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Insurance & Reinsurance Health Care Finance & Investments Real Estate identifying opportunities, creating solutions American Assurance Underwriters Group identifying opportunities, creating solutions American Assurance Underwriters Group
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Page 1: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

Insurance & Reinsurance

Health Care

Finance & Investments

Real Estate

identifying opportunities, creating solutions

American Assurance Underwriters Group

identifying opportunities, creating solutions

American Assurance Underwriters Group

Page 2: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

The American Assurance Underwriters Group

is a multinational organization bringing a

global perspective to Risk Management and

Investments, managed by experienced

professionals who adhere to the industries’

best traditional values.

AAUG is headquartered in Fort Lauderdale,

Florida, USA, and has offices across North

America, South America and Europe.

AAUG is committed to building value for its

shareholders by providing profitably priced,

quality products and services to its clients and

remaining secure in its "client-first"

philosophy.

AAUG

www.aaug.com

1

AAUG is a vibrant and growing enterprise that has been in operation

since September 2001. Our management team, with a combined

experience of over 60 years in the insurance/reinsurance industry,

draws strength from its broad and diverse international experience.

Our staff of insurance specialists has expertise in the critical areas of product

development, actuarial support, front-office and back-office administration,

portfolio management, and risk analysis including underwriting and reinsurance.

During this challenging financial time our team is dedicated to partnering with our

clients to provide services and products that enable them to weather this difficult

period and succeed in their businesses.

We are a company that delivers consistently outstanding performance, that

honors its commitments and that operates in an increasingly progressive and

transparent manner.

I am proud to introduce you to our people in the pages that follow.

Sincerely,

Gregor R.H. Gregory

President

AAUG Companies

Letter from the President

Page 3: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

The American Assurance Underwriters Group

is a multinational organization bringing a

global perspective to Risk Management and

Investments, managed by experienced

professionals who adhere to the industries’

best traditional values.

AAUG is headquartered in Fort Lauderdale,

Florida, USA, and has offices across North

America, South America and Europe.

AAUG is committed to building value for its

shareholders by providing profitably priced,

quality products and services to its clients and

remaining secure in its "client-first"

philosophy.

AAUG

www.aaug.com

1

AAUG is a vibrant and growing enterprise that has been in operation

since September 2001. Our management team, with a combined

experience of over 60 years in the insurance/reinsurance industry,

draws strength from its broad and diverse international experience.

Our staff of insurance specialists has expertise in the critical areas of product

development, actuarial support, front-office and back-office administration,

portfolio management, and risk analysis including underwriting and reinsurance.

During this challenging financial time our team is dedicated to partnering with our

clients to provide services and products that enable them to weather this difficult

period and succeed in their businesses.

We are a company that delivers consistently outstanding performance, that

honors its commitments and that operates in an increasingly progressive and

transparent manner.

I am proud to introduce you to our people in the pages that follow.

Sincerely,

Gregor R.H. Gregory

President

AAUG Companies

Letter from the President

Page 4: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

ú

ú

ú

ú

ú

ú

ú

Privately owned

Headquartered in Fort Lauderdale,

Florida

Focused on Personal Lines with

emphasis in Health Insurance

Real Estate Brokerage

Real Estate Development

Wealth of professional experience

Strategic alliances with specialized

providers

2 3

HighlightsMission, Vision & Shared Values

Our Mission

To provide solutions that create value, and protect and

enhance the welfare of our clients, partners, shareholders,

employees and communities.

Our Vision

To be a multinational organization recognized for its

leadership and innovation in the markets in which we

operate.

Our Shared Values

Trust - We are ethical, coherent and transparent in

everything we do and every relationship we have, inside

or outside the organization.

Integrity - We are honest and forthright in our dealings

with employees, customers, suppliers, vendors,

shareholders and the communities in which we do

business.

Commitment - Each of us brings to the workplace a

personal responsibility which guides us to meet our

commitments to customers, suppliers, colleagues, and

others with whom we interact.

Excellence - We have an uncompromising determination

to achieve excellence in everything we undertake.

