pv of offer 1 ₹ 135,442.84 fv ₹ 165,293.22

pv of offer 2 ₹ 99,324.75 fv ₹ 121,215.03bonus 30000 fv ₹ 36,611.73

₹ 129,324.75 ₹ 157,826.76

pv (1) ₹ 323.97 PV(0) ₹ 297.22

EMI PMT ₹ 31,137.53

TOTAL ₹ 1,868,251.97Loan

Period EMI INT Principal 15000001 ₹ 31,137.53 11250 ₹ 19,887.53 ₹ 1,480,112.472 ₹ 31,137.53 ₹ 11,100.84 ₹ 20,036.69 ₹ 1,460,075.783 ₹ 31,137.53 ₹ 10,950.57 ₹ 20,186.96 ₹ 1,439,888.814 ₹ 31,137.53 ₹ 10,799.17 ₹ 20,338.37 ₹ 1,419,550.455 ₹ 31,137.53 ₹ 10,646.63 ₹ 20,490.90 ₹ 1,399,059.546 ₹ 31,137.53 ₹ 10,492.95 ₹ 20,644.59 ₹ 1,378,414.967 ₹ 31,137.53 ₹ 10,338.11 ₹ 20,799.42 ₹ 1,357,615.548 ₹ 31,137.53 ₹ 10,182.12 ₹ 20,955.42 ₹ 1,336,660.129 ₹ 31,137.53 ₹ 10,024.95 ₹ 21,112.58 ₹ 1,315,547.54

10 ₹ 31,137.53 ₹ 9,866.61 ₹ 21,270.93 ₹ 1,294,276.6111 ₹ 31,137.53 ₹ 9,707.07 ₹ 21,430.46 ₹ 1,272,846.1512 ₹ 31,137.53 ₹ 9,546.35 ₹ 21,591.19 ₹ 1,251,254.9713 ₹ 31,137.53 ₹ 9,384.41 ₹ 21,753.12 ₹ 1,229,501.8514 ₹ 31,137.53 ₹ 9,221.26 ₹ 21,916.27 ₹ 1,207,585.5815 ₹ 31,137.53 ₹ 9,056.89 ₹ 22,080.64 ₹ 1,185,504.9316 ₹ 31,137.53 ₹ 8,891.29 ₹ 22,246.25 ₹ 1,163,258.6917 ₹ 31,137.53 ₹ 8,724.44 ₹ 22,413.09 ₹ 1,140,845.6018 ₹ 31,137.53 ₹ 8,556.34 ₹ 22,581.19 ₹ 1,118,264.4119 ₹ 31,137.53 ₹ 8,386.98 ₹ 22,750.55 ₹ 1,095,513.8620 ₹ 31,137.53 ₹ 8,216.35 ₹ 22,921.18 ₹ 1,072,592.6821 ₹ 31,137.53 ₹ 8,044.45 ₹ 23,093.09 ₹ 1,049,499.5922 ₹ 31,137.53 ₹ 7,871.25 ₹ 23,266.29 ₹ 1,026,233.3023 ₹ 31,137.53 ₹ 7,696.75 ₹ 23,440.78 ₹ 1,002,792.5224 ₹ 31,137.53 ₹ 7,520.94 ₹ 23,616.59 ₹ 979,175.9325 ₹ 31,137.53 ₹ 7,343.82 ₹ 23,793.71 ₹ 955,382.2226 ₹ 31,137.53 ₹ 7,165.37 ₹ 23,972.17 ₹ 931,410.0527 ₹ 31,137.53 ₹ 6,985.58 ₹ 24,151.96 ₹ 907,258.0928 ₹ 31,137.53 ₹ 6,804.44 ₹ 24,333.10 ₹ 882,925.0029 ₹ 31,137.53 ₹ 6,621.94 ₹ 24,515.60 ₹ 858,409.4030 ₹ 31,137.53 ₹ 6,438.07 ₹ 24,699.46 ₹ 833,709.9431 ₹ 31,137.53 ₹ 6,252.82 ₹ 24,884.71 ₹ 808,825.23

32 ₹ 31,137.53 ₹ 6,066.19 ₹ 25,071.34 ₹ 783,753.8933 ₹ 31,137.53 ₹ 5,878.15 ₹ 25,259.38 ₹ 758,494.5134 ₹ 31,137.53 ₹ 5,688.71 ₹ 25,448.82 ₹ 733,045.6835 ₹ 31,137.53 ₹ 5,497.84 ₹ 25,639.69 ₹ 707,405.9936 ₹ 31,137.53 ₹ 5,305.54 ₹ 25,831.99 ₹ 681,574.0137 ₹ 31,137.53 ₹ 5,111.81 ₹ 26,025.73 ₹ 655,548.2838 ₹ 31,137.53 ₹ 4,916.61 ₹ 26,220.92 ₹ 629,327.3639 ₹ 31,137.53 ₹ 4,719.96 ₹ 26,417.58 ₹ 602,909.7840 ₹ 31,137.53 ₹ 4,521.82 ₹ 26,615.71 ₹ 576,294.0741 ₹ 31,137.53 ₹ 4,322.21 ₹ 26,815.33 ₹ 549,478.7442 ₹ 31,137.53 ₹ 4,121.09 ₹ 27,016.44 ₹ 522,462.3043 ₹ 31,137.53 ₹ 3,918.47 ₹ 27,219.07 ₹ 495,243.2444 ₹ 31,137.53 ₹ 3,714.32 ₹ 27,423.21 ₹ 467,820.0345 ₹ 31,137.53 ₹ 3,508.65 ₹ 27,628.88 ₹ 440,191.1446 ₹ 31,137.53 ₹ 3,301.43 ₹ 27,836.10 ₹ 412,355.0547 ₹ 31,137.53 ₹ 3,092.66 ₹ 28,044.87 ₹ 384,310.1848 ₹ 31,137.53 ₹ 2,882.33 ₹ 28,255.21 ₹ 356,054.9749 ₹ 31,137.53 ₹ 2,670.41 ₹ 28,467.12 ₹ 327,587.8550 ₹ 31,137.53 ₹ 2,456.91 ₹ 28,680.62 ₹ 298,907.2251 ₹ 31,137.53 ₹ 2,241.80 ₹ 28,895.73 ₹ 270,011.5052 ₹ 31,137.53 ₹ 2,025.09 ₹ 29,112.45 ₹ 240,899.0553 ₹ 31,137.53 ₹ 1,806.74 ₹ 29,330.79 ₹ 211,568.2654 ₹ 31,137.53 ₹ 1,586.76 ₹ 29,550.77 ₹ 182,017.4955 ₹ 31,137.53 ₹ 1,365.13 ₹ 29,772.40 ₹ 152,245.0956 ₹ 31,137.53 ₹ 1,141.84 ₹ 29,995.69 ₹ 122,249.3957 ₹ 31,137.53 ₹ 916.87 ₹ 30,220.66 ₹ 92,028.7358 ₹ 31,137.53 ₹ 690.22 ₹ 30,447.32 ₹ 61,581.4159 ₹ 31,137.53 ₹ 461.86 ₹ 30,675.67 ₹ 30,905.7460 ₹ 31,137.53 ₹ 231.79 ₹ 30,905.74 ₹ 0.00

value of pension ₹ 6,997,410.21

Total pension ₹ 153,943,024.52

Pv of annuity PV of penson fund at 65 ₹ 66,072,524.16

annual savings target ₹ 126,269.30Fv of pension fund ₹ 66,072,524.16

Amout of loan 7000000Tenure(yrs) 25Rate(pa) 15%Compounding MonthlyNo. of months 300Monthly Interst rate 1.25%

