www.emuleonaygazette.com.au November 2014 1 NOVEMBER 2014 www.emuleonaygazette.com.au Delivered monthly to Emu Plains, Emu Heights & Leonay Issue 94 Helping to Feed the Homeless & Underprivileged Facebook: Under the Trade Secret Bridge W: www.mamalanas.org.au E: [email protected]PH: 0407 909 447 CFN: 23237 ABN: 42 167 864 824 Serving Emu Plains for 29 years helloworld Emu Plains Shop 14 Centro Lennox 4735 4200 WHAT’S COOKING pg.6 COUNSELLING CORNER pg.12 PAWS A WHILE pg.13 1/88 Batt Street, Penrith www.GasShop.com.au OPEN: MON - FRI 8am - 5pm Sat 8am - 4pm 4731 1208 FREE NATURAL GAS CONNECTIONS* *Conditions Apply OPEN: MON - FRI 8am - 5pm Starting from $299 Baby Q1200 Stuart Ayres MP, Member for Penrith last month welcomed the addition of a new Multi-Purpose Vehicle (MPV) general ambulance to Penrith Ambulance Station to support local paramedics and patients with special needs. Stuart Ayres said the new MPV general ambulance has the capability to transport patients who weigh up to 300 kilograms. “This is a first for Penrith. NSW Ambulance has trialled these vehicles to test their abilities and now we have seven new MPV general ambulances across the state with one here in Penrith,” Stuart Ayres said. “The new MPV general ambulance is giving our local paramedics the equipment and technology to support them in their life-saving work. “It is capable of transporting patients who weigh up to 300 kilograms but it can care for non-bariatric patients too. “The new vehicle, which has a fit out value of $152,000, is a welcome addition to Penrith Ambulance Station and is equipped with mechanical aids in the lifting and management of patients to reduce health and safety risks. Penrith Welcomes New Flexi Ambulance continued ...Pg.5
Transcript
wwwemuleonaygazettecomau November 2014 1
NOVEMBER 2014 wwwemuleonaygazettecomau Delivered monthly to Emu Plains Emu Heights amp Leonay Issue 94
Helping to Feed the Homeless amp Underprivileged
Facebook Under the Trade Secret BridgeW wwwmamalanasorgauE lanamamalanascomau
PH 0407 909 447
CFN 23237 ABN 42 167 864 824Serving Emu Plains for 29 years
helloworld Emu PlainsShop 14 Centro Lennox
4735 4200
WHATrsquoS COOKING pg6 COUNSELLING CORNER pg12 PAWS A WHILE pg13
Stuart Ayres MP Member for Penrith last month welcomed the addition of a new Multi-Purpose Vehicle (MPV) general ambulance to Penrith Ambulance Station to support local paramedics and patients with special needs
Stuart Ayres said the new MPV general ambulance has the capability to transport patients who weigh up to 300 kilograms
ldquoThis is a fi rst for Penrith NSW Ambulance has trialled these vehicles to test their abilities and now we have seven new MPV general ambulances across the state with one here in Penrithrdquo Stuart Ayres said
ldquoThe new MPV general ambulance is giving our local paramedics the equipment and technology to support them in their life-saving work
ldquoIt is capable of transporting patients who weigh up to 300 kilograms but it can care for non-bariatric patients too
ldquoThe new vehicle which has a fi t out value of $152000 is a welcome addition to Penrith Ambulance Station and is equipped with mechanical aids in the lifting and management of patients to reduce health and safety risks
Penrith Police Station 4721 9444Police Assistance Line 131 444Lifeline 24-Hour Counselling 131 114WIRES (Wildlife rescue) 4754 2946NSW Rural Fire Service 1800NSWRFS
ChurchesAnglican ChurchSt Paulrsquos Emu Plains 47351001Baptist ChurchEmu Plains Community 4735 1050Catholic ChurchOur Lady of the Way Emu Plains 4735 1041Uniting ChurchEmerald St Emu Plains 4735 1620Presbyterian 4739 1446The Church of Jesus Christof Latter-Day Saints 0438 006 290Spiritual Church 0439 453 430
Community GroupsGirl Guides Glenbrook 4739 6087Lions Club Emu Plains 4735 5120Probus Nepean 4782 5593Rotary Club 0419 725 302Scouts Emu Plains 0422 477 247Sitters Club 4733 1179Soroptimist International 4735 1412Toastmasters Glenbrook 0408 692 770VIEW Club Nepean 0410 553 272
Sports ClubsBaseball Club Penrith 0434 116 940BMX Penrith Panthers 0434 267 785Junior AFL 0412 579 061Cricket Club 0418 209 105Hockey 0419 226 698Junior Rugby Union 4736 3912Junior Rugby League 0437 711 716Karate Goshin Ryu 0411 136 237Little Athletics Emu Plains 0438 039 913Little Athletics Glenbrook 0438 357 478Netball 0419 357 165Rugby League 4736 3912Self Defence Emu Heights 0422 648 206Soccer 0416 117 858Soccer BMFC 02 4739 5121Swimming Club Nepean 0416 311 453Tennis Club Glenbrook 4739 1675Triathlon Club Panthers ptcmembershiphotmailcom
Account Information amp Enquiriesaccountsdistrictgazettecomau
For all artwork submissions amp approvaldesigndistrictgazettecomau
Next Issue Deadline 15 November 2014
Delivered MONTHLY to 5500 homes in Emu Plains Emu Heights amp Leonay
or PICK UP YOUR FREE COPY fromEmu Sports ClubLeonay Pde LeonayLeonay General Store230-32 Leonay Pde LeonayLennox Village NewsagentLennox Village Centre GWH Emu PlainsChatterbox CafeLennox Village Centre GWH Emu PlainsMichelrsquos PatisserieLennox Village Centre GWH Emu PlainsRailway Row Vet1 Station St S Emu PlainsEmu Plains PodiatryBillington Place Emu PlainsFit-Nest Gym284 - 90 Old Bathurst Rd Emu PlainsPenrith Regional Gallery86 River Rd Emu PlainsPerkins Automotive13 Railway Parade Emu PlainsEmu Plains Smash Repairs15 Smith St Emu PlainsJim Aitken Emu PlainsLennox Village Centre GWH Emu PlainsJimmys Cafe amp Grill91 Great Western HWY Emu PlainsEmu Plains Public School13 - 17 Emerald St Emu PlainsEmu Heights Public SchoolWedmore Rd Emu HeightsLeonay Public School13 - 24 Buring Av LeonayMcCarthy Catholic College75 Mackellar St Emu PlainsNepean Creative and Performing Arts School115 - 119 Great Western HWY Emu Plains
Advertising policy Payment on booking secures your space The Business Directory off ers cost eff ective advertising to businesses in an alphabetical format Premium Placement may be available at an extra charge An editorial focus on a local business may be included if space permits at the Editorrsquos discretion Community news The Emu Leonay Gazette welcomes community news and events local achievements births deaths obituaries weddings engagements and anniversaries (published free of charge) Articles of interest will be accepted at the Editorrsquos discretion Articles do not necessarily refl ect the opinions of the Editor Letters to the Editor
may be printed and edited as necessary Names must be submitted but can be withheld from publication at the writerrsquos request Every eff ort is made to print correct information but no responsibility can be taken for errors or omissions
Here we are at the pointy end of the year For most itrsquos a busy time of juggling numerous end of year events and commitments all the while attempting to remain cool calm and collected as the Festive Season approaches
Yes The shopping centres become abuzz with people everywhere frantically in search of the right gift for those near and dear Workplaces strive to conclude the year that was and families come together to celebrate special time with their loved ones
Christmas is a magical time of year that brings with it love and laughter memories of good times had and good times to come Itrsquos also a time to refl ect on the year that was and fond memories of those that have left us too soon
Cait highlightrsquos some important points about Social Isolation on page 12 while Narelle speaks of strategies for calming children and their emotions
For those that celebrate the festivities of Melbourne Cup Day and the race that stops a nation I hope you backed a winner
Be sure to check out all of our pre-Christmas tips and hints to help you sail smoothly through the lead up to the Festive Season
Enjoy your Community News and keep in mind as the busy season approaches lsquoProcrastination is the biggest thief of timersquo
FROM THE EDITOR
Belinda
wwwemuleonaygazettecomau November 2014 3
Amanda Little Principal Solicitor
336 Woodriff Street Penrith NSW 2750PO Box 662 Penrith NSW 2751T (02) 47 616 935 F (02) 47 616 939
Bloody Mary (Elizabeth Victory) Lady Jane Grey (Bethany Henry) and Katherine of Aragon (Katharine Lee Babatzanis)
Ruby Productions Presents lsquoA Feast With The Tudorsrsquo
This costume drama features Englandrsquos splendid Renaissance dynasty under King Henry VIII Beginning when Henry VIII was growing desperate for an heir and growing distant from his second wife Anne Boleyn We look at the potential scenes played out between Queen Elizabeth 1st and her Scots cousin Mary Stuart Finishing with the turbulent years of lsquoBloody Maryrsquo Queen Mary Tudor To fi nish the show we have an assortment of musical numbers connected to the Tudors for your enjoyment
If you enjoyed the television series lsquoThe Tudorsrsquo or lsquoGame of Thronesrsquo you are certain to have a great nightrsquos entertainment with this show Limited tickets available so book early
Performance Dates Saturday 1st Friday 7th Saturday 8th and Saturday 15th November Suitable for 15 + years only
Ticket Price $55 dinner and show or $25 for show onlyTo book tickets go to wwwtrybookingcom98633 To reserve show only phone (02) 47355422ldquoA feast with THE TUDORSrdquo will be performed at Emu
Sports Club Leonay wwwrubyproductionscomau
4 November 2014 wwwemuleonaygazettecomau
Rev Roger Cunningham P 4735 1001 E officeemuplainsanglicanasnau W wwwemuplainsanglicanasnau
Service Times Sundays 800am 930am and 630pm Plus activities for adults and young people throughout the week
Does our Work Have MeaningIs work a joy for you or a chore Do you enjoy doing it or is it
what you earn from it that lights your fi re Work is part of all our lives whether wersquore paid for it or we do it voluntarily Actually the Bible reveals that God gave us work as part of who He made us Itrsquos a good thing as anyone whose been out of work would probably agree It not only allows us to earn our income to pay for what we need (and what we want) it allows us to refl ect the character of God
You see the Bible tells us God is a worker Not only did He make the world but he keeps it running in every way And as Hersquos a worker so wersquore given the privilege to be like Him In fact as He works He could aff ord to be self centred (He is God after all) but instead He chooses to be other person centred He serves us through His work
So too our work is both good for us and allows us to serve others The plumber The carer The teacher The manager The parent And so when we work we refl ect the character of God Of course frustration in work is a problem And that problem points to the greater problem of where we stand with God But Jesus work of coming dying and rising means that even that problem can be overcome Godrsquos work give us hope
So work on - your work has meaningRev Roger Cunningham
FAITH - EMU PLAINS ANGLICAN
For Prompt Professional amp Friendly Service call JamesrsquoLocally Owned amp Operated
Interior House CareMobile Car CleaningLawn amp Garden CareMobile Pet Grooming and
