FastCat Final Comprehensive Report - HRM 463

7/23/2019 FastCat Final Comprehensive Report - HRM 463

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Nost@ot

@acpjksotdak

Ptru`turjYjpart Naur

Porog Iolsjdra, Mocjs Eukgoc, ]offory Fdcioll, Fjrry Carrds,

Cd`gojl Curpgy

?9-8-92?:



?

Uoilj an @aktjkts

?. Jxjùtdvj Puccory…………………………………………………………………………………9

9. Aimj`tdvjs……………………………………………………………………………………………….5

0. Dktjrkol Ptru`turj……………………………………………………………………………………7

5. Jxtjrkol @acpjtdtdvjkjss………………………………………………………………………?5

:. Rjrnarcok`j oke Cokohjcjkt……………………………..………………………………90

>. @ak`lusdak……………………………………………………………………………………………. 09

8. Oppjkedx…………………….…………………………………………………………………………0:

o. Ptrotjhd` Cop………………………………………………………………………………0:

i. Mai Ptru`turj……………………………………………………………………………… .0>

`. @acpjksoilj No`tars………………………………………………………………..…08

e. Mai Yokfdkh Jvoluotdak…………………………………………………………………59

j. Ijk`gcorf Mais…………………………………………………………………………..5>

n. Nost@ot O``jss Eotoiosj DD Hropgs……………………………………………....57

h. Nost@ot O``jss Eotoiosj DD Eoto……………………………………………….…..54

g. Dkdtdol Polory Oemustcjkts………………………………………………………..…..:?

d. Nost@ot O``jss Eotoiosj DDD Hropgs………………………………………….……:0



9

Jxjùtdvj Puccory

Nost@ot ds o prdvotjly-gjle àcpoky tgot `rjotjs, codktodks, oke upeotjs o gjoltgòrj eotoiosj

nar scoll-cjeduc sdzje gjoltg `jktjrs. Nost@ot `rjotjs tgjsj prahrocs ta lawjr pra`jss dkjnnd`djk`djs dk

arejr ta rjeu`j àst nar tgj `ldjkts an tgj Nost@ot gjoltgòrj eotoiosj. Iy `rjotdkh o law-àst praeu`t,

Nost@ot gos olwoys ijjk o ljoejr dk tgj scoll-cjeduc sdzje gjoltg `jktjr corfjt nar tgjdr gjoltgòrj

eotoiosjs. Lotjly, Nost@ot gos ijjk warrdje oiaut tgj lorhjr àcpokdjs jktjrdkh tgj gjoltgòrj eotoiosj

corfjt (su`g os DIC, Aro`lj, Jpd` Pystjcs).

Dk arejr nar Nost@ot ta o`àcpldsg tgjsj haols, tgjy wdll kjje ta dktjhrotj dkkavotdak oke

tjocwarf. Dk arejr ta ea sa, Nost@ot wdll govj ta naùs ak gdrdkh dkkavotars wga wdll rjotj oke dcpljcjkt

kjw santworj upeotjs/praeu`ts dk arejr ta fjjp up wdtg tgj jvjr-`gokhdkh tj`gkalahy iusdkjss. Iy

govdkh o carj dkkavotdvj praeu`t, tgds wdll `rjotj carj ejcoke nar Nost@ot—s praeu`t. Nost@ot fkaws tgot

iy `rjotdkh o kjw àcpjksotdak systjc, tgj àcpoky wdll ottro`t oke rjtodk tap toljkt, wgdlj olsa cjjtdkh

ùstacjr jxpj`totdaks dk tgj gjoltgòrj systjcs corfjt.

Naur àcpjksotdak aimj`tdvjs wjrj dejktdndje tgot waule cofj Nost@ot su``jssnul= dktjrkol

jqudty, tjocwarf jkvdrakcjkt, dkkavotdak/jxtjrkol àcpjtdtdvjkjss, oke pjrnarcok`j rjàhkdtdak.

Dktjrkol jqudty waule rjotj o nodr jkvdrakcjkt, wgjrj jcplayjjs waule ij oilj ta ukejrstoke gaw tgjdr

poy ds ejtjrcdkje. Ugds waule ljoe ta Nost@ot—s su``jss dk arejr ta ottro`t oke rjtodk toljktje jcplayjjs

wga ijldjvj dk o nodr poy jkvdrakcjkt. O tjocwarf jkvdrakcjkt ds port an tgj cdssdak stotjcjkt, oke wdll

gjlp jcplayjjs àlloiarotj wdtg jo`g atgjr ta praeu`j autstokedkh dejos. O suppartdvj dkkavotdak

jkvdrakcjkt wdll gjlp Nost@ot jcplayjjs spjke tdcj `rjotdkh oke pjrnj`tdkh kjw dejos/upeotjs tgot wdll

ijkjndt Nost@ot praeu`ts. Rjrnarcok`j rjàhkdtdak wdll ljoe jcplayjjs ta ij sotdsndje tgot tgjy orj ijdkh

rjàhkdzje nar tgjdr warf, wgjtgjr tgot ij ndkok`dolly ar vjriolly. Ugds wdll ljoe ta lawjr turkavjr rotjs.



0

Mai stru`turj wos ej`deje ta ij iosje ak o mai-iosje jvoluotdak. Ugjrj wdll ij o mai rokfdkh tgot

ds ejtjrcdkje iy tgj àcpjksoilj no`tars tgot orj nauke wdtgdk tgj mai ejs`rdptdaks an jo`g pasdtdak ot

Nost@ot. Ugj àcpjksoilj no`tars orj os nallaws= okolytdòl jnnart, jeuòtdak sfdll, jxpjrdjk`j sfdll,

dktjrpjrsakol sfdll, tj`gkdòl sfdll, dkkavotdak rjspaksdidldty, oke cokohjcjkt rjspaksdidldty. Oll an tgjsj

àcpjksoilj no`tars wjrj ej`deje ta govj ednnjrjkt wjdhgts ejtjrcdkje ak tgj voluj oeeje ta Nost@ot.

Jo`g mai wos jvoluotje wdtg ok ocaukt an padkts wgd`g wjrj wjdhgtje, oke rokfje o`àredkhly. Ugds ds

aur mai stru`turj, wgjrj tgjrj ds carj ejtodl ijlaw.

Ok jxtjrkol survjy wos àkeu`tje dk arejr ta hotgjr rjljvokt eoto ak Nost@ot—s àcpjtdtars.

Ijk`gcorf mais oke àcpoky cot`gjs orj `gasjk dk arejr ta hjt o`ùrotj eoto ak sdcdlor mais ta Nost@ot

wdtgdk tgj hjahropgd` orjo. Ok oiavj tgj corfjt rotj ds `gasjk dk arejr ta ottro`t oke rjtodk tap toljkt.

Pacj mais wdtg gdhgjr mai jvoluotdak padkts oke orj carj dktjhrol ta tgj su``jss an Nost@ot orj ossdhkje

ta o Roy Rald`y Ldkj tgot ds ?2% tgj hadkh corfjt rotj dk arejr ta gdhgly rjwore jcplayjjs. Atgjr mais

wdtg lawjr mai jvoluotdak padkts oke orj ljss dktjhrol ta tgj su``jss an Nost@ot orj ossdhkje ta o Roy Rald`y

ldkj tgot ds 9% oiavj tgj hadkh corfjt rotj ijòusj tgj mais orj carj ukdvjrsol oke ij josdly nauke ot

oky acpoky.

@urrjkt jcplayjj solordjs oke pjrnarcok`j rjvdjws wjrj tgjk jvoluotje ta ejtjrcdkj oky

autldjrs oke ndhurj aut tgj ijst plok an o`tdak dk arejr ta àrrj`t tgjsj cdstofjs. Ak`j aivdaus àrrj`tdaks

wjrj coej, o cjrdt poy plok oke iakus systjc wos tgjk autldkje oke tgjk dcpljcjktje ta tgj

jcplayjjs wga cjt tgj `rdtjrdo. Ijkjndts wjrj tgjk ejtjrcdkje ta ij ?2% an tatol àcpjksotdak dk arejr

ta stdll oppjol ta jcplayjjs oke ljoe tgj corfjt dk tatol àcpjksotdak. Avjroll, tgj oemustje iosj ds tgj

gdhgjst dk tjrcs an dcpartokt ta Nost@ot dk arejr ta ottro`t oke rjtodk tap toljkt (jxtjrkol àcpjtdtdvjkjss

aimj`tdvj), nallawje iy iakusjs (pjrnarcok`j rjàhkdtdak aimj`tdvj), ijkjndts, oke tgjk cjrdt poy.



5

Aimj`tdvjs

@acpjksotdak Aimj`tdvj O= Dktjrkol Jqudty

Ugj dcpartok`j an ok dktjrkol jqudty systjc oke `ljor àccukdòtdak an gaw tgj systjc wdll

nuk`tdak ds `ljorly o kjje ta os rjvjolje iy tgj Jcplayjj Jkhohjcjkt survjy. Xj odc ta rodsj tgj “D

ukejrstoke gaw cy poy ds ejtjrcdkje– cjtrd` nrac :7% dktjrkolly ta >7%, wdtg tgj ultdcotj haol an

rjo`gdkh oke surpossdkh tgj kotdakol ovjrohj an 85%. Ugds plok wdll ij rallje aut dk tgj kjxt 9 yjors. Xj

wdll `rjotj o hrjotjr systjc an dktjrkol jqudty tgot ds `ljor, nodr, oke àccukdòtje ta jcplayjjs. Ugds

systjc wdll govj porocjtjrs ta rjotj o poy sòlj nar oll an aur pasdtdaks ta dk`luej6 dcpartok`j an tgj mai

ta tgj àcpoky, jeuòtdak rjqudrje ta pjrnarc dt, kucijr an quoldndje òkedeotjs orj dk tgj mai corfjt,

jt`jtjro. Xgjrj jo`g jcplayjj wdll noll ak tgds sòlj wdll ij ejtjrcdkje iy pjrsakol quoldndòtdaks tgot

waule sjt tgjc oport nrac atgjrs quoldndje nar tgj ralj ta dk`luej6 jeuòtdak ijyake cdkdcuc

rjqudrjcjkts, jxpjrdjk`j wdtgdk tgj dkeustry, jx`jptdakol pjrnarcok`j dk tgj post. Ugds plok wdll govj o

sjt cjtgae nar jcplayjjs ta dk`rjosj tgjdr poy ljvjl, sa os ta rjtodk gdhg ljvjl toljkt.

Ak`j tgds plok ds ejvjlapje dt wdll ij jxplodkje ta jcplayjjs oke jksurj tgot tgjy ukejrstoke

gaw tgjdr poy ds ejtjrcdkje. Dk oeedtdak, wgjk jcplayjjs orj up nar o poy dk`rjosj tgjy wdll ij sgawk

wgot ejtjrcdkje tgj poy `gokhj, iosje ann pjrnarcok`j an tgj dkedvdeuol, tgjdr tjoc, oke tgj àcpoky.

@acpjksotdak Aimj`tdvj I= Ujocwarf Jkvdrakcjkt

Ot tgj jke an tgrjj yjors aur haol ds o ?2% dk`rjosj dk jcplayjj àccdtcjkt ta tgj arhokdzotdak,

oke o :% dk`rjosj dk wdlldkhkjss ta ha oiavj oke ijyake wgot cofjs us su``jssnul. Ugj ?2% dk`rjosj dk

jcplayjj àccdtcjkt wdll ij ok jnnj`tdvj cjosurj an wgjtgjr ar kat tgj tjocwarf jkvdrakcjkt wos

su``jssnul ijòusj iy ùltdvotdkh o tjocwarf jkvdrakcjkt, jcplayjjs wdll ij o`tdvjly warfdkh tahjtgjr



:

tawores tgj ùrrjkt oke nuturj su``jss an Nost@ot jo`g eoy, ljoedkh ta ok dk`rjosj dk àccdtcjkt ta tgj

arhokdzotdak. “Uahjtgjr, wj warf os o tjoc– ds port an tgj kjw cdssdak stotjcjkt tgot Nost@ot gos

oeaptje hadkh narwore. Akj haol tgot òk ij o`gdjvje tgrauhg o tjocwarf jkvdrakcjkt ds dkkavotdak.

Ugj “Kjw Yjoldty– tjoc nauke tgot `lasjr àlloiarotdak ijtwjjk corfjtdkh oke jk hdkjjrdkh ds kj`jssory

nar jkhdkjjrs ta praeu`j tgj rdhgt praeu`ts tgot tgj corfjt ds rjoey nar. O tjocwarf ùlturj òk no`dldtotj

tgot rjlotdaksgdp ijòusj jcplayjjs wdll fkaw ok jcpgosds ds put ak àlloiarotdak nar su``jss dk tgjdr

mais oke nar Nost@ot. Olsa, o tjocwarf jkvdrakcjkt wdll gjlp oll jcplayjjs ta naùs ak ùstacjr

sotdsno`tdak oke tgj àcpoky—s su``jss os o wgalj. Xdtgaut àcpjtdtdak ijtwjjk jcplayjjs, tgjrj wak—t

ij o erdvj nar su``jss ot tgj jxpjksj an okatgjr jcplayjj, wgd`g àule rjsult dk last soljs euj ta o sgdnt

dk naùs owoy nrac tgj ùstacjr. Jo`g jcplayjj ds stdll voluje nar dkedvdeuol àktrdiutdaks, iut tgjy orj

olsa voluje dk tgjdr aktrdiutdaks ta tgj tjoc oke ta tgj àcpoky—s su``jss avjroll.

Nost@ot jcplayjjs orj olrjoey ak por wdtg tgj kotdakol pjr`jktohj an jcplayjjs wga orj wdlldkh

ta ha oiavj oke ijyake tgjdr mai ta o`gdjvj arhokdzotdakol su``jss. Dn jcplayjjs orj jvjk carj

àccdttje ta Nost@ot, tgjy wdll ij carj wdlldkh ta ha oiavj oke ijyake ta àktrdiutj ta tgj su``jss an

tgj àcpoky. Ok dcpravje àccdtcjkt ta Nost@ot wdll dcpravj jcplayjj rjtjktdak oke ùt àsts

ossa`dotje wdtg gdrdkh autsdej tgj arhokdzotdak, o wjofkjss tgot tgj “Kjw Yjoldty– tjoc gdhgldhgtje dk

tgjdr okolysds.

@acpjksotdak Aimj`tdvj @= Dkkavotdak/Jxtjrkol @acpjtdtdvjkjss

Iy tgj jke an 0 yjors, wj wokt ta sjj tgj ùstacjr survjy dk`rjosj iy 9:% (oiaut ?.? padkts) nar

tgds suimj`t. Xj wdll tofj tgj kj`jssory stjps ta cjjt tgds haol. Xj wokt aur ùstacjrs ta sjj ndrst-goke

tgot tgjy orj jxtrjcjly dcpartokt ta aur su``jss. Ugds wdll gapjnully tgrauhg tgj coky narcs an

àccukdòtdak su`g os tgj usj an sa`dol cjedo nar jxocplj àktdkuj ta hraw oke ottro`t patjktdol kjw

ùstacjrs.



>

Dk arejr ta o`gdjvj su``jss ot Nost@ot, wj cust praeu`j dkkavotdvj, oke gdhg quoldty praeu`ts

tgot wdll kat akly surposs aur àcpjtdtars iut wdll olsa ij ejsdhkje olakh-sdej aur ùstacjrs— ijst

dktjrjsts ot gjort. Nar us ta o`gdjvj tgds haol, wj cust govj tgj cast quoldndje sfdllje warfjrs nar tgj mai.

Xj wdll iatg pracatj nrac wdtgdk tgj ùrrjkt rokfs an Nost@ot oke gdrj nrac autsdej tgj dkeustry. Xj orj

olwoys laafdkh nar kjw dejos oke wokt nrjsg pjrspj`tdvjs nrac jvjry jcplayjj. Ldfj oky iusdkjss, wj ot

Nost@ot ijldjvj tgot tgj ùstacjr ds olwoys rdhgt. Ugot ds wgy wj orj hadkh ta dcpljcjkt o kjw tjst ruk

oke njjeio`f systjc wgd`g wdll ollaw patjktdol kjw ùstacjrs ta try aur praeu`ts ndrst goke. Ugds dk tgj

lakh ruk wdll ollaw us ta dk`rjosj tgj avjroll ustacjr sotdsno`tdak.

Dk arejr ta àcpjksotj aur jcplayjjs oke cofj tgjc njjl tgot tgjdr gore warf ds katje iy tgj

àcpoky, Nost@ot ds hadkh ta dktraeu`j sacj kjw dk`jktdvjs nar dts autstokedkh jcplayjjs. Ugds wdll

gapjnully àktdkuj ta jkàurohj dkkavotdak. Nar tgj tjocs ar dkedvdeuols tgot tgj àcpoky ijldjvjs ta ij

tgj ijst an tgj ijst, wdll ij rjworeje nar tgjdr jnnarts. Xj wdll govj iatg sgart tjrc oke lakh tjrc rjwores

wgd`g wdll dk`luej tgdkhs su`g os pracatdaks, jcplayjj an tgj caktg, oll-jxpjksj pode voòtdaks, jt`. Aur

jcplayjjs ejsjrvj tgj ijst ijòusj Nost@ot pracatjs tgj ijst.

