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CORPORATE OFFICE : 415, 4th Floor., Amba Tower, DC Chowk Complex, Sec-9 Rohini, Delhi-110085 Ph.: 27860899, Mob: 9015557890; Website: www.teachwell.co.in GK August Part-3

GK August Part-3

ATAL BIHARI VAJPAYEE

One of India's Most Charismatic LeadersIt was the end of a journey in ing some 76 years for one of India's most loved politicians, poet, gentleman and former prime minister Atal Bihari Vajpayee, who passed away at the age of 93 on Aug 16. He was one of India's most charismatic leaders who led the nation through several crises and held together a tenuous coalition with his inclusive politics.

Born on 25 Dec 1924 in Gwalior to Krishna Bihari Vajpayee, a school teacher, and Krishna Devi, Vajpayee began his political career as a freedom fighter, with his first brush with politics as part of the Quit India movement of 1942. As a student, Vajpayee had briefly been inclined towards communism. However, he changed tack after he was won over by the appeal of the Rashtriya Swayamsevak Sangh (RSS). Later, influenced by Syama Prasad Mookerjee, Vajpayee joined the Bharatiya Jana Sangh in 1951.

Vajpayee soon rose through ranks to become a stalwart. After the death of Deendayal Upadhyaya, the leadership of the Jana Sangh passed to Vajpayee. In 1980, the erstwhile members of the Bharatiya Jana Sangh came together to form the Bharatiya Janata Party (BJP), with Vajpayee as its first President. He was the first non-Congress prime minister to complete a full term in office.

Critics within the Sangh Parivar might have thought of Vajpayee as a Congressman in Sangh clothing, but they knew the value of his liberal face. That primarily made him the choice to head a BJP-led govt, rather than LK Advani, the leader who traversed across the nation atop a Toyota rath, mobilising political support to demolish the Babri mosque, and, in the process, transforming the BJP from a party with limited sectarian appeal into a mass party which could emerge the largest bloc in the 1996, 1998 'and 1999 Lok Sabha elections. Caught up as he was in the Jain hawala case and the Babri mosque demolition case, Advani chose to play Sardar Patel to Vajpayee's Nehru.

Described his relationship with Advani in a foreword to the latter's book, My Country, My Life, Vajpayee says, "Yes, we have had our differences on the issues and approaches during the course of our long association... However, it is not the differences, but the unity of purpose and .action, that marked our relationship."

CuRREnT TOPICS

Aug 1 Monetary PolicyRBI's Monetary Policy Committee"" (MFC), after its surprise

GK_Part-3_August 2018 by Puneet Bhatia Sir

unanimous decision to hike the repo rate in Jun, delivered a 5-1 verdict in Aug in favour of a rate hike, maintaining the neutrai stance. Subsequent to the frontloading of two successive rate hikes, against the backdrop of only a nascent stage of recovery in growth momentum, and likely softening in headline Consumer Price Index inflation prints during H2 2019, experts maintain that the MPC is set for a prolonged pause.

The Aug policy communication brought some interesting developments. In a break from previous policies, the outlook for inflation has been tempered with both upside and downside risks (as opposed to the oft-found dominance of upside risks flagged by the MPC in the recent past). For instance, the oil-price-related risk was flagged as a key two-way risk. Importantly, during the post-policy interactions, RBI Governor Urjit Patel emphasised on the headline CPI inflation, stressing on its status as the legal mandate for the MPC. The RBI acknowledged that actual inflation outcomes have undershot its projections, and lowered the Q2 FY19 estimates marginally. However, it is interesting to note that the subsequent projection for H2 were broadly left unchanged, citing the prevailing uncertaintie"s".

Data Protection BillSeveral trillion digital records get created every second. Such records can relate to govts, organisations, associations or individuals. Many of these would be sensitive or confidential. While govts and organisations have been fairly active about protecting their data and information, the same cannot be said about individuals. The usage of data related to individuals has been central to govt-run census and identity programmes, taxation, and for business-led activities that benefit from customer segmentation and targeted marketing.

Big Data, a term that finds its way into almost every strategy document for consumer-oriented businesses, has its roots in the analysis of data pertaining to individuals, their demographics and behaviours. In recent times this includes, among others, individuals' browsing history and social media activities. In response to public outcry and criticism, govts are developing legislations to protect individuals' personal data. While in many cases there have been regulations forming part of various laws, recently these are being presented as a separate set of laws that go into great detail on classification of data pertaining to individuals, defining roles and obligations, and fairly stringent penal provisions, like the General Data Protection Regulation (GDPR) in the EU.



Draft E-commerce PolicyIndia is reworking proposed e-commerce rules after a draft, which had signalled a shift towards boosting domestic start-ups, sparked criticism.

The 19-page draft e-commerce policy underscores India's intent to examine every aspect of e-commerce regulation — from data localisation to antitrust rules. The changes would tighten restrictions on global giants like Amazon and Google and may bolster local start-ups such as Paytm. The nation's interest in stricter norms for an Internet market that's been largely open for decades reflects the pitched battles being fought in segments like online retail, cloud services and digital payments.

Broadly, the draft has signalled "some kind of protectionist thinking," said Nandan Nilekani, chairman of Infosys Ltd. "It may stem from a feeling that Indian start-ups should be given a boost, something on the lines of the China model." The draft calls for creating a "fair environment for domestic digital firms to find their rightful place" and "levelling the playing field for foreign players and domestic startups." It proposes a single legislation to encompass all aspects of e-commerce and a single regulator to govern the industry"!

national Register of CitizensThe National Register of Citizens (NRC) is the list of Indian citizens of Assam. It was prepared in 1951, following the Census of 1951. For a person's name to be included in the updated NRC list of 2018, he/she will have to furnish existence of name in the legacy data or prove linkage with the person whose name appears in it. The legacy data is the collective list of the NRC data of 1951 and the electoral rolls up to midnight of 24 Mar 1971.

The process of NRC update was taken up in Assam as per a Supreme Court order in 2013. In order to wean out cases of illegal migration from Bangladesh and other adjoining areas, NRC updation was carried out under The Citizenship Act, 1955, and according to rules framed in the Assam Accord.

The updating process started in May 2015 and ended on 3 lAug 2015. A total of 3.29 cr people applied through 68.31 lakh applications. Out of the 40.07 lakh applicants who have been left out of the final draft NRC

released, 2.48 lakh applicants have been kept on hold including the D-Voters (doubtful voters who have been disenfranchised on account of failure to prove citizenship), descendants of D-voters and persons whose cases are pending before the foreigners tribunal. The state, however, has not revealed the reason why it has kept others on hold.

Prevention of Corruption (Amendment) BillAmendments to the Prevention of Corruption Act aim to limit overzealousness of enforcement agencies, but they raise important concerns too. It is unfortunate that India has not been able to shed the image of a highly corrupt nation even after seven decades of Independence. The average

Indian believes 'that she cannot" get even the basic services to which she is entitled under the law without greasing the palms of one or more officials at the ground level. In the recent past, things have undoubtedly changed for the better — even if only marginally — when people try to obtain a passport, a driving licence, or a birth/death certificate.

At least one of the amendments, which mandates prior govt approval of the Central or. State govt to initiate investigation into corruption charges, is bound to evoke negative reactions from large sections of the public. Protection to govt servants from arbitrary and unilateral action by anti-corruption agencies without prior permission from the govt was earlier available only to the higher echelons, from the rank of Joint Secretary and above, before the Supreme Court struck down the so-called 'Single Directive'. The latest tweak extends this protection to all public servants.

Another major change is the deletion of the whole of clause (d) of sub-section (1) of Section 13, which defines "criminal misconduct' as the acquisition of a 'valuable thing' or 'pecuniary advantage' in a dishonest manner. The deleted clause was the sole effective weapon against a misbehaving senior official. This deletion is disappointing because corruption in high places is sophisticated and takes .place in a highly clandestine manner.

Kerala FloodsThe Southwest monsoon, which has pounded Kerala with 29.5 per cent excess showers in Aug, came in spurts, and the dams, which were thought to be adequate as flood hazard management instruments, stored the water.

"But there was something unusual about the showers this time. State recorded an all-time high inflow of water into the reservoir lake and also the highest daily rainfall in its catchment area. The phenomenon is cyclical and reminiscent of the great flood of Malayalam Era 1099 (CE 1924)," according to an official of the Kerala State Electricity Board (KSEB), which operates the reservoir. Back then, the showers had lasted over three weeks and over 1,000 people are said to have perished.

The situation now is a repeat of the 1961 floods, the second biggest to hit the State in a century. Had it not been for the devastating spell of rains that forced the opening of 36 dams and the evacuation of over 1.5 lakh people, it would have been manageable. Before long, the main strand of the Periyar was also rushing down the spillways of the Cheruthoni dam, part of the mammoth Idukki reservoir system. It merged a few kilc.netres downstream with the Perinjankutty river and the tail water of the Neriamangalam powerhouse. It then charged the floodgates of the Bhoothathankettu and heaped misery all around, on its way to the Vembanad lake and the Arabian Sea.

Imran Khan Wins in PakPakistan has now a new prime minister, the cricketer-turned-politician Imran Khan. Many of the social-media accounts linked with the Pakistan Army are presenting the



victory of Khan's Pakistan Tehreek-e-Insaaf (PTI) as a new era in the country's politics, outlined by the emergence of a non-dynastic leadership and the breaking up of the clout of the Pakistan People's Party (PPP) and Nawaz Sharif's Pakistan Muslim League (PML-N).

