfer 3750968965 111000012 Bank of America Bank of America, N.A., Dallas, TX 75283-2406 800-657-953307 ST. LOUIS, MO T/S Transfer 3750968952 111000012 Bank of America Bank of America, N.A., Dallas, TX 75283-2406 800-657-953307 ST. LOUIS, MO Plant Depository 3750925186 111000012 Bank of America Bank of America, N.A., Dallas, TX 75283-2406 800-657-953307 ST. LOUIS, MO T/S Transfer 0014-404-5 071108559 Bank of Springfield 2600 Adlai Stevenson Dr., Springfield, IL 62703 217-529-555507 ST. LOUIS, MO T/S Transfer 143804 081501227 First Midwest Bank P.O. Box 160, Poplar Bluff, MO 63902-0160 573-785-846107 SPRINGFIELD, MO Retail Store 420080080-5 Firstar P.O. Box 524, St. Louis, MO 63166-0524 800-743-637207 ST. LOUIS, MO T/S Transfer 38612806 086300025 Integra Bank P.O. Box 868, Evansville, IN 47705-0868 812-464-988807 ST. LOUIS, MO T/S Transfer 0630001967 081005325 Union Planters Bank P.O. Box 78086, St. Louis, MO 63178 800-333-134607 ST. LOUIS, MO New 81001387 1352212 Union Planters Bank PO Box 387, Memphis, TN 3814707 ST. LOUIS, MO T/S Transfer 306001239-4 081902211 US Bank PO Box 1800, St Paul, MN 55101-0800 800-425-222007 ST. LOUIS, MO T/S Transfer 4200800805 081000210 US Bank PO Box 1800, St Paul, MN 55101-0800 800-425-222008 GRAND RAPIDS, MI 127-284-8 071212128 1st Source Bank 100 N. Michigan, South Bend, IN 46601 800-235-255708 GRAND RAPIDS, MI 270009358915 072000326 Bank One-Alpine P.O. Box 206A, Detroit, MI 48232 800-404-411108 GRAND RAPIDS, MI 240310006201 072000326 Bank One-Lansing P.O. Box 206A, Detroit, MI 48232 800-404-4111


BANK ACCOUNTS


08 GRAND RAPIDS, MI 3101977 072404948 Chemical Bank West 115 N. Mitchell, Cadillac, MI 49601 231-775-615108 GRAND RAPIDS, MI 4417-93984-2 072000805 Michigan Nat'l Bank Box 30084, Lansing, MI 48909 800-662-061208 GRAND RAPIDS, MI 19-0500028-6 072000915 National City-Bay City P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 00-8301801-1 072000915 National City-Kalamazoo P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 01-8301151-0 072000915 National City-Mosel P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 00-0407451-8 072000915 National City-Muskegon P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 00-4301388-2 072000915 National City-North Holland P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI Plant Depository 2053851 072400052 Old Kent Bank One Vandenberg Center, Grand Rapids, MI 49503 616-771-551508 GRAND RAPIDS, MI 2487155 072400052 Old Kent Bank-Clyde Park One Vandenberg Center, Grand Rapids, MI 49503 616-771-551508 GRAND RAPIDS, MI 2179434 072400052 Old Kent Bank-Plainfield One Vandenberg Center, Grand Rapids, MI 49503 616-771-551508 GRAND RAPIDS, MI 8461865 072401404 Old Kent Bank-Traverse City P.O. Box 589, Traverse City, MI 49685-0589 616-922-424008 GRAND RAPIDS, MI 2176945 072400052 Old Kent Bank-Wyoming One Vandenberg Center, Grand Rapids, MI 49503 616-771-551509 PEORIA, IL 000-312-671 071900456 Amcore Bank N.A. 501 Seventh St., PO Box 1537, Rockford, IL 61110-0037888-4amcore09 PEORIA, IL 187201 071900456 Amcore Bank N.A. 501 Seventh St., PO Box 1537, Rockford, IL 61110-0037888-4amcore09 PEORIA, IL 212045915 071000013 Bank One, IL, NA 7610 W. Washington St., Inianapolis, IN 46231 800-404-411109 PEORIA, IL 222201093 071000013 Bank One, ILL, NA 7610 W. Washington St., Inianapolis, IN 46231 800-404-411109 PEORIA, IL New/Replacement641094438 071000013 Bank One, ILL, NA 7610 W Washington St., Indianapolis, IN 46231 800-404-411109 PEORIA, IL 350098167 081004591 Commerce Bank 8000 Forsyth Blvd., Clayton, MO 63105-1707 800-746-870409 PEORIA, IL 8100050270 071901604 First Midwest Bank 2806 N. Vermilion St., Danville, IL 61832 217-477-600009 PEORIA, IL 0010543001 071902399 First Nat'l Bk, Ottawa 701 Lasalle St., Ottawa, IL 61350 815-434-004409 PEORIA, IL 00172275 071902399 First Nat'l Bk, Ottawa 701 Lasalle St., Ottawa, IL 61350 815-434-004409 PEORIA, IL 0-001-1401 071102322 Herget National Bk 33 South Fourth St, Box 839, Pekin, IL 61554 309-347-113109 PEORIA, IL 108510 071109163 Illini Bank PO Box 13257, Springfield, IL 62791-3257 888-455-464109 PEORIA, IL 20966 081903540 Litchfield National Bk 316 North State Street, Litchfield, IL 62056-0309 217-324-616109 PEORIA, IL 130982 081200531 Mercantile Trust & Savings 440 Maine, PO Box 371, Quincy, IL 62306-0371 217-223-730009 PEORIA, IL 56346 071102238 MidAmerica Nat'l Bk 100 W. Elm St., Canton, IL 61520 877-647-505009 PEORIA, IL 2434101 071102238 MidAmerica Nat'l Bk 100 W. Elm St., Canton, IL 61520 877-647-505009 PEORIA, IL 00101974 071123204 Morton Community Bank Box 104, Morton, IL 61550 309-266-533709 PEORIA, IL Plant Depository 10039535 072000915 National City P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925909 PEORIA, IL 0010230294 081001387 Union Planter Bank P.O. Box 78086, St. Louis, MO 63178-8086 800-333-134609 PEORIA, IL 0025011848 081001387 Union Planters Bank P.O. Box 78086, St. Louis, MO 63178-8086 800-333-134609 PEORIA, IL 9641001145 081202759 US Bank PO Box 64991, St. Paul, MN 55164-9505 800-673-355509 PEORIA, IL 9770002260 081202759 US Bank PO Box 64991, St. Paul, MN 55164-9505 800-673-355510 SPRINGFIELD, MO Retail Store 09-1000113573 101100045 Bank of America Bank of America, PO Box 251118, Tampa, FL 33622-5118800-432-100010 SPRINGFIELD, MO Retail Store 3750975987 111000012 Bank of America Bank of America, NA Dallas, TX 75283-2406 800-657-953310 SPRINGFIELD, MO A/R Electronic funds3751233343 111000012 Bank of America Bank of America, NA Dallas, TX 75283-2406 800-657-953310 SPRINGFIELD, MO Retail Store 450130966 101000019 Commerce Bank 224 West Commercial, Lebanon, MO 65536 417-532-216110 SPRINGFIELD, MO Retail Store 400133965 101000019 Commerce Bank P.O. Box 1677, Columbia, MO 65205-1677 573-886-520010 SPRINGFIELD, MO Retail Store 32417 086500605 Exhange Nat'l Bank 132 East High St., Jefferson City, MO 65102 573-761-610010 SPRINGFIELD, MO Retail Store 127571 281573204 First Home Savings Bank 142 East First St., Mountain Grove, MO 65711 417-926-515110 SPRINGFIELD, MO Retail Store 80-5013-9213 082000109 Regions Bank P.O. Box 1078, Harrison, AR 72601 870-391-820010 SPRINGFIELD, MO Retail Store 0-4937-9 101902052 Third National Bank P.O. Box 351, Sedalia, MO 65302-0351 660-827-333310 SPRINGFIELD, MO Plant Depository 98-7016-5694 101000695 UMB Bank N.A. 1010 Grand Ave., Kansas City, MO 816-860-700010 SPRINGFIELD, MO Retail Store 98-7106-1264 101000695 UMB Bank N.A. 1010 Grand Ave., Kansas City, MO 816-860-700010 SPRINGFIELD, MO Retail Store 820003196-4 081518401 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355510 SPRINGFIELD, MO Retail Store 600018808-3 101200453 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355510 SPRINGFIELD, MO Retail Store 4341125757 082000549 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355510 SPRINGFIELD, MO Retail Store 417203 101200673 Webb City Bank 100 N. Main, Webb City, MO 64870 417-673-551411 TULSA, OK Plant Depository 207922059 103000130 Bank of Oklahoma P.O. Box 2300, Tulsa, OK 74192-0001 918-588-601017 BILLINGS, MT 101000635 091310770 First Natl Bank & Trust 22 East Fourth, Box 1827, Williston, ND 58802-1827 701-572-211317 BILLINGS, MT 500814 102305412 Sheridan State Bk 29 No. Gould, Sheridan, WY 82801 307-672-070517 BILLINGS, MT Plant Depository 4030118956 092905278 Wells Fargo P.O. Box 30058, Billings, MT 59117 800-827-653517 BILLINGS, MT 1799991 092905142 Yellowstone Banks P.O. Box 7, Laurel, MT 59044 406-628-795119 BIRMINGHAM, AL Plant Depository 07960115 062001186 Compass Bank P.O. Box 10566, Birmingham, AL 35282-9962 205-558-5000


BANK ACCOUNTS


20 MIAMI, FL Plant Depository 0189001163485 066000604 SunTrust Bank P.O. Box 620547, Orlando, FL 32862-0547 305-591-600022 GLENDALE, CA Plant Depository 212-2-00590 121000358 Bank of America 901 Main St, 8th Floor, Attn: Julie King, Dallas, TX 75202-2911800-657-9533 X5923422 GLENDALE, CA Plant Depository 212-2-00590 121000358 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272626 BOISE, ID New 1233187162 Bank of America PO Box 27128, Concord, CA 9452026 BOISE, ID Plant Depository 0030214357 124100080 Wells Fargo P.O. Box 25237, Salt Lake City, UT 84125 800-574-420026 BOISE, ID Food stamp clearing0030197677 124100080 Wells Fargo P.O. Box 25237, Salt Lake City, UT 84125 800-574-420029 MONTEBELLO, CA Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272630 ANCHORAGE, AK 2106714 125200060 First Natl Bank of Anchorage P.O. Box 200668, Anchorage, AK 99520-0668 907-777-436231 DENVER, CO Plant Depository 4159-669167 121000248 Wells Fargo Bank P.O. Box 63020, San Francisco, CA 94163 800-289-355732 OGDEN, UT Plant Depository 032-00383-18 124000012 First Security Bank P.O. Box 25237, Salt Lake City, UT 84125 800-574-660032 OGDEN, UT Food stamp clearing046-02552-4 124000054 Zions Bank P.O. Box 30709, Salt Lake City, UT 84130-0709 800-789-226539 SEATTLE, WA 1233187148 125000024 Bank of America P.O. Box 34414, Seattle, WA 95124-1414 800-253-078540 CHARLOTTE, NC Plant Depository 3750324677 111000012 Bank of America Bank of America, N.A. Dallas, TX 75283-2406 800-657-953342 ROCKY MOUNT, NCEFT 0007006368 053100850 Centura Bank 131 N. Church St., Rocky Mount, NC 27802 800-236-887242 ROCKY MOUNT, NCEFT - NEW 0007006202 Centura Bank 131 N. Church St., Rocky Mount, NC 2780242 ROCKY MOUNT, NCPlant Depository 0001010417 053100850 Centura Bank PO Box 1220, Rocky Mount, NC 27802 - Corporate Services800-236-887243 FLORENCE, SC EBT 2010000075502 053207766 First Union Natl BK P.Ol Box 100529, Florence, SC 29501-0529 843-664-290043 FLORENCE, SC Plant Depository 2079000087612 053207766 First Union Natl BK P.Ol Box 100529, Florence, SC 29501-0529 843-664-290044 KNOXVILLE, TN Plant Depository 0010014660 064000017 AmSouth 315 Deaderick St., Nashville, TN 37237 800-267-688445 JACKSONVILLE, FL To Be Closed 2120532569544 063000021 First Union Natl BK P.O. Box 2870, Jacksonville, FL 32231 800-222-386245 JACKSONVILLE, FL Plant Depository 2112650985160 063000021 First Union Natl BK P.O. Box 2870, Jacksonville, FL 32231 800-222-386246 ORLANDO, FL Plant Depository 0215252003881 063102152 SunTrust Bank/C. FL P.O. Box 628096, Orlando, FL 32897 407-839-478647 ALEXANDRIA, LA Plant Depository 772072945 065000090 Hibernia National Bk P.O. Box 61540, New Orleans, LA 70161 888-222-227450 RICHMOND, VA Plant Depository 3750513336 111000012 Bank of America Bank of America N.A., Dallas, TX 75283-2406 800-657-953350 RICHMOND, VA Plant Depository 201793431 051000020 Crestar P.O. Box 85024, Richmond, VA 23285-5024 800-752-251552 EMPORIA, KS Store/Depot Depository0597260 071921396 Amcore Bank 501 Seventh St., Rockford, IL 61110-0037 815-539-934652 EMPORIA, KS Store/Depot Depository1202429578 111901645 American Bank 2011 Texoma Parkway, Sherman, TX 75090 903-893-591952 EMPORIA, KS Store/Depot Depository030955271 103003632 BancFirst P.O. Box 1489, Muskogee, OK 74402 918-683-555152 EMPORIA, KS Store/Depot Depository0309955821 103003632 BancFirst P.O. Box 1489, Muskogee, OK 74402 918-683-555152 EMPORIA, KS Store/Depot Depository60038919 103003632 BancFirst 1000 Enterprise Ave., Oklahoma City, OK 918-245-226152 EMPORIA, KS Store/Depot Depository0309955271 103003632 BancFirst P.O. Box 1489, Muskogee, OK 7440 918-683-555152 EMPORIA, KS Store/Depot Depository039955821 103003632 BancFirst P.O. Box 1489, Muskogee, OK 7440 918-683-555152 EMPORIA, KS Store/Depot Depository3750505043 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750924912 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository010100020818 101901820 Bank of America 102 East Arrow Marshall, MO 65340-2103 800-944-040452 EMPORIA, KS Store/Depot Depository3750925092 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925199 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925238 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925102 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925115 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925144 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750924925 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751473271 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925212 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751385903 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750486450 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository001630403469 111000025 Bank of America Bank of America, Dallas, TX 75283-2406 800-462-628952 EMPORIA, KS Store/Depot Depository3750925209 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751607209 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751732899 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository235111508 122101706 Bank of America 9241 North 7th Street, Phoenix, AZ 85020 888-287-463752 EMPORIA, KS Store/Depot Depository3751593465 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751617574 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Plant Depository 3750924938 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-9533