@acpjksotdak Aimj`tdvj E= Rjrnarcok`j Yjàhkdtdak

Iy tgj jke an tgj 0 yjors, wj wokt ta sjj tgj jcplayjj jkhohjcjkt survjy sgawòsj o :%

dk`rjosj dk jcplayjjs ijldjvdkh tgot tgjdr pjrnarcok`j ds rjworeje. Xdtgdk tgj jkhohjcjkt survjy, tgjrj

ds o qujstdak tgot stotjs, “Xgjk D ha o haae mai, cy pjrnarcok`j ds rjworeje.– Ugds qujstdak edrj`tly

oeerjssjs tgj dssuj ak wgjtgjr ar kat tgjrj ds jcplayjj rjàhkdtdak. Xj njjl os tgds wdll ij ok o`ùrotj

rjprjsjktotdak an tgj jkhohjcjkt ljvjls an aur jcplayjjs oke ij ok jnnj`tdvj cjosurj nar aur

pjrnarcok`j rjàhkdtdak prahroc ijòusj dt edrj`tly cjosurjs wgjtgjr pjrnarcok`j rjàhkdtdak ds

a`ùrrdkh.



8

Ugj kjje nar Rjrnarcok`j Yjàhkdtdak ds iosje ann an tgj Jcplayjj Jkhohjcjkt survjy ak Jxgdidt

8, “Xgjk D ea o haae mai, cy pjrnarcok`j ds rjworeje–. Akly 5:% an jcplayjjs ot Nost@ot ijldjvj tgot

wgjk tgjy ea o haae mai tgot tgjy orj ijdkh rjworeje nar dt. Ugds ds ljss tgok goln an tgj jcplayjjs ot

Nost@ot, oke tgauhg gdhgjr tgok tgj kotdakol ovjrohj, wj kjje aur jcplayjjs ta njjl os dn tgjy orj ijdkh

rjworeje nar tgjdr pjrnarcok`j. Iy dkstdtutdkh rjwores nar gdhg pjrnarcok`j ot Nost@ot, wj njjl os dn wj

wdll rodsj jcplayjj carolj oke catdvotdak, oke dk turk ej`rjosj turkavjr rotjs. Ugds eajs kat kj`jssordly

govj ta ij dk tgj narc an àcpjksotdak6 wj olsa wokt ta jkàurohj cokohjrs ta vjriolly rjwore tgjdr

jcplayjjs wgjk pjrnarcok`j jxpj`totdaks govj ijjk jx`jjeje. Ok dk`rjosj dk carolj nar aur

jcplayjjs wdll govj tgjc jx`dtje ta ha ta warf dk tgj carkdkh, oke woktdkh ta stoy wdtg tgj àcpoky

nar o lakh pjrdae an tdcj. Dk tjrcs an pjrnarcok`j, dn ok jcplayjj njjls os dn tgjy orj ijdkh rjàhkdzje nar

tgjdr jx`jptdakol warf ak o rjhulor iosds, tgjy wdll wokt ta fjjp up wdtg tgj haae warf dkstjoe an nolldkh

dkta o pottjrk.

Xdtgaut pjrnarcok`j rjàhkdtdak, wj njor tgot jcplayjjs wdll njjl ukejrvoluje ot Nost@ot wgjk

dk rjoldty oll an aur jcplayjjs orj voluoilj ossjts. Dn jcplayjjs ea kat njjl voluoilj, tgjy wdll ha ta o

àcpjtdtar àcpoky dk arejr ta njjl carj dcpartokt. Xj olsa wokt ta cofj tgj warf eakj ot Nost@ot

jkmayoilj6 dn ok jcplayjj jkmays tgjdr warf, carj warf wdll hjt eakj oke carj ottjktdak wdll ij pode ta

tgj ndkj ejtodls. Xj njjl tgot oeedkh pjrnarcok`j rjàhkdtdak os o àccak eodly a`ùrrjk`j ta tgj Nost@ot

ùlturj wdll akly gjlp jcplayjjs pjrnarc jvjk ijttjr ot o law jxpjksj ta tgj àcpoky.



7

Dktjrkol Ptru`turj

Dk arejr nar Nost@ot ta stru`turj tgjdr mais oppraprdotjly, àcpjksoilj no`tars cust ij `gasjk.

@acpjksoilj no`tars orj wgot cofj tgj mais ot Nost@ot sa voluoilj, oke tgjy cust rjlotj ta tgj aimj`tdvjs

stotje ijnarj. Pjvjk no`tars wjrj dejktdndje= Okolytdòl Jnnart, Jeuòtdak Pfdll, Jxpjrdjk`j Pfdll,

Dktjrpjrsakol Pfdll, Uj`gkdòl Pfdll, Dkkavotdak Yjspaksdidldty, oke Cokohjcjkt Yjspaksdidldty. Ugjsj

àcpjksoilj no`tars wjrj òrjnully `gasjk dk arejr ta rjlotj ta oll pasdtdaks ot Nost@ot, oke rjlotj ta

Nost@ot su``jss. Ugj gdhgjr tgj mai dk tjrcs an mai jvoluotdak padkts, tgj carj voluj tgj mai oees ta tgj

àcpoky. Ugj mai stru`turj ds ldstje dk tgj oppjkedx, ak pohj 0>.

MAI PUYZ@UZYJ

Ugj mai stru`turj ds ejtjrcdkje iy àcpjksoilj no`tars wgd`g orj ossdhkje o `jrtodk kucijr an

mai jvoluotdak padkts. Ugj àcpjksoilj no`tars orj wjdhgtje. Ugds ds ijòusj wj ijldjvj sacj

àcpjksoilj no`tars rjlotj ijttjr ta aur àcpjksotdak aimj`tdvjs tgok atgjrs ea. Nar jxocplj,

dkkavotdak rjspaksdidldty oke dktjrpjrsakol sfdll orj iatg wjdhgtje ot 52%. Ugds ds ijòusj tgjy iatg

edrj`tly rjlotj ta aur àcpjksotdak aimj`tdvjs dkkavotdak oke tjocwarf jkvdrakcjkt. Okolytdòl,

tj`gkdòl, oke cokohjcjkt orj tgjk oll wjdhgtje ot 02%. Ugds ds ijòusj tgjsj sfdlls orj oll kj`jssory dk

gjlpdkh Nos@ot su``jje (wgjtgjr tgot ij dk tjrcs an tj`gkdòl sfdlls ta gjlp dcpravj tgj praeu`t, okolytdòl

sfdlls ta gjlp jvoluotj tgj ùrrjkt praeu`t, ar cokohjcjkt ta cofj surj jvjry jcplayjj ds eadkh tgjdr

mai àrrj`tly). Ugj jxpjrdjk`j sfdll ds wodtje ot 92% ijòusj voluoilj jxpjrdjk`j òk gjlp jcplayjjs

ijàcj carj su``jssnul dk tgjdr kjw pasdtdak. @jrtodk mai rjspaksdidldtdjs nrac prjvdaus mais òk edrj`tly

rjlotj ta wgot tgj kjw mai rjspaksdidldtdjs waule ij ot Nost@ot. Lostly, tgj jeuòtdak sfdll waule akly ij

wjdhgtje ot ?2% ijòusj jeuòtdak pravdejs voluoilj fkawljehj tgot waule rjlotj ta tgj warfplo`j, iut

eajs kat dkvalvj o`tuol gokes-ak jxpjrdjk`j. Dk arejr ta rjo`g tgj àcpjksotdak aimj`tdvj an dktjrkol



4

jqudty, oll sjvjk àcpjksoilj no`tars orj wjdhgtje dk arejr an dcpartok`j. Ejs`rdptdaks an tgj

àcpjksoilj no`tars orj os nallaws=

@ACRJKPOILJ NO@UAYP

No`tar= Okolytdòl Jnnart

Xjdhgt= 02%

Ejndkdtdak= Ugj okolytdòl opo`dty rjqudrje ta pjrnarc o mai jnnj`tdvjly. Ugds dk`luejs okolytdòl sfdlls, oke

tgj oidldty ta dktjrprjt o sdtuotdak oke cofj o ej`dsdak iosje ak tgj dknarcotdak prjsjktje.

Jxplokotdak= Okolytdòl jnnart ds o kj`jssory àcpjksoilj no`tar nar Nost@ot ijòusj dt tdjs dkta

@acpjksotdak Aimj`tdvj @, wgd`g rjlotjs ta dkkavotdak oke jxtjrkol àcpjtdtdvjkjss. Xgdlj tgj ejhrjj

coy ednnjr, okolytdòl jnnart ds kj`jssory nar su``jss dk oll mais ot Nost@ot. Dk arejr ta ij àktdkuausly

dkkavotdvj oke jxtjrkolly àcpjtdtdvj, Nost@ot kjjes jcplayjjs ta ij oilj ta ossjss ednnjrjkt sdtuotdaks

tgot ordsj wdtgdk tgjdr ejportcjkt oke wdtgdk tgj àcpoky oke ij oilj ta irdkh nrjsg dejos ta ijst ejol

wdtg tgasj sdtuotdaks oke put Nost@ot dk o àcpjtdtdvj corfjt pasdtdak. Ugds okolytdòl jnnart òk rokhj

nrac okolyzdkh jxtjrkol àcpjtdtdak oke àcdkh up wdtg `rjotdvj corfjtdkh dejos ta ottro`t oke rjtodk

ùstacjrs ta okolyzdkh oke ndkedkh woys ta dcpravj Nost@ot—s rjlotdaksgdps wdtg `ldjkts. Dk arejr ta

jkgok`j Nost@ot—s jxtjrkol àcpjtdtdvjkjss oke suppart dkkavotdak, okolytdòl jnnart cust ij o

àcpjksoilj no`tar. Pjj `gort dk oppjkedx ak pohj 08 nar tgj jxplokotdaks an gaw okolytdòl jnnart ds

rokfje o`àredkh ta jo`g dkedvdeuol mai.

No`tar= Jeuòtdak

Xjdhgt= ?2%

Ejndkdtdak= Ugj ejhrjj an jeuòtdak rjqudrje ta pjrnarc o mai jnnj`tdvjly.



?2

Jxplokotdak= Jeuòtdak wos `gasjk os o àcpjksoilj no`tar ijòusj dt kjjeje ta ij tdje dkta akj an

Nost@ot—s àcpjksotdak aimj`tdvjs, wgd`g ds dktjrkol jqudty. Iy govdkh `ljor jeuòtdak rjqudrjcjkts

wdtgdk jo`g mai ejs`rdptdak (ejtjrcdkje iy wgot ds rjqudrje ta pjrnarc tgj mai jnnj`tdvjly), tgj àcpoky

wdll govj dktjrkol jqudty ijòusj àcpjksotdak wdll ij rjlotje ta tgj jeuòtdak rjqudrjcjkts. Iy govdkh

jeuòtdak os o àcpjksoilj aimj`tdvj, dt wdll gjlp rjotj dktjrkol jqudty ijòusj jvjryakj wdll ukejrstoke

gaw tgj mais orj rokfje (oke àcpjksotje nodrly) rjhoredkh jeuòtdak. Dn jcplayjjs sjj dktjrkol jqudty

wdtgdk ok arhokdzotdak, tgjy wdll sjj tgj arhokdzotdak dk o pasdtdvj ldhgt ijòusj tgjy orj ijdkh trjotje

nodrly. Xdtg dktjrkol jqudty, Nost@ot wdll ij oilj ta ottro`t oke rjtodk tap toljkt. Iy govdkh tap toljkt,

Nost@ot wdll ij oilj ta jdtgjr fjjp up wdtg ar surposs rdvol àcpokdjs ijòusj tgj jcplayjjs wdll

àktrdiutj sa cu`g voluj. Pjj `gort dk tgj oppjkedx ak pohj 08 nar tgj jxplokotdaks an gaw tgj jeuòtdak

ds rokfje o`àredkh ta jo`g dkedvdeuol mai.

No`tar= Jxpjrdjk`j

Xjdhgt= 92%

Ejndkdtdak= Ugj yjors oke ocaukt an rjljvokt warf oke dkeustry jxpjrdjk`j tgot ds ejcokeje an tgj

pjrsak galedkh tgj mai.

Jxplokotdak= Jxpjrdjk`j tdjs dkta aur ejsdrj nar dktjrkol jqudty. Jxpjrdjk`j ds o nodrly aimj`tdvj cjtrd` an

prjed`tdkh ok jcplayjj—s pjrnarcok`j oke fkawljehj an ok dkeustry ar mai ralj. @acpjksotdkh nar

jeuòtdak wdll gjlp ta ottro`t jcplayjjs wdtg lats an jxpjrdjk`j ta àcj ta tgj àcpoky, fkawdkh tgot

tgjy wdll ij rjàhkdzje nar dt. Ugj dcpartok`j an jxpjrdjk`j oke sjkdardty ds dkgjrjkt dk coky

arhokdzotdaks, oke jcplayjjs wdll ij oilj ta ukejrstoke gaw tgjdr ljvjl an jxpjrdjk`j jnnj`ts tgj poy

tgjy rj`jdvj. Dk oeedtdak dt àule jkàurohj tgjc ta stoy wdtg tgj àcpoky fkawdkh tgot tgjy wdll ij

àcpjksotje nar dk`rjosje jxpjrdjk`j. Rljosj sjj tgj `gort dk oppjkedx ak pohj 07 nar ok jxplokotdak an

gaw jxpjrdjk`j sfdlls orj rokfje nar jo`g dkedvdeuol mai.



??

No`tar= Dktjrpjrsakol sfdlls

Xjdhgt= 52%

Ejndkdtdak= Ugj oidldty ta jnnj`tdvjly warf wdtgdk o tjoc iosje sdtuotdak oke ejldvjr rjsults dk o tdcjly

cokkjr.

Jxplokotdak= Dktjrpjrsakol sfdlls wjrj `gasjk os o àcpjksoilj no`tar nar Nost@ot ijòusj dt kjjeje ta

ij tdje ta akj an Nost@ot—s àcpjksotdak aimj`tdvjs, wgd`g dk tgds òsj ds tjoc warf

jkvdrakcjkt. Dktjrpjrsakol sfdlls orj vjry dcpartokt nar Nost@ot—s avjroll su``jss. Ka cottjr tgj mai

pasdtdak, jo`g dkedvdeuol warfjr cust passjss tgj kj`jssory sfdlls, su`g os àccukdòtdak, dk arejr ta

àcpljtj tgj àcpoky—s ejsdrje pramj`ts oke ij oilj ta warf jnnd`djktly wdtgdk tgj àkndkjs an o tjoc. O

tjocwarf jkvdrakcjkt wdll gjlp oll jcplayjjs ta naùs ak ùstacjr sotdsno`tdak oke tgj àcpoky—s

su``jss os o wgalj. Ugds wdll ollaw eodly apjrotdaks ta nuk`tdak carj scaatgly oke gjlp `rjotj o ijttjr

warf jkvdrakcjkt. Nost@ot gdhgly volujs tjocwarf oke o tjoc—s avjroll su``jss os dt àktdkujs ta iudle

dts nuturj. Rljosj sjj tgj `gort dk oppjkedx ak pohj 07 nar ok jxplokotdak an gaw dktjrpjrsakol sfdlls orj

rokfje nar jo`g dkedvdeuol mai.

No`tar= Uj`gkdòl Oidldty

Xjdhgt= 02%

Ejndkdtdak= Ugj fkawljehj oke oidldty kjjeje ta o`àcpldsg acputjr-rjlotje, s`djktdnd`, cotgjcotdòl,

oke jkhdkjjrdkh tosfs wgjtgjr dkejpjkejktly ar dk o tjoc.

Jxplokotdak= Uj`gkdòl oidldty wos `gasjk os o àcpjksoilj no`tar nar Nost@ot os tj`gkalahy ploys o lorhj

ralj dk aur àcpoky's prahrjss. Uj`gkalahy ollaws us ta cavj narwore oke fjjp up wdtg atgjrs lorhjr

àcpokdjs. Uj`gkalahy ds vjry dcpartokt os tgj ejvjlapcjkt an kjw santworj wgdlj stdll cjjtdkh tgj

ùrrjkt ejcoke nar aur praeu`ts. Ijòusj an tgds, tgj tj`gkdòl oidldty ds rjlotje ta tgj dkkavotdak iusdkjss

aimj`tdvj. Ugds ds ijòusj tgj carj Nost@ot jcplayjjs dkkavotj, tgj carj tgot Nost@ot òk àcpjtj wdtg



?9

àcpjtdtars iy ednnjrjktdotdkh tgjcsjlvjs. Pjj `gort dk oppjkedx ak pohj 04 nar tgj jxplokotdaks an gaw

tj`gkdòl oidldty ds rokfje o`àredkh ta jo`g dkedvdeuol mai.

No`tar= Dkkavotdak rjspaksdidldtdjs

Xjdhgt= 52%

Ejndkdtdak= Ugj `rjotdvj oidldty tgot ds kj`jssory ta àcj up wdtg kjw dejos, dk`luedkh nar praeu`ts,

uphroejs, kjw corfjts.

