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Wilmington Senior Center901 N. Market Street

Wilmington, DE 19802302) 651-3400

www.wilmingtonseniorcenter.orgnfo@wilmingtonseniorcenter.org

RETURN SERVICE REQUESTED

Non-Profit OrganizationU.S. PostagePAIDWilmington, DEPermit No. 430

WILMINGTON SENIOR CENTERCITY STYLES THRIFT SHOP

1900 Tatnall Street

Open Monday-Friday, 9:00-1:00Proceeds from the Village Thrift Shop

benefit programs and services for seniors.

Bring your donations to the Thrift Shop orcall 651-3400 to arrange pickup of donations

and to volunteer.

A Community for Life!

March 2014 Happenings

LIKE US ON FACEBOOK!

INSIDE:Read about:

Financial Assistance Programfor People on Medicare

How to pay off credit card debt

When brothers and sisters are caregivers

Changes in Social Security Services

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MONTHLY ACTIVITIES March, 2014Mon Tue Wed Th

3

9:00 AARP Tax Assistance*

4

9:00 Quilting

10:00 Financial Assistance

with Medicare Presentation*

11:30 GRC Support Group

1:00 Bingo

3:00 Red Hat Society

5

9:30 Strength Building

10:30 Wii Bowling

1:00 In-Place Walking

6

10:45 Bible Stu

1:00 Bingo

10

8:45 Defensive Driving Basic

Course*

9:00 AARP Tax Assistance*

9:00 Commodity Food Delivery

9:30 Strength Building

10:00 Shuffleboard Contest*

10:30 Wii Bowling

1:30 Line Dancing Class

11

9:00 Quilting

9:30 Cowtown*

11:30 GRC Support

Group

1:00 Bingo

12

9:30 Strength Building

10:00 Council Meeting

10:30 Wii Bowling

11:00 Members Meeting

1:00 In-Place Walking

13

10:45 Bible Stu

1:00 Bingo

1:30 Caregiver

Group*

179:00 AARP Tax Assistance*

189:00 Quilting

11:30 GRC Support Group

1:00 Bingo

4:00 Board of Directors

meeting

5:30 GRC-LINKS Program

199:30 Cracker Barrel Breakfast*

9:30 Strength Building

10:30 Wii Bowling

1:00 In-Place Walking

20FIRST DAY OF

WEAR A SPR

10:45 Bible Stu

1:00 Bingo

24

9:00 AARP Tax Assistance*

25

9:00 Quilting

11:30 GRC Support Group

1:00 Bingo

26

9:30 Strength Building

10:30 Wii Bowling

11:15 Birthday Party

1:00 In-Place Walking

27

10:45 Bible Stu

1:00 Bingo

319:00 Council Trip to Harrington*

(SOLD OUT)9:00 AARP Tax Assistance*

* See more information

about presentations,

trips and activities on

the following pages.

Daily:

Word Puzzles

Dominos and

Exercise and

Rooms open.

located in Exe

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ACTIVITIESNG

LE

WSC: Experts at Living WGretchen Broadwater, Activities Coordinator (651-34

ACTIVITIES & PRESENTATIONS

3,10,17,24,31 AARP Tax Assistance, 9:004 Financial Assistance for people with Medicare

Presentation, 10:00. Learn how to save moneypaying for Medicare Part A & B premiums an dprescription drugs. Presented by ELDERinfo.

10 Defensive Driving Basic Course, 8:45-3:30. Costis $15.00 for AARP Members (bring your card)and $20.00 for Non-Members. Fee to be paid bycheck or money order and payable to AARP. Besure to bring your drivers license to class.Participants must attend the entire class in orderto receive a certificate.

13 Caregiver Support Group, 1:30-3:00. facilitatedby Delaware Hospice

________________________________________________________________________________

TRIPS10 Shuffleboard Contest, 10:00, New Castle Senior

Center11 Cowtown, 9:30-1:15. Cost is 4.00 for

transportation. Lunch is on your own.19 Cracker Barrel Breakfast, 9:30-noon. Cost is

$4.00 for transportation. Breakfast is on yourown. There will be time to browse in the store.

