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Date post: 31-Jan-2021
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Building and expanding inclusive housing markets Facilitating access to Affordable Housing -Improving Housing Quality/Quality of Life-
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  • Building and expanding inclusive housing markets

    Facilitating access to Affordable Housing

    -Improving Housing Quality/Quality of Life-

  • Building and expanding inclusive housing markets

    Habitat for Humanity’s vision

    “We want to live in a world where everyone

    has a decent place to live. Where families are

    able to acquire the skills, confidence, and

    opportunity they need to work hard in hope and

    to do everything they possibly can to eliminate

    every single barrier that stands between them

    and a better, healthier, more financially stable

    life.”

  • Building and expanding inclusive housing markets

    Habitat for Humanity’s impact

  • This is how

    approximately

    70% of the

    developing

    world build

    their homes.

    In the absence of Affordable Housing

    Building and expanding inclusive housing markets

  • Building and expanding inclusive housing markets

  • Building and expanding inclusive housing markets

    Habitat’s Terwilliger Center TOC

  • Building and expanding inclusive housing markets

    How Habitat’s Terwilliger Center works

  • HOUSING

    MICROFINANCE

    Incremental Building

    Building and expanding inclusive housing markets

  • Building and expanding inclusive housing markets

    What is Housing Microfinance?

    • Consist of small, consecutive loans offered

    for relatively shorter terms than a mortgage; to

    support the existing incremental building

    practices of low-income populations;

    • Products that match both the income streams

    and affordability levels of low-earning clients

    and the construction costs of their incremental

    building steps and needs.

  • Building and expanding inclusive housing markets

    How Financial Institutions see Housing Microfinance?

    Alignment with

    social mission 90% List as a key motive for launching

    housing microfinance product

  • Building and expanding inclusive housing markets

    Examples of Environmental

    Housing Microfinance loans

    • Habitat for Humanity Tanzania (Makazi Bora

    loan):

    – Repairs, renovation and house completion.

    – Water and sanitation improvements

    – Water storage facilities

    • Kenya Women Microfinance Bank:

    – Home improvements

    – Solar panels

    – Water tanks.

    >6,100Families

    >41,000Families

  • Building and expanding inclusive housing markets

    The impact of Housing Microfinance

    (preliminary findings impact evaluation in Kenya)

    Estimate what the impact of providing access to housing micro-finance is on households:

    • HOUSING QUALITY

    • FAMILY HEALTH

    • EDUCATION

    • NUTRITION

    • SOCIAL & ECONOMIC POWER

    Add to the limited existing literature on housing microfinance to provide practitioners,

    policy makers and the broader community with evidence of the impacts of housing

    microfinance, to encourage the development and expansion of similar projects.

    Methodology:

    Difference in

    Difference

    PSM

    Sample:

    1,489

    clients of

    KWFT

  • Building and expanding inclusive housing markets

    Housing

  • Building and expanding inclusive housing markets

    Health

    - LESS INDIVIDUALS IN HIGHLY

    STRESSED CATEGORY

    - LOWER INCIDENCE IN TOTAL NUMBER

    OF REPORTED:

    - SORE THROATS

    - VOMITING

    - RASHES

    - NO CHANGE IN NUTRITION (YET)

  • HOUSING

    MARKET

    SYSTEMS

    Incremental Building

    Building and expanding inclusive housing markets

  • Building and expanding inclusive housing markets

    Housing market systems

    Accelerators (we support

    ideas to come through)

    Shelter Venture Fund (we invest in enterprises)

    Facilitation and Advisory

    Services (linking their product with financial sector to lend

    for specific products)

  • Building and expanding inclusive housing markets

    Earth Enable

  • Building and expanding inclusive housing markets

    Earth Enable

  • Building and expanding inclusive housing markets

    Thank you!

    Any question?


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