A life in musicLewiston’s Mildred (Millie) McGahey has devoted her life to her students / PAGE 10

A M O N T H LY M A G A Z I N E F O R T H E R E G I O N ’ S R E T I R E E S B Y T H E L E W I S T O N T R I B U N E

GOLDEN TIMES

DECEMBER 6, 2010 / VOL. 20, NO. 12 / A Target Publication

Inside

Briefs / PAGE 4Birthdays / PAGE 4Poetry / PAGE 7

L E W I S T O N T R I B U N E M O N D A Y, D E C E M B E R 6 , 2 0 1 02

E D I TO R SRobert Johnson & Mary Tatko

Golden Times is inserted in the Tribunethe first Monday of every month.

To advertise, contact your Tribuneadvertising sales representative at

(208) 848-2292. On the cover: Longtime Lewiston music

teacher Mildred (Millie) McGahey, by Barry Kough of the Tribune

Golden Times Lewiston TribunePO Box 957 Lewiston ID 83501

(208) 848-2243

GOLDENTIMES

SOCIAL SECURITY Q&AMCCLATCHYTRIBUNE NEWS

SERVICE

Q: Does Social Security provide special services or

information for people who are blind or visually impaired?

A: Yes. Social Security offers a number of services and products specifically designed

for people who are blind or visually impaired.

If you are blind or visually impaired, you can choose to receive notices and other infor-mation from Social Security in ways that may be more convenient for you. To find out more about this service, go to our page, If You Are Blind Or Visually Impaired — Your Choices For Receiving Information from Social Security, at www.socialsecurity.gov/notices.

Many of our publications, such as brochures and fact sheets, are available in Braille, audiocassette tapes, compact disks, or in enlarged print.

If you have a question about a Social Security notice you receive, or about requesting printed matter in alternate formats, you may call our toll-free number, (800) 772-1213, from 7 a.m. to 7 p.m., Monday through Friday, or call or visit your local Social Security office and ask us to read it to you.

Q: I understand my Medicare prescription plan is being discontinued and that I need to make changes to my Medicare Part D coverage. When can I do that?

A: Open season for Medicare Part D prescrip-tion drug coverage runs from November 15 to December 31 each year. The Medicare Part D prescription drug program is available to all Medicare beneficiaries to help with the costs of medications. Joining a Medicare prescription drug plan is voluntary, and par-ticipants pay an additional monthly premium for the cov-

erage. Learn more at www.medicare.gov. In addition, if you have limited resources and income, you also may be eligible for “Extra Help” to pay for monthly premiums, annual deductibles, and prescription co-payments. The Extra Help is worth an average of $3,900 per year. To find out more, go to www.socialsecurity.gov/prescriptionhelp.

Question: How do you replace a damaged Social Security card?

Answer: While you can replace your Social Security card free if it is lost or stolen, you may not have to do so. For more information about getting a replacement card, go to www.socialsecurity.gov/ssnumber.

Q: How much of a differ-ence will it make if I defer retirement benefits until age 70?

A: It can be significant. Let’s say your full retirement age is 66 and your monthly benefit starting at that age is

$1,000. If you choose to defer receiving benefits until age 70, you would increase your monthly benefit amount to $1,320. That’s almost an extra $4,000 each year for the rest of your life. This increase is from delayed retirement credits you get for your decision to post-pone receiving benefits past your full retirement age. The benefit amount at age 70, in this example is 32 percent more than you would receive per month if you chose to start get-ting benefits at full retirement age. And, this higher benefit would continue for as long as you live.

You can estimate your future benefits at different ages using our Retirement Estimator at www.socialsecurity.gov/estimator.

This column was pre-pared by the SocialSecurity Administration. For fast answers to spe-cific Social Securityquestions, contact SocialSecurity toll-free at (800) 772-1213.)

J&K SENIOR MEALSJK Senior Meals in Kendrick at the corner of South Sixth and Railroad serves lunch to seniors at noon on Wednesday and Friday. Suggested dona-tions for seniors are $4 and $6 for those under 60. Children younger than 3 dine for free. More information is available at jkseniormeals@hotmail.com or by calling (208) 289-5031.

WED.,DEC. 8BBQ chicken / potato wedges / green beans / salad / dessert

FRIDAY,DEC. 10Hamburger steak / mashed potatoes and gravy / salad / applesauce / dessert

WED.,DEC. 15 Turkey with dressing / mashed potatoes and gravy / rolls / veg. / dessert

FRIDAY,DEC. 17Baked potato bar / salad / fruit / dessert

WED.,DEC. 22Baked spaghetti / cottage cheese / salad / fruit / dessert

FRIDAY,DEC. 24

No Lunch Today

WED.,DEC. 29

Birthday DinnerRoast beef / potatoes and gravy / veg. / fruit / dessert

FRIDAY,DEC. 31Taco soup / tortilla chips / salad / mixed fruit / dessert

(208) 743-45781711 18th Street, Lewiston, Idaho 83501

Serving Lewiston and Clarkston Area for Over 85 Years.

Malcom’s Brower-WannFuneral Home & Cremation

2 7 5 7 8 3 H B _ 1 0

Pre-need funeral arrangements are guaranteed.www.malcomsfuneralhome.com

Our goal is to provide the best possible service at a competitive price.Burial, Cremation or Green BurialFinest funeral facility with state-of-the-art electronics for presentations.Bill

Malcom

1413 Cedar Ave., Lewiston

2882

25LF

-10

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 3

Clarkston meals are served Tuesdays, Thursdays and Fridays at the Pautler Senior Center. Asotin meals are served Tuesday and Thursday. No

salad bar on Tuesday. Salad bar starts at 11:30 a.m. Suggested donation is $3 for those 60 and older. For

those younger than 60, the cost is $6. Home-delivered meals are available by calling 758-3816.

Senior Round Table Nutrition Program

The Lewiston meal sites for the Senior Nutrition Program serve hot lunch at noon on Mondays, Tuesdays and

Wednesdays at the Lewiston Community Center (1424 Main St.) and the United Methodist Church

(1213 Burrell Ave.). There is a suggested donation of $4 for seniors age 60 and over. There is a charge of $5

for the meal for those younger than age 60.

Parks & Recreation Senior Nutrition Program

Spaghetti / veg. salad / green beans / bread sticks / cookie

Sweat and sour meatballs / rice / mixed veg. / whole wheat roll / ice cream sundae

Chicken / mashed potatoes / carrots / fruit salad / biscuit / dessert

Baked ham / scalloped potatoes / applesauce / corn / cookie bar

Meat loaf / mashed potatoes / carrot salad / green beans / roll

Roast beef / potatoes / mixed veg. / cucumber salad / whole wheat roll / dessert

Chicken fried steak / potatoes and gravy / broccoli / biscuit

Christmas party, special menu call for reservations (508) 743-6983

Turkey / dressing / cranberry salad / green beans / sweet potato / roll / dessert

German sausage / sauerkraut / potatoes / veg. salad / carrots / whole wheat roll

Turkey ala king / biscuit / carrot salad / corn / ice cream sundae

Hamburger sandwich / potato salad / baked beans / fruit / green beans / dessert

Salisbury steak and gravy / mashed pota-toes / green beans / muffin / plums and cookies

German sausage / augratin potatoes / corn / juice / bread / fruited Jell-O

Beef stew / cooks choice salad / corn bread / pears / salad bar

Pork chops with gravy / mashed potatoes / spinach / roll / applesauce / brownies

Spaghetti with meat sauce / broccoli / veg. Jell-O / bread stick with cheese / fruit cocktail

Cream cheese broccoli soup / crackers / cooks choice salad / manadarin oranges / salad bar

Christmas Dinner: Baked ham with pine-apple / corn / sweet potatoes / molded cranberry salad / roll / apple pie

CLOSED

CLOSED

Birthday Dinner: Baked chicken with gravy / mashed potatoes / beets / veg. Jell-O / rolls / cake and ice cream

Macaroni with cheese / beef patty / carrots / peas / bread / apple crisp

CLOSED

TueSday, deC. 7

ThuRSday, deC. 9

FRiday, deC. 10

TueSday, deC. 14

ThuRSday, deC. 16

FRiday, deC. 17

TueSday, deC. 21

ThuRSday, deC. 23

FRiday, deC. 24

TueSday, deC. 28

ThuRSday, deC. 30

FRiday, deC. 31

MoNday, deC. 6

TueSday, deC. 7

Wed., deC. 8

MoNday, deC. 13

TueSday, deC. 14

Wed., deC. 15

MoNday, deC. 20

TueSday, deC. 21

Wed., deC. 22

MoNday, deC. 27

TueSday, deC. 28

Wed., deC. 29

Senior lunch ScheduleS / Sponsored by Alternative Nursing Services

Stuffed peppers / parslied potatoes / veg. / soup / salad bar / dessert bar

Fish and chips / veg. / soup / salad bar / dessert bar

Pork chops / mashed potatoes with gravy / veg. / soup / salad bar / dessert bar

Salisbury steak / mashed potatoes with gravy / green beans / soup / salad bar / dessert bar

Oven fried chicken / mashed potatoes with gravy / veg. / soup / salad bar / des-sert bar

Baked ham / potatoes / yams / veg. / soup / salad bar / dessert bar

Lasagna / mixed veg. / garlic bread / soup / salad bar / dessert bar

Roast beef / mashed potatoes / veg. / soup / salad bar / dessert bar

Stuffed green peppers / mashed potatoes with gravy / soup / salad bar / dessert bar

Hawaiian chicken / rice / veg. / soup / salad bar / dessert bar

Salisbury steak / potatoes with gravy / veg. / soup / salad bar / dessert bar

Baked pasta with meat sauce / garlic bread / veg. / soup / salad bar / dessert bar

TueSday, deC. 7

ThuRSday, deC. 9

TueSday, deC.14

ThuRSday, deC. 16

TueSday, deC. 21

ThuRSday, deC. 23

TueSday, deC. 28

ThuRSday, deC. 30

TueSday, JaN. 4

ThuRSday, JaN. 6

TueSday, JaN. 11

ThuRSday, JaN. 13

Moscow meals are served at noon on Tuesdays and Thursdays in the Great Room of the 1912 Center,

412 East Third St., Moscow. Suggested donations are $4 (60 and older) and $6 (younger than 60). Salad bar available at 11:30 a.m. To arrange for home delivery, call Area Agency on Aging in Lewiston, 800-877-3206. Meal site information

and menu are online at users.moscow.com/srcenter

Moscow Friendly Neighbors Nutrition Program

“Professional In-Home Health Care”ALTERNATIVE NURSING SERVICES

PROGRAMS OFFERED:Personal Care Services • Skilled Nursing Services • Respite Care • Adult Day Care

Skilled Nursing Services • Homemaker Services • Companionship Services

248534KA-09

You Choose the hours…. You Choose the days….