Khan's victory is certainly not decisive since the PTI has not swept elections in either the Centre or in Punjab province, which represents the core of Pakistan's politics. The PTI has managed to get 116 seats in the National Assembly against 64 by PML-N and 43 by the PPP. In Punjab, the PTI is behind the PML-N (129) with

123 seats. Khan's victory comes amidst the uproar by the Human Rights Commission of Pakistan and the European Union election observers that the polls were less fair than in 2013.

Is this the beginning of a new Pakistan that has shunned dynastic politics? No, because the dynastic PPP of the Bhuttos has gained more seats than it did in 2013, and the PML-N has not been routed. This indicates that the problem lies less with dynastic politics but in the patronage structure of Pakistan's political system, in which various parties and even non-parliamentary institutions represent patron groups with their specific clientele. The results also offer the older parties an opportunity to re-think their political outreach strategy. The PPP will have to find its feet, which includes grooming a younge." leadership^

Turkey in TroubleEmerging markets are hitting the headlines again as currencies are falling. But Turkey is in deep trouble, and ripples are spreading across markets. The Turkish lira has slumped to a record low against the US dollar.

What's driving it down? And what does it mean for Turkey and others? On 10 Aug, one dollar bought 6.9 lira. Contrast this to Jan, when a dollar bought just 3.7 units of the Turkish currency. That means it has lost around 44 per cent of its value against the dollar this year. The lira is now the world's worst-performing currency in 2018, overtaking crisis-hit Argentina. And things have got worse very rapidly in Aug.

The currency rout has hit the country's bond market. The yield on 10-year Turkish debt has jumped close to 20 per cent, making it much more expensive for the Ankara govt to borrow. There is also concern about the exposure of European banks such as BNP Paribas, UniCredit and BBVA to borrowers in Turkey.

If Turkish borrowers are not hedged against the collapsing lira the fear is that they could default on their foreign-currency loans, forcing European banks to make expensive loan writeoffs. For the same reason Turkish banks could also be in trouble given the amount of foreign-currency lending they have undertaken.

This Turkish crisis has a combination of factors. The proximate cause is a diplomatic row with the US over the detention in Turkey of US pastor Andrew Brunson. Brunson was arrested in October 2016, accused of aiding

an organisation which the Turkish govt says was behind a failed coup attempt that year. Donald Trump called Branson's detention "a total disgrace" and the Washington administration announced that Turkey's duty-free access to the US market is being reviewed, which could hit $ 1.66 bn of annual Turkish imports.

But there are underlying causes too. Investors' confidence in the; economic competence of the Turkish authorities has been eroding for some time. The country has a large current account gap, equivalent to 7 per cent of GDP in 2017. That means the economy is heavily reliant on foreign money inflows. Inflation has also soared to 15 per cent, three times the central bank's 5 per cent target.

Turkey can expect relief from some of its other friends, but that too may be pricey. Moreover, the transcontinental country has limited options. Earlier, Greece was given a bailout from its economic crises by various European Union (EU) countries and banks. But unlike Greece, Turkey is not a member of the EU, hence the country is far from an immediate relief.

Turkey may receive help from China and Russia. President Recep Tayyip Erdogan spoke to Russian President Vladimir Putin and discussed stronger ties between the two countries. For now, Turkey will have to manage its economy with radical steps.

Karunanidhi DiesMuthuvel Karunanidhi, the towering Dravidian icon whose intellectual prowess and pragmatism shaped the political narrative in Tamil Nadu over the past few decades, has died. He was 94. He is survived by two wives and six children, including Dravida Munnetra Kazhagam (DMK) working president and heir apparent MK Stalin and daughter Kanimozhi, a Rajya Sabha MP and his literary heir.

Karunanidhi's death comes barely 20 months after that of AIADMK's J Jayalalithaa, his long-time political foe. The sharp-tongued, quick-witted Karunanidhi was a five-time chief minister, who wielded considerable influence beyond his own state, in the corridors of power in New Delhi, for a long time, sewing up alliances with both the Congress and the BJP.

Hugely influenced by the rationalist and egalitarian ideology of EV Ramasamy 'Periyar' and DMK founder and the state's first chief minister CN Annadurai, Karunanidhi became one of the most enduring mascots of the Dravidian Movement, which aimed at seeking equal rights for the depressed sections and women, and was against Brahminism.

VS naipaul DiesVS Naipaul, who towered over the landscape of post-colonial literature, died in Aug. Vidia, as Naipaul was Jtnown to his friends, was borivin 1932 in Trinidad to a familyof Indian origin who had come a's indentured -labour after the abolition of slavery. After two false starts, Naipaul, without rejecting the world, retreated inwards and mined his



childhood memories" and family history to feed his early novels: The Mystic Masseur (1957), The Suffrage ofE//vra(1958)rMiguelStreet (1959), and, his acknowledged masterpiece, A House for Mr Biswas (1961). If Naipaul had written nothing else after Biswas, he would still be counted among the greatest writers of the 20th century. But it is the range of his output after Biswas that qualifies him as the greatest writer of English prose of the past six decades.

Naipaul's writing on India-beginning in the 1960s and culminating in the 1990s - constitutes his most accomplished work. Hinduism has seldom known a fiercer or more trcrr Cliant critic. Naipaul dismantled every consoling lie Indians told themselves to reveal a wounded civilisation. In 1962, Naipaul came to India, the land of his ancestors, and wrote An Area of Darkness. For the first time in his life, he felt anonymous, even faceless. He was no longer identified, he felt, with a special ethnic group as he had been in Trinidad and England; it made him anxious. He was upset by what he saw as the resigned or evasive Indian reaction to poverty and suffering.

Naipaul's fiction, especially his travel writing, has been criticised for its unsympathetic portrayal of the Third World. The novelist Robert Harris has called Naipaul's portrayal of Africa racist and "repulsive," reminiscent of Oswald MoSley's fascism. Edward Said argued that Naipaul "allowed himself quite consciously to be turned into a witness for the Western prosecution", promoting what Said classified as "colonial mythologies about wogs and darkies". Said believed that Naipaul's worldview may be most salient in his book-length essay The Middle Passage (1962), composed following Naipaul's return to the Caribbean after 10 years of exile in England, and the work An Area of Darkness (1964). Naipaul paid a heavy price for his honesty. In India, many in the intelligentsia denounced him because they believed his politics were reactionary, that he gave cover to the Hindu right.

During his first trip to Argentina, in 1972, Naipaul met and entered into an affair with Margaret Murray Good ing. He revealed his affair to his wife Patricia one year after it began. In 1996, he married Nadira Alvi, a divorced Pakistani journalist more than 20 years his junior. In 2003, he adopted Nadira's daughter, Maleeha.

Naipaul was awarded the Trinity Cross in 1990. Additionally, he was made a knight bachelor at the 1990 New Year Honours. He won the Nobel Prize in Literature in 2001.

MATCH POInT

�� The host city for the fourth Summit of Heads of Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) –Kathmandu�� If The first Indian female shooter to win a gold medal at

the Asian Games –Rahi Sarnobat�� The first Indian company to cross ` 8 tn in terms of

market capitalisation –RIL

�� The head of the panel set up by the Department of Telecom to prepare a roadmap for rollout of 5G telephony in India –AJ Paulraj�� The first public sector enterprise to make a transaction on

the "TReDS platform" as announced by the Receivables Exchange of India (RXIL) recently –HAL�� The airport which has emerged as the second fastest

growing airportjn the world in the first half of 2018 -Kempegowda International Airport (Bengaluru)�� The country which recently unveiled its first domestic

fighter jet named 'KOWSAR' -Iran�� The state which has decided to rename the new capital

city Naya Raipur as xAtal Nagar -Chhattisgarh�� The first Indian woman wrestler to bag a gold medal at

Asian Games -Vinesh Phogat�� The company which has been ranked on top globally on

Fortune's 'Change The World' -Reliance Jio�� Winner of the prestigious WHO World No Tobacco Day

2017 Award -SKArora�� The Indian scientist-academician who has been elected

Chair of the International Nitrogen Initiative (INI) - N Raghuram�� The city where six states and the Union Territory

of Chandigarh have decided to set up a centralised secretariat to fight drug menace -Panchkula (Haryana)�� The Bollywood actor who has been appointed as the

brand ambassador of the Mumbai-based Sanjay Gandhi National Park -Raveena Tandon�� The venue of the sixth edition of International Buddhist

Conclave 2018 -New Delhi�� The hypersonic aircraft which China tested recently

–Xingkong-2�� The head of the group of ministers set up to advise

PM Narendra Modi on whether to continue with or withdraw from the 16-member Regional Comprehensive Economic Partnership (RCEP) negotiations -Suresh Prabhu �� The biosphere reserve situated in Sikkim which has been

included in the UNESCO's World Network of Biosphere Reserve Khangchendzonga Biosphere Reserve�� The optical remote-sensing satellite launched by China

recently as part of its high-resolution Earth observation project - Gaofen-11�� The state which has approved the "Mukhyamantri Yuva

Nestam" scheme to provide unemployed youth in the state Rs 1000 per month -Andhra Pradesh�� The person who has been appointed as the new

chairperson of the National Commission for Women - Rekha Sharma�� The new Chief Executive Officer of Pradhan Mantri

Fasal Bima Yojana -Ashish Kumar Bhutan�� The actor roped in by the Road Transport ministry

as brand ambassador for its road safety awareness campaign - Akshay Kumar



�� The 22nd Prime Minister of Pakistan sworn in recently -Imran Khan�� Winner of the South Asian Football Federation (SAFF)

Unde1-15 Women's Championship in Thimphu, ,. Bhutan -India�� A The helicopter-launched anti-tank guided missile

flight-tested recently -HELINA�� The country where the External Affairs Minister Sushma

