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Five (5) minutes Gold Presentation www.OneGoldDinar.com Mohd Suliman Hafid MOHD SULIMAN BIN HAFID
Five (5) minutes
Gold Presentation
www.OneGoldDinar.com
Mohd Suliman Hafid
MOHD SULIMAN BIN HAFID
How To Start?
INTRODUCTION We know that for a new person into Precious Metal such as Gold Bullion may seem like a mind-boggling maze, which is why many shy away from it. Taking the first step is the hardest part, just remember that it will get easier as you get more knowledge and understanding in Gold investment. The questions that always asked. Why Invest in Gold? What is the benefit owing gold? How to make money in gold? Five (5) Minutes Gold Presentation hope not only can make you understand more about Gold but also to provide solutions to your investment needs.
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I started to buy and keep gold in 2011, believe it or not, that was when the price of gold very high at peek usd$1900 per oz. You can compare today price at www.kitco.com At that time, I have no knowledge about gold Investments. When is the most appropriate time to buy and sell gold, place or shop that sells good price and much more to be learned. I consider myself as Gold Saver, In my heart there is only one Intentions – I just want to convert my Money into Gold. Save, Save and Save in Gold. I don’t care whether the Gold High or Low prices, if there is extra money I will buy gold and convert my Money into GOLD. As you continue reading this e-book you will understand why I save and keep Gold.
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What is Gold ?
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Gold has been used as the currency of choice throughout history. The earliest known use was in 643 B.C in Lydia (present-day Turkey). Gold is a precious metal used for coinage, jewellery, and other arts throughout recorded history. In the past, a gold standard was often implemented as a monetary policy within and between nations, but gold coins ceased to be minted as a circulating currency in the 1930s, and the world gold standard was abandoned for a fiat currency system after 1976. Nowadays, more and more INVESTORS begin to take attention or get involved in Gold Investment. “As a green hand, first of all we should understand some simple knowledge about Gold before We Start to Invest in Gold”
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Purity of Gold
22k/24k = 0.916
1 ounce = 31.1g
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Purity Gold content (wt. %) Fineness
24 carat gold 99+ 990
22 carat gold 91.6 916
18 carat gold 75.0 750
14 carat gold 58.5 585
31.1gm = 1 oz
What does it means by Karat ? 24-karat gold is pure (also includes down to 99.95% gold by mass), 22-karat gold is 22 parts gold, 2 parts another metal (forming an alloy with 91.6% gold), 18-karat gold is 18 parts gold, 6 parts another metal (forming an alloy with 75% gold), 14-karat gold is 14 parts gold (10 parts another metal)
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London Gold Price Fixing Participants
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The gold fix is conducted in the United States dollar (USD), the Pound sterling (GBP), and the Euro (EUR) daily at 10.30am and 3pm, by London time. The current participants in the fixing are : Barclays, Bank of China, Goldman Sachs, HSBC Bank USA, JPMorgan Chase, Morgan Stanley, Société Générale, Standard Chartered, ScotiaMocatta (Scotiabank), Toronto-Dominion Bank, and UBS London Bullion Market Association - LBMA
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The Fact about Gold & Money
The 1944 Bretton Woods Agreement set the exchange value for all currencies in terms of gold
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The international monetary system after World War II was dubbed the Bretton Woods system after the meeting of forty-four countries in Bretton Woods, New Hampshire, in 1944. US dollars were convertible to gold at a fixed exchange rate of $35 an ounce. The United States had the responsibility of keeping the dollar price of gold fixed and had to adjust the supply of dollars to maintain confidence in future gold convertibility. 1971 was the end dollar convertibility to gold and implement wage/price controls were intended to address the international dilemma of a looming gold run and the domestic problem of inflation. To know today 1 oz price of gold you can check at www.kitco.com
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Gold Price From 2006 - 2016
10 Year Gold Price increase in 233% (Lo 568 Usd/oz to Hi 1895 Usd/oz)
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Looking at above chart, it shows the history of gold price with most forecasts that gold prices will rise to meet the growing demand. The question is can you get 233% by keeping your money in the Bank? Average 23.3% per year. Another words Gold is a Real Asset that everyone must own. Gold is a True Wealth and hedge against a declining Fiat Money. Gold is safe heaven in times of geopolitical and financial market instability.