248534KA-09

Lewiston/Clarkston(208) 746-3050

Moscow(208) 882-0616

Kamiah(208) 935-2204

Grangeville1-800-930-3050

With our Professional Home Care, many individuals can continue to live independently in the privacy and comfort of their own homes. Up to 24 hours a day, 7 days a week. We offer from basic personal care assistance provided by trained in-home caregivers to Certifi ed Nursing Assistants to Registered Nurses. Call us TODAY to schedule your FREE PERSONAL CARE ASSESSMENT.

2569

11B

A-1

0

L E W I S T O N T R I B U N E M O N D A Y, D E C E M B E R 6 , 2 0 1 04

BRIEFLY

Chapter 515 of the National Active and Retired Federal Employees Association has set its monthly luncheon meeting for noon Dec. 15 at Macullen’s Restaurant at 1516 Main St. in Lewiston.

The program will feature Bill Perconti directing the LCSC Saxophone Quartet.

All current and retired federal employees are invited to attend.

More information is available by calling (509) 758-8791.

Saxophone quartet to play for retired feds

The Sons of Norway Elvedalen Lodge No. 129 will meet at 1 p.m. Dec. 18 at the Pautler Senior Center at 549 Fifth St. in Clarkston. A Christmas potluck will be followed by a short busi-ness meeting. The members will then assemble cookie plates that will be delivered to public ser-vants who work the night shift

Christmas Eve.Sons of Norway is open to any-

one of Scandinavian descent or those interested in Scandinavian culture. Meetings are at 1 p.m. on the third Saturday of the month at the Pautler Senior Center. More information is available by calling (208) 798-8617 or (208) 743-2626.

Sons of Norway to build cookie platters

Dancers can cut a rug to Moore Country from 7 to 10 p.m. every Tuesday at Asotin County Gerontology Center. On Thursdays from 6:30 to 9:30

p.m., they can dance to the Heustis Band.

The Asotin County Gerontology Center is at 832 Sixth St. in Clarkston.

Seniors can dance twice in Clarkston

The Valley Diabetic Support Group has set its next meeting for 7 p.m. on Dec. 13 at Trinity Lutheran Church at 920 Eighth Ave. in Lewiston.

A discussion on coping with diabetes during the holiday sea-son will be followed by treats suitable for diabetics; everyone

who attends is asked to bring a diabetes-friendly treat and the recipe.

All diabetics and their family members are invited to attend.

More information is available by calling Arlene Mansfield at (208) 743-6676.

Diabetic support group to discuss holiday survival

BIRTHDAYSDEC. 4

JAMES K. BOESENJames K. Boesen of

Lewiston celebrated his 76th birthday Dec. 4. He was born in Lewiston Dec. 4, 1934, to Julius and Myrna Boesen. He has lived and worked in Lewiston all his life.

He graduated from Lewiston High School in May of 1953 and went to work for Potlatch Corp. later that month; he worked in several divisions within the mill, and retired in 1993 after 39 years.

Jim took dancing lessons and has always loved to dance. He met Lana Neil Stockard, the love of his life, at a dance, and they married in 1963. They have been married 47 years. They have two children, two grandchildren and one great-grand-child.

Jim enjoys hunting, fishing and entering contests. He often caught steelhead on 4-pound-test line and a little black jig. He hunted with bow and rifle and usually was successful. His contest winnings include a new computer, gaming systems, numerous smaller prizes and a new Jeep.

Look for the next issue of

Golden TimesMonday,

January 3

ON A FIXED INCOME?

Over 200 cars in stock starting at $500.00!

We have a car to fit your budget!

CLARKSTON Auto Sales 1292 Bridge Street, Clarkston, WA (509) 758-3081 Toll Free: 800-458-3081 www.clarkstonautosales.com

Bill Beutler, owner

28

82

65

LF

-10

Spacious Private Apartments

Assisted Living Services

Skilled Nursing

Transitional Care

Royal Plaza... for the best in senior living!

2870 Juniper Drive • Lewiston, ID 83501 • (208) 746-2800www.RoyalPlazaLewiston.com

Royal Plaza Retirement & Care Center

Stop in or call us today for your personal tour!

288738LF-10

MerryChristmas and Best Wishes for the coming

new year!Enjoy a lifestyle of

independence, security, hospitality, with services

and amenities.

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 5

BIRTHDAYSdec. 5

LouISe TRegeLLASLouise Tregellas of

Cavendish celebrated her 79th birthday Dec. 5. She was born Dec. 5, 1931, in Botivia, Ill.

She moved to Arizona in 1955 and then to Alaska in 1977.

She moved to Orofino in 1990 and married Larry

Tregellas. They both worked for the U.S. Forest Service. Larry died in 1994.

Louise has three children and two grandchildren in Arizona.

She enjoys sewing, paint-ing, reading and gardening. She and Tom Reilly enjoy dancing and traveling in their motor home.

dec. 6emIL SILfLowEmil

Silflow of Lewiston celebrates his 90th birthday today. He was born Dec. 6, 1920, to Fred and Iona Silflow in Cameron.

Emil followed in his father’s footsteps and made farming and ranching his life’s work. His true love

was working with horses, and every winter he was eager to hitch up his team and take local children for sleigh rides.

He and Doris married in 1945, and they raised three sons. In addition, he now has eight grandchildren and four great-grandchildren.

His family had a cel-ebration for him over Thanksgiving at Guardian Angel homes, where he lives. He enjoys visits from friends.

dec. 7RuTH DAmmAn

Ruth Damman of Lewiston will cel-ebrate her 80th birth-day Dec. 7. She was born Dec.

7, 1930, the youngest of three girls to Harry and Martha Edwards of Lewiston.

She married Leo Damman in 1947, and they moved to Grangeville and reared five children. Ruth worked in customer service. After Leo died in 1987, she moved back to Lewiston to be clos-er to her daughter.

Ruth enjoys spending time

with family and friends, playing cards and going to the movies.

In addition to four of her children, Ruth has 14 grand-children and 12 great-grand-children.

dec. 10RuBY L. RIenDeAuRuby L. Riendeau will

celebrate her 80th birthday with an open house from 1 to 5 p.m. Dec. 10 at the Clarkston Quality Inn. All are invited.

Ruby was born Dec. 10,

1930. She raised three children and has stayed active in her community. She spends her winters in Arizona, travels and enjoys her grandchildren, bowling, golf, pinochle, bridge, darts and billiards.

She crochets and is a great cook and seamstress. She has a green thumb.

dec. 11wARRen BeRkHeISeRWarren Berkheiser of Orofino will cel-

ebrate his 88th birthday Dec. 11. He was born Dec. 11, 1922, in New Haven, Ind.

He served three years in the U.S. Army Artillery during World War II. He began with

pack mules and ended in mechanics behind Gen. Patton.

Warren retired from GE engineering in 1987 and moved to Orofino in 1989.

He enjoys reading mysteries and working crossword puzzles in ink.

dec. 12LAwRence wASSmuTH

Lawrence Wassmuth of Grangeville will celebrate his 90th birth-day Dec. 12. He was born Dec. 12, 1920,

at home in Greencreek to Clem and Elizabeth (Schmidt) Wassmuth. He graduated from Greencreek High School in 1939. For sev-eral years he pitched for the Greencreek baseball team.

Lawrence served in the U.S. Navy as a radar operator on the aircraft carrier USS Sitkoh Bay in the Pacific Theater.

He married Dorothy Wilson at St. Anthony Church in Greencreek in

1948, and they reared nine children. He worked as a sawyer for 40 years in the sawmills of Grangeville.

Lawrence has been a member of Sts. Peter and Paul Church in Grangeville for nearly 62 years. He is a man of many talents; he is

the one people call for help with a cranky appliance or a noisy engine. He enjoys steelhead fishing, gardening, working in the shop and vis-iting with family and friends.

In addition to his children, Lawrence has 18 grandchildren and four great-grandchildren.

322 Thain Road • Lewiston • 746-2377

Have coffee and a fresh deli meal in our spacious

dining area! Also for your convenience…• Enlarged Deli with carving

station & Pizza to go• Book and Magazine

reading lounge• And More!25

4539

AD

-10

Your Transitional, Post-Acute Care, Skilled Nursing and Rehabilitation Specialists!

