This is an Independently published publication, NOT an Approved nor Official publication of the Fairfield Plantation POA Find us at www.fpnav.com or Facebook at: https://www.facebook.com/fairfieldplantationnewsandviews?fref=ts JULY 19, 2014 PRSRT STD ECRWSS U.S. POSTAGE PAID EDDM Retail ********ECRWSS*** RESIDENTIAL CUSTOMER VILLA RICA, GA 30180 Virginia Westlake— Sold in Fair- field— PG 7 Storm-Soaked Boat Regatta — PG. 10 Tammy Priest — Donations for More American Flags; Church Service at the Pavilion PG. 11 Dr. Habiba Shaw— Let’s Hear It for the Boys Part 3 —PG. 9 Casa Sol; Don Rich Ford PG. 16 Steve Barden — Fairfield Fire Dept. Setting Up the Fireworks Display — PG 8 Michael Stone — Changing Jobs or Retirement—Don’t Forget Sav- ings PG. 3 2014 Fairfield Plantation Parade PG. 4—5 The following property owners have submitted applications for the POA Board of Directors to be elected at the Annual Meeting on September 27 th , 2014: Dennis Brown, Anne Lussier (incumbent), Chris May, Beth Spears (incumbent) and Lee Sundberg. The candidates will introduce themselves and state their views in a brief synopsis, at the POA meeting on July 21 st. The candidate Q&A Forum will be held on August 18 th . In that forum the candidates will be given the opportunity to answer questions from the property owners present. The Annual Meeting Packet will be mailed to all property owners of record on or about August 23 rd , 2014. Fairfield Plantation POA Management Yt|Üy|xÄw cÄtÇàtà|ÉÇ NEWS AND VIEWS CANDIDATES FOR THE POA BOARD OF DIRECTORS Due to the deadlines for the Fairfield News and Views it is difficult to provide financial reports for the previous month prior to the News and Views printing deadline. But, since our fiscal year ended April 30, 2014, I thought it would be a good time to summarize the 2013-14 year for those who are unable to make the monthly POA meetings. I am proud to announce that we exceeded the expectations of the budget developed in March of 2013 and at fiscal year-end the Property Owner’s Association added $259,753.61 to our Reserve Accounts. This gives us a total in Savings and CD’s of $494,264.60. It has been a while since the community had emergency funds of this amount. We did not renew our contract with Community Management Associates (CMA) that ended April 30, 2014. We hired a General Manager and Staff Accountant to manage the community and our almost $5 million budget. As Treasurer, I am as excited about the accountant, Cathy Roth, as I am about the GM. Cathy will be dedicated to the Financial and Human Resources management of Fairfield Plantation, as opposed to us sharing these positions with 500+ other communities. Beginning with the June reports which will be made available to the community at our July POA Meeting we should now see timely reports that are accurate and complete. Our auditors are currently completing the audit for 2013-14 and final numbers should be available later in July for the Annual Report. In May, as Treasurer, I was able to renegotiate the terms of the loan for the Golf Course property. The interest rate was reduced by more than 2% and the term of the loan was reduced by two years. With a monthly payment of almost the exactly the same amount, this loan will be paid in full in June 2019 and the community will save over $288,000. We also made the final payment on the purchase of the Monticello Property. This is the lower portion of the parking lot and the open land surrounding the small house at the street and adjoining the golf course which now belongs to the community. Final reports for June will be available for the community at the meeting on July 21 st , but as of today it looks as though we have collected more POA Assessments than budgeted to date, and overall expenses are running less than projected. So hopefully we will end the year with additional funds to set aside for the many property improvements that are needed, with no increase in annual assessments. Beth Spears CELEBRATING THE FOURTH! Michelle Nyberg — A Girl Has to Eat ; Christina Henggeler — Hugs — PG. 12 Pat Rivera — Get Out & Have Some Fun; Tovey’s World - PG. 13 —Business Spotlight: Fitzpatrick Insurance; Deryck Cook— Kiwanis Help Wanted and For Sale PG. 14 Market Place — PG. 15 INSIDE THIS ISSUE: Steve Barden — Editorial PG. 2 REPORT FROM THE POA BOARD TREASURER Photo by Devon Lewis
Transcript
This is an Independently published publication, NOT an Approved nor Official publication of the Fairfield Plantation POA
Find us at www.fpnav.com or Facebook at: https://www.facebook.com/fairfieldplantationnewsandviews?fref=ts
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Virginia Westlake— Sold in Fair-field— PG 7
Storm-Soaked Boat Regatta — PG. 10
Tammy Priest — Donations for More American Flags; Church
Service at the Pavilion PG. 11
Dr. Habiba Shaw—Let’s Hear It for
the Boys Part 3—PG. 9
Casa Sol; Don Rich Ford PG. 16
Steve Barden — Fairfield Fire Dept. Setting Up the Fireworks Display —PG 8
Michael Stone — Changing Jobs or Retirement—Don’t Forget Sav-ings PG. 3
2014 Fairfield Plantation Parade PG. 4—5
The following property owners have
submitted applications for the POA
Board of Directors to be elected at the
Annual Meeting on September 27th,
2014: Dennis Brown, Anne Lussier (incumbent), Chris May, Beth Spears
(incumbent) and Lee Sundberg.
The candidates will introduce themselves
and state their views in a brief synopsis,
at the POA meeting on July 21st. The
candidate Q&A Forum will be held on
August 18th. In that forum the candidates
will be given the opportunity to answer
questions from the property owners
present.