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ú

ú

ú

Page 5: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

ú

ú

ú

ú

ú

ú

ú

Privately owned

Headquartered in Fort Lauderdale,

Florida

Focused on Personal Lines with

emphasis in Health Insurance

Real Estate Brokerage

Real Estate Development

Wealth of professional experience

Strategic alliances with specialized

providers

2 3

HighlightsMission, Vision & Shared Values

Our Mission

To provide solutions that create value, and protect and

enhance the welfare of our clients, partners, shareholders,

employees and communities.

Our Vision

To be a multinational organization recognized for its

leadership and innovation in the markets in which we

operate.

Our Shared Values

Trust - We are ethical, coherent and transparent in

everything we do and every relationship we have, inside

or outside the organization.

Integrity - We are honest and forthright in our dealings

with employees, customers, suppliers, vendors,

shareholders and the communities in which we do

business.

Commitment - Each of us brings to the workplace a

personal responsibility which guides us to meet our

commitments to customers, suppliers, colleagues, and

others with whom we interact.

Excellence - We have an uncompromising determination

to achieve excellence in everything we undertake.

ú

ú

ú

ú

Page 6: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

Worldwide ExpatriateAdvisors, L.L.C.

Coral Gables, Florida, USA

AAUGBRASIL

AAUG Asistencia Mundialdel Ecuador, S.A.

Quito, Ecuador

The Businesses of AAUG

4

INSURANCE & REINSURANCE HEALTH CARE

AAUGINS. CO. LTD.

AAUG Insurance Company, Ltd.

Tortola, British Virgin Islands

AAUG

San Patricio Segurosde Vida y Salud, S.A.

Buenos Aires, Argentina

AAUGRE

AAUG Reinsurance Division

Fort Lauderdale, Florida, USA

AAUGLONDON

AAUG do BrasilOperadora de Saúde Ltda.

Curitiba, Brazil

AAUGECUADOR

WORLDWIDE EXPATRIATE ASSOCIATION

Worldwide Expatriate Association, Inc.

Tortola, British Virgin Island

WORLDWIDE EXPATRIATE ADVISORS

AAUG LondonRepresentative Office

London, England

Worldwide Expatriate Administrators, L.L.C.

Cooper City, Florida, USA

AAUGREALTY

Pembroke Park Holdings

Pembroke Park, Florida, USA

5

FINANCE & INVESTMENTS REAL ESTATE

Provida S.R.L.

Salta, Argentina

Provest Capital Management

New York City, USA

AAUG Realty, L.L.C.

Fort Lauderdale, Florida, USA

Page 7: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

Worldwide ExpatriateAdvisors, L.L.C.

Coral Gables, Florida, USA

AAUGBRASIL

AAUG Asistencia Mundialdel Ecuador, S.A.

Quito, Ecuador

The Businesses of AAUG

4

INSURANCE & REINSURANCE HEALTH CARE

AAUGINS. CO. LTD.

AAUG Insurance Company, Ltd.

Tortola, British Virgin Islands

AAUG

San Patricio Segurosde Vida y Salud, S.A.

Buenos Aires, Argentina

AAUGRE

AAUG Reinsurance Division

Fort Lauderdale, Florida, USA

AAUGLONDON

AAUG do BrasilOperadora de Saúde Ltda.

Curitiba, Brazil

AAUGECUADOR

WORLDWIDE EXPATRIATE ASSOCIATION

Worldwide Expatriate Association, Inc.

Tortola, British Virgin Island

WORLDWIDE EXPATRIATE ADVISORS

AAUG LondonRepresentative Office

London, England

Worldwide Expatriate Administrators, L.L.C.

Cooper City, Florida, USA

AAUGREALTY

Pembroke Park Holdings

Pembroke Park, Florida, USA

5

FINANCE & INVESTMENTS REAL ESTATE

Provida S.R.L.

Salta, Argentina

Provest Capital Management

New York City, USA

AAUG Realty, L.L.C.

Fort Lauderdale, Florida, USA

Page 8: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

6

AAUG do Brasil is headed by AAUG Vice

Chairman Tavo Conti. Tavo has been in

the health insurance and reinsurance

business for over 20 years, having

headed Towers Perrin Re’s Latin

American reinsurance operations prior

to co-founding AAUG.

