Breaking NEWs Were expanding our service area into another fabulous community
Notice of right to opt-out Information about the Visa Account Updater Service
PARKVIEW COMMUNITY
on irst1
WINTER I JANUARY 2018
Federal Credit UniWhere Members Alwavs Come F
Money
Save time and gel organized this year with our Free E-billpay A simple streamlined way to handle all of your bills
With our E-BILL PAY program you can review pay and organize all of your bills online - at home at work or on the road All you need is a PCFCU checking account a computer or smartphone with Internet access and PCBanking
Pay Anyone Anytime Anywhere
PAY ANYONE POP MONEYcopy We can help you get a handle on You can pay anyone in the US that Send money using only a persons
you would normally pay by check email address or mobile phone your post-holiday debt How By automatic debit or cash number consolidating your bills into one
manageable monthly payment at a A2A AUTOMATIC rate and term youre comfortable with Account to account transfers allows PAYMENTS you to transfer funds between your Set up recurring payments to be
With a personal loan from PCFCU accounts and another financial made automatically according institution to a schedule you set members can borrow up to $25000
(based on credit-worthiness) Maximum E-BILLS SAME DAY OR term is 60 months Save a trip to the mailbox or OVERNIGHT PAYMENTS another website to get your bills Make last minute bill payments on Apply today Electronic bills are available for time or overnight a check over 360 companies 011i11c wwpc-rnog Call 412-678-9564
Fees may apply For additional information visit our website at wwwpc-fcuorgservicesbill-pay or call 412-678-9564 to speak to a representative
Dont miss the annual meeting Refreshments will be served and we will be nominating members of the board
Spent too much over the Holidays
No worries we can help
A Publication_ for ~arkview CommunityFederal Credit Union Members
You may use your Parkview Community FCU VISA Debit Card to initiate both VISA and non-Visa debit transactions without using a personal identification number (PIN) to authenticate the transactions
To initiate a VISA debit transaction you may sign a receipt provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction of a VISA network
To initiate a non-VISA debit transaction you may enter a PIN at a point-of-sale (POS) terminal or for certain bill payment transactions provide the account number for an e-commerce or mailtelephone order transaction after clearly indicating a preference to route it as a non-VISA transaction We have enabled non-VISA debit transaction processing on the ACCEL Network
The rights and protections applicable only to VISA debit transactions including additional consumer liability limits and streamlined error resolution procedures as described in your Electronic Fund Transfers Disclosure will not apply to transactions processed through non-Visa networks
ING NEWS Were expanding
Please stop by or call us to speak to a credit union representative if you have any questions regarding this matter
While many area banks are consolidating branches Parkview Community Federal Credit Union is proud to announce that we are expanding Our new branch will be conveniently located on Route 30 in North Huntingdon Construction will soon be underway and should be completed by year end of 2018
Stay in the know Be sure to follow our social media networks for more news and details Youll find the latest credit union news money tips new products etc on Facebook Twitter and now Instagram
)
y~-i Check Cashing PolicOur check cashing policy is designed to protect you and avoid confusion Members with checking accounts only are entitled to -cash checks here at the credit union under the following guidelines
I _ I $ -
Some checks you present may be held two business days when deposited into your checking account If we place a hold on your check we may make some of the funds available to you on the first business day after the day of your deposit For example if we place a hold on a check that you bring into the credit union to deposit on Monday (during business hours) then the first $200 will be available for you on Tuesday The remaining funds of that deposit will be available to you on Wednesday Checks deposited into share accounts may be subject to longer holds if applicable Other restrictions may also apply Please refer to Parkview Community FCUs Funds Availability Policy for detailed information
Properly noted payroll checks Payroll checks should show the word Payroll or Payroll period xxxxxxxx to xxxxxxxx Federal State or Local Government checks will not normally have a hold placed
Personal checks presented from
other financial institutions may not be cashed if they exceed the amount of available funds in your account (share or checking) If the check cannot be cashed normal hold policies will apply
