Id Theft & Phishing

By: Audie, Fae, Jeff, and Julia

ID Theft

• Occurs when an unauthorized party uses your personal information to commit fraud.

Id Theft• 10 million cases

• 1 in 20 adults

• Fastest Growing Crime

• Victims are often Arrested

Id Theft (How it Occurs)

• Phishing

• Old Mail

• Dumpster Diving

• Hacking

• Online Transactions

• Lost/Stolen Purse/Wallet

Preventatives

• Credit Protection Service

• Run Credit Annually (all 3 agencies)

• Shred Old Mail

• Keep Mailing Address Up-to-Date

• Never Carry Social Security Card

• Never Give out Personal Information

• Don’t Carry What You Don’t Need

If You Become A Victim

• 175 hours, $800

• Police Report

• Obtain Credit Reports

• FTC Report

• Get Credit Protection Service

• Keep Detailed Notes of Conversations

• Make a list of Names and Numbers

• Copies of Everything

Phishing

• attempting to acquire sensitive information such as usernames, passwords and credit card information through an electronic communication.

Phishing• AOHell (1996)

• Transition to Financial Institutions (2001)

• Social Networking Sites (2006)

• Further Development (Present)

Spear Phishing

Targeted versions of phishing

Phishers are able to determine which banks potential victims use, and target bogus e-mails

accordingly.

WhalingSpear Phishing high profile

targets

Phishing directed specifically at senior level

executives, wealthy individuals

More ResourcesID Theft http://www.ftc.gov

Phishing http://www.antiphishing.org/

http://www.onguardonline.gov/topics/phishing.aspx