For more information on our post-acute care programs, inpatient/outpatient therapy programs please call or visit Life Care Center of Lewiston

12 In-House Physical, Occupational and Speech Therapists on staffInpatient therapy services available 7 days a weekOutpatient Physical Therapy, Occupational Therapy and Speech Therapy

•

•

•

Fully Equipped Therapy gym with state of the art equipment including Lite Gait™ and Vital Stim™

On-Site Occupational Therapy apartment featuring a kitchen, bedroom, bathroom and laundry facilities

•

•

Wishing you a safe and happy holiday season!Life Care Center of Lewiston

Jody Hasenoehrl, PTAPhysical Therapy Assistant

Lisa Meyer, PTPhysical Therapist

Kerry Douge, PTPhysical Therapist

Suzan Rheault, PTPhysical Therapist

Steve Fuller, PTPhysical Therapist

Angie Caverhill,COTA/L

OccupationalTherapy Assistant

Danalyn Workentin,OTR/L

Occupational Therapist

Henry Jaquez,OTR/L

OccupationalTherapist

Stefanie Elliott,OTR/L

Rehabilitation Service ManagerOccupational Therapist

Cynthia Tomlinson,MS, CCC-SLP

Speech Therapist

Jackie St. Marie,MA, CCC-SLP

Speech Therapist

Amanda KreienhederPhysical Therapy Assistant

LOCAL

208.798.8500325 Warner Dr. • Lewiston, ID

www.LCCA.comJoint Commission accredited

289111LF-10

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 06

BIRTHDAYS

RuTH (DARRAH) RooTRuth (Darrah) Root of Orofino will cel-

ebrate her 81st birthday Dec. 13. She was born Dec. 13, 1929, in Des Moines, Iowa.

She attended Drake University in Des Moines, earning a BFA in art education. She taught in Whittier, Alaska, for two years and then took an MFA in ceramic arts from Ohio

State University. She then taught two years in Kenai, Alaska, before marrying George Root in 1960 and living on his homestead until 1965, when they moved to a farm out-side Orofino. After his death she moved to Orofino.

Ruth is a member of the Clearwater Art Association.

Dec. 13

Dec. 14MARY ElIzABETH (BETTY) STEDMAn

Mary Elizabeth (Betty) Stedman of Lewiston will celebrate her 80th birth-day Dec. 14. She was born Dec. 14, 1930, to Ralph and Eva White Arbuckle in Winchester.

She attended school in Lewiston and Culdesac and

graduated from Lapwai High School in 1948 and attended New Bible Institute in Seattle.

Betty married Sam Stedman in Kendrick in 1950 and they reared five children. They were pastors in Oregon and Clarkston and then did missionary work in Red China for many years. They served as pastors at Victory Tabernacle in Clarkston for 20 years.

She enjoys gardening, sewing, play-ing piano, quilting and volunteering. She taught Sunday school and Vacation Bible School. Betty and Sam attend Blessed Hope Assembly of God in Lewiston.

In addition to her children, Betty has 10 grandchildren and 11 great-grandchildren.

Dec. 16

ARDEllE THIMMEScH MEllSTRoM

Ardelle Thimmesch Mellstrom of Clarkston will celebrate her 75th birthday Dec. 16. She was born Dec. 16, 1935,

to Frederic F. Thimmesch and Margaret Riggs Thimmesch in Boise.

Ardelle graduated from Lewison High School in 1953, and a few months later, when she turned 18, she joined the WAC and served two years, mostly in Virginia and North Carolina.

After she returned to Lewiston, she worked for a short time at First National Bank at Fifth and Main. She married and moved to Hawaii and then moved to

Buffalo, N.Y. She divorced and married

Gary Mellstrom in 1974. She worked as a surgical assistant to Drs. E.M. Baldeck and John S. Kundrat for 30 years. She retired in 2005.

Ardelle has six children, ranging in age from 19 to 52, eight grandchildren and five and a half great-grandchil-dren. She enjoys reading, the computer, making cards for friends and family and spend-ing summers on Williams Lake. She also enjoys base-ball and traveling to the Oregon coast and to Hawaii. Ardelle collects lighthouses.

G o l D E n T I M E S prints original poetry from seniors on a space-available basis.

Please include your age, address and phone number (address and phone will not be published).

Send poetry to:Golden Times

l Lewiston Tribune l PO Box 957

Lewiston ID 83501 l (208) 848-2243

Call Miracle-Ear for the finest Hearing Aids at a fair price.

26

96

23

FG

_1

0(208) 746-8547

And your FREE

hearing Test!

Bertha Whitney

1927 Idaho StreetLewiston, ID

For more information, contact this certified insurance agent who is licensed to sell Regence MedAdvantage (PPO):

Making the right choice means different things to different people. That means the best choice in a health plan is one that works for you and your lifestyle, like Regence BlueShield of Idaho Medicare Advantage plans. Regence MedAdvantage (PPO) is designed to meet a range of health care and financial needs—with all plans designed to help members achieve their health goals. Also, two of our Regence MedAdvantage (PPO) plans include Medicare Part D prescription drug plan coverage. Regence is a local company, that is committed to serving and assisting the com-munities that we live and work in.

All Regence MedAdvantage (PPO) plans feature a large preferred provider network, guaranteed access and freedom from referrals. In addition, all of the plans include routine preventive dental care and vision coverage.

Agent Photo

Call now for a personal appointment.

Tim Gleason746-9646

1-800-735-6355

Discover your Medicare Options.

H1304_DiscoverAgent Photo 2011 File & Use 10012010

28

50

44

KA

_1

0

Regence BlueShield of Idaho MedAdvantage (PPO) is a health plan with a Medicare contract. Anyone who resides in the plan’s service area (Ada, Bannock, Benewah, Bingham, Boise, Bonner, Bonneville, Boundary, Canyon, Clark, Elmore, Fremont, Gem, Gooding, Jefferson, Kootenai, Latah, Madison, Minidoka, Nez Perce, Owyhee, Payette, Power, Shoshone, Teton and Twin Falls counties in Idaho, and Asotin County in Washington) and who has Medicare Part A and B may apply. Members must continue to pay Part B premiums. For additional information, or to enroll in the plan, call 1 (800) 541-8981, seven days a week, 8 a.m. to 8 p.m. from Nov. 15 through March 1. After March 1, hours are 8 a.m. to 8 p.m., Monday through Friday. TTY users should call 711. The benefit information provided herein is a brief summary, but not a comprehensive description of available benefits. Additional information about benefits is available to assist you in making a decision about your coverage. This is an advertisement; for more information contact the plan.

ORCHARDS SHOE SHOP546 Thain Road, Lewiston 743-0981

OPEN: MON.-FRI. 9 A.M. to 5:45 P.M.; SAT. 9 A.M. to 5 P.M.

2 8 9 3 3 3 L F - 1 0

His and Hers

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 7

BIRTHDAYSdec. 19

LuRA VeRnIece GRoSecLoSe

Lura Verniece Groseclose of Juliaetta will celebrate her 93rd birthday Dec. 19. She was born Dec. 19, 1917, near Juliaetta, one of five children born to Edward and Dixie Groseclose. She has lived at Teakan, Agatha and Bovill, but Juliaetta has been her home for nearly 75 years.

She mar-ried Clifford Nelson in Orofino in 1935, and they reared one daughter. He died in 1948.

She married Ray Butler in the 1970s. and he died in 1996.

Lura enjoys attending church and Bible study, work-ing in her yard and writing. She also enjoys drawing with pencil and hearing from fam-ily and friends.

Two of Lura’s sisters are still living, and in addition to her daughter, she has four grandchildren, nine great-grandchildren and five great-great-grandchildren.

dec. 21eARL (JAck) SoTInEarl (Jack)

Sotin of Lewiston will celebrate his 90th birth-day with an open house from 2 to 4 p.m. Dec. 19 at Tammany Baptist Church, 3732 20th St. in Lewiston. All are invited. His children and their families will serve as hosts for the event.

Jack was born Dec. 21, 1920, in Orofino to Alfred and Flora Sotin. Until he was 5, Jack was raised by his grandmother, who was a Civil War widow. His stories are family treasures.

From 1941 to 1946, Jack worked for Lockheed

Aircraft in Burbank, Calif., and from 1946 to 1967 he worked as a gyppo logger and at sawmills in Harpster and Clearwater.

He married Esther L. Griner in Grangeville in 1943, and they reared four children. One son died in 1985.

He ran a 240-acre-cattle ranch with his family in Clearwater until 2005, when he and Esther moved to Lewiston. He was an active member of Clearwater Baptist Church, where he was a deacon and Sunday school teacher.

He enjoyed fishing and hunting, chopping wood, building fence, carpentry.

In 1967, he went to work as an instructor of carpen-try at the Cedar Flats and

Cottonwood Job Corps. Centers. He retired from the U.S. Department of Agriculture in 1983.

In addition to his three children, Jack has eight grandchildren, 20 great-grandchildren and five great-great-grandchildren. One grandchild has died.

Times of oldI see it in the faces of people I have met.

They tell of places they have been with noregrets and some places still to go. They tell

me sometimes time moves so slow. Theyshow me photos of them long ago and itdoes not look like time has been slow but

yet it seems so long ago. They tell me onceI was young and full of fun, and now I am soold. But, there once was a time not so long

ago when those before me told me the same story. It’s our days now of old.

— Yvonne Carrie, Lewiston

1-800-900-2471All work done by professional memorialists in our own local plant.

1603 Main St. Lewiston, ID 83501

WE WORK FOR YOU,RIGHT HERE IN THE VALLEY

25

38

14

AD

_1

0

743-2471TOLL FREE 1-877-SYLVANS

1-877-795-8267

USE ONE OF SYLVAN'S CONVENIENT CREDIT PLANS... OR YOUR BANK CARD.PARK AT OUR DOOR IN OUR"D" STREET PARKING LOT

743-8600 815 MAIN STREETDOWNTOWN LEWISTON

OPEN 9:30 until 5:30MONDAY thru SATURDAY

12MONTHS

NOINTEREST

MEMBER 200 Store BUYING POWERwww.sylvanfurniture.net

'

2 5 9 8 8 9 C A _ 1 0

12MONTHS

Enjoy the comfort of power!!