31 Council Trip to Harrington. Trip is sold out.Parking is available by special permission in thelot directly across Market Street (formerly UrbanBike) and along 19th Street. Parking passes willbe distributed. No cars may park in the Centers

lot due to AARP tax assistance on that day.________________________________________________________________________________

SNEAK PEEK

AprilEaster Basket Raffle this month!7 Last day for AARP Tax Assistance9 Council & Members Meeting12 Run for the Ages14 Buffet at Shady Maple18 Good Friday - WSC closes at 1:00

May

3 Dover Trip (Biggs Museum, Bylers, Willeys)12 Defensive Driving Refresher Class14 Council & Members Meeting15 Dancing in the Park event21 Columbus, NJ Flea Market29 Health Fair at PAL Center, Garfield Park

September15-18 VERMONT - A detailed flyer can be found

in this newsletter. If you have any questions,please contact Gretchen at 651-3424.

IMPORTANT NOTICE:

Please sign up and pay for trips/events by thedesignated deadline. Your bus seat is guaranteonly when the fee is paid.

If the minimum number of participants is not me

by the deadline the trip/event will be cancelled apayment will be returned. A late fee will beimposed on those not meeting the deadline dateproviding the trip/event has a sufficient numberregistered.

Current WSC members are placed first on theCenters 16 passenger bus for day trips. Non-members may attend a day trip if there are unpaseats after the trips deadline.

Please bring small bills to pay for trips and luncsince the receptionists cannot make change forlarge bills.

Remember to make suggestions for activities!

LUNCH ORDERSAll requests for lunch must be madeno later than 1:00 the previous day.We cannot assume that you will behere for lunch on any given day. Once a lunch i

ordered you are responsible for its payment. If yneed to cancel after the lunch has been order, cimmediately. We will then know the meal isavailable in case someone else wants to purchait. If the meal is sold you do not have to pay for However, if the meal is unsold you need to remthe $2.00 asap. If the meal is not paid for beforethe money is submitted to City Fare, you will beresponsible for the full cost of the meal which is$4.50. Unsold meals are billed to the Center onmonthly basis at the $4.50 price.

Thank you.______________________________________

Daylight Saving Time begins on SundMarch 9, 2014.

Remember to set yourclocks ahead one hour.

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MARCH BIRTHDAYS

1 Mildred Redmond3 Joan Cole, Blanche Tucker4 Gretchen Broadwater, Odilia Duszak5 Dana Price6 Linda Day, Elsie Robertson7 Jenine Johnson, Sue Ruff

11 Raymond Maas, Mary Pressey13 Carolyn Grinnell16 Harry Congo17 John Singleton18 Ray Colson, Mamie Mason22 Frances Hunt, Maria Washington, Charles

Williams23 Ronald Atkins26 Vivian Brown, Marjorie Johnson, Phillip

Johnson

MARCH BIRTHDAY INVITATIONIf your birthday is this month, please join us at themonthly birthday celebration on March 26 at 11:15a.m.-2:00. Lunch is free for members who arecelebrating their birthdays this month.

Please call to make a reservation at 651-3400 byWednesday, March 19 so we can be sure to haveenough meals.

You must call because you wont beautomatically included in our lunch count.

--------------------------------------------------------------------

WELCOME TO OUR NEW MEMBER...Martha Devlin

NOTES:ACTIVITIES COORDINATORS HOURS

Please pay for trips duringthe following hours only:

Tuesday, Wednesday, Thursday and Friday10:00-noon and 1:00-2:00

------------------------------------------------------------------VOLUNTEER INFORMATION

If you are interested in volunteering with us atWilmington Senior Center, you must complete a

volunteer application and register for theorientation. The March Orientation will be on th

12th at 10:00 a.m. and 5:30 p.m. Please contact WSC at 651-3400 or inquire at the reception des

------------------------------------------------------------------NOTE ABOUT CARES AND CONCERNS

To notify Wilmington Senior Center of memberswho are ill or hospitalized, please contact IrminaHudson at 655-2528.------------------------------------------------------------------

OPPORTUNITIES FROM AARPAARP Tax Assistance. Volunteers willbe here Mondays, March 3 through April 7, to helseniors with taxes.

Defensive Driving Courses for 2014 will be:March 10May 12September 8November 10

------------------------------------------------------------------

CONGRATULATIONS! to Ralph Headley forwinning a gold medal and two silver medals the Special Olympics held February 9.

WAY TO GO RALPH!

1st Choice ChiropracticAARP

Arthur Hall InsuranceMarie Dash

Delmarva Power

Gannett FoundationGreat Dames, Inc.Sharon KaplanThe Links, Inc.

