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How To Guide 2012

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Your source for How To make smart choices in many areas of your life... • Money Matters • Health & Wellness • Home Ownership • Lifestyle
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Page 1: How To Guide 2012

Your source forHow Tomake smartchoicesin many areasof your life...

• Money Matters• Health &Wellness• Home Ownership• Lifestyle

Page 2: How To Guide 2012

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Table of ContentsHow To Choose a Catererbrought to you by Buppy’s Catering 3How To Choose a Bankbrought to you by Commerce National Bank 4How To Select Custom Jewelrybrought to you by David Gardner’s Jewelers 7How To Choose the Toy a ChildWill Enjoybrought to you by Jacque’s 8How to Put on a Temporary Eventbrought to you by Brazos County Health Department 9How To Protest Property Taxesbrought to you by Paramount Property Analysis 10How To Project Cash Flow for Businessesbrought to you by Wells Fargo 11How To Choose a Podiatristbrought to you by Diagnostic Foot Specialists 12How To FindWhat You Need Onlinebrought to you by ShopBrazos 14How To Choose a Financial Advisorbrought to you by Wells Fargo Advisors 15How To Tell When Foundation Repair is Neededbrought to you by Brazos Valley Solutions 16How To Care for Diabetic Feetbrought to you by Brazos Valley Foot Care 18How To Choose a Salon, Spa &Massagebrought to you by Celebrity Spa & Salon 19

JimWilson, Publisher

[email protected]

Joanne R. Patranella,

Display Advertising Manager

[email protected]

Jim BobMcKown, Creative Services Manager

[email protected]

Dawn Goodall, Special Projects Coordinator

[email protected]

Billy Mau, Special Projects Editor

[email protected]

Mike Kelley, Cover Artist

Find it onlineThis and many other of The Eagle’s specialsections are available year round online at

www.theeagle.com/specialsections/

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506 SULPHUR SPRINGS • BRYAN | PHONE : 979.779.6417

CHECK OUT OUR MENU ON

www.buppys.com

Buppy’s Catering in Bryan is an award-winning cateringservice recognized for dependability and excellence incatering all over the state of Texas.As a full catering service,we provide any food, any time! Buppy’s Catering strivesfor 100% customer satisfaction, and we are committed todelivering quality food and quality customer service.

We cook.We serve. You get the raves.

Any food. Any time.

Any Event Any Size • Buffet to Plated •We do it ALL!

Selecting a caterer foryour special event is probablythe most important choiceyou will have to make, afterdeciding the where and when.When you meet with thecaterers for an estimate, youshould be prepared to tellthem howmany guests youwill be serving, type of foodand presentation you have inmind. Be receptive to creativeand money-saving ideas thecaterer may suggest.

Interview a few differentcaterers, look over theirmenus, and sample someof their specialties. Forinstance, Buppy’s Cateringoffers tastings so that the foodoptions can be sampled anddecided on in advance.

Popular caterers need tobe reserved several monthsin advance. Most require adeposit to reserve the timeand date. Remember thatservices offered and fees canvary widely.

Ask how long has thecaterer been in business, andfor their references.

Buppy’s Catering has beenin business more than 19years and has repeatedly beenvoted the Favorite Caterer inThe Eagle’s Readers’ Choicecontest. They were selectedagain in 2011 for Best ofWeddings by the knot.

Ask the caterer for abreakdown per menu itembased on the number of guestsyou expect. Remember to askif condiments, garnishes,salad dressings, etc. areincluded in the estimate.

Find out if the catererspecializes in certain typesof food. For example, onecaterer might specialize inprime rib, roast beef or turkeywith appropriate side dishes,while another might offer aninternational array of foodsincluding Asian, Italian,Mexican, etc.

Instead of formal dinnerswith several courses, you mayopt to offer buffet-style foodstations. One advantage offood stations is that it allowsyou to reduce the number ofwaiters needed to service eachtable. Stations also allow youto be a little more creativewith food choices. If the eventwill be a brunch, stationsmight include an omelet bar,crepes, or stir-fry options. Youmay choose to offer a dessertstation that includes icecream and sundae toppings,

cheesecakes or an assortmentof French pastries. Keep inmind that if you opt for foodstations, the caterer maycharge you for plate rental.

The traditional seateddinner service doesn’t haveto consist of chicken orprime rib. Most caterershave a few special dishes intheir repertoire that can beindividually served withoutseeming like they wereproduced on an assembly line.Ask for suggestions from thecaterer on what courses theywould recommend. Be carefulabout going overboard withappetizers. You don’t wantyour guests to be so stuffedthat they have no appetite forthe main course.

If you are having a smallgathering and want to keep itwithin an affordable budget,it is perfectly fine to offeryour guests cocktails and horsd’oeuvres rather than a fullmeal. This usually includessmall stations with fingerfoods, dips and vegetables,as well as waiters passingaround trays of food.

If your event will beheld in a home, garden,or backyard, the catererwill have to make specialarrangements to make surefoods are kept cool or hot andcovered from insects. Makesure the caterer knows wellin advance if the event willbe outdoors and what time ofday it will be. Always have analternative in mind in case ofinclement weather.

Some caterers only providefood, while Buppy’s Cateringcan handle every detail fromthe china, linen, tables, chairsand food preparation to thewait staff and servers. Theyhave taken care of a widerange of events over theyears, from small intimategatherings to large elaboratefunctions, including weddings,family get-togethers, andcorporate meetings.

So the next time youare faced with planning amajor event, seek the help ofBuppy’s experienced cateringconsultants and you will beamazed at how much theycan help make your eventa big success. No matterhow elaborate or simple theoccasion, Buppy guaranteesthe planning of your eventwill be worry-free.

How to Choosea Caterer brought to you by:

Buppy’s Catering

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How ToQuick Tipsbrought to you by:

Glen A. Davis,Regional PresidentCommerce NationalBank

Choosing the right bankthat fits your needs is mucheasier today because there aremany more options availableto consumers.

The first thing you maywant to consider is thetype of banking businessthat fits your needs. Mostpeople place an emphasison customer services andlike the idea of personallyknowing the personnel atthe bank. A lot of times,people prefer banks fortheir friendliness. Buildinga one-on-one relationshipwith your banker reinforcesyour trust and confidence inyour bank. “Knowing yourbanker is beneficial. Yourbanker knowing you is veryimportant. That’s how youbuild a relationship” said GlenA. Davis, Regional Presidentfor Commerce National Bank.