Number Of Installments Amount of Installment(EMI) Opening Principal Amount Interest Component1 ₹ 89,658.14 7000000 875002 ₹ 89,658.14 ₹ 6,997,841.86 ₹ 87,473.023 ₹ 89,658.14 ₹ 6,995,656.74 87445.7092208494 ₹ 89,658.14 ₹ 6,993,444.30 87418.05380143835 ₹ 89,658.14 ₹ 6,991,204.22 87390.05268928496 ₹ 89,658.14 ₹ 6,988,936.13 87361.70156322977 ₹ 89,658.14 ₹ 6,986,639.68 87332.99604809878 ₹ 89,658.14 ₹ 6,984,314.54 87303.93171402869 ₹ 89,658.14 ₹ 6,981,960.33 87274.5040757827

10 ₹ 89,658.14 ₹ 6,979,576.69 87244.708592058611 ₹ 89,658.14 ₹ 6,977,163.25 87214.54066478812 ₹ 89,658.14 ₹ 6,974,719.65 87183.995638426613 ₹ 89,658.14 ₹ 6,972,245.50 87153.068799235614 ₹ 89,658.14 ₹ 6,969,740.43 87121.755374554715 ₹ 89,658.14 ₹ 6,967,204.04 87090.050532065316 ₹ 89,658.14 ₹ 6,964,635.95 87057.949379044817 ₹ 89,658.14 ₹ 6,962,035.76 87025.446961611618 ₹ 89,658.14 ₹ 6,959,403.06 86992.538263960419 ₹ 89,658.14 ₹ 6,956,737.46 86959.218207588620 ₹ 89,658.14 ₹ 6,954,038.53 86925.481650512121 ₹ 89,658.14 ₹ 6,951,305.87 86891.323386472222 ₹ 89,658.14 ₹ 6,948,539.05 86856.738144131823 ₹ 89,658.14 ₹ 6,945,737.65 86821.720586262124 ₹ 89,658.14 ₹ 6,942,901.22 86786.265308919125 ₹ 89,658.14 ₹ 6,940,029.35 86750.366840609226 ₹ 89,658.14 ₹ 6,937,121.57 86714.019641445527 ₹ 89,658.14 ₹ 6,934,177.45 86677.218102292328 ₹ 89,658.14 ₹ 6,931,196.52 86639.956543899629 ₹ 89,658.14 ₹ 6,928,178.34 86602.22921602730 ₹ 89,658.14 ₹ 6,925,122.42 86564.030296556131 ₹ 89,658.14 ₹ 6,922,028.31 86525.353890591732 ₹ 89,658.14 ₹ 6,918,895.52 86486.194029552833 ₹ 89,658.14 ₹ 6,915,723.57 86446.544670250934 ₹ 89,658.14 ₹ 6,912,511.98 86406.399693957735 ₹ 89,658.14 ₹ 6,909,260.23 86365.752905460836 ₹ 89,658.14 ₹ 6,905,967.84 86324.598032107837 ₹ 89,658.14 ₹ 6,902,634.30 86282.928722837838 ₹ 89,658.14 ₹ 6,899,259.08 86240.73854720239 ₹ 89,658.14 ₹ 6,895,841.68 86198.020994370740 ₹ 89,658.14 ₹ 6,892,381.56 86154.76947212941 ₹ 89,658.14 ₹ 6,888,878.18 86110.9773058593

42 ₹ 89,658.14 ₹ 6,885,331.02 86066.637737511243 ₹ 89,658.14 ₹ 6,881,739.51 86021.743924558844 ₹ 89,658.14 ₹ 6,878,103.12 85976.288938944445 ₹ 89,658.14 ₹ 6,874,421.26 85930.265766009946 ₹ 89,658.14 ₹ 6,870,693.38 85883.667303413747 ₹ 89,658.14 ₹ 6,866,918.91 85836.486360035148 ₹ 89,658.14 ₹ 6,863,097.25 85788.715654864249 ₹ 89,658.14 ₹ 6,859,227.83 85740.347815878750 ₹ 89,658.14 ₹ 6,855,310.03 85691.375378905851 ₹ 89,658.14 ₹ 6,851,343.26 85641.790786470852 ₹ 89,658.14 ₹ 6,847,326.91 85591.586386630453 ₹ 89,658.14 ₹ 6,843,260.35 85540.75443179254 ₹ 89,658.14 ₹ 6,839,142.97 85489.287077518155 ₹ 89,658.14 ₹ 6,834,974.11 85437.176381315756 ₹ 89,658.14 ₹ 6,830,753.14 85384.414301410857 ₹ 89,658.14 ₹ 6,826,479.42 85330.992695507258 ₹ 89,658.14 ₹ 6,822,152.27 85276.903319529759 ₹ 89,658.14 ₹ 6,817,771.03 85222.137826352560 ₹ 89,658.14 ₹ 6,813,335.02 85166.687764510661 ₹ 89,658.14 ₹ 6,808,843.57 85110.544576895662 ₹ 89,658.14 ₹ 6,804,295.97 85053.699599435563 ₹ 89,658.14 ₹ 6,799,691.52 84996.144059757164 ₹ 89,658.14 ₹ 6,795,029.53 84937.869075832865 ₹ 89,658.14 ₹ 6,790,309.25 84878.865654609466 ₹ 89,658.14 ₹ 6,785,529.98 84819.124690620767 ₹ 89,658.14 ₹ 6,780,690.96 84758.636964582168 ₹ 89,658.14 ₹ 6,775,791.45 84697.393141968169 ₹ 89,658.14 ₹ 6,770,830.70 84635.383771571470 ₹ 89,658.14 ₹ 6,765,807.94 84572.599284044771 ₹ 89,658.14 ₹ 6,760,722.40 84509.029990423972 ₹ 89,658.14 ₹ 6,755,573.29 84444.666080632973 ₹ 89,658.14 ₹ 6,750,359.81 84379.497621969574 ₹ 89,658.14 ₹ 6,745,081.16 84313.514557572875 ₹ 89,658.14 ₹ 6,739,736.54 84246.706704871176 ₹ 89,658.14 ₹ 6,734,325.10 84179.063754010777 ₹ 89,658.14 ₹ 6,728,846.02 84110.575266264578 ₹ 89,658.14 ₹ 6,723,298.45 84041.230672421579 ₹ 89,658.14 ₹ 6,717,681.54 83971.019271155580 ₹ 89,658.14 ₹ 6,711,994.42 83899.930227373681 ₹ 89,658.14 ₹ 6,706,236.21 83827.952570544482 ₹ 89,658.14 ₹ 6,700,406.02 83755.075193004983 ₹ 89,658.14 ₹ 6,694,502.95 83681.286848246284 ₹ 89,658.14 ₹ 6,688,526.09 83606.576149177985 ₹ 89,658.14 ₹ 6,682,474.53 83530.931566371386 ₹ 89,658.14 ₹ 6,676,347.31 83454.341426279687 ₹ 89,658.14 ₹ 6,670,143.51 83376.793909436888 ₹ 89,658.14 ₹ 6,663,862.16 83298.277048633589 ₹ 89,658.14 ₹ 6,657,502.30 83218.778727070190 ₹ 89,658.14 ₹ 6,651,062.93 83138.286676487191 ₹ 89,658.14 ₹ 6,644,543.08 83056.788475271992 ₹ 89,658.14 ₹ 6,637,941.72 82974.2715465415

