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Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take...

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Go Digital ~ Adopt Less Cash Culture
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Page 1: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Go Digital ~ Adopt Less Cash Culture

Page 2: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Account Opened

Debit Card

Classic

Internet Banking

SMS Banking

Digital Products

Classic Card

RuPay Card

CORP-MHE Card

Visa CardMaster

Card

Platinum Card

Visa RuPay

Signature Card

Visa

Corp MobileApp

Android

iOS

e Passbook App

Android

iOS

Window

ApnaApp

Android

USSD

*99*57#

Missed Call

Page 3: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Add-on Products

Digital Products

e Purse App

Android

iOS

Windows

Credit Card

Platinum Card Signature Card

Corp Rewardz

Website

www.corprewardz.comAndroid App

Page 4: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Internet BankingConvenience is just a click away now. Now instant kits are also available in our branches. Customer can visit the Branch to

take Internet Banking instant kit and start using internet banking immediately.

Features:� You Customer can change user ID as per your choice at the time of first time activation

� Multiple layer of security like Virtual keyboard, image verification, text verification to protect your account

� View balance and generate statement of account

� Know Cheque status

� Funds transfer to own account and 3rd party transfer to Corp bank accounts or other banks.

� NEFT/RTGS, RD/Loan installment

� IMPS [Immediate Funds Transfer]� IMPS [Immediate Funds Transfer]

� Credit card payment [Corporation Bank Credit Cards]

� NEFT upload [Credit Type “C” | Amount | IFSC | Account No | Account Type | Name]

� Set transaction limit

� Deposit opening

� SMS banking registration

� DD/Cheque book/Stop payment request

� Update Aadhar number

� LIC/Tax Payment, Corp Bill pay

� Tax credit view

� ASBA

� Update profile, Block ID, Set alerts

Page 5: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Corp Mobile

Power of Touch & Transact

� Corp Mobile is available on Android & iOS platforms.

� Just install & start accessing your account by using your existing Net ID and Password.

� You can transfer fund between own Bank & other Banks through NEFT/IMPS.� You can transfer fund between own Bank & other Banks through NEFT/IMPS.

� Cheque book request

� Stop payment request

� Credit card payment

Page 6: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Corp E Passbook

Corp ePassbook is a digital/virtual passbook solution resembling physical passbook.

� It allows the customers to download and view the transactions of the account(s) in the mobile.

� The ePassbook has the facility of real-time/online updation of the transactions of the customer’s

account(s). [For updation internet is required]

� It can also be viewed offline.

� Customer's dependency on physical passbook\statement.

� All the accounts linked to the Internet Banking User ID [Running A/cs, Loan A/cs and Deposit A/cs] can be

viewed\downloaded separately, but will reside in one application.viewed\downloaded separately, but will reside in one application.

� ePassbook facility is provided to all the Running A/cs such as SB, CA, CC/OD, etc.

� Single view of all Account details

� Passbook view for all the accounts

� Download statement

� The customer has the facility to personalise the settings

� Setting [Set default account | Display order | Transactions per page | Language-6]

� Change m-Pin

� Holiday list

Page 7: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

SMS Banking

We can perform various type of transactions by just sending SMS to 92437 17778 or

5667716

� Funds transfer

� Balance inquiry� Balance inquiry

� PIN change

� Last 5 transactions

� IMPS

Banks has launched Corp ApnaApp to simplify SMS banking

Page 8: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Corp Apna App

� Available on Android platform for the exclusive use of our customers.

� The App enables bank’s customers to perform SMS banking, USSD and Missed call based

transactions, already being offered by the bank, in a very user friendly manner.

� The application requires 3G/WiFi connectivity only at the time of installation for

download of the App. Thereafter, net connectivity is not an essential feature.download of the App. Thereafter, net connectivity is not an essential feature.

� Option of hot listing of debit and credit cards.

� Freedom to remember different mobile numbers for availing the facilities.

� MoneyMap module to know the addresses of branches.

� Shortcut for our other Apps like CorpMobile, Corp e-Purse, Corp ePassbook and Corp

Rewardz. [Installation of other app is a must]

Page 9: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

USSD

Corp Bank customers may directly dial *99*57#, which will provide access to the main menu. The following

services are being made available as of now.

Menu:1- Balance inquiry

2- Mini Statement – Last 5 transactions

3- Fund transfer – MMID & Mobile Number

4- Fund transfer – IFSC & Account number4- Fund transfer – IFSC & Account number

6- Know MMID

7- Change M-PIN

8- Generate OTP

� Transactions limit Rs 5,000 per day

� M-PIN is not required for non-financial transactions

� Customer will be charged Rs 0.50 by the Mobile Operator for any attempt of USSD facility.

� Since this service uses IMPS platform for fund transfer, it takes very less time.

� Sender and receiver, both will get confirmation about the funds transfer.

Page 10: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Missed Call Facility

Getting the account balance is just a missed call away. This facility is available for both,

Domestic & Foreign customers.

Give a miss call from your registered mobile number to the below numbers and get

balance information through SMS in Hindi or English.

• 0 92897 92897 : Hindi

• 0 92688 92688 : English

This feature is also available through Corp Apna App

Page 11: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

IMPS

Bank is providing following services through IMPS :

� Person to Person ( P2P) : Combination of Mobile Number + MMID

� Person to Account ( P2A) : Combination of IFSC Code + Account Number

If customer is using SMS Banking to perform IMPS transaction, then m-PIN is required to If customer is using SMS Banking to perform IMPS transaction, then m-PIN is required to

authorise the transactions.