Look for a bank that isclose geographically to whereyou live or work and offersthe same or similar servicesas other banks in town.Or you may want to gaugeyour choice on the bank’saccessibility. If you are on theroad every day, for example,and a bank is located in aconvenient spot along yourregular travel routine, thatmight be the best one for you.

Most banks have similarservices these days, but thereare some differences. A goodway to check the services abank offers is to look up itsWeb site. That will supply youwith information about thetypes of checking and savingsaccounts that are offered,interest rates on loans, whatspecial services might beavailable, etc. Know ahead oftime what kinds of things youare looking for in terms ofservice, products and perks.Does the bank you have in

mind offer online bankingand/or ATM service? Does itoffer good checking accountproducts? Does it offer directdeposit? Are the bank’sinterest rates competitive?Answers to these and otherpertinent questions canusually be found online. If youhave narrowed your choicedown to two or three banks interms of convenience and thetype of banking business youdo, then visiting the Web sitesof the banks could help youmake your final decision.

After you have researchedbanks online in terms ofconvenience and service, takethe time to make a personalvisit. Talk to the bankers andloan officer. Are they someoneyou can speak openly withabout your finances? Arethey decision makers? Doyou think you would feelcomfortable coming to thebank officer and sittingdown with a loan officer?Different banks sometimeshave different hours when thelobby is open to customers.

Which bank officer hourswork best with your workschedule?

If you have just movedto a new location, you maywant to ask neighbors whichbank they would recommend.Use that to narrow yourchoices, and then do your

own researchbased uponthe factorslisted above.

Somethingelse that isimportantin terms ofchoosinga bank isto knowyourself. What

is your purpose in opening anaccount? Do you have a planto build a savings account ordo you just want an accountso that you have a place tohave your paycheck depositedor where you can get yourpaycheck cashed? Is earninginterest important to you?Answering these questionshonestly can help you not just

in choosing a bank, but ingauging your own personalityin terms of finances. Agood bank and banker canbe very beneficial to you inhelping with your finances,whether it is savings, loans orretirement. “A good banker isa strong financial resource foryou,” said Glen A. Davis.

If you’re serious aboutsavings, then you will wanta bank that offers the bestopportunities to its customersfor keeping money depositedthere. But beware. Before youmake any arrangements, beaware of what the penaltiesare for early withdrawals.If you know you might havedifficulty leaving the moneyuntouched, then you maywant to consider a contractwhere the penalties areless severe even though theinterest is not as high. Yourbanker can help you withthese decisions, but in thelong run, it is best to knowyourself and make decisionsaccordingly.

Is your bank a1.Community Bank?Community banks makedecisions locally. Largepublically traded banksare not as flexible, even onthe small-but important-things like flexiblepayment and terms.

Develop a2.relationship withyour banker. Have arelationship with yourbank and banker who canunderstand your situationand needs.

Does your bank3.offer a full array ofproducts and services?Local community banksare more likely tocustomize products andservices to better meetyour individual needs.

4. Does your bankhave the latest in onlinebanking technology?Make sure your bankoffers the latest and userfriendly online bankingfeaturing electronic billpay as well as mobilebanking for on-the-gousers.

How to Select a Bank

Harvey Mitchell Parkway Location William D. Fitch Parkway Location

University Drive Location

Davis

979-260-59821221 Unversity Dr. East979-696-1425

1800 Harvey MitchellParkway South, Suite A979-776-0819

3020 East 29th Street1198WilliamD. Fitch Parkway

commercenb.com

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MEET DAVIDInspired by museums, art, Europeanfashion, Julia and his customers, Davidthrives on designing one-of-a-kindpieces for his discerning customersin search of that unique piece or gift.“Celebrations and life milestonesare marked with jewelry and I feelhonored to be a part of someone’sjourney in such a personal way.”

CoutureC r e a t i o n s

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How ToQuick Tipsbrought to you by:

DavidGardner’sJewelers

Jewelry stores offerhundreds, if not thousands,of styles to choose from foralmost any occasion, butsometimes it takes a custompiece to really capture amoment.

Deciding on customjewelry can be a dauntingtask. Making sure you pickthe right jeweler can make allof the difference in both theease of the process and in thebeauty of the finished piece.If you are going to invest thetime and money into creatingthe perfect piece of jewelryfor your unique occasion,your jeweler should be justas invested in making youhappy. Here are some tips toensure your custom jewelryexperience goes as smoothlyas possible.

Do your homeworkBefore you talk to a

jeweler, have an idea of whatyou want. It doesn’t have to bespecific down to every detail,that’s what the consultationwith the jeweler is for. Lookat a variety of jewelry andconsider what you like aboutcertain pieces. This will helpgive you valuable startingpoints for when you meet witha jeweler. David Gardner, ofDavid Gardner’s Jewelers,suggests collecting pagesfrom magazines with jewelryyou love and anything elsethat inspires you. Bring thosepages to the jeweler and talkto him about what you likeor don’t like about what’s onthem.

This process should alsoreveal to you the degree of“custom” you are seeking.Pay attention to the imagesyou collect. If you findyourself cutting out picturesof jewelry in magazines thatlook precisely like what you’re

looking for, then you maydiscover that true customjewelry is not necessary.

Keep a budget in mind anddiscuss it with your jeweler.Know that bargain shoppingand custom jewelry don’tusually go hand in hand so beprepared to invest in a qualitypiece. Since custom jewelrypieces often becomes a familyheirloom it’s important toend up with a piece that willlast for future generations toenjoy.

Find a jeweler whomeetsyour custom jewelry needs

While having customjewelry made is a trulyexciting process, it is ajourney you take with yourjeweler so make sure you findthe right fit. If you are lookingfor a piece that is truly one-of-a-kind you must assess thecreativity of your jeweler.An invaluable way to findout what creative capabilitiesyour jeweler has is to lookat their past work. Ask themto show you sketches andfinished pieces of customjewelry.

It is also of the utmostimportance to understandthe degree of involvementyour jeweler is capable ofproviding you. Ask yourjeweler where your piece willbe made. In today’s world, itis not uncommon for jewelersto outsource their productionto an offsite facility whichmakes stopping by to seeyour jewelry throughout theprocess difficult to impossible.

“Your jeweler shouldoffer to give you a shop touras you begin the customjewelry process. Something sosignificant should be availablefor you to check on wheneveryou like which is why ourshop sits in the heart of the

store and why we give one-on-one shop tours every chancewe get.”

Don’t move forward untilyou are completely happywith the design

It’s a lot easier to changea piece while it is still in theplanning phase than afterit has been cast. A goodjeweler will allow the clientto be involved throughout thedesign process. There shouldbe the opportunity for follow-up meetings after the initialmeeting to discuss designs,and there should be plentyof opportunities to alter thedesign before productionstarts.

