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There has been lot of activity on our Orkut group ,ever since the SBI resultsfor recruitment of
11000 clerks were released. State bank of India has started the interview process for those
selected candidates & many members of our group were kind enough to share theirinterview
questions with others.
So, we have decided to re-publish their experiences here so that all candidates including non
members of our Orkut group can benefit.
The Panel : For most candidates the interview lasted between 10-25 mins.The topics were
related to India, banking, economy, current affairs & from your resume. Many candidates
informed us that the Interview panel(senior officials) were cool & the session was full of fun.Now,
let us move to the questions -
Bhawana sharma says ,she was asked about -
* Family background.
* Willing to relocate/ work in rural areas or not?
* Reason for doing MBA after B.Tech (candidate is B.Tech,MBA graduate)
* My MBA was in HR & Finance so they asked abt HR and Subjects in Finance
* About Financial Institutions, Share market, Mutual Funds,Nifty, BSE etc.
* My SWOT analysis (Strength,Weakness,Opportunity,Threats)
* About my hobbies (in resume)
* Names of RBI Governor, President, VP & Deputy chairman of Planning commission
* Asked how will i judge a candidate if he/she is suitable for a job?
* Few questions on RBI,SBI, Recession, Subprime crisis etc.,
* What is written on a 100 rupee note and whose signature are there on it?
barun shares his experience as,
* Tell something about SBI
* Questions related to hobbies
* What are monetary policies
* Repo rate, SLR ,Addhar (The new name of UID Project)
* Why did you apply for clerk job in bank?
* Five years down the line u will be like to be at?
* Will the IPL controversy put a bad image to IPL?
* About Cut motion (recent issue in parliament)
soumya:Xpectin d says,
* Asked about SBI.
* Importance of March 8 & what happened on that day in Indian parliament.(answer is Women's
day & 33% women`s reservation bill)
* Questions from resume/ biodata.
priya details her turn -
* Asked about SBI & SBI associate banks
* Kinds of loan that SBI provides
* About savings bank account & rate of interest for them
* Difference between Private & Public sector banks
* What are the foreign banks in India
* About my hobby (Reading), I was asked who is the author of ‘Discovery of India’
* Headlines of today's newspaper
~Pritha~ says that one of her friend was posed these questions -
* Selection procedure for Rajyasabha members
* IPL results along with best batsman, best bowler etc...
* Family background.
* 5 questions from subject of study in college
End of Part 1. Check out the Part –2 of candidates experiences at the State bank of India
interview session.
VERBAL COMPREHENSION
Directions: Read the given passage and answer the questions that
follow.
Passage
On clear moonless evenings when it is completely dark, you can sometimes
see a faint glow from the horizon. It is called the zodiacal light as it runs
along the zodiac, the constellation through which the planets appear to
travel. This glow is sunlight, reflected off dust particles in the solar system it
is brightest near the sun, so it is best visible after sunset or before dawn,
when the sun is just far enough below the horizon to leave the sky
completely dark.
1. According to this passage the zodiac is a________
a. Collection of sun signs
b. Constellation
c. Star
d. Planet
2. The zodiacal light can be seen only on_____
a. Moonless nights
b. Starry Nights
c. Moonless evenings
d. Alternate days
Directions: Choose the best word from the given options to complete
the sentence.
1. Passing gravy through a ________removes lumps.
a. Mixture
b. Sieve
c. Tap
d. Cap
2. The politician’s poor behaviour was overlooked because of his
.________
a. Selfishness
b. Reluctance
c. Resistance
d. Charisma3. The latest novel in the series opened with a _________ of the previous
books.
a. Syntax
b. Signage
c. Symphony
d. Synopsis
4. Salt is a __________ ingredient in the preparation of any type of food.
a. Indicative
b. Cheerful
c. Outstanding
d. Vital
NUMERICAL COMPREHENSION
Directions: Each of the questions below is followed by two statements,
labeled (1) and (2), in which certain data are given. In these questions you
do not actually have to compute an answer, but rather you have to decide
whether the data given in the statements are sufficient for answering the
questions. Using the data given in the statements plus your knowledge of
mathematics and everyday facts (such as the number of days in a month),
you are to blacken the box on the answer sheet under:
A. If statements (1) ALONE is sufficient but Statement (2) alone is not
sufficient to answer the question asked.
