Help People and Fill your Pipeline!Help People and Fill your Pipeline!So, you have a buyer, he has a 599. Don’t panic, put him in your pipeline.So, you have a buyer, he has a 599. Don’t panic, put him in your pipeline.

Then your next buyer calls, and they have a 578. Don’t worry, put them in your pipeline!Then your next buyer calls, and they have a 578. Don’t worry, put them in your pipeline!Then your next one calls as a referral from your preferred agent who just showed them a cute house Then your next one calls as a referral from your preferred agent who just showed them a cute house

you she just listed, but they have a 602 score. Don’t Worry! Put them in your pipeline. You may not be you she just listed, but they have a 602 score. Don’t Worry! Put them in your pipeline. You may not be able to help them become your preferred Agent’s next buyer, but you can get their FICO score to 640 able to help them become your preferred Agent’s next buyer, but you can get their FICO score to 640 and send them back to your preferred Agent with a pre-qualification letter in hand and ready to close and send them back to your preferred Agent with a pre-qualification letter in hand and ready to close

once she can find them a home.once she can find them a home. Why? Because what comes out the other end of your pipeline! A 640 FICO Score and we all know Why? Because what comes out the other end of your pipeline! A 640 FICO Score and we all know

what that means!what that means!MORE COMMISSIONS AND MORE REFERRALSMORE COMMISSIONS AND MORE REFERRALS

Broker’s Best Contract Loan Processing’s Broker’s Best Contract Loan Processing’s FICO Improvement Value Added Service is offered exclusively to FICO Improvement Value Added Service is offered exclusively to Mortgage Broker’s and their borrowers to help rebuild your clients Mortgage Broker’s and their borrowers to help rebuild your clients FICO Score and rolls the cost into our loan processing fee. The FICO Score and rolls the cost into our loan processing fee. The

cost can then can be paid at closing as a seller concession. Once cost can then can be paid at closing as a seller concession. Once we have your client’s FICO score at or above 640 we’ll work with we have your client’s FICO score at or above 640 we’ll work with your preferred Agent’s so they can negotiate the right purchase your preferred Agent’s so they can negotiate the right purchase agreement, assist you in creating a Fee Sheet, GFE and TIL, agreement, assist you in creating a Fee Sheet, GFE and TIL, submit your loan package to your lender, clear all conditions, submit your loan package to your lender, clear all conditions,

ordered doc’s, and schedule the closing.ordered doc’s, and schedule the closing.

People are not a number.People are not a number.But they live with three very important numbers and you now have a unique But they live with three very important numbers and you now have a unique opportunity to improve them, while not having to send the to a credit repair opportunity to improve them, while not having to send the to a credit repair service who may or may not accomplish the goal of a 640 FICO Score you service who may or may not accomplish the goal of a 640 FICO Score you

need to get them in to an A Paper Mortgage.need to get them in to an A Paper Mortgage.

Talking to your customer about Talking to your customer about their credit situation:their credit situation:

Offer a solution, offer a target Offer a solution, offer a target mortgage closing date that mortgage closing date that other Loan Officer’s haven’t.other Loan Officer’s haven’t.

We specialize in FICO We specialize in FICO Improvement to 640.Improvement to 640.

Include your clients FICO Include your clients FICO Improvement Service as part of Improvement Service as part of mortgage transaction and pass mortgage transaction and pass the cost of credit repair on to the cost of credit repair on to the seller at closing. the seller at closing.

75% of your clients you have 75% of your clients you have rejected in the past, due to rejected in the past, due to FICO scores can see their FICO scores can see their score increase to 640 in 90 score increase to 640 in 90 days or less.days or less.

Credit scores determine if you can get the loan closed and make the Credit scores determine if you can get the loan closed and make the commissions you deserve! Broker’s Best Contract Loan Processing commissions you deserve! Broker’s Best Contract Loan Processing

can help your accomplish this goal again and again!can help your accomplish this goal again and again!

Cost of bad credit on your clients score, just Cost of bad credit on your clients score, just released from FICO. released from FICO.

Maxed out cards -10 to -30 ptsMaxed out cards -10 to -30 pts30 day late payment -60 to -80 pts30 day late payment -60 to -80 pts

Debt Settlement -45 to -65 ptsDebt Settlement -45 to -65 ptsForeclosure -80 to -105 ptsForeclosure -80 to -105 ptsBankruptcy -130 to -150 ptsBankruptcy -130 to -150 pts

We work with you clients to dispute any We work with you clients to dispute any discrepancies on their credit reportdiscrepancies on their credit report

But: credit repair alone doesn’t work.But: credit repair alone doesn’t work.It is only 30% of the total scoreIt is only 30% of the total score..

