Enhancing Value Through Innovative
Solutions
WHAT PRODUCTS & SERVICES ARE TOP OF MIND FOR YOUR CLIENTS
TODAY?
Market Trends Driving Employer Health Care Strategy
DRIVERS OF CHANGE
• Large and growing health care costs• Heightened consumer expectations• Rise of employer coverage• Regulatory uncertainty
CHANGE IN REIMBURSEMENT MODELS
DRIVING CONSUMER ENGAGEMENT
DEMAND FOR INTEGRATION
RISE OF POINT SOLUTIONS
HEALTH & WEALTH CONVERGENCE
CHANGE IN REIMBURSEMENT MODELS Develop unique network solutions in benefit designs
DRIVING ENGAGEMENT Amplify the impact of products and services through consumer engagement capabilities
HEALTH & WEALTH CONVERGENCE Focus on financial well-being
RISE OF POINT SOLUTIONS Curate best-in-class point solutions
DEMAND FOR INTEGRATION Unlock the value of integration
Translating Trends Into Client Solutions
Unlocking the Value of Integration
CLIENT
FACILITATING PAYMENT
ADMINISTRATION SIMPLIFICATION
PRIVACY & COMPLIANCE
DATA INSIGHTS & REPORTING
MEMBER ENGAGEMENT
VETTING BEST-IN-CLASS SOLUTIONS
CARE MANAGEMENT & MEMBER SOLUTIONS
• Achieve Better Health Portfolio• Specialized Solutions
– Naturally Slim – Catapult Health – Propeller – Ovia
• Member Concierge• College Tuition Benefit• Spending Accounts• Financial Advocacy• Achieve Well-Being Rewards
Organizing Solutions Based on Value Provided to Clients
HEALTH & CORE ANCILLARY PRODUCTS
• Health Plan Design Solutions – HPN 2020 – Select Networks – Choice Advantage (Site of Service) – Centers of Excellence – Value-Based Care
• Telemedicine • Behavioral Health• Acupuncture• Guardian Portfolio• International Travel Solutions• Core Ancillary Products
MEDICAL COST ADVOCACY PROGRAMS
• Claims Fiduciary• Return on Recoveries• Subrogation• Price Protection Program• Utilization Management Programs
Customer-Specific GuaranteesAligned with the value of bundled purchases
NETWORK BREADTH GUARANTEE
DISCOUNT GUARANTEE
ROI GUARANTEE
TREND GUARANTEE
HOW CAN WE BESTCOLLABORATE TO SERVE OUR MUTUAL CLIENTS’ NEEDS?