FRIULOVEST BANCAFRIULOVEST BANCA

“A bank serving local economy”

Our History 1891 - 2012Our History 1891 - 2012

17th May 1891

Cassa Rurale di Meduno29th November 1891

Cassa Rurale di San Giorgio28th October 1995

Banca di Credito Cooperativo di San Giorgio e Meduno

26th May 2012

Friulovest Banca Credito Coop.

Our business managementOur business management

21 branch offices21 branch offices

131 employees131 employees

Our membersOur members

460048005000520054005600580060006200

5225 5727 6156

2010 2011 TODAY

5225

5727

6156 500 young people

500 young people

14000

14500

15000

15500

16000

16500

17000

17500

18000

18500

2010 2011 TODAY

Our figuresOur figures

18.206 CURRENT ACCOUNTS

Our figures: loansOur figures: loans

SOCIETA' CON MENO DI 20

ADDETTI4%

SOCIETA' CON MENO DI 20

ADDETTI5%

FAMIGLIE CONSUMATRICI

44%

Altro 8%

IMPRESE PRODUTTIVE

23%ALTRE FAMIGLIE PRODUTTRICI

16%

Families44%

Producers 23%

Our figures: loansOur figures: loans

Altro14%

Prodotti dell'agricoltura,

silvicoltura e pesca37%

Prodotti in metallo escluse le macchine ei

mezzi di trasporto6%

Edilizia e opere pubbliche

16%

Servizi del commercio, recuperi e riparazioni

15%

Altri servizi destinabili alla vendita

8%

Servizi degli alberghi e pubblici esercizi

4%

Agriculture 37%

Building and public works

16%

Trade 15%

We supportWe support

FamiliesFamilies

CompaniesCompaniesAssociationsAssociations

The RegionThe Region

Our figuresOur figures

Emprovement of life quality of local communities

14%

10%

10%

10%

9%6%

5%

4%

4%

4%1%

23%

ANNO 2011

VOLONTARIATO

CULTURA E ARTE

ASSOCIAZIONI VARIE

SPORT E RICREATIVE

CALCIO

PRO LOCO

CULTO E RELIGIONE

ASSOCIAZIONI DI CATEGORIA

ENTI PUBBLICI

SCUOLE

PUBBLICITA' RIVISTE

SANITA'

Social responsibility: Social responsibility: in 2011 over € 400.000 in 2011 over € 400.000

to over 500 associations to over 500 associations

Cooperation networkCooperation network

Cooperation networkCooperation network

52 agriculture cooperatives52 agriculture cooperatives

46 workers - production

coops

46 workers - production

coops

13 cultural, sport and

tourism coops

13 cultural, sport and

tourism coops

33 social coops

33 social coops

9 consumer coops

9 consumer coops

2 banking coops

2 banking coops

5 housing coops

5 housing coops

In the town ship of San Giorgio della Richinvelda (4.800 inhabitants)

there are 10 cooperatives

A cooperative LandA cooperative Land

Stalla sociale fra vivaisti soc. ccop.

Coop. di consumo RauscedoCoop. di lavoro San Giorgio

10 BCC224 sportelli

45 BCC810 sportelli

15 BCC234 sportelli

TN 45 BCC331 sportelli

38 BCC676 sportelli

BZ 47 BCC196 sportelli

23 BCC440 sportelli

20 BCC198 sportelli

10 BCC101 sportelli

27 BCC157 sportelli

29 BCC337 sportelli

30 BCC345 sportelli

15 BCC88 sportelli

28 BCC168 sportelli

21 BCC135 sportelli

Giugno 2012

The national networkThe national network

403 Coop banks: 55,1% of italian banks403 Coop banks: 55,1% of italian banks

4.440 branch offices: 13,3% of italian banks4.440 branch offices: 13,3% of italian banks

1.111.574 members: + 3,5% a year1.111.574 members: + 3,5% a year

15 Cooperative banks15 Cooperative banks

230 branch offices24 % of FVG banks230 branch offices24 % of FVG banks

56.883 members 56.883 members

The regional networkThe regional network

A big network of local banks means:

streamlined and flexible job centralised and joint services

A big network of local banks allows:

economies of scaleefficiency and cost containmentincome growthinformation, technologies and resources movement

The regional networkThe regional network

The regional networkThe regional network

Self - GovernmentSelf - Government Mutual CooperationMutual Cooperation Local vocationLocal vocation

Integrated System

BCC = different banksStrenghts: proximity to customer local economy knowledgment flexible organization

CREDIMACREDIMAFriulovest Banca’s

mutual aid society

was founded in 2006

……to develop :to develop :

Social responsibility

Cooperative solidarity

Principle of mutuality

through

Promotion and enhancement of health and

wellness

Reimbursement of health care

and sport expensives

Attention to family and

community needs

776Health care

reimbursements

694Sport and

school costsreimbursements

144Affiliated facilities

2027 Members