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health insurance & healthy life sttyle

Date post: 19-Aug-2015
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I have a Dream.... ` ` ` ` Dreams will be Shattered In case of Disease Disability Untimely Death 25 25 25 25
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I have a Dream....

`

`

`

`

Dreams will be ShatteredIn case of DiseaseDisabilityUntimely Death

25 25 25 25

Diabetes

Pre-Diabetes

4.8

3.9

6 9.2

77.2

62.4

0.96 1.5 0.12 0.13

Tamil Nadu Maharashtra Jharkhand Chandigarh

80

70

60

50

40

30

20

10

0India

No. OF PEOPLE WITH DIABETES & PRE - DIABETES IN INDIA - 2011

PREVALENCE OF DIABETES AND PRE-DIABETESIN INDIA: ICMR- INDIAB STUDY

(Pre

vale

nce

in M

illio

ns)

77.2 Million Indians are at risk of becoming diabetic soon*

If you suffer from

FREQUENTURINATION

BLURRYVISLON

EXCESSIVE

THIRST

FATIGUE

TINGLING

Lifetime physical ActivityWalk rather than ride

Climb the startsDo yard work

Aerobic ActivityAerobicsJogging

Biking

Active SportsAnd recreationTennisBasketballCanoeing

Exercise forFlexibility

Stretching

Exercise forStrength & MuscularEnduranceWeight TrainingCalligraphics

F- 3 to 7 days week I- StretchingT- 15-60 Sec. 1-3 Sets

F- 2 to 3 days week I- Muscle OverloadT- 8-12 reps, 1-3 Sets

F- InterquentI- LowT- Short

Rest orInactivity

Watching TVReading

Lev

el 4

Lev

el 1

Lev

el 2

Lev

el 3

HEALTH INSURANCE

Health Insurance Premiums Leverage Many Times their Value In Coverage

SmallPremiums

Paid inAdvance

WithMeticulousPlanning

High

Financial

Burden of an

Unexpected

Mishap

` `

it is an uphill battle. But.......

A 30 year old can buy a Rs 5 Lakh cover for just Rs 6,000 per annum

........ Insurance is cheap!

Medical care costs are rising faster than inflation

And there is no respite

Medical Care Cost Cost of Living

......

......

......

......

......

.

......

......

......

......

......

.

...............................

MEMBER PAYS PREMIUM TO

HEALTH INSURER MEMBER GROUP

POOL

$

$

$

$

$

$

$

$

$

$

$

$

COST OF HEALTH CARE SERVICES

MEMBER PAYS

OUT OF POCKET

HEALTH INSURER PAYS FROM THE POOL

$

$

$

$

$

$

$

$

$

$

$

$

DOCTOR HOSPITAL

DUGS X-RYA

` 0.00Severe Financial problemsEaring drops (caregivers) lose jobs/ have to stop working)

Care costs go up as situation worsens. Savings are depleted.

Money may be lost as patient makes bad decisions /gets cheated.

Investments / property may be locked because patient refuses to (or cannot) sell, or other family members don’t agree.

Cost sharing between immediate family is not always possible.

Social status maintenance becomes difficult.

Other responsibilities (like children’s education, other family members health) my also suffer

Basic needs start getting affected

Severe financial problems can create very lense situations, even an abusive environment.

Your Body On Walking

MEMORY: 40 min -utes 3 times a week protects the brain region associated with planning and memory,

Ridiculously simple, astonishingly powerful,

scientifically proven by study after

study: sneaking in a few minutes a day can transform your health, body, and mind,

why are still sitting?

WEIGHT: Adaily 1-hourwalk can cutyour risk of obesity in half.

HEART: 3 to 60 minutes most days of the week drastically lowers your riskof heart disease.

HEALTH:logging 3,500steps a day lowers your risk of diabetes by 29%

MOOD: 30 minutes a day can reduce symp-toms of depres-sion by 36%

BRAIN : just 2 hours of walking a week

can reduce your risk of stroke by 30%

LONGEVITY:75 minutes a

week of brisk

walking can add

almost 2 years

to your

BONES : 4 hours a week can reduce the risk of hip fracturesby up to 43%.


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