Some toys wonrsquot come with batteries so make sure yoursquove got some on standby AA and AAA are the most commonly used in toys and gadgets but check the box when buying
ldquoFor patients with extra needs there is clearly a need to deliver these specialised services and ensure the right resources are available to support them
ldquoIrsquom incredibly pleased to see our local ambulance service has been enhanced Our local paramedics provide both life-changing and life-saving care and this enhancement will allow them to get on with their jobs safelyrdquo
Health Minister Jillian Skinner launched the new vehicles this week
ldquoThese vehicles are an important investment as they deliver benefi ts for both patients and paramedicsrdquo Mrs Skinner said
ldquoI have the utmost respect and admiration for the statersquos paramedics and believe they should have the best resources available to carry out their life-saving workrdquo
Penrith Welcomes New Flexi Ambulance continued from Pg1
McHappy Day 2014 Breaks Fundraising RecordAustralians have dug deep this McHappy Day donating a record-breaking $32
million over the weekend to help Ronald McDonald House Charities (RMHC) support seriously ill children and their families
To put this into perspective this yearrsquos fundraising total equates to over 24600 nightsrsquo accommodation in a Ronald McDonald House for families with seriously ill children
While fi nal fi gures are still being tallied in NSW and the ACT in excess of over $1 million has been raised
A number of celebrities and well-known personalities including Australian actor Ryan Kwanten got behind the event by visiting McDonaldrsquos restaurants across the country to help raise funds for the charity on the day
Community groups also played a big role with Scouts groups police and numerous local businesses giving up time to help collect donations or provide gifts to be raffl ed on the day
ldquoItrsquos a fantastic result for Ronald McDonald House Charities ndash Australians have truly shown us their support and contributed valuable funds which will allow us to expand our programs so we can help even more families in needrdquo said Malcolm Coutts OAM CEO Ronald McDonald House Charities
ldquoI want to acknowledge the eff orts of everyone who has been involved with McHappy Day and thank the volunteers who have been behind McHappy Day every year helping raise funds for families with seriously ill children while making it a fun and enjoyable dayrdquo said Mr Coutts
To date McHappy Day has raised over $31 million for RMHC All funds raised go directly to RMHC to support programs such as the Ronald McDonald House Ronald McDonald Family Rooms and the Ronald McDonald Care Mobile The 14 Houses across Australia have provided more than 89000 families with a home-away-from-home while their child underwent treatment for serious illness at a nearby hospital
While McHappy Day is now over RMHC needs ongoing support so that it can continue helping families with seriously ill children To fi nd out more or to donate visit wwwrmhcorgau
6 November 2014 wwwemuleonaygazettecomau
Apple and Blueberry TartsCapable Cooks bull Time 1 Hour bull Serves 4
Quick San Choy BowSuper Easy bull Time 25 min bull Makes 10
Ingredients bull 250g Granita Biscuitsbull 125g Butter Melted Cooledbull 34 Cup Sour Creambull 1 EggMethod1 Place biscuits into a food processor and process to fi ne crumbs Transfer to a bowl Add butter and stir until well combined2 Spoon mixture (reserving 2 tablespoons for topping) into 4 fl uted 11cm x 2cm-deep loose-bottom tart pans Press crumb mixture into base and sides of pans Place in fridge for 20 minutes3 Place sour cream egg and icing sugar into a small bowl Whisk until well combined Spoon into prepared pans4 Cut apple into quarters remove core and slice thinly Arrange apple slices and blueberries over custard mixture Sprinkle with reserved crumb mixture Bake for 25 to 30 minutes or until custard is set Serve warm
bull 2 Tbsp Icing Sugarbull 1 Golden Delicious Applebull 13 Cup Frozen Blueberries
bull 220g Can Bamboo Shoots Drained Finely Choppedbull 220g Can Water Chestnuts Drained Finely Choppedbull 12 Cup (30g) Fried Noodlesbull 10 Small Iceberg Lettuce Leaves Washed Dried Trimmedbull 1 Tbsp Sesame Seedsbull 2 Tbsp Crushed Peanuts
Method1 Combine sesame oil soy and oyster sauce in small jug or bowl2 Heat a wok over high heat until hot Add peanut oil then chicken Stir-fry for 3-4 minutes breaking up mince until the mince is just cooked through3 Reserve 13 of the shallots for garnish Add remaining shallots ginger garlic mushrooms shoots and chestnuts to mince Stir-fry for 2 minutes4 Add combined sesame oil sauce stirring until heated through and sauce thickens slightly Stir through noodles5 Divide mince mixture evenly among lettuce cups Top with sesame seeds nuts and reserved shallotshttpwwwtastecomaurecipes38088quick+san+choy+bowref=zonefast-and-fresh
The Perfect Christmas PuddingUse only quality local fruit and pre-soak for at least a week in Brandy or Rum This will help to deliver rich fl avour and remove sharpness of some of the citrus fruits used
The calico cloth used to dress the pudding needs to be large enough to be able to tie tightly together you can always trim it after the pudding has been tied and about to go into the pot Donrsquot be shy with the tie
To prevent this beautiful mixture from sticking to the calico soak the cloth overnight and ensure the cloth is wet with a generous coating of fl our before fi lling it
To avoid mould from growing once the pudding is prepared hang in a low-humidity cool-dry area The fl avours will mature and form a rich fl avoursome pudding for the whole family to enjoy
A pudding is more than a decadent dessert- itrsquos a sweet time when the family comes together tells stories and enjoys a sugar high The pud is to be made with love care and time
1
2
3
4
5
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
Penrith Police Station 4721 9444Police Assistance Line 131 444Lifeline 24-Hour Counselling 131 114WIRES (Wildlife rescue) 4754 2946NSW Rural Fire Service 1800NSWRFS
ChurchesAnglican ChurchSt Paulrsquos Emu Plains 47351001Baptist ChurchEmu Plains Community 4735 1050Catholic ChurchOur Lady of the Way Emu Plains 4735 1041Uniting ChurchEmerald St Emu Plains 4735 1620Presbyterian 4739 1446The Church of Jesus Christof Latter-Day Saints 0438 006 290Spiritual Church 0439 453 430
Community GroupsGirl Guides Glenbrook 4739 6087Lions Club Emu Plains 4735 5120Probus Nepean 4782 5593Rotary Club 0419 725 302Scouts Emu Plains 0422 477 247Sitters Club 4733 1179Soroptimist International 4735 1412Toastmasters Glenbrook 0408 692 770VIEW Club Nepean 0410 553 272
Sports ClubsBaseball Club Penrith 0434 116 940BMX Penrith Panthers 0434 267 785Junior AFL 0412 579 061Cricket Club 0418 209 105Hockey 0419 226 698Junior Rugby Union 4736 3912Junior Rugby League 0437 711 716Karate Goshin Ryu 0411 136 237Little Athletics Emu Plains 0438 039 913Little Athletics Glenbrook 0438 357 478Netball 0419 357 165Rugby League 4736 3912Self Defence Emu Heights 0422 648 206Soccer 0416 117 858Soccer BMFC 02 4739 5121Swimming Club Nepean 0416 311 453Tennis Club Glenbrook 4739 1675Triathlon Club Panthers ptcmembershiphotmailcom
Account Information amp Enquiriesaccountsdistrictgazettecomau
For all artwork submissions amp approvaldesigndistrictgazettecomau
Next Issue Deadline 15 November 2014
Delivered MONTHLY to 5500 homes in Emu Plains Emu Heights amp Leonay
or PICK UP YOUR FREE COPY fromEmu Sports ClubLeonay Pde LeonayLeonay General Store230-32 Leonay Pde LeonayLennox Village NewsagentLennox Village Centre GWH Emu PlainsChatterbox CafeLennox Village Centre GWH Emu PlainsMichelrsquos PatisserieLennox Village Centre GWH Emu PlainsRailway Row Vet1 Station St S Emu PlainsEmu Plains PodiatryBillington Place Emu PlainsFit-Nest Gym284 - 90 Old Bathurst Rd Emu PlainsPenrith Regional Gallery86 River Rd Emu PlainsPerkins Automotive13 Railway Parade Emu PlainsEmu Plains Smash Repairs15 Smith St Emu PlainsJim Aitken Emu PlainsLennox Village Centre GWH Emu PlainsJimmys Cafe amp Grill91 Great Western HWY Emu PlainsEmu Plains Public School13 - 17 Emerald St Emu PlainsEmu Heights Public SchoolWedmore Rd Emu HeightsLeonay Public School13 - 24 Buring Av LeonayMcCarthy Catholic College75 Mackellar St Emu PlainsNepean Creative and Performing Arts School115 - 119 Great Western HWY Emu Plains
Advertising policy Payment on booking secures your space The Business Directory off ers cost eff ective advertising to businesses in an alphabetical format Premium Placement may be available at an extra charge An editorial focus on a local business may be included if space permits at the Editorrsquos discretion Community news The Emu Leonay Gazette welcomes community news and events local achievements births deaths obituaries weddings engagements and anniversaries (published free of charge) Articles of interest will be accepted at the Editorrsquos discretion Articles do not necessarily refl ect the opinions of the Editor Letters to the Editor
may be printed and edited as necessary Names must be submitted but can be withheld from publication at the writerrsquos request Every eff ort is made to print correct information but no responsibility can be taken for errors or omissions
Here we are at the pointy end of the year For most itrsquos a busy time of juggling numerous end of year events and commitments all the while attempting to remain cool calm and collected as the Festive Season approaches
Yes The shopping centres become abuzz with people everywhere frantically in search of the right gift for those near and dear Workplaces strive to conclude the year that was and families come together to celebrate special time with their loved ones
Christmas is a magical time of year that brings with it love and laughter memories of good times had and good times to come Itrsquos also a time to refl ect on the year that was and fond memories of those that have left us too soon
Cait highlightrsquos some important points about Social Isolation on page 12 while Narelle speaks of strategies for calming children and their emotions
For those that celebrate the festivities of Melbourne Cup Day and the race that stops a nation I hope you backed a winner
Be sure to check out all of our pre-Christmas tips and hints to help you sail smoothly through the lead up to the Festive Season
Enjoy your Community News and keep in mind as the busy season approaches lsquoProcrastination is the biggest thief of timersquo
FROM THE EDITOR
Belinda
wwwemuleonaygazettecomau November 2014 3
Amanda Little Principal Solicitor
336 Woodriff Street Penrith NSW 2750PO Box 662 Penrith NSW 2751T (02) 47 616 935 F (02) 47 616 939
Bloody Mary (Elizabeth Victory) Lady Jane Grey (Bethany Henry) and Katherine of Aragon (Katharine Lee Babatzanis)
Ruby Productions Presents lsquoA Feast With The Tudorsrsquo