Lyons Companies

M. Catherine McCloskeyShandra RileySharon RosenServiceMark

Nancy Threlfall

TF Knox PhotographyConnie ToschlogDebbie Vai

Wheeler, Wolfenden & DwaresWilmington Chapter of Links

THANK YOU TO OUR RECENT DONORS

SENIOR CENTER BUDGET: Did you knowit costs more than $3,000 each month during the winter

to keep the heat and lights on?

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Two Ways to Pay off Credit Card DebtBy LaToya Irby

Paying back your credit card debt isn't as easy as getting into credit card debt. But, it can be done. Witha plan, dedication, and discipline, you can achieve a life free of credit card debt.How Much Can You Pay?The first thing you should do is figure out how much you can afford to pay on your credit card debt. If youhave a monthly budget, use it to figure out how much money you have left over If not, now's a good timeto start one.

Start by adding up all your net monthly income from all sources. Add up all your monthly expenses,including the minimum payments on all your credit cards and loans. Subtract your expenses from yourincome. The number you get is your net income - what you can afford to send to your creditors everymonth. Now that you know how much you can spend paying back your credit cards, the next step is tofigure out the order you want to pay your credit cards.

Two Payback MethodsHere are the two best methods for paying off your credit cards. 1. Highest interest rate first. Paying off the credit card with highest interest rate will save you money

in the long run, especially if the highest interest rate credit card also happens to be the card with thehighest balance.

When the highest interest rate card also has the highest balance, it will take the longest to pay off.It's easy to lose motivation paying off your debt when it takes too long. That's why the "lowestbalance first" method might be a better choice.

2. Lowest balance first. There are immediate tangible benefits to paying off the credit card with thelowest balance first. The first balances are easier and quicker to pay off. When you finally pay off abill, the feeling of accomplishment is motivation to keep you going.

Pick the method you're going to use to pay off your credit cards. Then write your debts down in the ordeyou're going to pay them - either from highest interest rate to lowest interest rate OR from lowest balancto highest balance. Write down the interest rate, balance, minimum payment. Then, allocate youravailable payment to paying off the credit card on the top of the list. You'll send the minimum payment toall your other credit cards. Once you've completely repaid the first credit card, cross it off the list andfocus on the next card on the list. Keep doing this process until all the cards have been paid off.

To get help putting together a plan to pay off your credit card debt, schedule an appointment with a $tanBy Me 50+ financial coach by calling, Kathleen Andersen 651-3401 or Jenna Fenstermacher 651-3427.

http://credit.about.com/od/reducingdebt/qt/payccdebt.htm

Need help with budgeting and saving? Want a free economic checkup?See Kathleen or Jenna of $tand By Me 50+

or call them at 651-3401 or 651-3427.

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CAREGIVERS CORNER

When Genders Collide While CaregivingHow to resolve resentment that siblings' differing roles and reactions can create

by Barry J. Jacobs, PsyD., AARP, January 27, 20

Cultural norms have led us to expect that women and men will play differing roles in many family activities.Often this works out well: Agreed-upon divisions of labor help family members work more cooperatively andefficiently during parenting, household chores and other endeavors. But divisions may emerge along gendlines in caregiving families. Take the question of who becomes a caregiver: With 2 out of every 3 caregivers

female, family caregiving is still largely women's work.Women are more likely to commit to particularly arduous caregiving, including hands-on care that involvesbathing and using the toilet. Men, on the whole, are less apt to get their hands dirty and they feel less guiltabout hiring help than women do.

Women and men often receive varying responses for providing the same level of care. Female caregivers artypically acknowledged as "just doing their duty," whereas men tend to be lauded for engaging in even minorcare activities.

Women and men cope differently with the stress of being a caregiver. Women feel greater sadness andanxiety about caring for a failing loved one, and they are more likely to seek emotional support (by attending caregiver support group, for example). Men go into "Logical Problem-Solver" mode, avoiding their emotions

and spurning support groups.Try these tactics to stay in good humor with your sibs during the family caregiving years:

Boost awareness of the gender roles that exist in your familyWe don't usually talk about our family roles - we're too busy living them - but if sisters or brothers feel they'regetting unfair treatment on the basis of gender, it's crucial to hash out these previously unspokenexpectations. The resulting discussion may give sisters an opening to ask their brothers to contribute moretime, money or support. Or it may give brothers the opportunity they've been seeking to request a larger sayin caregiving decisions.