Swaraj inaugurated "Panini Language Laboratory'' at Mahatma Gandhi Institute (MGI) recently - Mauritius�� The wrestler who won the first gold medal for India at

the 18th Asian Games in Indonesia - Bajrang Punia�� The new Chairman of the Kochi-based Marine Products

Export Development Authority (MPEDA) -KS Srinivas�� The Managing Director of the National Housing Bank

who resigned /recently - Sriram Kalyanaraman�� The govt has proposed to the UN Food and Agriculture

Organization to declare 2019 as - International Year of Millets�� The youngest Indian golfer to win Asian Tour title

-Viraj Madappa�� India's most patriotic brand as per a recent survey by

data analytics firm YouGov -SBI�� The city where the wildlife genetic resource bank at the

Laboratory for Conservation of Endangered Species (LaCONES) was inaugurated recently -Hyderabad�� The first state in the country to provide Right to Skills'

Development xte the youth -Chhattisgarh�� The javelin thrower who led the Indian contingent as

flagbearer at the opening ceremony of the 2018 Asian Games -Neeraj Chopra�� The first and only person since Jawaharlal Nehru to

occupy the office of the Prime Minister of India through three successive Lok Sabhas who passed away recently -Atal Bihari Vajpayee�� The host country of the llth World Hindi Conference

-Mauritius�� The Income Tax collection in the country during 2017-

18 as per Central Board of Direct Taxes -`10.03 tn�� Winner of the annual Albany Medical Center Prize in

Medicine and Biomedical Research for cancer therapy -Steven Rosenberg, Carl June & James Allison�� The person who was re-elected as president of Mali

recently -Ibrahim Boubacar Keita�� World's most liveable city as per the Economist

Intelligence Unit's Global Liveability Index, 2018 -Vienna�� India's wealthiest woman as per the Kotak Wealth

Hurun-Leading Wealthy Women 2018 list -Smitha V Crishna�� The community which celebrated Navroz, their New

Year, recently -Parsi�� The new President of Paraguay -Mario Abdo Benitez

�� The new repo rate after RBFs third bi-monthly monetary policy review of 2018-19 -6.5 per cent

� Reverse repo rate - 6.25 per cent � Marginal standing facility and bank rate

-6.75 per cent � The GDP forecast for 2018-19 -7.4 per cent

�� The telecom firm which has launched 'WINGS', a VOIP-based service -BSNL�� The initiative launched by the Food Safety and Standards

Authority of India for collection and conversion of used cooking oil to bio-diesel -RUCO�� The host city of the 24th World Congress of Philosophy

(WCP) held recently -Beijing�� The w holesale inflation, measured by the Wholesale

Price Index (WPI), in Jul 2018 -5.09 per cent�� The retail inflation, measured by the Consumer Price

Index (CPI), in Jul -4.17 per cent�� The factory output growth, measured by the Index of

Industrial Production. (IIP), in Jun 2018 -7 per cent�� The firm which has announced to formally launch its

messaging app 'Kimbho' -Patanjali�� The country which has imposed up to 140 per cent tax

on rice, alcohol and cars imported from the US -Turkey�� The Pune-based band in which a cyber fraud of more

than Rs 900 mn took place recently -Cosmos Bank�� The present governor of Chhattisgarh Who passed away

recently -Balram Das Tandon�� The first Indian tribal language to get a Wikipedia

edition in its own script -Santhali�� Winner of the 2018 Rogers Cup tennis championships

-Rafael Nadal�� The woman who has topped 'Women Who Changed the

World' list prepared by BBC -Marie Curie�� The former captain of Indian Test cricket team who

passed away recently -Ajit Wadekar�� The railway station in 'A' category which has topped

the cleanliness survey conducted by Quality Council of India -Marwar (Rajasthan)�� The new Chairperson of the Appellate Tribunal for

Electricity (APTEL) -Manjula Chellur�� The 10-time Lok Sabha MP and the former Lok Sabha

Speaker who passed away recently -Somnath Chaterjee�� The city which has been ranked first in the Ease of

Living Index launched by Housing and Urban Affairs Ministry -Pune�� The person dismissed by the govt recently as MD and

CEO of Allahabad Bank -Usha Ananthasubramanian�� The first man to take 100 Test wickets at Lord's

-James Anderson (England)�� The National Sports University Bill passed by the

Parliament recently seeks to establish a first-of-its-kind National Sports University in -Manipur



�� The Indonesian island which has been lifted by as much as 25 centimetres (10 inches) due to the recent powerful earthquake -Lombok�� The unmanned probe launched by NASA to unlock the

mysteries of Sun -Parker�� Winner of the men's singles of the 2018 Vietnam Open

Badminton tournament -Shesar Hiren Rhustavito�� The Nobel prize-winning author who passed away

recently -VS Naipaul�� The new Chief Justice of Patna High Court

-Justice MR Shah�� The first bank in the country to introduce Iris Scan

Authentication feature for Aadhaar-based transactions through its micro ATM tablets -Axis Bank�� The financial year the RBI follows -Jul-Jun

ECOnOMY

Project SashaktThe public sector banks (PSBs) will need an additional capital of ` 1.1-1.3 tn over the next two years to implement a five-point "strategy to tackle bad loans, a committee report on project 'Sashakt' has stated. Smong -demands made to the govt for implementing the Sashakt plan, the committee of bankers, led by Punjab National Bank (PNB) chairman Sunil Mehta, has sought additional capital that will be required in a phased manner "to provide for upfront haircut and growth capital over a period of two years." The committee suggested some PSBs are undercapitalised and may require heavy capital infusion to sustain. This capital will be required over a period of two fiscal years — 2018-19 and 2019-20.

RBI restricts Paytm, FinoThe newly conceptualised payments banks in India seem to have hit a rough patch following a notice from the banking regulator to not open any new accounts. Fino and Paytm have been asked to immediately stop onboarding new customers for payments banking service. This is after the RBI noticed certain anomalies with regard to the deposits of existing account holders.The banks were seen violating the norms related to the deposit limit and certain accounts were found to have deposits exceeding ` 1 lakh. As per RBI's operating guideline for payments banks, the aggregate limit for customers should not exceed ̀ 1 lakh and in case it exceeds, the excess amount sh6uld automatically be transferred to any other-bank account, provided by the customer while opening an account with the payments banks.

Ombudsman PlanIn order to improve the internal grievance redressal mechanism at banks, the Reserve Bank of India, on 1 Aug, said the revised Internal Ombudsman (IO) scheme will be extended to all banks (with 10 or more banking outlets), excluding regional rural banks (RRBs). Further, banks could appoint more than one IO. depending on the volume

of business. Select banks were advised in May 2015 to appoint lOs as the apex authority for redressal of customer complaints. This will further improve customer service.

Books and Authors�� Gandhi: The Years That Changed the World (1914-

1948) -Ramachandra Cuba�� Kashmir: Glimpses of History and the Story of

Struggle -Saifuddin Soz�� God Save the Hon 'ble Supreme Court -Fall S Nariman�� Ten Ideologies: The Great Asymmetry Between

Agrarianism and Industrialism -S Jaipal Reddy

Cosrhos Bank FraudThe National Payments Corporation of India (NPCI) on 15 Aug said its systems were "fully secure" and the cyber fraud of more than 7900 mn at Pune-based Cosmos Bank had happened due to a malware-based attack on the lender's IT system. Hackers managed to siphon off over ?900 mn through a malware attack on the server of the bank and cloning thousands of debit cards, Cosmos Bank chairman Milind Kale said. The fraudulent transactions were carried out on Aug 11 and Aug 13 and the malware attack by the hackers originated in Canada. The cooperative bank's core banking system was not affected and that it has already appointed a professional forensic agency to investigatemefraud.

India's most Patriotic BrandThe State Bank of India (SBI) is considered to be the most patriotic brand, according to a survey, followed by Tata Motors, Patanjali, Reliance Jio and BSNL. Around 16% respondents ranked SBI to be the most patriotic brand overall, followed by Tata Motors and Patanjali with 8% each, and Reliance Jio and BSNL with 6% each, the survey conducted by UK-based online market research and data analytics firm YouGov said. In terms of sectors,.the financial sector topped the chart of the most patriotic brands with two leading names—SBI and Life Insurance Corporation (LIQ-followed by auto, consumer goods? food and telecom sectors.

"Hallabol" CampaignThe Mangaluru-based Corporation Bank is using the phrase "hallo bar in a peaceful way to raise its voice against non-performing assets (NPAs) in the bank. In fact, the bank's 'halla boV recovery campaign has started giving results with the lender making good recoveries in NPAs, including from written-off accounts, during the first quarter of 2018-19. The bank made a recovery of more than ? 1,709 cr during Ql of 2018-19 against ?813 cr in the first quarter of 2&17-18. Jai Kumar Garg is ManagipgDirector and CEO of the bank.

Axfs brings Iris AuthenticationAxis Bank has become the first bank in the country to introduce Iris Scan Authentication feature for Aadhaar-based transactions through its micro ATM tablets. This



service, which requires a customer to scan their iris on a tablet, will boost the bank's financial inclusion efforts by making Aadhaar authentication process hassle-free and offering easier access to digital banking for consumers especially in the rural parts of the country. Micro ATMs completely eliminate the requirement of debit cards, passwords, PINs, and user IDs, and empower consumers to avail banking services using only their Aadhaar numbers and biometrics (iris scan/fingerprint scan). The bank has deployed highly secure iris-powered micro ATM tablets which are STQC-certified and UIDAI-compiiant registered devices with completely integrated iris sensors.

nATIOn

Mission SatyanishthaIn a first-of-its-kind event held by any govt organisation, the Indian Railways organised a programme on Ethics in Public Governance and launched "Mission Satyanishtha" at a daylong event held at National Rail Museum, New Delhi on 27 Jul. Piyush Goyal, Minister of Finance & Corporate Affairs, Railways & Coal, administered the oath to the officers and supervisors at the programme. The Mission aims at sensitising all railway employees about the need to adhere to good ethics and to maintain high standards of integrity apwork.

