Fixed Income Presentation
Second Quarter 2015
The information contained herein has been prepared by Banco de Crédito del Perú (“BCP”) solely for informational purposes and is not to be construed as a solicitation
or an offer to buy or sell any securities and should not be treated as giving investment or other advice. No representation or warranty, either express or implied, is
provided in relation to the accuracy, completeness or reliability of the information contained herein. Any opinions expressed in this presentation are subject to change
without notice and BCP is under no obligation to update or keep current the information contained herein. The information contained herein does not purport to be
complete and is qualified in its entirety by reference to more detailed information appearing elsewhere, if any. BCP and its respective affiliates, agents, directors,
partners and employees accept no liability whatsoever for any loss or damage of any kind arising out of the use of all or any part of this material.
This presentation may contain statements that are forward-looking subject to risks and uncertainties and factors, which are based on current expectations and
projections about future events and trends that may affect BCP’s business. You are cautioned that any such forward-looking statements are not guarantees of future
performance. Several factors may adversely affect the estimates and assumptions on which these forward-looking statements are based, many of which are beyond
our control.
Disclaimer
2
Economic highlights
Social Indicators and Banking Penetration
Peruvian Financial System
NPL
BCP’s Competitive Position in Peru
1,506 1,649 1,907
882 1,190
2012 2013 2014 2Q14 2Q15
BCP Highlights
Assets and Liabilities Structure
Asset Quality
2012 2013 2014 2Q15
NPL
Funding Structure & Maturity Profile
Capital Management
6.1 7.2
8.6 7.6
8.9
P&L Highlights
3,921 4,577 5,921
2,800 3,362
-2.00%
3.00%
8.00%
13.00%
18.00%
23.00%
28.00%
33.00%
38.00%
2012 2013 2014 2Q14 2Q15
BCP’s Strategy
Anexos
BCP’s / Credicorp’s History
Credicorp Ltd
Note: The chart shows the main subsidiaries of Credicorp after the establishment of the regional investment banking platform under Credicorp Capital Ltd.
Source: BCP as of June 30, 2015.
Bolivia
Pacífico
EPS
Assets: PEN 143 billion
Net Income attributable to Credicorp: PEN 1,554 million
Employees: 32,828
Assets: PEN 123 billion
NII: PEN 3,362 million
Employees: 28,618
Assets: PEN 8.7 billion
Net Earned Premiums:
PEN 845 million
Employees: 2,406
FuM: PEN 39.0 billion
Collections: PEN 741 million
Employees: 670
Pacífico
Vida
AuM: US$ 6.0 billion
Deposits: US$ 1.6 billion
Employees: 116
AuM: PEN 27.5 billion
Employees: 1,018
Selected Financial Information
Selected Financial Information
BCP’s ratings