30% Credit Score35% Ratios/DTI10% Job Stability10% Assets15% Property

30% of score = credit accounts 30% of score = credit accounts Broker’s Best Contract Loan Processing has Broker’s Best Contract Loan Processing has a credit program where your client’s can get a credit program where your client’s can get

up a new credit line up to $5000 to help up a new credit line up to $5000 to help boost their credit score!boost their credit score!

We work with your clients to help them We work with your clients to help them understand how reducing their credit understand how reducing their credit

balances or getting their credit limits raised balances or getting their credit limits raised increases their credit scoreincreases their credit score

Questions Most Clients Ask:Questions Most Clients Ask:How much does it cost?How much does it cost?

$300 enrollment fee that is $300 enrollment fee that is credited backcredited back to your client at to your client at closing on purchase transactions. As opposed to $800 to closing on purchase transactions. As opposed to $800 to a typical credit repair company and no guarantee of a typical credit repair company and no guarantee of resolute. resolute.

How does it work?How does it work?

Broker’s Best Contract Loan Processing audits your client Broker’s Best Contract Loan Processing audits your client credit report and challenges everything that may be credit report and challenges everything that may be negatively affecting their score thru relentless, vigorous negatively affecting their score thru relentless, vigorous legal challenges. We also work with the loan officer and legal challenges. We also work with the loan officer and real estate agent to advise them on how to structure the real estate agent to advise them on how to structure the purchase agreement so you client and pass the expense purchase agreement so you client and pass the expense of credit repair to the seller through seller concessions.of credit repair to the seller through seller concessions.

How long does it take?How long does it take?

Average customer sees 80 to 100 point increases in 3 to 4 Average customer sees 80 to 100 point increases in 3 to 4 months.months.

Why Broker’s Best Contract Loan Why Broker’s Best Contract Loan

Processing?Processing? BBCLP helps loan officer’s increase their loan closings by providing exceptional Loan BBCLP helps loan officer’s increase their loan closings by providing exceptional Loan Processing and FICO Improvement. Processing and FICO Improvement.

BBCLP can provide FICO Improvement and BBCLP can provide FICO Improvement and

passes the cost on to the seller on purchase passes the cost on to the seller on purchase

transactions. Your clients have nothing to transactions. Your clients have nothing to

loss and everything to gain when you use ourloss and everything to gain when you use our

Loan Processing and FICO ImprovementLoan Processing and FICO Improvement

services.services.

We only charge a small up-front fee to offsetWe only charge a small up-front fee to offset

the cost to improve your client FICO Scorethe cost to improve your client FICO Score

and we don’t charge any addition fees untiland we don’t charge any addition fees until

your loan closes.your loan closes.

We have 80 years of combines experienceWe have 80 years of combines experience

servicing the Mortgage Industry.servicing the Mortgage Industry.

Dedicated Customer ServiceDedicated Customer Service

Benefits For You Benefits For You the Loan Officerthe Loan Officer

We review your client’s credit file and help you structure the loan transaction We review your client’s credit file and help you structure the loan transaction to make hard to originate loans close.to make hard to originate loans close.

We have proven techniques to boost your client FICO scores 80 to 100 pts We have proven techniques to boost your client FICO scores 80 to 100 pts

We have the industry’s lowest out of pocket cost.We have the industry’s lowest out of pocket cost.

We can pass the cost of FICO Improvement to the seller on your loan We can pass the cost of FICO Improvement to the seller on your loan transactiontransaction

Loans you had to turn down due to low FICO scores can now be brought Loans you had to turn down due to low FICO scores can now be brought back to life and you don’t have to turn down applications tomorrow.back to life and you don’t have to turn down applications tomorrow.

We keep you in the center of the transaction. No longer do you have to We keep you in the center of the transaction. No longer do you have to refer your client to some unknown credit repair service and hope to hear refer your client to some unknown credit repair service and hope to hear back from our customers in 3 to 6 months.back from our customers in 3 to 6 months.

Why get started with Broker’s Best Why get started with Broker’s Best Contract Loan Processing now? Contract Loan Processing now?

Because you had, have or about to Because you had, have or about to schedule a loan application with the schedule a loan application with the exact the type of borrower we are exact the type of borrower we are

discussing today.discussing today.

So, are you ready to Get So, are you ready to Get Started with Broker’s Best Started with Broker’s Best Contract Loan Processing Contract Loan Processing

today?today?

Contract an Account Representative to get started. Our loan Contract an Account Representative to get started. Our loan processing agreement is non binding and can be terminated processing agreement is non binding and can be terminated at any time; you don’t have any up front cost; but we do need at any time; you don’t have any up front cost; but we do need

to assign you a loan processor and get your information in to assign you a loan processor and get your information in our database and assess who your lender’s are go provide our database and assess who your lender’s are go provide

you the best possible service.you the best possible service.