“There should be a numberof sketches or designs forthe client to choose from,”Gardner said. “Those sketchescan reflect different styles orminor variations on a stylealready chosen. The clientshould have plenty of optionsto start with.”Use the right hardware

Choosing the metal andstone for your custom pieceis every bit as important as

the design. Consult with thejeweler and use his or herexpertise to make the rightchoice.

Avoid fad materialsthat will date the piece fortimeless jewelry. It is alsoimportant to consider howmuch wear and tear the piecemight experience. Somematerials are better suitedfor occasional wearing, whileothers stand up better to dailyuse.

The bigmomentAll of the hard work and

planning pays off when youfirst get to see your custompiece of jewelry. A trulyinvolved jeweler revels in thismoment as much as his or herclients.

“Delivering a custom pieceof jewelry is very gratifyingfor a jeweler,” Gardner said.“Our entire store comes alivewhen it’s time for a customerto pick up their jewelry. Allof the employees want to seethe piece or even try it on, andwe’re all very pleased whenwe see the joy that our workbrings to our customers.”

A skilled DG jeweler melts platinum to approximately 3,300 degreesFahrenheit as he begins the casting process for a piece of custom jewelry.

Look at other pieces1.of jewelry to see whatelements you like andmight want in your piece.

Get to know your2.jeweler. The more he orshe learns about yourstyle, the better thefinished piece will be.

Don’t move forward3.until you are happy withthe design. Make sure thepiece you get is exactlywhat you want.

Make sure your4.jeweler gets your finalapproval before castingthe piece.

Consult with your5.jeweler on the metaland stone used. Theirexpertise is very useful.

How to Select Custom Jewelry

The first phaseof designing apiece of customjewelry is theinitial sketch.This is wherethe jeweler

first configuresthe elements

the customer islooking for.

The final reveal is often themost exciting part of any jeweler’s day as all of theirhard work pays off.

979-268-0800911 Unversity Dr. East

www.davidgardnersjewelers.com

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4301 South Texas Avenue • Bryan • 979.846.8660 • jacquesstore.com

FOLLOW US ON FACEBOOK

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Find these toys andmuchmore at

Choosing a toy for a childcan be difficult, especially atcertain ages. Toddlers andchildren closer to 10 years-oldpose problems, but bearingcertain things in mind canmake buying a toy for a childof any age much easier.Here are some tips to makechoosing a toy easier:

1. A toy should be open-ended.

The best toys engage achild’s imagination. Findingtoys that have multiple usesand can be used with othertoys can help children enjoythemmore.

“Blocks are a great open-ended toy,” said Jacque Flaggof Jacque’s toy store in Bryan.“You can do anything withblocks. You can build roads orbuildings and use other toyswith them. There are all kindsof possibilities.”

2. The child should decidehow a toy is playedwith.

While most children willfind a way to play with almostany toy, consider toys that letthe child dictate how they areused. Some toys that are tiedto television or movie seriesare great if the child is a fanof those programs, but won’tbe very appealing if they arenot.

It’s also important notto discourage children forplaying with a toy in a waythat doesn’t seem like theintended us for an adult.So long as the play is safe,allow the child to use theirimagination and criticalthinking skills to find avariety of uses for their toys.

3. Make sure the toy is ageappropriate.

Giving a child a toyintended for older childrencan end up frustratingthem, and can potentiallybe unsafe. Pay attention toage recommendations on thepackaging to make sure youare buying an appropriate toy.

It is also importantto know the child youare shopping for. Evenwhen following packagingrecommendations, buyingage-appropriate toys can betricky.

“Things can get toughright around two years-old,”Flagg said. “There’s stuffmade for kids in that agerange that may be gearedmore for 18 months and downand others that are madefor three and up. It can bevery tough to find somethinggeared for a two year-old thatthey can actually grow with.Toys like peg puzzles andvehicle toys work really wellfor that age group.”

4. Look for a toy that kidscan growwith.

While some age groups aretough to shop for, others haveversatile toys that can growwith them. Flagg points outvarious types of games as toysthat fit this bill.

“You can find math gamesthat start out with simpleaddition and go all the wayup to multiplication anddivision,” Flagg said. “Someconstruction type toys andbuilding blocks are also good.A lot of them are listed asthree and up, but if the childis creative, they will play withthem for a long time”

How to Choose a Toya Child Will Enjoybrought to you by:

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IF IT’SWORTH DOING,IT’SWORTH DOING

RIGHT!

Brazos County Health Department201 N. Texas Avenue • Bryan, Tx 77803-5317(979) 361-4440 • Fax (979) 823-2275

[email protected] • www.brazoshealth.org

A City-County Public Health District

LET US SHOW YOU HOW TO PLANA SAFE TEMPORARY EVENT

How to properly host atemporary event

• Contact the BrazosCounty Health Department tofill out an application and paythe temporary event permitfee of $60 per vendor.

• View the video in thedepartment on how to set up atemporary event.

• At a temporary event, allfood must be prepared on site,no food can be made or comefrom home and the eventmay not operate more than72 hours. Items that cannotbe made on site must bepurchased from a permittedfacility (i.e. potato salad froma supermarket) and receiptsshould be made available.

• If the temporary eventis not set up correctly or theinspector finds a violation,he/she has the authority toshut the temporary eventdown and/or issue anadministrative fee of $60.00.

• Things you must havewhen setting up a temporaryevent:

-a hand sink (water coolerwith spigot) with catch bucket

-a three basin sink or dishpans to wash utensils andmust be labeled: 1. Wash2. Rinse 3. Sanitize (use Cloroxat one capful per gallon ofwater)

-all personnel preppingfood must wear a hairrestraint and wear gloves

-the three basin sink musthave hot water

-all cold foods must be

kept in ice and must hold amaximum temperature of 41degrees Fahrenheit

-all hot foods must be heldat 135 degrees Fahrenheit

-if restrooms are not inclose proximity then Port-a-Potties must be brought in

• All hygiene items must beset up first.

-keep all personal itemssuch as food, drink, clothing,cell phones) away from foodprep/storage areas

-all food and service waremust be kept off the ground

You do not need atemporary food permit if:

• You are selling packagedfood or canned/bottled drinks(sodas from a coke trailerare also OK). Packaged foodssuch as sandwiches, whichrequire refrigeration, DO needa permit.

• You are serving tea,coffee, popcorn, cotton candyor snow cones.

• The food you are servingis from a permitted sourcesuch as a restaurant orsupermarket. The permittedsource should set up fortemporary service and insuretemperatures are correct andsustained.