The Annual Meeting Packet will be
mailed to all property owners of record
on or about August 23rd, 2014.
Fairfield Plantation POA Management
Yt|Üy|xÄw cÄtÇàtà|ÉÇ N E W S A N D V I E W S
C A N D I D A T E S F O R T H E P O A B O A R D O F D I R E C T O R S
Due to the deadlines for the Fairfield News and Views it is difficult to provide financial reports for the previous month prior to the News and Views printing deadline. But, since our fiscal year ended April 30, 2014, I thought it would be a good time to summarize the 2013-14 year for those who are unable to make the monthly POA meetings.
I am proud to announce that we exceeded the expectations of the budget developed in March of 2013 and at fiscal year-end the Property Owner’s Association added $259,753.61 to our Reserve Accounts. This gives us a total in Savings and CD’s of $494,264.60. It has been a while since the community had emergency funds of this amount.
We did not renew our contract with Community Management Associates (CMA) that ended April 30, 2014. We hired a General Manager and Staff Accountant to manage the
community and our almost $5 million budget. As Treasurer, I am as excited about the accountant, Cathy Roth, as I am about the GM. Cathy will be dedicated to the Financial and Human Resources management of Fairfield Plantation, as opposed to us sharing these positions with 500+ other communities. Beginning with the June reports which will be made available to the community at our July POA Meeting we should now see timely reports that are accurate and complete.
Our auditors are currently completing the audit for 2013-14 and final numbers should be available later in July for the Annual Report.
In May, as Treasurer, I was able to renegotiate the terms of the loan for the Golf Course property. The interest rate was reduced by more than 2% and the term of the loan was reduced by two years. With a monthly payment of almost the exactly the same
amount, this loan will be paid in full in June 2019 and the community will save over $288,000. We also made the final payment on the purchase of the Monticello Property. This is the lower portion of the parking lot and the open land surrounding the small house at the street and adjoining the golf course which now belongs to the community.
Final reports for June will be available for the community at the meeting on July 21st, but as of today it looks as though we have collected more POA Assessments than budgeted to date, and overall expenses are running less than projected. So hopefully we will end the year with additional funds to set aside for the many property improvements that are needed, with no increase in annual assessments.
Beth Spears
C E L E B R A T I N G T H E F O U R T H !
Michelle Nyberg — A Girl Has to
Eat;
Christina Henggeler — Hugs —
PG. 12
Pat Rivera — Get Out & Have
Some Fun;
Tovey’s World - PG. 13
—Business Spotlight: Fitzpatrick
Insurance;
Deryck Cook—Kiwanis
Help Wanted and For Sale
PG. 14
Market Place — PG. 15
I N S I D E T H I S I S S U E :
Steve Barden — Editorial PG. 2
R E P O R T F R O M T H E P O A B O A R D T R E A S U R E R
Photo by Devon Lewis
E D I T O R I A L
Page 2 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
For more information, comments, letters to the editor, suggestions and/or complaints. Please ad-dress to Steve Barden at
Find us on the Web at: www. JourneysToHealthLLC.com
Know more of your neighbors, know more about the POA Board, know more about activities in the com-
munity and Carroll County, know
more about everything concerning this GREAT Community by going to the Facebook Group: “Living In
Fairfield Plantation, Georgia”
Find information, Find Activities or…….Find a FRIEND s for the resi-dents of Fair-field
paperwork prior to the deadline and passed the
background screening. The week of the candidate
introductions she told us she was not sure if she would
run and to not include her at that time. Since then she has
decided that she will run and so her name is now in the
mix and she will be introduced, along with the other
candidates, at the board meeting next Monday.”
This is very interesting and I imagine it’s going to make
for another interesting board meeting.
Beth Spears gave her report on the advancements that the
board has made. I want to thank the board for all their
hard work and I want to thank you, the voters, who made
this possible. This past year was a rare year when our
dues did not go up. Those of you who voiced your opin-
ion stating that the board needed to keep dues from esca-
lating were heard. We have another election coming up
and it’s important that we continue this trend. Whether
you get involved in Fairfield activities or not, this is the
one activity that you must participate in for your own
good. Listen to what the candidates have to say, and
please vote for the people who will look out for ALL
residents of Fairfield Plantation.
No one can celebrate the Fourth of July like Fairfield
Plantation. What an amazing and exhausting weekend
that was. I, along with many residents of Fairfield, want
to thank all the various committees and volunteers as
well as the management of Fairfield Plantation for a
spectacular celebration. We have tried to capture at least
a small portion of the festivities in this edition, and our
apologies for not being able to include everything.
I did want to comment on two announcements that are on
the front page, coming from the POA Board. The first
was the announcement concerning the POA Board
Candidates. Two names were different from the names
that were announced at the June 16th Board Meeting.
Anne Lussier, who is a current board member, wasn’t
announced at that meeting. And, Johnny Buice, who was
announced at the last board meeting, wasn’t on the list
that he gave to the paper. So, I contacted Mr. Dugan and
he replied that Mr. Buice had withdrawn from being
considered.
