FIS Commerce App
Staying top-of-wallet as consumers transition to mobile payments
Agenda
Companion App for Cards
Trends for mPayments
Position Your Institution
Roadmap & Pricing
Next Steps
We’re accelerating toward a
new mobile payments reality
3
The consensus among financial institutions is that mPayments will
be the dominant form of payment in the next 2-5 years
RETAILERS ARE IN
POSITION TO DRIVE
Retail competition is fierce and
mPayments helps retailers
grow profits as more options
and ease of use drive increased
spend
INFRASTRUCTURE
IN PLACE
Card provisioning and token
services are aligned with an
mPOS ready retail
environment
EVERYTHING MOBILE
GROWS
Consumers are increasingly
comfortable, even
dependent on their phones
for more and more seamless
convenience
Card controls and
transaction alerts
help drive down
fraud and loss risks
Consumers are
growing more
comfortable using
smartphones to
purchase online
QR code
payments
resurgence
around the
world
Pay wallet and
Payment App use is
accelerating
Cash is no longer
king in today’s
mobile device-driven
society
mPayments Trends
4
5
64% of financial institutions plan to offer a mobile wallet by 2020
• Be the card that consumers can use securely anywhere, any time and any way they want to pay
• Make it as easy as possible for consumers to add their cards to apps
6
The shift to mobile payments poses the single biggest threat to
issuers in losing their top-of-wallet status.
Consumers Prefer Their Primary Financial Institution
Consumers are
more likely to
choose an FI wallet
than Apple or
Android Pay
Of consumers only
download apps
from brands and
institutions they
trust
77%
Of global
consumers said
their last purchase
was made using an
app on their mobile
device
68%Of U.S. consumers
said they would
spend more for
products or
services if the
experience were
better
37%
7
Position your institution to be ready for
the payments shift
Stay ahead of the pack
Get ready for the shift from
physical to mobile payments
with the FIS Commerce App
October 2015 2020
FIS Commerce AppProduct, Technology and a Strategic Partnership
8
• A companion App to the physical debit or credit
card
• A joint investment between FIS and Visa to
enhance consumer credit and debit card usability
& experience
• Promotes Issuer Brand
• Creates new payment card Commerce Experiences
• Drives a consistent Digital Experience across
ecosystem
• A new technology layer emerged enabling
brands/payment processors to drive a consistent
payments experience in a brandable mobile app
Top-of-wallet
CreditDebit
FIS Commerce App BenefitsMake Your Card More Powerful
9
• iOS and Android App
• Enroll Credit and Debit cards into the app
• Make contactless payments on Android with NFC and HCE/Tokenization
• Get real-time Transaction Alerts through Push, Email or SMS
• Suspend the card on the go with Card Controls On/Off
• View Balance and Transaction History
• Use the in-app locator to find Branches,
ATMs and locations to use NFC payments
• Stay secure with biometrics to cover fingerprint and facial recognition
Enable real-time alerts:
• Reduce fraud loss by 37%2
• Increase spend by 13%3
FIS Commerce Application fulfills all brand requirements regarding transaction alerts4.
FIS Commerce AppCurrent Features
10
Supports:✓ iOS & Android
✓ White Label or
Shared
✓ VISA & MasterCard
✓ FIS Debit or Credit
Transaction Alerts:✓ Transaction Amount
✓ Card Not Present
✓ International Trans
✓ Gas Station
✓ ATM Withdrawal
Wallet:✓ In-App Payments
for Android
✓ In-Store NFC
Payment for Visa
✓ Visa Checkout
Provisioning
Features:✓ Card Controls On/Off
✓ Balance Inquiry
✓ Trans History (up to 15)
✓ App Linking
✓ ATM Locator
✓ Biometric Security
Full Marketing Support from FIS
11
• Choose from free turn-key materials that you can make your own, or
• Utilize our white glove program for customized adoption marketing programs that we’ve designed to
drive cardholder adoption.
FIS Commerce App online marketing toolkit.
12
The FIS Commerce Application
Online Toolkit offers:
• 24/7 access
• Source files/templates
• Customizable marketing
materials, insert your logo,
theme line and colors
• Training materials,
in-branch POS,
e-mail series, digital banners
& social media campaigns
Use omni-channel tactics to create campaigns that will consistently and effectively communicate the message to download your mobile app.
Marketing support to reach your cardholders wherever they are
13
Banner Ads
Direct Mail &
BrochuresE-mail
Social MediaIn-branch
Website &
Online
Soon, you will be able to download the myBrand app and connect with all of your card activity.
Think of it as a constant conversation with your cards. There’s a lot of things your wallet app can’t wait to tell you!
With a tap of the app you will be able to see recent transactions, check balances, and locate ATMs ans.
©2018 FIS and/or its subsidiaries. All Rights Reserved. FIS confidential and proprietary information.