Projects under 'IMPRInT-2'The govt has approved 122 new research projects of ` 112 cr under its Impacting Research Innovation and Technology ('IMPRINT-2') scheme. The initiative aims to advance research in energy, security, and healthcare domains in the higher-education institutions. Human Resource Development Minister Prakash Javadekar said in a statement that out of over two thousand proposals. 122 best proposals were selected for funding under IMPRINT-2. Of the selected projects, 81 are sponsored by industry. IMPRINT is the first-of-its-kind govt-supported initiative to address the major science and engineering challenges that India must address and champion to enable, empower and embolden the nation for inclusive growth and self-reliance.AISHE Report 2017-18.

Union Human Resource Development Minister Prakash Javadekar on 27 Jul chaired the National Conference of Vice-Chancellors and Directors in New Delhi.

The theme of this conference was "Research and innovation in Higher Education." The Minister released the AH India Survey of Higher Education (AISHE) Report 2017-18, Higher Educational Profile 2017-18 and Swachh Campus Manual. The govt focus is on improving the quality of higher education in the country.

JAn Arogya AbhiyaanPjrimeMinisterNarendraModion 15 Aug announced that his govt will launch an ambitious healthcare scheme on Sep 25 this year which will benefit 50 cr citizens of the country.

In his last Independence Day address from the ramparts of the Red Fort ahead of the next Lok Sabha election, he said the Pradhan Mantri Jan Arogya Abhiyaan (Ayushman Bharat) will be launched on the birth anniversary of Pandit Deendayal Upadhyay. The ambitious Ayushman BharaUNational Health Protection Mission (AB-NHPM) aims to provide a coverage of ?5 lakh per family annually, benefiting more than 10 cr poor families. The scheme aims to target poor, deprived rural families and identified occupational category of urban workers'

Mantled Space MissionISRO Chairman K Sivan has respounded to Prime Minister Narendra Modi's Independence Day announcement that an Indian astronaut will be sent into, space by 2022 on_boajd Gaganyaan. The space agency had already developed the necessary technology, Infrast-ructural facilities for the manned mission will be develope'd in a time-bound manner within the deadline set by the Prime Minister. Prior to the actual launch by 2022, the ISRO will have two unmanned missions and spacecraft will be launched using GSLV Mark-Ill. GSLV Mark III launch vehicle will be fully equipped with crew module and life support system for manned mission in the next two years.

FSSAI unveils InitiativeThe Food Safety and Standards Authority of India (FSSAI) on 10 Aug launched RUCO (Repurpose Used Cooking Oil), an initiative-thai will enable collection and conversion of used cooking oil to bio-diesel. FSSAI may also look at introducing regulations to ensure that companies that use large quantities of cooking oil hand it over to registered collecting agencies to convert it into bio fuel. Under this initiative, 64 companies at 101 locations have been identified to enable collection of used cooking oil. For instance: McDonald's has already started converting used cooking oil to biodiesel from 100 outlets in Mumbai and Pune.

StatesRight to Skills 'DevelopmentChhattisgarh Chief Minister Raman Singh along with Union Minister of State for Skill Development Anant Kumar Hegde flagged off fifteen Skill Chariots to launch the govt's project of 'Skills on Wheels' in the state. CM Raman said that his state was the first in the country to provide Right to Skills' Development to the youth.

BillsNSU BillThe Parliament has passed the National Sports University (NSU) Bill 2018 with the Rajya Sabha approving it. The Bill seeks to establish a first-of-its-kind National Sports University in Manipur for the promotion of sports. The Chancellor of the University will be from the sports field and the academic council as well as academic activities will have members also from sports field. It is a major step



towards bringing to reality Prime Minister Narendra Modi's vision of developing a world-class 360-degree sports ecosystem in India.

DefenceAnti- Tank Guided MissileIndia has successfully flight tested the indigenously developed helicopter-launched Anti-Tank Guided Missile 'HELINA' from Pokhran in Rajasthan. The weapon system tested for its full range was released smoothly from the launch platform. The missile hit the target with high precision.

WORLD

'Maitree' Military ExerciseThe Indian and Thai armed forces on 19 Aug concluded a two-week-long platoon-level military exercise called 'Exercise Maitree 2018' in Jammu & Kashmir's Srinagar. The exercise was an annual event designed to strengthen the partnership between the armies of the two countries. The exercise comprised cross-training period, which included familiarisation between the two armies to evolve drills and procedures that help in counter-insurgency and counter-terrorism operations in varied terrains under the United Nations (UN) mandate.

10th BRICS SummitThe 2018 BRICS summit was the tenth annual edition, an international relations conference attended by the heads of state or heads of govt of the five member states Brazil, Russia, India, China and South Africa. The summit was held in Johannesburg, South Africa, the second time the South Africa has hosted the summit after the 2013 summit. This year's theme was 'BRICS'in Africa: Collaboration for inclusive growth and shared prosperity in the Fourth Industrial Revolution'. The leaders met for the BRICS Outreach Dialogue between BRICS leaders and the African countries of Ethiopia, Angola, Zambia, Namibia, Senegal, Gabon, Togo, Uganda, and Rwanda. It was chaired by the South African President Cyril Ramaphosa.

India, Singapore Conduct ExercisesThe navies of India and Singapore will conduct joint exercises to commemorate the 25th anniversary of the maritime bilateral relations between the two countries. This was stated by the Indian High Commissioner, Jawed Ashraf, in Singapore. The excellent defence relationship between both the countries is a reflection of deep mutual trust and a shared vision for the region. The bilateral naval exercise will be the longest uninterrupted naval exercise that India has with any country in the world. The two nations are working together in the fields of technology and innovation solutions for the weak and vulnerable.

SCO Peace Mission 2018As part of Shanghai Cooperalipn Organization (SCO) initiatives, SCO Peace Mission Exercise is conducted

biennially for SCO member states. The joint exercise for the year 2018 will be conducted by Central Military Commission of Russia from 22 Aug to 29 Aug 2018 at Chcbarkul, Chelyabinsk, Russia. This will be a historic occasion due to the maiden participation of India post becoming"a full member of the SCO in Jun 2017.

India Requests ExtraditionIndia has formally handed over a request to Antigua for the extradition of bank fraud fugitive Mehul Choksi, who has obtained a citizenship of the Caribbean nation. A team from India was sent to Antigua to pursue the authorities there to extradite Choksi. Earlier, India had requested the authorities in Antigua to detain Choksi after it received information about his presence in the country. Choksi and Nirav Modi are wanted in the Punjab National Bank fraud case, involving over 13,500 cr rupees.

Important Days06 Aug: Hiroshima Day09 Aug: International Day of the World's Irfdigenous Peoples10 Aug: World Bio-Fuel Day12 Aug: International Youth Day19 Aug: World Humanitarian Day20 Aug: Sadbhavna Divas21 Aug: International Day of Remembrance and Tribute to the

Victims of Terrorism23 Aug: International Day for the Remembrance of the Slave

Trade and its Abolition29 Aug: International Day against Nuclear Tests National Sports Day30 Aug: International Day of the Victims of Enforced

Disappearances

PERSOnS In nEWS

�� Ram Sweak Sharma: He has been given a two-year extension as the chief of the telecom regulator Telecom Regulatory Authority of India (TRAI). Sharma has earlier worked in various govt departments, particularly dealing with IT-enabled programmes. He has also worked as Director General and Mission Director of the Unique Identification Authority of India (UIDAI) or Aadhaar.�� Kafi Annan: The former UN secretary-general died in

Switzerland recently. He was 80. He was the first black African to become UN secretary-general. He served two terms as UN chief from 1997 to 2006. He later served as the UN special envoy for Syria, leading efforts to find a peaceful solution to the conflict. He was awarded the Nobel Peace Prize in 2001 for helping revitalise the international body, during a period that coincided with the Iraq War and the HIV/Aids pandemic.�� VS Naipaul: The Nobel prize-winning author, known

for his critical commentary on colonialism, idealism, religion and politics, has died at the age of 85. Naipaul wrote more than 30 books of fiction and non-fiction. His



first book was The Mystic Masseur. His most celebrated novel, A House for Mr Biswas, was published in 1961. He is the recipient of numerous honours, including the Man Booker Prize in 1971 and a knighthood for services to literature in 1990. Naipaul was awarded the Nobel Prize for Literature in 2001.�� RK Dhawan: The former Union Minister and Senior

Congress leader passed away in New Delhi aged 81. He was a former personal secretary to former Prime Minister Indira Gandhi.�� Somnath Chatterjee: The former Lok Sabha Speaker

died at a hospital in Kolkata recently. Lok Sabha Speaker from 2004 to 2009, Mr Chatterjee had been a member of the Communist Partv of India (Marxist) for 40 years since 1968, represented the party 10 times in parliament, and was acknowledged as one of its most brilliant ever.

Others�� Shivangi Pathak: The youngest Indian woman to reach

the peak of Mount Everest, has added another feather to her cap by scaling Africa's highest peak, Mount Kilimanjaro.

SPORTS

ArcheryWorld No. 1The Indian women's compound archery team created history by scaling to the top of the world rankings in the recently published chart. With their twin silver medal-winning effort in the Antalya and Berlin World Cups, the Indian women's compound team lead the chart with 342.6 points.