I asked why Ms. Lussier wasn’t announced at the last
board meeting and if she had made the deadlines. He
replied that “Anne Lussier had submitted all of her
K N O W Y O U R C O M M U N I T Y
Page 3 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
C H A N G I N G J O B S O R R E T I R E M E N T - D O N ’ T F O R G E T S A V I N G S Choosing a distribution method from your retirement plan when you change jobs or retire can have significant tax
implications.A distribution is a payout of realized savings and earnings from a 401(k) or other retirement plan. In
general, you must begin taking distributions from your account by April 1 of the year following the year in which
you turn 70 ½. Your distribution options may include keeping your money in your plan, enacting a direct rollover,
or taking a cash distribution. Each option has different consequences.If you keep your money in your plan, you
will no longer be able to make contributions, but you will still maintain control over the investments and your
money will continue to grow tax deferred. Similarly, in a direct rollover, you move your money directly to an IRA
or your new employer’s qualified retirement account without physically receiving any funds. If you are under 55 at
the time of separation from service, a direct rollover may be a good option, as it avoids the penalties associated with a cash distribution from a qualified
plan.Those tempted to take a cash distribution from a qualified plan should consider the taxes and penalties that apply to this type of distribution. You
must pay taxes on the money you receive at then-current rates, and if you are under age 55 at the time of separation from service, you may also have to pay a 10% penalty,
making this option viable only if the funds are immediately necessary.Whatever option you choose, you should think carefully before making any decisions and speak with a
tax advisor before picking a distribution election.Your retirement savings plan offers you several choices when you decide to change jobs or when you retire. This report
explains some of the options you may be able to choose from in deciding how you want the money in your plan treated when one of these events occurs.
What Is a Distribution?
A distribution is simply defined as a payout of the amount of money that has accumulated in your retirement savings plan. This may include amounts you have contributed, the
"vested" portion of any amounts your employer has contributed, plus any earnings on those contributions.
You will want to think carefully before making any decisions about the money in your retirement plan, as some choices may mean you have to pay more in income taxes on your
distribution. It's also a good idea to talk with a tax advisor before picking a distribution election.
Some Distribution Options
Keep Money in Employer's Plan: Allows continued tax-deferral of any growth.
Make a Direct Rollover: Allows continued contributions and tax-deferral of any growth. Avoids potential taxes and penalty fees.
Take a Cash Distribution: Satisfies immediate need for cash. Substantial taxes and penalty fees may apply.
A Look at Some of Your Choices
You may be able to leave your money in the plan; move it to another retirement savings account, such as an IRA, or another employer's retirement
savings plan if you're changing jobs; or take a cash distribution.
Page 4 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
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2 0 1 4 F A I R F I E L D P L A N T A T I O N P A R A D E
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Page 5 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
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2 0 1 4 F A I R F I E L D P L A N T A T I O N P A R A D E ( C O N T I N U E D )
2014 Fairfield Plantation Float Awards
1st Place — Team Lush Trivia Team
2nd Place— Stan and Andy Smith
3rd Place— 3G Trivia Team
Page 6 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
C H A N G I N G J O B S O R R E T I R E M E N T - ( C O N T I N U E D F R O M P A G E 3 )
Keep Your Money in the Plan: You can leave your savings in your employer's retirement savings plan if your account balance was more than $5,000 when you left, depending
on your plan's rules. Minimum distributions must begin after you reach age 70½, however. You'll continue to enjoy tax-deferred compounding of any investment earnings and
receive regular financial account statements and performance reports. Although you will no longer be allowed to contribute to the plan, you will still have control over how your
money is invested among the plan's investment options. You also may still be able to obtain information from the professionals who manage and administer your account.
When retiring, you might choose this option if your spouse is still working or if you have other sources of retirement income (such as taxable investment income). If you're
starting your own business when you leave the company, keeping your retirement money in your former company's plan may help protect your retirement assets from creditors,
should your new venture run into unforeseen trouble.
Example: Sue, 58, is retiring from her full-time job. Her husband is retiring and the family receives his pension and Social Security benefits, which will cover most of their
current living expenses. Sue plans to work part-time at her church after "retirement" and does not expect to need her retirement savings for several more years. After consulting
with a tax advisor, Sue decided that keeping her money in the company's retirement plan at least until she turns age 59½ will provide her with the greatest flexibility in the future.
Move Your Money to Another Retirement Account: You can move your money into another qualified retirement account, such as an Individual Retirement Account (IRA), or, if
you're changing jobs, your new employer's retirement savings plan. With a "direct rollover," the money goes directly from your former employer's retirement plan to the IRA or
new plan, and you never touch your money. With this method, you continue to defer taxes on the full amount of your plan savings.
Example: Bill is taking a new job at a different company. He elects to roll over balances from his existing plan into an IRA rather than transfer his assets into his new employer's
401(k) plan. This provides Bill with a much broader choice of investment options.
Take a Cash Distribution: You can choose to have your money paid to you in one lump sum, or in installments of a fixed amount or over a set number of years, depending on
your plan's provisions. However, you may have to pay taxes on a cash distribution and, if you're under age 55 at the time when you leave your job, you may also have to pay a
10% penalty for early withdrawal.
Retirees Should Consider Tax Consequences
If you're retiring, you will want to take into consideration whether favorable tax rules apply to your lump-sum distribution. To qualify as a lump-sum distribution, you must
receive all the amounts you have in all your retirement plans with a company (including 401(k), profit-sharing, and stock-purchase plans) within a one-year period.
Potentially favorable tax rules that may apply to a lump-sum distribution include the minimum distribution allowance and 10-year forward income averaging if you were born
before January 2, 1936.
Ten-year forward income averaging: The taxable part of the distribution is taxed at
special rates based on levels for single taxpayers in 1986.
Example: Ron, born in 1935, is retiring in three months. He met with a financial
advisor to determine which distribution method would result in the greatest benefit
after taxes. His advisor showed him that, under some assumptions about inflation
and future rates of return, his best course would be to take a lump-sum distribution
and use 10-year forward income averaging. Under other assumptions, he would
benefit from leaving his money in the company plan or rolling it over directly into
an IRA. There may be other distribution options available. Contact your plan
administrator for information on all options available under your plan.