• Your event has a guestlist or a finite number ofattendees and the public isnot invited nor is the eventadvertised (example: weddingreception).

How to Put on aTemporary Eventbrought to you by:

Don Plitt, EnvironmentalHealth Services Director

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Is Like Money

It’s even moreimportant nowthan ever forall propertyowners tocut back andbudget forthe year.

Let us work for you tolower your Real EstateTaxes. We can protestyour 2012 propertytaxes to put moneyback in your handswhere it belongs!

Note: The Appraisal Foundation Uniform Standards of professional Appraisal Practiceprohibit Mr. Stephen from representing property owners as an MAI or real estate

appraiser. He can, however, apply that knowledge and experience as a property taxconsultant and become a uniquely informed advocate on his clients behalf.

Is Like MoneyIs Like MoneyIn Your Hands!

Is Like MoneyIs Like MoneyTax Savings

CALL: BRIAN STEPHEN, MAITAX APPEAL CONSULTATION SERVICES

979.485.8537 (OFFICE)979.485.8544 (FAX)

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For Testimonials and ReferencesPlease visit our Website at PPABV.com

In Your

Property taxes are one ofthe largest line item expensesincurred by propertyowners. When attempting tocut excess property taxes,even sophisticatedproperty ownersmay not knowall theirrights. Forinstance,thecurrentTexasPropertyTax Codeallowspropertyowners to seek anequity adjustment basedon comparablepropertiesthat areappropriatelyadjusted.Americansacross thecountry are seeingreal estate values drop,both on the commercial andresidential side, yet their realestate taxes are staying thesame or continue to go up.More and more owners areactively pursuing a propertytax protest.

Experts estimate thatbetween 60-70 percent ofALL property owners areover assessed, while only2 percent actually botherto do anything about it.Many don’t know that theycan appeal. The languageand the way that propertytaxes are calculated areoverly complicated. Many

industry experts argue thatcities do this on purpose toconfuse or bore people intonot appealing. In reality, theprocess is not that difficultto understand and the timeneeded to investigate andlearn how to appeal can be aslittle as an afternoon.

The potential savingscan be significant, making itwell worth it for the ownerto appeal. The savings goon and on, year after year,so an annual savings couldtranslate into a large amountover a ten-year period. Inaddition, many owners canqualify for a rebate on taxesthat they have over-paid inprevious years.

Get out there and protestyour property taxes! Astax payers face corporatedownsizing, weak healthcare

programs, a stallingeconomy and thebiggest credit crisissince the greatdepression weneed to addressthis problem andonly pay the tax

actually due.

The deadline tofile a protest is30 days afternotice of yourassessedvalue ismailed toyou. Protestannuallyto minimize

your propertytaxes and seek

advice from a locallicensed propertytax consultant –consultants are

required to be licensedin the state of Texas – tomaximize your savings.

Consider the followingtips when protesting yourproperty taxes:

• Hire a local LicensedProperty Tax Consultant.

• Make sure your LicensedProperty Tax Consultant isexperienced in the appraisalfield and has good references.

• Don’t miss your deadlineto protest.

How to ProtestProperty Taxesbrought to you by:

Brian Stephen,MAI

979-485-8537

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A question we often hearfrom business owners is,“What can I do to be moresuccessful this year?” Myanswer: Understand your cashflow.

Cash flow basically means,“Given the cash I have now,and the cash I expect to comein, will I have enough cashin my bank account to paymy expenses as they comedue?” Sounds simple, but if abusiness owner overestimatesincome and underestimatesexpenses, he or she may notsee a shortage coming andcould run out of money.

So to help you prepare forsuccess in 2012, here are someideas for managing your cashflow effectively:Creating a cash flowprojection

Even healthy businessesrun the risk of owing morethan they can pay in a month.If you will spend 45 minuteseach month on a cash flowprojection, it will help youidentify potential shortfalls.

Start by identifying cashflow assumptions in twoareas:

1. Receivables: Outline howquickly you receive paymentfrom your customers (i.e.,if most of your customerspay you within 30 days,an assumption could be:90 percent of sales will becollected the month after thesale).

2. Payables: Outline whenyour payments are due (i.e., ifyour vendors require paymentwithin two weeks of delivery,an assumption could be:payables are due within 14days of purchase).

TIP: Don’t let optimisminfluence your assumptions.Only the most likely numbersshould appear on yourspreadsheet.

With these assumptions,begin drafting your cashflow projection. Create 12columns across the top of a

spreadsheet, representing thenext 12 months. On the left-hand side, list the followingcategories:

• Operating cash,beginning — The amountof money you’ll have at thebeginning of each month.

• Sources of cash — Allmoney coming in each month(i.e., receivables, direct sales,loans, etc.).

• Total sources of cash—Add the amounts in theOperating cash, beginningrow to the amounts in theSources of cash for eachmonth.

• Uses of cash — List everylikely expense your businessmay incur, such as payroll,accounts payable, rent andloan payments.

• Total uses of cash — Tallyall your expenses so you cansee what will be going out thedoor each month.

• Excess (deficit) of cash—This is the number thatcounts. If you see positivenumbers across the board,you may have extra dollars toinvest. If you see a negativenumber for one of the months— don’t panic — you havetime and options to prepareyour business.

As the months pass,compare your monthly cashflow statements to yourprojections for each month. Ifthe numbers don’t match up,revisit your key assumptions.Don’t worry about smalldifferences – typically lessthan 5 percent.

TIP: In the Total usesfor cash section, set aside10 percent of revenues to beused for “other expenses” soyou’ll have some cushion forunforeseen costs.

Track your projections bycreating a rolling 12-monthplan that you update atthe end of each month. Byadding a new month to theend every time a month iscompleted, you’ll always havea year-ahead grasp of yourbusiness’s financial health.However, don’t try to projectmore than 12 months into thefuture as there are just toomany variables.

Once you’ve gotten intothe habit of using a cash flowprojection, it should giveyou a clearer picture of yourcompany’s ongoing financialhealth. And it’s a great tool formeeting with your banker.

How to Project CashFlow for Businessesbrought to you by:

Steve Boswell

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What is a podiatrist?A podiatrist, DPM, doctor

of podiatric medicine, is theonly health care professionalwhose total training focuseson the foot and related bodysystems. As a specialist infoot care, the podiatristreceives extensive trainingin the diagnosis, treatmentand prevention of footdisorders by medical andsurgical means.