Any time a check that is payable to the member and someone else (aka AND check) both payees must be on the account on which the transaction is taking place If not the nonmember payee must accompany the member for processing Identification is required and will be verified and recorded
Proper identification is required to cash any check at the credit union
Special circumstances (ie new accounts checks in excess of $5000 re-depositing a check that has been returned unpaid etc) will warrant exception hold procedures Please refer to the credit unions Funds Availability Policy for detailed information
Need more info If you have any questions please stop by or call to speak with a Credit Union Representative
1099 Interest pound-Notifications If you are a PC Banking user then you already know that you get important account notices emailed to you in lieu of receiving them in the mail And now instead of your 1099 interest statements (if applicable) being delivered to you through the mail you will be receiving those via email as well
E-Notification is convenient and helps the environment because its paperless It also saves the credit union money since theres no postage
involved So instead of checking your mailbox for all your important credit union notifications now you can just check your email inbox For more information about E-Notifications please stop by or call the office at (412) 678-9564 to speak with a Credit Union Representative
FacebookcomParkviewCommunityFCU
Twittercompc_fcu InstagramcomPCFCU
NOTICE OF RIGHT TO OPT-OUTVisa Account Updater Service (VAU)
ivoidthLJwith
new upclaluervice
UH-OH Were unable to process your automatic payment
To avoid late fees or suspension ~of service please update
your credit card information immediately
Update Card
ti CARDHOLDER BENEFITS
This notice pertains to all Parkview Community Federal Credit Union Members who have Visa debit andor credit cards
J
Effective immediately Visa is requiring all financial institutions to participate in their Visa Account Updater Service (VAU)
Ifyou have previously given certain merchants your Visa debit or credit card information to keep on file such as for recurring payments then this service applies to you
Examples of recurring payments would be monthly payments made to cell phone providers memberships andor various subscriptions
Offers a seamless account-update process eliminating the need for
When your debitcredit cards expire or are direct action on the part of thelost or stolen and new cards are issued the cardholderinformation the merchant has on file will no longer match the information on your new card This could cause a disruption ofyour Facilitates uninterrupted service for
participating merchants recurring payment service and an interruption in those products andor services that you receive Reduces negative experiences caused
by declining merchants In order to avoid these disruptions Visa has developed a service called Visa Account Updater (VAU) Service through which the Ifyou would like to opt out of the VAU Credit Union will provide your new card details Service or for more information please to participating merchants automatically contact us at 412-678-9564
VAU enables the secure updating of your Cardholder may still need to provide debit andor credit card account information updated card information to some of with participating merchants in a timely and merchants since merchants are not efficient manner required to participate in the Visa
Account Updater (VAU) Service
Save the date Dont Miss the 83rd Annual Meeting
The Annual Meeting is Quickly We need Nominees to run for the two vacant Sierra Catholic HS Approaching positions on our Board of Directors Were Cafeteria looking for responsible dedicated and
All members are invited to attend this hardworking members who feel they have 200 Hershey Dr important credit union event Its your what it takes to lead this credit union into McKeesport PA 15132 chance to find out how we fared in the the future If youre interested in running
past year and get actively involved in please contact the credit union in writing by Doors Open 930 am the future of your credit union There February 24 2018 A letter ofintent can be Meeting amp Election will also be an election of candidates to mailed to 2100 Eden Park Blvd McKeesport 10am our Board of Directors PA 15132 to the credit union office
Join Us Its Free 83rd Annual Meeting RSVP Refreshments will be served
NAME ----------------------------Please RSVP by March ya 2018 by filling out the form ADDRESS and dropping it offat the credit union or mail to 2100 CITY----------- STATE--- ZIP-----Eden Park Blvd McKeesport PA 15132 PHONE__________ OF ATTENDEES ____
T bull II
Sum1ner Member Appmtlatlon Day
AUG 1100AM-400PM
all the CONVENIENCE of BANKING at
bull your FINGERTIPS
Sign up today pc-fcuorgservicestouch-mobile-banking