Experience a new level of relaxation.

Several lift chairs and adjustable beds available.

Come try one today!

288269LF-10

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 08

BIRTHDAYSDoRTHA JeAn HeADRIckDortha Jean Headrick of

Moscow will celebrate her 80th birthday Dec. 25. She was born Dec. 25, 1930, in Moscow to Mattie

Gains Clark. She grew up in Pullman and graduated from Pullman High School in 1950.

She met Grover Eliel (Lyle) Headrick when they were learning to square dance. They married in Moscow in 1951 and moved to Rock Creek outside of Potlatch. They reared four children.

Dortha and Lyle joined the

Rock Creek Grange in 1952, and she has held numerous offices in the organization. She is also a member of the Pomona and State Grange.

Lyle worked at the mill in Potlatch and died in 1976.

Dortha was a companion and caregiver to Ray Bell, a neighbor at Rock Creek, until he died in 1995, and later she was a companion and caregiver to Charles Bower of Kendrick until his death in 2007.

She enjoys playing pinoch-le with friends at Rock Creek, and she enjoys send-ing e-mail to friends and family.

In addition to her chil-dren, Dortha has six grand-daughters and seven great-grandchildren.

dec. 25

MARY kAY (FReI) JungeRT

Mary Kay (Frei) Jungert of Clarkston will celebrate her 70th birthday with an open house from 2 to 4 p.m. Dec. 29 at the Holy Family Parish Center in Clarkston. All are

welcome.Mary Kay was born Dec. 26, 1940, in

Cottonwood to John R. and Marie E. Frei. She married Guy Jungert in Ferdinand in 1959, and they reared nine children. Her life has been blessed with family and friends. In addition to her children, Mary Kay has 24 grandchildren.

dec. 26

dec. 27

WAnDA HeADWanda Head of Orofino will celebrate her

77th birthday Dec. 27. She was born Dec. 27, 1933, in Orofino and graduated from Orofino High School in 1952. She worked

as the postmaster in Peck for 25 years and retired in 1999.

Wanda married John Apfelbeck in 1977.She enjoys staying home, traveling and

bowling.

dec. 28

cARl DAYCarl Day of Orofino will celebrate his 91st

birthday Dec. 28. He was born Dec. 28, 1919, to Carl and Orba Day. They moved to Declo, Idaho, when he was 9 and he gradu-ated from high school there in 1937.

Carl moved to Anderson, Calif., in 1942 and married Mary Thompson in 1945 and

they reared a son and daughter. They were late divorced.

Carl worked at the Kimberly Clark saw mill at Anderson for 32 years as the shipping supervisor.

He married Dorothy Meyer in 1965. They moved to Orofino in 2000 to be near his son, and she died in 2009.

dec. 29MIllY Sue

SMITHMilly Sue

Smith of Kooskia will celebrate her 77th birthday

Dec. 29. She was born Dec. 29, 1933, to Leroy and Sarah Parks in Grangeville. She attended schools there and in Kooskia and Clear Creek.

During World War II, Millie and her mother spent two years on the lookout tower

at Frenchman Butte.She married Lewis Lyons,

and they later divorced. In 1968, she married John M. Smith and they oper-ated the Syringa Cafe until 1972. Milly worked for Kooskia Drug for several years, cooked for Youth Conservation Crews at Fenn Ranger Station and was the caretaker for the Selway campgrounds. In 1989, she started Syringa Sue’s Wild Jelly business, which she sold to her daughter-in-law in 2002.

Milly reared three sons, one of whom died at 17.

Milly’s enjoyment comes from her family and being outdoors.

In addition to her chil-dren, Milly has nine grand-children and 12 great-grand-children.

Valley Meals on Wheels799-5767

Meals on Wheels would like to thank our drivers and clients

We Wish You All

valleymeals@aol.comNEW DRIVERS

ALWAYS NEEDED! 2872

52LF

-10

HappyHolidays

2114 Vineyard Ave.Lewiston

208-743-4545

288759LF-10

Wedgewood Terrace Assisted Living and Stepping Stones Alzheimer’s Secure Unit.

• Shopping• Cleaning• Baking

And a loved one with Alzheimer’s.

Wedgewood Terrace Assisted Living has a great Adult Day/Night Care.

We’d love to help you make it a

“Happy Holidays!”We’re there when you need a helping hand.

?

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 9

birthdays

Victoria L. roseVictoria L. Rose

of Lewiston will celebrate her 95th birthday with an open house from 2 to 5 p.m. Dec. 31 at the Granite Lake RV Resort club house at 306 Granite Lake Drive (behind Costco). Her chil-dren and their families will serve as hosts for the event.

Victoria was born Dec. 31, 1915, in Melrose, between Gifford and Reubens, to Abraham and Hattie (Denney) Latham. She was the young-est of nine children.

She attended schools in Melrose and Reubens and graduated from Reubens High School in 1934. She married Jim Rose in Lewiston in 1935, and they reared five children. He died

in 1986, and Victoria married George Fosket in 1997; he died in 2004.

Victoria worked as a seamstress for City Dyeworks for 16 years. She is a mem-ber of the Lewiston

Eagles, R.E.A.C and Clarkston Gerontology. She enjoys sewing and dancing, and she was a line danc-ing leader at the Lewiston Community Center for 12 years.

In addition to her chil-dren, Victoria has 13 grand-children, 31 great-grand-children, 21 great-great-grandchildren and numerous stepgrand and great-great-grandchildren. She also has numerous nieces and nephews in the Lewiston-Clarkston Valley.

dec. 31

Birthday policies Birthdays starting at 70 and every year after that will be published in Golden Times. Please limit the information to 200 words.

Birthday information should be submitted before the 20th of the month preceding publication and should include the name and phone number of the person to contact for more information. If you would like your photo returned, please include a self-addressed, stamped envelope.

If you have questions on submitting a birthday, please call Golden Times at (208) 848-2243.

Send information to: GoLDEn TIMES P.o. Box 957 Lewiston, ID 83501 oR bjohnson@lmtribune.comThe deadline to submit January birthdays is Dec. 20.

Got an opinion on a timely issue?

Vote in the Tribune’s weekly online poll. Go to www.lmtribune.com

and let your voice be heard.

We have OPTIONS! Areas most comprehensive provider of Health and Medicare Insurance.

We shop most major companies for Idaho,Washington, Oregon and Montana.

1-800-275-0613 • 208-746-6184701 Bryden Avenue • Lewiston, ID 83501

(corner of 7th & Bryden)

insureguy@clearwaterins.comwww.clearwaterins.com

Health, Life, Long Term Care & Disability

John Creaser

Did you receive a

Medicare Advantage

Termination Letter?

PLUSStarting at

Premiumin select counties

$0

288266LF-10

2882

72LF

-10

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 010

Mildred McGahey of Lewiston has been teaching students since she was 16

By Mary TaTkoOf TargeT PublicaTiOns

Mildred (Millie) McGahey, 80, has been teaching piano les-sons since she was 16 years old, and today she is just as excited about music, and about sharing it with others, as she was 64 years ago.

McGahey accompanied stu-dent Thomas Pearson, 14, to Tacoma in November for the Washington State Music Teachers Association 2010 Outstanding Artist Competitions, where Pearson earned an honorable mention. During a lesson while she was helping him prepare for the competition, McGahey was overcome by emotion and began to cry.

“Are you hurting,” he asked her, startled.

“No!” she said. “I’m happy!” Music has been central to

McGahey’s life since she was a child. She took up piano at a young age, and by 10 was play-ing at her church. At 13, she began working at a music store in Renton, Wash., where she continued until she was 18.

She attended school at Maple Valley, near Renton, where she played piano for operettas and learned 30 instruments, nearly every instrument in the band, including the sousaphone. She helped start the school’s first pep band, and she also loved to sing.

“I’ve always been a ham,” she said. “I love to play for people.”

After briefly attending Central Washington College of Education in Ellensburg, she married Bob Britt, moving to Lewiston in 1952.

Britt, a guitar player, was the character High Pockets on “The Cowpoke Show,” which was broadcast live from the television

studio in downtown Lewiston. She was, somewhat reluctantly, Mrs. High Pockets.

“They were always chasing me around, trying to get me on camera,” she said.

She has fond memories of the program, though, during which she would lead children in songs such as “Little White Duck.”

Over the years, McGahey returned to school, earning a bachelor’s degree in elementary education from Lewis-Clark

State College and a master’s degree in adult education from the University of Idaho. She taught adult education at LCSC for 16 years, where she was a reading specialist.

But her heart always has been with music. She taught accor-dion and guitar classes at a stu-dio in Clarkston, where she had about 160 students; taught guitar at the YWCA; and taught sing-ing to preschool children at Head Start.

She has a son and a daughter, and when her daughter, Barbara, was younger they often played together. “She plays beautifully,” McGahey said.

Pearson is one of about 15 piano students McGahey teaches at her Lewiston home. She was teaching more than 20 up until a few years ago, when her “health went bad.”

A combination of asthma, allergies and emphysema made simply taking a breath an impos-

sible act at times. A series of small strokes affected the dexter-ity in her hands. And McGahey is diabetic, as was her mother who lost a foot and part of her leg to the disease.

Avoiding sweets, keeping an inhaler handy and always having someone accompany her to doc-tor appointments has been key, she said, to getting her health back on track.

She had hand surgery about three years ago but continues

For the love of music

Tribune/Barry Kough

Thomas Pearson, 14, of Lewiston works through several pieces for his music teacher Mildred (Millie) McGahey, including “Rondo ala Turka” and the “Ben Hur Chariot Race.”