Withholding on Cash Payments
If you choose to physically receive part or all of your money (say, $10,000) when
you retire or change jobs, this action is considered a cash
distribution from your former employer's retirement account.
The cash payment is subject to a mandatory tax withholding of
20%, which the old company must pay to the IRS, and possibly
a 10% penalty if you are under age 55 at the time you left the
company.1
You can avoid paying taxes and any penalties on a cash distri-
bution if you redeposit your retirement plan money within 60
days to an IRA or your new employer's qualified plan. How-
ever, you'll have to make up the 20% withholding from your
own pocket in order to avoid taxes and any penalties on that
amount. The 20% withholding will be recognized as taxes paid
when you file your regular income tax at year end, and any
excess amount will be refunded to you as an IRS refund.
If you are under age 55 when you separate from service with
your employer, and choose to take a cash distribution, be aware
of how it can immediately whittle away the money you've
worked so hard to save. You can take a cash distribution and
avoid the 10% penalty so long as you roll over the entire
$10,000 within 60 days into an IRA or your new employer's
qualified plan, even though you actually received only $8,000
after paying the 20% tax withholding. In that case, $2,000 will
Tamara Deming
Laura Perry &
Page 7 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
C H A N G I N G J O B S O R R E T I R E M E N T — ( C O N T I N U E D F R O M P A G E 6 )
have to come out of your pocket.1
As with all retirement and tax planning matters, be sure to consult a qualified tax and financial planning professional to ensure that your planning decisions coincide with your
financial goals.
Points to Remember
A distribution is a payout of realized savings and earnings from a retirement plan. In general, you must begin taking distributions from your account by April 1 of the year
following the year in which you turn 70½, unless you are still working for your employer.
Your distribution options include keeping your money in your plan; enacting a direct rollover; or taking a cash distribution.
If you keep your money in your plan you will no longer be able to make contributions, but you still maintain control over the investments and any growth continues to be tax
deferred.
In a direct rollover, you have your money moved directly to a qualified plan or IRA without physically receiving a cent. If you are under age 55 at the time of separation from
service, a direct rollover may be a good option, as it avoids the hefty taxes and penalties associated with a cash distribution.
Although a cash distribution is perhaps the most enticing option available, consider that you must pay taxes on the money you receive at then-current rates. And if you are under
age 55 when you leave your employer, you may have to pay Uncle Sam 10% of your savings in penalties.
1Additional taxes may be due, depending upon individual's tax bracket.
Because of the possibility of human or mechanical error by S&P Capital IQ Financial Communications or its sources, neither S&P Capital IQ Financial Communications nor its sources guarantees
the accuracy, adequacy, completeness or availability of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. In no event
shall S&P Capital IQ Financial Communications be liable for any indirect, special or consequential damages in connection with subscriber's or others' use of the content.
Please see the Business Spotlight on Thom Fitzpatrick, of Fitzpatrick Insurance, on page 15. S O L D I N F A I R F I E L D
Most fireworks aficionados just brave the crowds and
find that special spot to watch the magic. But how does
all of this actually work? Tim Mikos and the Fairfield
Plantation Fire De-
partment know all too
well about what goes
on behind the scenes,
for they have been
producing the fire-
works shows for the
past several years. It
starts first by obtain-
ing the proper train-
ing, permits and li-
censes to produce a
fireworks event.
From there, it’s ordering the hundreds of pounds of
class 1.3 fireworks that are manufactured for public dis-
plays and for reserving the mortars to fire these aerial
shells. Then, there’s the hours of setting it up and still
being on call for the protection of Fairfield
Plantation. During the setup of this last display, part of
the crew had to respond to an emergency call. That call
ended well, and the members were quickly back.
The setup itself is fairly straightforward, but there’s much
that can go wrong when handling hundreds of pounds of
explosives. First, the mortars that fire the shells, the large
tubes encased in wooded frames, are cleaned and lined up
and secured on the ground. There are separate groups of
mortars for the 3, 5, and 6 inch diameters shells that
Fairfield Plantation uses in its display. Each mortar is
checked for stability, for no one needs a set of mortars
falling over and shorting across
the lake instead of above it.
And, there’s the grand finale
battery of mortars are located
away from the main group, to
keep any errant sparks from
shooting them off too soon.
The aerial shells, the actual
projectiles that produce the
fireworks, look like some sort
of gourd instead of a military
shell as one might expect. The various sizes used will
produce fireworks at different heights and burst pattern
widths. The size in inches basically states how high the
shell travels before it
explodes. For exam-
ple, a 3 inch shell
explodes at 300 feet,
and a 6 inch shell at
600 feet. The burst
pattern circumference
for a 3 inch shell is
135 feet while the 6 inch shell expands to 270 feet.
The aerial shell must be packed into the right size
container in order to build up the proper pressure for it to
blast off. If there is not the proper fit, the shell could
loose the necessary pressure to be propelled into the air,
possibly allowing the shell to explode on the ground or
very close it. That would cause many people close to the
fireworks to have a very bad day.