General2018 Asian GamesThe 2018 Asian Games, officially known as the 18th Asian Games and also known as Jakarta Palembang 2018, is a pan-Asian multi-sport event held between 18 Aug and 2 Sep 2018 in the Indonesian cities of Jakarta and Palembang. For the first time, the Asian Games are being" co-hosted in two cities. Also for the first time, eSports and canoe polo will be contested as demonstration sports. eSports is expected to be a medal event at the 2022 Asian Games.

The Asian Games first began in 1951 in New Delhi. Indonesia ha3 hosted Asian Games in 1962, Around 11,000 athletes from 45 countries are competing in 40 sports and 67 disciplines in the 16-day quadrennial event. Javelin Thrower Neeraj Chopra was India's flag-bearer at the glittering opening ceremony. Bajrang Punia won the first gold medal for India in the final of Men's freestyle wrestling (65 kg).

Phogat Creates HistoryIndia got its second gold medal at the when Vinesh Phogat defeated Japan's Yuki Irie in the final of freestyle 50kg category in Women's Wrestling. With this victory, Vinesh created history as she is the first Indian woman wrestler to win gold in the Asian Games.

FootballIndia Win SAFF-U-15India defeated Bangladesh in the final of the South Asian Football Federation (SAFF) Under-15 Women's Championship in Thimphu, Bhutan. This was the second edition of the Championship. Bangladesh had won the inaugural edition beating India.

Mario Gomez RetiresVeteran German striker Mario Gomez has announced his retirement from international football. He scored 31 goals in 78 international appearances.

SquashWorld Junior SquashThe World Junior Squash Championships 2018 were held in Chennai. Egypt national junior squash team defeated England 2-0 in the final and emerged as the 2018 World Junior Squash Champions. India finished in 11th position.

WrestlingPunia, Pinki Win GoldIndia's star wrestlers Bajrang Punia and Pinki won gold medals at the Yasar Dogu International in Istanbul, Turkey. Sandeep Tomar had to settle for a silver while it was a disappointing performance from Rio Olympic bronze-medallist Sakshi Malik, who failed to reach the medal round.

AWARDS

Ramon Magsaysay AwardThe Ramon Magsaysay Award is an annual award established to perpetuate former Philippine President Ramon Magsaysay's example of integrity in governance, courageous service to the people, and pragmatic idealism within a democratic society.

Winners of 2018• Bharat Vatwani (India), for "restoring health & dignity to

troubled lives"• Sonam Wangchuk (India), for "harnessing nature, culture

and education".

MISCELLAnY

Patanjali Launching KimbhoBaba Ramdev-led Patanjali is now set to formally launch its messaging app Kimbho. The messaging app was made available for down load on a trial basis on Google Play. Kimbho app has now got new and advanced features and is available for download on a trial basis. In line with its strategy to leverage on its Swadeshi antecedents for all its products, Patanjali said the Kimbho app will bring "digital freedom" to Indian consumers.



CORPORATE OFFICE : 415, 4th Floor., Amba Tower, DC Chowk Complex, Sec-9 Rohini, Delhi-110085 Ph.: 27860899, Mob: 9015557890; Website: www.teachwell.co.in

GK August Part-3

GK August Part-3

Test-1

1. Which of the following countries has reported a current account deficit of S28.3 bn in the first half of 2018? This is the first current account deficit of the country in 20 years.

A) UK B) US C) China D) Japan E) South Korea 2. Carolina Marin defeated India's PV Sindhu to win the

women's title of the World Badminton Championships 2018 at Nanjing, China. Who won the men's title of the championship?

A) Shi Yuqi B) Kento Momqta C) Prannoy Kumar D) Srikanth Kidambi E) Zheng Siwei 3. Netherlands won the 2018 Women's Hockey World

Cup in London recently. What was India's position at the recent Women's Hockey World Cup?

A) Third B) Fourth C) Fifth D) Eighth E) Tenth 4. With an aim to resolve the problem of stressed assets

with public-sector banks, the govt has come out with a new plan that includes the creation of one or more asset management companies for loans above ` 500 cr. The name of the plan is

A) Sashakt B) Sambhav C) Sampurn D) Samadhan E) Srijan 5. The Commerce Ministry has launched which of the

following schemes to create appropriate infrastructure for development and growth of exports through engagement of central or state agencies?

A) OSARAL B) TIES C) EPS D) MEIS E) SEIS 6. Sports Minister Rajyavardhan Singh Rathbre recently

flagged off mountaineering expedition to Mount Manirang. Manirang is one of the biggest mountains in

A) Sikkim B) Tripura C) Himachal Pradesh D) Jammu and Kashmir E) Uttarakhand 7. The Monetary Policy Committee (MPC) of the RBI

on 1 Aug hiked repo rate by 25 basis points to 6.50 per cent. Now, the reverse repo rate stands at

A) 5.50 per cent B) 6.25 per cent C) 6.75 per cent D) 7 per cent E) 7.50 per cent 8. Justice Geeta Mittal was appointed as the first woman

judge of which of the following High Courts in the country?

A) Patna High Court B) Gauhati High Court C) Allahabad High Court D) Calcutta High Court E) Jammu & Kashmir High Court 9. The concept of net stable funding ratio (NSFR)

was proposed by the Basel Committee on Banking Supervision. It also prescribed "LCR" for banks which means

A) Liquidity Conversion Ratio B) Liquidity Contraction Ratio C) Liquidity Creation Ratio D) Liquidity Coverage Ratio E) Liquidity Consumption Ratio 10. Sequoia Capital is a venture capital firm which mainly

focuses on the technology industry. It is based in which country?

A) Singapore B) Switzerland C) UK D) US E) France 11. Every year a week-long picnic is arranged for

elephants at the Kanha National P"ark. The park is situated in the state of

A) Odisha B) West Bengal C) Jharkhand D) Uttar Pradesh E) Madhya Pradesh 12. Which country has topped the 2018 edition of the

V—'United Nation's biennial E-Government Index? A) Singapore B) Switzerland C) Sweden D) Norway E) Denmark 13. Who among the following has been chosen for the

24th Rajiv Gandhi National Sadbhavana Award for his outstanding contribution towards promotion of communal harmony?

A) Sumitra Mahajan B) Farooq Abdullah C) Gopalkrishna Gandhi D) GhulamNabiAzad E) M Karunanidhi 14. A CBLO is a money market instrument that represents

an obligation between a borrower and a lender. The full form of the term CBLO is

A) Collateralized Borrowing and Looping Obligation

B) Collateralized Borrowing and Leveraging Obligation

C) Collateralized Borrowing and Lending Obligation

D) Collateralized Borrowing and Lapsed Obligation E) None of these 15. Most payments banks have tied up with commercial

banks to offer ATM transactions to customers. India



Post Payments Bank (IPPB) has tied-up with which bank for the purpose?

A) ICICIBank B) Punjab National Bank C) HDFC Bank D) State Bank of India E) Axis Bank 16. Indra Nooyi recently announced to step down as

the chief executive officer (CEO) of which of the following firms? Ramon Laguarta will be the next CEO of the firm.

A) Pepsi Co B) Coca Cola C) Parle D) Nestle E) Unilever 17. The Constitution (123rd Amendment) Bill was

passed by the Parliament recently. The bill grants constitutional status to the

A) National Commission on Women B) National Commission on Minorities C) National Commission on Refugees D) National Commission on Backward Classes E) None of these 18. The GST Council has set up a six-member committee

to look into the problems of micro, small and medium enterprises (MSMEs). The committee is headed by

A) Manpreet Singh Badal B) Thomas Isaac C) Shiv Pratap Shukla D) Himanta Biswa Sarma E) Sushil Modi 19. Which of the following is NOT regulated by the

Security and Exchange Board of India (SEBI)? A) Venture capital funds B) Credit rating agencies C) Depositories D) Merchant bankers E) None of these 20. The RBI recently announced to pay dividend of what

amount to the Union govt for the year ending Jun 30, 2018? The RBI follows Jul-Jun financial year.

A) ` 300 billion B) ` 350 billion C) ` 400 billion D) ` 450 billion E) ` 500 billion 21. Ekana International Cricket Stadium is a cricket

stadium of international standard with a seating capacity of 50,000 people. It is located in which city?

A) Patna B) Lucknow C) Bhubaneswar D) Kochi E) Visakhapatnam 22. Which country has been elected as the President of the

Asia-Pacific Institute for Broadcasting Development (AIBD) for a period of two years?

A) Pakistan B) India C) Sri Lanka D) Bangladesh E) Myanmar 23. The International Crops Research Institute for Semi-

Arid Tropics (ICRISAT) will study the impact of

'Mission Kakatiya.' This mission is launched by which state to restore irrigation tanks?

A) Maharashtra B) Telangana C) West Bengal D) Bihar E) Uttar Pradesh 24. The committee led by PNB chairman Sunil Mehta has

recommended that capital worth about ` 500 bn will be required for PSBs to invest in AIFs. Here, the term AIF means

A) Advance Investment Fund B) Alternative Investment Fund * C) Allocated Investment Fund D) Allocated Innovation Fund E) Alternative Innovation Fund 25. According to the IMF, the $2.6-tn Indian economy

will grow at 7.3 per cent in the fiscal year 2018-19. The headquarters of the IMF is based in

A) New York B) Geneva C) Washington DC D) Paris E) Basel26. Which of the following has become the first

public company to reach USD 1-tn market capitalisation?

A) Facebook B) Amazon C) Microsoft D) Alphabet E) Apple 27. The "Festival of Democracy" was inaugurated by

President Ram Nath Kovind in which state recently to mark the diamond jubilee celebrations of the state legislative assembly?