Jxplokotdak= Dkkavotdak wos `gasjk os o àcpjksoilj no`tar ijòusj dt kjjeje ta ij tdje ta akj an aur

àcpjksotdak aimj`tdvjs, wgd`g ds kat surprdsdkhly dkkavotdak. Dkkavotdak ds dcpartokt ta gjlp Nost@ot

su``jje ijòusj dk arejr nar o àcpoky ta ij su``jssnul dk tgj gjoltgòrj santworj corfjt, tgj àcpoky

gos ta ij “ogjoe an tgj hocj.– Ugds jssjktdolly cjoks tgdkfdkh an oke dcpljcjktdkh kjw dejos oke

upeotjs nar tgj gjoltgòrj santworj ijnarj tgj atgjr rdvol àcpokdjs ea. Nar jxocplj, lows oke

rjhulotdaks orj olwoys `gokhdkh dk tgj gjoltgòrj corfjt, sa dn Nost@ot òk ejsdhk santworj upeotjs ta

gjlp tgjsj rjhulotdaks josdjr nar tgj `ldjkts, tgjk Nost@ot wdll àktdkuj ta govj o strakh `ldjkt iosj oke

nallawdkh. Dn Nost@ot nodls ta pravdej dkkavotdvj upeotjs ta tgj gjoltgòrj santworj, tgjk `ldjkts àule

passdily ljovj oke ha ta o ednnjrjkt àcpoky tgot eajs. Pjj `gort dk oppjkedx ak pohj 52 nar jxplokotdak

ak gaw dkkavotdak ds rokfje o`àredkh ta jo`g dkedvdeuol mai.

No`tar= Cokohjrdol rjspaksdidldtdjs

Xjdhgt= 02%

Ejndkdtdak= Ugj cokohjcjkt tosfs hdvjk ta ok dkedvdeuol, tgj ljvjl an tgj pjaplj tgjy orj ossdhkje ta ljoe,

oke tgj aksjqujk`js an paar ljoejrsgdp.

Jxplokotdak= Cokohjcjkt wos `gasjk os o àcpjksoilj no`tar os dt tdjs dkta aur àcpjksotdak aimj`tdvj

an o tjocwarf iosje warf jkvdrakcjkt. Govdkh o pasdtdak—s rjspaksdidldty ta cokohj o tjoc ds jssjktdol

ta gaw tgj mais wdll ij stru`turje, oke dk turk gaw tgasj wdtg dk`rjosje rjspaksdidldty sgaule ij



?0

àcpjksotje os su`g. Govdkh dt tdje dkta àcpjksotje wdll jksurj tgot tgasj wdtg cokohjcjkt pasdtdak

avjr gdhg ljvjl tj`gkdòl mais, su`g os jkhdkjjrs, orj àcpjksotje nar ossucdkh tgot cokohjcjkt ralj

wgdlj govdkh oevok`je tj`gkdòl fkawljehj. Ugj lotjr stohjs wdll rjàhkdzj tgasj tgot govj outgardty avjr

atgjr gdhg-ljvjl cokohjrs, oke govj dk`rjosje rjspaksdidldty wdtg tgjdr ej`dsdak cofdkh. Pjj `gort dk

oppjkedx ak pohj 5? nar jxplokotdak ak gaw cokohjcjkt ds rokfje o`àredkh ta jo`g dkedvdeuol mai.

Lostly, dt ds jvdejkt tgot wj ede kat rjlotj oky dkedvdeuol àcpjksotdak aimj`tdvjs ta tgj

pjrnarcok`j rjàhkdtdak iusdkjss aimj`tdvj. Ugds ds ijòusj wj ijldjvj tgot oll an tgj àcpjksotdak

aimj`tdvjs o`tuolly ea rjlotj ta pjrnarcok`j rjàhkdtdak, os wjll. Ugds ds ijòusj tgj padkt an tgj

ejvjlapcjkt an tgj dktjrkol stru`turj ds ta ejtjrcdkj wgd`g mais sgaule ij àcpjksotje carj rjlotje

ta wgot Nost@ot tgdkfs ds dcpartokt, oke vd`j vjrso. Jcplayjjs wdll njjl os dn tgjdr gore warf wdll ij

àcpjksotje os dt ds autldkje dk tgjdr mai ejs`rdptdak. Ijòusj an tgds, jcplayjj carolj oke praeu`tdvdty

wdll dk`rjosj wgd`g wdll gjlp Nost@ot su``jje. Nost@ot wdll su``jje ijòusj dt wdll ij oilj ta ottro`t oke

rjtodk tap toljkt, wgd`g wdll dk turk gjlp Nost@ot `rjotj dkkavotdvj upeotjs ta ùrrjkt praeu`t dk arejr ta

ottro`t carj ùstacjrs.



?5

Jxtjrkol @acpjtdtdvjkjss

YJ@ACCJKEJE PUYOUJHT NAY @ACRJUDUD JKJPP

Xj ot Nost@ot ijldjvj tgot wj òk àcpjtj wdtg atgjr ndrcs iy govdkh poy ljvjls tgot orj oiavj

tgj corfjt rotj nar oll mais. Nost@ot kjjes tgjsj gdhgjr ljvjls ta àcpjtj wdtg atgjr ndrcs oke govj tgj

ijst praeu`t ak tgj corfjt. Ugjsjs gdhgjr poy ljvjls wdll jkoilj Nost@ot ta ottro`t oke rjtodk tgj ijst

toljkt. Ugauhg wj orj oworj an tgj rdsfs tgot tgds àule cofj aur loiar àsts uksustodkoilj, wj ijldjvj

tgot wj wdll cofj up nar tgj gdhgjr loiar àsts dk rjeu`dkh turkavjr àsts oke carj josdly ndke pjaplj

wdlldkh ta warf nar us.

Xj govj coej tgj ej`dsdak ta ha gdhgjr oiavj tgj corfjt rotj nar tgasj mais tgot wj govj nauke

ta ij tgj cast dcpartokt oke vdtol ta tgj su``jss an Nost@ot. Xj fkaw tgot dt ds carj ednndùlt ta ottro`t

tgjsj pjaplj, os wjll os rjplo`j tgjdr sjrvd`js dn tgjy ljovj tgj àcpoky, oke wokt ta hdvj tgjc o gdhgjr

àcporotdvj rotj ta dk`jktdvdzj tgjc ohodkst warfdkh nar o àcpjtdtar. Nar mais wdtg lawjr mai

jvoluotdaks sàrj wj stdll wokt ta ha oiavj tgj corfjt, iut o`fkawljehj tgot tgjsj mais orj josdjr ta ndll

oke govj ljss an ok dcpo`t ak tgj iusdkjss.

Nost@ot fkaws tgot govj o cdx an àcpjksotdak narcs ds tgj ijst woy ta ottro`t oke rjtodk toljkt.

Ednnjrjkt warfjrs laaf nar gdhgjr iosjs ar carj àcpjtdtdvj iakusjs, sa o cdx ds tgj ijst woy ta ottro`t

warfjrs. Ot tgj socj tdcj wj o`fkawljehj tgot aur ndrc ds o scolljr àcpoky, oke coy govj trauilj

cjjtdkh tgj lorhj òsg iosj tgot atgjr ndrcs annjr. Xj wdll stru`turj iakusjs sa tgot tgjy wdll cofj o

lorhjr dcpo`t ak tgj tatol àcpjksotdak an soljs pasdtdaks, wgasj ndkok`dol dcpo`t òk ij josdly tro`fje

oke wdll govj dk`jktdvjs tgrauhg àccdssdaks ta hjt gdhg soljs kucijrs. Ugds wdll o`àcpldsg aur haol an

poydkh jcplayjjs nar tgjdr pjrnarcok`j.



?:

Oll jcplayjjs wdll ij hdvjk sta`f aptdaks, wdtg tgj ocaukt tdje ta ralj wdtgdk àcpoky6 tgasj ot tgj

gdhgjst ljvjl wdll govj tgj cast. Ugds wdll cofj tgasj jcplayjjs wga govj ldttljr dcpo`t dk tgj lakh tjrc

haols an tgj àcpoky wdll kat warry oiaut gaw sjrdausly dt wdll jnnj`t tatol àcpjksotdak, oke tgasj dk

gdhg ljvjl dkkavotdvj pasdtdak wdll ij gdhgly catdvotje ta laaf nar kjw woys an eadkh iusdkjss. Ugjsj sta`f

aptdaks wdll ottro`t tgasj dk tgj dkeustry wga ijldjvj tgot tgjy òk `gokhj o àcpoky nar tgj ijttjr.

Jcplayjjs wdll govj carj ejedòtdak ta tgjdr mais dn tgjy orj oll portdol awkjrs.

Ugj ijkjndts tgot orj hdvjk ta oky jcplayjj orj o vjry dcpartokt port an tgjdr àcpjksotdak oke

annjrdkh o àcpjtdtdvj ijkjndts po`fohj ds jssjktdol ta tgj su``jss an Nost@ot. Oll jcplayjjs wdll govj

o``jss ta gjoltgòrj, iatg ta fjjp oll jcplayjjs sonj oke gjoltgy oke ta àcply wdtg lows. Yjhoredkh

pode tdcj ann tgjrj wdll ij o iosj ocaukt an 9-wjjfs nar kak-solordje jcplayjjs oke 0 wjjfs nar solordje

jcplayjjs, oke jcplayjjs wga stoy dk tgj àcpoky nar lakhjr wdll dk`rjosj tgds ocaukt. Ugds voòtdak

tdcj wdll jkoilj jcplayjjs ta ejàcprjss oke gapjnully ij carj jnnd`djkt dk tgjdr warf.

Xj ot Nost@ot wokt o àcpjksotdak systjc tgot wdll jkàurohj dkkavotdak, rjàhkdzj jcplayjj

pjrnarcok`j, oke sgaw dktjrkol jqudty. Ljoedkh tgj corfjt wdtg aur poy ljvjls oke tgj cdx an narcs wj

usj ta cofj up tgds acpjksotdak wdll o`àcpldsg oll an tgjsj haols.

PZY^JT EJPDHK

O survjy an jxtjrkol àcpjtdtars ds o kj`jssory àcpakjkt ta Nost@ot su``jssnully `rjotdkh o

àcpjksotdak stru`turj. O survjy an jxtjrkol àcpjtdtars wdll rjvjol wgot tgj corfjt rotj ds nar mais

wdtgdk tgj santworj dkeustry. Xarfdkh ann an tgj corfjt rotj, Nost@ot òk tgjk ej`dej wgot ta poy nar tgjdr

mais dk arejr ta fjjp wdtgdk tgj poy ljoejr strotjhy cjktdakje oiavj.

Dk arejr ta `rjotj ijk`gcorf mais, tgj ejs`rdptdaks an mais wdtgdk tgj O``jss Eotoiosj oke tgj

ejs`rdptdaks an mais wdtgdk Nost@ot goe ta ij àcporje. Ugds ds dk arejr ta ndke tgj sdcdlor mais ijtwjjk

tgj twa sjts an mai ejs`rdptdaks. Rljosj tofj o laaf ot tgj “Ijk`gcorf Mais– `gort dk tgj Oppjkedx ak Rohj



?>

5>. Ugds `gort sgaws tgj rotdakolj nar wgy jo`g Nost@ot mai wos cot`gje up wdtg tgj O``jss Eotoiosj

mais. Kaw tgot sdcdlor mais govj ijjk pd`fje aut oke acporje, Nost@ot ds kaw oilj ta sjj gaw tgjdr mais

orj sdcdlor ta atgjr jxtjrkol mais oke tgjk acporj acpjksotdak ijtwjjk tgj twa, os wjll. ?: jxtjrkol

mais tgrauhg tgj O``jss Eotoiosj wjrj ej`deje ta ij vjry sdcdlor ta Nost@ot mais, oke tgjrjnarj wjrj

ej`deje ta ij ijk`gcorf mais. Ijk`gcorf mais orj pasdtdaks tgot rjcodk àksdstjkt tgrauhgaut tgj

dkeustry (dk tgds òsj, tgj santworj dkeustry). Aut an tgj 95 tatol mais ot Nost@ot, tgj ?: ijk`gcorf mais

`gasjk ds rauhgly >9.:% an tgj tatol an Nost@ot mais. Iy `gaasdkh ok ocaukt an ijk`gcorf mais tgot ds

avjr :2%, Nost@ot ds rj`jdvdkh carj o`ùrotj eoto dk arejr ta oejquotjly prd`j tgj mai stru`turj.

Dk tjrcs an ej`dedkh o rjljvokt corfjt, Nost@ot ds o gjoltgòrj santworj àcpoky. Ijòusj an tgds,

dt wos ej`deje ta akly naùs ak mais wdtgdk santworj àcpokdjs. Ugds ds ijòusj santworj àcpokdjs orj

hadkh ta govj vjry sdcdlor mais àcporje ta jo`g atgjr (d.j. tj`gkd`dok, jkhdkjjr, prahroccjr, jt`jtjro).

Os an tgds rotdakolj, 92 santworj ndrcs wjrj `gasjk os àcpokdjs ta ij dk`lueje dk tgj survjy (fjjp dk

cdke tgot tgjsj àcpokdjs orj olsa dk tgj socj hjahropgd` orjo). Xdtgdk tgjsj 92 santworj ndrcs, tgjrj

orj ?9 cjeduc-sdzje ndrcs oke 7 scoll-sdzje ndrcs. Dt wos ej`deje tgot lorhj ndrcs sgaule kat ij dk`lueje

wdtgdk tgj survjy. Ugds ds ijòusj lorhjr àcpokdjs govj carj rjvjkuj, oke tgjrjnarj govj carj cakjy

ta àcpjksotj tgjdr jcplayjjs. Pcoll ndrcs olsa govj ljss tgok 522 jcplayjjs, oke cjeduc ndrcs govj

ijtwjjk 522-?,222 jcplayjjs, oke lorhj ndrcs govj ?,222+ jcplayjjs. Pdk`j Nost@ot akly gos 922

jcplayjjs, dt ds àksdejrje o scoll ndrc. Gapjnully dk tgj kjor nuturj, Nost@ot wdll hraw ta ijàcj o

cjeduc-sdzje ndrc, oke sa tgj solory eoto ds ejtjrcdkje dcpartokt os o rjnjrjk`j. Oltgauhg Nost@ot waule

ldfj ta akj eoy ij o lorhj àcpoky, rdhgt kaw dt ds kat lorhj jkauhg ta àcporj dtsjln oke dts mais ta o

lorhjr ndrc. Pa dk succory, scoll oke cjeduc sdzje santworj ndrcs wjrj ej`deje ta ij dk`lueje wdtgdk

tgj survjy. Ugds ds dk arejr ta gjlp rjotj dktjrkol jqudty wdtgdk Nost@ot, wgd`g ds ok aimj`tdvj.

Pdk`j dt tofjs tdcj ta àllj`t oke okolyzj survjy eoto, iy tgj tdcj dt ds rj`jdvje, tgj eoto ds olrjoey

ale. Ugj survjy eoto nar Nost@ot wos ohje iy 9% nar tgj > caktgs tgot tgj survjy waule tofj ta ij



?8

rjturkje ta Nost@ot. Ugds pjr`jktohj wos ejtjrcdkje iy tofdkh tgj dknlotdak rotj dk tgj Zkdtje Ptotjs sdk`j

92??. Ugds wos tgjk ovjrohje oke òcj aut rauhgly ta 9%. Ugds ds o rauhg jstdcotj an gaw tgj survjy

waule `gokhj avjr tgj > caktgs, oke ds kat jxo`t.

Uatol àcpjksotdak wos `gasjk iy Nost@ot os tgj poy narc ta àcporj dk tgj jxtjrkol survjy

eoto. Uatol àcpjksotdak ds iosj + ijkjndts + sgart-tjrc oke lakh-tjrc dk`jktdvjs. Ugj oevoktohj an tatol

àcpjksotdak oke usdkh dt os o poy narc ta àcporj dk tgj jxtjrkol survjy eoto ds tgj no`t tgot dt tjlls tgj

tatol voluj àcpjtdtars plo`j ak tgds warf (wdtgdk jo`g mai). Ugj edsoevoktohj an usdkh tatol àcpjksotdak

os o poy narc ta àcporj jxtjrkolly ds tgot oll jcplayjjs (wdtgdk jo`g mai) coy kat rj`jdvj oll an tgj narcs

(d.j. iosj + ijkjndts + sgart-tjrc oke lakh-tjrc dk`jktdvjs). Nost@ot wdll govj ta cofj surj tgot tgj

àcpjksotdak s`gjeulj laafs nodr ak`j àcpljtj ijòusj an tgds wjofkjss. Uatol àcpjksotdak os o poy

narc ta àcporj wos olsa `gasjk ijòusj dt edrj`tly rjlotjs ta Nost@ot—s aimj`tdvj an dktjrkol jqudty. Iy

govdkh tgj àcpljtj àcpjksotdak s`gjeulj ovodloilj ta jcplayjjs ta vdjw os edvdeje iy jo`g sj`tdak,

jcplayjjs ok ljorly sjj wgot tgjy wdll ij acpjksotdak oke nrac wgd`g orjo.

Xjdhgtje cjok wos `gasjk os tgj àcpjksotdak cjtrd` ta usj dk oeedtdak ta tgj tatol

àcpjksotdak poy narc. Xjdhgtje cjok waule ij tgot jo`g àcpoky—s cjok (wdtgdk tgj jxtjrkol corfjt

survjy) ds wjdhgtje iy tgj kucijr an pjaplj dk tgot àcpoky dk tgot mai. Pa o àcpoky—s cjok ds ndrst

nauke oke tgjk wjdhgtje. Iy ndkedkh o wjdhgtje cjok, dt òk gjlp dejktdny poy trjkes carj o`ùrotjly.

Ugds ds ijòusj tgj wjdhgtje cjok scaatgs aut tgj nlu`tuotdaks dk tgj corfjt (dk òsj tgjrj orj autldjrs

dk tjrcs an gaw cu`g o mai ds àcpjksotje nar).