After obtaining anundergraduate degree, thepodiatric doctor spendsfour years in a College ofPodiatric Medicine to obtaina doctorate degree. Manypodiatrists further theireducation by participatingin a postgraduate residencyprogram at an approvedhospital or university.Following their doctoratedegree, each podiatrist mustpass national and stateexaminations in order to belicensed by the state in whichhe or she will practice.

The podiatric physiciancares for people of all ages,treating any foot problem. Thecommon disorders includebunions, heel pain/spurs,hammertoes, neuromas,ingrown toenails, warts, cornsand calluses. The podiatricphysician also renders careof sprains, infections andinjuries to the foot and heel.

If your podiatric surgeonis certified by the AmericanBoard of Podiatric Surgery,he or she has successfullycompleted a credentialing andexamination process and hasdemonstrated a knowledge ofpodiatric surgery, includingthe diagnosis of general footdiseases, deformities andtrauma of the foot and relatedstructures.

Pay carefulattention to details

The foot is a complexstructure made up of 26 bones,33 joints, 107 ligaments and19 muscles and tendons. Allof them deserve the focusedattention and care that amember of the AmericanPodiatric Medical Association(APMA) can provide. For feetof all ages, the members ofAPMA provide high qualityhealth care.

Details are carefullyattended to in meeting therequirements of the healthcare needs of your feet. Goodfoot health is vital to youroverall health. Podiatristsprovide the vast majorityof foot health care servicesin the United States. Theprimary mission of the APMAis to improve the quality offoot care in the nation. Thismission includes attractingqualified young men andwomen to the field andincreasing the awarenessof the importance of foothealth among the generalpublic and other healthprofessionals. The APMAis located in Bethesda,Maryland, just outsideWashington, DC, and theAssociation has componentsocieties in every state,the District of Columbia,Puerto Rico, and the federalservice. APMA representsits member podiatricphysicians from across thecountry. The APMA alsohas more than 20 affiliatedand related organizations.These organizations focustheir attention on education,research, and specialtyareas of interest, such asdermatology, pediatrics,radiology, and sportsmedicine, among others. The

Association’s Internetpresence allowsAPMA to disseminatemore foot healthinformation to servethe public better.

Choosing APodiatrist

One of the mostcommon ways tochoose a Podiatristis to ask forrecommendationsfrom family andfriends. Geographicallocation may beanother means; it maybe easier for you to seea Podiatrist close toyour work rather thanhome, for example.When choosing aPodiatrist and makingthe first appointment,consider the followingpoints:

Communication:You must be able to feelcomfortable about speakingfreely and openly with yourPodiatrist. Every piece ofinformation you provide willhelp the Podiatrist to makea diagnosis. Things you talkabout with your Podiatrist areconfidential.

Consultations: If you feelthat your health concernsmay take longer than theaverage appointment time,ask for a longer appointmentwhen you book. This ensuresconsultations do not runover-time and hold up otherpatients.

Be well-informed: It isimportant that you do notleave your consultation withunanswered questions. If youthink you may not rememberquestions you want to ask orthe answers the Podiatristgives, take a pen and paper

with you. You can note downimportant points you want tocover and get your Podiatristto write the main points youneed to remember.

Language & culture:If English is not your firstlanguage and you wouldfeel more comfortable withsomeone who speaks yourfirst language, contact theoffice to see if they have astaff member you will be ableto communicate with.

Latest Practices:Podiatric medicine andtreatment is a constantlyevolving field. Choose apodiatrist who is up to datewith new treatments andpractices like laser treatmentfor toenail fungus. APodiatrist who uses the latesttechniques can often treatyour condition with moreefficiency and less pain.

How to Choose a Podiatrist

Spends time with1.their patients.

Answers each2.patient’s questions andconcerns.

Has a friendly and3.helpful office staff

Is a Board Certified4.Specialist.

Uses the latest5.techniques andtreatments

Office is6.conveniently located.

brought to you by:

DiagnosticFootSpecialists

Choose aPodiatrist that:

979-774-3668 (FOOT)The Physician’s Centre3201 University Dr. East,

Suite 100 • Bryanwww.diagnosticfootspecialists.com

How ToQuick Tips

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Dr. Robert Leisten, DPM • Dr. Amy Haase, DPMPodiatrists - Foot Specialists

BLUE CROSS/ BLUE SHIELD PROVIDER FOR A&M EMPLOYEES

979-774-3668 (FOOT)

• Covered by most insurance plans, includingMedicare and Medicaid

• Board certified foot specialist

• No hospitalization required

• Treatment of bunions, heel pain, corns, callusesand all foot problems

• Call for free brochure on your foot problemsat no obligation

VISIT OUR WEBSITE AT: WWW.DIAGNOSTICFOOTSPECIALISTS.COM

MEDICARE ACCEPTED • MEMBER ALLIANCE PPO

Located inThe Physicians Centre • 3201 University Dr. East, #100 • Bryan

ARE PAINFUL FEETAFFECTING YOUR QUALITY OF LIFE?

• Fix bunions without having to be ina cast or boot for two months.• We are the 1st in Bryan thatperforms this procedure.

• As seen on TV’s THE DOCTORS

BUNIONASK US ABOUT OUR NEW

‘MINI TIGHT ROPE’ PROCEDURE

NEW TREATMENT FOR HEEL PAIN AND OTHER SOFTTISSUE INJURIES OF THE FOOT NOW AVAILABLE

An innovative treatment for soft tissue injuries of the foot, using thepatients own blood. This procedure offers a safer, less expensive andmore effective alternative to invasive foot surgeries. This treatment willrevolutionize the treatment of stubborn soft tissue injuries. There arevarious applications for this in the foot including planter fasciitis, shinsplints, tendonitis, ankle sprains and Achilles tendonitis. This treatmentis extremely safe with minimal risk, can be done in our office resultingin faster healing and recovery.

BUNIONBunions are an unsightly bump of bone on theside of the foot near the big toe. They can becomepainful because of tight fitting shoes. This conditiontends to run in families and can be corrected withan office procedure.

LASER TOENAIL FUNGUS REMOVALThe treatments use specially designed laser beams,which go through the toenail and safely reduces theinfection in the nail bed that cause Onychomycosis— more commonly known as toenail fungus. Theprocedure requires three safe, quick treatments withlittle or no discomfort and is safe, reduces fungalinfection, and promotes clear toenail growth.

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Looking for a place1.to eat or get some drinksin the Brazos Valley?Click on the restaurantsor menu tabs onwww.shopbrazos.com fora list of restaurants, theirlocations and menus.

Save money on2.eating out or shopping byviewing local specials atshopbrazos.com/deals

Follow Shopbrazos.3.com on Twitter (http://twitter.com/shopbrazos)or the Shopbrazos.com Facebook fanpage(http://www.facebook.com/shopbrazos).