Headquartered in the thriving southeastern

city of Curitiba, with offices in Sao Paulo,

Camborui, Rio de Janeiro, Campinas and Sao

Francisco do Sul, AAUG do Brasil Operadora

de Saúde Ltda. excels at exceeding its clients’

expectations by providing superior service,

giving life to its company motto of “Our aim is

to safeguard your health”.

AAUG will soon launch its new life, accident

and health insurance company AAUG Brasil

Seguros, Ltda.

AAUG do Brasil’s

state of the art

health administration

system assures clients

prompt and

reliable service.

7

AAUGBRASIL

The corporation is headed by AAUG Chairman Gregor Gregory with more than two

decades of experience dealing with international markets. Greg has held

executive positions at John Alden Insurance Company and Global Risk Alternatives

prior to co-founding AAUG.

Vice President Roy Alvarado with over 30 years experience in the insurance

industry, has held executive positions in various insurance organizations, most

notably at AIG, Johnson & Higgins and as a Senior Vice President of Marsh.

Controller Louis A. Blas with over 20 years financial experience in the insurance

and reinsurance industry, began his career with New York based Johnson &

Higgins.

Head Actuary Jeffrey Miller, FSA and CPA, has over 30 years experience in the

field and assists in developing products and pricing models that are competitive

and profitable in the various countries and jurisdictions in which AAUG operates.

The AAUG family of companies maintain

ongoing programs in insurance, reinsurance,

real estate and financial brokerage throughout

Latin America, the Middle East, Asia, the

British Virgin Islands and the United States.

Managing overall operations from its Fort

Lauderdale, Florida offices, AAUG L.L.C. is the

group’s corporate headquarters and oversees

AAUG operations worldwide.

Corporate

Page 9: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

6

AAUG do Brasil is headed by AAUG Vice

Chairman Tavo Conti. Tavo has been in

the health insurance and reinsurance

business for over 20 years, having

headed Towers Perrin Re’s Latin

American reinsurance operations prior

to co-founding AAUG.

Headquartered in the thriving southeastern

city of Curitiba, with offices in Sao Paulo,

Camborui, Rio de Janeiro, Campinas and Sao

Francisco do Sul, AAUG do Brasil Operadora

de Saúde Ltda. excels at exceeding its clients’

expectations by providing superior service,

giving life to its company motto of “Our aim is

to safeguard your health”.

AAUG will soon launch its new life, accident

and health insurance company AAUG Brasil

Seguros, Ltda.

AAUG do Brasil’s

state of the art

health administration

system assures clients

prompt and

reliable service.

7

AAUGBRASIL

The corporation is headed by AAUG Chairman Gregor Gregory with more than two

decades of experience dealing with international markets. Greg has held

executive positions at John Alden Insurance Company and Global Risk Alternatives

prior to co-founding AAUG.

Vice President Roy Alvarado with over 30 years experience in the insurance

industry, has held executive positions in various insurance organizations, most

notably at AIG, Johnson & Higgins and as a Senior Vice President of Marsh.

Controller Louis A. Blas with over 20 years financial experience in the insurance

and reinsurance industry, began his career with New York based Johnson &

Higgins.

Head Actuary Jeffrey Miller, FSA and CPA, has over 30 years experience in the

field and assists in developing products and pricing models that are competitive

and profitable in the various countries and jurisdictions in which AAUG operates.

The AAUG family of companies maintain

ongoing programs in insurance, reinsurance,

real estate and financial brokerage throughout

Latin America, the Middle East, Asia, the

British Virgin Islands and the United States.

Managing overall operations from its Fort

Lauderdale, Florida offices, AAUG L.L.C. is the

group’s corporate headquarters and oversees

AAUG operations worldwide.

Corporate

Page 10: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

CEO Ralf Kaiser is a twenty year

veteran of the insurance and

reinsurance industry. Ralf held

executive positions with Munich Re,

Cologne Re and Gerling Holding. Prior

to joining AAUG, he was the CEO of

local insurance and banking

operations.

Headquartered in Quito, AAUG Asistencia

Mundial del Ecuador, S.A. is centered on

offering the client and expatriates residing

therein, competitively priced, world class

products and services assuring its clients

superior attention in its extensive network of

health facilities throughout the region.