Y¹ ds o stotdstd` tgot jvoluotjs tgj “haaekjss– an tgj ndt ijtwjjk tgj Nost@ot àcpjksotdak

stru`turj oke tgj stru`turj dk tgj jxtjrkol corfjt. Ugj `lasjr tgj Y¹ ds ta ?.22, tgj carj sdcdlor Nost@ot

àcpjksotdak stru`turj ds ta tgj jxtjrkol corfjt. Ugj Y¹ nar Nost@ot ds 2.:?9. Ugds ds rauhgly carj tgok

golnwoy ta tgj ?.22 corfjr. Ugds cjoks tgot tgj Nost@ot àcpjksotdak stru`turj ds rauhgly carj tgok goln



?7

os sdcdlor ta tgj jxtjrkol àcpjksotdak stru`turj. Oltgauhg Nost@ot akly gos o Y¹ an 2.:?9, tgds ds kat

olorcdkh. Ugds ds ijòusj Nost@ot wokts ta ljoe tgj corfjt dk tjrcs an tatol àcpjksotdak nar oll mais. Iy

ljoedkh tgj corfjt dk tjrcs an tatol àcpjksotdak, tgj ljss sdcdlor Nost@ot ds ta tgj corfjt rotj (ar tgj

rjhrjssdak ldkjs) dk tgj O``jss Eotoiosj Yjhrjssdak hropg. Rljosj tofj o laaf ot tgds hropg dk tgj Oppjkedx

ak pohj 57. Rljosj fjjp dk cdke tgot akly ijk`gcorf mais orj ijdkh àcporje wdtgdk tgj hropg, wgd`g

cjoks tgot kat oll mais orj kat ijdkh àcporje, must tgj cast sdcdlor. Dt ds passdilj ta dcpravj tgj Y¹. Xj

àule jvoluotj tgj mais tgot orj ùrrjktly autldjrs oke cofj tgj àcpjksotdak nar tgjc ta ij carj dk

ldkj wdtg tgj rjhrjssdak ldkj.

Ijòusj Nost@ot—s aimj`tdvjs orj ta ij jxtjrkolly àcpjtdtdvj/dkkavotdvj, pravdedkh o ljoe tgj

corfjt acpjksotdak strotjhy edrj`tly oldhks wdtg tgds aimj`tdvj. Ugds ds ijòusj iy poydkh aur mais oiavj

corfjt, tgds ds ottro`tdkh oke gapjnully rjtodkdkh tap toljkt ta warf nar Nost@ot oke gjlpdkh tgj àcpoky

ta ijàcj dkkavotdvj oke ogjoe an tgj tdcjs dk arejr ta stoy acpjtdtdvj.

ROT RALD@T LDKJ

Ontjr rjvdjwdkh tgj rj`jkt dknlotdak rotj oke ohdkh tgj eoto ta 9%, wj ot Nost@ot govj `gasjk ta

usj twa ednnjrjkt pald`y ldkjs. Ugjsj àksdst an Rald`y Ldkj ?, wgd`g ds ?2% oiavj tgj corfjt rotj oke Rald`y

Ldkj 9, wgd`g ds 9% oiavj tgj corfjt rotj. Os edsùssje oiavj eurdkh tgj strotjhy sj`tdak, Nost@ot kjjes

ta govj ok oiavj tgj corfjt àcpjksotdak strotjhy. Dk arejr ta rjnlj`t tgds, iatg an tgj Rald`y Ldkjs

`gasjk orj oiavj tgj hadkh corfjt rotj (hjkjrolly wgot àcpjtdtar—s poy nar o sdcdlor pasdtdak). Ugj

rjosak tgjrj orj twa ednnjrjkt Rald`y Ldkjs, akj wdtg o cu`g gdhgjr rotj tgok tgj atgjr, ds ijòusj an mai

jvoluotdak padkts. Xj ijldjvj tgot mais wdtg carj mai jvoluotdak padkts sgaule ij rjworeje wdtg o gdhgjr

Rald`y Ldkj. Ugds ds ijòusj tgjsj mais orj carj dktjhrol ta tgj su``jss an Nost@ot os o iusdkjss. Ugj mais

wdtg tgj lawjr mai jvoluotdak padkts orj carj ukdvjrsol oke kat os dktjhrol ta tgj su``jss an Nost@ot, oke

ijòusj an tgds ea kat govj os gdhg an o Rald`y Ldkj rotj. Ugj tatol àcpjksotdak po`fohj àksdsts an o



?4

iosj, ijkjndts, os wjll os sgart oke lakh tjrc dk`jktdvjs. Xj `gasj ta usj o tatol àcpjksotdak po`fohj

os o poy narc prdcordly ijòusj dt wdll tjll us tgj tatol voluj tgot Nost@ot—s acpjtdtars plo`j ak tgj warf

pjrnarcje iy jcplayjjs dk jo`g spj`dnd` mai os àcporje ta iy jxtjrkol survjy eoto tgot ds àllj`tje.

Iatg an tgj pald`y ldkjs tgot wj govj `gasjk ta usj orj iatg sjt oiavj tgj hadkh corfjt rotj, oke rjnlj`t

tatol acpjksotdak nar oll an tgj mais ot Nost@ot.

Ugjsj poy pald`y ldkjs orj àksdstjkt wdtg Nost@ot—s avjroll strotjhy. Xj orj laafdkh ta ljoe tgj

corfjt wdtg tgjsj pjr`jktohjs. Iy usdkh tgjsj pjr`jktohjs, wgd`g orj oiavj tgj hadkh corfjt rotj,

Nost@ot gapjs ta rjtodk dts jcplayjjs oke carj dcpartoktly ottro`t tap toljkt. Ugds ds dk ldkj wdtg Nost@ot—s

aimj`tdvjs an dktjrkol jqudty oke jxtjrkol acpjtdtdvjkjss/dkkavotdak.

Roy Rald`y ? an ?2% àksdsts an tgj mais tgot cjjt tgj avjroll aimj`tdvjs an Nost@ot, oke rj`jdvje

o gdhgjr ocaukt an mai jvoluotdak padkts. Xj govj `gasjk tgds ?2% pald`y ldkj ijòusj tgjsj mai

jvoluotdak padkts orj wjdhgtje gjovdly euj ta tgj gdhg ljvjl an rjqudrjcjkts su`g os sfdlls, jeuòtdak,

yjors an jxpjrdjk`j, sjvjrdty, jt`jtjro wgd`g orj rjqudrje ta àcpljtj sode mais. Nost@ot rjàhkdzjs tgot

dk arejr ta ij tgj ljoejr an tgj corfjt, tgjsj mais govj ta ij gdhgly àcpjksotje oke tgjsj orj tgj fjy

no`tars tgot wdll gjlp Nost@ot dk tgj lakh ruk ta rjtodk dts jcplayjjs. Rald`y ldkj 9 an 9%, oltgauhg stdll

sldhgtly oiavj tgj hadkh corfjt rotj, gos lawjr mai jvoluotdak padkts. Ugds ds ijòusj tgj mai pasdtdaks

tgot noll ukejr pald`y 9 ea kat rjlotj nully ta Nost@ot aimj`tdvjs. Ugjy orj kat wjdhgtje gjovdly ea ta no`t

tgot tgjy ea kat rjqudrj os cu`g sfdll oke òk ij josdly ndllje ar rjplo`je. Ugjy orj carj ukdvjrsol mais

tgot òk ij nauke nrac akj àcpoky ta tgj kjxt. Ontjr jstoildsgdkh tgjsj poy pald`y ldkjs, wj `gasj ta

usj o hroejs oke rokhjs systjc wgd`g pjrcdts tgj dktjhrotdak an dktjrkol oldhkcjkt oke jxtjrkol

àcpjtdtdvjkjss. Oll mais tgot noll wdtgdk o hroej orj trjotje tgj socj nar àcpjksotdak purpasjs. Xj

govj `gasjk ta usj ndvj hroejs. Aur pald`y ldkj ? an ?2% ejols wdtg Hroejs 0, 5 oke :, wgdlj Hroejs ? oke

9 ejol wdtg pald`y ldkj 9 an 9%.



92

DKUJHYOUDAK AN DKUJYKOL OKE JWUJYKOL PUYZ@UZYJ

Xgjk ej`dedkh ijtwjjk hroejs oke rokhjs ar mai iokes oke zakjs, wj njlt tgot hroejs oke rokhjs

ijst cjjts aur dktjrkol jqudty aimj`tdvj. Jvjry mai ds trjotje nodrly oke voluje jquolly wdtgdk jo`g hroej.

Hroejs oke rokhjs olsa cofj dt vjry `ljor gaw tgj mais dk jo`g hroej orj voluje oke gaw cu`g tgot voluj

`gokhjs ijtwjjk tgj hroejs. Rort an tgj dktjrkol jqudty aimj`tdvj ds troksporjk`y dk aur àcpjksotdak,

oke iy usdkh hroejs oke rokhjs troksporjk`y ds o`gdjvje.

Aur hroejs govj avjrlop, wgd`g no`dldtotjs òrjjr potgs. Ugds rjlotjs ta aur pjrnarcok`j

rjàhkdtdak aimj`tdvj. Dn wj govj o toljktje jcplayjj tgot ds kat yjt rjoey nar o gdhgjr ralj dk tgj kjxt

poy hroej, tgjrj ds stdll raac nar pracatdak oke àcpjksotdak dk`rjosjs wdtgdk tgj hroej gj ar sgj ds dk.

Ugj dk`rjosj dk àcpjksotdak rjwores tgj jcplayjj nar tgj gore warf tgot gj ar sgj gos olrjoey put

nartg oke tgjrjnarj rjàhkdzjs tgot gore warf. Ak`j jcplayjjs orj rjoey ta cavj ijtwjjk poy hroejs,

tgjy orj oilj ta ea sa oke tgj dk`rjosj dk tatol acpjksotdak ds o woy ta rjàhkdzj tgj warf tgj jcplayjjs

put dk ta o`gdjvj tgot dk`rjosj dk àcpjksotdak.

Pdk`j tgj mais dk tgj lawjr poy hroejs govj lawjr mai jvoluotdak padkts oke tgjrj ds o gdhgjr

supply an òkedeotjs dk tgj corfjt nar tgasj pasdtdaks, jcplayjj turkavjr dk tgasj hroejs gos ljss an ok

dcpo`t ak Nost@ot. Ugjrj olsa dsk—t o lorhj ejcoke nar dkkavotdak dk tgasj hroejs, wgd`g ds wgy tgj hroejs

orj carj korraw tgok tgasj pasdtdaks wdtg gdhgjr mai jvoluotdak padkts. Ugjrj ds ljss an o kjje nar pjaplj

ta cavj up dk tgj lawjr hroejs tgok tgjrj ds dk tgj cdeelj wgjrj carj mais orj ovodloilj. Nljxdidldty ds

carj jvdejkt dk cde-ljvjl mais nar pracatdak, wgd`g ds wgy tgjsj hroejs orj wdejr. Ugj lorhjst ocaukt

an pasdtdaks orj dk`lueje dk tgj cde-ljvjl hroejs, wgd`g cjoks tgjrj orj carj appartukdtdjs nar

jcplayjjs ta ij pracatje wdtgdk tgj hroejs. Ugj gdhgjst hroejs àktodk tap-ljvjl pasdtdaks, oke

tgjrjnarj orj carj korraw. Ugjrj ds ljss nljxdidldty nar pracatdaks ijòusj tgj pjaplj dk tgds hroej orj

olrjoey ot tgj tap an tgj arhokdzotdak oke tgjrjnarj govj ldttlj appartukdty ta ha oky gdhgjr tgok tgjy



9?

olrjoey orj. Ugj gdhgjst pode jcplayjjs orj dk tgj gdhgjst hroejs ijòusj wj kjje ta rjtodk tgasj

jcplayjjs, os turkavjr an pasdtdaks dk`lueje dk tgasj hroejs òk dkejje gurt Nost@ot sdk`j tgjy orj cu`g

gorejr ta ndll tgok tgasj mai pasdtdaks dk`lueje dk tgj lawjr hroejs.

JÔLZOUDAK AN EJ@DPDAKP

Ontjr jvoluotdkh tgj eoto, dt wos ejtjrcdkje dcpartokt ta std`f wdtg tgj ardhdkol strotjhy an govdkh

o tatol àcpjksotdak po`fohj tgot ds gdhgjr nar mais tgot govj carj mai jvoluotdak padkts oke lawjr nar

mais wdtg ljss mai jvoluotdak padkts. Oltgauhg sacj carj mais orj carj vdtol ta tgj su``jss an Nost@ot os

o wgalj, sotdsndje jcplayjjs dk oll mais ds olsa dcpartokt.

Pcoll-cjeduc sdzje santworj ndrcs wjrj `gasjk ta ij dk tgj jxtjrkol survjy. Akj an tgj rjosaks

nar tgds ej`dsdak ds ijòusj Nost@ot ds o gjoltgòrj santworj ndrc. Ugds cjoks tgot Nost@ot wdll govj sdcdlor

mais ta atgjr santworj ndrcs (su`g os ok jkhdkjjr). Dk oeedtdak, Nost@ot (ot govdkh akly 922 jcplayjjs) ds

àksdejrje o scoll ndrc. @acpordkh Nost@ot ta o cjeduc sdzje ndrc ds afoy, ijòusj tgot wdll ij tgj kjxt

hrawtg rokhj nar Nost@ot oke òk hdvj Nost@ot ok dejo an wgot àcpjksotdak ds ldfj nar cjeduc-sdzje

ndrcs. Gawjvjr, Nost@ot ds taa nor owoy nrac ijdkh àksdejrje o lorhj-sdzje ndrc oke ijòusj an tgds tgj

àcpjksotdak eoto nrac tgjsj ndrcs wos àksdejrje drrjljvokt. Ijk`gcorf mais orj fjy mais tgot òk ij

nauke wdtgdk akj arhokdzotdak ta okatgjr. Ugjy orj olcast “ukdvjrsol.– Rljosj tofj o laaf ot tgj

“Ijk`gcorf Mais– toilj ak pohj 5> dk arejr ta hjt o ejtodlje rotdakolj ak wgy jo`g ijk`gcorf mai wos

`gasjk oke cot`gje ta o Nost@ot mai.

Xj ot Nost@ot wokt o àcpjksotdak systjc tgot wdll jkàurohj dkkavotdak, rjàhkdzj jcplayjj

pjrnarcok`j, oke sgaw dktjrkol jqudty. Ljoedkh tgj corfjt wdtg aur poy ljvjls oke tgj cdx an narcs wj

usj ta cofj up tgds àcpjksotdak wdll o`àcpldsg oll an tgjsj haols. Dk tgds woy, Iosj + Iakusjs + Ijkjndts

+ Pta`f Aptdaks wdll ij hdvjk ta oll vdoilj saur`js.



99

Ugj okolysds ak àcpjtdtar—s poy pro`td`js ds gore ta soy ejndkdtdvjly. Rljosj tofj o laaf ot tgj

rjhrjssdak hropg ak pohj 57. Xdtgdk tgds, yau wdll sjj tgot sacj an tgj ijk`gcorf mais nrac àcpjtdtars

orj oiavj tgj corfjt rotj (ok autldjr) oke sacj an tgj ijk`gcorf mais nrac àcpjtdtars orj ijlaw tgj

corfjt rotj (ok autldjr). Dt rjolly sgaws tgj ednnjrjk`j ijtwjjk tgj poy pro`td`js an tgj ndrcs ijòusj

sacj ndrst sgawòsj àcpjksotdkh tgjdr jcplayjjs vjry gdhgly, wgdlj atgjrs `gaasj ta stoy ijlaw tgj

corfjt rotj. Dt ds ùrdaus ta fkaw gaw jcplayjjs orj rjtodkje ot ijlaw corfjt rotj jcplayjrs. Ugj

rjsults an tgj okolysds orj jxocdkje iy gaw tgj eoto an tgj jxtjrkol àcpjtdtars cot`g up wdtg aur awk

dejos an gaw ta àcpjksotj pjaplj. Gaw wj sjt aursjlvjs oport ds iosje ann an tgj ùrrjkt dkeustry

stokeores. Ugj ijk`gcorf mais tgot wj goe ej`deje lasjly cot`gje aur Nost@ot mais jkeje up govdkh o

vjry ednnjrjkt rokhj dk tjrcs an tatol àcpjksotdak. Ugjrj ds kat o strakh àrrjlotdak an oll an tgj mais dk

tjrcs an wgot tgj acpokdjs ej`dej ta poy dk tatol acpjksotdak, dt ejpjkes ak tgj arhokdzotdak.

9 pald`y ldkjs wjrj `gasjk, oltgauhg iatg oiavj tgj corfjt rotj. Rald`y ? ds ?2% oiavj tgj corfjt

rotj, wgjrjos Rald`y 9 ds 9% oiavj tgj corfjt rotj. Nost@ot cokohjcjkt ej`deje ta govj o Rald`y 9 (lawjr

tgok Rald`y ?) ijòusj an mais tgot ea kat òrry os coky mai jvoluotdak padkts oke orj josdly ndllje/ea kat

rjqudrj os cu`g sfdll. @acpjksotdak nar tgds mais ea kat govj ta ij qudtj os gdhg ijòusj tgjy ea kat

edrj`tly rjlotj ta tgj su``jss an Nost@ot aimj`tdvjs. Hroejs ? oke 9 wjrj put ukejr Rald`y 9 ijòusj an

lawjr mai jvoluotdak padkts, wgjrjos Hroejs 0, 5, oke : orj put ukejr Rald`y ? ijòusj an gdhgjr mai

jvoluotdak padkts oke carj aktrdiutdak ta tgj su``jss an Nost@ot tgrauhg aimj`tdvjs.