� Immediate Funds transfer

� Confirmation to both (Sender/Beneficiary)

� Can be done through Internet banking, mobile banking, SMS banking or USSD

Page 12: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Corp Rewardz

Customer can register for the program:

� By visiting https://www.corprewardz.com

� By downloading our CorpRewardz android app

� By calling 1860-258-1212 (Monday to Saturday, 9:00 AM to 9:00 PM)

The Customer ID is required for registration. It is a 10 digit ID which is a combination of 4 digit

Branch Code and 6 Digit Party Code. The party code is printed on first page of your passbook.

Customer can also call the Branch to know the party code.Customer can also call the Branch to know the party code.

Points criteria:

Debit card transactions at POS/Ecommerce : 1 point on Rs. 100/- transaction.

Internet banking Interbank transactions : 1 point on Rs. 1000/- transaction.

Mobile banking Interbank transactions : 1 point on Rs. 1000/- transaction.

• 1 point is equal to 25 paise

Visit http://www.corprewardz.com/Overview.aspx to view detailed overview of the program.

Page 13: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Credit Card A FULLY LOADED CARD

The Credit Card has three layer security CVV | 3D secured password | OTP

GPS – Gold | Platinum | Signature

� Photo Card: All Cards

� Add-on Cards: Max 3 [Above 18 Years age]

� Revolving Credit Facility:

� Pay the total amount outstanding or Minimum Amount Due

� [Free Credit Period not available under this option] interest shall be levied on the amount revolved into the next billing EMI

Payment [G27%-P33%-S36%]Payment [G27%-P33%-S36%]

� Option to convert any single retail transaction equal to or more than Rs.2500/- into EMI of 6, 12 or 24 months.

� The Cardholder desirous of availing payment of dues through EMI can send an e-mail or fax to Credit Card Division within 7 days of

making the purchase and before the billing date.

� Fees:

� Gold – Free

� Platinum – 230+ Taxes [Waived if annual transactions are more than 25,000]

� Signature – 900+ Taxes [Waived if annual transactions are more than 1,00,000]

Reward Points:• Gold Card Holder shall earn I Point for every Rs.150/- spent.

• Platinum and Signature Card Holder shall earn 1 point for every Rs.125/- spent.

1 point is equal to Re 1/-

Page 14: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

e Purse Features & RestrictionsRegistration:• Any Individual having mobile (Smartphone) may download and use our e-Purse.

• e-Purse is available in Android, Windows and iOS version Smart Phones

• Once downloaded, user has to register through the app by giving Mobile No, Name, Short Name, DOB,

Email ID, selecting Secret Q &A [Please remember Question and Answer both to retrieve your mPIN]

• User is registered after OTP authentication and allowed to create 4 digit PIN

Load Money:• Once registered, User may load money onto his e-Purse in any of the following mode• Once registered, User may load money onto his e-Purse in any of the following mode

• Net Banking – Any Bank net Banking

• NEFT – Can be sent from any Bank giving IFSC code as CORP0000633 and A/c No as 12345<MobileNo>

• Cash – Cash can be deposited at any of Corp Bank Branches giving mobile No of the wallet holder

Payment to other Wallet:� User may select the mobile No from his contact and send money to his relative/friend/merchant etc

� Payment to our Bank A/c: User can transfer money to any person having account in our Bank by giving 15 digit account

number and amount. Such beneficiaries can also be stored as “Pals” for future Payments.

� User may transfer money to any person having account in any other Bank by giving 15 digit account number and

amount. Such beneficiaries can also be stored as “Pals” for future payments.

Page 15: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

e Purse Features & Restrictions

Get Money:

User may request money from relatives/friends who are registered wallet users. Such request are sent

to the requested wallet user and on accepting the request money will be transferred.

Bill Pay

• Manage biller: User can add Billers to whom he is paying regularly by giving - Nick name, category,

biller/payee, service number/ref

• Instant Bill Pay – User may pay bills instantly without registration

• View & Pay Bill – User may view and pay to already registered Biller.

Mobile Recharge User may recharge mobile of various operators

DTH Recharge User may recharge DTH connections of various operators

Scan & Pay User may make payment at shops of Merchants Acquired by Corp Bank by simply scanning the

QR code pasted at merchant cash counter.

Online Shopping Users may shop/Pay online at more than 10000 merchant portals with whom our Bank net

Banking gateway is already integrated using his e-Purse.

Page 16: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

e Purse Features & Restrictions

Direct & Indirect tax Payment User may pay both Direct & Indirect taxes using his e-Purse

Institution collections Institutions who wants to collect payment from their constituents can provide a file

which can be pushed to bulk wallet users as request money and collect payments on

behalf of the institutions

Offers User may avail offers available at various merchandise

Transaction view User may view recent activities in the wallet

Statement by Email - User may request his e-Purse statement which will be sent to his Statement by Email - User may request his e-Purse statement which will be sent to his

Email ID

Security Features Login /Authorization Password & OTP

Restrictions

• Wallet Limit - Rs 10000/- at any point of time.

• Maximum Loading per Month - Rs 10000/-

• Limit for loading through Net Banking - Rs 2000/- per day

• Money Transfer to Accounts - Rs 500/- per Transaction, 1500/- per day

• Transfer to Wallet Rs 500/- per transaction

Page 17: Go Digital ~ Adopt Less Cash Culture · 2017. 1. 2. · Customer can visit the Branch to take Internet Banking instant kit and start using internet banking immediately. Features:

Prepared by: Jitin Jain, Head Office


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