See MUSIC, PaGe 11

“I’ve always been a ham. I love to play for people.” — Millie McGahey

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 11

to play piano at the Church of Jesus Christ of Latter-day Saints where previously she had played the organ for 29 years.

And though playing the piano has become more difficult, her gift for helping others learn the instrument is undiminished.

“I want to share music,” she said. “I want them to like their music as much as I like mine.”

She encourages her students with kindness, getting and giv-ing hugs as her students arrive and depart from their lessons. But she expects effort and isn’t satisfied when students don’t practice.

It’s a tradition for McGahey’s students to play for the resi-dents at the Idaho State Veterans Home, where they are known as Millie’s Angels.

She keeps their feet firmly planted on the ground, though, with a sign near her piano that reads: “Even angels have to practice.”

During a life that’s included going on the road with her first

husband’s band, helping her second husband, the late Rex Yates, build an airplane and a sailplane (she learned riveting and how to stitch and knot sail-cloth to wings) and finding love again with Newell McGahey, her husband of 15 years, she has enjoyed every adventure, McGahey said.

Newell, 84, loves music almost as much as his wife does.

It was music, the accordion specifically, that brought them together.

“He tried to get me to give him some lessons,” she said. “That was his excuse for seeing me at first.”

The have an accordion col-lection, including one from the late 1800s given to McGahey by her mother. From time to time, they have played together at church, she on the guitar, he

on the accordion.It’s corny, she said, but they

get along so well the only thing they ever disagree about is who loves the other more. He insists

he loves her best, she said no, she loves him better.

“That’s the only argument we’ve ever had,” Newell said, nodding.

Tatko may be contacted at mtatko@lmtribune.com or (208) 848-2244.

MUSICFrom page 10

Tribune/Barry Kough

Millie McGahey and student Thomas Pearson review his lesson at McGahey’s home.

“I want to share music. I want them to like their music as much as I like mine.” — Millie McGahey

ServInG yoUr CoMMUnITyThe WA-ID Volunteer Center in the

Lewiston Community Center at 1424 Main St. provides individualized vol-unteer opportunities for those wishing to serve in Lewiston, Clarkston, Asotin, Pomeroy, Moscow and the Orofino area. The phone number is (208) 746-7787 or toll free at (888) 546-7787.

The WA-ID Volunteer Center is on the Internet at www.handsonidaho.org or www.waidvolunteercenter.org, www.myspace.com/yourvolunteercenter, twitter.com/wa_id_volunteer or www.facebook.com/pages/WA-ID-Volunteer-Center-Inc.

The following are a few of the volunteer opportunities available in December.

Do yoU lIke to help people? Come join the AARP Tax Aide pro-gram and have fun helping people. The program will provide volun-teers with training to prepare basic individual returns using the TaxWise computer program. Federal and Idaho state income taxes for low-to-middle income and senior citi-

zens will be prepared. All material and training will be provided at no cost. A five-day training session will be in January. For more information call Camille Holley at (509) 758-4309.

Are yoU SoMeone with a pas-sion for cooking? The Moscow Friendly Neighbors Senior Nutrition Site located at the historic 1912 Building is in need of a new cook. Training with the current cook and assistant cook will be provided. The time commitment is approximately 30 hours a week. More informa-tion can be obtained by calling the volunteer center and speaking with Cathy or Adrienne at (208) 746-7787 or toll free at (888) 546-7787.

PArTy wITh A puppy! Socializing puppies at the Lewis Clark Animal Shelter will make them more adoptable help them be better behaved dogs when they are adults. Call Adrienne at (208) 746-7787 for more information.

reMeMber how nICe it was to come home after school to a fresh snack your mom had made? Now you can share that love by mak-ing grilled cheese sandwiches for hungry kids after school at the Clarkston Boy’s and Girl’s Club. Volunteers cook — the staff serves and does the dishes. The commit-ment is one hour twice a month. Call Adrienne at (208) 746-7787 to sign up.

A DrIver’S lICenSe, a car and a smile are all you need to qualify for one of the most rewarding vol-unteer activities available today. Shut-ins count on the kindness of volunteers to bring them their meals. Double the fun by driving with a friend or family member. Meal delivery volunteers receive route training and may qualify for mileage reimbursement. Call Cathy at (208) 746-7787 or stop by our office for more information.

ThAnkS To yoU, the store is

growing. Customers have discov-ered the great bargains on surplus building materials, doors, windows, furnishings and other items at the Habitat Store in Lewiston. The pro-ceeds from sales go to help build houses for our Lewis-Clark Valley families in need. But to continue to be successful, we need volunteers. Call (208) 746-7787 for more infor-mation.

The new FIT for Life Fall Prevention Program in Asotin County is seeking volunteer coaches to guide participants in simple exercises in Fall Prevention Classes. Training is provided. Several days and locations to choose from as well. Call Marlena at (208) 746-7787 to learn more about this exciting new program.

lCSC InTernATIonAl STUDenTS need to practice their English. Would you be willing to talk with

SEE ServInG, PAGE 12

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 012

SERVING YOUR COMMUNITY

them an hour a week? The setting would be casual ... on the LCSC campus, out-side, in the library, the SUB

or some other comfortable location. The commitment is eight weeks. Call Adrienne at (208) 746-7787 for infor-mation.

DO YOU bElIEVE in empowering our youth to ensure their great-est future? America Reads reading tutors sit with students who struggle to read and provide an oppor-tunity to improve those reading skills. Ninety four percent of the children who received help in the 2009-2010 school year were brought up to their read-ing level, and 100 percent showed improvement. No teaching experience is nec-essary to join the America Reads team. Call Cathy at (208) 746-7787 or toll free at (888) 546-7787 to find out more about this reward-ing opportunity. Openings will begin again this month.

AfTER MONThS Of resto-ration, the LCSC Center for Arts and History has moved back downtown. We are currently seeking volunteer museum hosts. This is a per-

fect job to do with a friend, spouse, sister, dad etc. The current exhibit is Women and Horses. Volunteer inquiries can be directed to Adrienne at (208) 746-7787.

IS ORGANIzING pARTIES and events a talent you’d like to utilize in volunteer-ing? If so, the American Red Cross Disaster Services might be a good place for you to shine. Call Adrienne at (208) 746-7787 today.

pEOplE pERSONS ARE encouraged to call Adrienne today at (208) 746-7787 to learn more about how your people skills can be used help the American Red Cross Disaster Services with pub-lic relations, the reception area of the office, schedul-ing trainings and more.

fOR AbOUT TwO hours a week of your time, you can be a Girl Scouts vol-unteer leader and help girls age 5-17 build strong values, social conscience, self-esteem and conviction about their own potential and self-worth that will

serve them all their lives! Call Adrienne at (208) 746-7787 to learn more about this opportunity or other ways you can support your local Girl Scouts.

DISAbIlITY ACTION CENTER offices in Lewiston and Moscow have reception-ist positions available; they encourage folks with dis-abilities to apply. Call (208) 746-7787 and ask Cathy for more information.

VOlUNTEER fROM hOME: Project Warm Up volunteers make hats, scarves, mit-tens and lap robes and our office distributes them to the local community. Yarn is provided for your use. Call (208) 746-7787 or toll free at (888) 546-7787 for more information.

DO YOU lIkE clothes? Do you like to organize things? The St. Vincent de Paul benefits from volun-teers who organize and care for donated gently used clothing. Volunteers also work with clients and client advocates to find clothes in the clothes bank. Interested? Call (208) 746-7787 and ask Adrienne for more information.

ThE ST. VINCENT de Paul is seeking a compassionate people oriented individual to serve as a client advo-cate. Advocates meet with clients, assess client’s needs (such as clothing, food, shelter, household items etc) and set them up for services through the Society of St. Vincent de Paul. Call (208) 746-7787 and ask Adrienne for more informa-tion.

YES, YOU wIll make a difference. You can become a volunteer for the American Cancer Society. Look Good Feel Better, Road to Recovery transportation

SERVINGFrom page 11

See SERVING, PAGe 13��������������������������������������������

�������������������������������������������������

��������������������������������������������������

������

�������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������

�� ������������������������������������������������������������ ������������������������������������������� ������������������������ ������������������������������ ����������������������������������������� ��������������������� ������������������������

�� �����������������������������������������������

������������������������������������������������������������������������

Phone 208-746-8881TOLL FREE 1-877-566-8300

Fax 208-746-5694289096LF-10

Companionship, Meal Preparation, Children Services, Bathing, Dressing,

Transportation, Quality Assurance to Ensure Quality Care.

Quality Care For Your Loved OneA Member of Addus HealthCare Inc.

2895

29LF

-10

1850 Idaho Street, Lewiston • 208-746-6068800-248-5049

Hours: Monday - Friday 9-Close Evenings & Saturdays by Appointment

GuaranteedLowest PricesIn The Quad-Cities

FREE•Hearing Tests•Batteries and Service for Lifetime with Purchase

Call Puretonetoday!

Introducing• Reduce listening effort and mental fatigue

in noisy environments• Virtually eliminate whistling or buzzing• Let you talk easily on the phone• Provide a comfortable t, designed to your ear.• Suit your lifestyle and budget with a variety of

styles and technology levels.

What Are You Hearing?

Being able to hear a child’s voice can help bring out the child in you!

• 30 Day Trial Period• Audiometric

Evaluation• Cleaning &

Adjustment of All Hearing Aids

• FREE Batteries for Life w/ Purchase

• 0% Interest Financing

• Labor and Industries Provider

• We Bill Insurance (where hearing aid bene ts are available)

FREE SERVICES

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 13

services and the Cancer Resource Center are just a few ways you can get plugged into this fantastic group. Volunteers will be trained. Call (208) 746-7787 today for more infor-mation.

