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Serving Our Customers Beyond Insurance

• Life is full of twists and turns and we all never know when an emergency might just pop up!

•Bajaj Allianz's Global Personal Guard Policy will save you from a financial blow in such situations

Global Personal Guard Policy

Why Global Personal Guard Policy?

Why Global Personal Guard Policy?

Policy Policy CoverageCoverage

In Global Personal Guard(GPG), there are 3 base covers which are mandatory and 12 Add on coversBase Covers are:•Death: In case of death due to some accident, the sum insured specified will be paid along with the specified amount for funeral and transportation of the mortal. Specified amount will be given if the insured goes missing for 12 months or more

•Permanent Total Disability: If the insured suffers from a permanent total disability within 12 months of the accident, the person will be paid the amount specified in the policy. He will also be paid a lifestyle modification benefit

•Permanent Partial Disability: If the insured suffers from a permanent partial disability like no hearing capability, breaking of arm and shoulder joint etc. within 12 months of the accident, the person will be paid the amount specified in the policy

Policy Coverage

Some Add On Covers

This cover is an advantage for all adventure lovers. If a person dies or gets injured while doing an adventure sport, amount specified in the policy will be paid

Adventure Sports Benefit Air Ambulance Cover

Expenses incurred for ambulance transportation in an airplane or helicopter from the accident site to the nearest hospital will be covered

Some Add On Covers

If the claim for death or permanent total disability is accepted, then a one time payment will be made for the education of dependent children of the insured

Children Education Benefit EMI Payment Cover

If the insured gets partially disabled due to an accident and cannot perform his employment duties for more than a month, EMI payment is taken care of

Some Add On Covers

If the insured suffers from fractures, the amount specified in the benefit table will paid to the insured

Fracture Care Travel Expenses Benefit

If the insured suffers from an injury and is hospitalized in a place which is not his residence, travel expenses to get a family member close to him will be reimbursed

Optional Covers are:•Accidental Hospitalization Expenses: If the insured is hospitalized for more than 24 hours on the advise of a doctor or a medical practitioner because of any injury during the policy period, then in-patient charges such as room rent, nursing and consultation fees, day care procedures etc. are paid for

•Coma Due To Accidental Bodily Injury: If the insured goes in coma due to an accident within a month, then lump sum benefits are paid

•Hospital Cash Benefit: If the insured is in hospital, per day benefit amount will be paid for maximum 60 days

Other Add On Covers

• Loan Protector Cover: Balance loan amount of the insured would be paid if the claim related to death or permanent total disability is accepted

• Loss of Income Due to Disability From Accident: If the insured injures himself and is unable to perform his duties, weekly payment specified in the policy will be made

• Road Ambulance Cover: If the insured is transferred from the accident site to the hospital via an ambulance, its cost will be reimbursed

Other Add On Covers

ExclusionsExclusions

• Any pre-existing conditions and complications arising out of or self-inflicted injury or suicide

• Injury while engaging in adventure sports unless specifically insured

• Any claim made because of osteoporosis or pathological fracture prior to the policy effective date

* Refer the policy wording for exhaustive list

Exclusions

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