| Nathalia Osorio|

Have you ever been traveling abroad and had problems with your credit card:

Such as your purchases were all rejected because you didn’t notify your bank about your international trip?

Or there were none ATM able to read your credit card?

Or you couldn’t get a phone to make an international call to ask your bank for an authorization?

Or at the end of the whole trip you had some foreign currency left and you realized there’s no way to get

your money back based of fair rates?

Or past a month you realized you paid a lot of money for ATM use and even more money than the spent

due to the exchange rates?

Thinking about you and all the international travelers and the

hundreds of problems related to the difficultness on using their credit cards when traveling abroad, we created

GLOBO The first GLOBAL credit

card, literally speaking.

Foreign Tourism in

Colombia 2015 *

* Report TEC “Turismo extranjero en Colombia” Primer Trimestre 2016. Procolombia

Potential profit for the

business

Potential profit for the

industry (banks)

LOWEST HANDLING FEE IN THE MARKET

NO USE, NO CHARGE

¿SOME MONEY LEFT? GET YOUR

CURRENCY BACK WITH FIXED RATE

NO OTHER BANK MAKES YOU A LOCAL CLIENT

BUT WE DO

“With the development of technology, I can see a world of less innovations related to the connection of people

(I can see a world tired of what is impersonal and untouchable), but full of more innovations pointing to reduce

costs, to the self-dependence to pay, to buy, to choose. Innovations pointing to a better mobility, to increase

security to do.

Innovations that make it all easier and safer”

- Nathalia Osorio