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Financial Stability Are you prepared to successfully finance life?
Financial StabilityAre you prepared to successfully finance
life?
41%41% OF AMERICAN ADULTSSAID THEY DESERVE NO BETTER THAN A “C” GRADE WHEN IT COMES TO THEIR OWN PERSONAL FINANCIAL KNOWLEDGE
Do You…•Have a plan to afford your education and to be financially well?• Know the costs you will incur?
Do You…• Know what financial aid you will receive?• Know what YOU must do to maintain your aid and investment?• Know how to live on a budget?• Know there are resources on campus to help you answer all of these questions?!?
• Online tools and resources
• Prepare for this transition
• Basic money management tips,
• Key financial aid terms• Loan repayment
options, • Investments,
retirement plans
Create your free
account today!
seeblue.com/igrad
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Create your free
account today!
seeblue.com/igrad
Article – 5 Tips to Help Your Student Prepare for Collegehttp://www.igrad.com/articles/5-tips-to-help-your-student-prepare-for-college
Webinar - A Student and Parent’s Guide to Paying for College.https://
www.igrad.com/webinars/A-Student-and-Parents-Guide-to-Paying-for-College-Rob-LaBreche
Create an iGrad profile! Using iGrad will offer you the tools and resources that you and your college support network will need to prepare for this transition and continue to let it grow with you for everything from
basic money management tips, to key financial aid terms and loan repayment options, as well as investments, retirement plans and buying
your first home.
Wildcat Cost Calculator
seeblue.com/calculator
Financial Aid
What Is Financial Aid?
FAFSA• A FAFSA Must be completed to be
eligible for:– Need-based scholarships and grants
(from the Federal Government, the State of Kentucky and UK).
– Federal Student Loans or Parent PLUS Loans.
Remember – the FAFSA is FREE (FREE Application for Federal Student Aid)
www.fafsa.ed.gov
What Loans Are Available?
1. Student Federal Direct Loans Student FAFSA on File
2. Parent Federal Direct Plus Loan Student FAFSA on File
3. Private Student Loans Fast Choice Tool for Comparison https://choice.fastproducts.org/FastChoice/home/198900/1
Financial Aid Check List
Ensure a FAFSA is complete if you intend to file.
Log into myUK and review and accept/decline your financial aid.
If you are borrowing federal loans, complete your Entrance Counseling and MPN.
For help - contact your financial aid counselor: http://www.uky.edu/financialaid/find-your-counselor
Financial Aid – 128 W.D. Funkhouser Bldg. (859) 257-3172http://www.uky.edu/financialaid
What is MyPasscode?
Code to release financial information
• MyPasscode is created by student on
myUK• MyPasscode is shared by student with
individual(s) they choose to have access to their financial records
• MyPasscode is required prior to release
of any financial information
Guest Access
Account Statements?
• Sent via email only –PDF attachment
• Students’ UK assigned email address Email is the University’s
official means of communication
Quick Note: ALL bills are due on the 22nd of EACH MONTH…regardless of payment plan option!! Initial billing statements will be sent
8/1 with a due date of 8/22.
How Are Payments Made?
My UK portal: myUK.uky.edu Student’s active directory account required
• Credit Cards (2.25% fee)– Visa, American Express, MasterCard & Discover
• Electronic Check (no fee)– Bank account and routing numbers required
• Installment Payment Plan– Up to 4 monthly installments (per semester)– $50 fee for each semester– http://seeblue.com/payments
Student Account Services
18 W.D. Funkhouser Bldg.
www.uky.edu/studentaccount
[email protected] (859) 257-3406
Student Financial Wellness CenterNeed Help Figuring it Out $$?
• 1:1, confidential peer coaching by MoneyCATS• Basic money management assistance:
tracking your spending, needs vs. wants, building a budget• iGrad exploratory computer lounge open
during building hours.• Connection to resources to serve your
immediate and future needs.http://www.uky.edu/financialwellness
Professional Development, Leadership and Life Skills, Confidentiality, Kindness
[email protected] @UKMoneyCATS
Template – Student Budgethttp://www.igrad.com/articles/budget-worksheet-spreadsheet
Working On CampusA job on campus can help with discretionary income, tuition, books, etc. Student positions are listed directly on the
UK Human Resources website