This costume drama features Englandrsquos splendid Renaissance dynasty under King Henry VIII Beginning when Henry VIII was growing desperate for an heir and growing distant from his second wife Anne Boleyn We look at the potential scenes played out between Queen Elizabeth 1st and her Scots cousin Mary Stuart Finishing with the turbulent years of lsquoBloody Maryrsquo Queen Mary Tudor To fi nish the show we have an assortment of musical numbers connected to the Tudors for your enjoyment
If you enjoyed the television series lsquoThe Tudorsrsquo or lsquoGame of Thronesrsquo you are certain to have a great nightrsquos entertainment with this show Limited tickets available so book early
Performance Dates Saturday 1st Friday 7th Saturday 8th and Saturday 15th November Suitable for 15 + years only
Ticket Price $55 dinner and show or $25 for show onlyTo book tickets go to wwwtrybookingcom98633 To reserve show only phone (02) 47355422ldquoA feast with THE TUDORSrdquo will be performed at Emu
Sports Club Leonay wwwrubyproductionscomau
4 November 2014 wwwemuleonaygazettecomau
Rev Roger Cunningham P 4735 1001 E officeemuplainsanglicanasnau W wwwemuplainsanglicanasnau
Service Times Sundays 800am 930am and 630pm Plus activities for adults and young people throughout the week
Does our Work Have MeaningIs work a joy for you or a chore Do you enjoy doing it or is it
what you earn from it that lights your fi re Work is part of all our lives whether wersquore paid for it or we do it voluntarily Actually the Bible reveals that God gave us work as part of who He made us Itrsquos a good thing as anyone whose been out of work would probably agree It not only allows us to earn our income to pay for what we need (and what we want) it allows us to refl ect the character of God
You see the Bible tells us God is a worker Not only did He make the world but he keeps it running in every way And as Hersquos a worker so wersquore given the privilege to be like Him In fact as He works He could aff ord to be self centred (He is God after all) but instead He chooses to be other person centred He serves us through His work
So too our work is both good for us and allows us to serve others The plumber The carer The teacher The manager The parent And so when we work we refl ect the character of God Of course frustration in work is a problem And that problem points to the greater problem of where we stand with God But Jesus work of coming dying and rising means that even that problem can be overcome Godrsquos work give us hope
So work on - your work has meaningRev Roger Cunningham
FAITH - EMU PLAINS ANGLICAN
For Prompt Professional amp Friendly Service call JamesrsquoLocally Owned amp Operated
Interior House CareMobile Car CleaningLawn amp Garden CareMobile Pet Grooming and
Some toys wonrsquot come with batteries so make sure yoursquove got some on standby AA and AAA are the most commonly used in toys and gadgets but check the box when buying
ldquoFor patients with extra needs there is clearly a need to deliver these specialised services and ensure the right resources are available to support them
ldquoIrsquom incredibly pleased to see our local ambulance service has been enhanced Our local paramedics provide both life-changing and life-saving care and this enhancement will allow them to get on with their jobs safelyrdquo
Health Minister Jillian Skinner launched the new vehicles this week
ldquoThese vehicles are an important investment as they deliver benefi ts for both patients and paramedicsrdquo Mrs Skinner said
ldquoI have the utmost respect and admiration for the statersquos paramedics and believe they should have the best resources available to carry out their life-saving workrdquo
Penrith Welcomes New Flexi Ambulance continued from Pg1
McHappy Day 2014 Breaks Fundraising RecordAustralians have dug deep this McHappy Day donating a record-breaking $32
million over the weekend to help Ronald McDonald House Charities (RMHC) support seriously ill children and their families
To put this into perspective this yearrsquos fundraising total equates to over 24600 nightsrsquo accommodation in a Ronald McDonald House for families with seriously ill children
While fi nal fi gures are still being tallied in NSW and the ACT in excess of over $1 million has been raised
A number of celebrities and well-known personalities including Australian actor Ryan Kwanten got behind the event by visiting McDonaldrsquos restaurants across the country to help raise funds for the charity on the day
Community groups also played a big role with Scouts groups police and numerous local businesses giving up time to help collect donations or provide gifts to be raffl ed on the day
ldquoItrsquos a fantastic result for Ronald McDonald House Charities ndash Australians have truly shown us their support and contributed valuable funds which will allow us to expand our programs so we can help even more families in needrdquo said Malcolm Coutts OAM CEO Ronald McDonald House Charities
ldquoI want to acknowledge the eff orts of everyone who has been involved with McHappy Day and thank the volunteers who have been behind McHappy Day every year helping raise funds for families with seriously ill children while making it a fun and enjoyable dayrdquo said Mr Coutts
To date McHappy Day has raised over $31 million for RMHC All funds raised go directly to RMHC to support programs such as the Ronald McDonald House Ronald McDonald Family Rooms and the Ronald McDonald Care Mobile The 14 Houses across Australia have provided more than 89000 families with a home-away-from-home while their child underwent treatment for serious illness at a nearby hospital
While McHappy Day is now over RMHC needs ongoing support so that it can continue helping families with seriously ill children To fi nd out more or to donate visit wwwrmhcorgau
6 November 2014 wwwemuleonaygazettecomau
Apple and Blueberry TartsCapable Cooks bull Time 1 Hour bull Serves 4
Quick San Choy BowSuper Easy bull Time 25 min bull Makes 10
Ingredients bull 250g Granita Biscuitsbull 125g Butter Melted Cooledbull 34 Cup Sour Creambull 1 EggMethod1 Place biscuits into a food processor and process to fi ne crumbs Transfer to a bowl Add butter and stir until well combined2 Spoon mixture (reserving 2 tablespoons for topping) into 4 fl uted 11cm x 2cm-deep loose-bottom tart pans Press crumb mixture into base and sides of pans Place in fridge for 20 minutes3 Place sour cream egg and icing sugar into a small bowl Whisk until well combined Spoon into prepared pans4 Cut apple into quarters remove core and slice thinly Arrange apple slices and blueberries over custard mixture Sprinkle with reserved crumb mixture Bake for 25 to 30 minutes or until custard is set Serve warm
bull 2 Tbsp Icing Sugarbull 1 Golden Delicious Applebull 13 Cup Frozen Blueberries
bull 220g Can Bamboo Shoots Drained Finely Choppedbull 220g Can Water Chestnuts Drained Finely Choppedbull 12 Cup (30g) Fried Noodlesbull 10 Small Iceberg Lettuce Leaves Washed Dried Trimmedbull 1 Tbsp Sesame Seedsbull 2 Tbsp Crushed Peanuts
Method1 Combine sesame oil soy and oyster sauce in small jug or bowl2 Heat a wok over high heat until hot Add peanut oil then chicken Stir-fry for 3-4 minutes breaking up mince until the mince is just cooked through3 Reserve 13 of the shallots for garnish Add remaining shallots ginger garlic mushrooms shoots and chestnuts to mince Stir-fry for 2 minutes4 Add combined sesame oil sauce stirring until heated through and sauce thickens slightly Stir through noodles5 Divide mince mixture evenly among lettuce cups Top with sesame seeds nuts and reserved shallotshttpwwwtastecomaurecipes38088quick+san+choy+bowref=zonefast-and-fresh
The Perfect Christmas PuddingUse only quality local fruit and pre-soak for at least a week in Brandy or Rum This will help to deliver rich fl avour and remove sharpness of some of the citrus fruits used
The calico cloth used to dress the pudding needs to be large enough to be able to tie tightly together you can always trim it after the pudding has been tied and about to go into the pot Donrsquot be shy with the tie
To prevent this beautiful mixture from sticking to the calico soak the cloth overnight and ensure the cloth is wet with a generous coating of fl our before fi lling it
To avoid mould from growing once the pudding is prepared hang in a low-humidity cool-dry area The fl avours will mature and form a rich fl avoursome pudding for the whole family to enjoy
A pudding is more than a decadent dessert- itrsquos a sweet time when the family comes together tells stories and enjoys a sugar high The pud is to be made with love care and time
1
2
3
4
5
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
Bloody Mary (Elizabeth Victory) Lady Jane Grey (Bethany Henry) and Katherine of Aragon (Katharine Lee Babatzanis)
Ruby Productions Presents lsquoA Feast With The Tudorsrsquo
This costume drama features Englandrsquos splendid Renaissance dynasty under King Henry VIII Beginning when Henry VIII was growing desperate for an heir and growing distant from his second wife Anne Boleyn We look at the potential scenes played out between Queen Elizabeth 1st and her Scots cousin Mary Stuart Finishing with the turbulent years of lsquoBloody Maryrsquo Queen Mary Tudor To fi nish the show we have an assortment of musical numbers connected to the Tudors for your enjoyment
If you enjoyed the television series lsquoThe Tudorsrsquo or lsquoGame of Thronesrsquo you are certain to have a great nightrsquos entertainment with this show Limited tickets available so book early
Performance Dates Saturday 1st Friday 7th Saturday 8th and Saturday 15th November Suitable for 15 + years only
Ticket Price $55 dinner and show or $25 for show onlyTo book tickets go to wwwtrybookingcom98633 To reserve show only phone (02) 47355422ldquoA feast with THE TUDORSrdquo will be performed at Emu
Sports Club Leonay wwwrubyproductionscomau
4 November 2014 wwwemuleonaygazettecomau
Rev Roger Cunningham P 4735 1001 E officeemuplainsanglicanasnau W wwwemuplainsanglicanasnau
Service Times Sundays 800am 930am and 630pm Plus activities for adults and young people throughout the week
Does our Work Have MeaningIs work a joy for you or a chore Do you enjoy doing it or is it
what you earn from it that lights your fi re Work is part of all our lives whether wersquore paid for it or we do it voluntarily Actually the Bible reveals that God gave us work as part of who He made us Itrsquos a good thing as anyone whose been out of work would probably agree It not only allows us to earn our income to pay for what we need (and what we want) it allows us to refl ect the character of God
You see the Bible tells us God is a worker Not only did He make the world but he keeps it running in every way And as Hersquos a worker so wersquore given the privilege to be like Him In fact as He works He could aff ord to be self centred (He is God after all) but instead He chooses to be other person centred He serves us through His work