Aur kjw àcpjksotdak strotjhy an ljoedkh tgj corfjt gjlps Nost@ot ijàcjs o àcpjksotdak

ljoejr wdtgdk tgj santworj corfjt. Dt ottro`ts oke rjtodks tgj tap toljkt wgd`g ds kj`jssory ta aur

dkkavotdak aimj`tdvj dk arejr nar Nost@ot ta rjcodk rjljvokt oke àcpjtj wdtg tgj lorhjr arhokdzotdaks dk

tgj santworj. Jxtjrkol àcpjtdtdvjkjss ds vjry dcpartokt ta Nost@ot os dt ds ok aimj`tdvj oke tgds

àcpjksotdak strotjhy olsa gjlps wdtg tgds.



90

Rjrnarcok`j oke Cokohjcjkt

RJYNAYCOK@J-IOPJE ROT RLOK PUOUJHT

Ugjrj orj tgrjj ednnjrjkt typjs an pjrnarcok`j-iosje ploks ovodloilj ta Nost@ot. Ugj ndrst ds tgj

cjrdt poy plok. O`àredkh ta tgj @acpjksotdak tjxtiaaf ak pohj >7:, tgj cjrdt poy plok ds “o rjwore

tgot rjàhkdzjs autstokedkh post pjrnarcok`j.– Ugj cjrdt poy plok rjàhkdzjs dkedvdeuol pjrnarcok`j

oke poy ednnjrjkt ocaukts iosje ak tgj ljvjl an pjrnarcok`j. Ugj sjàke typj an pjrnarcok`j-iosje poy

plok ds tgj hodksgordkh plok. O`àredkh ta pohj >7? dk tgj @acpjksotdak tjxtiaaf, o hodksgordkh plok ds

ok dk`jktdvj plok tgot ds iosje ak sacj cjosurj an hraup pjrnarcok`j rotgjr tgok dkedvdeuol

pjrnarcok`j oke òk naùs ak jdtgjr àst sovdkhs ar prandt dk`rjosjs os tgj stokeore nar edstrdiutdkh tgj

jx`jss nukes ocakh jcplayjjs. Ugj tgdre plok ds tgj prandt-sgordkh plok. Rohj >77 an tgj tjxt stotjs tgot

tgj prandt-sgordkh plok ds o plok tgot naùsjs ak tgj prandtoidldty an tgj àcpoky os o stokeore nar hraup

dk`jktdvj.

Ijtwjjk tgj cjrdt, hodksgordkh, oke prandt sgordkh pjrnarcok`j-iosje poy strotjhdjs, wj ej`deje

tgot tgj cjrdt poy plok ds ijst sudtje ta o`gdjvj Nost@ot—s aimj`tdvjs. O`àredkh ta Jxgdidt 9> dk tgj òsj

iaaf, tgj cjrdt poy plok sdhkols cjrdta`ro`y, puts sdhkdndòk`j ak dkedvdeuol àktrdiutdaks, nastjrs lakh-

tjrc àccdtcjkt oke àktrals àsts. Iosdkh port an aur jcplayjjs— poy ak pjrnarcok`j wdll gjlp Nost@ot

àcpjtj ijòusj dt coy dk`rjosj jcplayjj sotdsno`tdak os tgjdr gore warf ds àktdkuolly rjàhkdzje. Dn

jcplayjjs orj sotdsndje, Nost@ot wdll rjtodk tgj gdhg òldijr jcplayjjs wj sjjf. Pdk`j pjrnarcok`j wdll

ij rjàhkdzje tgrauhg okkuol jcplayjj pjrnarcok`j opprodsols, dt wdll gjlp o`gdjvj Nost@ot—s aimj`tdvj

an dktjrkol jqudty ijòusj dt wdll ij `ljor gaw ta dcpravj pjrnarcok`j dk arejr ta o`gdjvj tgj

pjrnarcok`j-iosje iakusjs. Dt ds aur gapj tgot pjrnarcok`j-iosje poy wdll `rjotj ok dk`jktdvj nar oll

jcplayjjs ta àktdkuolly pjrnarc wjll oke warf gore ta àktrdiutj ta tgj su``jss an Nost@ot. Pdk`j



95

pjrnarcok`j opprodsols wdll ij rjvdjwje wdtg tgj jcplayjjs, wj gapj tgot tgj dknarcotdak wdll pusg

tgasj jcplayjjs wdtg sotdsno`tary pjrnarcok`j ta pjrnarc jvjk ijttjr dk arejr ta o`gdjvj ok dk`rjosje

iakus wgdlj stdll rjworedkh tgj jcplayjjs wdtg hrjot ta autstokedkh pjrnarcok`j nar tgjdr àktrdiutdaks.

OPPJPPCJKU AN @ZYYJKU POLOYDJP

Jcplayjj solordjs codkly govj ta ea wdtg tgj Nost@ot aimj`tdvjs an jxtjrkol acpjtdtdvjkjss oke

dktjrkol jqudty. Nost@ot ds àk`jrkje wdtg govdkh o corfjt ljoejr strotjhy dk tjrcs an tatol àcpjksotdak.

Ugds ds dk arejr ta ottro`t tgj tap toljkt dk arejr ta gjlp cofj Nost@ot su``jssnul. Ijòusj an tgds, oll an

Nost@ot solordjs orj oiavj tgj ovjrohj corfjt rotj (iy jdtgjr ?2% ar 9%, ejpjkejkt ak mai jvoluotdak

padkts), wgd`g gjlps fjjp tgj jcplayjj solordjs àksdstjkt wdtg akj an Nost@ot—s aimj`tdvjs (pljosj sjj

tgj toilj ak pohj 07). Ugj atgjr aimj`tdvj, dktjrkol jqudty, ds must os dcpartokt os jxtjrkol

àcpjtdtdvjkjss. Dk arejr ta o`gdjvj dktjrkol jqudty, oll mais wjrj rokfje oke ossdhkje mai jvoluotdak

padkts dk rjhores ta tgjdr dcpartok`j ta Nost@ot (pljosj sjj tgj mai stru`turj toilj ak pohj 0>). Ugj carj

mai jvoluotdak padkts o mai rj`jdvjs, tgj gdhgjr o poy hroej tgj mai wdll govj. Nar carj ejtodl oiaut wgot

mais orj wdtgdk jo`g poy hroej, oke wgot tgj solory rokhj ds dk jo`g poy hroej, pljosj sjj tgj toilj ak

pohj 54. Avjroll, ijòusj jo`g an tgj mais orj ossdhkje ta jo`g poy hroej ejtjrcdkje ak mai jvoluotdak

padkts, tgj jcplayjj solordjs orj olsa àksdstjkt wdtg tgj dktjrkol jqudty aimj`tdvj tgot Nost@ot gos.

Hrjjk `dr`lj rotjs orj pjaplj wdtgdk o mai tgot orj ijdkh pode lawjr tgok wgot tgj lawjst ollawje

ocaukt ds nar tgot mai wdtgdk tgj hroej dt ds ossdhkje. Yje `dr`lj rotjs orj qudtj tgj appasdtj. Yje `dr`lj

rotjs orj pjaplj wdtgdk o mai tgot orj ijdkh pode gdhgjr tgok wgot tgj gdhgjst ollawje ocaukt ds nar tgot

mai wdtgdk tgj hroej tgot dt ds ossdhkje. Ugjrj wjrj naur hrjjk `dr`lj rotjs oke ndvj rje `dr`lj rotjs nauke

wdtgdk tgj jcplayjjs ot Nost@ot. Ugjrj orj cultdplj woys ta trjot jo`g sdtuotdak. Nar hrjjk `dr`lj rotjs,

tgj cast aivdaus àursj an o`tdak ds ta hdvj tgj jcplayjj o rodsj sa tgot tgjy orj ot ljost cofdkh tgj

lawjst ocaukt ollawoilj wdtgdk tgj hroej tgot tgj mai ds ossdhkje. Nar rje `dr`lj rotjs, dn pjrnarcok`j ds

law, poy òk olsa ij lawjrje. Ugjrj ds o passdidldty an ejcatdak, ar jvjk pracatdak ta o kjw mai dk o



9:

ednnjrjkt poy hroej dk arejr ta ndx tgj dssuj. Rljosj sjj tgj “Dkdtdol Polory Oemustcjkts– rotdakolj ak pohj

:? nar carj ejtodl oiaut tgj solory oemustcjkts tgot wjrj coej.

EJPDHK AN CJYDU ROT RLOK

Ugj haol an tgj Cjrdt Roy Rlok ds nar dt ta suppart aur àcpjksotdak aimj`tdvjs. Xj woktje ta

`rjotj ok jkvdrakcjkt an dktjrkol jqudty oke nastjr tjocwarf, wgjrj oll njjl tgot tgjy òk dk`rjosj tgjdr

poy nar dcpravdkh tgjdr pjrnarcok`j oke tgot an tgasj orauke tgjc. Oll jcplayjjs wdtg o pjrnarcok`j

cjjtdkh rjqudrjcjkts wdll rj`jdvj o cjrdt dk`rjosj, tgds wdll fjjp aur àcpjtjkt stonn poy àcpjtdtdvj

oke ej`rjosj tgj `gok`js an tgjc swdt`gdkh mais. Dt ds aur haol ta ljoe tgj corfjt dk poy, oke os su`g aur

Cjrdt Hrde hdvjs tgj gdhgjst dk`rjosj ta tgasj wdtg tgj gdhgjst pjrnarcok`j iut orj dk tgj lawjr quortdlj,

tgds ollaws aur gdhgjst pjrnarcdkh jcplayjjs ta qud`fly ot`g-up ta corfjt ljvjls. Xj wjrj orjnul oiaut

gaw ta hdvj cjrdt dk`rjosjs ta tgasj dk tgj gdhg quortdlj ljvjls, iut fkjw tgot wj cust rjàhkdzj tgjdr

pjrnarcok`j, jvjk dn dt ljss an ok dk`rjosj nar tgasj ot lawjr ljvjls. Akly 9:% an jcplayjjs wdll rj`jdvj

rotdkhs an 5 ar :, oke tgasj wdtg tgasj sàrjs wdll kat rj`jdvj oky cjrdt dk`rjosjs. Xj ijldjvj tgds oldhks

wdtg aur aimj`tdvj an pjrnarcok`j rjàhkdtdak, oke waule ij wrakh ta dk`rjosj tgj poy an tgasj kat

cjjtdkh oll rjqudrjcjkts. Ednnjrjktdotdak an poy iosje ak pjrnarcok`j ds kj`jssory nar Nost@ot ta stoy

àcpjtdtdvj oke rjtodk tgj ijst toljkt, aur Cjrdt dk`rjosjs wdll rjeu`j jcplayjj turkavjr oke jkàurohj

gdhg pjrnarcok`j. Xgdlj wj orj oworj tgot aur Cjrdt dk`rjosjs coy sjjc scoll, jcplayjjs wdll stoy

àcpjtdtdvj wdtg gdhg iosj oke tgj iakus stru`turj.

EJPDHK AN IAKZP RLOK

Ugj gdhgjst wjdhgtje njoturjs an aur Iolok`je sàrjòre orj tgasj tgot tdj dkta aur àcpjksotdak

aimj`tdvjs. Ugjsj iakusjs wdll sjjf ta rjwore aur cast vdtol stonn nar tgj avjroll su``jss an tgj àcpoky

wdtg oll jcplayjjs autsdej an Hroejs ? oke 9 orj jldhdilj nar o iakus. Xgdlj tgjrj cdhgt ij dll njjldkhs

ocakhst tgj lawjr hroejs oiaut kat ijdkh dk`lueje dk tgj iakus poyaut, wj cust rjàhkdzj tgjdr lawjr

dcpo`t ak tgj iusdkjss. Ugj patjktdol nar iakusjs wdll dk`rjosj tgj pjrnarcok`j an gdhgjr rokf stonn wgdlj



9>

olsa ottro`tdkh oke rjtodkdkh tgasj wga ijldjvj tgot tgjy òk o`gdjvj gdhg haols. Ugj poyaut an iakusjs

cofjs tgj idhhjst dcpo`t ak tgj àcpjksotdak an tgasj wga orj rjspaksdilj nar sjlldkh tgj praeu`t, os

tgjdr pjrnarcok`j òk ij tgj cast josdly quoktdndoilj. Ugj erdvj ta rjo`g rjvjkuj torhjts oke rj`jdvj

tgjdr null iakus wdll pusg aur soljs stonn ta tgjdr nulljst patjktdol. Autsdej an soljs mais, oll cjcijrs an

jo`g tdjr wdll rj`jdvj o nlot rotj an tgj iakus poyaut. Xj ijldjvj tgot dt ds ednndùlt ta quoktdny tgj

pjrnarcok`j an ka solj stonn dkta o iakus poyaut oke ta try oke ea su`g cdhgt edsturi aur haol an dktjrkol

jqudty. Zkejr tgjsj ùrrjkt stru`turjs ok ovjrohj jcplayjj dk tgj quoldnydkh tdjrs, wdtg tgj autldjrs an

tgj soljs stonn rjcavje, wdll govj o pramj`tje iakus an opprax. $?9,222.

@AKPDEJYOUDAK AN AUGJY RJYNAYCOK@J-IOPJE RLOKP

Ugj tgrjj pjrnarcok`j iosje poy systjcs tgot ijst ndt Nost@ot orj o cjrdt poy plok, prandt sgordkh

oke hodksgordkh ploks. Ugauhg dt waule ij aptdcol nar Nost@ot ta sdcply usj o cjrdt poy plok, akj ar iatg

an tgj rjcodkdkh ploks àule ij dcpljcjktje dkta akj lorhj hraup dk`jktdvj plok. Ugjrj orj sacj

oevoktohjs oke edsoevoktohjs ta usdkh hraup dk`jktdvj plok. O`àredkh ta tgj àcpjksotdak tjxtiaaf ak

pohj 0:4, sacj oevoktohjs dk`luej o pasdtdvj dcpo`t ak tgj arhokdzotdak oke dkedvdeuol pjrnarcok`j,

josdjr ta ejvjlap pjrnarcok`j cjosurjs tgok dt ds nar dkedvdeuol ploks, sdhkols tgot àapjrotdak, iatg

wdtgdk oke o`rass hraups, ds o ejsdrje ijgovdar, tjocwarf cjjts wdtg jktgusdostd` suppart nrac cast

jcplayjjs, coy dk`rjosj portd`dpotdak an jcplayjjs dk tgj ej`dsdak cofdkh pra`jss, jt`. O`àredkh ta tgj

àcpjksotdak tjxtiaaf ak pohj 0:4, sacj edsoevoktohjs dk`luej ldkj an sdhgt coy ij ljssjkje, tgot ds

jcplayjjs coy ndke dt carj ednndùlt ta sjj gaw tgjdr dkedvdeuol pjrnarcok`j onnj`ts tgj dk`jktdvj

poyauts, coy ljoe ta dk`rjosje turkavjr ocakh tap dkedvdeuol pjrnarcjrs wga orj edsàurohje ijòusj

tgjy cust sgorj wdtg ljss àktrdiutars, dk`rjosj àcpjksotdak rdsf ta jcplayjjs ijòusj an lawjr

dkàcj stoidldty , coy dknlujk`j sacj oppldòkts ta opply nar mais dk ndrcs wgjrj iosj poy ds o lorhjr

àcpjksotdak àcpakjkt, jt`. Nost@ot coy olsa `gaasj ta dcpljcjkt lakh tjrc dk`jktdvjs eawk tgj



98

raoe, os wjll os annjr JPARs, jcplayjj sta`f awkjrsgdp ploks. Ugjsj wdll hdvj tgj jcplayjjs carj rjosaks

ta stoy wdtg tgj àcpoky oke aktdkuj ta iudle sjkdardty avjr tdcj.

IJKJNDUP

Nost@ot—s àcpjksotdak strotjhy ds akj an tatol àcpjksotdak. Ugot ds, wj wokt patjktdol

jcplayjjs oke ùrrjkt jcplayjjs ta laaf ot tgj idh pd`turj rotgjr tgok must tgjdr iosj wohj. Ijòusj an

tgds, tatol àcpjksotdak nar Nost@ot jcplayjjs dk`luejs tgj iosj wohj + iakusjs + cjrdt poy + ijkjndts.

Ijòusj ijkjndts orj sa dcpartokt ta jvjryakj (d.j. gjoltg oke ejktol dksurok`j, ldnj dksurok`j, 52?(f) oke

rjtdrjcjkt ploks), wj njlt dt dcpartokt ta dk`luej dt wdtgdk tgj tatol àcpjksotdak strotjhy nar Nost@ot.

Ugds woy katgdkh ds gdeejk nrac jcplayjjs, oke jcplayjjs wdll ukejrstoke tgot tgjy orj cofdkh carj

tgok dkdtdolly tgauhgt wdtg ijkjndts prd`js dk`lueje. Ijkjndts tdjs dkta tgj jxtjrkol àcpjtdtdvjkjss

aimj`tdvj ijòusj an gaw ijkjndts cjosurj up ta atgjr àcpokdjs, oke dk arejr ta ottro`t tap toljkt

ijkjndts orj o fjy taal dk eadkh sa.