Gold Value Rising Up Fiat Money Drop
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Today, fiat money is typically paper money emitted by central banks. The behaviour of economic agents against this paper money determines, to a large extent, its value. During times where there is a lack of confidence in the paper money being utilized, the population will abandon it and its value with drop immediately. The cycle is about 38 years long. Each time paper money drops in value and there is an economic/financial collapse while gold increases in value.
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Country Gold Holding
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1. United States The world’s largest economy currently holds 8,133.5 tonnes of gold, representing approximately 72% of its foreign reserves. Interestingly, U.S. gold reserves have been pegged at approximately 8,133.5 since the first quarter of 2005. 6. China From 2008 to 2009, China’s central bank increased its gold reserves 75% to 1,054 tonnes. China has not updated its bullion reserves since then. As the world’s largest producer of gold, suffice it to say, China has been quietly adding to its reserves. 11. India India currently holds 557.7 tonnes of gold, representing 6.8% of its reserves. India’s central bank increased its gold holdings by 56% in 2009.
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Gold as Country foreign reserve
What Does Gold Benefits to You?
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MOHD SULIMAN BIN HAFID
#1. Emergency Fund
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Everyone needs to have some cash reserves for those unexpected moments so that you’re not living off of a credit card due to an unexpected unemployment or illness or automobile repair or emergency travel or any of a million other emergencies that can take us by storm. When you have an emergency fund, you have peace of mind. Prior to the financial crisis of 2008, experts recommended that your emergency fund contain three months’ worth of expenses some says at least six months’ worth of expenses. Gold is an assets that can overcome and help you in the event of emergency fund needed. One approach is to first build up a $3,000 emergency fund which equivalent to 50gm of Gold then continue to build your emergency fund further.
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Cash Money in Bank or Gold in Hand
#2. Prevent Leak of Cash
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Money ‘equivalent’ to Spending whereas Gold ‘equivalent’ to Savings. Human nature – with money they tend to spending and eventually you'll find it is very hard to save money. Human nature - with gold usually they want to keep in safe place not to lose. Which means the moment you convert your money into gold the desire of spending will disappear. The most basic knowledge and benefit “Why Keep Gold?" because Gold is the way to overcome the leakage of money and prevent leak of cash.
Specimen
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Gold Vs Money
#3. Long-Term Savings Plan
Long-term Savings Plan for Children Education
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Gold can be used as long-term savings plan for your children education. You can start planning by accumulate gold from Now. Below is example if you begin with 1g every month.
1g X 12 X 18 years = 216gm
216gm Gold Bar Enough for Your Children
University Education Bear in mind that 18 years from now the price of gold will be totally difference.
History shows that 10 Year from 2006 till 2016. The Gold Price increase in 233% (Lo at 568 Usd/oz to Hi at 1895 Usd/oz)
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Long-term Savings Plan for Holiday, Umrah or Haj
20 Dinar = $5164
20 Dinar Enough for Your
Next VIP Umrah
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#3. Long-Term Savings Plan
As mentioned earlier Gold also can be used as long-term savings plan for your holiday vacation, umrah or going for haj. You can start planning by accumulate gold from Now. Accumulate 20 Dinar which equivalent to $5164 for your VIP Umrah. Even after 5 years that 20 Dinar is still enough for your VIP Umrah.
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1 dinar
1 Dinar $260
The Value of Gold Remains
During the Prophet Muhammad (peace be upon him) a dinar can buy a sacrificial animal or a sheep.
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Surprisingly after 1400 years you still can buy Goat for 1 Dinar. Flyer show that with $180 you can buy goat (sheep) in Bangladesh
5-6 kg
#4 Hedge Against Inflation
1970 – HBD FLAT 3 Bed Rooms price at SGD$17,000
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Gold is an investment that is considered to provide protection against the decreased value of a currency. A good example is in 1970 a HDB 3 Bed Rooms at Ang Mo Kio cost you SGD$17,000 only. Which equivalent 5-6 kg of Gold. Today the same HDB 3 Bed Room price is at SGD$300,000 ++ 5-6kg Gold Bar you also can buy the same HDB Flat. Gold is expected to maintain or increase its value over a specified period of time.