BANK ACCOUNTS


52 EMPORIA, KS Store/Depot Depository275000107 107006813 Bank of the West 5228 Central South West., Albuquerque, NM 87105 505-839-822752 EMPORIA, KS Store/Depot Depository00458329 122100024 Bank One P.O. Box 71, Phoenix, AZ 85001 800-404-411152 EMPORIA, KS Store/Depot Depository0100090190 111000614 Bank One P.O. Box 655415, Dallas, TX 75265-5415 972-647-111152 EMPORIA, KS Store/Depot Depository210229876 102001017 Bank One P.O. Box 215002, Denver, CO 80221-9002 800-404-411152 EMPORIA, KS Store/Depot Depository3350228734 111000614 Bank One P.O. Box 655415, Dallas, TX 75265-5414 800-404-411152 EMPORIA, KS Store/Depot Depository1577586421 111000614 Bank One P.O. Box 655415, Dallas, TX 75265-5415 800-695-111152 EMPORIA, KS Store/Depot Depository1588718450 111000614 Bank One 1111 Beltline, Garland, TX 75040 800-695-111152 EMPORIA, KS Store/Depot Depository000022411 103000648 Bank One Oklahoma P.O. Box 92102, Bedford, TX 76095-2102 800-404-411152 EMPORIA, KS Store/Depot Depository11453769 124001545 Bank One Utah P.O. Box 450, Salt Lake City, UT 84110 800-404-411152 EMPORIA, KS Store/Depot Depository11601397 124001545 Bank One Utah P.O. Box 450, Salt Lake City, UT 84110 800-404-411152 EMPORIA, KS Store/Depot Depository9641200151 111000614 Bank One, Centerville P.O. Box 655415, Dallas, TX 75265-5415 800-404-411152 EMPORIA, KS Store/Depot Depository212043246 071100269 Bank One, Illinois 7610 W. Washington St., Inianapolis, IN 46231-0000 800-404-411152 EMPORIA, KS Store/Depot Depository9395018460 111000614 Bank One, Irving P.O. Box 655415, Dallas, TX 75265-5415 800-404-411152 EMPORIA, KS Store/Depot Depository231386 101001500 Bannister Bank & Trst 9300 Blue Ridge Blvd, Kansas City, MO 64138 816-763-440052 EMPORIA, KS Store/Depot Depository4769901 103100195 Central National Bk 324 West Broadway, Enid, OK 73701 580-233-353552 EMPORIA, KS Store/Depot Depository09600348929 114921651 Chase Bank 2200 Ross Ave., Dallas, TX 75201 & 200 S. 10th McAllen, Tx800-235-852252 EMPORIA, KS Store/Depot Depository32301852805 111000779 Chase Bank 925 West Main, Lewisville, TX 75057 800-235-852252 EMPORIA, KS Store/Depot Depository308974903565 111001150 Chase Bank 712 Main Street, Houston, TX 77002 713-640-330952 EMPORIA, KS Store/Depot Depository3004104 081905593 Citizens Bank 100 Circle Drive, New Haven, MO 63068 636-271-305152 EMPORIA, KS Store/Depot Depository2540149 081500749 City Bank P.O. Box 160, Moberly, MO 65270 800-321-000352 EMPORIA, KS Store/Depot Depository037028 107001135 Colorado Spgs. Natl P.O. Box 7268, Colorado Spgs., CO 80933 719-473-200052 EMPORIA, KS Store/Depot Depository1880037013 111000753 Comerica Bank - TX P.O. Box 650282, Dallas, TX 75265-0282 713-888-340052 EMPORIA, KS Store/Depot Depository175505119 081004591 Commerce Bank 8000 Forsyth Blvd., Clayton, MO 63105-1707 800-746-870452 EMPORIA, KS Store/Depot Depository760654680 101000019 Commerce Bank 125 N Penn, Independence, KS 67301 316-331-310052 EMPORIA, KS Store/Depot Depository750058718 101100540 Commerce Bank 215 N. Main, Garden City, KS 67846-9989 316-276-575752 EMPORIA, KS Store/Depot Depository2045086 111914917 Community Bank 101 Community Blvd., Longview, TX 75606 903-757-307052 EMPORIA, KS Store/Depot Depository690000364 103912723 Community Bank/Trst 2420 Southwest Blvd., Tulsa, OK 74147-9428 918-582-622152 EMPORIA, KS Store/Depot Depository1504001 081025114 Community First Bk 4600 North Illinois St., Fairview Heights, IL 618-234-950052 EMPORIA, KS Store/Depot Depository157743 073910114 Community State Bk P.O. Box 127 Ankeny, IA 50021-0127 515-265-143152 EMPORIA, KS Store/Depot Depository38526332 113010547 Compass Bank 5342 Airline, Houston, TX 77022 713-867-123352 EMPORIA, KS Store/Depot Depository77209583 101100579 Emprise Bank P.O. Box 2970, Wichita, KS 67201-2970 316-383-440152 EMPORIA, KS Store/Depot Depository188302 103001126 Exchange Natl Bank 600 N.W. 5th, Moore, OK 73153 405-794-551152 EMPORIA, KS Store/Depot Depository0100812925 101107080 Farmers P.O. Box 267, Great Bend, KS 67530-0267 316-792-241152 EMPORIA, KS Store/Depot Depository809225 081017342 Farmers Bank Box 130, Imperial, MO 63052 636-464-299152 EMPORIA, KS Store/Depot Depository3860361 111907788 First Bank 4110 Kell Blvd., Wichita Falls, TX 76309 940-691-000052 EMPORIA, KS Store/Depot Depository0423493 103000680 First Enterprise Bank P.O. Box 19207, Oklahoma City, OK 73144 405-848-661152 EMPORIA, KS Store/Depot Depository150001726 271170390 First Federal P.O. Box 1010, Champaign, IL 61824-1010 217-344-226552 EMPORIA, KS Store/Depot Depository500020298 311972704 First Federal 3010 NE Loop 286, Paris, TX 75460 903-737-541552 EMPORIA, KS Store/Depot Depository1089186336 103002691 First Fidelity Bank P.O. Box 32282, Oklahoma City, OK 73123 800-299-704752 EMPORIA, KS Store/Depot Depository512500282 282970110 First Financial Bank 315 W. Main, Eldorado, AR 71731-1754 800-562-689652 EMPORIA, KS Store/Depot Depository0101107213 107002118 First National Bank P.O. Box 446, Arvada, CO 80001-0446 303-422-144152 EMPORIA, KS Store/Depot Depository1157149 075900973 First National Bank 345 East Grand Ave., Beloit, WI 53511 608-364-440152 EMPORIA, KS Store/Depot Depository31013101 071100719 First Natl Bk- Decatr 130 North Water, Decatur, IL 62523-1310 217-424-111152 EMPORIA, KS Store/Depot Depository2230074714 124000012 First Security Bank P.O. Box 25237, Salt Lake City, UT 84125 800-574-660052 EMPORIA, KS Store/Depot Depository6516998652 107000275 First Security Bank P.O Box 1305, Albuzuerque, NM 87103-1305 505-765-481052 EMPORIA, KS Store/Depot Depository12653 101001005 First State Bank 650 Kansas Ave., Kansas City, KS 66105 913-371-124252 EMPORIA, KS Store/Depot Depository1150308 111901467 First State Bank P. O. Box 10, Gainsville, TX 76241-0010 940-665-171152 EMPORIA, KS Store/Depot Depository1731294 103100881 First United 201 N. Milt Phillips, PO Box 1391, Seminole, OK 74868-1391405-382-069052 EMPORIA, KS Store/Depot Depository9040232705 101000187 Firstar P.O. Box 219147, Kansas City, MO 64121-9147 816-254-990052 EMPORIA, KS Store/Depot Depository7270033884 081000210 Firstar Bank P.O. Box 524, St. Louis, MO 63166-0524 800-347-782752 EMPORIA, KS Store/Depot Depository4110020130 081000210 Firstar Bank P.O. Box 524, St. Louis, MO 63166-0524 800-743-637252 EMPORIA, KS Store/Depot Depository121605970 075000022 Firstar Bk Milwaukee 777 E. Wisconsin Ave., Milwaukee, WI 53202 800-236-677752 EMPORIA, KS Store/Depot Depository010618 101101413 Garden Plain State Bank PO Box 75009, Wichita, KS 67275 316-684-840052 EMPORIA, KS Store/Depot Depository145413 103102795 Gold Bank PO Box 340, El Reno, OK 73036 405-262-5144


