© 2013 Fair Isaac Corporation

Jefferies 2013 Global Technology, Media and Telecom ConferenceMay 7, 2013

Fair Isaac CorporationMake Every Decision Count™

© 2013 Fair Isaac Corporation. Confidential.2

Safe Harbor

Some of the statements made by us during this meeting, including statements concerning our expectations about future operations and financial results, are forward-looking statements within the meaning of the “Safe Harbor” provisions of the Private Securities Litigation Reform Act of 1995.

These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including those risks and uncertainties described from time to time in Fair Isaac’s SEC reports, including its annual report on Form 10-K for the year ended September 30, 2012.

Product roadmaps and similar marketing materials should be considered forward looking and subject to future change at FICO’s discretion. Future functionality, features or enhancements as shown are FICO’s current projections of the product direction, but are not specific commitments or obligations.

© 2013 Fair Isaac Corporation. Confidential.3 3 © 2013 Fair Isaac Corporation. Confidential.

Key Takeaways

� Business model expands earnings� Drive revenue� Manage expenses� Focus on free cash flow

� The future is promising� Applications and Tools businesses delivered 9% growth FY12/FY11,

developing further traction as new products ship� Scoring business recovering as economic conditions improve� Acquisitions and internal investments extend addressable market

and fuel growth

� Proper operating plan is in place� Focus on customers’ priorities: market segments & products� Drive innovation� Tight execution

© 2013 Fair Isaac Corporation. Confidential.4 © 2013 Fair Isaac Corporation. Confidential.4

Credit Risk FICO® Score

#1 credit risk score

Standard measure of US consumer credit risk, used by lenders, rating agencies and secondary market

Powers 10 billion credit decisions a year, including 75% of all US mortgage loans

FraudFalcon®

Fraud Manager

#1 credit fraud solution

Protects 2.5 billion cards worldwide

Customer Management

TRIAD®

Customer Manager

#1 credit account management system

Used to manage 65% of card accounts worldwide

Decision Automation

Blaze Advisor®

business rules management system

#1 ranking by business rules management system by industry analysts, publications

FICO Products are Market Leaders

© 2013 Fair Isaac Corporation. Confidential.5 5 © 2013 Fair Isaac Corporation. Confidential.

Healthy Growth Prospects:Strong Market Position & Ample Room for Share Gain

SubSegment Market SizeMarket Growth

FICO Share

FICO Rank

Fraud $1B 11% 11% #1

Customer Management $530M 6% 16% #1

Tools $300M 11% 22% (rules) #2

Collections & Recovery $380M 7% 12% #2

Originations $1.3B 7% 4% #5

Marketing $1.5B 4% 3% #7

Insurance $1.0B 4% .5% #5

Scores $800M(Worldwide)

3% 90+% (N.A.only)

#1(N.A. only)

© 2013 Fair Isaac Corporation. Confidential.6 6 © 2013 Fair Isaac Corporation. Confidential.

Acquisitions expand addressable market

� Entiera� SaaS-based customer dialogue management software� Industry diversification into Retail

� Adeptra� SaaS-based mobile customer engagement software� Industry diversification into multiple verticals

� CR Software� Industry diversification into multiple verticals� Flexible, low-cost technology integration

� Infoglide� Entity resolution and social network analysis

© 2013 Fair Isaac Corporation. Confidential.7

Innovation expands addressable market

� Access to FICO solutions in the cloud in SaaS mode� Easier to access, deploy and upgrade

� Ability to build own solutions in the cloud� Advanced tools allow Big Data analytic components, rapid

application development and deployment

� Support of Open Source and Standards� Tools and frameworks accelerate time to market

� Creation of Analytic Marketplace� Availability of third-party applications that improve Decision

Management and complement FICO applications

© 2013 Fair Isaac Corporation. Confidential.8 8 © 2013 Fair Isaac Corporation. Confidential.

Financial Summary� Application & Tools revenues are growing

� Strong product line-up; resumption of corporate I/T spending� 2012 revenue growth of 11%

� Scores revenues have stabilized� US macroeconomic trends & FICO innovation drive Scores volumes &

revenues� 2012 revenue growth of 4%

� Recurring revenue represents ~ 70%

� FICO protects highly-resilient earnings through strong financial discipline & free cash flow

� FY13 Guidance� Revenue: $760–$770 M� Net Income: GAAP -- $100 M Non-GAAP -- $128M� EPS: GAAP -- $2.80 Non-GAAP -- $3.60

© 2013 Fair Isaac Corporation. Confidential.9

Key Operating Trends

$605.6 $619.7 $676.4 $760.0

$0$100$200$300$400$500$600$700$800

FY10 A FY11 A FY12 A FY13 G

Revenue

$ in

Mill

ion

s

$ in

Mill

ion

s

$1.43 $1.80$2.55 $2.80

$1.88$2.40

$3.16$3.60

$0.0$0.5$1.0$1.5$2.0$2.5$3.0$3.5$4.0

FY10 A FY11 A FY12 A FY13 G

Earnings Per ShareNon-GAAP

$64.5 $71.6$92.0

$100.0

$84.5$95.7

$114.0$128.0

$0.0

$20.0

$40.0

$60.0

$80.0

$100.0

$120.0

$140.0

FY10 A FY11 A FY12 A FY13 G

Net IncomeNon-GAAP

© 2013 Fair Isaac Corporation. Confidential.10

Balance Sheet Strong with Low Leverage

© 2013 Fair Isaac Corporation. Confidential.11 11 © 2013 Fair Isaac Corporation. Confidential.