Team up wiTh others to put an end to poverty in our Valley. The LC Valley Circle Initiative team members empower people to self-organize and work their way out of poverty. Call today to see how many different ways there are to become involved in supporting this life-chang-ing movement, from pre-paring a meal to providing childcare during meetings

to one-on-one counseling and more. (208) 746-7787.

Bakers needed. if you like to bake, give us a call. Several great organizations in the valley could benefit from your generous gift of baking during the holiday season. Call (208) 746-7787 and tell Adrienne you want to bake.

VolunTeer from home! Are you organized and like to talk to people on the phone? The Civic Theatre needs someone to schedule ushers for its plays. This is a long term opportunity. If you are interested, please contact Cathy at (208) 746-7787.

“Christmas, my child, is love in action. Every time we love, every time we give, it’s Christmas.” — Dale Evans Rogers

serVinGFrom page 12

serVinG your communiTy

Complete and compelling. All the news you need.

As boomers age, 1 in 5 drivers will be oldsters

By JOAN LOWYof the AssociAted Press

WASHINGTON — Remember “The Little Old Lady from Pasadena?” Baby boomers who first danced to that 1964 pop hit about a granny burning up the road in her hot rod will begin turning 65 in January. Experts say keeping those drivers safe and mobile is a challenge with profound implications.

Within 15 years more than one in five licensed drivers will be 65 or older, the National Transportation Safety Board said. Their number will nearly double, from 30 million today to about 57 million in 2030, according to the Government Accountability Office.

Smarter cars and better designed roads may help keep them stay behind the wheel longer.

But eventually most people will outlive their driving abil-ity — men by an average of six years and women by an average of 10 years. And since fewer Americans relocate when they retire, many of them probably will continue to live in suburban

homes.The result is a “mobility gap,”

said Joseph Coughlin, head of the Massachusetts Institute of Technology’s AgeLab, which

Pasadena, here we come

See pasadena, PAge 14

2872

49LF-10

Applications are being taken at this time for veterans and spouses/widows

who are in need of skilled nursing care.

CALL NOW FOR PLACEMENTLimited openings available

www.veterans.idaho.gov

Here to assist you with your legal needs

28

82

18

LF

-10

Scott C. Broyles Licensed in Washington and Idaho

Richard A. LawsLicensed in Washington

901 6th Street • Clarkston (509) 758-1636BROYLES & LAWS, PLLC

Scott Broyles

FAMILY LAW: Divorce • Custody • Parentage • Modi cation • AdoptionESTATES/GUARDIANSHIP/ESTATE PLANNING: Probate • Powers of Attorney • Wills • Health Care DirectivesCommunity Property AgreementsCRIMINAL DEFENSE (including DUIs)

Celebration of Life Options

Traditional CelebrationA Traditional Celebration brings people together so that family and friends have the opportunity to express their love.When choosing the Traditional Celebration option, personalized service is as important to us as it is to you. We off er a personalized memorial service which includes a committal service and a family and friends gathering.

Community CelebrationTh e Community Celebration provides an avenue for the community to celebrate a life lived.We all touch our community in diff erent ways, and our friends in the community are important to everyone. Th is Celebration of Life package off ers a community memorial gathering and private family viewing.

Family CelebrationTh e Family Celebration service helps the family to express the closure of a relationship with your loved one.Family support is important throughout life. With our Family Celebration, you can celebrate the life of your loved one with a limited private family viewing and a private family service.

Short’s Funeral ChapelWe Believe that Every Life is Worthy of a Celebration

1225 E. 6th Street • Moscow, ID(208) 882-4534

www.shortsfuneralchapel.net

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 014

develops technologies aimed at keeping older people active.

“For many, our homes will not be just a place to age, it will also be house arrest,” said Coughlin.

Older drivers who are healthy aren’t necessarily any less safe than younger drivers. But many older drivers are likely to have age-related medical conditions

that can affect their driving.A 40-year-old needs 20 times

more light to see at night to see than a 20-year-old, Coughlin said. Older drivers generally are less able to judge speed and dis-tances, their reflexes are slower, they may be more easily con-fused and they’re less flexible, which affects their ability to turn so that they can look to the side or behind them.

Fatal crash rates for older drivers compared with other age groups begin to increase start-ing at about age 75, according

to the Insurance Institute for Highway Safety. Drivers over age 85 have a worse fatality rate than teenagers and drivers in their early 20s.

The main reason is that older drivers are more frail and less likely to survive an accident or recover from injuries, accord-ing to the institute. Older driv-ers primarily kill themselves in crashes, with these accounting for 61 percent of deaths in acci-dents involving drivers 70 and older. Sixteen percent of the deaths were their passengers.

Many older drivers compen-sate for the erosion of their driv-ing abilities by changing their driving habits.

“I’m never in a rush,” said Grace M. Sanders, 87, a retired secretary in Atlanta. She takes care to map out a route in her mind before she leaves the house. She avoids driving near construction sites. If it’s raining, she stays home.

But even though she could take the bus, it’s important to Sanders that she keep her car.

New technologies, some of them borrowed from the mili-tary and commercial aviation, may help older drivers stay behind the wheel longer, and more safely. Crash warning sys-tems using sensors embedded in the car can alert drivers to an impending accident. They can even override the driver and apply the brake. Similar tech-nology can parallel park the car. Night vision systems can help with one of the most frustrating problems for older drivers.

Not every remedy involves new technology. Sometimes it’s

just a matter of making dials larger so they’re easier for driv-ers to find. A strap can be added to hold onto when getting in and out of a car. An extended mirror can help drivers avoid turning around as much.

Better designed roads may also help. For example, traf-fic “roundabouts” that gently ease drivers into turn circles with no traffic lights could help reduce left turn-related crashes, which make up a disproportion-ate share of the accidents that kill older drivers.

What’s not being addressed is how to keep older Americans mobile after they lose their driving skills, said University of Arizona professor Sandra Rosenbloom, an authority on the transportation implications of trends such as an aging population.

Public transportation isn’t a

realistic option for most people who have lost the ability to drive, Rosenbloom said. By the time that happens, the physical and mental conditions that made driving untenable are also likely preclude hiking to a bus stop, especially if there’s no bench. The act of getting on and off a bus can be prohibitive. Many older people — especially those over 80 — also worry about los-ing their balance on a bus and fear being victimized.

Marcia Savarese, 73, began driving when she was 16. In 2008, she suffered a stroke and didn’t drive for a year. Instead, she depended on friends, expen-sive taxis and delivery services.

Now, she’s back on the road despite a loss of some of her peripheral vision. To compen-sate, she said she’s trained her-self to turn around to look more than before. She rarely drives at night, and she stays off the interstate. She does much of her grocery shopping and other errands early in the morning when parking lots are nearly empty. Rarely does she drive more than a few miles from home.

“I feel it is safer for other people if I stay right in the local area that I know,” said Savarese, a widow and retired estate jew-elry dealer in Vienna, Va. She didn’t want to move from her neighborhood, where she has lived for the past 40 years.

“I’m more comfortable here,” she said. “My friends are here, my doctors are here, everything is here.”

PASADENAFrom page 13

Associated Press

Harriet Butler, 99 (left) and her daughter Mar-cia Savarese, 73, are photographed at their

home in Vienna, Va.

Your mobility solutionSilver Star Lifts

THE OWL

•Drive off platform•350 lb. capacity•3 year warranty

“Caring about your

comfort”(208) 743-7766312 St. John’s Way, Lewiston, IDMonday - Friday 8:30am-5:30pmNow Open Saturdays 9:00am-5:00pmFax (208) 746-9937robertlane@cableone.netowlhomemedical@cableone.net

Call

Robert Lane

Certified Installer

Today!

28

82

23

LF

_1

0 Vassar-Rawls Funeral Home & Crematory920 21st Ave. Lewiston • 208-743-6541 or 800-584-8812

www.vassar-rawls.com

Prepayment guarantees the cost of services and merchandise at today’s price.

• Ensures your wishes are metPre-plan in your home, our office, by phone or online

••

Thinking of Pre-planning Your Funeral or Cremation

2 8 8 7 5 4 L F - 1 0

www.eaglehealthcare.net

Your Family is Our FamilyJust ask our residents and

their families

“I enjoy the food and

the activities. ”

~Minnie (Resident)

1014 Burrell Ave • Lewiston, ID (208) 743-4558 • Fax: (208) 746-7657

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 15

By Manya a. Brachearof the ChiCago tribune

CHICAGO — Inside her hospice room, Fern Kravets has spent her finals days preparing others for her passage from life to death.

Diagnosed with ovarian can-cer more than a year ago, she struggled with the reality that her life was slipping away. But she forged ahead with treatment, all the while continuing to check chores off her list.

Earlier this fall, in the chapel of Midwest Palliative & Hospice CareCenter, Kravets checked one last overdue chore off her list. Surrounded by family, friends and rabbis, she celebrated her bat mitzvah, the Jewish rite of passage that traditionally marks the transition from youth to adulthood.

“This is so much more than I dreamed it could be,” said Kravets, 67, after the brief cer-emony in September. “... The feeling I have in my soul, the

warmth, security, love, spirit that God is with all of us and will always be with all of us and keep us always together.”

“Always together,” she repeat-ed under her breath.

Kravets, the first woman to celebrate a bat mitzvah at the Midwest CareCenter, has taught patients, staff, friends and family that life’s every moment is pre-cious and there can be joy, even in pain, especially when family is near.

On Nov. 9, more than two

months after the ceremony, her family gathered around her bed-side, listening carefully to each fading breath, fearing it would be her last.

