Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708.

Front Page: Your account summaryThis important section shows your account summary. It tells you how much you’ve spent, how much available credit you have left and when your minimum monthly payment is due.

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How to read your new statement

Payment optionsWe offer a range of ways for you to make a payment on your account such as BPAY and Direct Debit. A full list of options is provided here.

Available credit This is the amount of credit you have available to spend. This is your credit limit less your current balance and any pending transactions.

flybuys points This details how many points you have collected during this billing period.

Minimum monthly paymentThis is the minimum amount you need to pay each month to keep your account up to date.

Closing balanceThis is the total amount owing on your account at the statement date.

Managing your repaymentsThis section takes a long term view of your repayments. You may use it to estimate the difference you may make by paying above your minimum repayment every month.

Due dateYou must pay the total amount due by this date. You can pay more, such as your total closing balance.

Total dueThis is the total amount you need to pay by the due date to avoid a late fee for this statement period.

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Cheque Payment Details

Drawer Bank Branch Amount

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Your transactionsYour monthly transactions are clearly detailed here. If you’ve made a purchase towards the end of your statement cycle it might probably appear on your next statement rather than your current one.

Back Page: Transactions this statement periodThis section goes into more detail about individual transactions you’ve made on your Coles Mastercard™ since your last statement.

Manage your account onlineDid you know you can use the Online Service Centre to view and manage your account online, anywhere anytime. You can view your transactions, pay your account and save the paper statement fee by switching to electronic statements.

For more information visit osc.coles.com.au

Enquiries The number to call if you need to speak to us. When you call, have your account number ready so we can quickly access your details.

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