93 ₹ 89,658.14 ₹ 6,631,257.85 82890.723156201994 ₹ 89,658.14 ₹ 6,624,490.43 82806.130410983195 ₹ 89,658.14 ₹ 6,617,638.42 82720.480256449196 ₹ 89,658.14 ₹ 6,610,700.76 82633.759474983497 ₹ 89,658.14 ₹ 6,603,676.37 82545.954683749498 ₹ 89,658.14 ₹ 6,596,564.19 82457.052332624999 ₹ 89,658.14 ₹ 6,589,363.10 82367.0387021114

100 ₹ 89,658.14 ₹ 6,582,071.99 82275.8999012165101 ₹ 89,658.14 ₹ 6,574,689.75 82183.6218653104102 ₹ 89,658.14 ₹ 6,567,215.23 82090.1903539554103 ₹ 89,658.14 ₹ 6,559,647.28 81995.5909487086104 ₹ 89,658.14 ₹ 6,551,984.72 81899.8090508961105 ₹ 89,658.14 ₹ 6,544,226.39 81802.829879361106 ₹ 89,658.14 ₹ 6,536,371.08 81704.6384681817107 ₹ 89,658.14 ₹ 6,528,417.57 81605.2196643626108 ₹ 89,658.14 ₹ 6,520,364.65 81504.5581254958109 ₹ 89,658.14 ₹ 6,512,211.07 81402.6383173932110 ₹ 89,658.14 ₹ 6,503,955.56 81299.4445116893111 ₹ 89,658.14 ₹ 6,495,596.86 81194.9607834141112 ₹ 89,658.14 ₹ 6,487,133.68 81089.1710085355113 ₹ 89,658.14 ₹ 6,478,564.71 80982.0588614708114 ₹ 89,658.14 ₹ 6,469,888.63 80873.6078125679115 ₹ 89,658.14 ₹ 6,461,104.09 80763.8011255537116 ₹ 89,658.14 ₹ 6,452,209.75 80652.6218549518117 ₹ 89,658.14 ₹ 6,443,204.23 80540.0528434674118 ₹ 89,658.14 ₹ 6,434,086.14 80426.0767193394119 ₹ 89,658.14 ₹ 6,424,854.07 80310.6758936598120 ₹ 89,658.14 ₹ 6,415,506.60 80193.8325576592121 ₹ 89,658.14 ₹ 6,406,042.29 80075.5286799587122 ₹ 89,658.14 ₹ 6,396,459.68 79955.7460037868123 ₹ 89,658.14 ₹ 6,386,757.28 79834.4660441628124 ₹ 89,658.14 ₹ 6,376,933.61 79711.6700850436125 ₹ 89,658.14 ₹ 6,366,987.13 79587.3391764353126 ₹ 89,658.14 ₹ 6,356,916.33 79461.4541314694127 ₹ 89,658.14 ₹ 6,346,719.64 79333.9955234415128 ₹ 89,658.14 ₹ 6,336,395.49 79204.9436828131129 ₹ 89,658.14 ₹ 6,325,942.30 79074.278694177130 ₹ 89,658.14 ₹ 6,315,358.43 78941.9803931829131 ₹ 89,658.14 ₹ 6,304,642.27 78808.0283634264132 ₹ 89,658.14 ₹ 6,293,792.15 78672.4019332979133 ₹ 89,658.14 ₹ 6,282,806.41 78535.0801727928134 ₹ 89,658.14 ₹ 6,271,683.35 78396.0418902814135 ₹ 89,658.14 ₹ 6,260,421.25 78255.2656292386136 ₹ 89,658.14 ₹ 6,249,018.37 78112.7296649327137 ₹ 89,658.14 ₹ 6,237,472.96 77968.4120010731138 ₹ 89,658.14 ₹ 6,225,783.23 77822.2903664152139 ₹ 89,658.14 ₹ 6,213,947.38 77674.342211324140 ₹ 89,658.14 ₹ 6,201,963.58 77524.5447042942141 ₹ 89,658.14 ₹ 6,189,829.98 77372.8747284266142 ₹ 89,658.14 ₹ 6,177,544.71 77219.3088778606143 ₹ 89,658.14 ₹ 6,165,105.88 77063.8234541625