AAUG del Ecuador

offers a unique

“First Class Service”

experience.

8

AAUGDEL ECUADOR S.A.

9

Providing the Argentine insurance market with

state-of-the-art products and able to adapt to

the diverse environments of the country, San

Patricio Seguros is a duly authorized

insurance company geared to satisfying its

clients’ needs against the high costs of

Health, Group Life, Personal Accidents and

Funeral Expenses.

Director and General Manager Luis A. Botta

has over 25 years experience in insurance

and reinsurance, most notably with the

American International Group (AIG) and the

Reliance Insurance Group.

Carlos Sadi, Director, has over 35 years

senior executive experience in the insurance

industry, primarily with AIG and the St. Paul

Group of Insurance Companies.

Director and CFO Guillermo “Pancho” Conti,

CPA, holds a Bachelor's degree in Business

Administration and Finance from the

Universidad Argentina de Empresa. Prior to

joining AAUG, his career centered in the

banking sector, most notably as a direct

report to the Controller for Latin America of

Citibank, N.A.

San Patricio Seguros

provides one-stop

shopping to meet

all your Life,

Health and Personal

Accidents requirements.

AAUG

Page 11: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

CEO Ralf Kaiser is a twenty year

veteran of the insurance and

reinsurance industry. Ralf held

executive positions with Munich Re,

Cologne Re and Gerling Holding. Prior

to joining AAUG, he was the CEO of

local insurance and banking

operations.

Headquartered in Quito, AAUG Asistencia

Mundial del Ecuador, S.A. is centered on

offering the client and expatriates residing

therein, competitively priced, world class

products and services assuring its clients

superior attention in its extensive network of

health facilities throughout the region.

AAUG del Ecuador

offers a unique

“First Class Service”

experience.

8

AAUGDEL ECUADOR S.A.

9

Providing the Argentine insurance market with

state-of-the-art products and able to adapt to

the diverse environments of the country, San

Patricio Seguros is a duly authorized

insurance company geared to satisfying its

clients’ needs against the high costs of

Health, Group Life, Personal Accidents and

Funeral Expenses.

Director and General Manager Luis A. Botta

has over 25 years experience in insurance

and reinsurance, most notably with the

American International Group (AIG) and the

Reliance Insurance Group.

Carlos Sadi, Director, has over 35 years

senior executive experience in the insurance

industry, primarily with AIG and the St. Paul

Group of Insurance Companies.

Director and CFO Guillermo “Pancho” Conti,

CPA, holds a Bachelor's degree in Business

Administration and Finance from the

Universidad Argentina de Empresa. Prior to

joining AAUG, his career centered in the

banking sector, most notably as a direct

report to the Controller for Latin America of

Citibank, N.A.

San Patricio Seguros

provides one-stop

shopping to meet

all your Life,

Health and Personal

Accidents requirements.

AAUG

Page 12: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

10 11

Gordon Devlin, General Manager of

AAUG's London Representative Office

has worked within the reinsurance

industry for over 30 years, including

20 years at Alexander Howden

Reinsurance Brokers, later part of the

Aon Group. Gordon has successfully

designed and implemented

reinsurance programs for India, the

Middle East and Europe. He will

continue to do so and further promote

AAUG's interests in these regions and

within the London reinsurance

marketplace.

AAUGLONDON

With the worldwide nature of AAUG Group

activities, the opening of the London office in

January of 2008 provides a necessary liaison

point for the increasing opportunities

presenting themselves to the Group from

Europe, Middle East and Far East, as well as

providing access to the vibrant London

insurance and reinsurance marketplace.

AAUG London enhances

AAUG’s global reach and

anchors the group’s

presence in the world’s

premier market

AAUG Insurance Co., Ltd.

provides flexible

solutions to premiere

insurance carriers

worldwide.

AAUG Insurance Company Limited, domiciled

in the city of Road Town, Island of Tortola, The

British Virgin Islands, enhances AAUG’s

insurance and reinsurance underwriting

capabilities and increases its risk retention

capacity by assuming risks on a worldwide

basis. Locally managed by Caledonian

Insurance Services (BVI) Ltd., a renowned and

experienced insurance management firm,

AAUG retains ultimate underwriting authority

in AAUG Insurance Company Limited.

