berkpoint.com

F H A p r o g r a m s

national footprintover 300 employees strategically positioned across the country

we offer a depth of market knowledge

and experience throughout the USA

a leader in the FHA space

why berkeley point?

• We are one of the nation’s leading providers of

multifamily and affordable financing

• We offer a full complement of Fannie Mae, Freddie

Mac, FHA, CMBS and Life Company products

• Our 29+ year history of multifamily loan originations,

underwriting, closing, servicing and asset management

• Our $47.4B in combined production with CCRE since 2010

• We are ranked top ten Fannie Mae and Freddie Mac

lenders in 2015*

• We are an established leader in the area of Large

Portfolio and Structured transactions

• We are capitalized by strong institutional sponsorship

strong parent & affiliate relationships

*#4 Fannie Mae, #8 Freddie Mac, according to MBA Rankings

berkpoint.com

the berkeley pointFHA advantage

We pride ourselves on a team-based engagement

model, which allows for the delivery of customized

capital solutions unique to each borrower’s

particular situation. As a result, Berkeley Point

Capital has earned a reputation for extraordinary

service and top-notch guidance, allowing us to offer

our clients speed, creativity, ease of interface and

certainty of execution from beginning to end.

the berkeley pointFHA advantage

our breadth of experience and depth of knowledge sets us apart

a legacy of proven results• Average of 20 years experience among senior

management, underwriters, closers, asset management

and servicing team members

• Extensive knowledge of structure types and credit

exceptions

• Our underwriters know the programs and the process so

we can guide our borrowers through the financing with

certainty and speed

deep relationships with FHA• Constant collaboration to create innovative financing

solutions

• Team includes previous senior HUD officials who help to

maintain valuable relationships with all HUD offices

borrower-focused• Hands-on service from origination, underwriting,

construction management and loan servicing

• Continuously exceeding the customer capital solution

needs of our clients

berkeley point history

berkpoint.com

Founded as Berkshire Mortgage Finance

Merging of 3 Regional Firms as Berkshire Mortgage creates the first national multifamily platform and the country’s top GSE lender

Acquired by Deutsche Bank

Acquired by entities affiliated with WL Ross & Co. LLC & Ranieri Real Estate Partners LP

CCRE, a top diversified commercial real estate lending platform, acquired the newly named Berkeley Point Capital, creating the country’s largest non-bank platform

ARA, one of the nation’s largest apartment investment sales platforms, merged with Newmark and joins BPC/CCRE in the Cantor Fitzgerald family of companies, cementing BPC’s position as a premier multifamily solutions provider

1987

1997 2000

2004

2012

2015

2014

$53+ billionservicing portfolio representing in excess of 2,900 loans in 49 states and the District of Columbia

In addition to the above Primary Servicing Portfolio as of July 2016, Berkeley Point Capital’s servicing portfolio includes $5.5 billion special servicing plus

$15 billion in CMBS Limited Servicing, for a total of $53+ billion

berkeley point capital provides access to a wide range of competitive financing options to meet each client’s unique needs:

• Least expensive, long-term, non-recourse, permanent

financing available in the market

• Interest rates are fixed for the life of the loan; fully

amortizing terms of up to 35 years for the refinancing

programs and up to 40 years for the construction

programs (plus 2 years for construction period)

• Assumable

• Streamline refinance (223(a)(7))

• HUD’s LEAN Program provides a simplified process for

senior housing & healthcare transactions

• Integrated construction & permanent loans with no

lease-up exposure (40-year loan)

• Reduced MIP for Green Properties and Affordable

Properties of 25 and 35 bps

FHA programsMultifamily | Affordable | Elderly | Skilled Nursing | Assisted Living | Board and Care | Hospitals

Multifamily | Affordable | Elderly | Skilled Nursing | Assisted Living | Board and Care | Hospitals

section 221(d)(4)/220 New construction or substantial

rehabilitation of apartments

section 223(f) Acquisition or refinance of

apartments

section 232 New construction or substantial

rehabilitation for health care

facilities; processed through LEAN

section 232 pursuant

to section 223(f)

Acquisition or refinance of health

care facilities, including skilled

nursing, assisted living, and board

& care

section 223(f) LIHTC Streamlined processing (direct to firm

commitment) for affordable rental

apartments with 4% or 9% LIHTCs

including projects with Section 8

HAP contracts

section 223(a)(7) Streamlined refinance of existing

FHA Insured Mortgages (to reduce

the interest rate and pay associated

costs)

section 241 Supplemental loan program for

renovation or expansion of existing

FHA insured multifamily properties

and health care properties

section 242 New construction or substantial

rehabilitation of acute care facilities

including critical access hospitals

berkeley point FHA programs

addressing financing needs• Acquisition

• Refinance

• Bridge loans

• Second mortgages

• Streamline refinance (223(a)(7))

• Tax-exempt / tax-credit / rehab & preservation

• Integrated construction and permanent loans

• Tax credit financing and tax-exempt bond financing

with or without credits

• Project-based Section 8, Hope VI transactions,

Section 202 refinancings

• Short term bonds with 4% tax credits

• Expertise in due diligence and analysis of every aspect of the loan from screening to closing

• Extensive experience in, and underwriting of, market rate and affordable properties

• Underwriters complete rigorous certification through BPC proprietary training program

• FHA underwriters participate in various HUD trainings including MAP, LEAN, LIHTC and RAD programs

• Dedicated FHA closing department coordinates all aspects of loan closing and delivery

• BPC trades its own Fannie Mae MBS and Ginnie Mae bonds to third-party investors, resulting in better pricing and faster execution

• Offices on East and West Coasts

• Rated primary servicer (Fitch CPS2; S&P Above Average; KBRS) / special servicer (Fitch CSS3+; S&P Average)

• Conventional and special asset management capabilities

underwriting

closing & trading

servicing & asset

management

berkpoint.com

our diverse expertise

berkpoint.com

Diverse in nature and scope, our nationwide

servicing portfolio includes permanent loans,

construction and forward products, mezzanine

financing and negotiated/multi-asset transaction

loans.

Loans serviced are secured by multifamily,

healthcare, lodging, mobile home parks, office, retail,

self-storage, industrial and mixed-use properties.

Our robust asset management and servicing platform

provides risk management, collateral management,

loan servicing, construction loan administration,

special servicing and workout expertise.

We use the best servicing technology available,

which provides our team with a highly specialized

monitoring system and infrastructure, enhancing

customer service for both our borrowers and our

capital providers.

our dedicated team of FHA experts

will be with you throughout the life

of your loan

a superior customerservice experience

our diverse expertise

conventional multi-housing

affordable housing

cooperative housing

manufactured housing

new construction

seniors housing & healthcare

student housing

berkeley point capitalexceptional people creating extraordinary capital solutions

To see more properties financed by Berkeley Point Capital, please go to the Berkeley Point Deal Library on www.berkpoint.com.

This information was created as of September 2016 and is subject to change.

This material was written to support the marketing of the transactions or topics it addresses and production figures referenced are subject to ongoing change. Availability of products and designs

discussed are based on eligibility and underwriting and are subject to change.