Once the lead fuse is lit, it ignites the Lifting Charge of
black powder
that quickly
burns, causing
enough heat
and gas to
expel the pro-
jectile between
98 to 139 miles
per hour into
the sky. From
t h e r e , t h e
internal timed
fuse is lit from the burned lifting charge. Once it reaches
the proper height for that particular shell, the fuse burns
into the powder, once again causing gas pressure that
explodes the burning Stars or Effects out of remains of
the shell. The stars are composed of different chemi-
cals depending on the color required — Copper Oxide
for blue, Calcium Nitrate or Calcium Carbonate for yel-
low/orange, Potassium Perchlorate for red and Barium
Carbonate for green. The effects, the loud booms accom-
panied by bright lights, are produced by mixture of Per-
chlorates. During the Fairfield Plantation fire works, this
process happened over 330 times for the regular show and
130 times for the grand finale.
When we are watching the fireworks, we don’t think
about all of this magic going on. We just enjoy the beauty
and the thrills of the explosions. And hopefully, later, we
thank Chief Mikos and his crew for another wonderful
Fourth of July experience.
Steve Barden
Many thanks to all
of the volunteers
and participants
that helped to
make this year's
e v e n t
another success
and a fun activity
for all! Thanks to
the weather as
well!
For those that
attended, you saw
the new
Pavil ion
was quite
an asset
and an enhancement to our facility. We still
have the electrical ( 2 ceiling fans, some lights
and outlets ) we will have permanent benches
installed on each end, a table in the middle and
gutters.
You saw some of the engraved Pavers installed
and we plan to place them as a walkway in front
of the pavilion and across the back of the
Tennis courts.
You can still pur-
chase a paver and
we do need more
Paver Sales to
complete this part
and the Water
Feature in front of
Court # 3. Forms
are in the case on
the fence by
Court # 1 or con-
tact me and I can
provide you one.
A Special Thanks to every
one on the Tennis committee
in getting sponsors, banners,
players, balls, drinks, set up
and support. Thanks to
Shirley Garrett for her
assistance in ranking.
Peggy Foreman did a great
job with the sign ups and
scheduling. We will surely
miss her and
wish her the
best as she
relocates to
near Sacra-
mento, Ca.
Rhonda and
Darlene but
together a
Youth event
that was
outstanding.
Les Hubl
F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S Page 8
T E N N I S
F A I R F I E L D F I R E D E P A R T M E N T S E T T I N G U P T H E F I R E W O R K S D I S P L A Y
Stars or
Effects
Lifting
Charge
Suppli-
mental
Burst
Burst
Charge
Time
Fuse
Lead Fuse
Youth Senior—Kyle Kelley, Runner
Up Bryan Bush
Youth Junior—Katie Andrews, Run-
ner Up Hannah O’Driscoll
Silver Winners
Jeri and Terry Sheffield
Gold Winner Laine Messer & Mitch
Springer; Runner Up Rhonda Bush
& Mark Olson
Rec Winners—Shannon Kanner & Ricky
Davis, Runner Up Michelle Nyberg &
Lloyd Reynolds
Chief Mikos directs unloading.
Shells on Mortars Ready to Load
Bob Endicott works
on Finale
C A N D I E T H E L P
P R E V E N T
P R O S T R A T E
C A N C E R ?
By Dr. Habiba N. Shaw
Few things can make a man feel less in control
of his life than being told he has cancer. But making
healthier choices — including what food you eat — can
help you regain some control, and make you feel better in
the process.
Can adopting a healthier diet help fight prostate cancer?
That's a question men newly diagnosed with prostate
cancer often ask their doctors.
Several studies have shown that in countries
where men eat a typical “Western” diet containing a large
amount of meat, the incidence of prostate cancer, espe-
cially aggressive prostate cancer, is higher than in coun-
tries where plant-based foods are a primary part of the
diet. Unfortunately, these studies weren't designed to
prove cause and effect. So for now, definitive answers
about prostate cancer and diet aren't yet in — although
researchers are actively studying this topic.
Never the less, dietary factors identified as having an
etiologic role in prostate cancer include obesity, excessive
fat intake, and the consumption of burned or charred
foods.
Obesity:
Diet is perhaps the most important factor that
an individual can control. The strongest dietary factor
associated with prostate cancer seems to be obesity. The
significant prevalence of overeating and the resultant
obesity, coupled with other risk factors, may explain the
increasing incidence of prostate cancer. A report from the
International Agency for Research on Cancer indicated
that 10% of all cancers in the United States are related to
obesity.
Numerous studies have shown that obese men
have a greater risk of dying of prostate cancer, developing
a more aggressive cancer, and experiencing disease recur-
rence after surgery or radiation therapy. The Cancer Pre-
vention Study demonstrated that men with a BMI greater
than 32.5kg/m2 were 35% more likely to die of prostate
cancer than men whose BMI was less than 25%. Over-
weight men who lose weight seem to reduce their risk of
developing prostate cancer.
The correlation between obesity and prostate
cancer has also been emphasized by studies of metabolic
syndrome, which refers to a group of conditions that in-
cludes central adiposity, hypertension, dyslipidemia, and
high serum glucose levels. Men with metabolic syndrome
have been shown to have a higher incidence of prostate
cancer.
Dietary Fat and Prostate Cancer:
Per-capita fat consumption is highest in males
in North America and Western Europe, and rates of pros-
tate-cancer deaths are also highest in these regions. (The
typical American male obtains about one third of his daily
energy intake from dietary fat.) Conversely, the countries
in the Pacific Rim have the lowest fat consumption and
the lowest death rates from prostate cancer. [1]
Whitmore and his associates studied the rela-
tionship of diet, physical activity, and body size in black,
white, and Asian men living in North America and found
that the only factor that correlated with prostate cancer
was the amount of dietary fat. [3] The same was true in
Hawaiian men; the highest prevalence of prostate cancer
was in men with the highest intake of saturated fat. [2]
Interestingly, the introduction of Western diets
in Japan, where the traditional diet is low in fat, has led to
an increased incidence of aggressive prostate cancer.