144 ₹ 89,658.14 ₹ 6,152,511.56 76906.3944626683145 ₹ 89,658.14 ₹ 6,139,759.81 76746.9976087803146 ₹ 89,658.14 ₹ 6,126,848.66 76585.6082942187147 ₹ 89,658.14 ₹ 6,113,776.13 76422.2016132251148 ₹ 89,658.14 ₹ 6,100,540.19 76256.7523487191149 ₹ 89,658.14 ₹ 6,087,138.80 76089.2349684068150 ₹ 89,658.14 ₹ 6,073,569.89 75919.6236208406151 ₹ 89,658.14 ₹ 6,059,831.37 75747.8921314298152 ₹ 89,658.14 ₹ 6,045,921.12 75574.0139984013153 ₹ 89,658.14 ₹ 6,031,836.99 75397.96238871154 ₹ 89,658.14 ₹ 6,017,576.81 75219.7101338976155 ₹ 89,658.14 ₹ 6,003,138.38 75039.2297259156 ₹ 89,658.14 ₹ 5,988,519.47 74856.4933128024157 ₹ 89,658.14 ₹ 5,973,717.82 74671.4726945411158 ₹ 89,658.14 ₹ 5,958,731.15 74484.1393185516159 ₹ 89,658.14 ₹ 5,943,557.14 74294.4642753621160 ₹ 89,658.14 ₹ 5,928,193.46 74102.4182941329161 ₹ 89,658.14 ₹ 5,912,637.74 73907.9717381382162 ₹ 89,658.14 ₹ 5,896,887.57 73711.0946001936163 ₹ 89,658.14 ₹ 5,880,940.52 73511.7564980247164 ₹ 89,658.14 ₹ 5,864,794.13 73309.9266695787165 ₹ 89,658.14 ₹ 5,848,445.92 73105.5739682771166 ₹ 89,658.14 ₹ 5,831,893.35 72898.6668582093167 ₹ 89,658.14 ₹ 5,815,133.87 72689.1734092656168 ₹ 89,658.14 ₹ 5,798,164.90 72477.0612922101169 ₹ 89,658.14 ₹ 5,780,983.82 72262.2977736914170 ₹ 89,658.14 ₹ 5,763,587.98 72044.8497111912171 ₹ 89,658.14 ₹ 5,745,974.68 71824.6835479098172 ₹ 89,658.14 ₹ 5,728,141.22 71601.7653075873173 ₹ 89,658.14 ₹ 5,710,084.85 71376.0605892608174 ₹ 89,658.14 ₹ 5,691,802.76 71147.5345619553175 ₹ 89,658.14 ₹ 5,673,292.16 70916.1519593084176 ₹ 89,658.14 ₹ 5,654,550.17 70681.8770741284177 ₹ 89,658.14 ₹ 5,635,573.90 70444.6737528837178 ₹ 89,658.14 ₹ 5,616,360.43 70204.5053901234179 ₹ 89,658.14 ₹ 5,596,906.79 69961.3349228287180 ₹ 89,658.14 ₹ 5,577,209.99 69715.1248246927181 ₹ 89,658.14 ₹ 5,557,266.97 69465.83710033182 ₹ 89,658.14 ₹ 5,537,074.66 69213.4332794128183 ₹ 89,658.14 ₹ 5,516,629.95 68957.8744107342184 ₹ 89,658.14 ₹ 5,495,929.68 68699.121056197185 ₹ 89,658.14 ₹ 5,474,970.66 68437.1332847282186 ₹ 89,658.14 ₹ 5,453,749.65 68171.870666116187 ₹ 89,658.14 ₹ 5,432,263.38 67903.2922647711188 ₹ 89,658.14 ₹ 5,410,508.53 67631.3566334094189 ₹ 89,658.14 ₹ 5,388,481.74 67356.0218066557190 ₹ 89,658.14 ₹ 5,366,179.62 67077.2452945676191 ₹ 89,658.14 ₹ 5,343,598.73 66794.9840760783192 ₹ 89,658.14 ₹ 5,320,735.57 66509.194592358193 ₹ 89,658.14 ₹ 5,297,586.62 66219.8327400912194 ₹ 89,658.14 ₹ 5,274,148.31 65926.853864671

195 ₹ 89,658.14 ₹ 5,250,417.02 65630.212753308196 ₹ 89,658.14 ₹ 5,226,389.09 65329.8636280531197 ₹ 89,658.14 ₹ 5,202,060.81 65025.7601387324198 ₹ 89,658.14 ₹ 5,177,428.43 64717.8553557953199 ₹ 89,658.14 ₹ 5,152,488.14 64406.1017630714200 ₹ 89,658.14 ₹ 5,127,236.10 64090.4512504385201 ₹ 89,658.14 ₹ 5,101,668.41 63770.8551063976202 ₹ 89,658.14 ₹ 5,075,781.12 63447.2640105563203 ₹ 89,658.14 ₹ 5,049,570.24 63119.6280260169204 ₹ 89,658.14 ₹ 5,023,031.73 62787.8965916708205 ₹ 89,658.14 ₹ 4,996,161.48 62452.0185143954206 ₹ 89,658.14 ₹ 4,968,955.36 62111.941961154207 ₹ 89,658.14 ₹ 4,941,409.16 61767.6144509971208 ₹ 89,658.14 ₹ 4,913,518.63 61418.9828469632209 ₹ 89,658.14 ₹ 4,885,279.47 61065.9933478789210 ₹ 89,658.14 ₹ 4,856,687.32 60708.5914800561211 ₹ 89,658.14 ₹ 4,827,737.77 60346.7220888855212 ₹ 89,658.14 ₹ 4,798,426.35 59980.3293303252213 ₹ 89,658.14 ₹ 4,768,748.53 59609.356662283214 ₹ 89,658.14 ₹ 4,738,699.75 59233.7468358902215 ₹ 89,658.14 ₹ 4,708,275.35 58853.4418866675216 ₹ 89,658.14 ₹ 4,677,470.65 58468.3831255795217 ₹ 89,658.14 ₹ 4,646,280.89 58078.511129978218 ₹ 89,658.14 ₹ 4,614,701.26 57683.7657344314219 ₹ 89,658.14 ₹ 4,582,726.88 57284.0860214404220 ₹ 89,658.14 ₹ 4,550,352.82 56879.4103120371221 ₹ 89,658.14 ₹ 4,517,574.09 56469.6761562663222 ₹ 89,658.14 ₹ 4,484,385.63 56054.8203235483223 ₹ 89,658.14 ₹ 4,450,782.30 55634.7787929213224 ₹ 89,658.14 ₹ 4,416,758.94 55209.4867431615225 ₹ 89,658.14 ₹ 4,382,310.28 54778.8785427797226 ₹ 89,658.14 ₹ 4,347,431.02 54342.8877398931227 ₹ 89,658.14 ₹ 4,312,115.76 53901.4470519705228 ₹ 89,658.14 ₹ 4,276,359.07 53454.4883554488229 ₹ 89,658.14 ₹ 4,240,155.41 53001.9426752206230 ₹ 89,658.14 ₹ 4,203,499.21 52543.7401739895231 ₹ 89,658.14 ₹ 4,166,384.81 52079.8101414931232 ₹ 89,658.14 ₹ 4,128,806.48 51610.0809835904233 ₹ 89,658.14 ₹ 4,090,758.42 51134.480211214234 ₹ 89,658.14 ₹ 4,052,234.75 50652.9344291828235 ₹ 89,658.14 ₹ 4,013,229.55 50165.3693248763236 ₹ 89,658.14 ₹ 3,973,736.77 49671.7096567659237 ₹ 89,658.14 ₹ 3,933,750.34 49171.8792428042238 ₹ 89,658.14 ₹ 3,893,264.08 48665.8009486679239 ₹ 89,658.14 ₹ 3,852,271.73 48153.396675855240 ₹ 89,658.14 ₹ 3,810,766.99 47634.5873496318241 ₹ 89,658.14 ₹ 3,768,743.43 47109.2929068309242 ₹ 89,658.14 ₹ 3,726,194.58 46577.432283495243 ₹ 89,658.14 ₹ 3,683,113.87 46038.9234023673244 ₹ 89,658.14 ₹ 3,639,494.65 45493.6831602256245 ₹ 89,658.14 ₹ 3,595,330.19 44941.6274150571