A) Karnataka B) Andhra Pradesh C) Kerala D) Sikkim E) Tamil Nadu 28. Which of the following days is observed every year

on 12Aug? A) International Day of the Victims of Enforced

Disappearances B) International Youth Day C) International Day Against Nuclear Tests D) World Humanitarian Day E) International Day of the World's Indigenous

People 29. IDEMIA has become the first company to be given

the certification to manufacture RuPay cards on the qSPARC v2 platform, IDEMIA is based in

A) Switzerland B) Italy C) Spain D) France E) Germany 30. The RBI recently ordered Paytm and Fino to stop

onboarding new customers as the banks violated deposit limit norms. Payments banks are allowed to accept deposits of up to what amount per individual customer?

A) ` 25,000 B) ` 50,000 C) ` 75,000 D) ` 1 Lakh E) ` 2 Lakh



31. Who among the following has authored the book Kashmir: Glimpses of History and the Story of Jstruggle

A) Saifuddin Soz B) Mehbooba Mufti C) Omar Abdullah D) Ghulam Nabi Azad E) Syed Ali Shah Geelani 32. A massive 6.9-magnitude earthquake struck the island

of Lombok in which country recently? A) Italy B) Japan C) Cambodia D) Malaysia E) Indonesia 33. Mario Gomez announced his retirement from

international football recently. He is a veteran striker from

A) Germany B) France C) Argentina D) Brazil E) Spain 34. The foreign bank 'SBM' is all set to launch six

new branches in Delhi, Bengaluru, Kolkata, Pune, Ahmedabad and Jaipur by 2019. SBM is based in

A) Switzerland B) Singapore C) Russia D) Canada E) Mauritius 35. The llth World Hindi Conference was held recently

in which country? PM Praveen Kumar Jagannath inaugurated the conference in Port Louis.

A) Suriname B) Trinidad and Tobago C) Mauritius D) Fiji E) Djibouti 36. The RBI has said that the revised Internal Ombudsman

(IO) scheme will be extended to all scheduled commercial banks with 10 or more banking outlets, excluding

A) private sector banks B) foreign banks C) small finance banks D) regional rural banks E) All of these 37. Shivangi Pathak from Haryana scaled 'Mount

Kilimanjaro' recently. This is the highest peak of Africa and is located in

A) South Africa B) Ghana C) Tanzania D) Kenya E) Zambia 38. The US provided the Strategic Trade Authorization-1

(STA-1) status to which of the following Asian countries recently?

A) Malaysia B) Indonesia C) India D) Pakistan E) China 39. South Sudan's President Salva Kiir and rebel

opposition leader Riek Machar signed a peace deal recently. The currency of South Sudan is pound and its capital is

A) Khartoum B) Djibouti C) Kampala D) Juba E) Nairobi 40. The Walmart-Flipkart deal worth $16 bn has got the

nod of the Competition Commission of India. The present chairman of the CCI, established in the year 2003, is

A) Devender Kumar Sikri B) Pradeep Kumar Sinha C) Hasmukh Adhia D) LC Goyal E) Arvind Mayaram

1. (C) 2. (2 3. (D) 4. (A) 5. (B) 6. (C) 7. (B) 8. (E) 9. (D) 10. (D)

11. (E) 12. (E) 13. (C) 14. (C) 15. (B) 16. (A) 17. (D) 18. (C) 19. (E) 20. (E)

21. (B) 22. (B) 23. (B) 24. (B) 25. (C) 26. (E) 27. (C) 28. (B) 28. (D) 30. (D)

31. (A) 32. (E) 33. (A) 34. (E) 35. (C) 36. (D) 37. (C) 38. (C) 39. (D) 40. (A)

Answer Key (GK August-Part-3_TEST-1)




GK August Part-3

Test-2

1. Who among the following has been appointed as the new governor of Jammu & Kashmir?

A) Ganga Prasad B) Tathagata Roy C) Satya Pal Malik D) Kaptan Singh Solanki E) Baby Rani Maurya 2. The govt recently hiked the minimum support price

(MSP) of kharif crops. The MSP for paddy was hiked by ` 200 per quintal to

A) ` l,550 B) ` 1,650 C) ` 1,750 D) ` 1,850 E) ` 1,950 3. The Union Cabinet recently approved the accession

to WIPO (World Intellectual Property Organization) Copyright Treaty, 1996. The headquarters of WIPO is situated in

A) The Hague B) Geneva C) Paris D) London E) New York 4. The Regional Rural Banks (RRBs) in India come

under the control of multiple agencies. Which of the following is NOT one of them?

A) RBI B) Nabard C) State govt D) Sponsor bank E) None of these 5. The International Finance Corporation (IFC) has

invested $ 100 rnn in Mahindra & Mahindra Financial Services Ltd. The IFC is a group member of

A) WTO B) IMF C) World Bank D) AHB E) ADB 6. The govt has approved the proposal to expand scope

of Higher Education Financing Agency (HEFA) by enhancing its capital base to

A) ` 5,000cr B) ` 10,000cr C) ` 15,000cr D) ` 20,000cr E) ` 25,000cr 7. The Madhya Pradesh govt recently conferred the

National Kalidas Samman in the field of visual arts on who among the following?

A) Paresh Maity B) Jogen Chowdhury C) Anjolie Ela Menon D) Satish Gujral E) Akbar Padamsee 8. the Bay of Bengal Initiative for Multi-Sectoral

''Technical and Economic Cooperation (Bimstec) army exercises will be held in Sep 2018 in

A) Vishakhapatnam B) Jaipur C) Agartala D) Chennai E) Pune 9. The Union Government, in consultation with the

Nabard, had decided to go ahead with phase III of the amalgamation of regional rural banks (RRBs). This will bring down the total number from 56 to

A) 38 B) 36 C) 34 D) 32 E) 29 10. Which of the following states has decided to rename'

the new capital city Naya Raipur as Atal Nagar? A) Jharkhand B) Odisha C) Uttarakhand D) Chhattisgarh E) Himachal Pradesh 11. Which firm has topped globally on Fortune's 'Change

The World' list that ranked companies using the profit motive to help the planet and tackle social problems?

A) Kroger B) Alibaba C) Merck D) Tesla E) Reliance Jio 12. Who among the following recently created history

by becoming the first Indian woman wrestler to bag a gold medal at the Asian Games?

A) Ritu Phogat B) Sakshi Malik C) Babita Kumari D) Vinesh Phogat E) Geeta Phogat 13. Who among the following former Army Chiefs was

awarded 'Legion of Merit' by the US govt recently? A) General Joginder Jaswant Singh B) General Bikram Singh C) General Vijay Kumar Singh D) General Dalbir Singh E) General Deepak Kapoor 14. Nabard is a development financial institution

headquartered in Mumbai. It came into existence on 12 Jul

A) 1979 B) 1982 C) 1986 D) 1988 E) 1991 15. Which of the following banks recently raised its stake

in microlender Swadhaar Fin Serve to 100 per cent to help expand its financial inclusion initiatives?

A) Induslnd Bank B) Federal Bank C) YES Bank D) Kotak Mahindra Bank E) RBI Bank 16. Which of the following has been ranked first among

108 'aspirational districts' by the NITI Aayog on the basis of incremental development over two months from 31 Mar 2018?

A) West Sikkim, Sikkim B) Dahod, Gujarat C) Bengaluru, Karnataka D) Ghaziabad, UP E) Indore, MP 17. Who among the following won the 2018 Austrian

Grand Prix Fl championship recently? A) Lewis Hamilton B) Valtteri Bottas C) Sebastian Vettel D) Nico Rosberg E) Max Verstappen



18. Dipa Karmakar won a gold medal at the World Challenge Cup at Mersin in Turkey recently. She is an Indian

A) shooter B) boxer C) gymnast D) weightlifter E) archer 19. He govt has set up a 13-member committee to upgrade

the norms for computation of economic data at states and districts level. The committee is headed by

A) Pushpendra Rai B) Girish K Ahuja C) Basant Seth D) Rajiv Kumar E) Ravindra H Dholakia 20. The book titled Travails with the Alien has been

authored by who among the following? A) Satyajit Ray B) APJ Abdul Kalam C) Salman Rushdie D) Arundhati Roy E) Ram Kama! Mukherjee 21. Mount Fanjingshan has been added to UNESCO /

World Heritage List. This mountain is situated in A) Indonesia B) Vietnam C) Philippines D) Thailand E) China 22. Sriram Kalyanaraman resigned as the Managing

Director of which of the following institutions recently?

A) Allahabad Bank B) Corporation Bank C) SIDBI D) NABARD E) National Housing Bank 23. The South Korean President Moon Jae-in visited New

Delhi recently. The currency of South Korea is A) Peso B) Dong C) Baht D) Dollar E) Won 24. Bajrang Punia won the first gold medal for India at the

18th Asian Games in Indonesia. He is associated with which of the following games?

A) Javelin throw B) Weightlifting C) Boxing D) Wrestling E) Discus throw 25) Interest rates on small savings schemes for the quarter

ending Sep 2018 have been kept unchanged. Interest rates on the five-year Senior Citizens Savings Scheme have been retained at

A) 7.4 per cent B) 7.6 per cent C) 7.8 per cent D) 8.1 per cent E) 8.3 per cent 26. Numaligarh Refinery Ltd (NRA)has become the first

oil public sector undertaking to adopt an online legal compliance system named 'Legatrix'. NRL is situated in

A) Assam B) West Bengal C) Maharashtra D) Karnataka E) Tamil Nadu 27. Andres Manuel Lopez Obrador was elected as the/

new President of which of the following countries recently?

A) Colombia B) Chile C) Mexico D) Canada E) New Zealand 28. Which country won the final of the South Asian

Football Federation (SAFF) Under-15 Women's Championship in Thimphu, Bhutan recently?