Research reported that men who consumed high levels of
fat were more likely not only to develop prostate cancer
but also to develop a more aggressive form of the disease.
[1]
In 1993, researchers at the Harvard School of
Public Health published a survey of more than 51,000
American men (ages 40–75), showing that men who ate
the most fat (89 grams daily) had nearly twice the risk for
F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S Page 9
L E T ’ S H E A R I T F O R T H E B O Y S – P A R T 3
Continued on page 11
F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S Page 10
S T O R M - S O A K E D B O A T R E G A T T A
Even a soaking downpour couldn’t stop the infamous Boat Re-
gatta from happening. After a short delay, the festivities contin-
ued. Here are the results:
Boat Regatta Winners
Kayak
1st Place—Mark Padgett
2nd Place—Sean Padgett
Canoe
1st Place Team— Edwards, Cathy, Nate, and Van
Cardboard Boats
1st Place Team—Team Lush in the Lush Craft
2nd Place Team—Dockside Marina in the Dockside Dinghy
Titanic Award — Team Charreno in the Mutt 1
Spirit Award — Kalina Huss and Tad Chew in the Tapetanic
Mark your calendars to see one of Fair-
field Plantation’s own, Annabelle
Bearden, perform in the play, Christmas
Belles, from August 21 through August
23 at 7:30 pm. All the actors are donat-
ing their time and money raised goes to
the “Power of the Purse” to benefit
women and children services. For more
information, please see the ad on the
following page.
For Tickets: Townsendcenter.org or 678-839-4722.
The Community Relations committee is collecting dona-tions to purchase additional American Flags.
The original project took place in 2009 and at that time we purchased 210 flags all from donations. Over time some of the flags have weathered and some have been stolen or come up missing.
The flags are put up mainly 5 times a year. They are a very
impressive sight when driving through our community.
Obliviously these are put up in observance of specific holidays and out of respect for and appreciation of our veterans.
If you would like to donate to the flag fund please make your checks payable to Fairfield Plantation and in the memo section specifically note “flag fund”.
We ask that the donations be a minimum of $20.00. We will be compiling a list of all donors and their names will be printed in both the FPNAV paper and Plantation Press.
You may make your donation in the honor of “IHO”, or in memory of “IMO” if you would like to do so.
If you mail or drop off a donation to the POA office we ask that you please contact Tammy Priest either by phone 770-809-9217 or email [email protected] so that your name gets on the list to be recognized.
Tammy Priest
Community Relations Chair Person
F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S Page 11
D O N A T I O N S F O R M O R E A M E R I C A N F L A G S
advanced prostate disease as those who consumed the
least (53 grams daily). Red meat appeared to be a greater
risk factor than other high-fat foods.
A diet high in dairy products has also been
implicated as a risk factor for prostate cancer, and this
relationship may have little to do with fat. In nine sepa-
rate studies, the strongest and most consistent dietary
factor linked with prostate cancer was high consumption
of milk or dairy products. In the largest of these, the
Health Professionals Follow-Up Study, men who drank
two or more glasses of milk a day were almost twice as
likely to develop advanced or metastatic (spreading) pros-
tate cancer as those who didn’t drink milk at all. At first,
researchers thought the connection was due to the satu-
rated fat in dairy products. But results from the study, as
well as more careful analyses of other data, suggest cal-
cium might be the culprit. The men who took more than
2,000 mg of calcium a day were almost three times as
likely to develop metastatic prostate cancer as men who
got less than 500 mg per day.
Meat Consumption and Prostate Cancer:
Epidemiologic studies have suggested a correla-
tion between red-meat intake and prostate cancer. Re-
search studies show that men with the highest intake of
red meat were 2.64 times as likely to develop pros-
tate cancer as men with the lowest intake.
The association between meat consumption and
prostate cancer is particularly strong with meats that
are cooked at high temperatures and charred, includ-
ing processed meats such as sausages, bacon, and
hot dogs. Longer cooking times, increased tempera-
ture, barbecuing, and frying of such meats produce
larger amounts of carcinogens. Heterocyclic amines
and N -nitrosamines are found in grilled beef, pork,
chicken, lamb, fish, and processed meats.
Foods that Increase the Risk of Prostate Cancer
Dietary Prevention of Prostate Cancer
So, what can you do about it to prevent or delay
the onset of the disease?
I will cover in more detail of the dietary recommen-
dations for preventing prostate cancer in the August
Issue.
Sources:
Giovannucci E, Rimm EB, Colditz GA, Stampfer MJ,
Ascherio A, Chute CC, et al. A prospective study of die-
tary fat and risk of prostate cancer. J Natl Cancer Inst.
Oct 6 1993;85(19):1571-9.
Kolonel LN, Hankin JH, Lee J, Chu SY, Nomura AM,
Hinds MW. Nutrient intakes in relation to cancer inci-
dence in Hawaii. Br J Cancer. Sep 1981;44(3):332-9.
Whittemore AS, Kolonel LN, Wu AH, John EM, Galla-
gher RP, Howe GR, et al. Prostate cancer in relation to
diet, physical activity, and body size in blacks, whites,
L E T ’ S H E A R I T F O R T H E B O Y S – P A R T 3 ( C O N T I N U E D F R O M P A G E 9 )
Need a plumber, roofer, your
driveway resur faced or
concrete work done? What
about help with your lawn?