Os edsùssje dk tgj “Jxtjrkol @acpjtdtdvjkjss– partdak an tgj rjpart rdhgt ijnarj tgds, akly scoll-

cjeduc sdzje santworj ndrcs wjrj `gasjk ta ij usje nar ijk`gcorfdkh. Ugds ds ijòusj Nost@ot ds

àksdejrje o scolljr acpoky, sa acpordkh Nost@ot ta mais tgot orj lorhjr oke/ar dk o ednnjrjkt dkeustry

ds drrjljvokt. Mais ijtwjjk scoll-cjeduc sdzje santworj àcpokdjs orj hadkh ta ij vjry sdcdlor, sa tgj

poy ijtwjjk tgjc cust ij sdcdlor os wjll dk arejr ta ij àcpjtdtdvj dk tgj jxtjrkol corfjt.

Cast an tgj àcpjtdtars iosj poy rotda nar ijkjndts ds oiaut ?2% ar lawjr. Nar jxocplj, @acpoky

5: poys tgjdr Jkhdkjjr 9 tatol àcpjksotdak an $?>9,:05. Xdtgdk tgot tatol àcpjksotdak, $?9,>:8 an tgot

ds nar ijkjndts, wgd`g ds orauke 8-7% an tatol àcpjksotdak. Ijòusj cast an tgj sjlj`tje àcpjtdtars

pode aut orauke tgot ocaukt nar ijkjndts, dk arejr ta fjjp Nost@ot wdtgdk dts poy ljoejr àcpjksotdak

strotjhy, ijkjndts poyaut ds sjt ot oiaut ?2% an tatol àcpjksotdak ocaukt. Ugds ds stdll gdhgjr tgok cast



97

sjlj`tje àcpjtdtars, oke wdll gjlp gjlp Nost@ot ottro`t tap toljkt oke rjcodk àcpjtdtdvj dk tgj jxtjrkol

corfjt. Pjj ijlaw nar sacj jxocpljs=

GAX UGJ YJ@ACCJKEOUDAKP XDLL GJLR O@GDJ^J AIMJ@UD^JP

Cast jcplayjjs— poy wos kat dkdtdolly oemustje dkta tgj poy stru`turj. Gawjvjr, tgjrj wjrj o njw

jcplayjjs wdtg iosj poy tgot ede kat cot`g tgjdr pjrnarcok`j ar ljkhtg an tdcj wdtg tgj àcpoky. Nar

jxocplj, twa @ldkdòl Ldodsaks goe o vjry lorhj ednnjrjk`j dk tgjdr iosj poy. Akj jcplayjj, L. Ijlnjr gos

pjrnarcje sotdsno`tardly oke gos ijjk dk tgj àcpoky nar ljss tdcj tgok I. Gdllcok, wga gos ijjk

jx`jjedkh pjrnarcok`j jxpj`totdaks. Ugds lje us ta ej`dej ta lawjr tgj iosj poy an iatg jcplayjjs ta

$82,222 nar Ijlnjr oke $8:,222 nar Gdllcok oke cofj àccdssdak o lorhjr partdak an poy euj ta tgj soljs

quoldtdjs an tgds pasdtdak. Iy eadkh tgds, wj jksurje tgot iatg jcplayjjs àule cofj jvjk carj cakjy

tgok tgj dkdtdol sjt up ijòusj an tgj dk`rjosj dk àccdssdak-iosje poy wgdlj jkàurohdkh tap soljs. Xj

olsa ej`deje ta swdt`g iatg jcplayjjs ijòusj Ijlnjr goe ta tofj o lorhj poy ùt dk gjr iosj solory, oke

dt waulek—t ij jqudtoilj ta akly `gokhj tgj woy sgj ds pode nar tgj socj mai tdtlj. Ugj comardty an tgj

jcplayjjs wga ede rj`jdvj dkdtdol oemustcjkts wjrj sdcply ta poy tgjc nodrly iosje ak tgjdr pjrnarcok`j

oke ljkhtg an tdcj wdtg tgj àcpoky. Cast an tgj `gokhjs dk iosj solory wjrj dk`rjosjs. Ugj tatol àsts

an aur dkdtdol oemustcjkts nar jo`g jcplayjj òcj ta $>:,0?:. Oemustje iosj poy rjprjsjkts 7?% an

Nost@ot—s tatol acpjksotdak asts. Akj rjosak wj oemustje aur jcplayjjs— iosj poys wos ta gjlp Nost@ot

o`gdjvj aur dktjrkol jqudty aimj`tdvj. Xj wokt ta ij ljor oke nodr dk tgj acpjksotdak an aur jcplayjjs,

oke wj orjk—t ijdkh nodr ta oll jcplayjjs dn tgjy orj ijdkh pode taa ldttlj ar taa cu`g nar tgj àktrd iutdaks

oke àccdtcjkt tgjy govj jxgdidtje wgdlj ijdkh wdtg Nost@ot.

@acpoky Purvjy Ma Iosj Iakusjs Uatol @osg Pta f AptdaksIjkjndts Uatol @acpjksotdak Ijkjndts Yotda

@acpoky 5: Jkhdkjjr 5 $?58,888.22 $9,?22.22 $?54,788.22 $2.22 $?9,>:8.22 $?>9,:05.22 8.72%@acpoky 00 Jkhdkjjr 9 $45,::7.22 $4,894.22 $?25,978.22 $>:,722.22 $??,570.22 $?7?,:82.22 >.02%

@acpoky 07 Jkhdkjjr 5 $??2,>?:.22 $2.22 $??2,>?:.22 $2.22 $??,>:7.22 $?92,984.22 4.82%



94

Cjrdt dk`rjosjs wjrj hdvjk ta jcplayjjs iosje ak sotdsno`tary oke oiavj sotdsno`tary

pjrnarcok`j oke tgj quortdljs jo`g jcplayjj njll dkta. Jcplayjjs dk _uortdlj naur wdtg sotdsno`tary

pjrnarcok`j rj`jdvje o cjrdt dk`rjosj an .:2%. Ugasj wdtg oiavj sotdsno`tary pjrnarcok`j rj`jdvje ?%

oke tgasj tgot nor jx`jjeje rjqudrjcjkts rj`jdvje o 9% dk`rjosj. Ugj jcplayjjs dk _uortdlj naur rj`jdvj

tgj gdhgjst poy, sa tgjdr cjrdt dk`rjosjs orj scolljr tgok tgasj dk tgj lawjr quortdljs. Jcplayjjs wga

rj`jdvj scolljr àcpjksotdak po`fohjs orj dk`lueje dk _uortdlj akj, oke rj`jdvj o cjrdt dk`rjosj an 0%,

5%, oke :% nar sotdsno`tary, oiavj sotdsno`tary, oke autstokedkh pjrnarcok`j, rjspj`tdvjly. Ugj tatol àst

an aur cjrdt plok ds $7>,554 wdtg 49% an aur jcplayjjs rj`jdvdkh cjrdt poy. Cjrdt dk`rjosjs àcprdsj

akly 9% an Nost@ot—s tatol àcpjksotdak àsts. Pdk`j tgds port an tgj poy plok ds iosje gjovdly ak

pjrnarcok`j, tgds gjlps Nost@ot o`gdjvj dts aimj`tdvj an pjrnarcok`j rjàhkdtdak. Jcplayjjs wga pjrnarc

wjll sgaule ij àcpjksotje o`àredkhly os o rjwore nar tgjdr àktrdiutdaks. Xdtg aur cjrdt plok, tgj gore

warf an jcplayjjs ds rjàhkdzje oke rjworeje jo`g yjor.

Iakusjs orj hdvjk ta jcplayjjs iosje ak tgj iolok`j sàrjòre wj `rjotje oke ak àcpoky

pjrnarcok`j. Ugj gdhgjst voluje ospj`ts an tgj iolok`je sàrjòre orj dkkavotdak, ùstacjrs ndkedkh

Nost@ot rjprjsjktotdvjs fkawljehjoilj oke rjspaksdvj, ùstacjrs voluj Nost@ot salutdaks, oke

jcplayjjs tofj prdej dk warfdkh nar Nost@ot. 72% an Nost@ot jcplayjjs rj`jdvj iakusjs sgaule tgj

iolok`je sàrjòre haols ij cjt, wdtg tgj tatol iakus poy jquolldkh $002,5>2 nar oll jcplayjjs. Iakusjs

àcprdsj 4% an Nost@ot—s tatol acpjksotdak asts. Iy annjrdkh iakusjs iosje ak Nost@ot—s pjrnarcok`j,

tgj tjocwarf jkvdrakcjkt aimj`tdvj ds cjt. Ugds typj an rjwore nastjrs jcplayjj àccdtcjkt ta tgj

arhokdzotdak, oke àccdttje oke sotdsndje jcplayjjs cust warf tahjtgjr ta gjlp Nost@ot o`gdjvj su``jss.

Iy rjworedkh jcplayjjs wdtg iakusjs dk oeedtdak ta tgj cjrdt poy, jcplayjjs orj rjworeje nar iatg

tgjdr dkedvdeuol aktrdiutdaks ta Nost@ot oke tgjdr aktrdiutdaks ta tgj tjoc.

Kat akly ea Nost@ot jcplayjjs rj`jdvj o iosj poy, cjrdt poy, oke iakusjs, tgjy olsa rj`jdvj

ijkjndts. Ijkjndts, dk`luedkh gjoltg òrj, ldnj dksurok`j, jt`6 orj oiaut ?2% an jcplayjjs— oemustje iosj



02

poy. Ugj tatol àst an aur ijkjndts ds $09?,?:> oke rjprjsjkts oiaut 7% an Nost@ot—s tatol àsts nar

àcpjksotdak. Ugds ds dk ldkj wdtg Nost@ot—s jxtjrkol àcpjtdtdvjkjss aimj`tdvj. Nost@ot—s jcplayjjs orj

vjry voluoilj, oke dk arejr ta ottro`t oke rjtodk tap toljkt, Nost@ot cust sgaw jcplayjjs gaw voluoilj

tgjy orj. Aur ijkjndts plok òk gjlp o`gdjvj tgot. Ugj ùrrjkt solory stru`turj tgot wj govj `rjotje òk

gjlp Nost@ot o`gdjvj oll an dts àcpjksotdak aimj`tdvjs, nrac voludkh jcplayjjs oke tgjdr pjrnarcok`j ta

ijdkh jxtjrkolly àcpjtdtdvj. Aur strotjhy olsa ljoes tgj corfjt dk tatol àcpjksotdak, o strotjhy tgot wj

ijldjvj wdll gjlp Nost@ot stoy jxtjrkolly àcpjtdtdvj. Ot tgds tdcj, tgjrj orj ka dkedvdeuols ar mais tgot

rjqudrj nurtgjr dkvjstdhotdak.

PUYOUJHT NAY COKOHDKH UGJ PTPUJC

Nost@ot wdll dcpljcjkt o eotoiosj systjc wgd`g wdll cakdtar dts jcplayjjs oke tgj warf ijdkh

àcpljtje. Ugrauhg tgj usj an aur eotoiosjs, Nost@ot wdll ij oilj ta sjj tgj porocjtjrs an jo`g tgj tgrjj

pgosjs. Xj wdll sjt tgj pjr`jktohjs oke atgjr no`tars ta aur wokts oke dn sacj dssujs ordsj, tgjy wdll ij

ndxje o`àredkh ta aur pramj`tje kucijrs tgot tgj acpoky strdvjs ta o`gdjvj.

Nost@ot ds hadkh ta ij upnrakt oke gakjst wdtg dts jcplayjjs. Katgdkh wdll ij gdeejk nrac tgj

jcplayjjs. Eurdkh tgjdr pjrnarcok`j opprodsols, tgj jcplayjjs wdll ij tale oiaut tgjdr solordjs, wgd`g

dk`luej tgj ocaukts nar iatg iosj poy oke ijkjndts, os wjll os tgjdr avjroll stokedkh dk tgj àcpoky oke

wgjrj tgjy òk dcpravj tgjdr jnnarts.

Nost@ot wokts ta annjr tgj ijst àcpjksotdak po`fohj dt òk dk arejr ta rjtodk dts jcplayjjs nar

os lakh os passdilj. Ugj àcpoky ds àk`jrkje wdtg woktdkh ta ij tgj corfjt ljoejr oke ds hadkh ta poy

aut ?2 pjr`jkt an tgj tatol àcpjksotdak po`fohj. Ugj àcpoky wdll annjr dts jcplayjjs o vordjty an

ijkjndts wgd`g wdll prdcordly dk`luej tgdkhs ldfj gjoltg oke ejktol, ldnj dksurok`j, o 52?f prahroc, jt`. Jo`g

jcplayjj ds ednnjrjkt oke coy wokt sacj ijkjndts tgot atgjrs ea kat wokt. Ugjy coy `gaasj aut an o

sjlj`t ocaukt wgot tgjy wokt oke àcpoky wdll gjlp tgjc ta cjjt tgjdr kjjes.



0?

Ka systjc ds pjrnj`t. Nost@ot wdll strdvj ta àktdkuj ta dcpravj upak dts dejos nar `gokhjs iatg dk

tgj sgart oke lakh tjrc ruk. Pacj tgdkhs ldfj pjrgops àcidkdkh mai ar rjwrdtdkh mai ejs`rdptdaks oke

jvjk `rjotdkh o kjw pjrnarcok`j opprodsol systjc ta ijttjr jvoluotj tgj jcplayjjs orj dejos tgot orj

ijdkh edsùssje oiaut. Gawjvjr, tgj àcpoky ldfjs tgj ùrrjkt sjtup oke wdll rjossjss dt ot tgj jke an

tgj yjor ar jorldjr dn sdhkdndòkt dssujs ordsj, oke sjj wgot kjjes dccjedotj gokhjs.



09

@ak`lusdak

Dk arejr nar Nost@ot ta su``jje dk tgds jvjr-`gokhdkh gjoltgòrj santworj corfjt, Nost@ot wdll govj

ta ndke jcplayjjs tgot cjjt dts àcpjksotdak aimj`tdvjs (quoldtdjs an wgd`g orj autldkje dk tgj mai

ejs`rdptdak). Ugjsj àcpjksotdak aimj`tdvjs dk`luej= dktjrkol jqudty, tjocwarf jkvdrakcjkt, dkkavotdak,

oke pjrnarcok`j rjàhkdtdak. Dktjrkol jqudty ds dcpartokt nar Nost@ot sa tgot jcplayjjs njjl tgot tgjy

orj ijdkh trjotje nodrly. Ijòusj an tgds, rjtjktdak oke praeu`tdvdty sgaule dk`rjosj. O tjocwarf

jkvdrakcjkt rjotjs ok appartukdty nar jcplayjjs ta njje dejos ann an jo`g atgjr oke alloiarotj, wgd`g

wdll ljoe ta carj su``jssnul pramj`ts. Dkkavotdak waule ottrdiutj ta Nost@ot—s su``jss ijòusj kjw oke

dcpravje upeotjs nar tgj ùrrjkt gjoltgòrj santworj oke kjw dejos wdll fjjp Nost@ot ogjoe an tgj

àcpjtdtdak. Rjrnarcok`j rjàhkdtdak wdll ottrdiutj ta Nost@ot—s su``jss ijòusj jcplayjjs wdll warf

gorejr dn tgjy njjl tgjy orj ijdkh rjàhkdzje jdtgjr dk tgj woy an àcpjtdtdak ar vjriol soydkhs.

Ugj sjvjk àcpjksoilj no`tars tgot rjlotj ta tgj iusdkjss aimj`tdvjs nar Nost@ot oke ejtjrcdkj

tgj mai stru`turj orj= Okolytdòl Jnnart, Jeuòtdak Pfdll, Jxpjrdjk`j Pfdll, Dktjrpjrsakol Pfdll, Uj`gkdòl Pfdll,

Dkkavotdak Yjspaksdidldty, oke Cokohjcjkt Yjspaksdidldty. Ohodk, tgjsj àcpjksoilj no`tars wjrj

òrjnully gasjk dk arejr ta rjlotj ta jvjry pasdtdak annjrje ot Nost@ot, oke rjlotj ta tgj su``jss an Nost@ot.

Ugjy orj rjlotje ta tgj iusdkjss aimj`tdvjs ldstje oiavj (nar jxocplj, tgj dkkavotdak rjspaksdidldty ds

rjlotje ta tgj dkkavotdak iusdkjss aimj`tdvj). Oltgauhg kakj an tgjc wjrj edrj`tly rjlotje ta

pjrnarcok`j rjàhkdtdak, wj ijldjvj tgot oll an tgjc govj ta ea wdtg pjrnarcok`j rjàhkdtdak ijòusj

tgj àcpjksoilj no`tars orj ejtjrcdkje iy wgot ds dcpartokt ot Nost@ot. Ijòusj an tgds, jcplayjjs orj

ijdkh rjworeje nar tgjdr pjrnarcok`j wdtg àcpjksotdak. Jcplayjjs wdll ij àcpjksotje tgj carj an

tgj àcpjksoilj no`tars tgot tgjy govj. Oll an tgj àcpjksoilj no`tars wjrj wjdhgtje ak dcpartok`j

oke voluj oeeje ta Nost@ot. Nar jxocplj, dkkavotdak rjspaksdidldty oke dktjrpjrsakol sfdll àcpjksoilj



00

no`tars edrj`tly rjlotj ta tgj dkkavotdak oke tjocwarf jkvdrakcjkt àcpjksotdak aimj`tdvjs. Ontjr

ejtjrcdkdkh tgj ocaukt an padkts rjworeje ta jo`g mai ejs`rdptdak oke tgjk wjdhgtdkh tgj padkts,

Nost@ot kaw gos ok dktjrkol stru`turj. Ugj gdhgjr tgj mai dk tjrcs an mai jvoluotdak padkts, tgj carj voluj

tgj mai oees ta tgj àcpoky. Kaw wdtg tgds dktjrkol stru`turj ejvjlapje, Nost@ot wdll ij oilj ta rjlotj dts

mais ta dts acpjksotdak aimj`tdvjs oke `rjotj su``jss nrac dt.