246 ₹ 89,658.14 ₹ 3,550,613.68 44382.670973074247 ₹ 89,658.14 ₹ 3,505,338.21 43816.7275755661248 ₹ 89,658.14 ₹ 3,459,496.79 43243.7098855894249 ₹ 89,658.14 ₹ 3,413,082.36 42663.5294744879250 ₹ 89,658.14 ₹ 3,366,087.74 42076.0968082477251 ₹ 89,658.14 ₹ 3,318,505.70 41481.3212336795252 ₹ 89,658.14 ₹ 3,270,328.88 40879.1109644292253 ₹ 89,658.14 ₹ 3,221,549.85 40269.3730668132254 ₹ 89,658.14 ₹ 3,172,161.08 39652.013445477255 ₹ 89,658.14 ₹ 3,122,154.95 39026.9368288742256 ₹ 89,658.14 ₹ 3,071,523.74 38394.0467545638257 ₹ 89,658.14 ₹ 3,020,259.64 37753.2455543245258 ₹ 89,658.14 ₹ 2,968,354.75 37104.4343390823259 ₹ 89,658.14 ₹ 2,915,801.04 36447.5129836495260 ₹ 89,658.14 ₹ 2,862,590.41 35782.3801112738261 ₹ 89,658.14 ₹ 2,808,714.65 35108.9330779934262 ₹ 89,658.14 ₹ 2,754,165.44 34427.067956797263 ₹ 89,658.14 ₹ 2,698,934.36 33736.6795215856264 ₹ 89,658.14 ₹ 2,643,012.90 33037.6612309341265 ₹ 89,658.14 ₹ 2,586,392.42 32329.9052116495266 ₹ 89,658.14 ₹ 2,529,064.18 31613.3022421238267 ₹ 89,658.14 ₹ 2,471,019.34 30887.741735479268 ₹ 89,658.14 ₹ 2,412,248.94 30153.1117225012269 ₹ 89,658.14 ₹ 2,352,743.91 29409.2988343611270 ₹ 89,658.14 ₹ 2,292,495.06 28656.1882851193271 ₹ 89,658.14 ₹ 2,231,493.11 27893.663854012272 ₹ 89,658.14 ₹ 2,169,728.63 27121.6078675158273 ₹ 89,658.14 ₹ 2,107,192.09 26339.9011811884274 ₹ 89,658.14 ₹ 2,043,873.85 25548.423161282275 ₹ 89,658.14 ₹ 1,979,764.13 24747.0516661267276 ₹ 89,658.14 ₹ 1,914,853.04 23935.663027282277 ₹ 89,658.14 ₹ 1,849,130.56 23114.1320304517278 ₹ 89,658.14 ₹ 1,782,586.55 22282.331896161279 ₹ 89,658.14 ₹ 1,715,210.74 21440.1342601917280 ₹ 89,658.14 ₹ 1,646,992.73 20587.4091537728281 ₹ 89,658.14 ₹ 1,577,922.00 19724.0249835236282 ₹ 89,658.14 ₹ 1,507,987.88 18849.8485111463283 ₹ 89,658.14 ₹ 1,437,179.59 17964.7448328643284 ₹ 89,658.14 ₹ 1,365,486.19 17068.5773586038285 ₹ 89,658.14 ₹ 1,292,896.62 16161.2077909151286 ₹ 89,658.14 ₹ 1,219,399.69 15242.4961036302287 ₹ 89,658.14 ₹ 1,144,984.04 14312.3005202542288 ₹ 89,658.14 ₹ 1,069,638.20 13370.4774920861289 ₹ 89,658.14 ₹ 993,350.53 12416.8816760658290 ₹ 89,658.14 ₹ 916,109.27 11451.3659123453291 ₹ 89,658.14 ₹ 837,902.50 10473.7812015783292 ₹ 89,658.14 ₹ 758,718.13 9483.97668192676293 ₹ 89,658.14 ₹ 678,543.97 8481.79960577952294 ₹ 89,658.14 ₹ 597,367.63 7467.09531618045295 ₹ 89,658.14 ₹ 515,176.58 6439.70722296139296 ₹ 89,658.14 ₹ 431,958.14 5399.47677857709

297 ₹ 89,658.14 ₹ 347,699.48 4346.24345363798298 ₹ 89,658.14 ₹ 262,387.58 3279.84471213714299 ₹ 89,658.14 ₹ 176,009.28 2200.11598636753300 ₹ 89,658.14 ₹ 88,551.25 1106.89065152581

Principal Component Closing Amount of loan₹ 2,158.14 ₹ 6,997,841.86₹ 2,185.12 ₹ 6,995,656.74₹ 2,212.43 ₹ 6,993,444.30₹ 2,240.09 ₹ 6,991,204.22₹ 2,268.09 ₹ 6,988,936.13₹ 2,296.44 ₹ 6,986,639.68₹ 2,325.15 ₹ 6,984,314.54₹ 2,354.21 ₹ 6,981,960.33₹ 2,383.64 ₹ 6,979,576.69₹ 2,413.43 ₹ 6,977,163.25₹ 2,443.60 ₹ 6,974,719.65₹ 2,474.15 ₹ 6,972,245.50₹ 2,505.07 ₹ 6,969,740.43₹ 2,536.39 ₹ 6,967,204.04₹ 2,568.09 ₹ 6,964,635.95₹ 2,600.19 ₹ 6,962,035.76₹ 2,632.70 ₹ 6,959,403.06₹ 2,665.60 ₹ 6,956,737.46₹ 2,698.92 ₹ 6,954,038.53₹ 2,732.66 ₹ 6,951,305.87₹ 2,766.82 ₹ 6,948,539.05₹ 2,801.40 ₹ 6,945,737.65₹ 2,836.42 ₹ 6,942,901.22₹ 2,871.88 ₹ 6,940,029.35₹ 2,907.78 ₹ 6,937,121.57₹ 2,944.12 ₹ 6,934,177.45₹ 2,980.92 ₹ 6,931,196.52₹ 3,018.19 ₹ 6,928,178.34₹ 3,055.91 ₹ 6,925,122.42₹ 3,094.11 ₹ 6,922,028.31₹ 3,132.79 ₹ 6,918,895.52₹ 3,171.95 ₹ 6,915,723.57₹ 3,211.60 ₹ 6,912,511.98₹ 3,251.74 ₹ 6,909,260.23₹ 3,292.39 ₹ 6,905,967.84₹ 3,333.54 ₹ 6,902,634.30₹ 3,375.21 ₹ 6,899,259.08₹ 3,417.40 ₹ 6,895,841.68₹ 3,460.12 ₹ 6,892,381.56₹ 3,503.37 ₹ 6,888,878.18₹ 3,547.17 ₹ 6,885,331.02

