The Leumi Group

Leumi Global Network

Leumi Banking Facilities and Financial Services

Founded in London in 1902 as “Anglo-Palestine Banking Co.” Opened first branch in Jaffa in 1903 Nominated as central bank of the state of Israel in 1948 Named “Bank Leumi” in 1950

The History of Bank Leumi

Over 112 years in banking services More than $313. billion total managed assets $7.6 billion in equities 274 Branches in Israel, 52 Offices in 15 countries Around 13,000 employees Broad array of banking and financial services Access to global markets and global expertise

Leumi Banking Facilities and Financial ServicesThe History of Bank Leumi

Leumi Wins Awards

Euromoney’s

esteemed

private banking

survey has

found that Bank

Leumi

unequivocally

offers the “Best

Private

Banking in

Israel 2009“.

World Finance

Magazine has

proclaimed Bank

Leumi the “Best

Banking Group

in Israel 2012”.

Global Finance

Magazine has

selected Bank

Leumi as the

"Best Trade

Finance Bank

in Israel

2011-2013“

and the " Best

Foreign

Exchange

Provider

2012-2013“ .

The prestigious

banking

magazine, The

Banker has

declared Bank

Leumi the “Best

Bank in Israel

2010”.

Leumi Wins Awards

Financial Statement – Leumi GroupAssets and Liabilities

2013 2012 2011

Total Assets 107.9 100.8 95.7

Credit to Public, Net

69.4 64.6 63.2

Deposits of the Public

82.4 77.6 73.1

Shareholders’ Equity

7.6 6.7 6.1

Off Balance 205.1 164.3 139.4

Total Managed Assets

313.0 265.1 265.0

Representative Exchange Rates for December 31st

3.471 3.733 3.821

(in $ billions)

Leumi Group

2013 2012 2011

Return on Equity 7.6 3.8% 8.3

Deposits / Total Assets

76.4 77.0% 76.4

Shareholders Equity / Total Assets

7.1 6.6% 6.4

Shareholders Equity / Risk Assets

14.82 14.87% 14.34

Tier One Capital 9.43 8.55% 8.07

Major Financial Ratios in Annual Terms)%(

Rating

Private Banking and Commercial Solutions

Special Clients

Financial wealthA range of assets and investmentsGlobal operations

Special Requirement

sExpert service

Personal attentionDiscretion

An Array of Products and Services

Full Banking Services

Dealing Rooms & Financial Markets

Multi-Currency Time Deposits

Finance & Credit

Facilities & Mortgages

Mutual Funds Structured Products

Fiduciary Services

International Trading

International Lending

RomaniaU.K.LondonJersey

USANew YorkCaliforniaFloridaChicago

IsraelTel AvivJerusalemHaifaHertzeliaPituach

SwitzerlandZurichGeneva

Luxembourg

Tailor madeportfolio

Personal Adaptation of Asset Allocation

LiquidityPreserving theCapitalRegular income

Interested in increased riskInterested in reducing risk

Short termMedium termLong term

One timeRegular incomeAnticipated income

What is the aim of theinvestment?

What is the investor’sattitude towards risk?

What is the range of theinvestment?

What are the financialresources of the investment?

Creating Value for the

Community

Alongside its business activities, Bank Leumi invests extensive

resources in the development and empowerment of the State of

Israel.

Leumi's central vision is to be "a banking group which is

involved and contributes to the welfare of the community".

Since its establishment over a century ago, Bank Leumi

has contributed towards the development and

prosperity of the Zionist enterprise and is deeply

involved in community work.

Leumi Group’s Social Investments

Leumi and the Community

Leumi Leads the Way to Social ResponsibilityLeumi is the first financial body in Israel to publish a full Social Responsibility Report pursuant to the international instructions of the GRI organization. Leumi has established a special funddevoted to educational projects for youth and under privileged families. In 2013, Leumi was awardeda Platinum rating for corporateresponsibility by theMaala Organization.

Leumi and the Community

Leumi takes Environmental ResponsibilityLeumi places much importance on preserving the environment and dedicates much effort to reducing its environmental effect. Leumi is the first bank in Israel to receive the stamp for Green construction awarded by the ISI.

“The Israel Accessibility” Citationto Leumi Leumi is the first Israeli bank to enter and receive the “Israel Accessibility” citation for executing adjustments to its branches for the purpose of convenient access to handicapped customers.

Leumi at Your Service

In IsraelGPB DivisionTel AvivTel: +972-76-885-7717

GPB CentersIPB Centers – For Int’l ClientsTel AvivTel: +972-3-621-7333 +972-3-621-7444JerusalemTel: +972-2-620-1811

PB Centers- For Israeli ClientsTel AvivTel: +972-3-623-7333JerusalemTel: +972-2-620-1887HasharonTel: +972-9-960-9311HaifaTel: +972-4-835-0333

RepresentativesBank Leumi USATel: +972-9-971-5632

SwitzerlandTel: +972-9-955-9571

SubsidiariesBank Leumi USAHead OfficeTel: +1-917-542-2343Regional OfficeTel: +1-212-626-1355

SwitzerlandZurichTel: +41-58-207 -9111GenevaTel: +41-58-207-3555

LuxembourgTel: +352-346390

United KingdomTel: +44-20-7907-8000

RomaniaTel: +40-21-206-70-75

UruguayMontevideoTel: +598-2-628-0223Punta del EsteTel: +598-42-44303/4

Representatives Canada

MontrealTel: +1-514-931-4457

MexicoTel: +52-555-294-6155

ChinaShanghaiTel: +86-(21)-6085-9213

LuxembourgTel: +972-54-562-9499

Legal Disclaimer This document is not to be construed as a recommendation in any way. Investment decisions need to be determined based on full knowledge of the terms and conditions of each investment. Investment strategies need to be tailored to the financial goals and risk profile of the portfolio. This document is for informative purposes only.

International Business Development Head Office of International Operations

Thank you.