Purchasing Travel & Expenses

Business PaymentsCorporate & SME

The ProblemsBusinesses want greater control and lower costs than mainstream corporate cards provide

Banks/FIs need innovation to increase revenues and lower operating costs

IT development queues too long, develop-ment costs too high

Easier for you. One of the challenges with business payment products is diverging demands of corporate clients for whom a ‘one size fit all’ approach doesn’t work: and SMEs also have different requirements. How can you keep a majority of them happy, winning more customers and more transactions?

Ixaris technology enables non-technical staff to customise and configure functionality, look-and-feel and banking connections so that these needs can be catered for without the need for an IT project to launch a payment prod-uct or modify it subsequently. This approach vastly reduces the time and cost needed to make new payment products - like Purchasing - available to a range of customers and customer types.

SMEs lack flexible and cost-e�ective payment solutions. Corporates want more self-management & control than you can o�er

Better for your customers. Using our solutions you can get the products you want rapidly and customise them to optimise the customer experience vital to adoption and success.

Each payment solution can also be integrated into each corporate customer’s back-office systems using standard protocols, giving the corporate the degree of flexibility and control they typically want to effect the nuances of product delivery that often make the difference between failure and success.

Pick ready-made payment products

Non-technical sta� customise and deploy

O�er corporate services and/or self-service for SMEs

Optionally enable your corporate customers to integrate products with their own systems and processes

For Banks and other Financial Institutions

The Solution

Ixaris Payment Server - a paradigm shift for the payment industry

Corporate/SME Purchasing - Give your customers greater control and flexibility than possible with traditional corporate cards, reduce their reconciliation burden and enable them to integrate the solution with their back-office systems using standard APIs. Your business staff can customise the application for your corporate customers or deploy a standard self-signup setup for the SME’s.

Enables business to control and organise purchasing at Visa and MasterCard merchants world-wide

Extensive detailed reports of all purchasing activity relevant for full reconciliation

Individual, batch or automated generation of Visa and MasterCard prepaid cards

Travel and Expenses - Give your corporate and SME customers the flexibility of issuing virtual cards and plastic cards to their employees for online and POS transactions. Provide them with full control and visibility of employee purchases and expenses - as they happen. Fully customizable for your corporates; reduced overheads for your SMEs. All of the features of Purchasing described above, plus:

Assignment of plastic and virtual cards to individual employees for specific use and/or time periodsSpending limits are automatic due to the prepaid nature of the cards - they can spend only what you put on themFlexible tagging at department, user, card or transaction level ensuring straightforward tracking of cost-centres

More - Something else in mind? We have a wider range of payment applications for more specialist / sector-specific needs including incentives and rewards, disbursements and payroll. And if we don’t have the solution you want… see the + points below.

This platform radically reduces the time and investment required to get and deliver new products and modifica-tions to your customers. The customisation and integration support helps ensure quality user-experience and ultimately successful payment solutions that can satisfy diverse customer requirements without extensive and expensive IT project costs.

+ a comprehensive collection of consumer and corporate payment solutions+ customization and deployment of payment solutions to customers by non-technical staff+ creation of new solutions using supplied templates and combining re-usable components+ integration by your customers with their own systems - CRMs for example – via standard APIs+ integrates with legacy systems out-of-the-box so you can get more from your investment+ hosted cloud service or installed in your own data center.

Ixaris payment solutions are delivered together as part of a comprehensive open payments platform – Ixaris Payments Server - that sets them apart from competitor offerings because it comes with all of the following:

An Open Payments Platform