₹ 3,591.51 ₹ 6,881,739.51₹ 3,636.40 ₹ 6,878,103.12₹ 3,681.85 ₹ 6,874,421.26₹ 3,727.88 ₹ 6,870,693.38₹ 3,774.48 ₹ 6,866,918.91₹ 3,821.66 ₹ 6,863,097.25₹ 3,869.43 ₹ 6,859,227.83₹ 3,917.79 ₹ 6,855,310.03₹ 3,966.77 ₹ 6,851,343.26₹ 4,016.35 ₹ 6,847,326.91₹ 4,066.56 ₹ 6,843,260.35₹ 4,117.39 ₹ 6,839,142.97₹ 4,168.86 ₹ 6,834,974.11₹ 4,220.97 ₹ 6,830,753.14₹ 4,273.73 ₹ 6,826,479.42₹ 4,327.15 ₹ 6,822,152.27₹ 4,381.24 ₹ 6,817,771.03₹ 4,436.00 ₹ 6,813,335.02₹ 4,491.46 ₹ 6,808,843.57₹ 4,547.60 ₹ 6,804,295.97₹ 4,604.44 ₹ 6,799,691.52₹ 4,662.00 ₹ 6,795,029.53₹ 4,720.27 ₹ 6,790,309.25₹ 4,779.28 ₹ 6,785,529.98₹ 4,839.02 ₹ 6,780,690.96₹ 4,899.51 ₹ 6,775,791.45₹ 4,960.75 ₹ 6,770,830.70₹ 5,022.76 ₹ 6,765,807.94₹ 5,085.54 ₹ 6,760,722.40₹ 5,149.11 ₹ 6,755,573.29₹ 5,213.48 ₹ 6,750,359.81₹ 5,278.65 ₹ 6,745,081.16₹ 5,344.63 ₹ 6,739,736.54₹ 5,411.44 ₹ 6,734,325.10₹ 5,479.08 ₹ 6,728,846.02₹ 5,547.57 ₹ 6,723,298.45₹ 5,616.91 ₹ 6,717,681.54₹ 5,687.12 ₹ 6,711,994.42₹ 5,758.21 ₹ 6,706,236.21₹ 5,830.19 ₹ 6,700,406.02₹ 5,903.07 ₹ 6,694,502.95₹ 5,976.86 ₹ 6,688,526.09₹ 6,051.57 ₹ 6,682,474.53₹ 6,127.21 ₹ 6,676,347.31₹ 6,203.80 ₹ 6,670,143.51₹ 6,281.35 ₹ 6,663,862.16₹ 6,359.87 ₹ 6,657,502.30₹ 6,439.36 ₹ 6,651,062.93₹ 6,519.86 ₹ 6,644,543.08₹ 6,601.35 ₹ 6,637,941.72₹ 6,683.87 ₹ 6,631,257.85

₹ 6,767.42 ₹ 6,624,490.43₹ 6,852.01 ₹ 6,617,638.42₹ 6,937.66 ₹ 6,610,700.76₹ 7,024.38 ₹ 6,603,676.37₹ 7,112.19 ₹ 6,596,564.19₹ 7,201.09 ₹ 6,589,363.10₹ 7,291.10 ₹ 6,582,071.99₹ 7,382.24 ₹ 6,574,689.75₹ 7,474.52 ₹ 6,567,215.23₹ 7,567.95 ₹ 6,559,647.28₹ 7,662.55 ₹ 6,551,984.72₹ 7,758.33 ₹ 6,544,226.39₹ 7,855.31 ₹ 6,536,371.08₹ 7,953.50 ₹ 6,528,417.57₹ 8,052.92 ₹ 6,520,364.65₹ 8,153.58 ₹ 6,512,211.07₹ 8,255.50 ₹ 6,503,955.56₹ 8,358.70 ₹ 6,495,596.86₹ 8,463.18 ₹ 6,487,133.68₹ 8,568.97 ₹ 6,478,564.71₹ 8,676.08 ₹ 6,469,888.63₹ 8,784.53 ₹ 6,461,104.09₹ 8,894.34 ₹ 6,452,209.75₹ 9,005.52 ₹ 6,443,204.23₹ 9,118.09 ₹ 6,434,086.14₹ 9,232.07 ₹ 6,424,854.07₹ 9,347.47 ₹ 6,415,506.60₹ 9,464.31 ₹ 6,406,042.29₹ 9,582.61 ₹ 6,396,459.68₹ 9,702.40 ₹ 6,386,757.28₹ 9,823.68 ₹ 6,376,933.61₹ 9,946.47 ₹ 6,366,987.13

₹ 10,070.80 ₹ 6,356,916.33₹ 10,196.69 ₹ 6,346,719.64₹ 10,324.15 ₹ 6,336,395.49₹ 10,453.20 ₹ 6,325,942.30₹ 10,583.86 ₹ 6,315,358.43₹ 10,716.16 ₹ 6,304,642.27₹ 10,850.11 ₹ 6,293,792.15₹ 10,985.74 ₹ 6,282,806.41₹ 11,123.06 ₹ 6,271,683.35₹ 11,262.10 ₹ 6,260,421.25₹ 11,402.88 ₹ 6,249,018.37₹ 11,545.41 ₹ 6,237,472.96₹ 11,689.73 ₹ 6,225,783.23₹ 11,835.85 ₹ 6,213,947.38₹ 11,983.80 ₹ 6,201,963.58₹ 12,133.60 ₹ 6,189,829.98₹ 12,285.27 ₹ 6,177,544.71₹ 12,438.83 ₹ 6,165,105.88₹ 12,594.32 ₹ 6,152,511.56