Rites of passage have always been Kravets’ specialty. As a middle school guidance coun-selor, she equipped teenagers for the transition to high school. As a mother, she taught her four children values of hard work, compassion and generosity that

hospice patient’s rite of passage inspires others

MCT

This undated photo provided by family shows Fern Kravets, a dying woman who spent her last

months studying for her bat mitzvah.

See INSPIRES, Page 16

Your Friendly NeighborhoodRetirement Community

(509) 758-5260

2 Bedroom Apartment Available Now!

Call Peggy

Drop by

for lunch and

a tour!

1215 Evergreen Court, Clarkston, WA www.evergreenestatesclarkston.com

28

85

70

LF

_1

0

• Housekeeping/Linen Services• Beauty/Barber Shop on site• Restaurant Style Dining and 3 Daily Meals• Full Social, Recreational & Fitness Calendar• Free Laundry Facilities • Cable TV included •Media Room

• Encompassed by the Tri-State Medical Campus and Hospital

• State of the Art Emergency Call System

Enjoy Your

Retirement

Locally owned and operated since 1989.

325 Main St, Lewiston • 746-7400 • www.cbtvalley.com

Call me about any listing

Pamela Trees(208) 790-2258

ptrees@cableone.netNO ONE SAYS “SOLD!” MORE OFTEN!$133,900 REALLY NICE ONE-LEVEL

CONDO. 3 bdrms, 1.75 ba, lots of storage, one car garage with auto opener, skylights, shaded patio. Condo fees $110/mo (covers w/s/g & lawn care). 1128 Burrell Ave #2, Lewiston

www.cbtvalley.com/116874NEW

PRICE!

2887

74LF

-10

2889

48LF

-10

Interlink Volunteers - Faith in ActionYou are invited to our 27th Annual

Musical Festival of SharingSunday, Dec. 12, 2010 - 1:30PM

First Christian Church, 840 10th Street ClarkstonRefreshments following the music

A free will offering will be taken to support our ministry.Thank you. God bless you.

Ray Rosch, Exec. Dir. 509-751-9143817A 6th Street, Clarkston, WA 99403-2002

interlink@clearwire.net

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 016

would lead to success.As a grandmother, she helped

her grandchildren prepare for their b’nai mitzvot, learning Hebrew and studying portions of the Torah that corresponded with their 13th birthdays.

Watching her grandson tackle a second language while grap-pling with autism inspired her to prepare for her own bat mitzvah — a ritual most Jewish girls of her generation didn’t celebrate.

“Women were never empow-ered around their Jewish educa-tion (when Kravets was grow-ing up,) although Judaism was always very important to Fern,” said Rabbi Wendi Geffen, one of Kravets’ teachers.

Raised as a Reform Jew, her parents attended North Shore Congregation Israel. Her father, Herbert K. Nelson, a savvy businessman and powerful law-yer, battled heart problems and stomach ailments most of his life and died at age 51. His suc-cess amid suffering taught her

the importance of overcoming adversity.

“She hated the word can’t,” said her son Howard Kravets, 39.

But since beginning her bat mitzvah preparation in the fall of 2008, there have been plen-ty of opportunities to find an excuse.

In June 2009, she was diag-nosed with ovarian cancer. In November of that year, her mother died. In the spring, during a Passover seder at her daughter’s home in Las Vegas, her husband, Robert, suffered a heart attack. By the time they returned home a month later, her disease had advanced.

In early September, doctors advised her to seek hospice care. She pleaded for surgery, despite cautions that it would not cure her, much less alleviate her pain.

“She loves life and doesn’t want to be away from it for one day, for one minute,” said her daughter Lisa Columbus, 43.

Jewish tradition teaches peo-ple never to give up on life. “If you’re killing your soul and maintaining your body, you’re not upholding life,” Geffen said.

Kravets transferred to hospice two weeks after the surgery with doctors predicting she only had

a few days to live.Just when all hopes of cel-

ebrating her bat mitzvah were dashed, Kravets decided to nur-ture her soul and celebrate there. Though Geffen wanted to do it immediately, Kravets risked waiting a few more days for everyone in the family to get there.

She based her message on the unlikely inspiration Moses received from his father-in-law Jethro in the Hebrew Bible.

“Even grandchildren can be sources of inspiration,” Kravets wrote. ... And now I can truly say, ‘L’dor va dor,’ from genera-tion to generation.”

The moment overwhelmed many in the room. “To watch her accomplish this as her last piece of unfinished business was an inspiration for every-body,” her son Michael Kravets, 37, said.

Brenda Clarke, 44, said she was happy to see her mother doing something for herself after doing so much for others, but also giving the family one more gift.

“(Judaism) has always been a part of her and she’d passed it on to us,” Clarke said. “She was saying it’s there for you if you need it.”

Fern Kravets died Nov. 13.

INSPIRESFrom page 15

“Even grandchildren can be sources of inspiration. And now I can truly say, ‘L’dor va dor,’ from generation to generation.” — Fern Kravets

ChristmasSnow falls slowly through the day, coveringevery tree and bush, night falls, the moonshines on shadows, roads and lanes.Shoppers rush seeking gifts, there’s cards to write, cookiesand candies to do, to make Christmas bright.Planning parties and dinners, and who should they invite?All of the rushing to get it done causes sleepless nights.Don’t be stressed, recall the reason we celebrate this special day.Many years ago a child was born in a land so far away,God sent his only son to lead us in his way.In a lowly stable Mary gave birth to Jesus, the Savior of the Earth.So, rejoice! This Christmas, celebrate his noble birth.

— Eva Herring, 80, Lewiston

REAdER PoEtRy

We offer a helping hand in the comfort of your own home.We offer a helping hand in the comfort of your own home.Daily Living

Assistance Including:

Meal Preparation Housekeeping Bathing & Dressing Transportation Medication Reminder Companionship Trained, Reliable Caregivers Homemaker/ Respite Provider RN Oversight 24 Hour Care

Serving all the surroundingcommunities since 1988.

Bonded, Licensed & Insured in ID & WA

Moscow208-883-1114

Lewiston208-743-1818

Grangeville208-983-5275

Toll Free800-597-6620

www.seubertsqualityhomecare.com

288747LF-10

Ask me aboutreverse

mortgages!

Has your retirement fund suff ered? I can help.Tim Clelland The Valley’s Reverse

Mortgage Specialist

Use the equity from your home for anything you need – Fix up your home, retire debt, increase monthly cash fl owNo payments, no credit requirements

Any existing mortgage is paid off /eliminatedInsured by FHA and guaranteed by HUDMinimum age 62 for each homeowner

LIC# ID9273 NMLS# 98248United Mortgage

Corporation of America208-790-3225

2890

94LF

-10

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 17

reader poetryChristmas CheerChristmas is here a time to cheerA time to thank God that Christ was bornLet the angels sound their hornsWhen Christ came to EarthThere is reason he cameThat is why we have the Christmas seasonTo celebrate his special birth God loves the Earth so much and all of usThat he gave us his only son, ChristThank you God for the giftof your love!Celebrate with joy

— Yvonne Carrie, Lewiston

trying to Get BreakfastCreeping around on the kitchen floorTrying to get breakfastFrom the sink to the stove to the cupboard doorBack and forth and then some moreTrying to get breakfast

Can’t see too well this time of dayTrying to get breakfastSo many things get in the wayI sometimes think it does not payTrying to get breakfast

The cat lets out a plaintive wailWhenever I step on its tailI try to miss but to no availTrying to get breakfast

The coffee is weak and the toast is burnedThis leaves us both somewhat concernedHaving to get breakfast

A spider right outside the doorBuilt his web just the night beforeIf we tear it down he surely will be soreHe is trying to get breakfast

— Laura Stilson, Lewiston

November VoicesSon, you might steer a man in spaceOr maybe smooth a wrinkled face,Successfully patch a beating heart,Learn to take a gene apart.

Big deal!I mean, that’s all very fine.

We’ve advised you of the other cheekThat’ll gain you entry with the meek.Dear boy, always opt for peace and love.Let those others push and shove.

Get real!I mean, that’s your way, not mine.

I’ll do better on the offense;Winners know that makes more sense.Grab and gather without remorse;Nowadays that’s the only course.

It’s statesmen you’ll find me among,Charming morons with my tongue.So stand aside or hold my coat.All I want is your stupid vote.

— Dan J. Williams, Lewiston

G o l d e N t i m e s prints original poetry from seniors on a space-available basis. Please include your age, address and phone number (address and

phone will not be published).Send poetry to:Golden Times

l Lewiston Tribune l PO Box 957

Lewiston ID 83501 l (208) 848-2243

Looking for coverage for you or your family? New individual and family plans.

Advisor Central 1109 6th Street, Clarkston, WA

758-2602 or 800-428-1371

Shelley Bradley

Authorized Agent for

I am a specialist in finding the right fit.

28

82

12

LF

_1

0

CLARKSTON DENTURIST CLINIC

758-78051346 12th St. • ClarkstonState Licensed Denturist on Duty

Eldred D. Olson L.D. - 47 Years Experience

FOR ALL YOUR DENTURE NEEDS

• The best of material & workmanship• Ask about our Guarantee• Lots of free parking - wheel chair ramp

Eldred D. Olson L.D.&

Clinton J. Olson L.D.289095LF-10

L E W I S T O N T R I B U N E M O N D A Y, D E C E M B E R 6 , 2 0 1 018

An Expression of JoyA work of excellence well written Is worth reading time and againChoosing words that edifySpeaking the truth, no room for liesThe choice is ours what we shall beThere’s beauty in simplicityLook to the day when all language is pureWhen lasting values forever endureI wish to conclude with one last noteThe words of Shakespeare I shall quote“My words express my purpose”A worthy goal for all of us.