Regulation D Did you know that all financial institutions are required to follow federal regulations to insure that you our members are protected to the maximum extent of the law One regulation in particular Regulation D has been in place for many years and has recently risen to the forefront
Federal Regulation D places a monthly limit on the number of transactions (transfers) you make from your Savings Accounts without your actual presence being required
Transactions affected by this regulation include
bullPC Banking transfers except those that make a loan payment
Telephone transfers performed by a teller except those that make a loan payment
Parkline (ARU) transfers except those that make a loan payment
Check withdrawal requested via phone Parkline or PC Banking that is made payable to someone (something) other than you
bullOverdraft transfers (if funds are not available to process a draft account transaction an automatic transfer from savings will occur)
Pre-authorized or recurring transactions (ACH Check transactions) directly processed from
Avoiding Dormant Fees A few of you have noticed on your enclosed statements that you have been assessed a $500 per month dormant account fee
This fee has been in effect since February 2009 and applies to all accounts with aggregate balances of less than $30000 and no activity for more than 24 months Please stop us from taking this fee we would rather be of service to you Check out all of the great products and services we offer
Many ofthese products are free
Free Checking Free Mobile and PC Banking Free Bill Pay and many more
We can conveniently serve you not only through our many electronic products but also through over 5000 Service Center locations For more information on all of our products and services please visit www pc-fcuorg
your savings accounts ACH transactions are electronic payments to credit card companies websites utility bills etc
What transactions are not affected by Regulation D ATM Transactions
Check Withdrawals requested via phone Parkline or PC Banking that are made payable to you and mailed to your home
Transactions done in person at our office
Transactions sent in by mail or night depository with an original signature
PCFCU Bill Pay transactions (which uses funds from your checking account)
Please keep in mind that you can always come into the office where your transactions are unlimited If this isnt possible and there are more than six (6) transfers from your savings there is a possibility that even though you may have the funds in your share account that your transaction(s) may be denied as unauthorized
Ifyou have any questions regarding this Federal Regulation please do not hesitate to contact Parkview Community Federal Credit Union at (412) 678-9564
Holiday Closings
New Years Day MondayJanuary 1 2018
Martin Luther King Day Monday January 15 2018
Presidents Day Monday February 19 2018
Memorial Day Monday May 28 2018
Independence Day WednesdayJuly 4 2018
Labor Day Monday September 3 2018
Columbus Day Monday October 8 2018
Veterans Day (Observed) Monday November 12 2018
Thanksgiving Day Thursday November 22 2018
Christmas Eve Day Monday December 24 2018 Closed at 100pm
You may use your Parkview Community FCU VISA Debit Card to initiate both VISA and non-Visa debit transactions without using a personal identification number (PIN) to authenticate the transactions
To initiate a VISA debit transaction you may sign a receipt provide a card number or swipe your card through a point-of-sale (POS) terminal and choose to route the transaction of a VISA network
To initiate a non-VISA debit transaction you may enter a PIN at a point-of-sale (POS) terminal or for certain bill payment transactions provide the account number for an e-commerce or mailtelephone order transaction after clearly indicating a preference to route it as a non-VISA transaction We have enabled non-VISA debit transaction processing on the ACCEL Network
The rights and protections applicable only to VISA debit transactions including additional consumer liability limits and streamlined error resolution procedures as described in your Electronic Fund Transfers Disclosure will not apply to transactions processed through non-Visa networks
ING NEWS Were expanding
Please stop by or call us to speak to a credit union representative if you have any questions regarding this matter
While many area banks are consolidating branches Parkview Community Federal Credit Union is proud to announce that we are expanding Our new branch will be conveniently located on Route 30 in North Huntingdon Construction will soon be underway and should be completed by year end of 2018
Stay in the know Be sure to follow our social media networks for more news and details Youll find the latest credit union news money tips new products etc on Facebook Twitter and now Instagram
)
y~-i Check Cashing PolicOur check cashing policy is designed to protect you and avoid confusion Members with checking accounts only are entitled to -cash checks here at the credit union under the following guidelines