B. If statement (2) ALONE is sufficient but statement (1) alone is not
sufficient to answer the question asked.
C. If BOTH statements (1) and (2) TOGETHER are sufficient to answer the
question asked, but NIETHER statement ALONE is sufficient.
D. If EACH statement is sufficient by itself to answer the question asked.
E. If statements (1) and (2) TOGETHER are NOT sufficient to answer the
question asked and additional data specific to the problem are needed.
1. How much did Seema weigh before she started dieting?
1. She now weighs 63 kilos
2. Seema lost 9 kilos
2. If x and y are numbers, which weighs more: x blue marbles or y red
marbles?
1. x = 5 y
2. Red marbles weigh 1 gram each3. Are there more than 200 pages in the book?
1. John reads at 7 pages an hour
2. There are 500 pictures in the book with at least one picture per
page
Directions: read the problem statements give below and choose the
answer that best fits as a solution.
1) A & B invested RS 2000 & RS 5000. So if there is a profit of RS 28000
what is A’s share if they share the profits in the ratio 2:5?
a) 4000
b) 5000
c) 8000
d) 7000
2) If apples are bought at 11 for RS 10 & sold at 10 for RS 11, how much
will be the gain %?
a) 5%
b) 4%
c) 3%
d) 2%
3) Viral can do a piece of work in 10 days & Raja in 15days. If both of them
work together how long will it take to finish the work?
a) 6days
b) 5days
c) 7days
d) 8days
Directions: Refer to the data give in the table below and answer
the questions that follow.
Performance
Average Good Excellent Total
Male 16 22 10 48
Female 24 8 0 32
Total 40 30 10 80
1. What proportion of good students are male?
a. 2%
b. 3%
c. 4%
d. 5%
2. Among average students, what is the ratio of male to female?
a. 2:3
b. 3:2c. 2:5
d. 3:4
3. Among which group (male/ female) is the number of good students
exactly one third of the number of average students?
a. Male
b. Female
c. Neither
d. Both
LOGICAL REASONING
Directions: There are a series of symbols below that represent a certain action.
Each question consists of two or more figures in a column. Work down the column,
starting with the top figure and applying the action as represented by the symbol
against it. You must then choose from the five possible answers the column that
results from carrying out the actions as required on the figures.
Turn the figure from left to right
Turn the figure upside down
Delete the figure in the box
Exchange this figure with the immediately previous figure
Fill colour in the figure
1.
a b c d e2.
a b c d e
3.
a b c d e
Directions: Choose from the five diagrams marked a, b, c, d and e the
one that best illustrates the relationship among three given classes
in each of the questions. Each class is depicted as a circle in the
figures below.
(a) (b) (c) (d) (e)
1. Vanilla, Chocolate, Ice cream
2. Lotus, flowers, orange
3. Doctors, Teachers, Painters
4. Dentists, Veterinarians, DoctorsDirections: Consider the information given and answer the
questions that follow.
Suresh is heavier than Anil, but not as heavy as Raju. Anil is heavier than
Jayesh. Krishnan is heavier than Suresh, but lighter than Raju.
Who among them is the heaviest?
a. Anil
b. Krishnan
c. Suresh
d. Raju
e. Jayesh
Who among them is the lightest?
a. Anil
b. Krishnan
c. Suresh
d. Raju
e. Jayesh
Answer Key
Reading comprehension
1. b
2. c
Sentence completion
1. b
2. d
3. d
4. d
Numerical: Sufficiency
1. c
2. e
3. b
Numerical: arithmetic
1. c
2. a
3. aNumerical: Data Interpretation
1. b
2. a
3. b
Logical: Diagrammatic
1. a
2. c
3. d
Logical: Venn diagrams
1. b
2. c
3. d
4. b
Logical: working with data
1. d
2. e
ICICI Bank Probationary Officer Recruitment
1. What is the objective of ICICI Bank Probationary Officer recruitment drive?
It is an initiative by ICICI Bank to attract bright graduate students to pursue a career in
banking. It is an attempt to create specialist graduate students with banking
knowledge and skills.
2. How can I apply?
Log on to www.icicicareers.com and fill up the application form online. Test Dates &
Locations will be announced at a later date for which you will get an e-mail/SMS.