So too our work is both good for us and allows us to serve others The plumber The carer The teacher The manager The parent And so when we work we refl ect the character of God Of course frustration in work is a problem And that problem points to the greater problem of where we stand with God But Jesus work of coming dying and rising means that even that problem can be overcome Godrsquos work give us hope
So work on - your work has meaningRev Roger Cunningham
FAITH - EMU PLAINS ANGLICAN
For Prompt Professional amp Friendly Service call JamesrsquoLocally Owned amp Operated
Interior House CareMobile Car CleaningLawn amp Garden CareMobile Pet Grooming and
Some toys wonrsquot come with batteries so make sure yoursquove got some on standby AA and AAA are the most commonly used in toys and gadgets but check the box when buying
ldquoFor patients with extra needs there is clearly a need to deliver these specialised services and ensure the right resources are available to support them
ldquoIrsquom incredibly pleased to see our local ambulance service has been enhanced Our local paramedics provide both life-changing and life-saving care and this enhancement will allow them to get on with their jobs safelyrdquo
Health Minister Jillian Skinner launched the new vehicles this week
ldquoThese vehicles are an important investment as they deliver benefi ts for both patients and paramedicsrdquo Mrs Skinner said
ldquoI have the utmost respect and admiration for the statersquos paramedics and believe they should have the best resources available to carry out their life-saving workrdquo
Penrith Welcomes New Flexi Ambulance continued from Pg1
McHappy Day 2014 Breaks Fundraising RecordAustralians have dug deep this McHappy Day donating a record-breaking $32
million over the weekend to help Ronald McDonald House Charities (RMHC) support seriously ill children and their families
To put this into perspective this yearrsquos fundraising total equates to over 24600 nightsrsquo accommodation in a Ronald McDonald House for families with seriously ill children
While fi nal fi gures are still being tallied in NSW and the ACT in excess of over $1 million has been raised
A number of celebrities and well-known personalities including Australian actor Ryan Kwanten got behind the event by visiting McDonaldrsquos restaurants across the country to help raise funds for the charity on the day
Community groups also played a big role with Scouts groups police and numerous local businesses giving up time to help collect donations or provide gifts to be raffl ed on the day
ldquoItrsquos a fantastic result for Ronald McDonald House Charities ndash Australians have truly shown us their support and contributed valuable funds which will allow us to expand our programs so we can help even more families in needrdquo said Malcolm Coutts OAM CEO Ronald McDonald House Charities
ldquoI want to acknowledge the eff orts of everyone who has been involved with McHappy Day and thank the volunteers who have been behind McHappy Day every year helping raise funds for families with seriously ill children while making it a fun and enjoyable dayrdquo said Mr Coutts
To date McHappy Day has raised over $31 million for RMHC All funds raised go directly to RMHC to support programs such as the Ronald McDonald House Ronald McDonald Family Rooms and the Ronald McDonald Care Mobile The 14 Houses across Australia have provided more than 89000 families with a home-away-from-home while their child underwent treatment for serious illness at a nearby hospital
While McHappy Day is now over RMHC needs ongoing support so that it can continue helping families with seriously ill children To fi nd out more or to donate visit wwwrmhcorgau
6 November 2014 wwwemuleonaygazettecomau
Apple and Blueberry TartsCapable Cooks bull Time 1 Hour bull Serves 4
Quick San Choy BowSuper Easy bull Time 25 min bull Makes 10
Ingredients bull 250g Granita Biscuitsbull 125g Butter Melted Cooledbull 34 Cup Sour Creambull 1 EggMethod1 Place biscuits into a food processor and process to fi ne crumbs Transfer to a bowl Add butter and stir until well combined2 Spoon mixture (reserving 2 tablespoons for topping) into 4 fl uted 11cm x 2cm-deep loose-bottom tart pans Press crumb mixture into base and sides of pans Place in fridge for 20 minutes3 Place sour cream egg and icing sugar into a small bowl Whisk until well combined Spoon into prepared pans4 Cut apple into quarters remove core and slice thinly Arrange apple slices and blueberries over custard mixture Sprinkle with reserved crumb mixture Bake for 25 to 30 minutes or until custard is set Serve warm
bull 2 Tbsp Icing Sugarbull 1 Golden Delicious Applebull 13 Cup Frozen Blueberries
bull 220g Can Bamboo Shoots Drained Finely Choppedbull 220g Can Water Chestnuts Drained Finely Choppedbull 12 Cup (30g) Fried Noodlesbull 10 Small Iceberg Lettuce Leaves Washed Dried Trimmedbull 1 Tbsp Sesame Seedsbull 2 Tbsp Crushed Peanuts
Method1 Combine sesame oil soy and oyster sauce in small jug or bowl2 Heat a wok over high heat until hot Add peanut oil then chicken Stir-fry for 3-4 minutes breaking up mince until the mince is just cooked through3 Reserve 13 of the shallots for garnish Add remaining shallots ginger garlic mushrooms shoots and chestnuts to mince Stir-fry for 2 minutes4 Add combined sesame oil sauce stirring until heated through and sauce thickens slightly Stir through noodles5 Divide mince mixture evenly among lettuce cups Top with sesame seeds nuts and reserved shallotshttpwwwtastecomaurecipes38088quick+san+choy+bowref=zonefast-and-fresh
The Perfect Christmas PuddingUse only quality local fruit and pre-soak for at least a week in Brandy or Rum This will help to deliver rich fl avour and remove sharpness of some of the citrus fruits used
The calico cloth used to dress the pudding needs to be large enough to be able to tie tightly together you can always trim it after the pudding has been tied and about to go into the pot Donrsquot be shy with the tie
To prevent this beautiful mixture from sticking to the calico soak the cloth overnight and ensure the cloth is wet with a generous coating of fl our before fi lling it
To avoid mould from growing once the pudding is prepared hang in a low-humidity cool-dry area The fl avours will mature and form a rich fl avoursome pudding for the whole family to enjoy
A pudding is more than a decadent dessert- itrsquos a sweet time when the family comes together tells stories and enjoys a sugar high The pud is to be made with love care and time
1
2
3
4
5
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
4 November 2014 wwwemuleonaygazettecomau
Rev Roger Cunningham P 4735 1001 E officeemuplainsanglicanasnau W wwwemuplainsanglicanasnau
Service Times Sundays 800am 930am and 630pm Plus activities for adults and young people throughout the week
Does our Work Have MeaningIs work a joy for you or a chore Do you enjoy doing it or is it
what you earn from it that lights your fi re Work is part of all our lives whether wersquore paid for it or we do it voluntarily Actually the Bible reveals that God gave us work as part of who He made us Itrsquos a good thing as anyone whose been out of work would probably agree It not only allows us to earn our income to pay for what we need (and what we want) it allows us to refl ect the character of God
You see the Bible tells us God is a worker Not only did He make the world but he keeps it running in every way And as Hersquos a worker so wersquore given the privilege to be like Him In fact as He works He could aff ord to be self centred (He is God after all) but instead He chooses to be other person centred He serves us through His work
So too our work is both good for us and allows us to serve others The plumber The carer The teacher The manager The parent And so when we work we refl ect the character of God Of course frustration in work is a problem And that problem points to the greater problem of where we stand with God But Jesus work of coming dying and rising means that even that problem can be overcome Godrsquos work give us hope
So work on - your work has meaningRev Roger Cunningham
FAITH - EMU PLAINS ANGLICAN
For Prompt Professional amp Friendly Service call JamesrsquoLocally Owned amp Operated
Interior House CareMobile Car CleaningLawn amp Garden CareMobile Pet Grooming and
Some toys wonrsquot come with batteries so make sure yoursquove got some on standby AA and AAA are the most commonly used in toys and gadgets but check the box when buying
ldquoFor patients with extra needs there is clearly a need to deliver these specialised services and ensure the right resources are available to support them
ldquoIrsquom incredibly pleased to see our local ambulance service has been enhanced Our local paramedics provide both life-changing and life-saving care and this enhancement will allow them to get on with their jobs safelyrdquo
Health Minister Jillian Skinner launched the new vehicles this week
ldquoThese vehicles are an important investment as they deliver benefi ts for both patients and paramedicsrdquo Mrs Skinner said
ldquoI have the utmost respect and admiration for the statersquos paramedics and believe they should have the best resources available to carry out their life-saving workrdquo
Penrith Welcomes New Flexi Ambulance continued from Pg1
McHappy Day 2014 Breaks Fundraising RecordAustralians have dug deep this McHappy Day donating a record-breaking $32
million over the weekend to help Ronald McDonald House Charities (RMHC) support seriously ill children and their families
To put this into perspective this yearrsquos fundraising total equates to over 24600 nightsrsquo accommodation in a Ronald McDonald House for families with seriously ill children
While fi nal fi gures are still being tallied in NSW and the ACT in excess of over $1 million has been raised
A number of celebrities and well-known personalities including Australian actor Ryan Kwanten got behind the event by visiting McDonaldrsquos restaurants across the country to help raise funds for the charity on the day
Community groups also played a big role with Scouts groups police and numerous local businesses giving up time to help collect donations or provide gifts to be raffl ed on the day
ldquoItrsquos a fantastic result for Ronald McDonald House Charities ndash Australians have truly shown us their support and contributed valuable funds which will allow us to expand our programs so we can help even more families in needrdquo said Malcolm Coutts OAM CEO Ronald McDonald House Charities
ldquoI want to acknowledge the eff orts of everyone who has been involved with McHappy Day and thank the volunteers who have been behind McHappy Day every year helping raise funds for families with seriously ill children while making it a fun and enjoyable dayrdquo said Mr Coutts