I _ I $ -
Some checks you present may be held two business days when deposited into your checking account If we place a hold on your check we may make some of the funds available to you on the first business day after the day of your deposit For example if we place a hold on a check that you bring into the credit union to deposit on Monday (during business hours) then the first $200 will be available for you on Tuesday The remaining funds of that deposit will be available to you on Wednesday Checks deposited into share accounts may be subject to longer holds if applicable Other restrictions may also apply Please refer to Parkview Community FCUs Funds Availability Policy for detailed information
Properly noted payroll checks Payroll checks should show the word Payroll or Payroll period xxxxxxxx to xxxxxxxx Federal State or Local Government checks will not normally have a hold placed
Personal checks presented from
other financial institutions may not be cashed if they exceed the amount of available funds in your account (share or checking) If the check cannot be cashed normal hold policies will apply
Any time a check that is payable to the member and someone else (aka AND check) both payees must be on the account on which the transaction is taking place If not the nonmember payee must accompany the member for processing Identification is required and will be verified and recorded
Proper identification is required to cash any check at the credit union
Special circumstances (ie new accounts checks in excess of $5000 re-depositing a check that has been returned unpaid etc) will warrant exception hold procedures Please refer to the credit unions Funds Availability Policy for detailed information
Need more info If you have any questions please stop by or call to speak with a Credit Union Representative
1099 Interest pound-Notifications If you are a PC Banking user then you already know that you get important account notices emailed to you in lieu of receiving them in the mail And now instead of your 1099 interest statements (if applicable) being delivered to you through the mail you will be receiving those via email as well
E-Notification is convenient and helps the environment because its paperless It also saves the credit union money since theres no postage
involved So instead of checking your mailbox for all your important credit union notifications now you can just check your email inbox For more information about E-Notifications please stop by or call the office at (412) 678-9564 to speak with a Credit Union Representative
FacebookcomParkviewCommunityFCU
Twittercompc_fcu InstagramcomPCFCU
NOTICE OF RIGHT TO OPT-OUTVisa Account Updater Service (VAU)
ivoidthLJwith
new upclaluervice
UH-OH Were unable to process your automatic payment
To avoid late fees or suspension ~of service please update
your credit card information immediately
Update Card
ti CARDHOLDER BENEFITS
This notice pertains to all Parkview Community Federal Credit Union Members who have Visa debit andor credit cards
J
Effective immediately Visa is requiring all financial institutions to participate in their Visa Account Updater Service (VAU)
Ifyou have previously given certain merchants your Visa debit or credit card information to keep on file such as for recurring payments then this service applies to you
Examples of recurring payments would be monthly payments made to cell phone providers memberships andor various subscriptions
Offers a seamless account-update process eliminating the need for
When your debitcredit cards expire or are direct action on the part of thelost or stolen and new cards are issued the cardholderinformation the merchant has on file will no longer match the information on your new card This could cause a disruption ofyour Facilitates uninterrupted service for
participating merchants recurring payment service and an interruption in those products andor services that you receive Reduces negative experiences caused
by declining merchants In order to avoid these disruptions Visa has developed a service called Visa Account Updater (VAU) Service through which the Ifyou would like to opt out of the VAU Credit Union will provide your new card details Service or for more information please to participating merchants automatically contact us at 412-678-9564
VAU enables the secure updating of your Cardholder may still need to provide debit andor credit card account information updated card information to some of with participating merchants in a timely and merchants since merchants are not efficient manner required to participate in the Visa
Account Updater (VAU) Service
Save the date Dont Miss the 83rd Annual Meeting
The Annual Meeting is Quickly We need Nominees to run for the two vacant Sierra Catholic HS Approaching positions on our Board of Directors Were Cafeteria looking for responsible dedicated and
