FINDING YOUR

NEW HOMET iesha C labo rnAssociate Broker| New Orleans, LA

985.703.2419

Keller Williams Realty117 Belle Terre BlvdLaplace, LA 70068

tclaborn@realtor.com

soldinvestment.com

Career Foundation

Graduated from Herzing

University

(AS -Paralegal)

2003 2008 2014 2015

Real Estate License

Graduated from Tulane

University

(BA -Paralegal / Social Science)

Brokers License

ABOUT Keller Williams Realty

We have 940+ offices with over 180,000 associates worldwide.

We were established in 1983 in Austin, Texas.

We operate as a charitable arm known as KW Cares which is a nonprofit organization set up to assist associates of the company and their families deal with hardships and emergencies.

5

Make An Offer

WHY YOU NEED A REALTOR®

• Guide you through the process!

• Identify best lenders in the area!

• Save you endless amounts of time,

money, and frustration!

• Point out the advantages and the

disadvantages of a particular property!

• Free Service to Buyer, typically paid by

the Seller! (option varies)

ARE YOU READY TO BUY?

• Steady income?

• Cash for PRE CLOSING EXPENSES?

• Cash for DOWN PAYMENT?

• OPTIONS FOR CLOSING COST?

• Two months of pay stubs and bank statements?

• Two years of work history, MINIMUM of 30 days with Current Employer?

GETTING PRE-APPROVED

• Choosing a lender

• Filling out loan application

• Approval document

o Paystubs, bank statements, tax returns, proof of employment, 580+ credit score

YOUR HOME SEARCH

Understanding what you’re looking for is a top

priority. Let’s talk about the features of your future home.

• Location

• Price

• Square footage

• Bedrooms

• Baths

• Style

• Features

• Flood Zone

• HOA Fees

• Schools

SEARCH TOOLS

AGENT SEARCH

• MLS• Agent network• My website

CUSTOMERSEARCH

• Website• Yard signs,

open houses, model homes, friends, FSBO

HIGH-TECHTOOLS

• Automated home search system

MAKING AN OFFER

• Falling in love with a home• Seller wants• Earnest money• Down payment/financed amount• Important dates• Inclusions in home• Offer will be accepted, counter-offered,

or rejected

WHEN YOUR OFFER IS ACCEPTED

• Give earnest money to title company

• Inspection and repairs• Appraisal• Home / Flood insurance• Finalize mortgage details• Final walkthrough

CLOSING COST BREAKDOWN

• Property appraisal

• Home inspection

• Processing fee

• Underwriting fee

• Lender fee

• Loan discount fee

• Recording fee

• Settlement officer fee

• Title insurance

• Document preparation fees

• Escrow taxes and insurance

• Prepaid interest

• Credit report

• Transfer taxes

• Attorney/notary fee

These are the items that will be included in your closing cost:

$

Cl

This is the big day! I’ll accompany you to closing, answer any questions, and verify the closing paperwork matches our purchase contract.

• Bring your identification

• Everyone who is purchasing the property must be present. If this is not possible, let me know in advance.

• You will need to bring a certified check or wire your down payment/closing costs.

Closing Day

CONTACT INFORMATION

JANE SMITH

985.703.2419

tclaborn@realtor.com

soldinvestment.com