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Flood Map Modernizatio
n
Flood Map ModernizationMapping the Risk
Editorial Board Meeting
[date]
V123005
[COMMUNITY NAME]FLOOD MAP MODERNIZATION
Flood Map Modernizatio
nFlood Map Modernization
A nationwide effort to create updated, modernized, digital flood hazard maps
Evolved as a national coalition of industries were increasingly affected by out-of-date flood maps
Built on partnerships with and support from state and local governments and key stakeholder groups
Flood Map Modernizatio
nFlood Risks Have Changed
Flooding is one of [community name’s] most costly natural disasters
Water flow and drainage patterns have changed due to erosion, land-use, natural forces
[flood fact; e.g. Flood season of 2005 showed the need for new maps; more than 50 percent of flooded properties in low and moderate risk areas]
At [age] years old, county flood maps no longer reflect current flood risks
New digital mapping technologies produce more detailed, reliable [Internet accessible, if applicable] data
Flood Map Modernizatio
nNational Flood Ins Program
Established in 1968 by Congress Basic Components
• Identifies and maps flood-prone communities• Requires that communities adopt and enforce floodplain management
regulations • Provides Flood Insurance
Over 20,000 participating communities nationwide 4.8 million policyholders nationwide* $695 Billion in insurance policies in-force*
*FEMA Statistic, December 2005
Flood Map Modernizatio
n[Community name] Flood Facts
Joined NFIP [month, year]• Joined NFIP’s Community Rating System (CRS) in [date, if
applicable]• Policyholders now receive up to [#] percent premium discount
due to county’s additional efforts
Over [total # of properties] properties insured Nearly [total $ amount] of property covered More than [total $ amount] in losses paid by the NFIP First Flood Map: [year] Last Map Update: [year] Some areas not re-mapped for [local statistic] years
[insert local flood facts below]
Flood Map Modernizatio
n[Community name] Floodplains
County’s flooding occurs not only along the coast, but in riverine and inland areas too
County’s 17 watersheds are complex; 300 additional stream miles included
Entire county re-mapped, except for coastal and incorporated areas
Flood risk can vary neighborhood to neighborhood; property to property
[insert local floodplain information – examples below]
Flood Map Modernizatio
nBenefits of Map Modernization
Ensures safety of individuals and property Improved data allows for more informed decisions for
key stakeholders• Builders, Developers, Surveyors, Engineers• Community officials• Real Estate Agents, Lenders• Insurance Agents & Companies• Business Owners• Home Owners and Renters
Flood Map Modernizatio
nEstimated Impact
[total #] parcels mapped out of high-risk area
[total #] parcels mapped into high risk area
[total #] parcels remain in high risk area
[total #] parcels remain in low- to moderate-risk areas
[example new DFIRM]
Flood Map Modernizatio
nChanges Affect Insurance
IF MAPS SHOW…
THESE INSURANCE REQUIREMENTS, OPTIONS AND SAVINGS APPLY
Change from low or moderate flood risk to high risk
•Flood insurance is mandatory. Flood insurance will be federally required for most mortgage holders. Insurance costs may rise to reflect the true (high) risk.
•Grandfathering offers savings. Insurance costs may rise for some to reflect heightened risk. However, property owners may be able to save money by purchasing insurance prior to final map adoption.
Change from high flood risk to low or moderate risk
•Flood insurance is optional, but recommended. The risk has only been reduced, not removed. Flood insurance can still be obtained, at lower rates. 20-25% of all flood insurance claims come from low- to moderate-risk areas.
•Conversion offers savings. An existing policy can be converted to a lower-cost Preferred Risk Policy.
No change in risk level
No change in insurance rates. Property owners should talk to their insurance agent to learn their specific risk and take steps to protect their property and assets.
Flood Map Modernizatio
nTimeline
Milestones• Official presentation of preliminary maps – [date]
Media briefing is held
• Public Outreach [month- month] [describe below what is being done; e.g.]
Digital maps go up on website Affected residents mailed letters Eight Public Meetings; nearby public libraries set up to answer questions
• 90-day Public Comment Period Begins [date] Ends [date]
• Review and compliance period – begins [season; e.g. Spring 2006]• Maps adopted – (anticipated) [season; e.g. Fall 2006]
Flood Map Modernizatio
nAdvice to Property Owners
Everyone is at risk of flooding Know and understand your flood risk Contact your insurance agent to learn your options Visit [enter URL] to learn specific information about possible
changes to your property Attend [identify meetings/information sessions; e.g. Public
Meetings and Library Open Houses] to ask questions
Flood Map Modernizatio
nIncreasing Public Awareness
Launched county-wide outreach and education effort• Active participation of stakeholder advisory group• Hosting public meetings• Conducting informational mailing• Developed multiple information/assistance resources• Created public Service Announcements• Engaging news media
[Describe what is being done to inform the public; example below]
Flood Map Modernizatio
nPublic Information Resources
[enter URL]
[Call Center; phone number] • [hours of operation]• [its purpose; e.g. general information]
FEMA.gov/plan/prevent/fhm (FEMA mapping site) FloodSmart.gov (flood insurance information) FEMA Map Assistance Center 1-877-FEMA-MAP
• Specific mapping questions
Flood Map Modernizatio
nSummary
New flood hazard maps = safer [community name] Current flood risk data allows for more informed decisions Proactive outreach means the public will know where to go
for more information and what their options are Enrolled community partners in a collaborative approach to
educate the public