BANK ACCOUNTS


52 EMPORIA, KS Store/Depot Depository0024801496 275071288 Guaranty 10130 West Appleton Ave., Milwaukee, WI 53225 414-438-268052 EMPORIA, KS Store/Depot Depository0150665 101100142 Kaw Valley State Bk 1110 North Kansas, Topeka, KS 913-232-606252 EMPORIA, KS Store/Depot Depository220015259 124000737 Key Bank 5201 S. 1900 West, Roy, UT 84067 888-539-226552 EMPORIA, KS Store/Depot Depository4037446 303072793 Local Oklahoma Bank 1420 Southwest Lee Blvd., Lawton, OK 73501 800-657-226552 EMPORIA, KS Store/Depot Depository5240158 075000051 M&I Marshall & Ilsley 770 N. Water St., Milwaukee, WI 53202 800-354-807052 EMPORIA, KS Store/Depot Depository3011251735 073900098 Marquette Bank P.O. Box 2189, Cedar Rapids, IA 52406-2189 319-297-736052 EMPORIA, KS Store/Depot Depository2699221983 104000058 Norwest Bank - NE P.O. Box 3408, Omaha, NE 68103-0408 800-805-657452 EMPORIA, KS Store/Depot Depository746719 113123573 Pearland State Bank 2301 North Main St., Pearland, TX 77588-0066 281-485-321152 EMPORIA, KS Store/Depot Depository43915 103908669 Peoples State Bank P.O. Box 50000, Tulsa, OK 74150 918-583-980052 EMPORIA, KS Store/Depot Depository43370 107000097 Pikes Peak Natl Bk P.O. Box 6669, Colorado Spgs., CO 80934 719-473-531052 EMPORIA, KS Store/Depot Depository8360118208 111911266 Regions Bank 910 N. Kilgore, Kilgore, TX 75663-7777 972-227-213152 EMPORIA, KS Store/Depot Depository105128801 111923607 Southside Bank P.O. Box 1079, Tyler, TX 75710-1079 903-531-711152 EMPORIA, KS Store/Depot Depository2545440 081017575 St. Johns Bank & Trs P.O. Box 15906, St. Louis, MO 63114 314-428-100052 EMPORIA, KS Store/Depot Depository221000918 113005549 Sterling Bank P.O. Box 40333, Houston, TX 77240-0333 713-777-226552 EMPORIA, KS Store/Depot Depository2133827 075001199 Tri City National Bank 5555 S. 108th St., Hales Corners, WI 53130 414-425-320052 EMPORIA, KS Store/Depot Depository2809019177 101000695 UMB Bank P.O Box 1365, Joplin, MO 64802-1365 417-781-130052 EMPORIA, KS Store/Depot Depository0470052237 101000695 UMB Bank-Northwest P.O. Box 419226, Kansas City, MO 64141-6226 816-233-828452 EMPORIA, KS Store/Depot Depository0532148006 081001387 Union Planters Bank 2323 S. Hanley Rd., St. Louis, MO 63144 800-333-134652 EMPORIA, KS Store/Depot Depository0000000991 081001387 Union Planters Bank 600 Madison Ave., Madison, IL 62060 800-333-134652 EMPORIA, KS Store/Depot Depository0000132675 081001387 Union Planters Bank 100 South Highland Ave., Creve Coeur, IL 61610 800-333-134652 EMPORIA, KS Store/Depot Depository148987974398 104000029 US Bank 89th & Maple, Omaha, NE 68114 800-872-265752 EMPORIA, KS Store/Depot Depository1304302 114902560 Value Bank P.O. Box 4956, Corpus Christi, TX 78469 361-888-445152 EMPORIA, KS Store/Depot Depository4110005966 102003154 Vectra Bank Alameda Branch 300 South Federal Blvd., Denver, CO 80219303-758-600052 EMPORIA, KS Store/Depot Depository0534080452 111900659 Wells Fargo 201 East Pipeline, Hurst, TX 76053 817-590-494052 EMPORIA, KS Store/Depot Depository4159560267 122101191 Wells Fargo Bank P.O. Box 63020, San Francisco, CA 94163 800-289-355752 EMPORIA, KS Store/Depot Depository0367473972 121000248 Wells Fargo Bank 4200 Spencer Hwy., Pasadena, TX 77504 800-225-593552 EMPORIA, KS Store/Depot Depository5900016824 075911988 Wells Fargo Bank 1900 South Webster Ave., Green Bay, WI 54301 800-236-900052 EMPORIA, KS Store/Depot Depository0331040948 111900659 Wells Fargo Bank TX 200 West Mansfield Hwy., Kennedale, TX 76060 800-310-894852 EMPORIA, KS Store/Depot Depository0880120360 111900659 Wells Fargo Bank TX 4900 East Belknap St., Haltom City, TX 76117 800-827-653552 EMPORIA, KS Store/Depot Depository0001033612 073916477 West Burlington Bank PO Box 100, 101 Broadway, West Burlington, IA 52655319-754-750153 COLUMBUS, GA 47416335 062000019 Amsouth Bank P.O. Drawer 1628, Mobile, AL 36629 334-694-150053 COLUMBUS, GA Store 602 & 612 0300129700 540580103 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953353 COLUMBUS, GA Lock Box 3750201486 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953353 COLUMBUS, GA 33103 063211001 Bank of Pensacola PO Box 12966, Pensacola, FL 32591-2966 477-790053 COLUMBUS, GA Store 600 & 608 1326864 061100606 Columbus Bk & Trst P.O. Box 120, Columbus, GA 31902 706-649-490053 COLUMBUS, GA Plant Depository 1537970 061100606 Columbus Bk & Trst P.O. Box 120, Columbus, GA 31902 706-649-490053 COLUMBUS, GA 0003733 061102552 First Commerce Bank 1731 N. Elm St., PO Box 210, Commerce, GA53 COLUMBUS, GA 13-0136-1021 888866660 Regions Bank P.O. Box 550, Phenix City, AL 36868-0550 334-298-367453 COLUMBUS, GA 6621036458 061101375 Regions Bank Forsyth County, P.O. Box 1800, Cumming, GA 770-503-226553 COLUMBUS, GA 69-931-867 545420019 SouthTrust Bank P.O. Drawer 1508, Mobile, AL 36633 334-431-924153 COLUMBUS, GA 0-160-423 545420019 SouthTrust Bank P.O. Box 809, Dothan, AL 36302 334-793-070053 COLUMBUS, GA 000-056-177-9 063203734 Vanguard Bank 23 S. John Sims Parkway, Valparaiso, FL 32580 850-729-550054 AKRON, OH Plant Depository 871388802 044000037 Bank One 50 S. Main Street, Akron, OH 44308 330-972-1767

55/57 HODGKINS, IL Plant Depository 240026964 071000013 Bank One 14 S. LaGrange Rd., LaGrange, IL 60525 888-963-190056 DRAKES Plant Depository 890-0367-210 021000018 Bank of New York 1 Wall St., New York, NY 10286 800-255-526958 COLUMBUS, OH 500028927 051900366 Bank One, W. Virg. 500 Neville St., Beckley, WV 25801-5342 304-256-226558 COLUMBUS, OH 259327 041000124 National City Bank P.O. Box 5756, Cleveland, OH 44101-0756 800-368-012258 COLUMBUS, OH 71445518 083000056 National City Bank P.O. Box 36000, Louisville, KY 40233-6000 800-727-868658 COLUMBUS, OH Plant Depository 802811163 044000011 National City Bank P.O. Box 5756, Cleveland, OH 44101-0756 800-738-388859 DAVENPORT, IA 145521 073900441 Clinton Nat'l Bank PO Box 1510, Clinton, IA 52733-1510 800-243-900759 DAVENPORT, IA 12386 071124339 Community State 1801 First Ave., Rock Falls, IL., 61071 815-625-111059 DAVENPORT, IA 634184602 073000545 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355559 DAVENPORT, IA 0275813285 091000019 Wells Fargo PO Box B 514, Minneapolis, MN 55479 651-205-757559 DAVENPORT, IA Plant Depository 6400505040 073000228 Wells Fargo 203 West Third St, Davenport, IA 52801 563-383-3322


BANK ACCOUNTS


61 DETROIT, MI Plant Depository 10322-03 072000326 Bank One P.O. Box 206A, Detroit, MI 48232 800-404-411161 DETROIT, MI 265000350057 072000326 Bank One Dept 1045 Columbus, OH 43271-1045 800-404-411161 DETROIT, MI Plant Depository 10322-03 072000326 Bank One P.O. Box 206A, Detroit, MI 48232 800-404-411161 GRAND RAPIDS, MI 0000545241 072400528 Citizens Bank 328 S. Saginaw St., Flint, MI 48502-2401 800-806-169261 DETROIT, MI 1850353754 072000096 Comerica 2815 E. Michigan, Jackson, MI 49209 800-643-441861 DETROIT, MI 352761000707 041200089 Key Bank 414 2nd St., Defiance, OH 43512 800-539-296862 INDIANAPOLIS, IN 000711419586502074000010 Bank One PO Box 260180, Baton Rogue, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN 000000181124684074000010 Bank One PO Box 260180, Baton Rogue, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN 000705001371149074000010 Bank One PO Box 260180, Baton Rogue, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN Plant Depository 700016028635 074000052 Bank One PO Box 260180, Baton Rouge, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN 0000324701 074902082 Citizens State Bank PO Box C, New Castle, IN 47362-1045 877-521-021562 INDIANAPOLIS, IN 20575 074913233 First National Bank PO Box 9012, Kokomo, IN 46904-9012 800-404-411162 INDIANAPOLIS, IN 1786598 074900356 First National Bank 1st Financial Plaza, Terre Haute, IN 47807 812-238-634162 INDIANAPOLIS, IN 5051509 074913233 First National Bank & Trust P.O. Box 9012, Kokomo, IN 46904-9012 800-876-323762 INDIANAPOLIS, IN 4153262 083902992 Jackson County Bank PO Box 1001, Seymour, IN 47274 812-522-360762 INDIANAPOLIS, IN 0000144975 074901009 Lafayette Bank & Trust PO Box 1130, Lafayette, IN 47902-1130 765-423-710062 INDIANAPOLIS, IN 758108102 074000065 National City Bank One National City Center, Indianapolis, IN 46255 800-774-242462 INDIANAPOLIS, IN 1351759301 074900699 Old National Bank P.O. Box 718, Evansville, IN 47705 800-731-226562 INDIANAPOLIS, IN 111009 074014035 Salin Bank & Trust 8455 Keystone Crossing Drive, Indianapolis, IN 46240-4303800-320-753662 INDIANAPOLIS, IN 11020695 074901672 Star Financial Bank 127 West Berry St., Ft Wayne, IN 46802 260-467-550062 INDIANAPOLIS, IN 0030110335 081301540 Union Planters Bank PO Box 78086, St. Louis, MO 63178-8086 800-333-188262 INDIANAPOLIS, IN 7300100378 074900275 Wells Fargo Bank PO Box 960, Fort Wayne, IN 4680163 BUFFALO, NY Plant Depository 752-70188-6 022000020 HSBC 14 Lafayette Square, Buffalo, NY 14203 716-842-250065 JAMAICA, NY 0007960080 021902475 Orange County Trust Co PO Box 790, Middletown, NY 10940 914-341-500068 PHILADELPHIA, PA Plant Depository 3750288797 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953368 PHILADELPHIA, PA 0007688450 031201360 Commerce Bank 1701 Route 70 East, Cherry Hill, NJ 08034-5400 856-582-866668 PHILADELPHIA, PA Plant Depository 2000414862528 031000503 Wachovia Bank 5th & Market Sts., Box 7618, Philadelphis, PA 19106-7618800-222-386270 LOS ANGELES, CA Plant Depository 1235-0-01190 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272672 POMONA, CA Plant Depository 1235-3-03923 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272675 SACRAMENTO, CA Plant Depository 1233-6-17657 121000358 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272681 SACRAMENTO, CA Outside Callifornia 1233-8-17657 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272681 OAKLAND, CA 1233-4-24205 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272687 BIDDEFORD, ME Plant Depository 63116939 211272520 Androscoggin Bank PO Box 1407 30 Sibon St, Lewiston, ME 04243 207-784-916487 BIDDEFORD, ME 041097423 211274382 Bangor Savings Bank PO Box 903, Bangor, ME 04402-0930 207-942-521187 BIDDEFORD, ME 902-9305326 011400479 Bank of New Hampsh 300 Franklin Street, Manchester, NH 03101 800-987-909487 BIDDEFORD, ME 0050273371 011302933 Banknorth Massachusetts 89 Park Ave., Worcester, MA 01609 413-499-768787 BIDDEFORD, ME 4-9869852 211370545 Banknorth Massachusetts 370 Main Street, Worcester, MA 01608 800-390-644387 BIDDEFORD, ME 0060130466 011600525 Banknorth Vermont PO Box 409, Burlington, VT 05402-0409 800-722-343987 BIDDEFORD, ME 3304109325 011401533 Citizens Bank 1 Citizens Drive, Riverside, RIL 02915-3000 800-922-999987 BIDDEFORD, ME 3301027670 011401533 Citizens Bank One Citizens Drive, Riverside, RI 02915-3000 800-922-999987 BIDDEFORD, ME 61-20-2000224 211370299 Compass Bank Purchase St., New Bedford, MA 02740 800-349-730087 BIDDEFORD, ME 0000561223 011200365 Fleet Bank 35 Ash St, Lewiston, ME 04240 800-922-288287 BIDDEFORD, ME 0000505420 011200365 Fleet Bank 63 Union Street, Rockland, ME 800-922-288287 BIDDEFORD, ME 449-33802 011001742 Fleet Bank 100 Federal St., Boston, MA 02110 508-831-451187 BIDDEFORD, ME 551-40056 011000390 Fleet Bank 100 Federal St., Boston, MA 02110 800-922-288287 BIDDEFORD, ME 899-11800 011000390 Fleet Bank 100 Federal St, Boston, MA 02110 800-922-288287 BIDDEFORD, ME 815-30285 011000805 Fleet Bank P.O Box 40000, Dept #80, Hartford, CT 06151-0860 203-265-167287 BIDDEFORD, ME 0026893897 011000138 Fleet Bank 100 Federal St, Boston, MA 02110 800-922-288287 BIDDEFORD, ME Plant Depository 0001300385 011000390 Fleet Bank 100 Federal St., Boston, MA 02110 800-922-288287 BIDDEFORD, ME Plant Depository 0000128916 011900445 Fleet Bank P.O. Box 40000, Dept #80, Hartford, CT 06151-0860 800-727-863787 BIDDEFORD, ME Plant Depository 9428392528 011000138 Fleet Bank Biddeford, ME 800-353-382487 BIDDEFORD, ME 33424662 211770174 Franklin Savings Bank 387 Central St, Franklin, NH 03235 800-414-256887 BIDDEFORD, ME 68802 21150671 Greenwood Credit Union 2669 Post Rd., Warwick, RI 02886 401-739-460087 BIDDEFORD, ME 02-9173359 211274450 People's Bank One Portland Square, Portland, ME 04101 800-295-7400