All members are invited to attend this hardworking members who feel they have 200 Hershey Dr important credit union event Its your what it takes to lead this credit union into McKeesport PA 15132 chance to find out how we fared in the the future If youre interested in running
past year and get actively involved in please contact the credit union in writing by Doors Open 930 am the future of your credit union There February 24 2018 A letter ofintent can be Meeting amp Election will also be an election of candidates to mailed to 2100 Eden Park Blvd McKeesport 10am our Board of Directors PA 15132 to the credit union office
Join Us Its Free 83rd Annual Meeting RSVP Refreshments will be served
NAME ----------------------------Please RSVP by March ya 2018 by filling out the form ADDRESS and dropping it offat the credit union or mail to 2100 CITY----------- STATE--- ZIP-----Eden Park Blvd McKeesport PA 15132 PHONE__________ OF ATTENDEES ____
T bull II
Sum1ner Member Appmtlatlon Day
AUG 1100AM-400PM
all the CONVENIENCE of BANKING at
bull your FINGERTIPS
Sign up today pc-fcuorgservicestouch-mobile-banking
Regulation D Did you know that all financial institutions are required to follow federal regulations to insure that you our members are protected to the maximum extent of the law One regulation in particular Regulation D has been in place for many years and has recently risen to the forefront
Federal Regulation D places a monthly limit on the number of transactions (transfers) you make from your Savings Accounts without your actual presence being required
Transactions affected by this regulation include
bullPC Banking transfers except those that make a loan payment
Telephone transfers performed by a teller except those that make a loan payment
Parkline (ARU) transfers except those that make a loan payment
Check withdrawal requested via phone Parkline or PC Banking that is made payable to someone (something) other than you
bullOverdraft transfers (if funds are not available to process a draft account transaction an automatic transfer from savings will occur)
Pre-authorized or recurring transactions (ACH Check transactions) directly processed from
Avoiding Dormant Fees A few of you have noticed on your enclosed statements that you have been assessed a $500 per month dormant account fee
This fee has been in effect since February 2009 and applies to all accounts with aggregate balances of less than $30000 and no activity for more than 24 months Please stop us from taking this fee we would rather be of service to you Check out all of the great products and services we offer
Many ofthese products are free
Free Checking Free Mobile and PC Banking Free Bill Pay and many more
We can conveniently serve you not only through our many electronic products but also through over 5000 Service Center locations For more information on all of our products and services please visit www pc-fcuorg
your savings accounts ACH transactions are electronic payments to credit card companies websites utility bills etc
What transactions are not affected by Regulation D ATM Transactions
Check Withdrawals requested via phone Parkline or PC Banking that are made payable to you and mailed to your home
Transactions done in person at our office
Transactions sent in by mail or night depository with an original signature
PCFCU Bill Pay transactions (which uses funds from your checking account)
Please keep in mind that you can always come into the office where your transactions are unlimited If this isnt possible and there are more than six (6) transfers from your savings there is a possibility that even though you may have the funds in your share account that your transaction(s) may be denied as unauthorized
Ifyou have any questions regarding this Federal Regulation please do not hesitate to contact Parkview Community Federal Credit Union at (412) 678-9564
Holiday Closings
New Years Day MondayJanuary 1 2018
Martin Luther King Day Monday January 15 2018
Presidents Day Monday February 19 2018
Memorial Day Monday May 28 2018
Independence Day WednesdayJuly 4 2018
Labor Day Monday September 3 2018
Columbus Day Monday October 8 2018
Veterans Day (Observed) Monday November 12 2018
Thanksgiving Day Thursday November 22 2018
Christmas Eve Day Monday December 24 2018 Closed at 100pm
Christmas Day Tuesday December 25 2018
Save The Date
Please Get In Touch
PARKLINE (800) 947-0681 LOCAL (412) 678-9564
HOURS OF OPERATION
Mon-Fri 900 AM-430 PM Thursday 900 AM - 630 PM
2100 Eden Park Blvd McKeesport PA 15132
pc-fcuorg
~f Facebookcom _ ParkviewCommunityFCU
Twittercompc_fcu
lnstagramcompc_fcu
NOTICE OF RIGHT TO OPT-OUTVisa Account Updater Service (VAU)
ivoidthLJwith
new upclaluervice
UH-OH Were unable to process your automatic payment
To avoid late fees or suspension ~of service please update
your credit card information immediately
Update Card
ti CARDHOLDER BENEFITS
This notice pertains to all Parkview Community Federal Credit Union Members who have Visa debit andor credit cards