AAUGINS. CO. LTD.

Page 13: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

10 11

Gordon Devlin, General Manager of

AAUG's London Representative Office

has worked within the reinsurance

industry for over 30 years, including

20 years at Alexander Howden

Reinsurance Brokers, later part of the

Aon Group. Gordon has successfully

designed and implemented

reinsurance programs for India, the

Middle East and Europe. He will

continue to do so and further promote

AAUG's interests in these regions and

within the London reinsurance

marketplace.

AAUGLONDON

With the worldwide nature of AAUG Group

activities, the opening of the London office in

January of 2008 provides a necessary liaison

point for the increasing opportunities

presenting themselves to the Group from

Europe, Middle East and Far East, as well as

providing access to the vibrant London

insurance and reinsurance marketplace.

AAUG London enhances

AAUG’s global reach and

anchors the group’s

presence in the world’s

premier market

AAUG Insurance Co., Ltd.

provides flexible

solutions to premiere

insurance carriers

worldwide.

AAUG Insurance Company Limited, domiciled

in the city of Road Town, Island of Tortola, The

British Virgin Islands, enhances AAUG’s

insurance and reinsurance underwriting

capabilities and increases its risk retention

capacity by assuming risks on a worldwide

basis. Locally managed by Caledonian

Insurance Services (BVI) Ltd., a renowned and

experienced insurance management firm,

AAUG retains ultimate underwriting authority

in AAUG Insurance Company Limited.

AAUGINS. CO. LTD.

Page 14: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

12 13

Co-founder James Anderson, with over

25 years of experience in the health

insurance industry, has held executive

positions with John Alden Life

Insurance Company and Anchor

Benefit Consulting, a Florida based

third-party administration company.

Co-founder Penny Zervigon has more

than 35 years experience in the health

and reinsurance industry. She has

held executive positions with John

Alden Life Insurance Company and

Alden Risk Management Services. She

owns Evaluations Plus Inc., a

consulting and auditing firm to health

and reinsurance companies.

Worldwide Expatriate Administrators, LLC

provides third-party administrative services to

clients in the global marketplace. With our

many years of international and domestic

experience, we have developed proprietary

technology and programming to streamline

the administrative functions and provide our

clients with the highest level of quality service.

WEAdministrator’s

interactive technology

delivers the most

comprehensive

user-friendly assistance

AAUGRE

AAUG Re, a division of AAUG L.L.C., is a

Managing General Underwriter for select,

highly rated insurance carriers participating in

all forms of Life, Accident and Health

reinsurance programs worldwide. AAUG Re

employs the actuarial services of renowned

consultants, ReAct International Consulting,

Inc. to develop risk and pricing models to

evaluate submissions.

AAUG RE

offers outstanding

capacity and service

to international

Insurance Companies

and Brokers

Page 15: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

12 13

Co-founder James Anderson, with over

25 years of experience in the health

insurance industry, has held executive

positions with John Alden Life

Insurance Company and Anchor

Benefit Consulting, a Florida based

third-party administration company.

Co-founder Penny Zervigon has more

than 35 years experience in the health

and reinsurance industry. She has

held executive positions with John

Alden Life Insurance Company and

Alden Risk Management Services. She

owns Evaluations Plus Inc., a

consulting and auditing firm to health

and reinsurance companies.

Worldwide Expatriate Administrators, LLC

provides third-party administrative services to

clients in the global marketplace. With our

many years of international and domestic

experience, we have developed proprietary

technology and programming to streamline

the administrative functions and provide our

clients with the highest level of quality service.

WEAdministrator’s

interactive technology

delivers the most

comprehensive

user-friendly assistance

AAUGRE

AAUG Re, a division of AAUG L.L.C., is a

Managing General Underwriter for select,

highly rated insurance carriers participating in

all forms of Life, Accident and Health

reinsurance programs worldwide. AAUG Re

employs the actuarial services of renowned

consultants, ReAct International Consulting,

Inc. to develop risk and pricing models to

evaluate submissions.

AAUG RE

offers outstanding

capacity and service

to international

Insurance Companies

and Brokers

Page 16: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

14 15

AAUG Realty, L.L.C. is geared to satisfying its

clients’ expectations in residential and

commercial real estate. With its “client first”

philosophy, AAUG Realty offers expert advice on:

Market Trends!

