FINANFINANCINGCING

GGUARANTEESUARANTEES

INSURANCEINSURANCE

Main business Main business directionsdirections

EximBank FUNCTIONEximBank FUNCTION

Specialized bank, unique in the finance banking sector

Target clients:

SME with development potential

Exporters or potential exporters

Public local authorities

Big companies

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THREE BUSINESS PILLARS

FINANCING GUARANTEES INSURANCE

FINANCING

SOLUTIONS

FINANCING SOLUTIONSFINANCING SOLUTIONS

EximBank offers to the companies products to finance the following:

• Current activity

• Companies’ investment projects

• Export activity

A special segment is represented by financing products under the state aid scheme as the Subsidized interest rate credits that can be granted for:

SME development working capitalprioritary domains entrepreneur women

Interest rate is 5 points lower than the regular market value and it is fixed during the financing period.

EximBank consider as a priority supporting the companies that have projects funded with European funds and launched a financing package that contains co-financing and pre-financing solutions.

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COMPLEX GUARANTEES

SOLUTIONS

COMPLEX GUARANTEES PACKAGECOMPLEX GUARANTEES PACKAGE

EximBank facilitates companies access to financing solutions by

completing the necessary guarantees

EximBank Guarantees products:

aim to guarantee credits or banking letters of guarantees received by

companies from commercial banks

cover the risks of payment credits default or execution of the banking

letters of guarantees

complete the guarantees offered to the financing bank

Cover up to 80% form the main credit

Simplified procedure to offer guarantees

Guarantee value: : mmax. Euro 1,5 mil.

Valability term :: m max. 5 years

Granting period :: m max. 10 days

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EximBank may issue guarantees for

Exporters – completes the necessary guarantees for export

credits and the banking letters of guarantees issued by commercial

banks.

SME and big companies– completes the guarantees package

for development credits, covering the payment default risks.

European funded projects.

Prioritary domains – guarantees credits or banking letters of

guarantees granted for investment projects abroad, infrastructure

development, public utilities projects, environment protection,

human resources development.

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COMPLEX GUARANTEES PACKAGECOMPLEX GUARANTEES PACKAGE

EximBank granted a guarantee for a current activity credit

contracted from another commercial bank to a production facility

Guarantee value → Eur 800.000Eur 800.000 (80% out of the credit granted by the bank)

Guarantee validity term → 12 2 months months (as per the financing period)

Costs (related to the guarantee value)

Analysis fee0,1% 0,1% flat == EEurur 800800

Administration fee0,45% 0,45% p.a.p.a. = Eur 3.600= Eur 3.600

Guarantee fee0,8% 0,8% p.a.p.a. = Eur = Eur 6.406.4000

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COMPLEX GUARANTEES PACKAGECOMPLEX GUARANTEES PACKAGE

Letters of banking guaranteesLetters of banking guarantees

EximBank is taking over payment obligations, damage

reparatory entitled, for non fulfillments or faults in covering the

commitments of Romanian companies toward foreign

business partners.

Letters of guarantees may be issued for:

public auction participation

advance re-payment

good execution

good functioning

payment

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COMPLEX GUARANTEES PACKAGECOMPLEX GUARANTEES PACKAGE

RISKS MITIGATION

EximBank is offering to Romanian companies the possibility of

substantially decrease the commercial and political risks that might

occur during international commercial transactions through a wide

range of guarantee products

Insurance policy for covering the risk of external non payment for non market risks Insurance policy for export credits on medium and long term

Insurance policy for Romanian capital investment abroad

Insurance policy for buyer credits

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RISKS MITIGATIONRISKS MITIGATION

Consultancy

EximBank is offering the product called Commercial and Credit Commercial and Credit

InformationInformation, meant as an instrument used by companies to get to

know their future business partners before concluding a commercial

contract.

Information suppliedInformation supplied

Trade Registry identification data

Publicly reported financial data

Business analysis based on financial data

Recommendations regarding the safety level up to which the company may conclude commercial transactions using credit

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RISKS MITIGATIONRISKS MITIGATION

Pentru detalii despre produsele

si serviciile noastre

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EximBank

Splaiul Independentei, Nr. 15,

Sect. 5, Bucuresti

www.eximbank.ro

Thank you!

Additional details

informatii@eximbank.ro

www.eximbank.ro