₹ 12,751.75 ₹ 6,139,759.81₹ 12,911.15 ₹ 6,126,848.66₹ 13,072.53 ₹ 6,113,776.13₹ 13,235.94 ₹ 6,100,540.19₹ 13,401.39 ₹ 6,087,138.80₹ 13,568.91 ₹ 6,073,569.89₹ 13,738.52 ₹ 6,059,831.37₹ 13,910.25 ₹ 6,045,921.12₹ 14,084.13 ₹ 6,031,836.99₹ 14,260.18 ₹ 6,017,576.81₹ 14,438.43 ₹ 6,003,138.38₹ 14,618.91 ₹ 5,988,519.47₹ 14,801.65 ₹ 5,973,717.82₹ 14,986.67 ₹ 5,958,731.15₹ 15,174.00 ₹ 5,943,557.14₹ 15,363.68 ₹ 5,928,193.46₹ 15,555.72 ₹ 5,912,637.74₹ 15,750.17 ₹ 5,896,887.57₹ 15,947.05 ₹ 5,880,940.52₹ 16,146.39 ₹ 5,864,794.13₹ 16,348.22 ₹ 5,848,445.92₹ 16,552.57 ₹ 5,831,893.35₹ 16,759.48 ₹ 5,815,133.87₹ 16,968.97 ₹ 5,798,164.90₹ 17,181.08 ₹ 5,780,983.82₹ 17,395.85 ₹ 5,763,587.98₹ 17,613.29 ₹ 5,745,974.68₹ 17,833.46 ₹ 5,728,141.22₹ 18,056.38 ₹ 5,710,084.85₹ 18,282.08 ₹ 5,691,802.76₹ 18,510.61 ₹ 5,673,292.16₹ 18,741.99 ₹ 5,654,550.17₹ 18,976.27 ₹ 5,635,573.90₹ 19,213.47 ₹ 5,616,360.43₹ 19,453.64 ₹ 5,596,906.79₹ 19,696.81 ₹ 5,577,209.99₹ 19,943.02 ₹ 5,557,266.97₹ 20,192.31 ₹ 5,537,074.66₹ 20,444.71 ₹ 5,516,629.95₹ 20,700.27 ₹ 5,495,929.68₹ 20,959.02 ₹ 5,474,970.66₹ 21,221.01 ₹ 5,453,749.65₹ 21,486.27 ₹ 5,432,263.38₹ 21,754.85 ₹ 5,410,508.53₹ 22,026.79 ₹ 5,388,481.74₹ 22,302.12 ₹ 5,366,179.62₹ 22,580.90 ₹ 5,343,598.73₹ 22,863.16 ₹ 5,320,735.57₹ 23,148.95 ₹ 5,297,586.62₹ 23,438.31 ₹ 5,274,148.31₹ 23,731.29 ₹ 5,250,417.02

₹ 24,027.93 ₹ 5,226,389.09₹ 24,328.28 ₹ 5,202,060.81₹ 24,632.38 ₹ 5,177,428.43₹ 24,940.29 ₹ 5,152,488.14₹ 25,252.04 ₹ 5,127,236.10₹ 25,567.69 ₹ 5,101,668.41₹ 25,887.29 ₹ 5,075,781.12₹ 26,210.88 ₹ 5,049,570.24₹ 26,538.51 ₹ 5,023,031.73₹ 26,870.25 ₹ 4,996,161.48₹ 27,206.12 ₹ 4,968,955.36₹ 27,546.20 ₹ 4,941,409.16₹ 27,890.53 ₹ 4,913,518.63₹ 28,239.16 ₹ 4,885,279.47₹ 28,592.15 ₹ 4,856,687.32₹ 28,949.55 ₹ 4,827,737.77₹ 29,311.42 ₹ 4,798,426.35₹ 29,677.81 ₹ 4,768,748.53₹ 30,048.79 ₹ 4,738,699.75₹ 30,424.40 ₹ 4,708,275.35₹ 30,804.70 ₹ 4,677,470.65₹ 31,189.76 ₹ 4,646,280.89₹ 31,579.63 ₹ 4,614,701.26₹ 31,974.38 ₹ 4,582,726.88₹ 32,374.06 ₹ 4,550,352.82₹ 32,778.73 ₹ 4,517,574.09₹ 33,188.47 ₹ 4,484,385.63₹ 33,603.32 ₹ 4,450,782.30₹ 34,023.36 ₹ 4,416,758.94₹ 34,448.66 ₹ 4,382,310.28₹ 34,879.26 ₹ 4,347,431.02₹ 35,315.26 ₹ 4,312,115.76₹ 35,756.70 ₹ 4,276,359.07₹ 36,203.65 ₹ 4,240,155.41₹ 36,656.20 ₹ 4,203,499.21₹ 37,114.40 ₹ 4,166,384.81₹ 37,578.33 ₹ 4,128,806.48₹ 38,048.06 ₹ 4,090,758.42₹ 38,523.66 ₹ 4,052,234.75₹ 39,005.21 ₹ 4,013,229.55₹ 39,492.77 ₹ 3,973,736.77₹ 39,986.43 ₹ 3,933,750.34₹ 40,486.26 ₹ 3,893,264.08₹ 40,992.34 ₹ 3,852,271.73₹ 41,504.75 ₹ 3,810,766.99₹ 42,023.56 ₹ 3,768,743.43₹ 42,548.85 ₹ 3,726,194.58₹ 43,080.71 ₹ 3,683,113.87₹ 43,619.22 ₹ 3,639,494.65₹ 44,164.46 ₹ 3,595,330.19₹ 44,716.52 ₹ 3,550,613.68

₹ 45,275.47 ₹ 3,505,338.21₹ 45,841.42 ₹ 3,459,496.79₹ 46,414.43 ₹ 3,413,082.36₹ 46,994.61 ₹ 3,366,087.74₹ 47,582.05 ₹ 3,318,505.70₹ 48,176.82 ₹ 3,270,328.88₹ 48,779.03 ₹ 3,221,549.85₹ 49,388.77 ₹ 3,172,161.08₹ 50,006.13 ₹ 3,122,154.95₹ 50,631.21 ₹ 3,071,523.74₹ 51,264.10 ₹ 3,020,259.64₹ 51,904.90 ₹ 2,968,354.75₹ 52,553.71 ₹ 2,915,801.04₹ 53,210.63 ₹ 2,862,590.41₹ 53,875.76 ₹ 2,808,714.65₹ 54,549.21 ₹ 2,754,165.44₹ 55,231.07 ₹ 2,698,934.36₹ 55,921.46 ₹ 2,643,012.90₹ 56,620.48 ₹ 2,586,392.42₹ 57,328.24 ₹ 2,529,064.18₹ 58,044.84 ₹ 2,471,019.34₹ 58,770.40 ₹ 2,412,248.94₹ 59,505.03 ₹ 2,352,743.91₹ 60,248.84 ₹ 2,292,495.06₹ 61,001.95 ₹ 2,231,493.11₹ 61,764.48 ₹ 2,169,728.63₹ 62,536.53 ₹ 2,107,192.09₹ 63,318.24 ₹ 2,043,873.85₹ 64,109.72 ₹ 1,979,764.13₹ 64,911.09 ₹ 1,914,853.04₹ 65,722.48 ₹ 1,849,130.56₹ 66,544.01 ₹ 1,782,586.55₹ 67,375.81 ₹ 1,715,210.74₹ 68,218.01 ₹ 1,646,992.73₹ 69,070.73 ₹ 1,577,922.00₹ 69,934.12 ₹ 1,507,987.88₹ 70,808.29 ₹ 1,437,179.59₹ 71,693.40 ₹ 1,365,486.19₹ 72,589.57 ₹ 1,292,896.62₹ 73,496.93 ₹ 1,219,399.69₹ 74,415.65 ₹ 1,144,984.04₹ 75,345.84 ₹ 1,069,638.20₹ 76,287.67 ₹ 993,350.53₹ 77,241.26 ₹ 916,109.27₹ 78,206.78 ₹ 837,902.50₹ 79,184.36 ₹ 758,718.13₹ 80,174.17 ₹ 678,543.97₹ 81,176.34 ₹ 597,367.63₹ 82,191.05 ₹ 515,176.58₹ 83,218.44 ₹ 431,958.14₹ 84,258.67 ₹ 347,699.48