Location!

Pricing and Financing!

Contract Wording!

Property Management !

AAUG Realty is located in Fort Lauderdale,

Florida.

AAUGREALTY

AAUG Realty is managed by Carlos

Jimenez, a State of Florida licensed

Real Estate Broker since 1993. Before

joining AAUG Realty, Mr. Jimenez was a

shareholder and Director of UMI

Realty. He is a member of the National

Association of Realtors as well as the

Board of Realtors of Miami and the

Beaches, South Broward, Tallahassee,

and the Mid-Florida Region. He is

active in the Hollywood Chamber of

Commerce.

Mr. Francisco “Chico” Pesserl, an

engineer, has been active in the Brazilian

market for over 35 years as an

entrepreneur, an executive and as a

business consultant focused on

technology and marketing. He is an

advisor to the President of the Federal

Council of Realtors of Brazil (COFECI) and

coordinates the National Technological

Insertion Program. He is currently

concluding his preparation as a Realtor in

the ULBRS.

Chico can be contacted as follows:Rua Benjamin Constant, 526 - Curitiba/PRTel: 41-3014-5050 / Cel: [email protected]

Jorge Falcon, Director, is an Electrical

Engineer from the US Air Force Academy. He

joined General Electric completing their

Financial Management Program and headed

sales for the South American region. In

2002, he became Sales VP for Pension

America. In 2004 Jorge co-founded

American Premier Trust and in 2006 he co-

founded WEAdvisors.

Leonardo L. Cornide, Director, is an

Electrical Engineer from Florida International

University and a Masters of Finance from

the University of Miami. Since1993, Leo has

held managerial positions in General

Electric, Thomas & Betts Corporation and

Pension Fund of America. In 2004, he co-

founded American Premier Trust and in

2006 WEAdvisors.

WEA, the Worlwide Expatriate Association, has

been supplying quality insurance products

since 1965. WEAdvisors, founded in 2006,

provides expert advise regarding international

health insurance, life, travel and disability

insurance for individual expatriates living

abroad as well as their employers. Our

expatriate health insurance plans can also

cover local nationals in accordance with local

regulations.

WEAdvisor’s expertise

offers unparalleled

advice to its

global clients

Page 17: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

14 15

AAUG Realty, L.L.C. is geared to satisfying its

clients’ expectations in residential and

commercial real estate. With its “client first”

philosophy, AAUG Realty offers expert advice on:

Market Trends!

Location!

Pricing and Financing!

Contract Wording!

Property Management !

AAUG Realty is located in Fort Lauderdale,

Florida.

AAUGREALTY

AAUG Realty is managed by Carlos

Jimenez, a State of Florida licensed

Real Estate Broker since 1993. Before

joining AAUG Realty, Mr. Jimenez was a

shareholder and Director of UMI

Realty. He is a member of the National

Association of Realtors as well as the

Board of Realtors of Miami and the

Beaches, South Broward, Tallahassee,

and the Mid-Florida Region. He is

active in the Hollywood Chamber of

Commerce.

Mr. Francisco “Chico” Pesserl, an

engineer, has been active in the Brazilian

market for over 35 years as an

entrepreneur, an executive and as a

business consultant focused on

technology and marketing. He is an

advisor to the President of the Federal

Council of Realtors of Brazil (COFECI) and

coordinates the National Technological

Insertion Program. He is currently

concluding his preparation as a Realtor in

the ULBRS.

Chico can be contacted as follows:Rua Benjamin Constant, 526 - Curitiba/PRTel: 41-3014-5050 / Cel: [email protected]

Jorge Falcon, Director, is an Electrical

Engineer from the US Air Force Academy. He

joined General Electric completing their

Financial Management Program and headed

sales for the South American region. In

2002, he became Sales VP for Pension

America. In 2004 Jorge co-founded

American Premier Trust and in 2006 he co-

founded WEAdvisors.