J
Effective immediately Visa is requiring all financial institutions to participate in their Visa Account Updater Service (VAU)
Ifyou have previously given certain merchants your Visa debit or credit card information to keep on file such as for recurring payments then this service applies to you
Examples of recurring payments would be monthly payments made to cell phone providers memberships andor various subscriptions
Offers a seamless account-update process eliminating the need for
When your debitcredit cards expire or are direct action on the part of thelost or stolen and new cards are issued the cardholderinformation the merchant has on file will no longer match the information on your new card This could cause a disruption ofyour Facilitates uninterrupted service for
participating merchants recurring payment service and an interruption in those products andor services that you receive Reduces negative experiences caused
by declining merchants In order to avoid these disruptions Visa has developed a service called Visa Account Updater (VAU) Service through which the Ifyou would like to opt out of the VAU Credit Union will provide your new card details Service or for more information please to participating merchants automatically contact us at 412-678-9564
VAU enables the secure updating of your Cardholder may still need to provide debit andor credit card account information updated card information to some of with participating merchants in a timely and merchants since merchants are not efficient manner required to participate in the Visa
Account Updater (VAU) Service
Save the date Dont Miss the 83rd Annual Meeting
The Annual Meeting is Quickly We need Nominees to run for the two vacant Sierra Catholic HS Approaching positions on our Board of Directors Were Cafeteria looking for responsible dedicated and
All members are invited to attend this hardworking members who feel they have 200 Hershey Dr important credit union event Its your what it takes to lead this credit union into McKeesport PA 15132 chance to find out how we fared in the the future If youre interested in running
past year and get actively involved in please contact the credit union in writing by Doors Open 930 am the future of your credit union There February 24 2018 A letter ofintent can be Meeting amp Election will also be an election of candidates to mailed to 2100 Eden Park Blvd McKeesport 10am our Board of Directors PA 15132 to the credit union office
Join Us Its Free 83rd Annual Meeting RSVP Refreshments will be served
NAME ----------------------------Please RSVP by March ya 2018 by filling out the form ADDRESS and dropping it offat the credit union or mail to 2100 CITY----------- STATE--- ZIP-----Eden Park Blvd McKeesport PA 15132 PHONE__________ OF ATTENDEES ____
T bull II
Sum1ner Member Appmtlatlon Day
AUG 1100AM-400PM
all the CONVENIENCE of BANKING at
bull your FINGERTIPS
Sign up today pc-fcuorgservicestouch-mobile-banking
Regulation D Did you know that all financial institutions are required to follow federal regulations to insure that you our members are protected to the maximum extent of the law One regulation in particular Regulation D has been in place for many years and has recently risen to the forefront
Federal Regulation D places a monthly limit on the number of transactions (transfers) you make from your Savings Accounts without your actual presence being required
Transactions affected by this regulation include
bullPC Banking transfers except those that make a loan payment
Telephone transfers performed by a teller except those that make a loan payment
Parkline (ARU) transfers except those that make a loan payment
Check withdrawal requested via phone Parkline or PC Banking that is made payable to someone (something) other than you
bullOverdraft transfers (if funds are not available to process a draft account transaction an automatic transfer from savings will occur)
Pre-authorized or recurring transactions (ACH Check transactions) directly processed from
Avoiding Dormant Fees A few of you have noticed on your enclosed statements that you have been assessed a $500 per month dormant account fee
This fee has been in effect since February 2009 and applies to all accounts with aggregate balances of less than $30000 and no activity for more than 24 months Please stop us from taking this fee we would rather be of service to you Check out all of the great products and services we offer
Many ofthese products are free
Free Checking Free Mobile and PC Banking Free Bill Pay and many more
We can conveniently serve you not only through our many electronic products but also through over 5000 Service Center locations For more information on all of our products and services please visit www pc-fcuorg
your savings accounts ACH transactions are electronic payments to credit card companies websites utility bills etc