BANK ACCOUNTS


87 BIDDEFORD, ME 164-7904330 221172186 People's Bank 15 Masonic St, New London, CT 800-894-030087 BIDDEFORD, ME 0240495524 211274450 People's Bank 299 Elm St, Biddeford, ME 04005 207-828-757687 BIDDEFORD, ME Plant Depository 02-9173375 211274450 Peoples Heritage Bk Biddeford, Me 800-295-740087 BIDDEFORD, ME 4639085 011304478 Rockland Trust 288 Union St., Rockland, ME 02370 800-826-631987 BIDDEFORD, ME 10001124390 011601100 Union Bank PO Box 667, Morrisville, VT 05661 802-888-660087 BIDDEFORD, ME 133175 011807043 WestBank PO Box 149, West Springfield, MA 01090-0149 413-747-1400


Exhibit B

Flow Chart


Overview of Incoming Funds Flow

Interstate BrandsConcentration Account

UMB98-7016-5694

North East Region

Plants 56, 63, 65, 68, 69, 87

Upper Midwest Region

Plants 05, 21, 51, 54, 58, 61, 62

Mid Atlantic Region

Plants 40, 42, 43

South East Region

Plants 06, 19, 44, 47, 48

Florida Region

Plants 20, 45, 46, 53

North Central Region

Plants 09, 33, 55, 57, 59, 60

South Central Region

Plants 07, 11, 31, 52


Plants 07, 11, 31, 52

California Regions

Plants 22, 23, 24, 28, 70, 71, 72, 75,76, 81, 82, Dry Products

Local Bank Accounts

Deposits by Route Sales Representatives andThrift Store Retail Operations at over 300 local bankinginstitutions. A list of these Bank Accounts is provided in

Exhibit A attached to the Motion.

Bank of AmericaConcentration

Account

Depository Transfer Check or, insome limited cases ACH

ACH

ACH

ACH

Plants 03,04, 10deposit directly to

UMBConcentration

Account

Interstate Brands“General Office”

US Bank0 055 00000509

ACH ACH

Bakery Bank AccountsNote: Each Bakery collects AR

Wires and AR

OutgoingFunds

EXHIBIT B


Outgoing Funds FlowUMB Disbursements Accounts


UMB98-7016-5694

UMB5008004323

CDIS AP Disbursements

DisbursementAccounts

UMB5008009155

SAP AP Disbursements

UMB5008006636

Management PayrollDisbursements

UMB5008006474

Plant Payroll Disbursements

UMB9870158140

Mrs. Cubbison’s APDisbursements

UMB9871243915

Sales and Use TaxPayments

UMB9870978725

Dry Products AP

UMB9870527804

John Eastern ClaimPayments

UMB99870160757

Manager’s Fund AP

Inactive DisbursementAccount

Funds ZBA from 98-7016-5694 toCD Accounts as required


Outgoing Funds FlowUMB ACH and Wire Transfers


UMB98-7016-5694

CIGNAPayment of Health Care

Claims

ACE USAPayment of Workers’ Comp

and Liability Claims

Travelers/AetnaPayment of Workers’ Comp


BroadspirePayment of Workers’ Comp


Kemper/Lumbermen’sPayment of Workers’ Comp


DLTFreight Payments

Wires(Professionals, SecuredLender, Large Vendor

Payments)


Bank of AmericaPlant Payroll

355 1233221311

Outgoing Funds FlowBank of America

California Payroll and Workers’ Comp

Bank of AmericaConcentration Account

Bank of AmericaWorkers’ Compensation

355 1233920578



UMB98-7016-5694


PROPOSED ORDER


1 Unless otherwise defined, capitalized terms used herein shall have the meaningsascribed to them in the Motion.

2 The following subsidiaries and affiliates have filed petitions for relief underchapter 11 concurrently with Interstate Bakeries and have requested joint adminis-tration therewith: Armour and Main Redevelopment Corporation; Baker's InnQuality Baked Goods, LLC; IBC Sales Corporation; IBC Services, LLC; IBCTrucking LLC; Interstate Brands Corporation; and New England Bakery Distribu-tors, LLC.

IN THE UNITED STATES BANKRUPTCY COURTWESTERN DISTRICT OF MISSOURI

KANSAS CITY DIVISION

In re:

INTERSTATE BAKERIES CORPORATION, et al.,

Debtors.

x:::::::x

Chapter 11

Case No. 04-_____ (___)

Jointly Administered

ORDER UNDER 11 U.S.C. §§ 345, 363, 1107 AND 1108 (I) AUTHORIZING CONTINUED USE OF EXISTING (A) BANK ACCOUNTS, (B) BUSINESS

FORMS AND CHECKS, AND (C) CASH MANAGEMENT SYSTEM, (II) AUTHORIZING THE CONTINUATION OF INTERCOMPANY

TRANSACTIONS AMONG DEBTORS AND NON-DEBTOR AFFILIATE, AND (III) WAIVING INVESTMENT

AND DEPOSIT REQUIREMENTS OF 11 U.S.C. § 345(B)

This matter having come before the Court on the motion, dated

September 22, 2004 (the "Motion"),1 of Interstate Bakeries Corporation ("Interstate

Bakeries" or the "Company") and seven2 of its subsidiaries and affiliates, debtors and

debtors-in-possession (collectively, the "Debtors"), for an order under 11 U.S.C. §§ 345,

363, 1107, and 1108 (I) authorizing continued use of existing (a) bank accounts, (b)


2

business forms and checks, and (c) Cash Management System, (II) authorizing the

continuation of intercompany transactions among the Debtors and among Debtors and

their non-Debtor affiliate, and (III) waiving investment and deposit requirements of

11 U.S.C. § 345(b); and the Court having reviewed the Motion and the Declaration of

Ronald B. Hutchison in Support of Chapter 11 Petitions and First Day Orders; and the

Court having determined that the relief requested in this Motion is in the best interests of

the Debtors, their estates, their creditors and other parties-in-interest; and it appearing that

notice of the Motion was good and sufficient under the particular circumstances and that

no other or further notice need be given; and upon the record herein; and after due

deliberation thereon; and good and sufficient cause appearing therefor, it is hereby

ORDERED, ADJUDGED AND DECREED THAT:

1. The Motion is GRANTED.

2. Subject to the terms and conditions in this Order, the Debtors are

authorized to continue to (a) use their existing bank accounts, business forms and checks,

and Cash Management System, (b) continue to engage in intercompany transactions

among Debtors and among their non-Debtor affiliate, and (c) to the extent that the

Debtors deposit and investment practices do not conform with the approved investment

practices identified in 11 U.S.C. § 345(b), such requirements are waived, for good cause

shown.

3. Subject to the terms and conditions in this Order, the Debtors are

authorized to (a) designate, maintain and continue to use, with the same numbers, all of

the Bank Accounts in existence on the Petition Date and (b) treat the Bank Accounts for


3

all purposes as accounts of the Debtors as debtors-in-possession. Exhibit 1, attached

hereto, provides a listing of the Bank Accounts and Exhibit 2, attached hereto, provides a

flowchart generally outlining the Cash Management System.

4. Pursuant to, and in accordance with, applicable prepetition deposit

and cash management agreements (the "Prepetition Agreements") between the Debtors

and each bank or financial institution at which the Bank Accounts are maintained

(collectively, the "Banks"), the Banks are authorized and directed to continue to service

and administer the Bank Accounts as accounts of the respective Debtor as a debtor-in-

possession without interruption and in the usual and ordinary course, and provided that

sufficient funds are immediately available and on deposit in the applicable accounts, to

accept and process deposits into the Debtors' accounts, in whatever form received and to

process, honor and pay any and all checks, drafts, automated clearing house transfers, and

other electronic funds transfers (including the funding of direct deposits to employee

accounts) drawn or ordered on the Bank Accounts after the Petition Date by the Debtors.

In addition to the requirements hereof, any checks, drafts, automated clearing house

transfers, and other electronic funds transfers drawn or ordered on the Bank Accounts by

the Debtors before the Petition Date shall be timely honored by any such Bank to the

extent necessary to comply with any order(s) of this Court authorizing payment of certain

prepetition claims, provided that sufficient funds are immediately available and on

deposit in the applicable accounts, unless such Bank is instructed by the Debtors to stop

payment on or otherwise dishonor such check, draft, automated clearing house transfer, or

other electronic funds transfer.


4

5. The Banks are authorized and directed to accept and honor all

representations from the Debtors as to which checks, drafts, automated clearing house

transfers, or other electronic funds transfers should be honored or dishonored consistent

with any order(s) of this Court, whether the checks, drafts, automated clearing house

transfers, or other electronic funds transfers are dated prior to, on, or subsequent to the

Petition Date, and whether or not the Bank believes the payment is or is not authorized by

any order(s) of the Court.

6. Except for those checks, drafts, automated clearing house transfers,

or other electronic funds transfers that must be honored and paid in order to comply with

any order(s) of this Court authorizing payment of certain prepetition claims, no checks,

drafts, automated clearing house transfers, or other electronic funds transfers ordered on

the Bank Accounts prior to the Petition Date but presented for payment after the Petition

Date shall be honored or paid, provided that sufficient funds are immediately available

and on deposit in the applicable accounts.

7. Each Bank that maintains a disbursement account shall implement

reasonable handling procedures designed to effectuate the terms of this Order. No Bank

that implements such handling procedures and then honors a prepetition check or other

item drawn on any account that is the subject of this Order either (i) at the direction of the

Debtors to honor such prepetition check or item or (ii) in good faith belief that the Court

has authorized such prepetition check or item to be honored or (iii) as a result of an

innocent mistake made despite implementation of such handling procedures, shall be

deemed to be liable to the Debtors or their estates or otherwise in violation of this Order.


5

8. The Debtors are authorized to continue to use their existing checks

and other Business Forms, which checks and Business Forms shall not be required to

include the legend "Debtor-in-Possession" or a "debtor-in-possession number."

9. The Banks at which the Bank Accounts are maintained are

prohibited from offsetting, freezing or otherwise impeding the use or transfer of, or access

to, any funds deposited by the Debtors in the Bank Accounts before or after the Petition

Date on account of or by reason of any claim (as defined in section 101(5) of the Bank-

ruptcy Code) of any such Bank against the Debtors that arose before the Petition Date,

and any checks, drafts, automated clearing house transfers, and other electronic funds

transfers drawn or ordered on the Bank Accounts by the Debtors on the Bank Accounts

subsequent to the Petition Date shall be timely honored by any such Banks notwithstand-

ing any such claim they may hold against the Debtors; provided, however, that nothing in

this paragraph or this Order shall affect the setoff rights, if any, of the Banks with respect

to funds deposited by the Debtors in the Bank Accounts or prejudice the Banks' right or

ability to seek relief from the automatic stay to effectuate a setoff of funds deposited by

the Debtors in the Bank Accounts.

10. Notwithstanding the automatic stay provisions of Section 362 of

the Bankruptcy Code, the Banks may (i) charge back and revoke provisional credits for

deposited and other credit items which are returned unpaid and charge these amounts

against amounts from time to time on deposit, regardless of whether the items were

deposited prepetition or postpetition and regardless of whether the items are returned

prepetition or postpetition and (ii) charge and collect from each Debtor all ordinary and


6

customary prepetition and postpetition fees, charges and expenses due and payable in

connection with such Bank's cash management services.