Excellent Financial Health

� FICO continues to enjoy excellent financial heath� Solidly profitable: $136M in pre-tax profit FY-12� Strong cash flow: $101M in free cash flow FY-12� Strong balance sheet: $149M cash ($200M in available credit)� Modest debt: $504M gross debt outstanding

� Solid business model� High recurring revenue (~70%)� Profitable (28-30% Non-GAAP Operating Margin)� High incremental margins

© 2013 Fair Isaac Corporation. Confidential.12

Regulation G Disclosures (Unaudited)Current Non-GAAP Measures

Fiscal Year Quarter Ended Quarter Ended Fiscal Year Quarter Ended Quarter EndedOperating Income 2013 March 31, 2013 December 31, 2012 2012 September 30, 2012 June 30, 2012Operating income, as reported 76,200$ 33,206$ 42,994$ 168,358$ 40,922$ 37,168$ Add back pre-tax items: Amortization of intangible assets 6,976 3,604 3,372 6,944 2,059 1,465 Restructuring and acquisition-related 3,289 - 3,289 5,125 5,125 - Stock-based compensation expense 12,245 6,413 5,832 21,229 5,763 6,081 Non-GAAP operating income (segment operating income) 98,710$ 43,223$ 55,487$ 201,656$ 53,869$ 44,714$ Revenues 369,345$ 179,325$ 190,020$ 676,423$ 186,075$ 160,478$ Non-GAAP operating margin 27% 24% 29% 30% 29% 28%

Net Income Net income, as reported 41,916$ 18,495 23,421$ 92,004$ 21,246$ 20,749$ Add back items, net of tax: Amortization of intangible assets 4,731 2,467 2,265 4,607 1,344 971 Restructuring and acquisition-related 2,209 - 2,209 3,345 3,345 - Stock-based compensation expense 8,306 4,389 3,917 14,074 3,762 4,030 Non-GAAP net income 57,163$ 25,351$ 31,812$ 114,031$ 29,697$ 25,750$ Revenues 369,345$ 179,325$ 190,020$ 676,423$ 186,075$ 160,478$ Non-GAAP net margin 15% 14% 17% 17% 16% 16%

Diluted Earnings per ShareDiluted earnings per share, as reported 1.15$ 0.51$ 0.65$ 2.55$ 0.60$ 0.59$ Add back items, net of tax: Amortization of intangible assets 0.13 0.07 0.06 0.13 0.04 0.03 Restructuring and acquisition-related 0.06 - 0.06 0.09 0.09 - Stock-based compensation expense 0.23 0.12 0.11 0.39 0.11 0.11 Non-GAAP diluted earnings per share 1.57$ 0.69$ 0.88$ 3.16$ 0.84$ 0.73$

Reconciliation to Adjusted EBITDAOperating income, as reported 76,200$ 33,206$ 42,994$ 168,358$ 40,922$ 37,168$ Add back pre-tax items: Amortization of intangible assets 6,976 3,604 3,372 6,944 2,059 1,465 Depreciation 9,456 4,855 4,601 14,605 4,935 3,042 Stock-based compensation expense 12,245 6,413 5,832 21,229 5,763 6,081 Restructuring and acquisition-related 3,289 - 3,289 5,125 5,125 - Adjusted EBITDA 108,166$ 48,078$ 60,088$ 216,261$ 58,804$ 47,756$ Revenues 369,345$ 179,325$ 190,020$ 676,423$ 186,075$ 160,478$ Adjusted EBITDA as a percent of revenues 29% 27% 32% 32% 32% 30%

Reconciliation To Free Cash FlowNet cash provided by operating activities 68,952$ 40,224$ 28,728$ 129,746$ 23,338$ 22,932$ Reduced by cash flow items: Capital expenditures 17,123 8,110 9,013 25,483 5,867 6,252 Dividends paid 1,416 715 701 2,804 692 685 Free cash flow 50,413$ 31,399$ 19,014$ 101,459$ 16,779$ 15,995$ Revenues 369,345$ 179,325$ 190,020$ 676,423$ 186,075$ 160,478$ Free cash flow as a percent of revenues 14% 18% 10% 15% 9% 10%