Leonardo L. Cornide, Director, is an

Electrical Engineer from Florida International

University and a Masters of Finance from

the University of Miami. Since1993, Leo has

held managerial positions in General

Electric, Thomas & Betts Corporation and

Pension Fund of America. In 2004, he co-

founded American Premier Trust and in

2006 WEAdvisors.

WEA, the Worlwide Expatriate Association, has

been supplying quality insurance products

since 1965. WEAdvisors, founded in 2006,

provides expert advise regarding international

health insurance, life, travel and disability

insurance for individual expatriates living

abroad as well as their employers. Our

expatriate health insurance plans can also

cover local nationals in accordance with local

regulations.

WEAdvisor’s expertise

offers unparalleled

advice to its

global clients

Page 18: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

16

Headquarters:

110 E. Broward Blvd., Suite 2400,

Fort Lauderdale, Florida, 33301

(954) 920-2772

Fax: (954) 920-2773

www.aaug.com

Brazil:

Rua Dr. Pedrosa 186 - Centro

CEP 80420-120, Curitiba, Paraná, Brazil

+55-41-3013-9600 or

+55-41-3013-9630

www.aaug.com.br

Argentina:

Avenida Julio A. Roca 781, Piso 4, C1067.BC,

Buenos Aires

+5411-5236-1030

Fax: + 5236-1081

www.sanpatricioseguros.com.ar

London:

No. 1 Cornhill

London, EC3V 3ND

+44 (0) 20-3178-4735

Fax: +44 (0) 20-3178-4734

Contact Information

Ecuador:

Edf. Artigas Cien, Piso 8, Avenida 12 de Octubre

No. 24-831, Quito

+593-2254-4294

Fax: +593-022-906-905

www.aaug.com.ec

British Virgin Islands:

Columbus Centre

P.O Box 4428 Road Town

Tortola, British Virgin Islands

Realty:

110 E. Broward Blvd., Suite 2400,

Fort Lauderdale, Florida, 33301

(954) 920-2772

Fax: (954) 920-2773

www.aaugrealty.com

WEAdministrators:

2525 Embassy Drive, Suite 15

Cooper City, Florida 33026

(954) 719-0348

www.wwexpa.com

WEAdvisors:

2151 Le Jeune Road, Suite 200

Coral Gables, Florida 33134

(305) 443-9610

Fax: (305) 443-9671

www.weadirect.com

Page 19: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

16

Headquarters:

110 E. Broward Blvd., Suite 2400,

Fort Lauderdale, Florida, 33301

(954) 920-2772

Fax: (954) 920-2773

www.aaug.com

Brazil:

Rua Dr. Pedrosa 186 - Centro

CEP 80420-120, Curitiba, Paraná, Brazil

+55-41-3013-9600 or

+55-41-3013-9630

www.aaug.com.br

Argentina:

Avenida Julio A. Roca 781, Piso 4, C1067.BC,

Buenos Aires

+5411-5236-1030

Fax: + 5236-1081

www.sanpatricioseguros.com.ar

London:

No. 1 Cornhill

London, EC3V 3ND

+44 (0) 20-3178-4735

Fax: +44 (0) 20-3178-4734

Contact Information

Ecuador:

Edf. Artigas Cien, Piso 8, Avenida 12 de Octubre

No. 24-831, Quito

+593-2254-4294

Fax: +593-022-906-905

www.aaug.com.ec

British Virgin Islands:

Columbus Centre

P.O Box 4428 Road Town

Tortola, British Virgin Islands

Realty:

110 E. Broward Blvd., Suite 2400,

Fort Lauderdale, Florida, 33301

(954) 920-2772

Fax: (954) 920-2773

www.aaugrealty.com

WEAdministrators:

2525 Embassy Drive, Suite 15

Cooper City, Florida 33026

(954) 719-0348

www.wwexpa.com

WEAdvisors:

2151 Le Jeune Road, Suite 200

Coral Gables, Florida 33134

(305) 443-9610

Fax: (305) 443-9671

www.weadirect.com

Page 20: identifying opportunities, creating solutionsAAUG BRASIL AAUG Asistencia Mundial del Ecuador, S.A. Quito, Ecuador The Businesses of AAUG 4 INSURANCE & REINSURANCE HEALTH CARE AAUG

AAUG

110 E. Broward Blvd., Suite 2400

Fort Lauderdale, Florida 33301

www.aaug.com


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