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American families with employer-based health insurance aren't really seeing the benefits from the tepid growth in the country's healthcare spending, according to a new Commonwealth Fund report released Tuesday (PDF). That's because the rate hikes of their monthly premiums continue to outpace growth in salaries and wages, the report said. Employees are also being increasingly directed to high-deductible health plans—and that means more of their disposable income is going toward out-of-pocket medical costs.