If you’re looking4.for a specific type ofbusiness in the BrazosValley, view the businesscategories on the site(arts and entertainment,real estate, weddings,etc.) or use the searchbox engine at the top ofthe site.

Own a business?5.Search for it onShopbrazos and click‘claim business’ tosubmit any informationthat should be added orupdated for free.

Interested in6.becoming a featuredlisting on Shopbrazos,that would allow you toadd pictures or video,store hours and more?Call 979-731-4660 fordetails.

brought to you by:

ShopBrazos

[email protected]

www.ShopBrazos.com

How ToQuick Tips

Savings of 50 to 80percent can be had at someof the area’s most popularstores and restaurantsevery day, but you have toact fast.

ShopBrazos Daily Dealsoffers up a new deal everyday from a variety of localbusinesses. Restaurants,day spas, clothing stores,car care centers and moreare using Daily Deals togive their customers thebest bargains in town. Allyou have to do is sign upand keep an eye on youremail.

Subscribers can find theDaily Deal each morning intheir email, on page A2 ofThe Eagle and via Twitteror Facebook. From therethey go to shopbrazos.com/deals where they can buytheir Daily Deal voucher.Present the voucher at theparticipating business tocash in on the deal. It’simportant to read the dealcarefully to make sure youuse that voucher before thedeal expires. In most cases,the vouchers expire six

months after purchase.“Daily Deals is very ex-

citing for shoppers becauseyou never know what thenext deal is going to be,”said Jenny Downing, Inter-net Sales Director for The

Eagle. “We want peopleto be as excited checkingtheir email in the morningas they are opening a pres-ent.”

Daily Deals also re-wards its subscribers for

spreading the word aboutthe savings. When you findan offer you like, share itwith your friends usingour Facebook, Twitter oremail links. Every timeyou refer a friend and theypurchase a deal within 30days, you get $10 worthof Deal Bucks applied toyour account for a futurepurchase. That means notonly are you helping yourfriends find great bargains,you’re helping yourselfcash in on more deals inthe future.

Businesses like ChickenOil, Casa Rodriguez andSouthern Jewelz have dealscoming up (can’t say whatday because that wouldruin the surprise). Sign upfor ShopBrazos Daily Dealsat shopbrazos.com/deals.While you’re at it, “like”ShopBrazos on Facebookand follow them on Twit-ter to make sure you nevermiss a deal. To get yourbusiness on Daily Deals,contact Downing at [email protected].

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It’s time you got what you want. A Financial Advisor

who understands that helping you realize your dreams

requires a more personal approach. A professional who’ll

develop a tailored investment strategy based on your

entire financial picture, including money you’ve invested

elsewhere. An investment firm built on a culture of putting

clients’ needs first. You want Wells Fargo Advisors.

Call today.

So your brokerleft you ...what now?

Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate non-bank affiliate ofWellsFargo & Company.©2010Wells Fargo Advisors, LLC. All rights reserved. 1210-1152 [74023-v2] A1290

JasonWyattVice President - InvestmentsBranch Manager979-846-7703jason.wyatt@wellsfargoadvisors.comwww.jwyatt.wfadv.com

Investment and Insurance Products: u NOT FDIC Insured u NO Bank Guarantee u MAY Lose Value

JasonWyattVice President - InvestmentsBranch Manager979-846-7703jason.wyatt@wellsfargoadvisors.comwww.jwyatt.wfadv.com

The right Financial Advisor makes the investingprocess easy to understand and convenient. She or hewill answer your questions and give you the tools andknowledge you need to feel comfortable as an investor.

To begin with, a good Financial Advisor will help youdetermine your investment goals and work with you toput a strong investment plan in place. That means notonly finding the investments best suited for your goals,but helping you meet those goals as market conditionsand your personal needs change.

If you don’t yet have a Financial Advisor, considerthe following suggestions for finding an advisor and forreaching new heights as an investor:

• Seek personal referrals from friends or familymembers

• Seek professional referrals from your lawyer oraccountant

• Attend investment seminars held in yourcommunity

• Take a course in investment planning

• Read books or articles about money managementand/or investment strategies, or consult free investmentbrochures

• Join an investment club

The important thing is to do it. The more time youcan give your money, the more time your money willgive you.

The accuracy and completeness of this article are notguaranteed. The opinions expressed are those of the author(s)and are not necessarily those of Wells Fargo Advisors / WellsFargo Advisors Financial Network or its affiliates. The materialis distributed solely for information purposes and is not asolicitation or an offer to buy any security or instrument or toparticipate in any trading strategy.

This article was written by Wells Fargo Advisors andprovided courtesy of Jason Wyatt, Branch Manager & VPInvestments in Bryan at 979-846-7703.

Investments in securities and insurance products are: NOTFDIC-INSURED/NOT BANK-GUARANTEED/MAY LOSEVALUE

Wells Fargo Advisors, LLC, Member SIPC, is a registeredbroker-dealer and a separate non-bank affiliate of Wells Fargo &Company.

How to Choose aFinancial Advisorbrought to you by:

Wells Fargo Advisors

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The foundation of a homeimpacts almost every otherstructural and architecturalelement. If movementassociated with settling orupheaval compromises thefoundation, the damage willtrickle up through the rest ofthe structure.

In order to avoid long-termproblems, it is essential totake care of any foundationrepairs immediately and keepthe foundation in good shapewith preemptive steps andmaintenance. Doing so willsave time and money in thelong term and help keep yourhome in prime condition.

When repairing afoundation, there are morethan 1,600 patented foundationrepair methods. Whenchoosing the proper methodfor homes in the BrazosValley, one needs to select amethod designed specificallyfor the soil upon which thestructure is placed.

Most of us probably takefoundations for granted.When something is amiss,we may not know the warningsigns. As a homeowner, it’sessential to become wellinformed on this matter sothat you can keep an eye outfor symptoms of foundationproblems.

Do you think you needfoundation repair for yourhome? Symptoms of a badfoundation can be found onthe interior and exterior ofyour home.

One exterior sign is cracksin bricks or mortar, or brickseparation around windowsand doors. Walk around yourhome and look for bricks that

have separated and largecracks in the mortar. If youfind them, chances are youneed some work. Check forcurvature of the brick line.This can be easily checkedby looking along the sidesof your home to see if thebricklines are straight,not curved.

Another exterior sign islarge gaps in exterior doors.Look at your garage door. Isit sitting as level as it used to?Also check the front and backdoor to see if they are squareand they open and closesmoothly. If they do not, youmight have some issues.

