FINANCIAL WELLNESSHealthy, Wealthy & Wise

IN A RECENT REPORT BY THE AMERICAN PSYCHOLOGICAL ASSOCIATION:

8 out of 10 Americans listed money and the economy as their leading

sources of stress.

Anxiety over finances has real consequences:

Impacting mental health, physical health, and overall well-being.

MENTAL HEALTH

PHYSICAL HEALTH

WELL-BEING

Are you living paycheck to paycheck?

DO MONEY MATTERS CAUSE YOU STRESS?

Are you confused about the state of your finances?

Does talk of investment strategies and retirement planning make you anxious?

FINANCES

STRATEGIES

PAYCHECK

No matter the size of your paycheck or bank account, you can take action to have more control over your finances.With knowledge and planning, we all can achieve financial stability.

And that means less stress, better sleep, and a healthier you.

UNDERSTAND WHERE YOU’RE SPENDING YOUR MONEY. • A $4 cup of coffee 5 days a week costs you $80/month. • Sometimes it’s scary to think about where we’re spending our money.• Learning to cut back on little things can help move your savings account forward.

DEVELOP A BUDGET AND INCLUDE SAVINGS IN YOUR BUDGET. • Pay yourself first• Treat your savings account like you would any other expense by making a monthly

payment toward it.

MASTER THE THIRTY DAY RULE. • Wait thirty days to make unnecessary purchases.• You may find the urge to purchase has passed.

TIPS FOR TAKING CONTROL OF YOUR FINANCIAL SITUATION:

WE ALL HAVE STRESS!

No one is immune from financial stress, but we all have the power to understand our own situation and to take control of it.

TAKE CONTROL TODAY!

Adapted from the Cleveland Clinic and About.com/financial stress