To date McHappy Day has raised over $31 million for RMHC All funds raised go directly to RMHC to support programs such as the Ronald McDonald House Ronald McDonald Family Rooms and the Ronald McDonald Care Mobile The 14 Houses across Australia have provided more than 89000 families with a home-away-from-home while their child underwent treatment for serious illness at a nearby hospital
While McHappy Day is now over RMHC needs ongoing support so that it can continue helping families with seriously ill children To fi nd out more or to donate visit wwwrmhcorgau
6 November 2014 wwwemuleonaygazettecomau
Apple and Blueberry TartsCapable Cooks bull Time 1 Hour bull Serves 4
Quick San Choy BowSuper Easy bull Time 25 min bull Makes 10
Ingredients bull 250g Granita Biscuitsbull 125g Butter Melted Cooledbull 34 Cup Sour Creambull 1 EggMethod1 Place biscuits into a food processor and process to fi ne crumbs Transfer to a bowl Add butter and stir until well combined2 Spoon mixture (reserving 2 tablespoons for topping) into 4 fl uted 11cm x 2cm-deep loose-bottom tart pans Press crumb mixture into base and sides of pans Place in fridge for 20 minutes3 Place sour cream egg and icing sugar into a small bowl Whisk until well combined Spoon into prepared pans4 Cut apple into quarters remove core and slice thinly Arrange apple slices and blueberries over custard mixture Sprinkle with reserved crumb mixture Bake for 25 to 30 minutes or until custard is set Serve warm
bull 2 Tbsp Icing Sugarbull 1 Golden Delicious Applebull 13 Cup Frozen Blueberries
bull 220g Can Bamboo Shoots Drained Finely Choppedbull 220g Can Water Chestnuts Drained Finely Choppedbull 12 Cup (30g) Fried Noodlesbull 10 Small Iceberg Lettuce Leaves Washed Dried Trimmedbull 1 Tbsp Sesame Seedsbull 2 Tbsp Crushed Peanuts
Method1 Combine sesame oil soy and oyster sauce in small jug or bowl2 Heat a wok over high heat until hot Add peanut oil then chicken Stir-fry for 3-4 minutes breaking up mince until the mince is just cooked through3 Reserve 13 of the shallots for garnish Add remaining shallots ginger garlic mushrooms shoots and chestnuts to mince Stir-fry for 2 minutes4 Add combined sesame oil sauce stirring until heated through and sauce thickens slightly Stir through noodles5 Divide mince mixture evenly among lettuce cups Top with sesame seeds nuts and reserved shallotshttpwwwtastecomaurecipes38088quick+san+choy+bowref=zonefast-and-fresh
The Perfect Christmas PuddingUse only quality local fruit and pre-soak for at least a week in Brandy or Rum This will help to deliver rich fl avour and remove sharpness of some of the citrus fruits used
The calico cloth used to dress the pudding needs to be large enough to be able to tie tightly together you can always trim it after the pudding has been tied and about to go into the pot Donrsquot be shy with the tie
To prevent this beautiful mixture from sticking to the calico soak the cloth overnight and ensure the cloth is wet with a generous coating of fl our before fi lling it
To avoid mould from growing once the pudding is prepared hang in a low-humidity cool-dry area The fl avours will mature and form a rich fl avoursome pudding for the whole family to enjoy
A pudding is more than a decadent dessert- itrsquos a sweet time when the family comes together tells stories and enjoys a sugar high The pud is to be made with love care and time
1
2
3
4
5
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
Some toys wonrsquot come with batteries so make sure yoursquove got some on standby AA and AAA are the most commonly used in toys and gadgets but check the box when buying
ldquoFor patients with extra needs there is clearly a need to deliver these specialised services and ensure the right resources are available to support them
ldquoIrsquom incredibly pleased to see our local ambulance service has been enhanced Our local paramedics provide both life-changing and life-saving care and this enhancement will allow them to get on with their jobs safelyrdquo
Health Minister Jillian Skinner launched the new vehicles this week
ldquoThese vehicles are an important investment as they deliver benefi ts for both patients and paramedicsrdquo Mrs Skinner said
ldquoI have the utmost respect and admiration for the statersquos paramedics and believe they should have the best resources available to carry out their life-saving workrdquo
Penrith Welcomes New Flexi Ambulance continued from Pg1
McHappy Day 2014 Breaks Fundraising RecordAustralians have dug deep this McHappy Day donating a record-breaking $32
million over the weekend to help Ronald McDonald House Charities (RMHC) support seriously ill children and their families
To put this into perspective this yearrsquos fundraising total equates to over 24600 nightsrsquo accommodation in a Ronald McDonald House for families with seriously ill children
While fi nal fi gures are still being tallied in NSW and the ACT in excess of over $1 million has been raised
A number of celebrities and well-known personalities including Australian actor Ryan Kwanten got behind the event by visiting McDonaldrsquos restaurants across the country to help raise funds for the charity on the day
Community groups also played a big role with Scouts groups police and numerous local businesses giving up time to help collect donations or provide gifts to be raffl ed on the day
ldquoItrsquos a fantastic result for Ronald McDonald House Charities ndash Australians have truly shown us their support and contributed valuable funds which will allow us to expand our programs so we can help even more families in needrdquo said Malcolm Coutts OAM CEO Ronald McDonald House Charities
ldquoI want to acknowledge the eff orts of everyone who has been involved with McHappy Day and thank the volunteers who have been behind McHappy Day every year helping raise funds for families with seriously ill children while making it a fun and enjoyable dayrdquo said Mr Coutts
To date McHappy Day has raised over $31 million for RMHC All funds raised go directly to RMHC to support programs such as the Ronald McDonald House Ronald McDonald Family Rooms and the Ronald McDonald Care Mobile The 14 Houses across Australia have provided more than 89000 families with a home-away-from-home while their child underwent treatment for serious illness at a nearby hospital
While McHappy Day is now over RMHC needs ongoing support so that it can continue helping families with seriously ill children To fi nd out more or to donate visit wwwrmhcorgau
6 November 2014 wwwemuleonaygazettecomau
Apple and Blueberry TartsCapable Cooks bull Time 1 Hour bull Serves 4
Quick San Choy BowSuper Easy bull Time 25 min bull Makes 10
Ingredients bull 250g Granita Biscuitsbull 125g Butter Melted Cooledbull 34 Cup Sour Creambull 1 EggMethod1 Place biscuits into a food processor and process to fi ne crumbs Transfer to a bowl Add butter and stir until well combined2 Spoon mixture (reserving 2 tablespoons for topping) into 4 fl uted 11cm x 2cm-deep loose-bottom tart pans Press crumb mixture into base and sides of pans Place in fridge for 20 minutes3 Place sour cream egg and icing sugar into a small bowl Whisk until well combined Spoon into prepared pans4 Cut apple into quarters remove core and slice thinly Arrange apple slices and blueberries over custard mixture Sprinkle with reserved crumb mixture Bake for 25 to 30 minutes or until custard is set Serve warm
bull 2 Tbsp Icing Sugarbull 1 Golden Delicious Applebull 13 Cup Frozen Blueberries
bull 220g Can Bamboo Shoots Drained Finely Choppedbull 220g Can Water Chestnuts Drained Finely Choppedbull 12 Cup (30g) Fried Noodlesbull 10 Small Iceberg Lettuce Leaves Washed Dried Trimmedbull 1 Tbsp Sesame Seedsbull 2 Tbsp Crushed Peanuts
Method1 Combine sesame oil soy and oyster sauce in small jug or bowl2 Heat a wok over high heat until hot Add peanut oil then chicken Stir-fry for 3-4 minutes breaking up mince until the mince is just cooked through3 Reserve 13 of the shallots for garnish Add remaining shallots ginger garlic mushrooms shoots and chestnuts to mince Stir-fry for 2 minutes4 Add combined sesame oil sauce stirring until heated through and sauce thickens slightly Stir through noodles5 Divide mince mixture evenly among lettuce cups Top with sesame seeds nuts and reserved shallotshttpwwwtastecomaurecipes38088quick+san+choy+bowref=zonefast-and-fresh
The Perfect Christmas PuddingUse only quality local fruit and pre-soak for at least a week in Brandy or Rum This will help to deliver rich fl avour and remove sharpness of some of the citrus fruits used
The calico cloth used to dress the pudding needs to be large enough to be able to tie tightly together you can always trim it after the pudding has been tied and about to go into the pot Donrsquot be shy with the tie
To prevent this beautiful mixture from sticking to the calico soak the cloth overnight and ensure the cloth is wet with a generous coating of fl our before fi lling it
To avoid mould from growing once the pudding is prepared hang in a low-humidity cool-dry area The fl avours will mature and form a rich fl avoursome pudding for the whole family to enjoy
A pudding is more than a decadent dessert- itrsquos a sweet time when the family comes together tells stories and enjoys a sugar high The pud is to be made with love care and time
1
2
3
4
5
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
6 November 2014 wwwemuleonaygazettecomau
Apple and Blueberry TartsCapable Cooks bull Time 1 Hour bull Serves 4
Quick San Choy BowSuper Easy bull Time 25 min bull Makes 10
Ingredients bull 250g Granita Biscuitsbull 125g Butter Melted Cooledbull 34 Cup Sour Creambull 1 EggMethod1 Place biscuits into a food processor and process to fi ne crumbs Transfer to a bowl Add butter and stir until well combined2 Spoon mixture (reserving 2 tablespoons for topping) into 4 fl uted 11cm x 2cm-deep loose-bottom tart pans Press crumb mixture into base and sides of pans Place in fridge for 20 minutes3 Place sour cream egg and icing sugar into a small bowl Whisk until well combined Spoon into prepared pans4 Cut apple into quarters remove core and slice thinly Arrange apple slices and blueberries over custard mixture Sprinkle with reserved crumb mixture Bake for 25 to 30 minutes or until custard is set Serve warm
bull 2 Tbsp Icing Sugarbull 1 Golden Delicious Applebull 13 Cup Frozen Blueberries
bull 220g Can Bamboo Shoots Drained Finely Choppedbull 220g Can Water Chestnuts Drained Finely Choppedbull 12 Cup (30g) Fried Noodlesbull 10 Small Iceberg Lettuce Leaves Washed Dried Trimmedbull 1 Tbsp Sesame Seedsbull 2 Tbsp Crushed Peanuts
Method1 Combine sesame oil soy and oyster sauce in small jug or bowl2 Heat a wok over high heat until hot Add peanut oil then chicken Stir-fry for 3-4 minutes breaking up mince until the mince is just cooked through3 Reserve 13 of the shallots for garnish Add remaining shallots ginger garlic mushrooms shoots and chestnuts to mince Stir-fry for 2 minutes4 Add combined sesame oil sauce stirring until heated through and sauce thickens slightly Stir through noodles5 Divide mince mixture evenly among lettuce cups Top with sesame seeds nuts and reserved shallotshttpwwwtastecomaurecipes38088quick+san+choy+bowref=zonefast-and-fresh