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1967 1984 2016
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The real facts about Inflation is weaken the Purchasing Power. The value of paper money are worth much less compare to 49 years ago (1967 to 2016). During 60’s cost of 1 cup of coffee in Singapore coffee shop is only 20 cents, you can even buy for ½ cup. Today in 2016 - 1 glass of coffee is already $1.00 meanings the price increased by 500%.
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SGD$10.00 – 1967 Compare to 2016, Cannot Buy the Same Stuff.
1984 SGD$1 = MYR 1.20
2016 SGD$1 = MYR 3.00
1967 SGD$1 = MYR 1.00
#5 Wealth Protection - Currency Crisis
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In 1967 the currency exchange for SGD$1.00 equal to MYR1.00. Today 2016 SGD$1.00 equal to MYR3.00 – Meaning Ringgit depreciate 300% . What about SGD$ to USD$ ? Expert says It is a matter of time before the economy crumbles and we face a real financial crisis. The only thing that’s guaranteed to remain in your possession and guaranteed to maintain its value is physical gold.
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#5 Wealth Protection
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There is no exact percentage how much should you hold gold as your assets and wealth protection. But as a guide line from the experts keep gold between 10% to 50% of your total assets.
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#5 Wealth Protection
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Gold is the perfect option for those who wish to safeguard their wealth for the future. Bear in mind that once the economy gets volatile, the value of gold are prone to increase. So start hold gold as your real asset. Investment in gold is a solid one. Hence, it is essential to always go for Established Gold Companies that buy and sell authorized bullion products.
Imagine your whole life saving
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Failure of Paper (Fiat) Money
Money value depreciate if the country keep printing money issue to market
There is no historical precedence for a fiat currency that has succeeded in holding its value. The study showed that 20% failed through hyperinflation, 21% were destroyed by war, 12% destroyed by independence, 24% were monetarily reformed, and 23% are still in circulation and approaching one of the other outcomes.
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A German housewife burned mark notes in her kitchen stove. It was cheaper to burn marks than to use them to buy firewood (1923)
Failure of Paper (Fiat) Money
True Story - A Starving Billionaire in Zimbabwe
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Everyone wants to be a billionaire, but Zimbabwe took it a little far By 2009, every single resident was a multi-trillionaire. In fact, by the summer of 2008 there was a single bank note worth 100,000,000,000,000 Zimbabwean dollars (100 trillion). It was initially equivalent to about $300 USD, but quickly became worthless and is now worth far more as souvenirs than it ever was as currency. The runaway inflation forced Zimbabweans to wait in line to buy bread, toothpaste and other essentials. They often carried bigger bags for their money than the few items they could afford with a devalued currency.
Failure of Paper (Fiat) Money
Palestine, Vietnam war, syria, Iraq war, Ukraine etc
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In case of political crisis or during war your currency is not legal tender in other country. Gold is safe heaven in times of geopolitical and financial market instability Gold is the only currencies not created and controlled by governments. Unlike Fiat Money, Gold is accepted as valuable without needing protection by laws. In the pain of the post-bubble period, government will come under pressure to return to backing their currencies with gold.
Failure of Paper (Fiat) Money
Thank you for taking your time to read this e-book “Five Minute Gold Presentation”. I really hope this article will benefit you and ready to start holding gold as your real asset because Gold is true Money. If you like to know where and how to buy Gold or Dinar in Singapore, Malaysia , Indonesia or Brunei Darussalam you can always consult me. Please also share this e-book to your loved one, family and friends. “Sharing is Caring” If you have any question, please do not hesitate to contact me. You also can add me as your friend at my Facebook account, just click my name below! MOHD SULIMAN HAFID Whatsapp: +65 9224 6333
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MOHD SULIMAN BIN HAFID
