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Vance Parsons - Director

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National field team of over 100 Debt Advisors / Broker “Mentors”

Over 18,000 active Debt Management Plans & Helping over 25,000 individuals

The UK’s largest DMC providing home visitsThe UK’s largest DMC providing home visits

Negotiated just over 300,000 payment plans with lenders

Most sustainable plans in the industry

Debt Management is our core business – we do not broker or re-finance

13 years of successful trading history

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Debt Warning Signs Debt Warning Signs

€ Increased borrowing and equity release

€ Dropped Insurance Cover

€ Adverse Credit rating

€ Late or missed payments

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Debt Warning SignsDebt Warning Signs

€ Default notices

€ County Court Judgments

€ Statutory demands

€ Repossession of assets

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Options Available When Dealing With Debt

Options Available When Dealing With Debt

€ Do nothing € Reduce outgoings and attempt to repay debts

€ Informal arrangement with creditors

€ Seek Advice:

€ Consolidate/Refinance debts

€ Re-mortgage property

€ Debt Management Plan (DMP)

€ Individual Voluntary Arrangement (IVA) or Scottish Trust Deed

€ Sale of property to repay debts

€ Bankruptcy

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What is an IVA?What is an IVA?

€ Court approved & legally binding arrangement

€ Gives debt forgiveness

€ Interest & charges on debts frozen on approval

€ Fixed term generally 5 years, with probable requirement for equity release

€ Gives debtor one affordable monthly payment, monitored annually

€ Agreement is in full & final settlement if terms satisfied

€ Failure to adhere to terms may result in bankruptcy

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What is a Debt Management Plan? What is a Debt Management Plan?

i. A Debt Management Company (DMC) acts on behalf of borrowers to help them clear their debts

ii. Reduce monthly repayments – deal with any legal issues

iii. Halt Interest & Charges

iv. Single Payment Plan (SPP)

v. Full & Final Settlements

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Qualifying RequirementsQualifying Requirements

i. A minimum of £3,000 of debt – no maximum

ii. At least 3 creditors – no maximum

iii. Home owner, tenant or living with family

iv. Employed, self-employed, on benefits or retired

v. Deal with “partner unaware” situations

vi. May have arrears with priority creditors

vii. May have legal action pending against them

viii. Bailiffs at the door

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Your Introducer SchemeYour Introducer Scheme

€ You can register into the EuroDebt Introducer Scheme – Today!

€ You can start referring cases immediately

€ You are attributed with any referral through the co-branded website or through the Help Line

€ You are assigned a EuroDebt “Mentor” for a Face to Face Meeting

€ Agree, monitor & support joint marketing activities

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GENERATE INCOME FOR YOURSELF NOW AND FOR THE FUTURE

GENERATE INCOME FOR YOURSELF NOW AND FOR THE FUTURE

You could earn up to £795 for a debt management referral and maybe even a re-mortgage later

€ Minimum £200 commission

€ Or 20% of the paid Instruction Fee whichever is the highest

€ Instruction Fee ranges from £495 to £3,995

€ Average fee for homeowner £1,800 - £2,000

€ Paid when paid

€ Progress reporting

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Introducer Marketing Collateral Guide

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Support ServicesSupport Services

€ Dedicated co-branded web portal

€ Introducer Help Line – 0845 36 25 303

€ Immediate appointment making

€ Immediate confirmation of all referrals

€ Regular progress reporting

€ Local EuroDebt Mentor

€ Weekly commission statements

€ Paid when paid basis

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WHAT NEXT?WHAT NEXT?

€ Meet your local EuroDebt Advisor

€ Peer Group Meetings

€ Joint Marketing

€ MAKE REFERRALS

€ Accompanied Client Meetings

THE OPPORTUNITY IS YOURS!