The Perfect Christmas PuddingUse only quality local fruit and pre-soak for at least a week in Brandy or Rum This will help to deliver rich fl avour and remove sharpness of some of the citrus fruits used
The calico cloth used to dress the pudding needs to be large enough to be able to tie tightly together you can always trim it after the pudding has been tied and about to go into the pot Donrsquot be shy with the tie
To prevent this beautiful mixture from sticking to the calico soak the cloth overnight and ensure the cloth is wet with a generous coating of fl our before fi lling it
To avoid mould from growing once the pudding is prepared hang in a low-humidity cool-dry area The fl avours will mature and form a rich fl avoursome pudding for the whole family to enjoy
A pudding is more than a decadent dessert- itrsquos a sweet time when the family comes together tells stories and enjoys a sugar high The pud is to be made with love care and time
1
2
3
4
5
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
wwwemuleonaygazettecomau November 2014 7
Small Group Tutoring Now in Emu Plains
Uniting Church Hall Near Lennox Shopping Centre
Enrolling now for Term 4
Complete an enquiry form at wwwtutoringallagescomau
Like us on facebook or call 0451071529
World COPD DayOne in seven Australians 40 years or
older has COPD and half of those who have progressed to a stage where they are experiencing symptoms will not know that they have it12 November 19 is World COPD Day and Lung Foundation Australia is raising
awareness of the prevalence and impact of COPDCOPD is a leading cause of death in AustraliaCOPD is a lung disease that includes chronic bronchitis
emphysema and chronic asthma that isnrsquot fully reversible It is important to recognise the risk factors and symptoms of
COPD so that you can get an early diagnosisThe main risk factors in Australia arebull Current or past history of smokingbull Occupational exposure to dust gas or fumes
There are also some genetic causes of COPD Typical symptoms include breathlessness a cough that wonrsquot go away and phlegm production
Finding COPD early gives the best chance to slow down lung deterioration and start managing your symptoms
Lung Foundation Australia encourages people 35 years or older who have a history of smoking or had occupational exposure to dust gas andor fumes to have a lung health check
COPD is largely preventable and treatable While there is no
cure for COPD there is strong medical evidence to show that early diagnosis combined with self-management strategies including Pulmonary Rehabilitation at the early stages of the disease can reduce the burden of COPDPulmonary rehabilitation is a special program of exercise and education that helps youbull Breathe easierbull Improve your quality of lifebull Resume activities that you had given upbull Stay out of hospitalbull Reduces fatigue anxiety and depression bull Improves exercise capacity
Check in with your lungs visit wwwlungfoundationcomau or speak with your health professional about a lung health check Phone 1800 654 301 for more information Or your local Lung Support Group on 024735 1542 or 0247 338926References1 Toelle B Xuan W Bird T Abramson M Atkinson D Burton D James A Jenkins C Johns D Maguire G Musk A Walters E Wood-Baker R Hunter M Graham B Southwell P Vollmer W Buist A Marks G Respiratory symptoms and illness in older Australians the Burden of Obstructive Lung Disease (BOLD) study Medical Journal of Australia 2013198(3)144-82 Xuan W Toelle B Bird T Abramson M Graham B James A Johns D Maguire G Wood-Baker R Marks G Prevalence of respiratory symptoms illnesses and spirometric diagnoses in the Australian BOLD study Respirology 2011 1651 Based on ABS census data ndash Cdata Online 2006 Census Australian population over 403 Australian Institute of Health and Welfare Australiarsquos health 2014 Australian Government Available fromlthttpwwwaihwgovaupublication-detailid=60129547205gt
School DatesPublic SchoolsLast Day - Wednesday December 17Back to School - Tuesday January 27Private SchoolsLast Day - Friday December 19Back to School - Wednesday January 28
Intended as a general guide only
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
8 November 2014 wwwemuleonaygazettecomau
8 Tabor Street Glenbrook NSW 2773
Ph 47391008Fax 47391109
bull Catering for 2-6 year old childrenbull Situated in quiet and safe streetbull Preschool and School Readiness
specialty programbull Qualified Early Childhood Staffbull Operational hours 8am till 4pmbull Large outdoor play area with new
play equipment
Preschool
PARENTS CORNERArticle by Narelle Smith (Family Worker) NepeanStudent-Wellbeing Worker ndash Mulgoa Public School Nepean Community amp Neighbourhood ServicesPh 0409 986 121 Centre 4721 8520Blog httphandsheartsmindswordpresscomLast month I off ered some strategies for calming young
children when their emotions are getting overwhelming for them This month itrsquos all about the older children those over 6 years of age
Some parents get scared of their childrenrsquos strong emotions They try to dampen them down or they dismiss them encourage or bribe the child into feeling something else jolly them up redirect them or even rescue them Have a think about which emotions your parents didnrsquot cope with well when you were a kid growing up ndash anger sadness curiosity fear joy shame (humiliation)
When refl ecting on this with parents they have said to me ldquomy parents didnrsquot cope with any of the so-called lsquonegative feelingsrsquo if I got sad scared or angry they would tell me to go to my room and come out when I was happyrdquo Now these parents fi nd that they have diffi culties in helping their own children process the same feelings because they have never been shown how They also have diffi culties accepting that these feelings are OK within themselves and this leads to shame and self-loathing which then leads to all sorts of dysfunctional ways of coping such as emotional eating retail therapy drinking smoking depression or anxiety
All feelings are OK (yes even anger) Feelings are a normal part of being human Itrsquos what we do with our feelings that counts
In my work with children I always encourage them to locate the particular feeling in their body This is based on neuroscience (which I donrsquot have enough space here to go into in detail) If a child can become adept at picking up cues from their body that they are getting overwhelmed they can calm themselves quicker Itrsquos like an early warning system Support the child to locate where he feels the anger in his body The answers I have heard from kids range from the feet (to run) the fi sts (to get ready to fi ght) the heart the tummy and the head Itrsquos the same process for adults and many of the parents I have worked with say they feel it in their chest
Here are the steps to calming down for older childrenhellip1 Ask yourself ldquoHow does my body feelrdquo2 Try to calm down by- taking three deep breaths (inhale through the nose breathe
deep down into the belly and exhale through the nose)- counting backwards slowly- think calming thoughts- talk yourself through it (examples ndash I can do it I can get
through this calming down will make me feel and think better)Some of the children I have worked with say they got so angry
at times that they had to use all of the above strategies Some said they had to count down from 100 Some said they went to their lsquohappy placersquo to think calming thoughts Some said that three deep breaths was just not enough I encourage the child to think about the incident later and ask herself ndash why was I angry what did I do what did and didnrsquot work what could I have done diff erently I also encourage the child to praise herself for the things she did well
When kids have big emotions parents try to reason with them or lecture them They ask them why they are like that what happened they tell them to calm down without guiding them through the calming down process Neuroscience is showing us that when humans are in a heightened state emotionally the logical and rational part of the brain shuts down There is no point trying to reason with a child in the height of an emotion itrsquos like trying to read Shakespeare to a dog ndash it doesnrsquot make any sense They need to calm down fi rst
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
bull Returning to the wall if they should fall in bull Climbing out from a pool ledgebull Swimming up to fi ve metres bull Kicking with a kick board
bull Using basic arm stroke movements and bull Possessing a general understanding of water safety rules like ndash lsquonever to go swimming without an adultrsquo
To ensure your child gains the best swim school experience possible parents should consider the visual stimulus in and around the swim centre staff approachability and connection with the children and the applied swim program
No matter whether itrsquos fresh salt or chlorinated water each aquatic option presents a potential risk to a familyrsquos wellbeing if basic swimming skills and water safety practices arenrsquot taken seriously
ldquoLearning and knowing how to swim is the most wonderful gift any parent can off er their child Not only can these skills help save lives it can holistically assist children with their overall developmentrdquo said Keryn Daley from Dive In Swim Academy in Penrith
However accidental childhood drowning claims the greatest number of young lives than any other tragedy
Between 1 July 2013 and 30 June 2014 20 children between the ages of zero and four years drowned in Australia 70 per cent of these drowning deaths occurred in pools
Leading learn-to-swim authority Swim Australia suggest children as young as four months can start swimming lessons enough time to allow a medical history to develop the infantrsquos immune system to strengthen and bonding to occur with the primary caretaker
ldquoAfter four months lessons in a gentle and developmentally appropriate program can and should be started right awayrdquo said Swim Australia CEO Ross Gage
By three years of age children who have kept up their swimming lessons from a young age should be able to perform certain life saving skills such as
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
10 November 2014 wwwemuleonaygazettecomau
Article by Rhonda RolfeHarmonising HealthPh 0430 047 421 E rhondaharmonisinghealthcomauW wwwharmonisinghealthcomau
HEALTH MATTERS
Pain - You Donrsquot Have To Suff erPain is not pleasant It can have many causes
It can interfere with a personrsquos quality of life and general functioning It is naturesrsquo way of letting you know something is wrong
SCENAR Therapy is an alternative therapy which is being used by many well-known