11. Subject to the terms and conditions in this Order, the Debtors may

open additional bank accounts and close existing Bank Account(s) as they may deem

necessary and appropriate, and the Banks are authorized to honor the Debtors' requests to

open or close, as the case may be, such Bank Accounts or additional bank accounts;

provided, however, that any new account shall be with a bank that is insured with the

FDIC or the FSLIC and that is organized under the laws of the United States or any State

therein.

12. Subject to the terms and conditions in this Order, any and all

accounts opened by the Debtors on or after the Petition Date at any Bank shall, for all

purposes under this Order, be deemed a Bank Account (as if it had been opened prior to

the Petition Date and listed on Exhibit 1, attached hereto), and any and all Banks at which

such accounts are opened shall similarly be subject to the rights and obligations of this

Order.

13. The Debtors shall maintain detailed records reflecting all transfers

of funds under the terms and conditions provided for by the existing agreements with the

institutions participating in the Debtors’ cash management system, except as modified by

this Order. In connection with the ongoing utilization of their Cash Management

Systems, the Debtors shall continue to maintain records with respect to all transfers of

cash so that all transactions, including intercompany transactions, may be readily

ascertained, traced and recorded properly on applicable intercompany accounts.


7473150-Chicago S2A

14. The Debtors and the Banks are hereby authorized to continue to

perform pursuant to the terms of any prepetition agreements that may exist between them,

except and to the extent otherwise directed by the terms of this Order. The parties to such

agreements shall continue to enjoy the rights and remedies afforded them under such

agreements, except to the extent modified by the terms of this Order or by operation of

the Bankruptcy Code.

15. Nothing in this Order is intended to alter or amend the rights of any

Prepetition Agreements, including, without limitation, requiring the Banks to honor any

check or other item if the Banks are not holding immediately available and sufficient

funds, if the Banks are not otherwise required to do so pursuant to the Prepetition

Agreements, or to engage in business with the Debtors on a postpetition basis, if the

Banks are not otherwise required to do so pursuant to the Prepetition Agreements.

Dated: Kansas City, MissouriSeptember ___, 2004

UNITED STATES BANKRUPTCY JUDGE


Exhibit 1

Bank Accounts


BANK ACCOUNTS


5008004323 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70005008009155 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70005008006474 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870158140 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870160757 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009871243915 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870978725 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70009870527804 UMB Bank Mr. Harry A. Peel, Senior VP, 1010 Grand Ave., PO Box 419226, Kansas City, MO, 64141-6226 816-860-70003750924938 Bank of America 231 South LaSalle Street, Chicago, IL, 60604 312 828 35221233221311 Bank of America 231 South LaSalle Street, Chicago, IL, 60604 312 828 35221233920578 Bank of America 231 South LaSalle Street, Chicago, IL, 60604 312 828 3522

005500000509 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355504 KANSAS CITY, MO Plant Depository 98-7016-5694 101000695 UMB Bank N.A. 1010 Grand Ave., Kansas City, MO 05 CINCINNATI, OH Plant Depository 3010374 042208006 1st National Bank P.O. Box 119, Lebanon, OH 45036 513-932-322105 CINCINNATI, OH Plant Depository 0000210595 042200910 1st National Bank P.O. Box 476, Hamilton, OH 45012 800-543-226505 CINCINNATI, OH Plant Depository 490040657 044000037 Bank One, N.A. Department 1045, Columbus, OH 43271-1045 800-404-411105 CINCINNATI, OH Plant Depository 494212903 044000037 Bank One, N.A. Batavia - Dept.1045, Columbus, OH 43271-1045 800-404-411105 CINCINNATI, OH Plant Depository 4316-829-0 083000713 BB&T P.O. Box 1101, Louisville, KY 40201-1101 888-817-547005 CINCINNATI, OH Plant Depository 4000656090 042102694 Community Trust Bank P.O. Box 2947, Pikeville, KY 41502-2947 606-432-141405 CINCINNATI, OH Plant Depository 809624 042103347 Eagle Bank P.O. Box 335, Williamstown, KY 41097 606-824-443605 CINCINNATI, OH Plant Depository 001-38185 042207735 Fifth Third Bank P.O. Box 910, Hillsboro, OH 45133 513-549-263605 CINCINNATI, OH Plant Depository 201111 086300025 Integra 1201 US 68 PO box 97, Maysville, KY 41056 606-564-890005 CINCINNATI, OH Plant Depository 796064584 042200295 Key Bank 600 Harrison Ave, Harrison, OH 45030 888-539-424905 CINCINNATI, OH Plant Depository 797000872 042200295 Key Bank 5000 Dixie Hwy., Fairfield, OH 45014 800-539-296805 CINCINNATI, OH Plant Depository 20000542 074910799 Main Source P.O. Box 278, Versailles, IN 47072 812-689-502205 CINCINNATI, OH Plant Depository 71661520 083000056 National City Bk of Kentucky P.O. Box 36000, Louisville, KY 40233-6000 270-726-560005 CINCINNATI, OH Plant Depository 736601060 083000056 National City Bk of Kentucky-DnvilleP.O. Box 36000, Louisville, KY 40233-6000 270-726-560005 CINCINNATI, OH Plant Depository 570204122 083000056 National City Bk of Kentucky-LX P.O. Box 36000, Louisville, KY 40233-6000 270-726-560005 CINCINNATI, OH Plant Depository 30-0424-9085 083000108 PNC Bank Customer Service, P.O. Box 609, Pittsburgh, PA 15230-9738877-BUS-BNKG05 CINCINNATI, OH Plant Depository 0503400 042000424 Provident Bank One East Fourth St., Cincinnati, OH 45269 '513-579-222005 CINCINNATI, OH Plant Depository 0503-070 042000424 Provident Bank-Glbrth One East Fourth St., Cincinnati, OH 45269 513-579-222005 CINCINNATI, OH Plant Depository 0503-062 042000424 Provident Bank-Nrwd One East Fourth St., Cincinnati, OH 45269 513-579-222005 CINCINNATI, OH Plant Depository 0643-256 042000424 Provident Bank-Wooster One East Fourth St., Cincinnati, OH 45269 513-579-222005 CINCINNATI, OH Plant Depository 60-0629-9 The Bank of Kentucky 111 Lookout Farm Drive, Crestview Hills, KY 41017 859-371-234005 CINCINNATI, OH Plant Depository 2815125 083902811 The Madison Bk & Trust Co P.O. Box 1570, Madison, IN 47250 800-766-038805 CINCINNATI, OH Plant Depository 8431900 042000013 US Bank Location 0999, Cincinnati, OH 45264-0999 513-632-414105 CINCINNATI, OH Plant Depository 445141 083900606 Whitaker Bank P.O. Box 599, Frankfort, KY 40602-0599 502-223-216106 MEMPHIS, TN Plant Depository 000312134 084000026 1st Tennessee Bank P.O. Box 84, Memphis, TN 38101-0084 901-543-477806 MEMPHIS, TN Change fund only 122874 084201029 First National 402 E. Second, Clarksdale, MS 38614 662-627-326106 MEMPHIS, TN Agency Depository134619 084000929 Tri-State Bank of Memphis 180 S. Main at Beale, P.O. Box 2007, Memphis, TN 38101-2007901-525-038407 ST. LOUIS, MO T/S Transfer 3750968965 111000012 Bank of America Bank of America, N.A., Dallas, TX 75283-2406 800-657-953307 ST. LOUIS, MO T/S Transfer 3750968952 111000012 Bank of America Bank of America, N.A., Dallas, TX 75283-2406 800-657-953307 ST. LOUIS, MO Plant Depository 3750925186 111000012 Bank of America Bank of America, N.A., Dallas, TX 75283-2406 800-657-953307 ST. LOUIS, MO T/S Transfer 0014-404-5 071108559 Bank of Springfield 2600 Adlai Stevenson Dr., Springfield, IL 62703 217-529-555507 ST. LOUIS, MO T/S Transfer 143804 081501227 First Midwest Bank P.O. Box 160, Poplar Bluff, MO 63902-0160 573-785-846107 SPRINGFIELD, MO Retail Store 420080080-5 Firstar P.O. Box 524, St. Louis, MO 63166-0524 800-743-637207 ST. LOUIS, MO T/S Transfer 38612806 086300025 Integra Bank P.O. Box 868, Evansville, IN 47705-0868 812-464-988807 ST. LOUIS, MO T/S Transfer 0630001967 081005325 Union Planters Bank P.O. Box 78086, St. Louis, MO 63178 800-333-134607 ST. LOUIS, MO New 81001387 1352212 Union Planters Bank PO Box 387, Memphis, TN 3814707 ST. LOUIS, MO T/S Transfer 306001239-4 081902211 US Bank PO Box 1800, St Paul, MN 55101-0800 800-425-222007 ST. LOUIS, MO T/S Transfer 4200800805 081000210 US Bank PO Box 1800, St Paul, MN 55101-0800 800-425-222008 GRAND RAPIDS, MI 127-284-8 071212128 1st Source Bank 100 N. Michigan, South Bend, IN 46601 800-235-255708 GRAND RAPIDS, MI 270009358915 072000326 Bank One-Alpine P.O. Box 206A, Detroit, MI 48232 800-404-411108 GRAND RAPIDS, MI 240310006201 072000326 Bank One-Lansing P.O. Box 206A, Detroit, MI 48232 800-404-4111