Kaw tgot tgj dktjrkol stru`turj wos ejvjlapje, dt wos tdcj ta àcporj tgj dktjrkol stru`turj an

Nost@ot oke àcporj dt ta àcpjtdtars. Dk arejr ta rjcodk àcpjtdtdvj, Nost@ot cust oppjol ta patjktdol

jcplayjjs aut dk tgj warfnar`j ta erow tgjc nrac àcpjtdtars poyralls. Kat akly eajs Nost@ot govj ta

ottro`t tgjsj patjktdol jcplayjjs, iut Nost@ot olsa gos ta rjtodk tgjc. Dk arejr ta ea sa, ok jxtjrkol

survjy wos `rjotje dk arejr nar Nost@ot ta ukejrstoke wgot àcpjtdtars orj poydkh nar sdcdlor mais oke

gaw Nost@ot òk ijot tgot. O tatol àcpjksotdak po`fohj wos `gasjk dk arejr ta `rjotj dktjrjst dk tgj

ocaukt an ijkjndts/sta`f aptdaks annjrje tgrauhg Nost@ot. Roy Rald`y ldkjs wjrj `rjotje dk arejr ta

o`ùrotjly rjwore jcplayjjs. Roy hroejs/rokhjs wjrj ej`deje dk arejr ta sgawòsj tgj cast `lordty nar

jcplayjjs dk arejr ta oppjol ta dktjrkol jqudty. Kaw tgot Nost@ot gos ljorkje oiaut tgj jxtjrkol

jkvdrakcjkt oke rjlotje dts dktjrkol stru`turj ta dt, Nost@ot òk ha oiaut ndkoldzdkh ejtodls oiaut dts

àcpjksotdak systjc.

Dkedvdeuol solordjs oke pjrnarcok`j sàrjs wjrj tgjk jvoluotje dk arejr ta ejtjrcdkj autldjrs

oke oky àursj an o`tdak. Oky rje `dr`lj rotjs ar hrjjk `dr`lj rotjs wjrj hdvjk tgj ijst passdilj salutdak

ot tgds tdcj. O cjrdt-iosje systjc oke tgjk iakus systjc wos ejvjlapje dk arejr ta std`f wdtg tgj

pjrnarcok`j rjàhkdtdak aimj`tdvj edsùssje jorldjr dk tgds rjpart. Ijkjndts wjrj ejtjrcdkje ta ij oiaut

?2% an tgj tatol àcpjksotdak, dk arejr ta stdll ljoe tgj corfjt dk tjrcs an àcpordsaks ta cast an tgj

atgjr scoll-cjeduc sdzje santworj àcpokdjs. Rljosj tofj o laaf ot tgj hropg ak pohj xx dk arejr ta vdjw

tgj jktdrj pd`turj an wgot wos ejvjlapje. Pdk`j tgds ds tgj ndrst yjor tgot tgds kjw àcpjksotdak systjc

wdll ij usje, dt wdll ij jvoluotje ak dts jnnj`tdvjkjss ontjr dt gos ijjk dk jnnj`t nar akj yjor. Ugds àule ij



05

eakj iy dcpljcjktdkh ok jcplayjj survjy dk arejr ta hjt jcplayjj—s apdkdaks, oke olsa iy vdjwdkh

praeu`tdvdty ljvjls.



0:

Oppjkedx PUYOUJHD@ COR

Dcpartok`j



0>

MAI PUYZ@UZYJ

Mai Udtlj Mai Jvoluotdak

Radkts

^dsdakory @gocpdak 988.:

Oecdkdstrotdvj Ljoejr 98:

Pjkdar Njllaw 989.:

@ldjkt O`àukt Ljoejr 9>8.:

Pantworj Zsjr Dktjrno`j Or`gdtj`t 9>:

Pjkdar _uoldty Ossurok`j Uj`g 9:2

Rramj`t Ljoejr 90:

Zsjr Dktjrno`j Ejsdhkjr 90:

Pantworj Jkhdkjjr ?78.:

Hropgd` Ejsdhkjr ?79.:

_uoldty Ossurok`j Okolyst ?79.:

_uoldty Ossurok`j Okolyst O ?79.:

Rrahroccjr Okolyst ?>2

Pantworj Palutdaks @aksultokt ?>2

Dcpljcjktotdak @aksultokt ?:8.:

Urodkdkh Ossdstokt ?:2

@ldkdòl Ldodsak ?59.:

Oecdkdstrotdvj Ossdstokt DD ?08.:

Corfjtdkh Pjrvd`js Yjprjsjktotdvj ?0:

Corfjtdkh Puppart ?92

Urovjl @aaredkotar ??8.:

Uj`gkd`dok ??:

Rramj`t Puppart Ossdstokt ??:

Oecdkdstrotdvj Ode ??2



08

@ACRJKPOILJ NO@UAYP

Okolytdòl Jnnart

Radkt

ôluj

Xjdhgt Ejs`rdptdak an @goro`tjrdstd`s

:2 02% Okolytdòl sfdlls coy ij kj`jssory a`òsdakolly, iut ds kat kj`jssory cast an tgj tdcj.

Ugj dkedvdeuol sjleac kjjes ta àktrdiutj ta tgj rjotdak an salutdaks ta sdtuotdaks.

Cast warf ds dkejpjkejkt oke strodhgtnarwore.

8: 02% Okolytdòl sfdlls orj dcpartokt oiaut 9:% an tgj tdcj. @aktrdiutjs dejos ta edsùssdak

an sdtuotdaks oke òk pravdej dksdhgt ta okolyzdkh dknarcotdak. Pjleac àcjs up

wdtg rjotdvj salutdaks oke vjry ldttlj naùs ak dkkavotdak.

?22 02% Okolytdòl sfdlls orj dcpartokt oiaut :2% an tgj tdcj. Ugds dkedvdeuol cofjs

suhhjstdaks nar salutdaks ta sdtuotdaks tgot cust ij oppravje prdar ta jxjùtdak.A`òsdakolly suhhjsts rjotdvj salutdaks oke a`òsdakol naùs ak dkkavotdak.

?9: 02% Okolytdòl sfdlls orj vjry dcpartokt ta tgj mai pasdtdak. Dkejpjkejkt ej`dsdaks cust

ij coej o`àredkh ta jo`g sdtuotdak, gawjvjr dcpartokt ej`dsdaks cust ij

oppravje iy o cokohjr prdar ta jxjùtdak. Yjhulorly ndkes `rjotdvj salutdaks ta

prailjcs oke naùsjs ak dkkavotdak.

?:2 02% Okolytdòl sfdlls orj vdtol ta su``jss dk tgj pasdtdak. Ugj dkedvdeuol ds àkstoktly

okolyzdkh eoto oke sdtuotdaks oke cofdkh dkejpjkejkt ej`dsdaks iosje ak tgj

ovodloilj dknarcotdak. Ugj dkedvdeuol cofjs tgj ndkol ej`dsdak nar jvjry sdtuotdak.@akstoktly ndkes `rjotdvj salutdaks ta prailjcs oke `gokhjs ùrrjkt woy an tgdkfdkh.

Jeuòtdak Pfdll

Radkt ôluj Xjdhgt Ejs`rdptdak an @goro`tjrdstd`s

:2 ?2% Gdhg P`gaal Edplaco

8: ?2% Pacj @alljhj/Ossa`dotj—s Ejhrjj/@jrtdndòtdak

?22 ?2% Io`gjlar—s Ejhrjj

?9: ?2% Costjr—s Ejhrjj

?:2 ?2% Ea`tarotj



07

Jxpjrdjk`j Pfdll

Radkt

ôluj


:2 92% 2 yjors / Jktry Ljvjl

8: 92% 9 - 5 yjors

?22 92% :-8 yjors / Dk`luedkh supjrvdsary jxpjrdjk`j

?9: 92% 7 - ?9 yjors / 0- : dk supjrvdsary ralj

?:2 92% ?9+ yjors / :+ dk supjrvdsary

Dktjrpjrsakol Pfdll

Radkt

ôluj


:2 52% Xarfs prdcordly dkejpjkejktly, iut ejcakstrotjs tjoc cjcijr oidldtdjs.

8: 52% Haae àccukdòtdak sfdlls. @ok warf os o tjoc cjcijr ar dkedvdeuolly.

?22 52% @ok ij iatg plo`je dk o ljoejrsgdp ar nallawjr pasdtdak wgjk kjjeje,

Ejcakstrotjs jnnj`tdvj àccukdòtdak sfdlls, @ok warf wjll wdtgdk o tjoc oke

dkejpjkejktly , Ejljhotj oke pjrnarc tosfs jnnd`djktly

?9: 52% Jnnj`tdvj àccukdòtdak sfdlls, gdhg tjoc cjcijr stotus. Uosf ardjktje

?:2 52% Hajs oiavj oke ijyake wgdlj warfdkh dk o nully tjoc iosje sdtuotdak,

Ejcakstrotjs tgj gdhgjst oidldty ta àcpljtj oky hdvjk tosf



04

Uj`gkdòl Pfdll

Radkt

ôluj


:2 02% Uj`gkdòl oidldty coy ij kj`jssory a`òsdakolly, iut ds kat kj`jssory cast an tgj

tdcj. Cast warf ds dkejpjkejkt oke strodhgtnarwore.

8: 02% Uj`gkdòl oidldtdjs orj dcpartokt oiaut 9:% an tgj tdcj. @aktrdiutjs dknarcotdak ta

edsùssdak an sdtuotdaks oke ok pravdej dksdhgt ta okolyzdkh dknarcotdak.

?22 02% Uj`gkdòl oidldtdjs orj dcpartokt oiaut :2% an tgj tdcj. @aktrdiutjs dknarcotdak ta

edsùssdak an sdtuotdaks oke ok pravdej dksdhgt ta okolyzdkh dknarcotdak. Ugds

dkedvdeuol cofjs suhhjstdaks nar salutdaks ta sdtuotdaks tgot cust ij oppravje

prdar ta jxjùtdak.

?9: 02% Uj`gkdòl oidldtdjs orj vjry dcpartokt ta tgj mai pasdtdak. Dkejpjkejkt ej`dsdaks

cust ij coej o`àredkh ta jo`g sdtuotdak, gawjvjr dcpartokt ej`dsdaks cust ij

oppravje iy o cokohjr prdar ta jxjùtdak.

?:2 02% Uj`gkdòl oidldtdjs orj vdtol ta su``jss dk tgj pasdtdak. Ugj dkedvdeuol ds àkstoktly

okolyzdkh eoto oke sdtuotdaks oke cofdkh dkejpjkejkt ej`dsdaks iosje ak tgj

ovodloilj dknarcotdak. Ugj dkedvdeuol cofjs tgj ndkol ej`dsdak nar jvjry sdtuotdak.



52

Dkkavotdak Yjspaksdidldty

Radkt

ôluj


:2 52% Pjleac tofjs tgj tdcj ta tgdkf an woys ta dcpravj tgj ùrrjkt praeu`ts, ejvjlap

kjw praeu`ts, ar laaf dkta kjw corfjts.

8: 52% Ak a`òsdak wdll tofj tgj tdcj ta dkejpjkejktly rjsjor`g kjw uphroejs, kjw

praeu`ts, ar kjw corfjts.

?22 52% Nrjqujktly ds rjqudrje iy tgj mai ejs`rdptdak ta dkejpjkejktly tofj tgj tdcj ta

rjsjor`g kjw oke dcpravje pra`jssjs, praeu`ts, dcpravjcjkts, corfjts.

?9: 52% Yjqudrje iy tgj mai ejs`rdptdak ta warf dk hraups ta ejvjlap kjw oke dcpravje

pra`jssjs, dcpravjcjkts ak ùrrjkt praeu`ts, oke nuturj praeu`ts/corfjts.

Yjqudrje ta prjsjkt tgds dknarcotdak ta supjrvdsars.

?:2 52% Yjqudrje iy tgj mai ejs`rdptdak ta supjrvdsj oke dcpljcjkt kjw oke dcpravje

pra`jssjs, dcpravjcjkt ak ùrrjkt praeu`ts, oke nuturj praeu`ts/corfjts.

Yjqudrje ta cofj surj tgds ds o su``jssnul jkejovar.



5?

Cokohjcjkt Yjspaksdidldty

Radkt

ôluj


:2 02% Jcplayjj gos ka cokohjcjkt rjspaksdidldtdjs, atgjr tgok fjjpdkh tgjcsjlvjs

o`àuktoilj.

8: 02% Cokohjs ?-9 mukdar ljvjl jcplayjjs, gos tofjk ak trodkdkh oke jvoluotdkh an tgjc

?22 02% @ok ljoe tjocs an iatg mukdars oke pjjrs, codktodk awkjrsgdp an pramj`ts, oc

o`àuktoilj nar iatg sjln oke edrj`t rjparts

?9: 02% Cokohjr an cde-ljvjl jcplayjjs, tofjs awkjrsgdp oke rjspaksdidldty an àcpoky`rdtdòl tosfs, ok jvoluotj tgj dkedvdeuol oke cokohjrdol oidldty an tgasj ijlaw tgjc

?:2 02% Cokohjcjkt an sjkdar ljvjl stonn, o`t os ej`dsdak cofjr nar coky `godks an

àccoke, ij oilj ta warf wdtg sjkdar stonn dk oll ejportcjkts



59

MAI YOKFDKH JÔLZOUDAK

Hropgd` Ejsdhkjr

No`tar Radkt oluj Xjdhgt Uatol No`tar Radkt oluj Xjdhgt Uatol

Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart 8: 02% 99.:Jeuòtdak ?22 ?2% ?2 Jeuòtdak ?22 ?2% ?2

Jxpjrdjk`j 8: 92% ?: Jxpjrdjk`j 8: 92% ?:

Dktjrpjrsakol sfdlls ?9: 52% :2 Dktjrpjrsakol sfdlls 8: 52% 02

Uj`gkdòl oidldty :2 02% ?: Uj`gkdòl oidldty ?:2 02% 5:

Dkkavotdak rjs paks didldtdjs ?22 52% 52 Dkkavotdak rjs paks didldtdjs :2 52% 92

Cokohjrdol rjs paks didldtdjs :2 02% ?: Cokohjrdol rjs paks didldtdjs :2 02% ?:

?79.: ?:8.:

Corfjtdkh Puppart Rrahroccjr Okolyst


Okolytdòl jnnart :2 02% ?: Okolytdòl jnnart ?22 02% 02

Jeuòtdak ?22 ?2% ?2 Jeuòtdak ?22 ?2% ?2

Jxpjrdjk`j 8: 92% ?: Jxpjrdjk`j :2 92% ?2Dktjrpjrsakol sfdlls 8: 52% 02 Dktjrpjrsakol sfdlls :2 52% 92


Dkkavotdak rjs paks didldtdjs :2 52% 92 Dkkavotdak rjs paks didldtdjs 8: 52% 02


?92 ?>2

Pantworj Jkhdkjjr


Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart 8: 02% 99.:


Jxpjrdjk`j 8: 92% ?: Jxpjrdjk`j ?22 92% 92

Dktjrpjrsakol sfdlls 8: 52% 02 Dktjrpjrsakol sfdlls ?22 52% 52

Uj`gkdòl oidldty ?22 02% 02 Uj`gkdòl oidldty 8: 02% 99.:

Dkkavotdak rjs paks didldtdjs ?9: 52% :2 Dkkavotdak rjs paks didldtdjs 8: 52% 02


?78.: ?>2

Dcpljcjktotdak àksultokt

Pantworj Palutdaks @aksultokt



50

Uj`gkd`dok


Okolytdòl jnnart ?22 02% 02 Okolytdòl jnnart 8: 02% 99.:

Jeuòtdak ?22 ?2% ?2 Jeuòtdak :2 ?2% :

Jxpjrdjk`j 8: 92% ?: Jxpjrdjk`j :2 92% ?2

Dktjrpjrsakol sfdlls 8: 52% 02 Dktjrpjrsakol sfdlls :2 52% 92

Uj`gkdòl oidldty :2 02% ?: Uj`gkdòl oidldty 8: 02% 99.:

Dkkavotdak rjs paks didldtdjs :2 52% 92 Dkkavotdak rjs paks didldtdjs :2 52% 92

Cokohjrdol rjs paksdidldtdjs :2 02% ?: Cokohjrdol rjs paks didldtdjs :2 02% ?:

?0: ??:

Oecdkdstrotdvj Ode


Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart :2 02% ?:

Jeuòtdak 8: ?2% 8.: Jeuòtdak :2 ?2% :

Jxpjrdjk`j ?22 92% 92 Jxpjrdjk`j :2 92% ?2

Dktjrpjrsakol sfdlls ?:2 52% >2 Dktjrpjrsakol sfdlls 8: 52% 02

Uj`gkdòl oidldty ?:2 02% 5: Uj`gkdòl oidldty :2 02% ?:

Dkkavotdak rjspaks didldtdjs ?9: 52% :2 Dkkavotdak rjspaks didldtdjs :2 52% 92

Cokohjrdol rjspaks didldtdjs ?22 02% 02 Cokohjrdo l rjspaks didldtdjs :2 02% ?:

9:2 ??2

Oecdkdstrotdvj Ossdstokt DD


Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart 8: 02% 99.:

Jeuòtdak ?22 ?2% ?2 Jeuòtdak :2 ?2% :

Jxpjrdjk`j ?9: 92% 9: Jxpjrdjk`j 8: 92% ?:


Uj`gkdòl oidldty ?:2 02% 5: Uj`gkdòl oidldty ?22 02% 02

Dkkavotdak rjspaks didldtdjs ?9: 52% :2 Dkkavotdak rjspaks didldtdjs :2 52% 92

Cokohjrdol rjspaks didldtdjs ?9: 02% 08.: Cokohjrdo l rjspaks didldtdjs :2 02% ?:

9>: ?08.:

Corfjtdkh Pjrvd`js Yjprjsjktotdvj

Pjkdar _uoldty Ossurok`j Uj`g

Pantworj Zsjr Dktjrno`j Or`gdtj`t



55

Rramj`t Ljoejr


Okolytdòl jnnart 8: 02% 99.: Okolytdòl jnnart ?22 02% 02


Jxpjrdjk`j ?22 92% 92 Jxpjrdjk`j ?22 92% 92

Dktjrpjrsakol sfdlls ?22 52% 52 Dktjrpjrsakol sfdlls ?9: 52% :2

Uj`gkdòl oidldty :2 02% ?: Uj`gkdòl oidldty ?9: 02% 08.:

Dkkavotdak rjspaks didldtdjs :2 52% 92 Dkkavotdak rjspaks didldtdjs ?9: 52% :2

Cokohjrdol rjspaks didldtdjs :2 02% ?: Cokohjrdo l rjspaks didldtdjs ?9: 02% 08.:

?59.: 90:

Oecdkdstrotdvj Ljoejr Rramj`t Puppart Ossdstokt


Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart :2 02% ?:


Jxpjrdjk`j ?22 92% 92 Jxpjrdjk`j 8: 92% ?:



Dkkavotdak rjspaks didldtdjs ?:2 52% >2 Dkkavotdak rjspaks didldtdjs :2 52% 92

Cokohjrdol rjspaks didldtdjs ?:2 02% 5: Cokohjrdo l rjspaks didldtdjs :2 02% ?:

98: ??:

@ldjkt O`àukt Ljoejr _uoldty Ossurok`j Okolyst


Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart ?22 02% 02

Jeuòtdak ?22 ?2% ?2 Jeuòtdak 8: ?2% 8.:

Jxpjrdjk`j ?9: 92% 9: Jxpjrdjk`j 8: 92% ?:

Dktjrpjrsakol sfdlls ?:2 52% >2 Dktjrpjrsakol sfdlls ?22 52% 52

Uj`gkdòl oidldty ?22 02% 02 Uj`gkdòl oidldty ?:2 02% 5:

Dkkavotdak rjspaks didldtdjs ?:2 52% >2 Dkkavotdak rjspaks didldtdjs 8: 52% 02


9>8.: ?79.:

@ldkdòl Ldodsak



5:

Urovjl @aaredkotar


Okolytdòl jnnart ?22 02% 02 Okolytdòl jnnart 8: 02% 99.:


Jxpjrdjk`j 8: 92% ?: Jxpjrdjk`j :2 92% ?2

Dktjrpjrsakol sfdlls ?22 52% 52 Dktjrpjrsakol sfdlls 8: 52% 02


Dkkavotdak rjs paks didldtdjs 8: 52% 02 Dkkavotdak rjs paks didldtdjs :2 52% 92

Cokohjrdol rjs paksdidldtdjs :2 02% ?: Cokohjrdol rjs paks didldtdjs :2 02% ?:

?79.: ??8.:

Pjkdar Njllaw Zsjr Dktjrno`j Ejsdhkjr


Okolytdòl jnnart ?9: 02% 08.: Okolytdòl jnnart ?:2 02% 5:

Jeuòtdak ?:2 ?2% ?: Jeuòtdak ?22 ?2% ?2

Jxpjrdjk`j ?:2 92% 02 Jxpjrdjk`j :2 92% ?2

Dktjrpjrsakol sfdlls ?9: 52% :2 Dktjrpjrsakol sfdlls ?9: 52% :2

Uj`gkdòl oidldty ?:2 02% 5: Uj`gkdòl oidldty ?:2 02% 5:

Dkkavotdak rjspaks didldtdjs ?9: 52% :2 Dkkavotdak rjspaks didldtdjs ?:2 52% >2


989.: 90:

Urodkdkh Ossdstokt dsdakory @gocpdak


Okolytdòl jnnart ?22 02% 02 Okolytdòl jnnart ?:2 02% 5:


Jxpjrdjk`j :2 92% ?2 Jxpjrdjk`j ?22 92% 92

Dktjrpjrsakol sfdlls ?22 52% 52 Dktjrpjrsakol sfdlls ?:2 52% >2


Dkkavotdak rjspaks didldtdjs 8: 52% 02 Dkkavotdak rjspaks didldtdjs ?:2 52% >2

Cokohjrdol rjspaks didldtdjs :2 02% ?: Cokohjrdo l rjspaks didldtdjs ?9: 02% 08.:

?:2 988.:

_uoldty Ossurok`j Okolyst O



5>

IJK@GCOYF MAIP

Nost@ot Mai Mai Jvoluotdak

Radkts

Ijk`gcorf Mai

Pjlj`tje

Yotdakolj

Oecdkdstrotdvj Ode ??2 Annd`j Puppart ? Jktry-ljvjl oke gdhg s`gaal

edplaco. Pdcplj eoto jktry.

Urodkdkh Ossdstokt ?:2 Annd`j Puppart 0 9 yjors jxpjrdjk`j. Rrand`djk`y

wdtg Cd`rasant Annd`j santworj.

Oecdkdstrotdvj

Ljoejr

98: Annd`j Puppart > Yjspaksdilj nar jktdrj

oecdkdstrotdvj hraup.

Corfjtdkh Puppart ?2: Corfjtjr 9 Yjqudrje Io`gjlar's ejhrjj.

Dktjro`ts wdtg a-

warfjrs/ùstacjrs oiaut

praeu`ts.

Corfjtdkh Pjrvd`js

Yjprjsjktotdvj

?0: Corfjtjr 0 Yjqudrje Io`gjlar's ejhrjj.

Rortd`dpotj dk corfjtdkh

prjsjktotdaks.

^dsdakory

@gocpdak

987 Corfjtjr : Rloks avjroll strotjhy. Yjsjor`g

kjw praeu`ts/dcpravjcjkts.

@ldjkt O`àukt

Ljoejr

9>7 Corfjtdkh

Cokohjr 0

Dejktdny ldjkt kjjes oke cokohj

tgj strotjhy nar tgj prjsjktotdak

an tgj praeu`t. Pupjrvdsar an

coky ednnjrjkt jcplayjjs.

Uj`gkd`dok ??: Uj`gkd`dok ? Ka jxpjrdjk`j rjqudrje.

Rortd`dpotdak dk tjstdkh an

santworj prahrocs.

RrahroccjrOkolyst

?>2 Uj`gkd`dok 5 Jvoluotjs oke tjsts kjw santworjta jksurj voldedty.

Pjkdar _uoldty

Ossurok`j

Uj`gkd`dok

9:2 Uj`gkd`dok : Yjspaksdilj nar àcpljtj

pjrnarcok`j jvoluotdak an

Nost@ot praeu`ts tgrauhg tjstdkh.

Pantworj Jkhdkjjr ?77 Jkhdkjjr 9 Ejvjlaps/ejsdhks/`rjotjs

santworj prahrocs. Ossdsts dk

ejvjlapcjkt an tjstdkh

ossdhkcjkts.

Zsjr Dktjrno`j

Ejsdhkjr

90: Jkhdkjjr 5 Ejsdhks oke ejvjlaps àcpljx

prahrocs. Puicdts

okolysds/rjsjor g ak usjr ejsdhk.

Rramj`t Ljoejr 90: Jkhdkjjrdkh

Cokohjr ?

Rravdej supjrvdsdak oke edrj`tdak.

Jksurj tgj ejsdhk oke

ejvjlapcjkt an praeu`t.



58

Pantworj Zsjr

Dktjrno`j Or`gdtj`t

9>: Jkhdkjjrdkh

Cokohjr 9

Jstoildsgjs warf

jkvdrakcjkt/supjrvdsdak. @rjotjs

ilujprdkts/s`gjeuljs an santworj

ejvjlapcjkt.

Pjkdar Njllaw 989 Jkhdkjjrdkh

Cokohjr 0

Yjvdjws jkhdkjjrdkh

warf/cokohjrs jkhdkjjrs.Rravdej hudeok`j ak acpljx

dssujs.



57

NOPU@OU O@@JPP EOUOIOPJ DD HYORGP

Yjhrjssdak

Hroejs & Yokhjs



54

NOPU@OU O@@JPP EOUOIOPJ DD EOUO

Hroejs Eoto

Hroej ? Rald`y= Rald`y9 MJ Radkts Polory Law ?2: Law 5:084.5: Cde ??9.: Cde :?:>8.:: Gdhg ?92 Gdhg :88::.>>

Yokhj ?9 %

Hroej 9 Rald`y= Rald`y9

MJ Radkts Polory Law ?9? Law :5074.:7 Cde ?0:.: Cde 80544.50 Gdhg ?:2 Gdhg 49>24.97

Yokhj 9> %

Hroej 0 Rald`y= Rald`y?

MJ Radkts Polory Law ?:? Law 77924.? Cde ?>8 Cde ???>:8.? Gdhg ?70 Gdhg ?0:?2:.?

Yokhj 9? %

Hroej 5 Rald`y= Rald`y?

MJ Radkts Polory Law ?75 Law ?9?>27.0 Cde 9?9 Cde ?:8409.7 Gdhg 952 Gdhg ?459:8.0

Yokhj 90 %

Hroej : Rald`y= Rald`y?

MJ Radkts Polory

Law 95? Law ?84747.? Cde 9:4.: Cde 92>884.5 Gdhg 987 Gdhg 900>>2.8

Yokhj ?0 %



:2

Purvjy Eoto ak Pjlj`tje Ijk`gcorf Mais (Jxocplj ‐ Puccory)

Jkhdkjjr 9 MJ Radkts= ?77 Kucijr an

D kùcijkts= 99:

Iosj Polory Uatol @osg Uatol @acpjksotdak Xjdhgtje Cjok= $89,4>9.>: Xjdhgtje Cjok= $8>,??0.2: Xjdhgtje Cjok= $?22,740.85

Cjok= $80,4:9.75 Cjok= $8>,958.?2 Cjok= $?22,:>9.2?

:2tg= $8?,422.>7 :2tg= $8:,?9?.04 :2tg= $45,?52.95

9:tg= $>8,558.7? 9:tg= $82,?22.08 9:tg= $7>,82:.80

8:tg= $88,>>0.9? 8:tg= $84,>98.8? 8:tg= $?2?,757.:9

Iakusjs Pta`f Aptdaks

Cjok $:,2>0.?5 Cjok $99,279.8: Os o % an Iosj 8.2:% Os o % an Iosj 02.7>%

% wga Yj`jdvj >9.99% % wga Yj`jdvj :0.00%



:?

Dkdtdol Polory Oemustcjkts

Kocj & @urrjkt MaiUdtlj

Yotdakolj

Ijlnujr, L. & Gdllcok, I.@ldkdòl Ldodsak

Pdk`j @ldkdòl Ldodsaks orj carj an o soljs pasdtdak, wj woktta cofj tgds pasdtdak carj àccdssdak-iosje. Pa iatg an

tgjdr iosjs wdll ij ej`rjosje ta tgj lawjr jke an tgj hroejrokhj, iut tgjsj soljs pasdtdaks wdll ij oilj ta jork cu`gcarj tgrauhg àccdssdak. Xj olsa njjl os dn tgds wdll gjlpjkàurohj tap soljs. Iosjs orj lawjrje nar iatg ta $82,222.

Eroidf, G.Hropgd` Ejsdhkjr

Eroidf, G., akj an tgj hropgd` ejsdhkjrs, gos tgj gdhgjstpjrnarcok`j sàrj, gos ijjk dk tgj mai lakhjr tgok tgj atgjrhropgd` ejsdhkjr, oke ds cofdkh ljss ot $?98,722. Drvdkj,R.—s ùrrjkt solory ds ùrrjktly $?09,522, wgd`g pjrnarcok`jakly sotdsno`tary ot o 0. Eroidf, G.—s solory ds dk`rjosje ta$?00,:22.

Tokoeard, M.Rrahroccjr Okolyst

@urrjktly cofjs $7>,822 wgd`g ds ukejr tgj lawjst ocauktwgd`g ds $77,924. Rjrnarcok`j ds sotdsno`tary sa tgj

jcplayjj—s wohj wdll cj cavje up ta $77,924. Cogakjy, U. Rramj`t Ljoejr

@urrjktly cofjs $??5,:22. Gos ijjk dk tgj mai nar > yjors,oke tgj pjrnarcok`j ds oiavj sotdsno`tary. Pdk`j tgj poy dsukejr tgj cdkdcuc ocaukt an $?9?,>27, tgj poy dsdk`rjosje ta $?9?,>27.

Yohuso, G.Rramj`t Puppart Ossdstokt

Ijòusj tgds pjrsak ùrrjktly cofjs avjr tgj ollawjecoxdcuc ocaukt, oke olsa gos tgj gdhgjst pjrnarcok`jpassdilj, dt cofjs tgj cast sjksj ta cavj Yohuso dkta oednnjrjkt mai tgot gos o gdhgjr solory. Xj wdll cavj Yohusonrac Hroej ? ta o Hroej 9 solory rokhj, iut fjjp tgj o`tuolsolory tgj socj wdtg patjktdol nar o rodsj ot tgj kjxtpjrnarcok`j rjvdjw. Yohuso wdll kaw ij o CorfjtdkhPjrvd`js Yjp, oke cofj tgj socj solory ($>9,422). Govdkhtgds kjw appartukdty sgaule ij o rjwore dk dtsjln nar Yohuso.

Iroesgow, N.Rramj`t Puppart Ossdstokt

Ugds pjrsak ds dk o vjry sdcdlor sdtuotdak ta Yohuso (oiavj).Gawjvjr, tgj pjrnarcok`j ds stdll oiavj ovjrohj iut kat osgdhg os Yohuso—s. Pdk`j tgds pjrsak stdll cofjs carj tgoktgj gdhgjst ocaukt nar tgj Rramj`t Puppart Ossdstokt hroej,tgds pjrsak wdll olsa ij cavje ta o Corfjtdkh Pjrvd`js Yjppasdtdak oke fjjp tgj ùrrjkt solory ($:8,722).

Kdhg, G._uoldty Ossurok`j Okolyst

Kdhg gos vjry paar pjrnarcok`j, oke olsa cofjs ljss tgoktgj rjqudrje cdkdcuc dk tgds hroej. Ijòusj an tgds, wj njjlos dn dt cofjs tgj cast sjksj ta ejcatj Kdhg ta o mai nracHroej 0 ta Hroej 9. Ugj pjrnarcok`j ds kat gdhg jkauhg ta

worrokt gdhgjr poy. Pa tgj poy wdll stoy tgj socj ot $70,822oke Kdhg wdll ij cavje dkta o Urodkdkh Ossdstokt pasdtdak. DnKdhg eajs kat o``jpt tgds pasdtdak, Kdhg wdll ij ljt ha. Kdhggos ijjk dk tgj mai cu`g taa lakh ta govj su`g paarpjrnarcok`j.



:9

@orsak, N.Pjkdar _uoldty Ossurok`jUj`g

@orsak ds ijdkh pode woy ijlaw tgj cdkdcuc ot $?22,:22oke gos pjrnarcok`j tgot nor jx`jjes rjqudrjcjkts.Ijòusj an tgds, nar kaw @orsak—s poy wdll ij dk`rjosje tatgj cdkdcuc ot $?84,747.

Ioucok, @.Urodkdkh Ossdstokt

Ioucok ùrrjktly cofjs avjr tgj coxdcuc ocaukt nar tgdsrokhj. Ioucok gos cjt rjqudrjcjkts. Oltgauhg

pjrnarcok`j gos kat ijjk autstokedkh, wj ea kat njjl dt dsnodr ta ej`rjosj tgj poy ijòusj gj gos cjt ollrjqudrjcjkts. Ijòusj an tgds, Ioucok wdll ij cavje ta okjw mai dk tgj kjxt hroej iut fjjp ùrrjkt poy ot $40,522.Ugj kjw mai wdll ij Dcpljcjktotdak @aksultokt.

Gdlljr, H.^dsdakory @gocpdak

Gdlljr gos nor jx`jjeje tgj rjqudrjcjkts an tgj mai. IutGdlljr olsa ds ijdkh pode iosj oiavj tgj rokhj. OltgauhgGdlljr ds ijdkh pode oiavj tgj rokhj, wj ea kat tgdkf dt ds nodrta ej`rjosj tgj poy avjr $9,222 ta ij dk tgj rokhj ijòusjtgj pjrnarcok`j ds sa haae. Ugj poy wdll stoy tgj socj.



:0

NOPU@OU O@@JPP EOUOIOPJ DDD HYORGP



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