Find all these services and
more on page 15 in our
Market Place Section.
C H U R C H S E R V I C E A T T H E P A V I L I O N
A nondenomina-tional worship ser-vice held at the beach on Sunday, July 6th was at-tended by approxi-mately 60 resi-dents.
Thanks to Jerry Rogers for a very
good service with three very inspirational mes-sages. God's love, being/living in the present
and Happiness is a choice.
For those who may not know Jerry he is not only a minister but also a great musician/vocalist. His rendition of Amazing Grace and God Bless America had everyone’s ears and hearts open.
This last message of happiness is a choice really hit home for many of the attendees.
Tammy Priest
Page 12 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
Here in the US, hugging is part of normal greetings between friends. Or at least I thought so. It may be because I am Southern, but I thought people just hugged- end of story.
Turns out that isn’t so, people are now attending seminars to learn the correct way to hug at work. I work from home, but I know this is true because I recently saw an article titled “Rules for Hugging at Work” on LinkedIn. That article made me think about hugs and hugging and a quick Google search
brought up numerous YouTube clips on how to hug and the etiquette of hugg ing. I ’m no anthropologist and this little essay isn’t all-encompassing, but I think it is pretty simple; you can break the whole of hugging into about three genres: the Hello, the Fake, and the Good-bye.
The ‘Hello’ hug is the standard format hug and may include a peck, or small kiss, on the cheek and is a warm-hearted and sincere form of affection. The ‘Hello’ has sub-classifications such as the ‘Sorority’ between two females and involving high pitched squealing, the ‘Bro-hug’ between to male friends and involving one arm over the shoulder in a side by side line up, or the ‘Twist and Hug’ executed from a seated position to someone who
joins the table.
‘Fake’ hugs also come in sub-classifications such as the ‘Fall of Rome’ between frien-emy females with hands on shoulders and phrases such as “Why Virginia, I haven’t seen you since the fall of Rome; where have you been keeping yourself?” said in a lilting voice. Another Fake hug is the ‘Hollywood’ with air kisses a couple of inches to each side of the face; far enough out to not muss the make-up and pronouncing the “mwah” so that the receiver knows they have been air kissed; and the side hug ‘Capture’ which is similar to the bone crusher hand shake- where with one arm the hugger grasps the huggee tightly to his side while pinning the huggee’s arms to his side.
And then there is the ‘Goodbye’ hug. Much like the ‘Hello’ this is usually a standard hug and means what the name implies; bye for now and hope to see you soon. Of course there are variations such as hugs given by guys who have been friend-zoned who want to test the water, or by family or friends who seldom see and miss one another, and the hug we all gave our dear friend when she was ill.
In closing this cheat-sheet of hugs I just mention 3 things:
1. Good personal hygiene makes a hug more enjoyable.
2. Hugging style should be tailored to suit the body type and gender of the participants.
3. Height ratio is important and should be acted on accordingly. Tippy toes and bent knees are key.
Christina Henggeler
H U G S
A G I R L H A S T O E A T Dining out, cooking in, and everything delish in-between
We Fairfieldians are some lucky ducks! There are countless reasons that make the place we call home the best place to live. We have a multitude of year round indoor and
outdoor activities, the volunteer efforts are enough to give you goosebumps, so many neighbors turn into close friends, and the picturesque landscapes are priceless. One thing that doesn’t usually make my ‘Why I love living in Fairfield’ list is good eats. Until this summer that is. Our Marina is just another one of the gems that we are so lucky to have access to. Unfortunately this gem has cost our community a bit more than some would like over the past several years. When I heard that we were going to let professionals lease and run it I was ecstatic. In short, we are extremely pleased with Dockside Marina. Now for the long. My eating partner in crime and I have tried practically every food and drink item on the menu. Some of our favorites have been- the stuffed burgers, pizzas, wings, mac and cheese and taco salad. My absolute favorite thing is the fact that they serve raw oysters. I
know these are generally a love or hate it food and I am on the side of LOVE. I have eaten oysters that were $8 a piece to ones topped with vodka, caviar and crème fraîche to all you can eat
good ol’ Apalachicola gulf oysters (my personal best is 4 dozen in one night). So the fact that I can ride a couple miles down the road and order up a dozen oysters on the half shell makes my tummy super happy. My carnivorous other half, lucky for me and his hands which would be smacked, doesn’t try to touch my oysters. His favorite thing that he has had at Dockside Marina is the chicken sandwich. It is a chicken breast topped with bacon and melted white cheese on this crusty outside but soft on the inside loaf bread. I am so thankful he has let me try this sandwich and I totally agree- it is delish! Our least favorite menu items are the shrimp and avocado bites (they look pretty but logistically aren’t simple to eat), calamari (we prefer the breading to be lighter) and the fish and chips (we have had them twice and both times it was a bit too greasy). That being said, I know
lots of folks who have enjoyed these dishes. I guess it is understandable they continue to cook for others and not just me, if they must. We have also been thrilled to see off the menu specials like all you can eat crab legs and ribs and lots of live entertainment. All and all I couldn’t be happier with the way the marina is being ran. I was impressed they pulled it all together in a couple of weeks, working non-stop to renovate and prepare, and opened Memorial Day weekend. After a few hiccups that weekend it seems that it is smooth sailing now. For 4th of July weekend they had a bar on the dock, beer tent outside, extra grill cooking ribs and lots of em-ployees around helping. It was outstanding to see that they quickly learned from their opening weekend by be-ing more than prepared for one of the busiest weekends in Fairfield. I know I’m definitely looking forward to lots more sunsets over my oysters this year.