BANK ACCOUNTS


08 GRAND RAPIDS, MI 3101977 072404948 Chemical Bank West 115 N. Mitchell, Cadillac, MI 49601 231-775-615108 GRAND RAPIDS, MI 4417-93984-2 072000805 Michigan Nat'l Bank Box 30084, Lansing, MI 48909 800-662-061208 GRAND RAPIDS, MI 19-0500028-6 072000915 National City-Bay City P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 00-8301801-1 072000915 National City-Kalamazoo P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 01-8301151-0 072000915 National City-Mosel P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 00-0407451-8 072000915 National City-Muskegon P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI 00-4301388-2 072000915 National City-North Holland P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925908 GRAND RAPIDS, MI Plant Depository 2053851 072400052 Old Kent Bank One Vandenberg Center, Grand Rapids, MI 49503 616-771-551508 GRAND RAPIDS, MI 2487155 072400052 Old Kent Bank-Clyde Park One Vandenberg Center, Grand Rapids, MI 49503 616-771-551508 GRAND RAPIDS, MI 2179434 072400052 Old Kent Bank-Plainfield One Vandenberg Center, Grand Rapids, MI 49503 616-771-551508 GRAND RAPIDS, MI 8461865 072401404 Old Kent Bank-Traverse City P.O. Box 589, Traverse City, MI 49685-0589 616-922-424008 GRAND RAPIDS, MI 2176945 072400052 Old Kent Bank-Wyoming One Vandenberg Center, Grand Rapids, MI 49503 616-771-551509 PEORIA, IL 000-312-671 071900456 Amcore Bank N.A. 501 Seventh St., PO Box 1537, Rockford, IL 61110-0037888-4amcore09 PEORIA, IL 187201 071900456 Amcore Bank N.A. 501 Seventh St., PO Box 1537, Rockford, IL 61110-0037888-4amcore09 PEORIA, IL 212045915 071000013 Bank One, IL, NA 7610 W. Washington St., Inianapolis, IN 46231 800-404-411109 PEORIA, IL 222201093 071000013 Bank One, ILL, NA 7610 W. Washington St., Inianapolis, IN 46231 800-404-411109 PEORIA, IL New/Replacement641094438 071000013 Bank One, ILL, NA 7610 W Washington St., Indianapolis, IN 46231 800-404-411109 PEORIA, IL 350098167 081004591 Commerce Bank 8000 Forsyth Blvd., Clayton, MO 63105-1707 800-746-870409 PEORIA, IL 8100050270 071901604 First Midwest Bank 2806 N. Vermilion St., Danville, IL 61832 217-477-600009 PEORIA, IL 0010543001 071902399 First Nat'l Bk, Ottawa 701 Lasalle St., Ottawa, IL 61350 815-434-004409 PEORIA, IL 00172275 071902399 First Nat'l Bk, Ottawa 701 Lasalle St., Ottawa, IL 61350 815-434-004409 PEORIA, IL 0-001-1401 071102322 Herget National Bk 33 South Fourth St, Box 839, Pekin, IL 61554 309-347-113109 PEORIA, IL 108510 071109163 Illini Bank PO Box 13257, Springfield, IL 62791-3257 888-455-464109 PEORIA, IL 20966 081903540 Litchfield National Bk 316 North State Street, Litchfield, IL 62056-0309 217-324-616109 PEORIA, IL 130982 081200531 Mercantile Trust & Savings 440 Maine, PO Box 371, Quincy, IL 62306-0371 217-223-730009 PEORIA, IL 56346 071102238 MidAmerica Nat'l Bk 100 W. Elm St., Canton, IL 61520 877-647-505009 PEORIA, IL 2434101 071102238 MidAmerica Nat'l Bk 100 W. Elm St., Canton, IL 61520 877-647-505009 PEORIA, IL 00101974 071123204 Morton Community Bank Box 104, Morton, IL 61550 309-266-533709 PEORIA, IL Plant Depository 10039535 072000915 National City P.O. Box 8043, Royal Oak, MI 48068-8043 800-925-925909 PEORIA, IL 0010230294 081001387 Union Planter Bank P.O. Box 78086, St. Louis, MO 63178-8086 800-333-134609 PEORIA, IL 0025011848 081001387 Union Planters Bank P.O. Box 78086, St. Louis, MO 63178-8086 800-333-134609 PEORIA, IL 9641001145 081202759 US Bank PO Box 64991, St. Paul, MN 55164-9505 800-673-355509 PEORIA, IL 9770002260 081202759 US Bank PO Box 64991, St. Paul, MN 55164-9505 800-673-355510 SPRINGFIELD, MO Retail Store 09-1000113573 101100045 Bank of America Bank of America, PO Box 251118, Tampa, FL 33622-5118800-432-100010 SPRINGFIELD, MO Retail Store 3750975987 111000012 Bank of America Bank of America, NA Dallas, TX 75283-2406 800-657-953310 SPRINGFIELD, MO A/R Electronic funds3751233343 111000012 Bank of America Bank of America, NA Dallas, TX 75283-2406 800-657-953310 SPRINGFIELD, MO Retail Store 450130966 101000019 Commerce Bank 224 West Commercial, Lebanon, MO 65536 417-532-216110 SPRINGFIELD, MO Retail Store 400133965 101000019 Commerce Bank P.O. Box 1677, Columbia, MO 65205-1677 573-886-520010 SPRINGFIELD, MO Retail Store 32417 086500605 Exhange Nat'l Bank 132 East High St., Jefferson City, MO 65102 573-761-610010 SPRINGFIELD, MO Retail Store 127571 281573204 First Home Savings Bank 142 East First St., Mountain Grove, MO 65711 417-926-515110 SPRINGFIELD, MO Retail Store 80-5013-9213 082000109 Regions Bank P.O. Box 1078, Harrison, AR 72601 870-391-820010 SPRINGFIELD, MO Retail Store 0-4937-9 101902052 Third National Bank P.O. Box 351, Sedalia, MO 65302-0351 660-827-333310 SPRINGFIELD, MO Plant Depository 98-7016-5694 101000695 UMB Bank N.A. 1010 Grand Ave., Kansas City, MO 816-860-700010 SPRINGFIELD, MO Retail Store 98-7106-1264 101000695 UMB Bank N.A. 1010 Grand Ave., Kansas City, MO 816-860-700010 SPRINGFIELD, MO Retail Store 820003196-4 081518401 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355510 SPRINGFIELD, MO Retail Store 600018808-3 101200453 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355510 SPRINGFIELD, MO Retail Store 4341125757 082000549 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355510 SPRINGFIELD, MO Retail Store 417203 101200673 Webb City Bank 100 N. Main, Webb City, MO 64870 417-673-551411 TULSA, OK Plant Depository 207922059 103000130 Bank of Oklahoma P.O. Box 2300, Tulsa, OK 74192-0001 918-588-601017 BILLINGS, MT 101000635 091310770 First Natl Bank & Trust 22 East Fourth, Box 1827, Williston, ND 58802-1827 701-572-211317 BILLINGS, MT 500814 102305412 Sheridan State Bk 29 No. Gould, Sheridan, WY 82801 307-672-070517 BILLINGS, MT Plant Depository 4030118956 092905278 Wells Fargo P.O. Box 30058, Billings, MT 59117 800-827-653517 BILLINGS, MT 1799991 092905142 Yellowstone Banks P.O. Box 7, Laurel, MT 59044 406-628-795119 BIRMINGHAM, AL Plant Depository 07960115 062001186 Compass Bank P.O. Box 10566, Birmingham, AL 35282-9962 205-558-5000


BANK ACCOUNTS


20 MIAMI, FL Plant Depository 0189001163485 066000604 SunTrust Bank P.O. Box 620547, Orlando, FL 32862-0547 305-591-600022 GLENDALE, CA Plant Depository 212-2-00590 121000358 Bank of America 901 Main St, 8th Floor, Attn: Julie King, Dallas, TX 75202-2911800-657-9533 X5923422 GLENDALE, CA Plant Depository 212-2-00590 121000358 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272626 BOISE, ID New 1233187162 Bank of America PO Box 27128, Concord, CA 9452026 BOISE, ID Plant Depository 0030214357 124100080 Wells Fargo P.O. Box 25237, Salt Lake City, UT 84125 800-574-420026 BOISE, ID Food stamp clearing0030197677 124100080 Wells Fargo P.O. Box 25237, Salt Lake City, UT 84125 800-574-420029 MONTEBELLO, CA Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272630 ANCHORAGE, AK 2106714 125200060 First Natl Bank of Anchorage P.O. Box 200668, Anchorage, AK 99520-0668 907-777-436231 DENVER, CO Plant Depository 4159-669167 121000248 Wells Fargo Bank P.O. Box 63020, San Francisco, CA 94163 800-289-355732 OGDEN, UT Plant Depository 032-00383-18 124000012 First Security Bank P.O. Box 25237, Salt Lake City, UT 84125 800-574-660032 OGDEN, UT Food stamp clearing046-02552-4 124000054 Zions Bank P.O. Box 30709, Salt Lake City, UT 84130-0709 800-789-226539 SEATTLE, WA 1233187148 125000024 Bank of America P.O. Box 34414, Seattle, WA 95124-1414 800-253-078540 CHARLOTTE, NC Plant Depository 3750324677 111000012 Bank of America Bank of America, N.A. Dallas, TX 75283-2406 800-657-953342 ROCKY MOUNT, NCEFT 0007006368 053100850 Centura Bank 131 N. Church St., Rocky Mount, NC 27802 800-236-887242 ROCKY MOUNT, NCEFT - NEW 0007006202 Centura Bank 131 N. Church St., Rocky Mount, NC 2780242 ROCKY MOUNT, NCPlant Depository 0001010417 053100850 Centura Bank PO Box 1220, Rocky Mount, NC 27802 - Corporate Services800-236-887243 FLORENCE, SC EBT 2010000075502 053207766 First Union Natl BK P.Ol Box 100529, Florence, SC 29501-0529 843-664-290043 FLORENCE, SC Plant Depository 2079000087612 053207766 First Union Natl BK P.Ol Box 100529, Florence, SC 29501-0529 843-664-290044 KNOXVILLE, TN Plant Depository 0010014660 064000017 AmSouth 315 Deaderick St., Nashville, TN 37237 800-267-688445 JACKSONVILLE, FL To Be Closed 2120532569544 063000021 First Union Natl BK P.O. Box 2870, Jacksonville, FL 32231 800-222-386245 JACKSONVILLE, FL Plant Depository 2112650985160 063000021 First Union Natl BK P.O. Box 2870, Jacksonville, FL 32231 800-222-386246 ORLANDO, FL Plant Depository 0215252003881 063102152 SunTrust Bank/C. FL P.O. Box 628096, Orlando, FL 32897 407-839-478647 ALEXANDRIA, LA Plant Depository 772072945 065000090 Hibernia National Bk P.O. Box 61540, New Orleans, LA 70161 888-222-227450 RICHMOND, VA Plant Depository 3750513336 111000012 Bank of America Bank of America N.A., Dallas, TX 75283-2406 800-657-953350 RICHMOND, VA Plant Depository 201793431 051000020 Crestar P.O. Box 85024, Richmond, VA 23285-5024 800-752-251552 EMPORIA, KS Store/Depot Depository0597260 071921396 Amcore Bank 501 Seventh St., Rockford, IL 61110-0037 815-539-934652 EMPORIA, KS Store/Depot Depository1202429578 111901645 American Bank 2011 Texoma Parkway, Sherman, TX 75090 903-893-591952 EMPORIA, KS Store/Depot Depository030955271 103003632 BancFirst P.O. Box 1489, Muskogee, OK 74402 918-683-555152 EMPORIA, KS Store/Depot Depository0309955821 103003632 BancFirst P.O. Box 1489, Muskogee, OK 74402 918-683-555152 EMPORIA, KS Store/Depot Depository60038919 103003632 BancFirst 1000 Enterprise Ave., Oklahoma City, OK 918-245-226152 EMPORIA, KS Store/Depot Depository0309955271 103003632 BancFirst P.O. Box 1489, Muskogee, OK 7440 918-683-555152 EMPORIA, KS Store/Depot Depository039955821 103003632 BancFirst P.O. Box 1489, Muskogee, OK 7440 918-683-555152 EMPORIA, KS Store/Depot Depository3750505043 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750924912 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository010100020818 101901820 Bank of America 102 East Arrow Marshall, MO 65340-2103 800-944-040452 EMPORIA, KS Store/Depot Depository3750925092 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925199 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925238 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925102 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925115 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925144 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750924925 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751473271 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750925212 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751385903 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3750486450 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository001630403469 111000025 Bank of America Bank of America, Dallas, TX 75283-2406 800-462-628952 EMPORIA, KS Store/Depot Depository3750925209 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751607209 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751732899 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository235111508 122101706 Bank of America 9241 North 7th Street, Phoenix, AZ 85020 888-287-463752 EMPORIA, KS Store/Depot Depository3751593465 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Store/Depot Depository3751617574 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953352 EMPORIA, KS Plant Depository 3750924938 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-9533