3. Which are the locations in which the process is being conducted?
The process is likely to be conducted at the following locations:
PO Location for Aptitude Test/Interview
South West North East
Bangalore Mumbai Chandigarh Ranchi
Chennai Ahmedabad Dehradun Raipur
Coimbatore Nagpur Delhi Patna
Ernakulam Baroda Gurgaon Kolkata
Hyderabad Rajkot Indore Guwahati
Madurai Aurangabad Jaipur Bhubaneshwar
Trivandrum Goa Lucknow
Vizag Bhopal Ludhiana
Mangalore Indore Shimla
Varanasi
Noida
** The above centres are likely to change. The final list of centres will be displayed
once the Venue/Date/Time booking opens.
4. Who can apply?
• Completed graduation with 55% (Aggregate) in any discipline.
• Up to 25 years of age as on May 1, 2011 (should have been born on or after
May 1, 1986)
Only short-listed applicants will be invited for the selection process.
5. Can employees and relatives of ICICI Bank and other ICICI Group companies apply
to the ICICI Bank PO recruitment drive?
Blood relatives (Brother, Sister, Spouse & Children) of ICICI Bank employees cannot
apply. Blood relatives of ICICI Group Companies employees can apply.ICICI Bank Probationary Officer Recruitment
6. What is the selection procedure?
The selection will be through a multi stage selection process comprising of:
a. Aptitude Test
b. Group Discussion
c. Profiling
d. Interview
7. How will you inform me if I am short listed for the selection process?
Short listed applicants will be intimated by email & SMS. A call letter informing them
about the venue and date of the process will also be sent through e-mail.
** Please ensure that your e-mail address & mobile numbers are updated on
www.icicicareers.com
8. When is the selection process being held?
The Aptitude Test is likely to be held in January 2011 followed by Group Discussions/
Interviews in February 2011 for the applicants who clear the Aptitude Test.
9. What happens after I am selected?
You will undergo a 12-14 months intensive residential classroom training and
internship with a stipend.
The PO training is a “cashless bridge” to managerial jobs for aspiring students.
To pursue the PO training, the interested students will have to invest Rs. 2.75 lacs
which would be provided by ICICI Bank as a subsidized loan at an interest rate of
2.5% p.a. [Service Tax on the loan amount will be paid by the probationary officer].
On successful completion of the training & internship, the POs will be absorbed as
Assistant Managers in the Bank. The EMIs for the loan would start once the POs have
joined the bank. There would be no recovery of EMIs or interest during the training
period, the interest accrued during this period would be recovered along with the
normal EMIs. The EMIs are spread over a period of 60 months to ensure that there is
minimal impact in the monthly earnings of the PO.
On successful completion of 60 months of service, the loan amount would be paid
back to the PO.
However, if the applicant leaves during training / within 5 years of joining ICICI Bank
after training, ICICI Bank would recover the interest at market rate on the entire
loaned amount for the period that the amount was loaned to the PO, plus the
outstanding loan. ICICI Bank Probationary Officer Recruitment
The Loan Agreement will have to be signed by the PO soon after joining the Campus.
However, the PO will have to get the Guarantor form ready before joining the
campus for training.
The gross salary on joining the Bank after training will be more than Rs. 4 Lakhs per
annum.
10. How do I as a PO stand to benefit as far as the cost of training is concerned?
Despite the Rs, 2,75,000/- being paid by the PO, it is a CASHLESS BRIDGE for him
since
• The loan is being extended by ICICI Bank at subsidized interest rate of 2.5 %
p.a.
• No EMIs/Interest will be recovered during the training period when the PO
would be paid stipend/scholarship (Rs. 2500/- during class room training
phase of 9 months & more than Rs. 10,000/- during Internship phase of 3
months) to meet out of pocket expenses.
• The EMI/Interest recovery starts only from the 1
st
salary drawn by the PO on
joining the bank after completion of the training & internship.
• The salary for the PO at the grade that he/she would be joining (Asst.
Manager Band I) has been adequately increased to cater for the payment of
loan EMI of approximately Rs. 4,500/- per month.
• On successful completion of 60 months of service with ICICI Bank, the loan
amount (Rs. 2,75,000) would be paid back to the PO.
