havenlife.com

MassMutual and its subsidiaries C.M. Life InsuranceCompany and MML Bay State Life Insurance Companyare rated by A.M. Best Company as A++ (Superior;Top category of 15). The rating is as of July 1st, 2017and is subject to change. MassMutual has receivedother ratings from di�erent rating agencies. Importantinformation about AM Best's Financial ratings.

Haven Term is a Term Life Insurance Policy (ICC15DTC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Spring�eld, MA 01111 and o�ered exclusively through Haven Life Insurance Agency, LLC. Not all riders are available in all states. Our Agency license number in California is 0K71922 and in Arkansas, 100139527.