individual sporting personalities as well as sporting teams It is an advanced form of electro-neurostimulation eff ective in treating acute and chronic pain The SCENAR device is a small hand-held transdermal electro-neurostimulation device that delivers non-invasive therapeutic electro-stimulation via the skin and involves a highly variable signal with little discomfort What makes SCENAR therapy diff erent
The SCENAR device when in contact with the skin shows the therapist exactly where the body has the greatest capacity to receive the stimulation The digital readout of the device tells the therapist the optimal area to focus therapy to give the greatest pain reliefIf you havebull Pain where nothing else has workedbull Nerve numbness pain or burning that is not relieved by injections or medicationsbull Long term problems from injuries bull Recent injuries or trauma to the body of any kind SCENAR Therapy can help
So if you are experiencing pain particularly if it is aff ecting your quality of life you owe it to yourself and your family to get some help You donrsquot just have to grin and bear it
SCENAR therapy is emerging as one of the most powerful healing tools in the fi eld of complementary medicine For further information go to httpscenarorgau or httpwwwharmonisinghealthcomautherapiesscenar
St Columbas Fire
More than 25 fi refi ghters fought a blaze at St Columbas Catholic College in Springwood that broke out last month Crews found several classrooms well alight towards the back of the school which is surrounded by thick bush-land
Police believe the fi re was deliberately lit ldquoIt was totally engulfed in fi rerdquo said Superintendent Tom Cooper from Fire and Rescue NSW Flames were leaping into the air they had a building that was about 80 metres by 40 metres and three quarters of it was in fl amesrdquo
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
wwwemuleonaygazettecomau November 2014 11
Phone 4722 5556 wwwpenrithcbdcorpcomau
ChristmasMarkets
28th Nov 5th 12th 19th Dec | 5pm - 10pm | Pop Up Park
Bring your
camera to
take a
photo
with Santa
FOOD amp MUSIC
KIDS
ACTIVITIES
SPORT
Discus Upgrades for Emu Plains Little Athletics Club CompleteStuart Ayres MP Member for Penrith met
with Mr Ken Forti President of Emu Plains Little Athletics Club (EPLAC) to view their discus upgrades following the announcement earlier this year on their successful application for funding through the NSW Governmentrsquos Community Building Partnership Program
ldquoEmu Plains Little Athletics Club received a grant of $5000 under the 2013 Community Building Partnership Programrdquo said Stuart Ayres
Mr Forti said the EPLAC was delighted to receive the funds and the upgraded discus nets have already been put to good use
This year membership at EPLAC has reached 430 making it one of the largest athletics clubs in the area The club encourages all their athletes to do their very best to have fun and get fit in a safe and friendly environment and to ldquostrive with honorrdquo
Stuart Ayres said it was my privilege to have recommended this project for funding and itrsquos great to see the benefits it provides for our community
ldquoOur club is very appreciative of this grant which was organised by Stuart and we thank him for his continued support of our clubrdquo added Mr Forti
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
12 November 2014 wwwemuleonaygazettecomau
COUNSELLING CORNERWith Cait Wotherspoon at Indigo Counselling amp Psychotherapy
wwwindigotherapiescomauP 0434 865 429 E caitindigotherapiescomau
Do You Feel the LoveI was just thinking this morning how lucky I
am to have such wonderful people around me I have friends and family who are there when I need them There are also strangers that give me their smile when Irsquom feeling down and really need it I have amazing experiences in the world that 10 years ago I would never have thought possible
I pondered about how our community has changed Some people are very lonely and we live in a city where thousands of people are living close by I met up with a friend for coffee (shersquos a pharmacist) and Mary (not her real name) was telling me about how she is sometimes the only social contact that some people have They often canrsquot get an appointment to see their doctor for three weeks so she is known in the town as one of the old fashioned pharmacists who will talk about their medication and be a shoulder to cry on when needed This got me wondering about those many lives shersquos touched who would otherwise be lonely and feel that they donrsquot count
Social isolation and feeling lonely can have a significant impact on your mental health This can lead to having a negative effect of low self-esteem sleep problems and feeling more stressed Sometimes feeling lonely and disconnected from society can be overwhelming and lead to suicidal thoughts
We are social beings and need others around us to feel like we matter Going out laughing and having fun is essential to good mental health
Cait Wotherspoon is a registered nurse qualified teacher and a practicing counsellor and psychotherapist Caitrsquos passion is to help people who have suffered loss Using her training Cait seeks to empower her clients to breakthrough and rediscover the joys a full and rewarding life offers
Cait offers grief loss and bereavement counselling for adults adolescents children and families in the Penrith CBD
Pop over to Caitrsquos website wwwindigotherapiescomau
How do we defi ne wellness It is much more than the absence of disease
Wellness is having energy to burn a strong immune system resilience emotional and mental stability clarity of mind great looking skin healthy BMIbody weight and resistance to chronic disease states such as diabetes auto-immunity arthritis dementia cancer etc
Wellness means we donrsquot have to rely on a cocktail of pharmaceutical medications to be able to function to be without pain and inflammation
Wellness ensures we are inspired to move our bodies to dance to exercise and to participate in all life has to offer
How do we attain this state of equilibrium Learning how to safeguard our precious health Making
right choices at the supermarket mindful eating practicing moderation when consuming foods and drinks that are not healthy Learning to appreciate fresh whole natural real foods Not desensitising our tastebuds with artificial flavours salt MSG and sugar
We can become well with the right advice and input Sometimes certain conditions are greatly benefited by targeted therapeutic nutritional supplements and incremental dietary and lifestyle changes which make a world of difference
I would love to help you discover a healthier you Wellness is possible and totally achievable
I welcome your enquiries You can contact me on 0414 944 112 or email naturopathmichellebeechcomau
Michelle Beech ND Naturopath
48 Lucasville Road Glenbrook
t [02] 4739 9947 or m 0414 944 112 e naturopathmichellebeechcomau
wwwmichellebeechcomau
Most health funds covered HICAPS available
Fast Reliable Printing
bull Business Sta onerybull Le er Press Prin ngbull Flyers
Pre Christmas Tips amp HintsBeating the Christmas Bulgebull Whether it is a Christmas lunch
dinner or buffet at the offi ce it helps to use a smaller plate and sample all the available dishes in smaller portions This way you can enjoy everything without overindulging and heading home suffering from indigestion
bull Go heavy on the fruit vegetables and grain where available as these food substances give you better control of your weight
bull Go easy on desserts Remember that eating right will leave you feeling good the next day
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
Sydney Dog Lovers ShowThe Dog Lovers Show is coming to Sydney
Dates Friday 7th Saturday 8th and Sunday 9th November 2014 Time 10am-5pmLocation Royal Hall of Industries and the Hordern Pavilion Moore Park SydneyWebsite dogloversshowcomau
Camille will be attending the Dog Lovers Show as a special guest of Rose-Hip Vital Camille will be answering questions from the public at the Rose-Hip Vital stall
Rose-Hip Vitalreg Canine is a unique and patented high impact 100 plant-based joint supplement and immune system support Made from 100 patented Rosehip powder and backed by more than 30 scientifi c studies including 8 clinical trials itrsquos a clinically proven powerful antioxidant rich source of natural Vitamin C The fi rst natural product registered by the APVMA since the introduction of new guidelines in 2009 Check out Camillersquos testimonial on Rose-Hip Vital on our website page wwworchardhillsvetcomau on the Pet Care Links
Our Dogs are not just pets theyrsquore family Dogs are loved by everyone from celebrities to world leaders They save lives provide assistance deter burglars work the land star in movies and are an integral part of everyday life
From providing simple companionship stress relief curing loneliness and as a means of social interaction it is widely accepted that dogs provide us with extensive benefi ts on a personal family and community level
Itrsquos the perfect day out for all dog loverrsquos you will leave with a smile on your face and gain a greater respect and understanding for the pooch in your life
With over 180 exhibitors and amazing dog shows featuring speed scent agility soccer and high jump demonstrations there will be plenty to see and do Donrsquot miss out on seeing the Dock Dogs
Celebrity veterinarianrsquos will be providing educational talks and interactive demonstrations including Dr Katrina Warren and The Wonderdogs Dr Josie Gollan Dr Tony Knight Trisha McCagh and Emily Myatt Farmer Dave will be the emcee in the Rose-Hip Vital
arenaWith a wide array of useful tips advice
and guidance on topics that really matter to dog owners and lovers yoursquoll leave the show with the reliable information you need for a healthier happier dog
Please feel free to pop in anytime and meet the team at Orchard Hills Veterinary Hospital Call 4736 2027 to make an appointment Check us out on Facebook and online at wwworchardhillsvetcomau
Orchard Hills Veterinary Hospital
Camille Brandt BVSc(Hons 1) MVS(SAP) Erin Short BVSc(Hons 1)
Services provided include
For Appointments call
4736 2027
Consulting Hours
Check out our website for more information
377 Wentworth Road Orchard Hills ndash 4736 2027
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
TALK TO USTHINKING OF SELLING LOOKING FOR RESULTSFor a LIFESTYLE you can invest in call us today
PENRITH 4722 5000GLENMORE PARK 4733 6999
EMU PLAINS 4735 8888GLENBROOK 4739 1111
SPRINGWOOD 4751 8888BLAXLAND 4739 8800
CRANEBROOK 4730 1122LENNOX 4735 2121
14 November 2014 wwwemuleonaygazettecomau
Every ThursdayLITTLE REBELS Playgroup930 - 1130amEmu Heights Community CentreWedmore Road Emu HeightsHave fun with the kids amp meet other mums Ph Maggie 0417 546 588
Every TuesdayMIGHTY MIGHTS Playgroup
10am - 12pmEmu Heights Community Centre
Ph Bronwyn 0413 269 930
Every WednesdayNEPEAN GIGGLES Playgroup930 - 1130amMeet other mums amp preschoolers
Emu Heights Community Centre