One interior symptom thatis pretty obvious is cracksin drywall. Look at your

ceiling and walls and note anycracks. Small cracks may befrom minor settling, but largeones may be a bigger problem.Next look at your floors. Arethey no longer level? Also lookat your cabinets and fireplaceto see if they no longer sitflush. This indicates somekind of shifting with the walls.Lastly examine your interiordoors. Do they no longer closeor open properly? If so youmight need foundation work.

Any of these symptomsmay be a sign that yourfoundation is degenerating. Ifyou see any of these warningsigns, don’t panic. Rememberthat these are just symptomsof foundation problems. Yourproblems may not requireattention but a professional

should examine them.If you do needfoundationrepair, don’t

delay

fixing it. It will only get worsewith time and more expensiveto repair. If you think youmight have problems call aprofessional today.

The reality is, a buildingfoundation will likely needrepair at some point becausechanges in soil conditions,hydrostatic pressure anda variety of other outsideforces can create stress on afoundation. Luckily, there areexperts who specialize in justthis type of work. The expertshould provide you with adetailed elevation surveywith a topographical contourdrawing, detailing differentialfoundation movement and asolution that is simple for youto understand. Foundationcontractors are not licensedby the state and are typicallyself-trained or self-educated.It is imperative to researchany contractor you areconsidering. The one youchoose should be professional

and qualified todo the best jobpossible. Thatcontractor will beable to determinethe cause of theproblem and willhave the tools andknowledge to finda solution for yourproblem.

Foundationinspection andrepair is a scienceof its own. Knowyour contractor.

How to Tell When Foundation Repair is Needed

Watering: 90% of1.all foundation failureis caused by too muchor the lack of water. Toknow how much water isenough, ask an expert.

Drainage: The proper2.slope of soil away fromthe foundation is roughly2 inches of drop for every6 ft.

Drainage systems:3.Never install a systemwithout obtaining a soilsreport and/or checkingwith a professionalthat studies yourconcern and gives youan understandable andreasonable plan of action(proper drainage work isexpensive if done right;avoid the cheap plan, itseldom works).

Knowledge is4.everything: Askquestions until you arecompletely satisfied thatyou understand what isto be expected upon thecompletion of work.

Trees: The proper5.distance from a structureis determined by thefollowing equation: d/h= 2> (d= distance fromstructure, h= height oftree upon maturing)should d/h= <2 upon thetree maturing, foundationfailure will occur.

brought to you by:

BrazosValleySolutions

979-739-8288429 Shady Creek Drive

Bryanwww.bvsolutions.info

How ToQuick Tips

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Upon many years of researching methods used in foundation repair, repairing failed foundations, andexamining failed systems, Walt developed the state-of-the-art system exclusively used by BrazosValley Solutions LLC, Pro-Max™.

The Pro-Max™ piling system is a highly superior method of repairing reinforced concrete slabon grade or reinforced concrete beam foundations placed upon expansive clay soils (typicallyfound in the Bryan/College Station area), utilizing a lead pilot piling designed to insert deeperthan the typical concrete piling. When the pilot is driven it displaces the lateral pressurizedsoils due to pressurization of compacting soils during the driving process. This release enablesdeeper penetration of the piling column & plausible permanent lock. The final result is a pilingsystem which by design will reach a load bearing strata (soil capable of supporting 9K, PSI) thattypically is not affected by seasonal weather conditions or transpiration caused by trees.

429 Shady Creek Dr ★ Bryan ★ 979.739.8288 ★ www.bvsolutions.infoWalter R. Childers, Professional Inspector, TREC#8806

FREEESTIMATES

TO HOME OWNERS

LIMITEDLIFETIMETRANSFERRABLEWARRANTY

The founder of Brazos Valley Solutions LLC, Walter (Walt) Childers is highly educated in theChildersconstruction industry and currently holds a license as a Professional Inspector by the

Texas Real Estate Commission. Walt has inspected over 9,500 foundations and has 35 years generalconstruction experience and knowledge. The following is a list of his various credits:

PROFESSIONALUTA Construction Research Advisory Executive Committee, Chairman 2004•UTA Construction Research Center, Research Committee, Chairman 2002-Present•UTA Construction Research Center, Continuing Education Committee, Board Member 2004-Present•UTA Construction Research Center, Topic Selection Committee, Board Member 2004-Present•Building Professionals Institute, UTA, 2003-2004, Instructor of Remedial Foundation Repair & Design•presented by Building Officials Association of Texas & the Construction Research Center UTA.National Science Foundation, UTA, 2002-Present, Project Chairman, Tracking remedial foundation•methods used in the 26 states which have expansive clay soils.

EDUCATION (Total Education Credit hours of over 700)University of Texas Arlington (UTA)•American Home Inspectors Training Institute, Ltd•Texas A&M University-Commerce•North Texas State University•

Brazos ValleySOLUTIONS

35 YEARS EXPERIENCE

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www.brazosva l leyfootcare .com

NOW ACCEPTING SCOTT ANDWHITE HEALTH PLAN PATIENTS

BryanCollege Station

BrenhamToll Free

(979)776-6060(979)694-5222(979)836-29921-888-284-4643

Locations in Bryan, College Station, Brenham,Caldwell,Cameron, Rockdale,Marlin&Navasota

SeHablaEspañol •Medicare&Most InsurancePlansAccepted

JulieAlbert,DPMRobertAguilar,DPM

EduardoOrihuela,DPMBrianAbbey,DPM

TylerKearney,DPM

BrazosValley Foot Carehasbeenprovidingquality caring servicefor over 30Years.

According to the AmericanDiabetes Association, about15.7 million people (5.9percent of the United Statespopulation) have diabetes.Nervous system damage (alsocalled neuropathy) affectsabout 60 to 70 percent ofpeople with diabetes and is amajor complication that maycause diabetics to lose feelingin their feet or hands.

Foot problems are a bigrisk in diabetics. Diabeticsmust constantly monitortheir feet or face severeconsequences, includingamputation.

With a diabetic foot, awound as small as a blisterfrom wearing a shoe that’stoo tight can cause a lot ofdamage. Diabetes decreasesblood flow, so injuries are slowto heal. When your woundis not healing, it’s at risk forinfection. As a diabetic, yourinfections spread quickly. Ifyou have diabetes, you shouldinspect your feet every day.Look for puncture wounds,bruises, pressure areas,redness, warmth, blisters,ulcers, scratches, cuts andnail problems. Get someone tohelp you, or use a mirror.

Here’s some basic advicefor taking care of your feet:

• Always keep your feetwarm.

