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There was a peak in break in claims between September 2014- February 2015 with 11.5% of claims being break in claims The festive period A typical break in claim is a perpetrator causing damage to one or more entry points in order to gain access to the property to steal contents The average break in claim value is £2,250 8.4% A property was unoccupied in between tenancies, when a perpetrator broke in by smashing the window on the back door. They stole the boiler and associated pipework, causing severe water damage. The claim covered the following repairs; emergency boarding up, replacement of back door, replacement and installation of boiler system, extensive strip out and drying regiment and plastering of multiple walls Break in The act of forcing entry into a building illegally Attempted break in The attempt and intent to force into a building illegally Definition Overall Break in case study The culprit smashed through the communal main door and attempted to break in through the flat’s front door. The alarm system sounded and the culprit tried to stop the alert by smashing the alarm, failing to succeed, the culprit ran off for main door replacement, emergency boarding and repairs to the alarm Attempted break in case study Break in claims 2014-2019 The total value of the claim was Hamilton Fraser Total Landlord Insurance is a trading name of HFIS plc. HFIS plc is authorised and regulated by the Financial Conduct Authority. #BeWinterReady For more guidance on preparing your property this winter visit hamiltonfraser.co.uk/knowledge/winter-landlord-advice £23,188 The total value of the claim was £4,083.58 34% of all claims during this period were for break in SWAG ££ ! From September 2015, there hasn’t been any attempted break in claims Historically, attempted break-ins are very high in January Claims quickly die down moving into summer, and pick up again from September onwards The average attempted break in claim value is £1,126