— Rebecca Whited, Lewiston

Santa, Rudolph or JesusWe see the bright lights so prettytelling us Christmas is nearAs we shop the stores of our citieswe can see lives filled with cheer.

We see young lovers laughingholding each other’s hands,there’s happiness in their glancesas they shop for wedding bands.

Then we see mommies and daddieswith all their children in tow,buying gifts to come from Santawondering if they’ll really know.

Here and there we see some parentsenjoying a moment alone,they’ll treasure a moment togetherknowing children are safe at home.

As we search the streets of our citiesnot much of Jesus is foundin spite of the reason for Christmas,the image of Santa abounds.

We track the progress of Santawith reindeer pulling his sleigh.Why, we’re more excited about Rudolphthan we are for Jesus today.

Santa’s gifts are bought by man,bought to make our Christmas bright,but Jesus bought the most precious gift,the gift of eternal life.

If both Jesus and Santa are comingread the headlines of our news,if they both come on Christmas dayI wonder which one we’d choose.

— Les Taylor, Clarkston

Home for ChristmasChristmas comes,

Christmas goesSometime’s there’s mud,

sometimes snow.Christmas past with

children small,Christmas now, no kids

at all.Life keeps changing

all the time,Without reason,

without rhyme.Presents piled beneath

the tree,Children’s eyes filled

with glee.There are just a few

this year;The others mailed with

a sigh and tear.“I’ll be home,” the

crooners say,But not this time,

too far away.“Home for Christmas,”

though far apart,Home for Christmas, “in

my heart.”— Janet Azbill, Lewiston

Complete and compelling. All the news

you need.

www.crcasino.com4 miles east of Lewiston, Highway 95/12

for information call 208.746.0723

NOV 1 - DEC 18Drawing December 18th

See customer service desk for details

2882

27LF

-10

2 8 8 2 6 8 L F - 1 0

Memorial MonumentsWe take your photographs and artwork to

create your unique personalized design or you may choose from our many designs.

Full Service Delivery & Installation

2 8 9 7 8 2 L F _ 1 0

www.pcslaser.comMonuments

starting as low as$250

Locally Owned and Operated

(208) 746-1033125 Down River Rd, Lewiston, ID

M O N D A Y, D E C E M B E R 6 , 2 0 1 0 l E w i s t O N t R i B u N E 19

Solution

december GOLdeN TImeS crOSSWOrdCLUES ACROSS

1. Curved supporting structure5. Cleaning agent9. A stout sword14. Many serums15. Modern Tell Mardikh16. Roman god of the underworld17. Maple genus18. Scottish kinship group19. Superior of an abbey of monks20. Baywatch star23. Bookworm24. Autonomic nervous system25. Chief Ouray’s tribe26. Famous hat brand31. Tossed, cobb and tuna35. Red + yellow36. Freshwater duck genus37. One who speaks Baltic38. Removes furniture varnish41. Filches43. Shockingly evil or cruel45. Mimic46. Fixed in one’s purpose47. A Sioux51. Bedroom bureau56. White person, Hawaiian slang57. A disdainful grimace58. A Spanish river59. Regions60. Sparks61. Close by62. Herons, archaic

63. Let it stand (Latin)64. Torn ticket receipt

CLUES DOWN

1. As fast as can be done, (abbr.)2. Go over3. _____ de la creme4. Hurried5. Lines that intersect a curve6. Pumpkin-shaped7. ____ Ladd, actor8. They love to eat bamboo9. Less thick or dense10. Vestment11. Swollen lymph node12. British School13. Decay21. Give praise to22. Prefix meaning “within”27. Japanese sock28. Clothing closing mechanism29. Stare at30. Fish entrapers31. Fabric belt32. Stake for new cards33. = to 100 tetri34. 7th Hindu month39. Have ownership of40. Hard fat bird cakes41. Least dense42. Wood hen44. Leaf pores45. Advance evidence for48. US Olympic athlete Jesse49. 10th Hebrew month50. Chilean pianist Claudio51. Int’l. relief organi-

zation52. One who cultivateswith a tool53. Ardour54. Garrison55. Fruit of the service tree56. Expresses surprise

Care Connection Home Care, LLCy Personal Care Services y Homemaker Services y

y Meal Preparation y Companion Care yy Medication Assistance y Shopping y

Call us if you or someone you know needs our help, Free In-Home Assessment.

We accept Private Pay, Idaho Medicaid, Long-Term Care Insurance and Veterans Benefits. A locally Owned and Operated Family Business since 1997. Licensed in ID & WA., Bonded & Insured

Moscow 892-3774 y Orofino 476-7600 y Grangeville 983-3830 y Lewiston 746-3017 y Kamiah 935-7797 y email: careconnection@lewiston.com

Mike & LindaWeiss,OWNERS/MANAGERS

Quality Care with a personal touch 2 to 24 hours a day,

365 days a year.Call the office nearest you.

2665

64E

C-1

0

l e w i s t o n t r i b u n e M o n D A Y, D e C e M b e r 6 , 2 0 1 020

By DAVE CARPENTEROf the AssOciAted Press

Buried in debt and struggling to pay her monthly bills, Robin Miles resisted a reverse mortgage as a possible way out of those problems.

It would cost a lot, she knew. It sounded gimmicky. And she wor-ried about taking a big risk at an age when you can’t afford a mistake.

Reverse mortgages — loans that allow borrowers age 62 or older to convert home equity into cash — unquestionably are expensive. AARP says costs can commonly total 10 percent of the home’s value. Yet Miles’ other fears have proven unfounded so far, and taking a reverse mort-gage gave her the financial breathing room she needed.

Reverse mortgages are most often used by seniors who want to stay in their house for the rest of their lives. Generally, the loans shouldn’t be their first option. Downsizing, moving to a more appropriate living situation or tapping any other assets first often makes more sense.

Still, some recent changes have widened their appeal. They include lower upfront fees and a new reverse mortgage that’s insured by the government.

Such changes mean that now reverse mortgages can make sense to address shorter-term

considerations — either for add-ing retirement income or for get-ting cash out of a home if it’s hard to find a buyer. An impor-tant plus for seniors is that the payments they receive are not taxable and don’t affect Social Security or Medicare benefits.

“This is a loan where you real-ly need to be careful to under-stand what your options might be,” says Barbara Stucki, vice president for home equity ini-tiatives at the National Council on Aging, a nonprofit advocacy group. But in the right circum-stances, she says, “it can provide more flexibility.”

Here’s a closer look at reverse mortgages and how they’ve changed.

Reverse mortgages work like regular mortgages, only in reverse. Instead of the home-owner paying the bank every month, the bank pays the hom-eowner. This can be in some combination of a monthly check, access to a line of credit, or a lump sum.

The amount a borrower can seek depends on several factors, including the home’s value, cur-rent interest rates and the age of the borrower. The older the owner, the higher the amount. If the home is owned by more than one person, the age of the youngest person determines the amount. A couple in their mid-

60s who own a $250,000 home, for example, might be able to get $130,000 or more from a lump-sum reverse mortgage, accord-ing to AARP.

Reverse mortgages are repaid from the sale of the home. And the amount becomes due, in full with interest, when the borrower moves, dies or fails to pay property

taxes or homeowners insurance.Borrowers often were warned

in the past to be cautious about these loans because of the poten-tial for scams. The possibility of abuse has receded because there are virtually no private offerings any more. The Federal Housing Administration is behind today’s loans. The FHA doesn’t make

loans itself but insures lend-ers against any losses on loans called Home Equity Conversion Mortgages, known as HECMs.

AARP: /www.aarp.org/money / c red i t - l oans -deb t /reverse_mortgages/

National Council on Aging: www.ncoa.org/independence-dignity/home-equity.html

Changes make reverse mortgages cheaper, shorter

*1st April 2003 through 31st December 2009.IMPORTANT INFORMATIONIndications: Total Knee replacement is indicated for joint disease resulting from degenerative, rheumatoid and post-traumatic arthritis and for moderate deformity.Contra-Indications: It is not indicated for those with infection, compromised bone stock, skeletal immaturity, and severe instability of the knee, mental or neuromuscular disease.Common Side Effects from Knee Replacement Surgery: Like any surgery, knee replacement surgery has risks which include, but are not limited to, infection, nerve damage, blood clots, reaction to anesthesia, heart attack, blood loss, stroke, and pneumonia. Implant related risk which may lead to a revision of the knee implant include wear of the implant, reaction to particle debris in the joint, dislocation, fracture, loosening and metal sensitivity.The information presented is for educational purposes only. Speak to your doctor to decide if joint replacement surgery is right for you. Individual results vary and not all patients will receive the same post-operative activity level. The lifetime of a joint replacement is not infinite and varies with each individual. Your doctor will help counsel you about how to best maintain your activities in order to potentially prolong the lifetime of the device. Such strategies include not engaging in high-impact activities, such as running, as well as maintaining a healthy weight. Copyright © 2010 Stryker.

Stryker Corporation or its divisions or other corporate affiliated entities own, use or have applied for the following trademarks or service marks: Stryker, Triathlon. All other trademarks are trademarks of their respective owners or holders.

www.aboutstryker.com

Got Knee Pain? Triathlon® Knee Replacement

Better Results in Knee Replacement*

Monday - Friday 8:30 - 5:30

www.rickwoodsinsurance.com

1053 21ST Street, LewistonRick Woods Insurance

Across from Lewiston Albertsons

288534LF-10

• We have plans starting as low as $43 per month

• Go with who knows this business.

• Lower price vs. higher price explained in simple language.

OVER AGE 65HEALTH PLANS WITH RX

Call to make an appointment

208-746-7046