Michelle Nyberg
Page 13 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
Tovey’s World
If you have yet to go on a summer vacation, below are
some places to visit that will relax, renew, and inspire
you.
A T L A N T A
A M T R A K ’ S S O U T H E R N L I N E S
With eight trains, including a
vista-rich Auto Train, your
dreams of visiting San Antonio
to New York City can be
realized. You pick the dates.
Atlanta, GA.
F R A N K L I N
W I L L I A M S O N C O U N T Y F A I R
Take in the sweet smell of cotton candy, popcorn and
fried dough, the sounds of carnival tunes, and laughter.
Ride a Ferris wheel, try your hand in some games of
chance, and see the well-groomed farm animals proudly
decorated in blue ribbons. Williamson County
Agricultural Expo Park. August 1 - 9. Franklin, TN.
S T U R G I S
A N N U A L S T U R G I S
M O T O R C Y C L E R A L L Y
The roar is heard around the world! August 2 - 9. Sturgis,
SD.
C H A R L E S T O N
H O O K E D O N L I F E F I S H I N G
T O U R N M E N T
If you love the sport of fishing, register now for our
Hooked on Life
c a t c h a n d
r e l e a s e
tournament in
South Carolina’s
m a g n i f i c e n t
c o a s t a l
waterways from
Edisto Island to
B u l l s B a y .
A u g u s t 9 .
Charleston, SC.
H U N T I N G T O N
U S V I C E P R E S I D E N T I A L
M U S E U M
Learn how to spell at the Dan Quayle center for learning.
Gain knowledge about the history, responsibilities, and
contributions of the Vice President of the United States.
Admission $3. August 15. Huntington, IN.
K A N S A S C I T Y
D E A D G I R L R O L L E R D E R B Y
Witness the first double header of the year. The team is
ready for an epic, hard-hitting season of spills and thrills.
Adults $15, kids (6-12) $7. August 16. Kansas City, MO.
P U E R T O R I C O
F E R I A D E L C A M P O
The 32nd Annual Feria del Campo is one of the most
important equestrian events on the island. Be enthralled
by the Paso Fino horses as they perform in all their
majesty. Coliseo Manuel
Petaca Iguina, Arecibo.
August 15-17. Arecibo, PR.
W I N C H E S T E R
W I N C H E S T E R
G R E E K F E S T I V A L
Celebrate Greek Feast
Day. Come hungry. Baked
entries such as Athenian
Chicken, Moussaka, Pastitsio, and Spanakopita are on the
menu. From the spits, Gyros, Souvlaki, and Roasted
Lamb are sure to please. And an assortment of delicious
sweets and pastries that will satisfy your sweet tooth.
August 16-17. Winchester, VA.
J A S P E R
N E W T O N C O U N T Y B L U E G R A S S
F E S T I V A L
Three nights of fantastic bluegrass
music. Plenty of great food and lots
of fun. August 28-30. Jasper, AR
R A N D O L P H
N E W W O R L D F E S T I V A L A T
C H A N D L E R
Celebrate Vermont’s Celtic and French Canadian heritage
through music and dance. Five continuous performance
stages feature traditional music and storytelling; bring
your own instrument and jam with other musicians. Lots
of children’s activities. Local artisans’ work will be for
sale along with great food. Adults $39, students $11,
children $5. August 31, Randolph, VT.
Pat Rivera
G E T O U T & H A V E S O M E F U N !
Page 14 F A I R F I E L D P L A N T A T I O N N E W S A N D V I E W S
-long and chose to be associated with IIAG because of
their devotion to agent education.
He tries to attend at least one insurance convention each
year not only to learn the most up-to-date general insur-
ance information but also to see what new companies are
writing insurance in Georgia in order to make sure that
his customers are always getting the best coverages with
the best companies. He also meets with representatives
from most of the companies with which he currently
writes business to see what new products they might be
offering.
This probably seems pretty dry to most of you, but con-
ferences are important for a variety of reasons. One of
the keynote speakers this year was our State Insurance
Commissioner, Ralph Hudgens. Mr. Hudgens is ulti-
mately responsible for approving rates for all insurance
in Georgia as well as fielding complaints from consum-
ers. It was a wonderful opportunity to meet him and
hear his views on the latest industry news.
Thom says moving to Fairfield nine years ago was one of
the best decisions he and his wife, Cindi, ever made, and
they cannot imagine living anywhere else. They have
one son who will be a senior at Auburn University in the
fall. And if you’ve ever been to the office, you of course
know Dolly, their beautiful, friendly Labrador retriever.
Press Release
Thom Fitzpatrick has been a
Fairfield resident for 9 years
and has lived in the west
Georgia area all his life. He
is a 3rd generation insurance
agent and says it’s just in his
blood. Although he has been
licensed since 1988, he didn’t
open an independent agency
until November of 2012, just down the road from us on
the 4-lane next to Villa Rica First United Methodist
Church. He wanted to be sure that local folks, like his
neighbors, were served.
Just last week, Thom attended the Independent Insurance
Agents of Georgia, IIAG, annual convention. IIAG is a
professional organization created in 1897 which is de-
voted to the advancement of independent insurance
agents and professionalism within the industry. Thom
feels very strongly that learning must be ongoing and life
B U S I N E S S S P O T L I G H T : F I T Z P A T R I C K I N S U R A N C E
H E L P A N D F O R S A L E A D S F O R F A I R F I E L D R E S I D E N T S