• Don’t get your feet wet insnow or rain.

• Don’t put your feet onradiators or in front of thefireplace.

• Don’t smoke or sit cross-legged. Both decrease bloodsupply to your feet.

• Don’t soak your feet.• Don’t use antiseptic

solutions, drugstoremedications, heating pads orsharp instruments on yourfeet.

• Trim your toenailsstraight across. Avoid cuttingthe corners. Use a nail file oremery board. If you find aningrown toenail, contact yourpodiatrist.

• Use quality lotion to keepthe skin of your feet soft andmoist, but don’t put any lotionbetween your toes.

• Wash your feet every daywith mild soap and warmwater.

• Wear loose socks to bed.• Wear warm socks and

shoes in winter.• When drying your feet,

pat each foot with a towel andbe careful between your toes.

• Buy shoes that arecomfortable without a“breaking in” period. Avoidpointed-toe styles and highheels. Try to get shoes madewith leather upper materialand deep toe boxes. Wear newshoes for only two hours orless at a time. Don’t wear thesame pair every day.

• Choose socks andstockings carefully. Wearclean, dry socks every day.

How to Care forDiabetic Feetbrought to you by:

Tyler Kearney,DPM

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Most beauty salons offera menu of spa and beautyservices; however, knowinghow to choose the right

salon, spa and massageprofessional can

make a bigdifference.

At Celebrity Spa & Salon,they offer the highest levelof expertise to providecustomized services for theirguests. Their professionals area valuable resource when itcomes to creating a whole newyou. Each guest is consideredas an individual with his orher own needs.

Celebrity Spa & Salonknows the perfect look startswith a great haircut. Theyoffer a complete range ofsalon services, and also thelatest trends in pedicures,manicures and luxuriousspa treatments essential forcreating a sense of relaxationand rejuvenation. Theirspa is a tranquil place forfull day spa packages, plusmassages and customizedfacials performed by certifiedtherapists.

Choose a salon you haveheard wonderful thingsabout. Confirm they havecertified professionals, andis recognized as “elite” bythe supplier of the productsthat they use and provide forpurchase. Tell the stylistwhat you are looking forin a product and get theirrecommendation for yourspecific needs. If you arelooking for the full rangeof services (manicures,pedicures, highlights,perm, massage,makeup, facials,etc.) make sureyour salon choice

offers all of theseservices. Next, set up

an appointment for you togo in for a consultation beforemaking your final decision.

Laura Atkinson is amember of the Celebrity teamof highly trained stylistswho have knowledge of allthe latest trends. “Fashionis always changing, and wechange with it,” said Laura.“We must continue oureducation and training inthe industry so we can offerthe highest quality service.”Laura is a Redken CertifiedColorist, and a certifiedMaster Redken Specialist.“With each guest, I start with

a consultation. What is theirpersonal style, and lifestyle,how do they typically styletheir hair, etc? Then we createa look that coincides withtheir hair type, face shape andskin tone. “

Before you go, researchwhat you are looking forin fashion magazines. Findyour “celebrity twin” whosefacial features and coloringmost closely match your ownand mimic their obviouslyexpensively purchased “look”.Create a bond of trust witha hairdresser that stands thetest of time and fashion, andwhere communication is key.Be honest with the stylist andif they are the right fit, theywill be more than capable ofusing the information you givethem to convince you to do theright thing. Choose the stylistyou feel most comfortablewith, who really listens andwho understands that findingthe right look is a professionalprocess.

Your local salon and spa,along with the hairstylistyou trust, are ready to washout that gray, update yourcut to something morecontemporary and helpyou find a skin care andmakeup regiment that youcan live with, right down totreating yourself to a regularmanicure and pedicure.

Getting a full-treatmentfacial can bring a new worldof relaxation with manybenefits. Choose the rightfacial for you, based on itspurpose, type and price. Apre-facial consultation willallow the aesthetician todetermine your skin type,as well as products andprocedures to utilize. At theconsultation, also discuss anyproducts that you might beallergic to.

The body’s naturalprocesses can dull facial skinand a facial can improve thelook of that skin. Also, peoplewho have had facials oftenreport feeling relaxed afterthe treatment.

Exfoliation, with

astringents, masks or peels,can reach deep into the skin’supper layer to strip away deadskin cells and reveal newercells underneath. Treatmentssuch as oxygen facials canhelp boost growth of new skincells and soften the skin totemporarily eliminate lines.

The Sumishi Microcurrent,a new kind of face-lift, isoffered at Celebrity Spa &Salon along with packages tohelp achieve and maintain thedesired results. The new hour-long anti-aging procedureoffers painless, non-invasiveface rejuvenation. Manysatisfied customers prove thesuccess of this treatment.

Regular massages - alsoknown as body treatments -can leave you feeling fresher,more relaxed and ready toface the day. Choosing amassage therapist is likechoosing a style of massage:it takes some experimentationto find what works best. Theright therapist fits your needsand preferences, treats youeffectively, and provides apositive experience. Whilesome soreness is normalafter a massage, choose atherapist who leaves youfeeling great. It should besomeone with a gift formassage, and an intuitiveunderstanding of your body.You should feel the immensebenefits of personalized careand progress with regulartreatment.

There’s nothing like therelaxation that comes fromtrained hands kneadingaway all of your daily stress.A massage, facial or othertreatment can often providejust what you need. Youdeserve to take the time toreally relax and be pampered.

The Celebrity team ofprofessionals have a goal -“make every guest feel like aCelebrity from the momentthey walk in the door”. Giftcards are a wonderful andeasy way to give to thatsomeone special, so they canuse it for any desired celebritytreatment.

How to Choose the Right Salon, Spa and Massage

Set an appointment1.for a consultationbefore making yourfinal decision on astylist, massage orfacial therapist

Choose the2.professionals you feelmost comfortable withand who really listens

Regular massages3.- also known as bodytreatments - can leaveyou feeling fresher,more relaxed and readyto face the day

Getting a full-4.treatment facial canbring a new world ofrelaxation with manybenefits

Body treatments5.can provide relief forbody aches and pains

Make sure to6.schedule your timeto really relax and bepampered

brought to you by:

CelebritySpa & Salon

979-690-62004091 Hwy 6, Suite BCollege Station

www.celebrityspa.net

How ToQuick Tips

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www.celebrityspa .net

become a fan on facebook

979.690.6200 • 4091 HWY.6 • SUITE B • CS • MON 9AM-6PM • TUES-FRI 8AM-8:30PM • SAT 9AM-6PM(take barron road exit located on East Frontage Road)

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