A) Bangladesh B) Nepal C) Pakistan D) India E) Sri Lanka 29. What does the letter 'C' denote in the term BCSBI as

used in banking parlance? A) Credit B) Commodity C) Codes D) Coverage E) Chain 30. The National Housing Bank is set to achieve a

milestone of covering two lakh households under the CLSS of Pradhan Mantri Awas Yojana. Here, the term CLSS means

A) Commodity-Linked Subsidy Scheme B) Customer-Linked Subsidy Scheme C) Category-Linked Subsidy Scheme D) Credit-Linked Subsidy Scheme E) City-Linked Subsidy Scheme 31. As per the latest data from the Swiss National Bank

(SNB), which of the following countries has topped the list in terms of money parked by its citizens and companies with Swiss banks in 2017?

A) India B) UK C) China D) Russia E) Japan 32. Which state has bagged the 'SKOCH Order-of Merit'

Award for the Measles-Rubella Vaccination campaign and also for the Free Cancer Chemotherapy Scheme?

A) runachal Pradesh B) Himachal Pradesh C) Uttarakhand D) Tamil Nadu E) Punjab 33. South Korean telecom giant Samsung has recently set

up the world's largest mobile factory in which of the following Indian cities?

A) NOIDA B) Gurugram C) Chennai D) Bengaluru E) Hyderabad 34. Who among the following has taken charge as the

new MD and CEO of the public sector bank IDBI Bank recently?

A) Bhaskar Pramanik B) B Srinuii C) Sanjiv Malhotra D) Dinesh Kumar Khara E) PK Gupta 35. The National Statistics Day is observed even, year on A) 02 Jun B) 09 Jun C) 19 Jun D) 29 Jun E) 30 Jun 36. Imran Khan was sworn as the 22nd Prime Minister

of Pakistan recently. He belongs to which of the following political parties?



1. (C) 2. (C) 3. (B) 4. (E) 5. (C) 6. (B) 7. (C) 8. (E) 9. (A) 10. (D)

11. (E) 12. (D) 13. (D) 14. (B) 15. (E) 16. (B) 17. (E) 18. (C) 19. (E) 20. (A)

21. (E) 22. (E) 23. (E) 24. (D) 25. (E) 26. (A) 27. (C) 28. (D) 29. (C) 30. (D)

31. (B) 32. (A) 33. (A) 34. (B) 35. (D) 36. (E) 37. (C) 38. (A) 39. (B) 40. (D)


A) Pakistan Muslim League B) Pakistan People's Party C) Pakistan Democratic Party D) Muhajir Qaumi Movement E) Pakistan Tehreek-e-Insaf 37. India's first scientific and most modern national

wildlife genetic resource bank was inaugurated recemly at the Laboratory for Conservation of Endangered Species (LaCONES)in .

A) Bengaluru B) Mumbai C) Hyderabad D) Bhopal E) Chennai 38. The Union Cabinet recently approved renaming

of which of the following airports as Maharaja Bir Bikram Kishore Manikya Airport?

A) Agartala Airport B) Guwahati International Airport C) Patna Airport D) Bengaluru Airport E) Chennai Airport 39. The Sports Authority of India (SAI) is set to be ni.nicd

as 'Sports India', SAI was established in the year A) 1981 B) 1984 C) 1986 D) 1989 E) 1991 40. The Bhitarkanika National Park has become the

largest habitat of the endangered estuarine crocodiles in the country. It is situated in

A) Jharkhand B) Assam C) Sikkim D) Odisha E) Uttar Pradesh



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GK August Part-3

GK August Part-3

1. India Trade Promotion Organisation (ITPO) is the nodal agency of the Govt of India under the aegis of Ministry of Commerce and Industry (India) for promoting country's external trade. Who is the present Chairman and Managing Director of the New Delhi-headquartered body?

A) LC Goyal B) David Rasquinha C) Harsh Kumar Bhanwala D) Hemant Contractor E) RSSharma 2. Which of the following states has emerged as the best

governed state in the country as per the 'Public Affairs Index 2018' released by the Public Affairs Centre (PAC)?

A) Karnataka B) Kerala C) West Bengal D) Rajasthan E) Bihar 3. Maria Fernanda Espinosa Garces has been elected as

the President of the 73rd UN General Assembly. She is a diplomat from which country?

A) Eretria B) Zambia C) Spain D) Ecuador E) Netherlands 4. Which firm has been ranked as the top company

globally on Fortune's 'Change The World' list that ranked companies using the profit motive to help the planet and tackle social problems'?

A) Kroger B) Alibaba C) Bank of America D) Merck E) Reliance Jio 5. The Indian Bank is one of the only two nationalised

banks which made a profit in fiscal year 2017-18. The bank has its headquarters located in

A) Mumbai B) New Delhi C) Hyderabad D) Bengaluru E) Chennai 6. Michelle Bachelet has been appointed as the next

UN" High Commissioner for Human Rights. She is the former President of which country?

A) Chile B) Peru C) Mexico D) Ghana E) Jordan 7. The Keibul Lamjao National Park is an integral part of

Loktak Lake and the only floating park in the world. It is located in

l) Sikkim B) Assam C) Tripura D) Manipur E) Nagaland 8. The Parliament has passed the National Sports

University Bill. The Bill seeks to establish a first-of-its-kind National Sports University in which state for the promotion of sports?

Test-3

A) Manipur B) Assam C) Haryana D) Punjab E) Bihar 9. The Pandoh Dam is an embankment dam on the Beas

River in Mandi district of A) Uttarakhand B) Jammu & Kashmir C) Karnataka D) Himachal Pradesh E) Arunachal Pradesh 10. It is often said that India needs to improve its HDI

to achieve a growth of around 10 per cent. Here, the term HDI means

A) Human Determination Index B) Human Dedication Index C) Human Decisiveness Index D) Human Declaration Index E) Human Development Index 11. Which of the following days is observed every year

on lOAug? A) World Malaria Day B)WorldBiofuelpay C) International Youth Day D) World Humanitarian Day E) International Day Against Nuclear Tests 12. The govt has set up a four-member committee to

suggest measures to effectively deal with incidents of lynching. The committee is headed by

A) Rajiv Gauba B) Ramesh Abhishek C) RN Choubey D) Rita A Teaotia E) Sanjay Mitra 13. The biennial Shanghai Cooperation Organisation

(SCO) Peace Mission Exercise 2018 was conducted in Aug 2018 at Chebarkul, Chelyabinsk in which country?

A) China B) Kazakhstan C) Uzbekistan D) Russia E) Kyrgyzstan 14. The Agriculture Insurance Company of India provides

crop insurance programs. What per cent share of AIC is held by NAB ARD?

l) 50 percent B) 35percent C) 30 percent D) 25 per cent E) 15 per cent 15. The govt has lowered the minimum annual deposit

requirement for Sukanya Samriddhi Yojana accounts from ` 1,000 to

A) ` 200 B) ` 250 C) ` 500 D) ` 750 E) ` 800



16. Who among the following was sworn in as the new Chief Justice of Patna High Court recently?

A) Indira Banerjee B) Vineet Saran C) KM Joseph D) Rajendra Menon E) Mukesh R Shah 17. The Committee constituted to deliberate on data

protection framework submitted its report recently. The Committee was headed by

A) KG Balakrishnan B) HL Dattu C) BN Srikrishna D) SH Kapadia E) P Sathasivam 18. Which of the following Indians has/have won the

2018 Ramon Magsaysay Award, regarded as the Asian version of the Nobel Prize?

A) Sonam Wangchuk B) Bharat Vatwani C) Anshu Gupta D) All the above E) Only A) and B) 19. The CAGR is the mean annual growth rate of an

investment over a specified period of time. In the term CAGR, letter 'C' stands for

A) Collective B) Common C) Compound D) Composite E) Correspond ing 20. India's forex reserves increased by $67.7 mn to

$405.143 bn for the week ended Jul 20. Which of the following is NOT a component of India's forex reserves?

A) Foreign currency assets B) Gold reserves C) Special Drawing Rights with the IMF D) India's reserve position with the IMF E) None of these 21. A total of two crore saplings are being planted in

which state on the banks of the Mahanadi, Tel and Ib rivers under the Green Mahanadi Mission?

A) Jharkhand B) West Bengal C) Uttar Pradesh D) Bihar E) Odisha 22. What is India's position on the United Nation's biennial

E-Government Index 2018 topped by Denmark? A) 138th B) 122nd C) 118th D) 98th E) 96th 23. The Lok Sabha Speaker Sumitra Mahajan handed

over 5 croreth LPG connection under Pradhan Mantri Ujjwala Yojana (PMUY) recently. The PMUY was launched in

A) 2014 B) 2015 C) 2016 D) 2017 E) 2018 24. In a willful cheque dishonour case, the defaulter can

be prosecuted under Section 138 of the A) Banking Regulation Act, 1949 B) Companies Act, 1956 C) Reserve Bank of India Act, 1949

D) Societies Registration Act, 1860 E) Negotiable Instruments Act, 1881 25. After the issuance of the third bi-monthly monetary

policy review of 2018-19 by the RBI, the Marginal Standing Facility rate and the Bank Rate stand at

A) 6.25 per cent B) 6.50 per cent C) 6.75 per cent D) 7 per cent E) 7.25 per cent 26. Who among the following has been elected as the

new Deputy Chairman of the upper house of the Parliament, Rajya Sabha?

l) Ram Shakal B) Sonal Mansingh C) Raghunath Mohapatra D) BK Hariprasad E) Harivansh Narayan Singh 27. The market value of which of the following firms

plunged USD 119 bn recently in biggest loss in one day in the US stock market history?