BANK ACCOUNTS


52 EMPORIA, KS Store/Depot Depository275000107 107006813 Bank of the West 5228 Central South West., Albuquerque, NM 87105 505-839-822752 EMPORIA, KS Store/Depot Depository00458329 122100024 Bank One P.O. Box 71, Phoenix, AZ 85001 800-404-411152 EMPORIA, KS Store/Depot Depository0100090190 111000614 Bank One P.O. Box 655415, Dallas, TX 75265-5415 972-647-111152 EMPORIA, KS Store/Depot Depository210229876 102001017 Bank One P.O. Box 215002, Denver, CO 80221-9002 800-404-411152 EMPORIA, KS Store/Depot Depository3350228734 111000614 Bank One P.O. Box 655415, Dallas, TX 75265-5414 800-404-411152 EMPORIA, KS Store/Depot Depository1577586421 111000614 Bank One P.O. Box 655415, Dallas, TX 75265-5415 800-695-111152 EMPORIA, KS Store/Depot Depository1588718450 111000614 Bank One 1111 Beltline, Garland, TX 75040 800-695-111152 EMPORIA, KS Store/Depot Depository000022411 103000648 Bank One Oklahoma P.O. Box 92102, Bedford, TX 76095-2102 800-404-411152 EMPORIA, KS Store/Depot Depository11453769 124001545 Bank One Utah P.O. Box 450, Salt Lake City, UT 84110 800-404-411152 EMPORIA, KS Store/Depot Depository11601397 124001545 Bank One Utah P.O. Box 450, Salt Lake City, UT 84110 800-404-411152 EMPORIA, KS Store/Depot Depository9641200151 111000614 Bank One, Centerville P.O. Box 655415, Dallas, TX 75265-5415 800-404-411152 EMPORIA, KS Store/Depot Depository212043246 071100269 Bank One, Illinois 7610 W. Washington St., Inianapolis, IN 46231-0000 800-404-411152 EMPORIA, KS Store/Depot Depository9395018460 111000614 Bank One, Irving P.O. Box 655415, Dallas, TX 75265-5415 800-404-411152 EMPORIA, KS Store/Depot Depository231386 101001500 Bannister Bank & Trst 9300 Blue Ridge Blvd, Kansas City, MO 64138 816-763-440052 EMPORIA, KS Store/Depot Depository4769901 103100195 Central National Bk 324 West Broadway, Enid, OK 73701 580-233-353552 EMPORIA, KS Store/Depot Depository09600348929 114921651 Chase Bank 2200 Ross Ave., Dallas, TX 75201 & 200 S. 10th McAllen, Tx800-235-852252 EMPORIA, KS Store/Depot Depository32301852805 111000779 Chase Bank 925 West Main, Lewisville, TX 75057 800-235-852252 EMPORIA, KS Store/Depot Depository308974903565 111001150 Chase Bank 712 Main Street, Houston, TX 77002 713-640-330952 EMPORIA, KS Store/Depot Depository3004104 081905593 Citizens Bank 100 Circle Drive, New Haven, MO 63068 636-271-305152 EMPORIA, KS Store/Depot Depository2540149 081500749 City Bank P.O. Box 160, Moberly, MO 65270 800-321-000352 EMPORIA, KS Store/Depot Depository037028 107001135 Colorado Spgs. Natl P.O. Box 7268, Colorado Spgs., CO 80933 719-473-200052 EMPORIA, KS Store/Depot Depository1880037013 111000753 Comerica Bank - TX P.O. Box 650282, Dallas, TX 75265-0282 713-888-340052 EMPORIA, KS Store/Depot Depository175505119 081004591 Commerce Bank 8000 Forsyth Blvd., Clayton, MO 63105-1707 800-746-870452 EMPORIA, KS Store/Depot Depository760654680 101000019 Commerce Bank 125 N Penn, Independence, KS 67301 316-331-310052 EMPORIA, KS Store/Depot Depository750058718 101100540 Commerce Bank 215 N. Main, Garden City, KS 67846-9989 316-276-575752 EMPORIA, KS Store/Depot Depository2045086 111914917 Community Bank 101 Community Blvd., Longview, TX 75606 903-757-307052 EMPORIA, KS Store/Depot Depository690000364 103912723 Community Bank/Trst 2420 Southwest Blvd., Tulsa, OK 74147-9428 918-582-622152 EMPORIA, KS Store/Depot Depository1504001 081025114 Community First Bk 4600 North Illinois St., Fairview Heights, IL 618-234-950052 EMPORIA, KS Store/Depot Depository157743 073910114 Community State Bk P.O. Box 127 Ankeny, IA 50021-0127 515-265-143152 EMPORIA, KS Store/Depot Depository38526332 113010547 Compass Bank 5342 Airline, Houston, TX 77022 713-867-123352 EMPORIA, KS Store/Depot Depository77209583 101100579 Emprise Bank P.O. Box 2970, Wichita, KS 67201-2970 316-383-440152 EMPORIA, KS Store/Depot Depository188302 103001126 Exchange Natl Bank 600 N.W. 5th, Moore, OK 73153 405-794-551152 EMPORIA, KS Store/Depot Depository0100812925 101107080 Farmers P.O. Box 267, Great Bend, KS 67530-0267 316-792-241152 EMPORIA, KS Store/Depot Depository809225 081017342 Farmers Bank Box 130, Imperial, MO 63052 636-464-299152 EMPORIA, KS Store/Depot Depository3860361 111907788 First Bank 4110 Kell Blvd., Wichita Falls, TX 76309 940-691-000052 EMPORIA, KS Store/Depot Depository0423493 103000680 First Enterprise Bank P.O. Box 19207, Oklahoma City, OK 73144 405-848-661152 EMPORIA, KS Store/Depot Depository150001726 271170390 First Federal P.O. Box 1010, Champaign, IL 61824-1010 217-344-226552 EMPORIA, KS Store/Depot Depository500020298 311972704 First Federal 3010 NE Loop 286, Paris, TX 75460 903-737-541552 EMPORIA, KS Store/Depot Depository1089186336 103002691 First Fidelity Bank P.O. Box 32282, Oklahoma City, OK 73123 800-299-704752 EMPORIA, KS Store/Depot Depository512500282 282970110 First Financial Bank 315 W. Main, Eldorado, AR 71731-1754 800-562-689652 EMPORIA, KS Store/Depot Depository0101107213 107002118 First National Bank P.O. Box 446, Arvada, CO 80001-0446 303-422-144152 EMPORIA, KS Store/Depot Depository1157149 075900973 First National Bank 345 East Grand Ave., Beloit, WI 53511 608-364-440152 EMPORIA, KS Store/Depot Depository31013101 071100719 First Natl Bk- Decatr 130 North Water, Decatur, IL 62523-1310 217-424-111152 EMPORIA, KS Store/Depot Depository2230074714 124000012 First Security Bank P.O. Box 25237, Salt Lake City, UT 84125 800-574-660052 EMPORIA, KS Store/Depot Depository6516998652 107000275 First Security Bank P.O Box 1305, Albuzuerque, NM 87103-1305 505-765-481052 EMPORIA, KS Store/Depot Depository12653 101001005 First State Bank 650 Kansas Ave., Kansas City, KS 66105 913-371-124252 EMPORIA, KS Store/Depot Depository1150308 111901467 First State Bank P. O. Box 10, Gainsville, TX 76241-0010 940-665-171152 EMPORIA, KS Store/Depot Depository1731294 103100881 First United 201 N. Milt Phillips, PO Box 1391, Seminole, OK 74868-1391405-382-069052 EMPORIA, KS Store/Depot Depository9040232705 101000187 Firstar P.O. Box 219147, Kansas City, MO 64121-9147 816-254-990052 EMPORIA, KS Store/Depot Depository7270033884 081000210 Firstar Bank P.O. Box 524, St. Louis, MO 63166-0524 800-347-782752 EMPORIA, KS Store/Depot Depository4110020130 081000210 Firstar Bank P.O. Box 524, St. Louis, MO 63166-0524 800-743-637252 EMPORIA, KS Store/Depot Depository121605970 075000022 Firstar Bk Milwaukee 777 E. Wisconsin Ave., Milwaukee, WI 53202 800-236-677752 EMPORIA, KS Store/Depot Depository010618 101101413 Garden Plain State Bank PO Box 75009, Wichita, KS 67275 316-684-840052 EMPORIA, KS Store/Depot Depository145413 103102795 Gold Bank PO Box 340, El Reno, OK 73036 405-262-5144


BANK ACCOUNTS


52 EMPORIA, KS Store/Depot Depository0024801496 275071288 Guaranty 10130 West Appleton Ave., Milwaukee, WI 53225 414-438-268052 EMPORIA, KS Store/Depot Depository0150665 101100142 Kaw Valley State Bk 1110 North Kansas, Topeka, KS 913-232-606252 EMPORIA, KS Store/Depot Depository220015259 124000737 Key Bank 5201 S. 1900 West, Roy, UT 84067 888-539-226552 EMPORIA, KS Store/Depot Depository4037446 303072793 Local Oklahoma Bank 1420 Southwest Lee Blvd., Lawton, OK 73501 800-657-226552 EMPORIA, KS Store/Depot Depository5240158 075000051 M&I Marshall & Ilsley 770 N. Water St., Milwaukee, WI 53202 800-354-807052 EMPORIA, KS Store/Depot Depository3011251735 073900098 Marquette Bank P.O. Box 2189, Cedar Rapids, IA 52406-2189 319-297-736052 EMPORIA, KS Store/Depot Depository2699221983 104000058 Norwest Bank - NE P.O. Box 3408, Omaha, NE 68103-0408 800-805-657452 EMPORIA, KS Store/Depot Depository746719 113123573 Pearland State Bank 2301 North Main St., Pearland, TX 77588-0066 281-485-321152 EMPORIA, KS Store/Depot Depository43915 103908669 Peoples State Bank P.O. Box 50000, Tulsa, OK 74150 918-583-980052 EMPORIA, KS Store/Depot Depository43370 107000097 Pikes Peak Natl Bk P.O. Box 6669, Colorado Spgs., CO 80934 719-473-531052 EMPORIA, KS Store/Depot Depository8360118208 111911266 Regions Bank 910 N. Kilgore, Kilgore, TX 75663-7777 972-227-213152 EMPORIA, KS Store/Depot Depository105128801 111923607 Southside Bank P.O. Box 1079, Tyler, TX 75710-1079 903-531-711152 EMPORIA, KS Store/Depot Depository2545440 081017575 St. Johns Bank & Trs P.O. Box 15906, St. Louis, MO 63114 314-428-100052 EMPORIA, KS Store/Depot Depository221000918 113005549 Sterling Bank P.O. Box 40333, Houston, TX 77240-0333 713-777-226552 EMPORIA, KS Store/Depot Depository2133827 075001199 Tri City National Bank 5555 S. 108th St., Hales Corners, WI 53130 414-425-320052 EMPORIA, KS Store/Depot Depository2809019177 101000695 UMB Bank P.O Box 1365, Joplin, MO 64802-1365 417-781-130052 EMPORIA, KS Store/Depot Depository0470052237 101000695 UMB Bank-Northwest P.O. Box 419226, Kansas City, MO 64141-6226 816-233-828452 EMPORIA, KS Store/Depot Depository0532148006 081001387 Union Planters Bank 2323 S. Hanley Rd., St. Louis, MO 63144 800-333-134652 EMPORIA, KS Store/Depot Depository0000000991 081001387 Union Planters Bank 600 Madison Ave., Madison, IL 62060 800-333-134652 EMPORIA, KS Store/Depot Depository0000132675 081001387 Union Planters Bank 100 South Highland Ave., Creve Coeur, IL 61610 800-333-134652 EMPORIA, KS Store/Depot Depository148987974398 104000029 US Bank 89th & Maple, Omaha, NE 68114 800-872-265752 EMPORIA, KS Store/Depot Depository1304302 114902560 Value Bank P.O. Box 4956, Corpus Christi, TX 78469 361-888-445152 EMPORIA, KS Store/Depot Depository4110005966 102003154 Vectra Bank Alameda Branch 300 South Federal Blvd., Denver, CO 80219303-758-600052 EMPORIA, KS Store/Depot Depository0534080452 111900659 Wells Fargo 201 East Pipeline, Hurst, TX 76053 817-590-494052 EMPORIA, KS Store/Depot Depository4159560267 122101191 Wells Fargo Bank P.O. Box 63020, San Francisco, CA 94163 800-289-355752 EMPORIA, KS Store/Depot Depository0367473972 121000248 Wells Fargo Bank 4200 Spencer Hwy., Pasadena, TX 77504 800-225-593552 EMPORIA, KS Store/Depot Depository5900016824 075911988 Wells Fargo Bank 1900 South Webster Ave., Green Bay, WI 54301 800-236-900052 EMPORIA, KS Store/Depot Depository0331040948 111900659 Wells Fargo Bank TX 200 West Mansfield Hwy., Kennedale, TX 76060 800-310-894852 EMPORIA, KS Store/Depot Depository0880120360 111900659 Wells Fargo Bank TX 4900 East Belknap St., Haltom City, TX 76117 800-827-653552 EMPORIA, KS Store/Depot Depository0001033612 073916477 West Burlington Bank PO Box 100, 101 Broadway, West Burlington, IA 52655319-754-750153 COLUMBUS, GA 47416335 062000019 Amsouth Bank P.O. Drawer 1628, Mobile, AL 36629 334-694-150053 COLUMBUS, GA Store 602 & 612 0300129700 540580103 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953353 COLUMBUS, GA Lock Box 3750201486 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953353 COLUMBUS, GA 33103 063211001 Bank of Pensacola PO Box 12966, Pensacola, FL 32591-2966 477-790053 COLUMBUS, GA Store 600 & 608 1326864 061100606 Columbus Bk & Trst P.O. Box 120, Columbus, GA 31902 706-649-490053 COLUMBUS, GA Plant Depository 1537970 061100606 Columbus Bk & Trst P.O. Box 120, Columbus, GA 31902 706-649-490053 COLUMBUS, GA 0003733 061102552 First Commerce Bank 1731 N. Elm St., PO Box 210, Commerce, GA53 COLUMBUS, GA 13-0136-1021 888866660 Regions Bank P.O. Box 550, Phenix City, AL 36868-0550 334-298-367453 COLUMBUS, GA 6621036458 061101375 Regions Bank Forsyth County, P.O. Box 1800, Cumming, GA 770-503-226553 COLUMBUS, GA 69-931-867 545420019 SouthTrust Bank P.O. Drawer 1508, Mobile, AL 36633 334-431-924153 COLUMBUS, GA 0-160-423 545420019 SouthTrust Bank P.O. Box 809, Dothan, AL 36302 334-793-070053 COLUMBUS, GA 000-056-177-9 063203734 Vanguard Bank 23 S. John Sims Parkway, Valparaiso, FL 32580 850-729-550054 AKRON, OH Plant Depository 871388802 044000037 Bank One 50 S. Main Street, Akron, OH 44308 330-972-1767