11. What would be the implications if I were to leave/resign from the PO training
anytime due to unforeseen circumstances?
If, for any reason whatsoever, you leave during training / leave within 5 years of
joining ICICI Bank after training, ICICI Bank would recover the interest at market rate
on the entire loaned amount for the period that the amount was loaned to the PO,
plus the outstanding loan.
• e.g. PO leaves the after 3 months of joining the training. He would be required
to pay
Rs. 2,75,000 + Interest @ 15 % p.a. for 3 months (15% is the
prevailing market rate of interest)
• e.g. If a PO leaves 4 months after joining the Bank after completion of the 1
year training he would be required to pay
Rs. 2,75,000 + Interest @ 15 % p.a. (current market rate) for 16
Months (12 months training + 4 months as employee) – EMIs/Interest
already paid.ICICI Bank Probationary Officer Recruitment
12. Would I be required to pay any other amount?
Yes. If you are selected for the ICICI Bank Probationary Officer you would be required
to Deposit Rs. 5,000/- Admission Security Deposit into ICICI Bank Account before
giving acceptance for the Invitation Letter for the Probationary officer Training. The
procedure for this will be explained in your Invitation Letter. This amount will be
refunded to you on completion of 90 days training at the Academy. However, if you
do not join the training after confirmation or leave the training within 90 days of
joining, this amount will be forfeited.
13. What is the Guarantee that ICICI Bank will give job as Assistant Manager after the
training and Internship?
All the Probationary Officer selects will be given a Job Guarantee letter soon after
joining for Training at ICICI Manipal Academy. Job will guaranteed against the
Probationary officer successfully completing the training and Internship.
14. What would be my Salary once I join the bank after training?
Your gross annual salary on joining the bank will be more than 4 Lakhs (Cost To
Company).
15. Would I be required to sign any agreement for the loan?
Yes. Loan agreement, as is required for any loan that an individual avails from a bank,
would have to be signed. Processing charges/Stamp Duty of approximately Rs. 250/-
or as decided by the bank will have to be paid by you for the agreement.
16. What are the areas in which training will be provided?
Applicants joining the Probationary officer training will be enrolled for MBA in
Banking and Finance. It is a UGC approved program and Manipal University awards
the degree.
Course Duration
MBA (Banking & Finance) course duration is for a period of 30 months (2 ½ years)
with the maximum period for completion being 60 months.
MBA (Banking & Finance) program consists of two phases,
First Phase:
• Comprising of 12 months of On-campus training (9 months of classroom training
& 3 months of internship in ICICI Bank). ICICI Bank Probationary Officer Recruitment
• On successful completion of the first 12 months of training POs will be awarded
the Post Graduate Diploma in Banking from ICICI Manipal Academy.
• On Campus training comprises of Trimester I, II and III and is designed to provide
banking skills to perform effectively in a banking environment.
• On successful completion of the first 12 months of training, the POs will be
absorbed as Assistant Managers in the Bank.
The students are provided with an exit option after successfully completing the first
year of the MBA (Banking & Finance) program. Such students are allowed to exit the
MBA program with a Post Graduate Diploma in Banking (PGDB).
However POs who wish to continue with the MBA (Banking & Finance) program are
allowed to rejoin the MBA (Banking & Finance) program within 6 months of their
completion of PGDB from IMA campus. Such students, by virtue of their being
Assistant Managers working at different branches/locations of ICICI Bank will be
provided their lectures and study materials online.
Second Phase [Optional]:
• Comprising of 18 months of Online Training are designed to provide managerial
skills to the students in a working and business environment.
• Probationary Officers who have chosen to continue with their MBA (Banking &
Finance) program can pursue the second phase along with their job at ICICI Bank.
• Second phase will attracts tuition fees of Rs 1.00 Lakh.
17. When is the training starting?
The training is likely to start in 1
st
week of May 2011 for May Batch.
18. Where will the training be held?
The training will be held in Bangalore or any other location in India as decided by
ICICI Bank.
19. Which functional area, location would the Probationary Officers be placed post
completion of the Training and Internship?
Specialization in a functional area is decided by the Bank based on the prevailing
needs and business requirements. Further the location of posting is decided by the
bank on the basis of business requirements.