₹ 85,311.90 ₹ 262,387.58₹ 86,378.30 ₹ 176,009.28₹ 87,458.03 ₹ 88,551.25₹ 88,551.25 ₹ -0.00

0 3.1 01 3.286 3.286 3.9136792 3.48316 3.48316 4.1484993 3.69215 3.69215 4.3974094 3.9136795 4.1484996 4.3974097 4.661254

P(6) 93.22508PV of P(6) at 3rd yr 64.60965Pv of P(6) at 0th yr 42.4819NPV of Values of First 3 yrs= ₹ 7.92NPV of Values of 4 to 6th at 3rd yr ₹ 6.42 ₹ 9.76

56.81802

0.80.80.80.80.80.80.80.80.80.8 ₹ 65,155.790.80.8

₹ 8.21 ₹ -964,217.12

₹ 48.2653.86667 40.05288

0 0 #NAME?0 00 00 0 300000 0 1 26315.7894740 0 2 23084.0258540 0 3 20249.1454860 0 4 17762.4083210 0 87411.3691350 00 0 ₹ 1,478.600 00 00 00 00 00 0

30000 ₹ 87,411.3730000 ₹ 9,422.923000030000

₹ 87,411.37

₹ 13,716.19 1478.6₹ 0.00 1478.6

₹ 232.02 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6₹ 0.00 1478.6

1478.61478.61478.6

₹ 9,081.81

Year0 ₹ 1,000.00

0.5 42.5 ₹ 1,000.001 42.5 ₹ 1,000.00

1.5 42.5 ₹ 1,000.002 42.5 ₹ 1,000.00 R=10% R=7%

2.5 42.5 ₹ 1,000.00 ₹ 915.44 ₹ 1,094.883 42.5 ₹ 1,000.00

3.5 42.5 ₹ 1,000.004 42.5 ₹ 1,000.00

4.5 42.5 ₹ 1,000.005 42.5 ₹ 1,000.00

5.5 42.5 ₹ 1,000.006 42.5 ₹ 1,000.00

6.5 42.5 ₹ 1,000.007 42.5 ₹ 1,000.00

7.5 42.5 ₹ 1,000.008 42.5 ₹ 1,000.00

8.5 42.5 ₹ 1,000.00 PV Annuity 9 42.5 ₹ 1,000.00 PVFace Value

9.5 42.5 ₹ 1,000.0010 42.5 ₹ 1,000.00

1042.5

₹ 565.01 ₹ 527.25₹ 434.99 ₹ 472.75

₹ 1,000.00 ₹ 1,000.00

Year0 -105.1448 8% Rate of Return1 9.95 Yield to Maturity2 9.953 9.954 109.95

yr add updateInvestment 0 -75000 -50000

1 44000 230002 44000 230003 44000 23000

payback 1.704545455 2.173913043

Accounting rate of return(Avg Net Income /Investment) 58.66666667 46

Net Present value (PV of cash inflows - PV of cash outflows) ₹ 25,461.91 ₹ 2,514.18

scale bias Profitability Index (PV of cash inflows/PV of cash outflows)

Internal Rate of return() 35% 18%

₹ 65,790.15₹ 65,923.25

build rent-125000 -1000

70000 1200070000 1300070000 14000

1.78571429 0.0833333333

56 1300

₹ 34,825.76 ₹ 28,469.88

31% 1208%

Question 2 opposite investment analyiss exercice == adding a machine expansion problemcost of machine = depreciationcost savingsebit

ebiatdepreciation

free cash flow

npv

Question 2replacing problem assummunng u will replace ,if npv Is

sale of old machine 150000Tax savings on 150000(profit) 60000

lost depreciationlost depreciation tax shiedl

net cash flow 210000

npv of replacement ₹ 130,145.80

Assume that old machine could be sold for an est 80000 in year 9

tax@40%

-500000100000 100000 100000 100000 100000 Depn tax shield per year200000 200000 200000 200000 200000 pv100000 100000 100000 100000 100000-40000 -40000 -40000 -40000 -4000060000 60000 60000 60000 60000

100000 100000 100000 100000 100000

160000 160000 160000 160000 160000

₹ 138,833.61 Buy!!

-80000 Oppurtunity Cost12000

50000 50000 50000 50000 50000-20000 -20000 -20000 -20000 -20000

-20000 -20000 -20000 -20000 -20000

Replace !!!

40000₹ 159,708.40

11 1.3 0 02 1.95 1.95 03 2.925 2.925 04 4.3875 4.3875 05 5.923125 ₹ 6.25 5.9231256 7.996219 7.996218757 10.7949 10.79489538 14.57311 14.5731087

₹ 17.13Err:502

Interrest ₹ 643.72₹ 18,392.05

1/1/2000 0.05736 0.140496306921/1/2010

104.8909 1

#NAME?

₹ 596.08 ₹ 1,326,055.35 ₹ 79,563,321.22483.3977

4500 ₹ 31,985.20₹ 30,306.34 313132685.50503

3131326.8551

a 0.071859 7.18590313b 0.172271 17.2270798c 0.11626 11.6259572d Err:502 Err:502 0.1274828232239

67% 67.21139₹ 21,517.95

₹ 108.00

a ₹ 1,677.10b ₹ 1,695.88

₹ 1,712.55 Stock₹ 1,715.91 Bond

12.246204831

276.9230772447552.44755245

₹ -171,077.26 342000₹ -342,000.00

₹ 73,269.22 63996.173₹ 1,388.26 11.514868363

11.026292375

2% 166%₹ 4,200.55

₹ -385,664.74 ₹ 51,721.34 2492.8197₹ 39,762.12

₹ 35,000.67 ₹ 70,581.67

₹ 2,243,615.79 ₹ 2,595,196.05 2730225₹ 351,580.26 ₹ 20,030.14 ₹ 2,666.38

₹ 1,388.26

0.01625

₹ 386,994.11

1.For calculating PV of Annuity use PV function like PV(0.05,9,-4500) I .e for calculating PV for investment that gives 4500 per year at 5% discount and for 9 yrs.2.E^r -1 , to calculate EAR if continuous compounding istead of effect function.

1.For calculating PV of Annuity use PV function like PV(0.05,9,-4500) I .e for calculating PV for investment that gives 4500 per year at 5% discount and for 9 yrs.