55/57 HODGKINS, IL Plant Depository 240026964 071000013 Bank One 14 S. LaGrange Rd., LaGrange, IL 60525 888-963-190056 DRAKES Plant Depository 890-0367-210 021000018 Bank of New York 1 Wall St., New York, NY 10286 800-255-526958 COLUMBUS, OH 500028927 051900366 Bank One, W. Virg. 500 Neville St., Beckley, WV 25801-5342 304-256-226558 COLUMBUS, OH 259327 041000124 National City Bank P.O. Box 5756, Cleveland, OH 44101-0756 800-368-012258 COLUMBUS, OH 71445518 083000056 National City Bank P.O. Box 36000, Louisville, KY 40233-6000 800-727-868658 COLUMBUS, OH Plant Depository 802811163 044000011 National City Bank P.O. Box 5756, Cleveland, OH 44101-0756 800-738-388859 DAVENPORT, IA 145521 073900441 Clinton Nat'l Bank PO Box 1510, Clinton, IA 52733-1510 800-243-900759 DAVENPORT, IA 12386 071124339 Community State 1801 First Ave., Rock Falls, IL., 61071 815-625-111059 DAVENPORT, IA 634184602 073000545 US Bank PO Box 1800, St Paul, MN 55101-0800 800-673-355559 DAVENPORT, IA 0275813285 091000019 Wells Fargo PO Box B 514, Minneapolis, MN 55479 651-205-757559 DAVENPORT, IA Plant Depository 6400505040 073000228 Wells Fargo 203 West Third St, Davenport, IA 52801 563-383-3322


BANK ACCOUNTS


61 DETROIT, MI Plant Depository 10322-03 072000326 Bank One P.O. Box 206A, Detroit, MI 48232 800-404-411161 DETROIT, MI 265000350057 072000326 Bank One Dept 1045 Columbus, OH 43271-1045 800-404-411161 DETROIT, MI Plant Depository 10322-03 072000326 Bank One P.O. Box 206A, Detroit, MI 48232 800-404-411161 GRAND RAPIDS, MI 0000545241 072400528 Citizens Bank 328 S. Saginaw St., Flint, MI 48502-2401 800-806-169261 DETROIT, MI 1850353754 072000096 Comerica 2815 E. Michigan, Jackson, MI 49209 800-643-441861 DETROIT, MI 352761000707 041200089 Key Bank 414 2nd St., Defiance, OH 43512 800-539-296862 INDIANAPOLIS, IN 000711419586502074000010 Bank One PO Box 260180, Baton Rogue, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN 000000181124684074000010 Bank One PO Box 260180, Baton Rogue, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN 000705001371149074000010 Bank One PO Box 260180, Baton Rogue, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN Plant Depository 700016028635 074000052 Bank One PO Box 260180, Baton Rouge, LA 70826-0180 800-404-411162 INDIANAPOLIS, IN 0000324701 074902082 Citizens State Bank PO Box C, New Castle, IN 47362-1045 877-521-021562 INDIANAPOLIS, IN 20575 074913233 First National Bank PO Box 9012, Kokomo, IN 46904-9012 800-404-411162 INDIANAPOLIS, IN 1786598 074900356 First National Bank 1st Financial Plaza, Terre Haute, IN 47807 812-238-634162 INDIANAPOLIS, IN 5051509 074913233 First National Bank & Trust P.O. Box 9012, Kokomo, IN 46904-9012 800-876-323762 INDIANAPOLIS, IN 4153262 083902992 Jackson County Bank PO Box 1001, Seymour, IN 47274 812-522-360762 INDIANAPOLIS, IN 0000144975 074901009 Lafayette Bank & Trust PO Box 1130, Lafayette, IN 47902-1130 765-423-710062 INDIANAPOLIS, IN 758108102 074000065 National City Bank One National City Center, Indianapolis, IN 46255 800-774-242462 INDIANAPOLIS, IN 1351759301 074900699 Old National Bank P.O. Box 718, Evansville, IN 47705 800-731-226562 INDIANAPOLIS, IN 111009 074014035 Salin Bank & Trust 8455 Keystone Crossing Drive, Indianapolis, IN 46240-4303800-320-753662 INDIANAPOLIS, IN 11020695 074901672 Star Financial Bank 127 West Berry St., Ft Wayne, IN 46802 260-467-550062 INDIANAPOLIS, IN 0030110335 081301540 Union Planters Bank PO Box 78086, St. Louis, MO 63178-8086 800-333-188262 INDIANAPOLIS, IN 7300100378 074900275 Wells Fargo Bank PO Box 960, Fort Wayne, IN 4680163 BUFFALO, NY Plant Depository 752-70188-6 022000020 HSBC 14 Lafayette Square, Buffalo, NY 14203 716-842-250065 JAMAICA, NY 0007960080 021902475 Orange County Trust Co PO Box 790, Middletown, NY 10940 914-341-500068 PHILADELPHIA, PA Plant Depository 3750288797 111000012 Bank of America Bank of America, Dallas, TX 75283-2406 800-657-953368 PHILADELPHIA, PA 0007688450 031201360 Commerce Bank 1701 Route 70 East, Cherry Hill, NJ 08034-5400 856-582-866668 PHILADELPHIA, PA Plant Depository 2000414862528 031000503 Wachovia Bank 5th & Market Sts., Box 7618, Philadelphis, PA 19106-7618800-222-386270 LOS ANGELES, CA Plant Depository 1235-0-01190 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272672 POMONA, CA Plant Depository 1235-3-03923 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272675 SACRAMENTO, CA Plant Depository 1233-6-17657 121000358 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272681 SACRAMENTO, CA Outside Callifornia 1233-8-17657 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272681 OAKLAND, CA 1233-4-24205 122000661 Bank of America P.O. Box 27128, Concord, CA 94520 800-262-272687 BIDDEFORD, ME Plant Depository 63116939 211272520 Androscoggin Bank PO Box 1407 30 Sibon St, Lewiston, ME 04243 207-784-916487 BIDDEFORD, ME 041097423 211274382 Bangor Savings Bank PO Box 903, Bangor, ME 04402-0930 207-942-521187 BIDDEFORD, ME 902-9305326 011400479 Bank of New Hampsh 300 Franklin Street, Manchester, NH 03101 800-987-909487 BIDDEFORD, ME 0050273371 011302933 Banknorth Massachusetts 89 Park Ave., Worcester, MA 01609 413-499-768787 BIDDEFORD, ME 4-9869852 211370545 Banknorth Massachusetts 370 Main Street, Worcester, MA 01608 800-390-644387 BIDDEFORD, ME 0060130466 011600525 Banknorth Vermont PO Box 409, Burlington, VT 05402-0409 800-722-343987 BIDDEFORD, ME 3304109325 011401533 Citizens Bank 1 Citizens Drive, Riverside, RIL 02915-3000 800-922-999987 BIDDEFORD, ME 3301027670 011401533 Citizens Bank One Citizens Drive, Riverside, RI 02915-3000 800-922-999987 BIDDEFORD, ME 61-20-2000224 211370299 Compass Bank Purchase St., New Bedford, MA 02740 800-349-730087 BIDDEFORD, ME 0000561223 011200365 Fleet Bank 35 Ash St, Lewiston, ME 04240 800-922-288287 BIDDEFORD, ME 0000505420 011200365 Fleet Bank 63 Union Street, Rockland, ME 800-922-288287 BIDDEFORD, ME 449-33802 011001742 Fleet Bank 100 Federal St., Boston, MA 02110 508-831-451187 BIDDEFORD, ME 551-40056 011000390 Fleet Bank 100 Federal St., Boston, MA 02110 800-922-288287 BIDDEFORD, ME 899-11800 011000390 Fleet Bank 100 Federal St, Boston, MA 02110 800-922-288287 BIDDEFORD, ME 815-30285 011000805 Fleet Bank P.O Box 40000, Dept #80, Hartford, CT 06151-0860 203-265-167287 BIDDEFORD, ME 0026893897 011000138 Fleet Bank 100 Federal St, Boston, MA 02110 800-922-288287 BIDDEFORD, ME Plant Depository 0001300385 011000390 Fleet Bank 100 Federal St., Boston, MA 02110 800-922-288287 BIDDEFORD, ME Plant Depository 0000128916 011900445 Fleet Bank P.O. Box 40000, Dept #80, Hartford, CT 06151-0860 800-727-863787 BIDDEFORD, ME Plant Depository 9428392528 011000138 Fleet Bank Biddeford, ME 800-353-382487 BIDDEFORD, ME 33424662 211770174 Franklin Savings Bank 387 Central St, Franklin, NH 03235 800-414-256887 BIDDEFORD, ME 68802 21150671 Greenwood Credit Union 2669 Post Rd., Warwick, RI 02886 401-739-460087 BIDDEFORD, ME 02-9173359 211274450 People's Bank One Portland Square, Portland, ME 04101 800-295-7400


BANK ACCOUNTS


87 BIDDEFORD, ME 164-7904330 221172186 People's Bank 15 Masonic St, New London, CT 800-894-030087 BIDDEFORD, ME 0240495524 211274450 People's Bank 299 Elm St, Biddeford, ME 04005 207-828-757687 BIDDEFORD, ME Plant Depository 02-9173375 211274450 Peoples Heritage Bk Biddeford, Me 800-295-740087 BIDDEFORD, ME 4639085 011304478 Rockland Trust 288 Union St., Rockland, ME 02370 800-826-631987 BIDDEFORD, ME 10001124390 011601100 Union Bank PO Box 667, Morrisville, VT 05661 802-888-660087 BIDDEFORD, ME 133175 011807043 WestBank PO Box 149, West Springfield, MA 01090-0149 413-747-1400


2

Exhibit 2

Flow Chart


Overview of Incoming Funds Flow


UMB98-7016-5694

North East Region

Plants 56, 63, 65, 68, 69, 87

Upper Midwest Region

Plants 05, 21, 51, 54, 58, 61, 62

Mid Atlantic Region

Plants 40, 42, 43

South East Region

Plants 06, 19, 44, 47, 48

Florida Region

Plants 20, 45, 46, 53

North Central Region

Plants 09, 33, 55, 57, 59, 60


Plants 07, 11, 31, 52


Plants 07, 11, 31, 52

California Regions

Plants 22, 23, 24, 28, 70, 71, 72, 75,76, 81, 82, Dry Products

Local Bank Accounts

Deposits by Route Sales Representatives andThrift Store Retail Operations at over 300 local bankinginstitutions. A list of these Bank Accounts is provided in

Exhibit A attached to the Motion.

Bank of AmericaConcentration

Account

Depository Transfer Check or, insome limited cases ACH

ACH

ACH

ACH

Plants 03,04, 10deposit directly to

UMBConcentration

Account

Interstate Brands“General Office”

US Bank0 055 00000509

ACH ACH

Bakery Bank AccountsNote: Each Bakery collects AR

Wires and AR

OutgoingFunds

EXHIBIT B


Outgoing Funds FlowUMB Disbursements Accounts


UMB98-7016-5694

UMB5008004323

CDIS AP Disbursements


UMB5008009155

SAP AP Disbursements

UMB5008006636

Management PayrollDisbursements

UMB5008006474

Plant Payroll Disbursements

UMB9870158140

Mrs. Cubbison’s APDisbursements

UMB9871243915

Sales and Use TaxPayments

UMB9870978725

Dry Products AP

UMB9870527804

John Eastern ClaimPayments

UMB99870160757

Manager’s Fund AP

Inactive DisbursementAccount

Funds ZBA from 98-7016-5694 toCD Accounts as required


Outgoing Funds FlowUMB ACH and Wire Transfers


UMB98-7016-5694

CIGNAPayment of Health Care

Claims

ACE USAPayment of Workers’ Comp


Travelers/AetnaPayment of Workers’ Comp


BroadspirePayment of Workers’ Comp


Kemper/Lumbermen’sPayment of Workers’ Comp


DLTFreight Payments

Wires(Professionals, SecuredLender, Large Vendor

Payments)


Bank of AmericaPlant Payroll

355 1233221311

Outgoing Funds FlowBank of America

California Payroll and Workers’ Comp

Bank of AmericaConcentration Account

Bank of AmericaWorkers’ Compensation

355 1233920578



UMB98-7016-5694


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Emergency Motion for Order Authorizing Continued Use

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