What transactions are not affected by Regulation D ATM Transactions
Check Withdrawals requested via phone Parkline or PC Banking that are made payable to you and mailed to your home
Transactions done in person at our office
Transactions sent in by mail or night depository with an original signature
PCFCU Bill Pay transactions (which uses funds from your checking account)
Please keep in mind that you can always come into the office where your transactions are unlimited If this isnt possible and there are more than six (6) transfers from your savings there is a possibility that even though you may have the funds in your share account that your transaction(s) may be denied as unauthorized
Ifyou have any questions regarding this Federal Regulation please do not hesitate to contact Parkview Community Federal Credit Union at (412) 678-9564
Holiday Closings
New Years Day MondayJanuary 1 2018
Martin Luther King Day Monday January 15 2018
Presidents Day Monday February 19 2018
Memorial Day Monday May 28 2018
Independence Day WednesdayJuly 4 2018
Labor Day Monday September 3 2018
Columbus Day Monday October 8 2018
Veterans Day (Observed) Monday November 12 2018
Thanksgiving Day Thursday November 22 2018
Christmas Eve Day Monday December 24 2018 Closed at 100pm
Christmas Day Tuesday December 25 2018
Save The Date
Please Get In Touch
PARKLINE (800) 947-0681 LOCAL (412) 678-9564
HOURS OF OPERATION
Mon-Fri 900 AM-430 PM Thursday 900 AM - 630 PM
2100 Eden Park Blvd McKeesport PA 15132
pc-fcuorg
~f Facebookcom _ ParkviewCommunityFCU
Twittercompc_fcu
lnstagramcompc_fcu
T bull II
Sum1ner Member Appmtlatlon Day
AUG 1100AM-400PM
all the CONVENIENCE of BANKING at
bull your FINGERTIPS
Sign up today pc-fcuorgservicestouch-mobile-banking
Regulation D Did you know that all financial institutions are required to follow federal regulations to insure that you our members are protected to the maximum extent of the law One regulation in particular Regulation D has been in place for many years and has recently risen to the forefront
Federal Regulation D places a monthly limit on the number of transactions (transfers) you make from your Savings Accounts without your actual presence being required
Transactions affected by this regulation include
bullPC Banking transfers except those that make a loan payment
Telephone transfers performed by a teller except those that make a loan payment
Parkline (ARU) transfers except those that make a loan payment
Check withdrawal requested via phone Parkline or PC Banking that is made payable to someone (something) other than you
bullOverdraft transfers (if funds are not available to process a draft account transaction an automatic transfer from savings will occur)
Pre-authorized or recurring transactions (ACH Check transactions) directly processed from
Avoiding Dormant Fees A few of you have noticed on your enclosed statements that you have been assessed a $500 per month dormant account fee
This fee has been in effect since February 2009 and applies to all accounts with aggregate balances of less than $30000 and no activity for more than 24 months Please stop us from taking this fee we would rather be of service to you Check out all of the great products and services we offer
Many ofthese products are free
Free Checking Free Mobile and PC Banking Free Bill Pay and many more
We can conveniently serve you not only through our many electronic products but also through over 5000 Service Center locations For more information on all of our products and services please visit www pc-fcuorg
your savings accounts ACH transactions are electronic payments to credit card companies websites utility bills etc
What transactions are not affected by Regulation D ATM Transactions
Check Withdrawals requested via phone Parkline or PC Banking that are made payable to you and mailed to your home
Transactions done in person at our office
Transactions sent in by mail or night depository with an original signature
PCFCU Bill Pay transactions (which uses funds from your checking account)
Please keep in mind that you can always come into the office where your transactions are unlimited If this isnt possible and there are more than six (6) transfers from your savings there is a possibility that even though you may have the funds in your share account that your transaction(s) may be denied as unauthorized
Ifyou have any questions regarding this Federal Regulation please do not hesitate to contact Parkview Community Federal Credit Union at (412) 678-9564
Holiday Closings
New Years Day MondayJanuary 1 2018
Martin Luther King Day Monday January 15 2018
Presidents Day Monday February 19 2018
Memorial Day Monday May 28 2018
Independence Day WednesdayJuly 4 2018
Labor Day Monday September 3 2018
Columbus Day Monday October 8 2018
Veterans Day (Observed) Monday November 12 2018
Thanksgiving Day Thursday November 22 2018
Christmas Eve Day Monday December 24 2018 Closed at 100pm