A) Google B) Apple C) Intel D) Facebook E) Microsoft 28. External Affairs Minister Sushma Swaraj, during

her recent visit to Tashkent, paid floral tributes to Lai Bahadur Shastri at his memorial. Tashkent is the capital city of

A) Ukraine B) Belarus C) Kazakhstan D) Kyrgyzstan E) Uzbekistan 29. In India, the commercial banks have to maintain a

reserve in the form of cash, gold reserves and govt approved securities before providing credit to the customers. This reserve requirement is called

A) SDR B) CAR 31 LAP D) SLR E) HTM 30. Which state has signed an MoU with Tech Mahindra

to set up India's first Blockchain district? A) Telangana B) Andhra Pradesh C) Karnataka D) Gujarat E) Maharashtra 31. Prathama Bank is the First Regional Rural Bank of

India established in 1975 with its Head Office at Moradabad. Which of the following banks holds 35% share in Prathama Bank?

A) Corporation Bank B) Syndicate Bank C) State Bank of India D) Punjab National Bank E) Bank of India 32. The State Bank of India has entered into a digital

partnership pact with which firm to increase its digital customer base?

A) Reliance Jio Infocomm B) Bharti Airtel C) Vodafone D) Idea E) BSNL 33. A committee was constituted in Sep 2009 to analyse

the financials of the Regional Rural Banks and to suggest measures including re-capitalisation to bring



the CRAR of RRBs to at least 9%. The Committee was headed by

A) KC Chakrabarty B) Subir Gokarn C) Usha Thorat D) Harun Rashid Khan E) Anand Sinha 34. The world's largest furniture retailer Ikea opened its

first store in India in which of the following cities recently?

A) Hyderabad B) Mumbai

1. A 2. B 3. D 4. 5. 5. E 6. A 7. D 8. A 9. D 10. 5

11. B 12. A 13. D 14. C 15. B 16. D 17. C 18. E 19. C 20. 5

21. E 22. E 23. C 24. E 25. C 26. E 27. D 28. E 29. D 30. 1

31. B 32. A 33. A 34. A 35. 4


C) Bengaluru D) Chennai E) Kochi 35. Which of the following books has been authored by

the renowned historian Ramachandra Guha? A) India After Gandhi B) Gandhi Before India C) Gandhi: The years that changed the world (1914-

1948) D) All the above E) Only A) and B)




GK August Part-3

Test-4

161. A major upgrade or revision of software is reflected in the use of

1) upgrade code letter 2) whole numbers 3) special symbols 4) decimal number 5) version letter 162. ________is the reboot where the power to the systemis

physically turned off and on again, causing an initial boot of the machine.

1) Cold booting 2) Warm booting 3) Logging off 4) Toggle 5) None of these 163. Which of the following groups contains graphical

file-extensions? 1) JPQCPX, GCM 2) TCP, JPQBMP 3) GIF, TCP, WMF 4) JPQGIF, BMP 5) ADP, GIF, PPF 164. The digital telecommunication term ISDN is an

abbreviation for 1) Integrated Standard Digital Network 2) Integrated Services Digital Network 3) Intractive Standard Dynamic Network 4) Internet Service Data Network 5) Intractive Standard Digital Network 165. Which mobile company first introduced the emoji

internationally on their mobile device? 1) B lackberry 2) Sony 3) Apple 4) Motorola 5) Samsung 166. Which of the following uses UDP as the transport

protocol? 1) HTTP 2) SMTP 3) DNS 4) Telnet 5) FTTP 167. From which tool bar can we change Chart type? 1) Formula bar 2) Clipboard bar 3) Formatting tool bar 4) Chart tool bar 5) Menu 168. The comprehensive software system that builds,

maintains and provides access to a database is 1) CAI 2) CPU 3) ASD 4) DBMS 5) TCP 169. In personal computer with the Windows operating

system, Ctrl-Alt-Delete is combination of keyboard keys that the computer user can press at the same time for

1) rebooting the operating system 2) setting the pixel and brightness of the screen

3) terminating an application task 4) Only 2) and 3) 5) Only 1) and 2) 170. Which of the following represents the binary

equivalent of the decimal number 23? 1) 11011 2) 10101 3) 10111 4) 0011 5) 01011 171. The box that identifies the pattern and colours that

are assigned to the data series or categories in a chart created in MS-Excel is called

1) Chart area 2) Legend 3) Plot area 4) Data label 5) None of these 172. In the process of communication the first step is 1) Messaging 2) Encoding 3) Decoding 4) Receiving 5) None of these 173. Which of the following is the world's fastest

supercomputer? 1) Titan 2) Tianhe-2 3) Sunway TaihuLight 4) Trinity 5) None of these 174. A computer executes programme in the sequence of 1) Fetch, Decode, Execute 2) Store, Fetch, Execute 3) Execute, Decode, Fetch 4) Decode, Fetch, Execute 5) Fetch, Store, Decode 175. The speed of operations of Cache Memory used in

computer is slower than that of 1) ROM 2) RAM 3) HDD 4) Register in CPU 5) None of these 176. Documents, Movies, Images, and Phototographs etc

are stored in which the following? 1) Media Server 2) Web server 3) File server 4) Print server 5) None of these 177. DNS in Internet technology stands for 1) Data Name System 2) Distributed None System 3) Dynamic Name System 4) Domain Name System 5) Domain Nature System 178. Which of the following is the first wordprocessor

application? 1) Apple I work 2) Wordstar 3) MS Word 4) Sun Star Office 5) None of these



179. Which of the following is the .current fastest supercomputer in India?

l) Aditya 2) SAGA-220 3) HP Apollo-6000 4) Sahasra T 5) None of these 180. Which operating system is developed and used by

Apple Inc? 1) Window 2) iOS 3) Android 4) Unix 5) Window XP 181. First computer virus is known as l) Robbit 2) ElkCloner 3) SCAVirus 4) Torzen 5) Creeper Virus 182. A dual-layer Blue-ray Disc can store data up to 1) 20 GB 2) 100 GB 3) 50 GB 4) 80 GB 5) 60 GB 183. What does the letter 'S' stand for in the web terminology

"HTTPS"? 1) Shorter 2) Safe 3) Secure 4) Short 5) Save 184. When a computer is turned on, a special type of

absolute loader is executed which is known as 1) Bootstrap loader 2) Pre boot loader 3) Relating loader 4) Compile and Go loader 5) None of these 185. Which of the following is not a search engine? 1) Google 2) Firefox Mozilla 3) Altavista 4) Yahoo 5) None of these 186. The device used by banks to automatically read the

special number on the bottom of the cheques is called 1) OMR 2) MICR 3) UPS 4) UDIC 5) None of these 187. The time taken by a device to locate data and

instruction and make them available to the CPU is known as

1) Clock speed 2) Processing cycle 3) CPU speed 4) Access time 5) All of these 188. Checking that a pin code number is valid before it is

entered into the system is an example of________. 1) backup and recovery 2) data preparation 3) data validation 4) error correction 5) None of these 189. Which is the best defmation of software package? 1) The box, manual and licence agreement that

accompany commerical software. 2) A protection you can buy for a computer 3) An add-on for your computer such as additional

memory 4) A set of computer programmes used for a certain

function such as word processing

5) None of these 190. What happens when you press Ctrl + V? 1) The selected drawing objects are distributed

vertically on the page. 2) The selected item is pasted from the clipboard. 3) A capital V letter is typed into your document at

the cursor point. 4) The selected item is pasted to the clipboard. 5) None of these 191. ________is the process of dividing the disk into

tracks and sectors. 1) Crashing 2) Formatting 3) Allotting 4) Tracking 5) None of these 192. Hardware devices that are not part of the main

computer system and are often added later to the system are called

1) Execute 2) Peripherals 3) Clipart 4) High light 5) None of these 193. Vendor-created programme modification is called 1) holes 2) patches 3) fixes 4) antiviruses 5) None of these 194. The higher versions of the operating system are so

written that programs designed for the earlier version can still be run. What is it called?

1) Upward compatibility 2) Upgradability 3) Universality 4) Upward mobility 5) None of these 195. Critical path of the PERT chart is 1) the path which takes the shortest time to complete

the project 2) the shortest path 3) the path which takes the longest time to complete

the project 4) Both 1) and 3) 5) None of these 196. A base class may also be called a 1) Derived class 2) Parent class 3) Sub class 4) Child class 5) None of these 197. A sales clerk at checkout counter scanning a tag on an

item rather than keying it into the system is using 1) Input automatics 2) Item data automation 3) Source data automation 4) Scanning auotmation 5) None of these 198. Which of the following is correct? 1) An SQL query automatically eliminates

duplicates. 2) An SQL query will not work if there are no

indexes on the relations



3) SQL permits attribute name to be repeated in the same relation.

4) Only 1) and 3) 5) None of these 199. Which is an embedded system? 1) The programme which arrives being wrapped in

a box 2) The computer and software that control the

machine 3) The programme which is the permanent part of

the computer

4) The computer which is a part of a big computer 5) None of these 200. JPEG seen with the JPG (or JPEG) filename extension

is the commonly used method for compression of digital images. What does JPEG stand for?

1) Joint Picture Exam Grid 2) Joint Photo Edit Grid 3) Joint Photographic Experts Group 4) Joint Picture Encoding Group 5) None of these

1. 5 2. 1 3. 4 4. 2 5. 3 6. 3 7. 4 8. 4 9. 1 10. 3

11. 2 12. 2 13. 5; Summit 14. 1 15. 4 16. 3 17. 4 18. 2

19. 5; Pratyush 20. 2 21. 5 22. 3 23. 3 24. 1 25. 2 26. 2 27. 4

28. 3 29. 4 30. 2 31. 2 32. 2 33. 2 34. 1 35. 3 36. 2 37. 4

38. 5 39. 2 40. 3


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