Don't necessarily defer to the care recipient's gender preferencesAging parents may have fixed beliefs (that a daughter should take them to medical appointments, for

example, while a son fixes the house and pays their bills). If these arrangements don't suit a grown child'savailability, willingness or talents, you'll have to devise an alternative division of the caregiving labors. Thenew setup doesn't require the parent's approval; it must, however, meet that parent's needs.

Replace infighting with teamworkI like to remind caregiving siblings of these three can't-miss ground rules:

1. Everyone must contributein some form or fashion.2. Negotiate continuously with one another to fine-tune the caregiving plan; after all, it must address not

only the parent's changing needs but the caregivers' changing lives. 3. Be flexible;don't let fixed expectations about gender roles keep you from delivering in a superb group

effort.

When their roles complement one another, sisters and brothers can forge bonds that will long outlast theparent they cared for together.

Grandparent Support Group meetsTuesdays from 11:30 a.m.-1:30 p.m.

Caregiver Support Group meetssecond Thursday of the month at 1:30 p.m.-3:00 p.m.

Funding for the Caregiver Resource Center comes fromthe Division of Services for Aging and Adults with Physical Disabilities

as a result of the National Family Caregiver Support Program, Title III-E of the Older Americans Act.

Support for Caregivers...is available from our Caregiver Resource Center call 651-3420 for more information.

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SOCIAL SECURITY INFORMATION

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13TH ANNUAL 55+ EXPOWednesday, April 2, 2014

9:00 a.m. to 4:00 p.m.

Dover Downs Hotel & Casino, Dover, DE

See Gretchen for information.

EASTER SEALSSPRING 2014 EVENTS

61 Corporate Circle, New Castle, DE

MS Awareness Week Open HouseFriday, March 7, 1:00-4:00 p.m.Join Easter Seals as they partner with the DelawareChapter of the National MS Society to help spread thword about multiple sclerosis! Come learn aboutdifferent types of assistive technology that can helpthose with MS manage everyday tasks

Low-Vision Technology DayWednesday, March 19, 3:00-7:00 p.m.Easter Seals is partnering with the Delaware Divisionfor the Visually Impaired to present a low-visiontechnology day. Stop by our Resource Center anytimand learn about different assistive technologies andprograms for those with visual impairments.

5TH Annual Caregiver ConferenceWednesday, April 30, 9:00 a.m.-4:00 p.m.You count! Dont burn out! Morning session will focuson those caring for a child with special needs ordisabilities. Afternoon session will focus on thosecaring for adults with disabilities or seniors with agingconditions.Information: Contact 302-221-2087 or

resources@esdel.org

COLLECTING SPECIAL ITEMS

Recycled eyeglasses and hearing aids for the LionsClub and soda can tabs for Ronald McDonald

House. Please leave them with Gretchen.Thank you.

HEALTH & COMMUNITY INFORMATION

FOOD DISTRIBUTIONAT SHILOH BAPTIST CHURCH

If you or someone you know needs food,please visit Shiloh Baptist Church at215 W. 23rd Street on the second Thursdayof each month at 2:00 p.m. For moreinformation please contact Shiloh BaptistChurch at 655-5315.

DANCE YOUR HEART OUT!

Tuesday, March 20, 4:30-8:00 p.m.

Chase Center on the Riverfront815 Justison Street

Wilmington, DE 19801

Get moving and get healthy. Burn away calories whilelearning simple ways to stay active and fit. Have fundancing and take advantage of free health screenings.

Register: 800-693-2273 orwww.christianacare.org/lectures

WILMINGTON SENIOR CENTERS5TH ANNUAL RUN FOR THE AGES

Wilmington Senior Centers 5th annual Run for the Ages will be held on Saturday, April 12, 2014. The racevents will begin and end at the Wilmington Senior Center, with USATF Certified 5K and 10K coursesgoing through the scenic Brandywine Park. Registration opens at 7:30 a.m., with the race events beginni

as follows: 8:30 a.m. - 10K Run Online registration is available until 4/10/14 at 10:00 a.m. - 5K Run www.runfortheages.org. In person registration is 10:00 a.m. - 5K Walk available at the Wilmington Senior Center and the 10:00 a.m. - 1-mile Senior Stroll Delaware Running Company store in Greenville.

Pre-registration cost is $20.00. Registration on the day of the race is $25. Cost to run both races is $35(one T-shirt).

If youd like additional information, please email us atrace@wilmingtonseniorcenter.org or call us at 302.651.3460.

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