For a Coverage Proposal, Visit or Call:nreinsurance.com

888-741-8454

1. Insurance is exclusive of… estate, tax, and financial planning

Insurance: Your archer in the watchtower, not your castle walls…

To protect Personal and Business items within your castle walls…

Insurance should NOT be the foundation of an asset protection strategy.

The legal entities we create are the castle walls, the moat and the watchtower we build to protect them...

Insurance is “the archer in the watch tower” or “the knights with the boiling oil”...

2. Being named as an “additional insured” on the existing homeowner policy will sufficiently

protect my interests in a subject-to and/or lease-option deal…

3. Buying a property in your personal name and using your homeowner’s policy liability is fine…

4. The “personal” dwelling fire policy is sufficient to cover my non-owner occupied rental…

5. I have a personal umbrella policy (PUL), so I don’t need “commercial insurance”…

• Umbrellas are not a panacea...

• “Personal” coverage likely doesn’t cover “business” exposure(s).

• How much is enough?

6. A claim that occurred before I (or my entity) owned the property shouldn’t affect MY insurance rate…

7. All policies and coverages are created equally...

• ACV---Actual Cash Value

• RC---Replacement Cost

• ITV---”Insurance to Value”

Co-Insurance:What is it? What it isn't!

• Basic

• Broad

• Special

8. Self-insurance is too risky…

9. I need “builders risk” coverage for a vacant or rehab project/deal/property…

10. It is worth it to hire the “handyman” to do work on my rentals…

11. If I use my personal vehicle to service my properties, my personal auto policy is sufficient...

12. It's enough to simply require renter's insurance in my lease...

13. Cheaper is better…

- Coverage and benefit package specific to your business model.

- No minimum earned premiums. Pay only for what you need on a month-to-month basis.

- Company principals are also real-estate investors and private lenders.

- Co-insurance doesn’t apply at property insured to at least $45/square foot.

- Replacement cost coverage is garnered at $65/square foot or more.

- Can cover liability only, if desired.

- Occupied, vacant and renovation properties can be included on the same schedule.

- Coverage available in all states.

- Claims administered by McLarens and/or Affirmative Risk Management.

- Coverages available for LLCs, Trusts, Corporations, etc….

- We can insure multiple owner/controlling entities under one schedule.

- Coverages are underwritten by AM Best “A ” or better rated insurers such as Lloyd’s of London, Scottsdale, Allianz, and others…

- Theft coverages on vacant locations is available. (typically excluded completely).

- For our lender clients, we will NOT allow a location to cancel without your acknowledgement.

- For Property Managers, we can aggregate locations under management to provide pricing benefits they may pass on to their clients.

- Coverage available for non-US Citizens.

The principals of our organization all invest in real estate. Consequently, we understand the unique insurance challenges investors face. We insure over 22,000 units in the U.S. for individual investors, conglomerates, bulk REO

holders, and more. Our team of 30+ people in Kansas City are focused solely on your market demographic. Our Programs are/were designed for investors

with "ease-of-use", appropriate coverages, and fair, stable rates.

For a Coverage Proposal, Visit or Call: nreinsurance.com

888-741-8454