Ph Sandra Pitich 0403 326 017
Every TuesdayCOTTAGE PLAYGROUP930 - 1130amInformal fun for parentscarers amp
children Our Lady of the Way School
Emu Plains Ph Michelle 4727 6662 or
0431 614 487
Glenbrook ToastmastersMeet at the Blaxland LibraryShort St Blaxland730pm 2nd amp 4th Wednesdayof the monthEnquiries Peter - 0408 692 770
Wednesday November 12 Arthritis NSW (2nd Wednesday of each month)Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Every Saturday830 - 930amTai Chi Pamela Pde Leonay in the park Free For all ages Enquires Christie - 0431 149 131
Monday November 17(3rd Monday of each month)Nepean Evening VIEW Club are holding their Dinner Meeting at Panthers Penrith arrive 700pm for 730pm meal - cost $25 (bookings essential) Women of VIEW support the Smith Familyrsquos Learning for Life project New members warmly welcomed Details and bookings to Joyce Leavett-Brown on 4731 2851
Monday November 17The next meeting of the Nepean Blue Mountains Prostate Cancer Support Group will be held at 630pm in Lecture Room 1 Learning amp Development Unit now located in the SWAHS 2 building Nepean Public Hospital Tonight we have as our guest speaker Assoc Professor Viet Do who will speak on new advances in radiological therapy and treatment for prostate cancer All meetings are available to males and their partners who are seeking information on this cancer and who live in the Blacktown Blue Mountains Hawkesbury and Penrith areas Come along and experience the caring and benefi ts off ered by our Support Group whose motto is YOU ARE NOT ALONE Enquiries Enquiries Visit our website wwwprostatesupportorgau or David Wilkinson President 1300 13 38 78
Saturday November 8 Mama Lanarsquos Fundarasing Garage SaleBric-a-brac Sausage Sizzle Jumping Castle Play Equipment Books CDs DVDs Kitchenware Decorator Items Wall Art Vases Garden Tools and more9am to 4pm Melrose Hall 169 Great Western Highway Emu PlainsLet us know what you are Donating garagesalemamalanasgmailcom
Sat amp Sun 6 - 7 December 2014The Nepean Potters Society is holding an exhibition at Glenbrook Community HallOpening hours are between 900 am and 500 pm on both days and entry is free People who attend the exhibition can expect to see a wide variety of unique pottery for sale which would make ideal Christmas gifts
COMMUNITY NOTICEBOARD
Monday amp Wednesday EveningsTarot Wonders now has 1hr meditation classes 630pm only $15 each 283 Great Western Highway Emu Plains For more info 0406 171 879tarotwondersyahoocomau tarotwonderscomau
Emu Plains Lions Club
Meet at Emu Plains Sport amp
Recreation Club 700pm 1st amp 3rd
Wednesday of the month
Enquiries 4735 5120
Nepean Menrsquos ShedBlue Mountains Woodcraft Centre 19 Calver Ave Mt Riverview 9 am - 1pm Every Monday 2nd amp 4th Saturday of the monthEnquiries Bob 4739 2767nepeanmshedgmailcom
FORTNIGHTLY EVENTS
UPCOMING EVENTS
Thursday November 13(2nd Thursday of each month)Red Cross Penrith Branch MeetingCWA Hall Tindale St PenrithCoff ee available from 930amFurther details - Diane 9623 9789
Saturday November 8(2nd Saturday of each month)Stamping and Friends who meet at the Uniting Church Hall Emerald Street Emu Plains between 1-4pm We are a group of ladies who get together to exchange ideas on making greeting cards and scrapbookingContact Cathy on 4721 3226
Friday November 28(4th Friday of the month)Senior Ladies Train Travellers930am Morning Tea Guest speakers Retired over 60 amp over Outings day train travel BYOEBak Pak Seniors concession rail ticket $250 Excerise walking and stairs unaidedunassistedSend self addressed envelope amp phone contact to Senior Ladies Train TravellersPO BOX South Penrith NSW 2750
Thursday November 20(3rd Thursday of each month)Solo Circle of FriendsFor single men amp women 55 yrs ampover who enjoy lunches dinnersoutings etc Come and join our friendly group To join send self addressed envelope to Secretary PO Box 7557South Penrith NSW 2750
Saturday November 15(3rd Saturday each month)Lower Blue Mountains Rotary ClubMonthly MarketsGlenbrook Infants School Ross Street GlenbrookRotarians helping their communities
Wednesday November 12(2nd Wednesday of each month)Lung Support Group10 - 12pm Kingswood Neighbourhood Centre 19 Bringelly Road Kingswood$3 to cover tea and coff ee Followed by Lungs in action exercise class run by a qualifi ed instructor 12 - 1pm - FREE Enquires JOHN 47351542 or GLORIA 47338926
ye
Heartmoves Gentle ExceriseEmu Plains Community Centre Monday 9 - 10 am Lawson Street Emu Plains Penrith Senior Citizens Centre 86 Station street Penrith Wednesday 830 - 930am Cost $500 per classFor further details please call instructor Deborah Miller 0409 991907
wwwemuleonaygazettecomau November 2014 15
ACCOUNTANT
BRAZEWELL TAX amp ADVISORYLocal amp friendly
Chartered Accountancy practice offering
0408 118 142
ACCOUNTANT ACCOUNTANT
In A StewOver TAXMultiple Overdue returnsLet us take care of
things for youInvestors Landlords Small Business
Family Companies amp TrustsSelf Managed Super Funds
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
Monthly Accounting amp Bookkeeping ServicesComputerised Accounting Set-up amp Support Services
BLAXLANDPenrith amp Blue Mountains
4739 3653Daytime amp Saturday Appointments
E-mail campbelghotkeynetau 52 Old Bathurst Rd Blaxland East
BUSINESS DIRECTORY
With Alex McKenzie - Future Financial Services Ph 0414 330 651 E infofuturefi nancialservicescomau
MONEY MATTERS
Superannuation and InsuranceWho would have thought that changing
one three letter word for another could make a diff erence to insurance cover within superannuation
But changing the defi nition of the types of insurance allowed to be held through
superannuation has had just such an outcome Thatrsquos because from 1 July 2014 the only new type of
insurance policies that can be held through a super fund are those that match up with a superannuation condition of release
As a result in order for total and permanent disability (TPD) insurance cover to be allowed inside super there is no longer a choice of lsquoownrsquo or lsquoanyrsquo occupation ndash essentially only lsquoanyrsquo occupation type policies will be permitted
Similarly new policies of trauma cover (also known as critical illness insurance) will no longer be allowed inside super
Both changes are based on the same premise ndash making sure you can access insurance payouts following an insured event
So nowadays while existing policies will be grandfathered the only new policy that a self-managed super fund can take out is one where the terms of that cover essentially match a condition of release This will in eff ect limit the available types of cover within super to life TPD (any occupation) and income protection What is Covered
TPD insurance provides cover if you suff er a long-term disability that stops you from working It may be as a result of events such as an accident cancer heart attack mental illness or stroke
lsquoAnyrsquo occupation cover means there will be no payout by the insurer unless you have totally lost the ability to work in any capacity
By comparison lsquoownrsquo occupation cover means the insurer pays out if you are unable to perform your existing occupation
For instance if you were a surgeon and lost your hand in an accident then clearly you could not continue working in this capacity As a result this would trigger an insurance payout under the lsquoownrsquo defi nition
But maybe you could practise as a general practitioner As a result under an lsquoanyrsquo occupation policy you would not receive a payout Conditions of Release
Even if an insurer agrees to pay your claim you may not receive the money if the policy was bought through your super fund Thatrsquos because your super fund will not necessarily be able to pass on the proceeds until you meet a condition of release
So for example to receive a superannuation payout on the grounds of disablement you must meet the permanent incapacity condition of release for lsquoanyrsquo occupation
If you already have an lsquoown occupationrsquo type policy in super you may not be able to access the money from your super fund under the permanent incapacity condition of release and as such yoursquod need to meet another condition of release like retiring or reaching the age of 65 to receive the proceeds of a payout
Because of this potential danger the rules have been changed for new policies taken out from 1 July 2014 Inside or Outside Super
For many these recent changes may be grounds for holding some TPD cover inside super with additional cover outside super to benefi t from the lsquoownrsquo occupation option
There are a number of advantages in holding insurance inside super You can have your fund pay the premiums from your pre-tax super contributions rather than your post-tax income or you could choose to have the premiums deducted from your super balance to help your cash fl ow
But there are also downsides as the table below shows For instance if a payout is made in your super fund and you are under 60 you may have to pay tax on your TPD benefi t
However if your benefi t qualifi es as a superannuation disability benefi t under the Tax Act then yoursquoll receive an increased tax-free component based on service foregone until retirement So the younger you are the higher your tax-free component
16 November 2014 wwwemuleonaygazettecomau
BATHROOMS
Service amp Repair Specialists
0407 319 525
4733 3110
wwwnepeanairnswcomau
Get Ready for Summer
FREE QUOTES 0400 710 530
INTERIOR HOUSE CARE Regular house cleaning Move OutMove In clean Oven Cleans Spring Cleans Office Cleaning Satisfaction Guarantee www1jamescomau
QUALITY IS MY
NUMBER 1
WEST RIVER CONSTRUCTIONS PL
FREE QUOTES 0439 322 498
peoscarpentryhotmailcom
BALLOONATICS
Helen amp Dianne Balloo
0408 667 916 0437 970 513
Hi-QualityHome Improvements
Call Shane for a FREE quote on 0422 316851 or 02 47742 610
Builders License No 159595C
- Deckings - Carports and awnings - Screen enclosures
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
bullNew Roofs ndash Re Roofs bull All Roof Repairs amp Restorations
bull Fully Licenced amp Insured Asbestos Removalists bull Metal Roofi ng
bull No Job Too Big or Small bull Proud Local Business bullOver 35yrs experience
in the Construction Industry bull Free Quote bull 247 call out service
Lic No 156398C 28122590961
PHONE DAVE or STEVE on0412263373 0418267663
OFFICE (02) 4773 9802
Lic 251075C
All aspects of plumbing maintenance local plumber leaking taps toilets hws broken pipes blocked drains camera tests pensioner discounts
For all your plumbing needs call
(m) 0404 478 487 (p) 4737 8302 (e)
PLUMBING
LOCAL PLUMBER24HRS 7 DAYS PER WEEK
Licence No 204972c
Call OutBlocked Drains from $49Taps Toilets Repaired Save $39Hot Water Gas + LPGLeak Detection Pipe LocationFree Plumbing InspectionFree Drain Camera with Every Jet BlastingPensioner DiscountsBack Flow TestingTMV testingSmall Job SpecialistCommercial industrial amp domestic plumbing100 Labour GuaranteeUp Front Pricing
